Table of Contents

कनाडा/अमेरिका से निवेश स्वीकार करने वाले एएमसी अनिवासी भारतीय
भारत में निवेश के लिए एनआरई, एनआरओ, एफसीएनआर खाते
म्यूचुअल फंड में निवेश करने के लिए अनिवासी भारतीयों के लिए केवाईसी प्रक्रिया
यूएस/कनाडा एनआरआई के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड
Top 10 Funds

म्यूचुअल फंड हाउस जो यूएसए/कनाडा स्थित एनआरआई को भारत में निवेश करने की अनुमति देते हैं

Updated on February 17, 2025 , 45090 views

संयुक्त राज्य अमेरिका और कनाडा में स्थित अनिवासी भारतीय केवल कुछ में निवेश करने में सक्षम होंगेम्यूचुअल फंड हाउस भारत में। कई एएमसी (संपत्ति प्रबंधन कंपनियां) भारत में अभी तक संयुक्त राज्य अमेरिका या कनाडा में स्थित अनिवासी भारतीयों से निवेश की अनुमति नहीं है। ऐसा इसलिए है क्योंकि संयुक्त राज्य अमेरिका द्वारा अधिनियमित विदेशी खाता कर अनुपालन अधिनियम (FATCA) है। फिर भी, कुछ प्रमुख एएमसी हैं जहां एक एनआरआई पैसा निवेश करने की योजना बना सकता है। यहां हम एनआरआई के लिए केवाईसी प्रक्रिया को भी देखेंगेम्युचुअल फंड में निवेश भारत में, एनआरई, एनआरओ, एफसीएनआर खाता, साथ मेंसर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड अच्छा मुनाफा कमाने के लिए निवेश करना।

कनाडा/अमेरिका से निवेश स्वीकार करने वाले एएमसी अनिवासी भारतीय

जब से एफएटीसीए आया है, कई एएमसी ने अमेरिका और कनाडा में स्थित एनआरआई से निवेश स्वीकार करना बंद कर दिया है क्योंकि इसमें एएमसी की ओर से बहुत सारी कागजी कार्रवाई और अनुपालन शामिल था।

विदेशी खाता कर अनुपालन अधिनियम सभी वित्तीय संस्थानों के लिए अनिवार्य है कि वे अमेरिकी सरकार के साथ अनिवासी भारतीयों (एनआरआई) सहित अमेरिकी नागरिकों से जुड़े लेनदेन का विवरण साझा करें। यह सुनिश्चित करने के लिए है कि अमेरिकी नागरिकों द्वारा कोई कर चोरी न होआय विदेशों में उत्पन्न। वर्ष 2015 में, भारत ने FATCA को लागू करने और अंतर्राष्ट्रीय कर अनुपालन में सुधार के लिए संयुक्त राज्य अमेरिका के साथ अंतर-सरकारी समझौते (IGA) पर हस्ताक्षर किए।

FATCA के तहत, सभी वित्तीय संस्थाएं जैसे म्यूचुअल फंड हाउस,बीमा कंपनी, बैंकों से अपेक्षा की जाती है कि वे भारत सरकार को अपने ग्राहक की जानकारी प्रस्तुत करें जिसे आगे यूएस/कनाडाई सरकार के साथ साझा किया जाएगा।

हालांकि, कुछ ऐसे म्युचुअल फंड हाउस हैं जो यूएस/कनाडा में एनआरआई बेस से निवेश स्वीकार करते हैं:

इनमें से प्रत्येक एएमसी की यूएस या कनाडा स्थित एनआरआई से निवेश स्वीकार करने की एक अलग शर्त है। इनमें से कुछ फंड हाउस केवल कागजी आवेदन फॉर्म में निवेश स्वीकार करते हैं, जबकि कुछ एनएसई एनएमएफआईआई या बीएसई स्टारएमएफ प्लेटफॉर्म आदि के माध्यम से ऑनलाइन आवेदन स्वीकार कर सकते हैं।

