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- लॉन्ग टर्म डेट फंड- लॉन्ग टर्म इन्वेस्टमेंट के लिए एक प्लान
- रिटर्न और जोखिम
- लॉन्ग टर्म डेट फंड कराधान
- लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें?
- 2022 में निवेश करने के लिए सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड
- लॉन्ग टर्म बॉन्ड में ऑनलाइन निवेश कैसे करें?
Top 10 Funds
- IDFC Government Securities Fund - Investment Plan
- DSP BlackRock Government Securities Fund
- Axis Gilt Fund
- Invesco India Gilt Fund
- Edelweiss Government Securities Fund
- HDFC Corporate Bond Fund
- Aditya Birla Sun Life Corporate Bond Fund
- PGIM India Gilt Fund
- BNP Paribas Corporate Bond Fund
- Nippon India Gilt Securities Fund
लॉन्ग टर्म डेट फंड- आपको कब निवेश करना चाहिए?
लॉन्ग टर्म डेट फंड एक प्रकार का डेट हैम्यूचुअल फंड्स जो कॉर्पोरेट में निवेश करते हैंबांड और सरकारी प्रतिभूतियां (जी-सेक) जिनकी लंबी अवधि की परिपक्वता अवधि है। इन फंडों की औसत परिपक्वता ज्यादातर समय 3 साल से अधिक होती है। इसीलिए, ये फंड उन निवेशकों के लिए उपयुक्त हैं जो मध्य से लंबी अवधि के लिए निवेश करना चाहते हैंनिवेश योजना यानी, आमतौर पर 3-5 साल या उससे भी अधिक के लिए। आइए समझते हैं कि लॉन्ग टर्म डेट फंड कैसे काम करते हैं और 2022 में निवेश करने के लिए सबसे अच्छे लॉन्ग टर्म बॉन्ड फंड कौन से हैं।
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लॉन्ग टर्म डेट फंड- लॉन्ग टर्म इन्वेस्टमेंट के लिए एक प्लान
लॉन्ग टर्म डेट फंड अपना बड़ा निवेश करते हैंआधारभूत कॉर्पोरेट डिबेंचर, बांड और जैसे ऋण उपकरणों में संपत्तिमुद्रा बाजार उच्च परिपक्वता अवधि के साथ लिखत और सरकारी प्रतिभूतियां। निवेशकों को लॉन्ग टर्म डेट फंड में निवेश करना चाहिए, अगर उनके पास निवेश की समय सीमा 3 साल से अधिक है। साथ ही, यह फंड केवल उन निवेशकों के लिए उपयुक्त है जो निवेश में कुछ स्तर का जोखिम लेने के इच्छुक हैं।
लॉन्ग टर्म डेट फंड ब्याज दर में बदलाव के प्रति संवेदनशील होते हैं और डेट फंड की अन्य श्रेणियों की तुलना में अधिक अस्थिर होते हैं। ऋण लिखतों की ब्याज दरों और कीमतों का विपरीत संबंध होता है, जिसका अर्थ है कि वे विपरीत दिशाओं में चलते हैं। उदाहरण के लिए, गिरती ब्याज दर डेट फंड या बॉन्ड फंड के लिए अच्छी है। दीर्घावधिआय फंड आमतौर पर तब लाभान्वित होते हैं जब ब्याज दरें नीचे की ओर बढ़ रही हों। इसके अलावा, ब्याज दर में गिरावट के दौरान, बांड की कीमतें बढ़ जाती हैं और यह बढ़ावा मिलता हैएनएवी काडेट फंड योजनाएं
गिरती ब्याज दर परिदृश्य में, ऐसे बॉन्ड की औसत परिपक्वता लगभग 7-10 साल तक जा सकती है। जब ब्याज दरें बढ़ती हैं, तो वे कम अवधि की प्रतिभूतियों का स्टॉक करते हैं और पोर्टफोलियो की औसत परिपक्वता को कम रखते हैं।
अधिकतर, लंबी अवधि के बॉन्ड फंड में निवेश करने की सलाह दी जाती है, जब ब्याज दरों में कमी आने की उम्मीद होती है क्योंकि ब्याज दरों में कमी से लंबी अवधि की प्रतिभूतियों की कीमतों में वृद्धि होती है। निवेशक जो ब्याज दरों में उतार-चढ़ाव के साथ सहज हैंमंडी, केवल पसंद करना चाहिएनिवेश लंबी अवधि के डेट फंड में।
रिटर्न और जोखिम
ये फंड अधिक से अधिक रिटर्न देने के लिए हैंबैंक सावधि जमा। इसके अलावा, अगर तीन साल से अधिक समय तक रखा जाता है, तो रिटर्न अधिक कर कुशल होता है। लेकिन, जोखिम की तरफ, जब ब्याज दरें अचानक दिशा बदलती हैं तो ये फंड अस्थिर हो सकते हैं। निरंतर बढ़ती ब्याज दर व्यवस्था में, ये फंड मामूली रिटर्न देते हैं क्योंकि वे लंबी अवधि के बॉन्ड नहीं बेच सकते हैं और छोटी अवधि वाली स्क्रिप्ट पर स्विच नहीं कर सकते हैं।
लॉन्ग टर्म डेट फंड कराधान
डेट फंड पर कर निहितार्थ की गणना निम्नलिखित तरीके से की जाती है-
शॉर्ट टर्म कैपिटल गेन्स
यदि किसी ऋण निवेश की होल्डिंग अवधि 36 महीने से कम है, तो इसे अल्पकालिक निवेश के रूप में वर्गीकृत किया जाता है और इन पर व्यक्ति के टैक्स स्लैब के अनुसार कर लगाया जाता है।
लॉन्ग टर्म कैपिटल गेन्स
यदि ऋण निवेश की होल्डिंग अवधि 36 महीने से अधिक है, तो इसे दीर्घकालिक निवेश के रूप में वर्गीकृत किया जाता है और इंडेक्सेशन लाभ के साथ 20% कर लगाया जाता है।
| राजधानी लाभ | निवेश होल्डिंग लाभ | कर लगाना |
|---|---|---|
| लघु अवधिपूंजीगत लाभ | 36 महीने से कम | व्यक्ति के टैक्स स्लैब के अनुसार |
| लॉन्ग टर्म कैपिटल गेन्स | 36 महीने से अधिक | इंडेक्सेशन लाभ के साथ 20% |
लॉन्ग टर्म बॉन्ड फंड में निवेश कैसे करें?
निवेशक दो तरह से निवेश कर सकते हैं-सिप या एकमुश्त। औसत निवेशकों के लिए, एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) सबसे व्यवहार्य विकल्प है। यह आपको मासिक/तिमाही/वार्षिक निवेश का एक व्यवस्थित विकल्प देता हैआधार. एकमुश्त में, निवेशकों को योजना में एकमुश्त डाउन पेमेंट के रूप में काफी राशि का निवेश करना होता है। एकमुश्त के लिए न्यूनतम निवेश राशि INR 5000 है, जबकि SIP के लिए यह INR 500 है।
2022 में निवेश करने के लिए सर्वश्रेष्ठ लॉन्ग टर्म बॉन्ड फंड
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity IDFC Government Securities Fund - Investment Plan Growth ₹33.9849
↓ -0.07 ₹3,819 5,000 1,000 -0.2 2.6 9.4 6.1 10.6 7.12% 11Y 9M 22D 28Y 6M 25D DSP BlackRock Government Securities Fund Growth ₹92.1269
↓ -0.09 ₹1,835 1,000 500 0.2 3.3 9.3 6.6 10.1 7.04% 11Y 11M 1D Axis Gilt Fund Growth ₹24.5006
↓ -0.03 ₹922 5,000 1,000 0.6 3.7 9.3 6.4 10 7.05% 10Y 3M 25Y 4M 10D Invesco India Gilt Fund Growth ₹2,728.3
↓ -3.89 ₹1,355 5,000 100 0.1 2.9 9 6.4 10 7.09% 11Y 18D 28Y 5M 12D Edelweiss Government Securities Fund Growth ₹23.6523
↓ -0.04 ₹178 5,000 1,000 0.4 3.2 9 6.1 9.8 7.04% 9Y 10M 13D 21Y 8M 11D HDFC Corporate Bond Fund Growth ₹31.2276
↑ 0.01 ₹32,841 5,000 300 1.4 4.1 8.4 6.5 8.6 7.39% 3Y 10M 21D 6Y 17D Aditya Birla Sun Life Corporate Bond Fund Growth ₹108.32
↓ -0.02 ₹23,775 1,000 100 1.5 4.1 8.4 6.7 8.5 7.46% 3Y 10M 2D 5Y 7M 20D PGIM India Gilt Fund Growth ₹29.0795
↓ -0.03 ₹116 5,000 1,000 0.5 3.3 8.4 5.8 8.9 6.99% 8Y 5M 26D 16Y 9M 4D BNP Paribas Corporate Bond Fund Growth ₹26.2564
↑ 0.01 ₹212 5,000 300 1.5 4.1 8.4 5.8 8.3 7.31% 3Y 9M 14D 5Y 2M 12D Nippon India Gilt Securities Fund Growth ₹36.6668
↓ -0.04 ₹2,132 5,000 100 0.5 3.3 8.3 6 8.9 7.05% 9Y 5M 16D 21Y 4M 20D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jan 25
IDFC – GSF -IP is an open ended dedicated gilt scheme with an objective to generate optimal returns with high liquidity by investing in Government Securities.However there is no assurance that the investment objective of the scheme will be realized. IDFC Government Securities Fund - Investment Plan is a Debt - Government Bond fund was launched on 3 Dec 08. It is a fund with Moderate risk and has given a Below is the key information for IDFC Government Securities Fund - Investment Plan Returns up to 1 year are on The Scheme aims to generate returns through investments in Central Govt Securities. DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Government Securities Fund Returns up to 1 year are on (Erstwhile Axis Constant Maturity 10 Year Fund) To generate returns similar to that of 10 year government bonds. Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Gilt Fund Returns up to 1 year are on The objective of the Scheme is to generate optimal returns by investing in a portfolio of securities issued and guaranteed by Central and State Government. Invesco India Gilt Fund is a Debt - Government Bond fund was launched on 9 Feb 08. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Gilt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income through investment in Securities of various maturities issued and/or created by the Central Government and State Governments of India. However, there can be no assurance that the investment objectives of the Scheme will be realized Edelweiss Government Securities Fund is a Debt - Government Bond fund was launched on 13 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for Edelweiss Government Securities Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on To generate reasonable returns by investing in Central/State Government securities of various maturities. PGIM India Gilt Fund is a Debt - Government Bond fund was launched on 27 Oct 08. It is a fund with Moderate risk and has given a Below is the key information for PGIM India Gilt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income and capital gains through investments in a portfolio of debt and money market instruments. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme launched hereunder does not guarantee/indicate any returns. BNP Paribas Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 8 Nov 08. It is a fund with Moderate risk and has given a Below is the key information for BNP Paribas Corporate Bond Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government. Nippon India Gilt Securities Fund is a Debt - Government Bond fund was launched on 22 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Gilt Securities Fund Returns up to 1 year are on 1. IDFC Government Securities Fund - Investment Plan
CAGR/Annualized return of 7.9% since its launch. Ranked 14 in Government Bond category. Return for 2024 was 10.6% , 2023 was 6.8% and 2022 was 1.4% . IDFC Government Securities Fund - Investment Plan
Growth Launch Date 3 Dec 08 NAV (17 Jan 25) ₹33.9849 ↓ -0.07 (-0.20 %) Net Assets (Cr) ₹3,819 on 15 Dec 24 Category Debt - Government Bond AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.19 Sharpe Ratio 1.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.12% Effective Maturity 28 Years 6 Months 25 Days Modified Duration 11 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,368 31 Dec 21 ₹11,602 31 Dec 22 ₹11,758 31 Dec 23 ₹12,552 31 Dec 24 ₹13,883 Returns for IDFC Government Securities Fund - Investment Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.6% 3 Month -0.2% 6 Month 2.6% 1 Year 9.4% 3 Year 6.1% 5 Year 6.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.6% 2022 6.8% 2021 1.4% 2020 2.1% 2019 13.7% 2018 13.3% 2017 7.8% 2016 3.1% 2015 13.9% 2014 6% Fund Manager information for IDFC Government Securities Fund - Investment Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 14.22 Yr. Brijesh Shah 10 Jun 24 0.56 Yr. Data below for IDFC Government Securities Fund - Investment Plan as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 3.35% Debt 96.65% Debt Sector Allocation
Sector Value Government 96.65% Cash Equivalent 3.35% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -97% ₹3,691 Cr 354,200,000
↑ 9,400,000 7.17% Govt Stock 2028
Sovereign Bonds | -0% ₹0 Cr 6,300 Net Current Assets
Net Current Assets | -3% ₹125 Cr Triparty Repo Trp_161224
CBLO/Reverse Repo | -0% ₹2 Cr Cash Margin - Ccil
CBLO/Reverse Repo | -0% ₹0 Cr 2. DSP BlackRock Government Securities Fund
CAGR/Annualized return of 9.2% since its launch. Ranked 9 in Government Bond category. Return for 2024 was 10.1% , 2023 was 7.1% and 2022 was 2.7% . DSP BlackRock Government Securities Fund
Growth Launch Date 30 Sep 99 NAV (17 Jan 25) ₹92.1269 ↓ -0.09 (-0.10 %) Net Assets (Cr) ₹1,835 on 30 Nov 24 Category Debt - Government Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderate Expense Ratio 1.1 Sharpe Ratio 1.18 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-7 Days (0.1%),7 Days and above(NIL) Yield to Maturity 7.04% Effective Maturity Modified Duration 11 Years 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,307 31 Dec 21 ₹11,661 31 Dec 22 ₹11,975 31 Dec 23 ₹12,822 31 Dec 24 ₹14,117 Returns for DSP BlackRock Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.4% 3 Month 0.2% 6 Month 3.3% 1 Year 9.3% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 9.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.1% 2022 7.1% 2021 2.7% 2020 3.1% 2019 13.1% 2018 12.5% 2017 7.4% 2016 1.4% 2015 15.3% 2014 6.2% Fund Manager information for DSP BlackRock Government Securities Fund
Name Since Tenure Sandeep Yadav 1 Aug 24 0.42 Yr. Shantanu Godambe 1 Jun 23 1.59 Yr. Data below for DSP BlackRock Government Securities Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 0.16% Debt 99.84% Debt Sector Allocation
Sector Value Government 99.84% Cash Equivalent 0.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -40% ₹783 Cr 74,000,000