भारत में निवेश के लिए एनआरई, एनआरओ, एफसीएनआर खाते

में निवेश करने के लिएम्यूचुअल फंड्स भारत में किसी भारतीय के साथ निम्नलिखित में से कोई भी खाता खोलना चाहिएबैंक:

एनआरई खाता

यह अनिवासी बाहरी (एनआरई) खाता है जो बचत, चालू, स्थिर या के रूप में हो सकता हैआवर्ती जमा. आपको इस खाते में विदेशी मुद्रा जमा करनी होगी। भारतीय मुद्रा जमा करने में सक्षम होने के लिए, आपको एनआरओ खाता खोलना होगा। एनआरई खाते में लेनदेन राशि की कोई ऊपरी सीमा नहीं है।

एनआरओ खाता

एनआरओ या अनिवासी साधारण खाता बचत या चालू खाते के रूप में होता है जो एनआरआई के लिए भारत में अर्जित अपनी आय का प्रबंधन करने के लिए होता है। एनआरओ खाते में जमा होने के बाद विदेशी मुद्रा भारतीय रुपये में परिवर्तित हो जाती है। एक एनआरओ खाता किसी अन्य एनआरआई के साथ-साथ निवासी भारतीय (करीबी रिश्तेदार) के साथ संयुक्त रूप से रखा जा सकता है।

एफसीएनआर खाता

यह विदेशी मुद्रा गैर-प्रत्यावर्तनीय खाता जमा के लिए है। इस खाते में, अनिवासी भारतीय अपना प्रेषण कर सकते हैंआय कनाडा की $, US$, यूरो, AU$, येन और पाउंड जैसी छह मुद्राओं में से एक में। अन्य एफसीएनआर या एनआरई खातों से फंड ट्रांसफर किया जा सकता है। FCNR में, मूलधन और ब्याज पर कोई टैक्स नहीं लगता है।

एक बार जब आप इनमें से कोई भी खाता खोलते हैं, तो आपको केवाईसी मानदंडों के तहत अपना केवाईसी (अपने ग्राहक को जानें) सफलतापूर्वक पूरा करना होगा, जो कि किसके द्वारा निर्धारित हैसेबी (भारतीय प्रतिभूति विनिमय बोर्ड)। कोई भी सेबी-पंजीकृत किसी भी इंटरमीडिएट के साथ अपना केवाईसी पूरा कर सकता है।

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म्यूचुअल फंड में निवेश करने के लिए अनिवासी भारतीयों के लिए केवाईसी प्रक्रिया

आपकी केवाईसी प्रक्रिया को सफलतापूर्वक पूरा करने के लिए, अनिवासी भारतीयों को कुछ महत्वपूर्ण चरणों को पूरा करने और दस्तावेज प्रस्तुत करने की आवश्यकता है जैसे:

ए। केवाईसी फॉर्म

एक एनआरआई को जमा करना होगाकेवाईसी फॉर्म सेबी पंजीकृत इंटरमीडिएट में भरे गए सभी आवश्यक विवरणों के साथ। दस्तावेजों को कूरियर / डाक द्वारा इंटरमीडिएट को भेजा जा सकता है।

बी। दस्तावेज़

निम्नलिखित आवश्यक दस्तावेज हैं जिन्हें जमा करने की आवश्यकता है:

विदेशी पते का प्रमाण
भारतीय निवासी पता प्रमाण
हाल की एक तस्वीर
पासपोर्ट की कॉपी

मर्चेंट नेवी में अनिवासी भारतीयों के मामले में, एक नाविक की घोषणा या निरंतर निर्वहन प्रमाणपत्र की प्रमाणित प्रति प्रस्तुत की जानी चाहिए।

बनाम प्रमाणपत्र

एनआरआई या पीआईओ (भारतीय मूल के व्यक्ति) भारत में पंजीकृत अनुसूचित वाणिज्यिक बैंकों की विदेशी शाखाओं के अधिकृत अधिकारियों, न्यायाधीश, कोर्ट मजिस्ट्रेट, सार्वजनिक नोटरी, या देश में भारतीय दूतावास / वाणिज्य दूतावास जनरल द्वारा प्रमाणित उपरोक्त दस्तावेज प्राप्त कर सकते हैं। स्थित हैं।