↑ 21,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -15% ₹286 Cr 26,500,000
↓ -500,000 7.12% State Government Of Maharashtra 2043
Sovereign Bonds | -11% ₹204 Cr 20,000,000 7.09% Government Of India 2074
Sovereign Bonds | -8% ₹153 Cr 15,000,000
↓ -7,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -7% ₹135 Cr 13,000,000
↑ 13,000,000 7.26% Maharashtra SDL 2050
Sovereign Bonds | -5% ₹104 Cr 10,000,000 7.14% Madhya Pradesh SDL 2043
Sovereign Bonds | -5% ₹102 Cr 10,000,000
↓ -2,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹66 Cr 6,500,000
↓ -10,500,000 7.06% Govt Stock 2046
Sovereign Bonds | -3% ₹62 Cr 6,000,000
↓ -500,000 7.25% State Government Of Maharashtra 2045
Sovereign Bonds | -1% ₹26 Cr 2,500,000
↑ 2,500,000 3. Axis Gilt Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 16 in Government Bond category. Return for 2024 was 10% , 2023 was 7.1% and 2022 was 2.4% . Axis Gilt Fund
Growth Launch Date 23 Jan 12 NAV (17 Jan 25) ₹24.5006 ↓ -0.03 (-0.14 %) Net Assets (Cr) ₹922 on 30 Nov 24 Category Debt - Government Bond AMC Axis Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.05% Effective Maturity 25 Years 4 Months 10 Days Modified Duration 10 Years 3 Months Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,312 31 Dec 21 ₹11,580 31 Dec 22 ₹11,855 31 Dec 23 ₹12,692 31 Dec 24 ₹13,959 Returns for Axis Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.2% 3 Month 0.6% 6 Month 3.7% 1 Year 9.3% 3 Year 6.4% 5 Year 6.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 10% 2022 7.1% 2021 2.4% 2020 2.4% 2019 13.1% 2018 12% 2017 5.3% 2016 1.4% 2015 13.7% 2014 6.3% Fund Manager information for Axis Gilt Fund
Name Since Tenure Devang Shah 5 Nov 12 12.16 Yr. Sachin Jain 1 Feb 23 1.92 Yr. Data below for Axis Gilt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 12.27% Debt 87.73% Debt Sector Allocation
Sector Value Government 87.73% Cash Equivalent 12.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -25% ₹251 Cr 24,000,000
↓ -500,000 6.79% Govt Stock 2034
Sovereign Bonds | -17% ₹176 Cr 17,500,000
↑ 7,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -16% ₹162 Cr 16,000,000
↓ -500,000 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹85 Cr 8,300,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹68 Cr 6,500,000 7.09% Government Of India 2074
Sovereign Bonds | -6% ₹62 Cr 6,143,000
↑ 1,500,000 Government Of India 6.92%
Sovereign Bonds | -3% ₹27 Cr 2,700,000
↓ -6,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -2% ₹21 Cr 2,000,000
↓ -500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹20 Cr 2,000,000 Maharashtra (Government of) 7.45%
- | -1% ₹11 Cr 1,083,700 4. Invesco India Gilt Fund
CAGR/Annualized return of 6.1% since its launch. Ranked 10 in Government Bond category. Return for 2024 was 10% , 2023 was 6.6% and 2022 was 2.3% . Invesco India Gilt Fund
Growth Launch Date 9 Feb 08 NAV (17 Jan 25) ₹2,728.3 ↓ -3.89 (-0.14 %) Net Assets (Cr) ₹1,355 on 30 Nov 24 Category Debt - Government Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.2 Sharpe Ratio 1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 28 Years 5 Months 12 Days Modified Duration 11 Years 18 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,824 31 Dec 21 ₹10,897 31 Dec 22 ₹11,153 31 Dec 23 ₹11,887 31 Dec 24 ₹13,072 Returns for Invesco India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.4% 3 Month 0.1% 6 Month 2.9% 1 Year 9% 3 Year 6.4% 5 Year 5.5% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 10% 2022 6.6% 2021 2.3% 2020 0.7% 2019 8.2% 2018 9.6% 2017 6.2% 2016 1.2% 2015 16.6% 2014 4.2% Fund Manager information for Invesco India Gilt Fund
Name Since Tenure Krishna Cheemalapati 27 Jul 21 3.44 Yr. Vikas Garg 26 Sep 20 4.27 Yr. Data below for Invesco India Gilt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.04% Debt 95.96% Debt Sector Allocation
Sector Value Government 95.96% Cash Equivalent 4.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -27% ₹414 Cr 39,531,000
↑ 9,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -25% ₹381 Cr 37,500,000
↑ 8,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -18% ₹271 Cr 26,000,000
↓ -1,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹101 Cr 10,012,900
↑ 2,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹92 Cr 9,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹75 Cr 7,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹61 Cr 6,000,000
↓ -1,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹41 Cr 4,000,000 7.09% Government Of India 2074
Sovereign Bonds | -2% ₹33 Cr 3,214,400 Triparty Repo
CBLO/Reverse Repo | -2% ₹32 Cr 5. Edelweiss Government Securities Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 18 in Government Bond category. Return for 2024 was 9.8% , 2023 was 6.2% and 2022 was 2.5% . Edelweiss Government Securities Fund
Growth Launch Date 13 Feb 14 NAV (17 Jan 25) ₹23.6523 ↓ -0.04 (-0.17 %) Net Assets (Cr) ₹178 on 30 Nov 24 Category Debt - Government Bond AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Moderate Expense Ratio 1.21 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.04% Effective Maturity 21 Years 8 Months 11 Days Modified Duration 9 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,362 31 Dec 21 ₹11,832 31 Dec 22 ₹12,130 31 Dec 23 ₹12,886 31 Dec 24 ₹14,144 Returns for Edelweiss Government Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.2% 3 Month 0.4% 6 Month 3.2% 1 Year 9% 3 Year 6.1% 5 Year 7.2% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.8% 2022 6.2% 2021 2.5% 2020 4.1% 2019 13.6% 2018 10.7% 2017 6.8% 2016 4.2% 2015 12.5% 2014 5.8% Fund Manager information for Edelweiss Government Securities Fund
Name Since Tenure Rahul Dedhia 23 Nov 21 3.11 Yr. Hetul Raval 1 Jul 24 0.5 Yr. Data below for Edelweiss Government Securities Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.6% Debt 95.4% Debt Sector Allocation
Sector Value Government 95.4% Cash Equivalent 4.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -35% ₹63 Cr 6,000,000
↓ -2,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -20% ₹35 Cr 3,500,000
↑ 1,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -14% ₹26 Cr 2,500,000
↓ -500,000 7.1% Govt Stock 2034
Sovereign Bonds | -14% ₹26 Cr 2,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹21 Cr 2,000,000 08.38 GJ Sdl 2029
Sovereign Bonds | -0% ₹0 Cr 9,100 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -3% ₹5 Cr Accrued Interest
CBLO | -2% ₹4 Cr Net Receivables/(Payables)
CBLO | -0% -₹1 Cr 6. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (17 Jan 25) ₹31.2276 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹32,841 on 30 Nov 24 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 2.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 6 Years 17 Days Modified Duration 3 Years 10 Months 21 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,181 31 Dec 21 ₹11,618 31 Dec 22 ₹11,997 31 Dec 23 ₹12,862 31 Dec 24 ₹13,962 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 4.1% 1 Year 8.4% 3 Year 6.5% 5 Year 6.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% 2014 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.19 Yr. Dhruv Muchhal 22 Jun 23 1.53 Yr. Data below for HDFC Corporate Bond Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 2.58% Debt 97.18% Other 0.23% Debt Sector Allocation
Sector Value Corporate 58.71% Government 38.47% Cash Equivalent 2.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -10% ₹3,312 Cr 320,000,000
↓ -8,500,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹1,284 Cr 125,000,000 State Bank Of India
Debentures | -2% ₹804 Cr 800 7.53% Govt Stock 2034
Sovereign Bonds | -2% ₹780 Cr 77,500,000