डी। व्यक्तिगत सत्यापन (आईपीवी) में

सेबी के नियमों के अनुसार केवाईसी प्रक्रिया के लिए आईपीवी अनिवार्य है। इंटरमीडिएट को एनआरआई/पीआईओ के आईपीवी का संचालन करना चाहिए।

कृपया ध्यान दें कि जमा करते समय उपरोक्त सभी दस्तावेज/प्रमाण अंग्रेजी भाषा में होने चाहिए।

यूएस/कनाडा एनआरआई के लिए सर्वश्रेष्ठ प्रदर्शन करने वाले म्युचुअल फंड

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
Sundaram Mid Cap Fund Growth	-8.7	-11	9.2	20.9	19.3	32	Mid Cap
UTI Transportation & Logistics Fund Growth	-7.1	-14.7	3.6	20.2	21.1	18.7	Sectoral
L&T Infrastructure Fund Growth	-13.7	-18.6	3	20	21	28.1	Sectoral
UTI Healthcare Fund Growth	-6.4	-3.7	14.8	19.2	23.2	42.9	Sectoral
L&T India Value Fund Growth	-8.6	-10.8	3.6	19.1	20.9	25.9	Value
UTI Core Equity Fund Growth	-5.1	-9	11.8	19	21.3	27.2	Large & Mid Cap
L&T Midcap Fund Growth	-13.5	-14.7	4.1	18.5	18.3	39.7	Mid Cap
UTI Infrastructure Fund Growth	-5.8	-13.9	2.8	18.3	17.9	18.5	Sectoral
Sundaram Infrastructure Advantage Fund Growth	-10.4	-15.5	1.6	18.1	19.8	23.8	Sectoral
L&T Business Cycles Fund Growth	-11.7	-13.4	6.3	17.5	17.3	36.3	Sectoral
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 25

*फंड की सूची पिछले 3 साल के रिटर्न पर आधारित है।

1. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.7% since its launch. Ranked 13 in Mid Cap category. Return for 2024 was 32% , 2023 was 40.4% and 2022 was 4.8% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (20 Feb 25)	₹1,204.43 ↑ 16.63 (1.40 %)
Net Assets (Cr)	₹11,638 on 31 Jan 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.8
Sharpe Ratio	0.73
Information Ratio	0.2
Alpha Ratio	5.98
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,656
31 Jan 22	₹14,416
31 Jan 23	₹14,878
31 Jan 24	₹22,096
31 Jan 25	₹26,124

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-7.2%
3 Month	-8.7%
6 Month	-11%
1 Year	9.2%
3 Year	20.9%
5 Year	19.3%
10 Year
15 Year
Since launch	23.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	3.94 Yr.
Ratish Varier	24 Feb 21	3.94 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	19.29%
Consumer Cyclical	18.76%
Industrials	15.94%
Health Care	11.01%
Basic Materials	8.84%
Technology	6.63%
Consumer Defensive	3.71%
Real Estate	3.39%
Communication Services	3.14%
Utility	1.99%
Energy	1.57%

Asset Allocation

Asset Class	Value
Cash	5.73%
Equity	94.27%
Other	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	4%	₹461 Cr	6,016,821 ↓ -74,341
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	3%	₹404 Cr	1,233,900 ↑ 4,682
Sundaram Liquid Dir Gr Investment Fund \| -	3%	₹402 Cr	1,789,035 ↑ 439,026
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	3%	₹385 Cr	19,247,362 ↓ -764,035
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 06 \| 500251	3%	₹356 Cr	500,408 ↓ -17,368
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹328 Cr	1,747,182
Lupin Ltd (Healthcare) Equity, Since 31 Jan 23 \| 500257	3%	₹327 Cr	1,388,200
Oberoi Realty Ltd (Real Estate) Equity, Since 31 Jan 22 \| OBEROIRLTY	3%	₹321 Cr	1,389,543
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 22 \| PERSISTENT	2%	₹313 Cr	484,892
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	2%	₹286 Cr	3,977,349 ↓ -566,282

2. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.3% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (20 Feb 25)	₹233.806 ↑ 2.70 (1.17 %)
Net Assets (Cr)	₹3,334 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,822
31 Jan 22	₹14,712
31 Jan 23	₹16,327
31 Jan 24	₹23,270
31 Jan 25	₹26,060

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-3.3%
3 Month	-7.1%
6 Month	-14.7%
1 Year	3.6%
3 Year	20.2%
5 Year	21.1%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.83%
Industrials	16.66%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.49%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹513 Cr	1,704,697 ↓ -56,732
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹323 Cr	297,670
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹288 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹232 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹205 Cr	233,238
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	399,357
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹156 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹151 Cr	5,426,416 ↑ 414,706
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹150 Cr	360,404
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹92 Cr	390,372 ↓ -30,000

3. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.4% since its launch. Return for 2024 was 28.1% , 2023 was 50.7% and 2022 was 3.1% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund Growth
Launch Date	27 Sep 07
NAV (20 Feb 25)	₹41.1346 ↑ 0.54 (1.32 %)
Net Assets (Cr)	₹2,511 on 31 Dec 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.1
Sharpe Ratio	1.27
Information Ratio	0.55
Alpha Ratio	12.2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,863
31 Jan 22	₹15,156
31 Jan 23	₹15,575
31 Jan 24	₹24,572
31 Jan 25	₹27,760

L&T Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-11.3%
3 Month	-13.7%
6 Month	-18.6%
1 Year	3%
3 Year	20%
5 Year	21%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.1%
2023	50.7%
2022	3.1%
2021	56.3%
2020	1.6%
2019	-3.1%
2018	-17.1%
2017	61.1%
2016	8.6%
2015	6.8%

Fund Manager information for L&T Infrastructure Fund

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	5.13 Yr.
Gautam Bhupal	26 Nov 22	2.19 Yr.
Sonal Gupta	26 Nov 22	2.19 Yr.

Data below for L&T Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	50.47%
Basic Materials	11.64%
Energy	8.53%
Communication Services	7.35%
Utility	7.15%
Technology	4.18%
Financial Services	3.94%
Real Estate	2.65%
Consumer Cyclical	1.82%

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	97.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	7%	₹180 Cr	5,385,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	7%	₹167 Cr	462,900 ↓ -78,100
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	7%	₹166 Cr	5,654,400 ↓ -1,476,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	7%	₹165 Cr	1,041,600
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹107 Cr	882,800 ↑ 146,800
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹102 Cr	88,900
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	3%	₹79 Cr	315,600 ↓ -82,100
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹77 Cr	42,730 ↓ -6,970
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹67 Cr	1,488,800
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	2%	₹62 Cr	90,050

4. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (20 Feb 25)	₹260.436 ↑ 2.06 (0.80 %)
Net Assets (Cr)	₹1,150 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	1.03
Information Ratio	-0.36
Alpha Ratio	0.34
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,455
31 Jan 22	₹17,925
31 Jan 23	₹16,531
31 Jan 24	₹24,618
31 Jan 25	₹30,793

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-7.1%
3 Month	-6.4%
6 Month	-3.7%
1 Year	14.8%
3 Year	19.2%
5 Year	23.2%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.76 Yr.

Data below for UTI Healthcare Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Health Care	96.03%
Basic Materials	1.27%
Financial Services	0.29%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹137 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹71 Cr	464,949 ↑ 14,289
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹65 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹57 Cr	193,047
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹50 Cr	309,311
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹47 Cr	266,306
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹44 Cr	60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	557,701 ↓ -53,957
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹39 Cr	74,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	61,480

5. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 4 in Value category. Return for 2024 was 25.9% , 2023 was 39.4% and 2022 was 5.2% .