↑ 2,500,000 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹559 Cr 5,670 Reliance Industries Limited
Debentures | -2% ₹527 Cr 5,000 HDFC Bank Limited
Debentures | -2% ₹511 Cr 50,000 Bajaj Housing Finance Limited
Debentures | -2% ₹504 Cr 50,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹502 Cr 50,000,000
↓ -7,500,000 Ncd Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000
↑ 10,000 7. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (17 Jan 25) ₹108.32 ↓ -0.02 (-0.02 %) Net Assets (Cr) ₹23,775 on 15 Dec 24 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.5 Sharpe Ratio 2.29 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 5 Years 7 Months 20 Days Modified Duration 3 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,189 31 Dec 21 ₹11,641 31 Dec 22 ₹12,116 31 Dec 23 ₹12,999 31 Dec 24 ₹14,109 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 4.1% 1 Year 8.4% 3 Year 6.7% 5 Year 7.1% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 3.73 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 3.51% Debt 96.26% Other 0.23% Debt Sector Allocation
Sector Value Corporate 57.33% Government 38.42% Cash Equivalent 3.51% Securitized 0.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹2,675 Cr 261,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹1,514 Cr 147,324,100
↑ 3,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹1,162 Cr 113,661,700
↑ 12,500,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹701 Cr 69,637,700 Small Industries Development Bank Of India
Debentures | -3% ₹695 Cr 69,550 Small Industries Development Bank Of India
Debentures | -3% ₹600 Cr 6,000 Bajaj Housing Finance Limited
Debentures | -2% ₹559 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹487 Cr 48,500 Bajaj Finance Limited
Debentures | -2% ₹454 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹399 Cr 4,000 8. PGIM India Gilt Fund
CAGR/Annualized return of 6.8% since its launch. Ranked 15 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.6% and 2022 was 1.8% . PGIM India Gilt Fund
Growth Launch Date 27 Oct 08 NAV (17 Jan 25) ₹29.0795 ↓ -0.03 (-0.10 %) Net Assets (Cr) ₹116 on 30 Nov 24 Category Debt - Government Bond AMC Pramerica Asset Managers Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.99% Effective Maturity 16 Years 9 Months 4 Days Modified Duration 8 Years 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,937 31 Dec 21 ₹11,252 31 Dec 22 ₹11,454 31 Dec 23 ₹12,212 31 Dec 24 ₹13,300 Returns for PGIM India Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.2% 3 Month 0.5% 6 Month 3.3% 1 Year 8.4% 3 Year 5.8% 5 Year 5.8% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.9% 2022 6.6% 2021 1.8% 2020 2.9% 2019 9.4% 2018 10.1% 2017 5.9% 2016 4% 2015 12.6% 2014 7.1% Fund Manager information for PGIM India Gilt Fund
Name Since Tenure Bhupesh Kalyani 13 Sep 22 2.3 Yr. Puneet Pal 13 Dec 17 7.06 Yr. Data below for PGIM India Gilt Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.06% Debt 95.94% Debt Sector Allocation
Sector Value Government 95.94% Cash Equivalent 4.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -26% ₹29 Cr 2,850,000
↑ 175,000 7.3% Govt Stock 2053
Sovereign Bonds | -22% ₹25 Cr 2,441,667 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹16 Cr 1,500,000
↑ 1,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -12% ₹13 Cr 1,310,084 7.18% Govt Stock 2037
Sovereign Bonds | -10% ₹11 Cr 1,078,895 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹4 Cr 400,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹4 Cr 352,063 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹3 Cr 334,000 8.28% Govt Stock 2027
Sovereign Bonds | -2% ₹3 Cr 270,000 7.26% Govt Stock 2032
Sovereign Bonds | -1% ₹1 Cr 75,000 9. BNP Paribas Corporate Bond Fund
CAGR/Annualized return of 6.1% since its launch. Ranked 24 in Corporate Bond category. Return for 2024 was 8.3% , 2023 was 7% and 2022 was 1.6% . BNP Paribas Corporate Bond Fund
Growth Launch Date 8 Nov 08 NAV (17 Jan 25) ₹26.2564 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹212 on 15 Dec 24 Category Debt - Corporate Bond AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.56 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-24 Months (0.5%),24-36 Months (0.25%),36 Months and above(NIL) Yield to Maturity 7.31% Effective Maturity 5 Years 2 Months 12 Days Modified Duration 3 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,993 31 Dec 21 ₹11,236 31 Dec 22 ₹11,415 31 Dec 23 ₹12,211 31 Dec 24 ₹13,226 Returns for BNP Paribas Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 4.1% 1 Year 8.4% 3 Year 5.8% 5 Year 5.7% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.3% 2022 7% 2021 1.6% 2020 2.2% 2019 9.9% 2018 0.9% 2017 5.2% 2016 6.7% 2015 10.8% 2014 7.2% Fund Manager information for BNP Paribas Corporate Bond Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 0.2 Yr. Vikram Pamnani 10 Jul 24 0.48 Yr. Data below for BNP Paribas Corporate Bond Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 5.46% Debt 94.36% Other 0.18% Debt Sector Allocation
Sector Value Corporate 51.81% Government 40.14% Cash Equivalent 5.46% Securitized 2.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -10% ₹20 Cr 2,000,000
↓ -500,000 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹12 Cr 1,200,000 Rural Electrification Corporation Limited
Debentures | -6% ₹12 Cr 1,200 Indian Railway Finance Corporation Limited
Debentures | -5% ₹11 Cr 110 Export Import Bank Of India
Debentures | -5% ₹11 Cr 100 Power Finance Corporation Ltd.
Debentures | -5% ₹10 Cr 1,000 Hindustan Petroleum Corporation Limited
Debentures | -5% ₹10 Cr 100 Tata Capital Limited
Debentures | -5% ₹10 Cr 1,000 Sundaram Bnp Paribas Home Finance Limited
Debentures | -5% ₹10 Cr 1,000 HDFC Bank Limited
Debentures | -5% ₹10 Cr 100 10. Nippon India Gilt Securities Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.1% . Nippon India Gilt Securities Fund
Growth Launch Date 22 Aug 08 NAV (17 Jan 25) ₹36.6668 ↓ -0.04 (-0.11 %) Net Assets (Cr) ₹2,132 on 30 Nov 24 Category Debt - Government Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.42 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 7.05% Effective Maturity 21 Years 4 Months 20 Days Modified Duration 9 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,122 31 Dec 21 ₹11,323 31 Dec 22 ₹11,557 31 Dec 23 ₹12,335 31 Dec 24 ₹13,433 Returns for Nippon India Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 25 Duration Returns 1 Month -0.1% 3 Month 0.5% 6 Month 3.3% 1 Year 8.3% 3 Year 6% 5 Year 6.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.9% 2022 6.7% 2021 2.1% 2020 1.8% 2019 11.2% 2018 12.4% 2017 8% 2016 3.4% 2015 17% 2014 6.2% Fund Manager information for Nippon India Gilt Securities Fund
Name Since Tenure Pranay Sinha 31 Mar 21 3.76 Yr. Kinjal Desai 31 Oct 21 3.17 Yr. Data below for Nippon India Gilt Securities Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 4.07% Debt 95.93% Debt Sector Allocation
Sector Value Government 95.93% Cash Equivalent 4.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -15% ₹317 Cr 31,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹309 Cr 29,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -11% ₹240 Cr 23,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -11% ₹228 Cr 22,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹174 Cr 16,965,200 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹144 Cr 14,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹144 Cr 14,000,000
↓ -1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹85 Cr 8,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹62 Cr 6,065,600 6.8% Govt Stock 2060
Sovereign Bonds | -3% ₹58 Cr 6,000,000
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