Below is the key information for L&T India Value Fund

L&T India Value Fund Growth
Launch Date	8 Jan 10
NAV (20 Feb 25)	₹96.245 ↑ 0.38 (0.39 %)
Net Assets (Cr)	₹12,849 on 31 Jan 25
Category	Equity - Value
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.5
Information Ratio	1.17
Alpha Ratio	3.07
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,170
31 Jan 22	₹15,904
31 Jan 23	₹16,482
31 Jan 24	₹24,313
31 Jan 25	₹27,547

L&T India Value Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-6%
3 Month	-8.6%
6 Month	-10.8%
1 Year	3.6%
3 Year	19.1%
5 Year	20.9%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.9%
2023	39.4%
2022	5.2%
2021	40.3%
2020	14.6%
2019	4.6%
2018	-11.4%
2017	41.3%
2016	8.1%
2015	12.9%

Fund Manager information for L&T India Value Fund

Name	Since	Tenure
Venugopal Manghat	24 Nov 12	12.2 Yr.
Gautam Bhupal	1 Oct 23	1.34 Yr.
Sonal Gupta	1 Oct 23	1.34 Yr.

Data below for L&T India Value Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	28.48%
Basic Materials	15.29%
Industrials	14.27%
Technology	12.18%
Consumer Cyclical	8.25%
Consumer Defensive	6.65%
Real Estate	4.64%
Energy	2.83%
Communication Services	2.07%
Utility	1.86%
Health Care	1.85%

Asset Allocation

Asset Class	Value
Cash	1.62%
Equity	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 11 \| ICICIBANK	4%	₹562 Cr	4,382,100
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Sep 23 \| MCX	4%	₹498 Cr	798,650
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| HDFCBANK	4%	₹477 Cr	2,691,300
KEC International Ltd (Industrials) Equity, Since 28 Feb 17 \| 532714	3%	₹466 Cr	3,887,970
Tech Mahindra Ltd (Technology) Equity, Since 30 Nov 21 \| 532755	3%	₹390 Cr	2,284,900
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 20 \| FEDERALBNK	2%	₹321 Cr	16,063,900
Infosys Ltd (Technology) Equity, Since 31 Dec 10 \| INFY	2%	₹320 Cr	1,702,400 ↑ 145,900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 15 \| RELIANCE	2%	₹307 Cr	2,522,806
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Apr 23 \| 522275	2%	₹306 Cr	1,472,899
Paradeep Phosphates Ltd (Basic Materials) Equity, Since 30 Sep 23 \| 543530	2%	₹296 Cr	26,832,297

6. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.7% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (20 Feb 25)	₹162.209 ↑ 0.63 (0.39 %)
Net Assets (Cr)	₹4,047 on 31 Jan 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	0.87
Information Ratio	0.69
Alpha Ratio	7.14
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,284
31 Jan 22	₹15,878
31 Jan 23	₹16,313
31 Jan 24	₹22,547
31 Jan 25	₹26,899

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-4.3%
3 Month	-5.1%
6 Month	-9%
1 Year	11.8%
3 Year	19%
5 Year	21.3%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.72 Yr.

Data below for UTI Core Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Consumer Cyclical	11.89%
Technology	10.37%
Basic Materials	10.35%
Health Care	8.59%
Communication Services	5.82%
Consumer Defensive	5.37%
Industrials	4.88%
Utility	3.66%
Real Estate	1.69%
Energy	1.31%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹307 Cr	1,729,604
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹190 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	4%	₹151 Cr	3,130,577 ↑ 40,348
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹143 Cr	759,586 ↑ 18,657
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹99 Cr	4,944,828 ↑ 368,014
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹87 Cr	494,141
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹86 Cr	4,857,577 ↑ 316,945
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Aug 21 \| OFSS	2%	₹86 Cr	66,903
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹85 Cr	2,486,972

7. L&T Midcap Fund

To generate capital appreciation by investing primarily in midcap stocks. The scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100.

L&T Midcap Fund is a Equity - Mid Cap fund was launched on 9 Aug 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.5% since its launch. Ranked 5 in Mid Cap category. Return for 2024 was 39.7% , 2023 was 40% and 2022 was 1.1% .

Below is the key information for L&T Midcap Fund

L&T Midcap Fund Growth
Launch Date	9 Aug 04
NAV (20 Feb 25)	₹333.434 ↑ 5.25 (1.60 %)
Net Assets (Cr)	₹10,753 on 31 Jan 25
Category	Equity - Mid Cap
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.77
Sharpe Ratio	0.53
Information Ratio	-0.14
Alpha Ratio	4.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,149
31 Jan 22	₹14,583
31 Jan 23	₹14,755
31 Jan 24	₹21,674
31 Jan 25	₹25,267

L&T Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for L&T Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-11.9%
3 Month	-13.5%
6 Month	-14.7%
1 Year	4.1%
3 Year	18.5%
5 Year	18.3%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.7%
2023	40%
2022	1.1%
2021	30.4%
2020	19%
2019	-0.2%
2018	-12%
2017	52.3%
2016	9.8%
2015	10.8%

Fund Manager information for L&T Midcap Fund

Name	Since	Tenure
Venugopal Manghat	1 Oct 23	1.34 Yr.
Cheenu Gupta	26 Nov 22	2.19 Yr.
Sonal Gupta	1 Oct 23	1.34 Yr.

Data below for L&T Midcap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	29.39%
Financial Services	18.39%
Consumer Cyclical	14.24%
Technology	13.48%
Real Estate	7.01%
Health Care	6.91%
Utility	4.74%
Consumer Defensive	2.27%
Basic Materials	1.85%
Communication Services	0.05%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 May 24 \| 500093	5%	₹620 Cr	8,521,430 ↑ 977,930
PB Fintech Ltd (Financial Services) Equity, Since 31 Jan 24 \| 543390	5%	₹573 Cr	2,719,200 ↑ 367,500
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	4%	₹547 Cr	304,800
Trent Ltd (Consumer Cyclical) Equity, Since 30 Jun 19 \| 500251	4%	₹452 Cr	634,900
Suzlon Energy Ltd (Industrials) Equity, Since 31 Mar 24 \| SUZLON	4%	₹438 Cr	70,452,868 ↓ -19,954,232
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹421 Cr	15,135,559
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCAMC	3%	₹405 Cr	964,400
JSW Energy Ltd (Utilities) Equity, Since 31 Mar 24 \| JSWENERGY	3%	₹404 Cr	6,288,700
BSE Ltd (Financial Services) Equity, Since 30 Apr 24 \| BSE	3%	₹398 Cr	747,800 ↑ 59,750
Godrej Properties Ltd (Real Estate) Equity, Since 31 Mar 17 \| GODREJPROP	3%	₹378 Cr	1,357,604 ↑ 182,504

8. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.4% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (20 Feb 25)	₹126.604 ↑ 0.99 (0.79 %)
Net Assets (Cr)	₹2,118 on 31 Jan 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.2
Information Ratio	-0.03
Alpha Ratio	1.88
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,114
31 Jan 22	₹14,050
31 Jan 23	₹14,605
31 Jan 24	₹21,791
31 Jan 25	₹23,756

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-5.6%
3 Month	-5.8%
6 Month	-13.9%
1 Year	2.8%
3 Year	18.3%
5 Year	17.9%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.42 Yr.

Data below for UTI Infrastructure Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	41.16%
Communication Services	12.84%
Utility	10.91%
Energy	10.43%
Basic Materials	7.21%
Financial Services	6.3%
Real Estate	3.92%
Consumer Cyclical	3.73%
Technology	0.05%

Asset Allocation

Asset Class	Value
Cash	3.45%
Equity	96.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	12%	₹266 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹228 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹139 Cr	4,178,944
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹116 Cr	101,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹101 Cr	831,450
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹82 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹69 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹62 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹61 Cr	491,713
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹52 Cr	675,092

9. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Sundaram Infrastructure Advantage Fund is a Equity - Sectoral fund was launched on 29 Sep 05. It is a fund with High risk and has given a CAGR/Annualized return of 11.4% since its launch. Return for 2024 was 23.8% , 2023 was 41.7% and 2022 was 2.1% .

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (20 Feb 25)	₹81.343 ↑ 0.95 (1.18 %)
Net Assets (Cr)	₹908 on 31 Jan 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.48
Sharpe Ratio	0.34
Information Ratio	-0.12
Alpha Ratio	3.94
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,537
31 Jan 22	₹15,997
31 Jan 23	₹16,005
31 Jan 24	₹23,976
31 Jan 25	₹26,636

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-9.3%
3 Month	-10.4%
6 Month	-15.5%
1 Year	1.6%
3 Year	18.1%
5 Year	19.8%
10 Year
15 Year
Since launch	11.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%
2015	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ratish Varier	23 Jul 20	4.53 Yr.
Ashish Aggarwal	1 Jan 22	3.09 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	43.13%
Utility	10%
Communication Services	9.33%
Energy	8.7%
Basic Materials	8.37%
Consumer Cyclical	5.54%
Financial Services	4.31%
Technology	3.32%
Real Estate	2.76%

Asset Allocation

Asset Class	Value
Cash	4.92%
Equity	95.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	8%	₹74 Cr	205,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	7%	₹66 Cr	417,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	6%	₹55 Cr	455,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹46 Cr	1,370,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹37 Cr	32,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| 532898	2%	₹23 Cr	750,000
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Aug 24 \| AMBER	2%	₹21 Cr	28,500 ↓ -4,500
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	2%	₹20 Cr	94,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	2%	₹19 Cr	650,000
Esab India Ltd (Industrials) Equity, Since 30 Jun 17 \| ESABINDIA	2%	₹18 Cr	31,400

10. L&T Business Cycles Fund

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.1% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 36.3% , 2023 was 31.3% and 2022 was 5.3% .

Below is the key information for L&T Business Cycles Fund

L&T Business Cycles Fund Growth
Launch Date	20 Aug 14
NAV (20 Feb 25)	₹36.9514 ↑ 0.40 (1.10 %)
Net Assets (Cr)	₹959 on 31 Jan 25
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.43
Sharpe Ratio	0.67
Information Ratio	0.78
Alpha Ratio	7.24
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,352
31 Jan 22	₹14,177
31 Jan 23	₹14,608
31 Jan 24	₹20,563
31 Jan 25	₹24,256

L&T Business Cycles Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for L&T Business Cycles Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-9.8%
3 Month	-11.7%
6 Month	-13.4%
1 Year	6.3%
3 Year	17.5%
5 Year	17.3%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	36.3%
2023	31.3%
2022	5.3%
2021	34.5%
2020	9.3%
2019	5.3%
2018	-17.5%
2017	45.6%
2016	3.2%
2015	3.5%

Fund Manager information for L&T Business Cycles Fund

Name	Since	Tenure
Venugopal Manghat	20 Aug 14	10.46 Yr.
Gautam Bhupal	1 Jun 23	1.67 Yr.
Sonal Gupta	1 Jun 23	1.67 Yr.

Data below for L&T Business Cycles Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Industrials	28.98%
Financial Services	28.42%
Consumer Cyclical	17.44%
Basic Materials	12.29%
Energy	5.7%
Real Estate	1.2%
Technology	1.13%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	96.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| 500251	7%	₹68 Cr	95,680 ↓ -5,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	6%	₹59 Cr	94,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	5%	₹54 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	3%	₹35 Cr	290,400
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	3%	₹34 Cr	193,300
PB Fintech Ltd (Financial Services) Equity, Since 31 Dec 23 \| 543390	3%	₹31 Cr	149,200
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 14 \| LT	3%	₹30 Cr	81,830
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	3%	₹29 Cr	1,000,000
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 31 Jan 15 \| AHLUCONT	3%	₹28 Cr	274,908
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹27 Cr	603,200

Disclaimer:
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।