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Top 5 Hybrid - Multi Asset Funds
ಪ್ರಮುಖ ಒಂದುಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು ಬಹುದಲ್ಲಿಆಸ್ತಿ ಹಂಚಿಕೆ ನಿಧಿ ಎಂದರೆ ಅದು ನಿಮ್ಮ ಪೋರ್ಟ್ಫೋಲಿಯೊಗೆ ಉತ್ತಮ ವೈವಿಧ್ಯತೆಯನ್ನು ನೀಡುತ್ತದೆ, ಹೀಗಾಗಿ ಹೂಡಿಕೆಯ ಅಪಾಯವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ಅಪಾಯವನ್ನು ಅಪಾಯಕಾರಿ ಮತ್ತು ಅಪಾಯಕಾರಿಯಲ್ಲದ ಭದ್ರತೆಗಳೊಂದಿಗೆ ವಿತರಿಸಲಾಗುತ್ತದೆ.
ಬಹು ಆಸ್ತಿ ಹಂಚಿಕೆ ನಿಧಿಗಳು ಹೈಬ್ರಿಡ್ ವರ್ಗದ ಒಂದು ಭಾಗವಾಗಿದೆ. ಈ ಯೋಜನೆಯ ವಿಶೇಷ ಭಾಗವೆಂದರೆ ನಿಧಿಯು ಮೂರು ಆಸ್ತಿ ವರ್ಗಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಇದರರ್ಥ ಬಹು ಆಸ್ತಿ ಹಂಚಿಕೆಯು ಸಾಲ, ಈಕ್ವಿಟಿ ಮತ್ತು ಇನ್ನೂ ಒಂದು ಆಸ್ತಿ ವರ್ಗದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ನಿಯಮಗಳ ಪ್ರಕಾರ, ನಿಧಿಯು ಪ್ರತಿಯೊಂದು ಸ್ವತ್ತು ವರ್ಗಗಳಲ್ಲಿ ಕನಿಷ್ಠ 10 ಪ್ರತಿಶತದಷ್ಟು ಹೂಡಿಕೆ ಮಾಡಬೇಕು. 2022 - 2023 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಕೆಲವು ಉತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಬಹು ಆಸ್ತಿ ಹಂಚಿಕೆ ನಿಧಿಗಳ ನಂತರ ಫಂಡ್ ಬಗ್ಗೆ ತಿಳಿದುಕೊಳ್ಳೋಣ.
ಭಾರತದಲ್ಲಿಮಾರುಕಟ್ಟೆ, ಕೆಲವು ಫಂಡ್ ಹೌಸ್ಗಳು ಬಹು-ಆಸ್ತಿಗಳನ್ನು ಸಾಲ, ಈಕ್ವಿಟಿ ಮತ್ತು ಚಿನ್ನದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಆದರೆ, ಪಾಶ್ಚಿಮಾತ್ಯ ಮಾರುಕಟ್ಟೆಗಳಲ್ಲಿ, ಬಹು-ಆಸ್ತಿ ನಿಧಿಗಳು ಸಾಲ, ರಿಯಲ್ ಎಸ್ಟೇಟ್, ಚಿನ್ನ, ಸರಕುಗಳು, ಇಕ್ವಿಟಿಯಿಂದ ಹಿಡಿದು ಸ್ವತ್ತುಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ.ಹೆಡ್ಜ್ ನಿಧಿ, ಮತ್ತು ಖಾಸಗಿ ಇಕ್ವಿಟಿ. ಆ ಸಮಯದಲ್ಲಿ ಕೆಲವು ಆಸ್ತಿ ವರ್ಗಗಳು ಮೇಲಕ್ಕೆ ಮತ್ತು ಕೆಳಕ್ಕೆ ಹೋಗುತ್ತವೆ ಎಂದು ನಂಬಲಾಗಿದೆ ವಿವಿಧ ಆಸ್ತಿ ವರ್ಗಗಳು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತವೆ. ಸಾಲಗಳು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುವ ಅವಧಿ ಇರಬಹುದು ಮತ್ತು ಅಲ್ಲಿ ಸಮಯ ಇರಬಹುದುಈಕ್ವಿಟಿಗಳು ಮೀರಿಸಲಿದೆ. ಚಿನ್ನದ ನಿಧಿಗಳಿಗೂ ಅದೇ ಹೋಗುತ್ತದೆ. ಆದ್ದರಿಂದ, ಈ ರೀತಿಯ ನಿಧಿಯಲ್ಲಿ ನಷ್ಟದ ಸಾಧ್ಯತೆಗಳು ಬಹಳ ಅಪರೂಪ. ಬಹು ಆಸ್ತಿ ಹಂಚಿಕೆ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಉತ್ತಮ ಮಾರ್ಗವೆಂದರೆ ದೀರ್ಘಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡುವುದು.
ಹೀಗಾಗಿ, ಹೂಡಿಕೆಯಲ್ಲಿ ಹೆಚ್ಚಿನ ಅಪಾಯವನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ಬಯಸದ ಸಂಪ್ರದಾಯವಾದಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಈ ನಿಧಿಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿರಬಹುದು, ಆದರೆ ತಮ್ಮ ಬಂಡವಾಳದಲ್ಲಿ ಇಕ್ವಿಟಿ ಮಾನ್ಯತೆ ಬಯಸುತ್ತಾರೆ.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Multi-Asset Fund Growth ₹715.709
↓ -0.87 ₹48,201 5.8 14.8 29.2 21.6 22.5 24.1 Edelweiss Multi Asset Allocation Fund Growth ₹62.89
↓ -0.07 ₹2,077 8.1 19.9 33.5 18.5 20.7 25.4 UTI Multi Asset Fund Growth ₹73.3225
↓ -0.06 ₹3,460 7 17 38.4 18.4 17.4 29.1 SBI Multi Asset Allocation Fund Growth ₹56.2794
↓ -0.14 ₹6,064 3.9 14.4 24.5 15 15.5 24.4 HDFC Multi-Asset Fund Growth ₹68.233
↑ 0.00 ₹3,525 5 13 23 13.2 17.1 18 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 24 ಬಹು ಆಸ್ತಿ ಹಂಚಿಕೆ
ಮೇಲಿನ AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ನಿಧಿಗಳು100 ಕೋಟಿ
. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 3 ವರ್ಷದ ರಿಟರ್ನ್
.
(Erstwhile ICICI Prudential Dynamic Plan) To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks. ICICI Prudential Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 31 Oct 02. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Multi-Asset Fund Returns up to 1 year are on (Erstwhile Edelweiss Prudent Advantage Fund) The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Edelweiss Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 12 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile UTI Wealth Builder Fund) The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. UTI Multi Asset Fund is a Hybrid - Multi Asset fund was launched on 21 Oct 08. It is a fund with Moderately High risk and has given a Below is the key information for UTI Multi Asset Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan Floater) To provide regular income, liquidity and attractive returns to investors in addition
to mitigating the impact of interest rate risk through an actively managed
portfolio of floating rate and fixed rate debt instruments, equity, money market
instruments and derivatives. SBI Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 21 Dec 05. It is a fund with Moderate risk and has given a Below is the key information for SBI Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved HDFC Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 17 Aug 05. It is a fund with Moderate risk and has given a Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on 1. ICICI Prudential Multi-Asset Fund
CAGR/Annualized
return of 21.5% since its launch. Ranked 53 in Multi Asset
category. Return for 2023 was 24.1% , 2022 was 16.8% and 2021 was 34.7% . ICICI Prudential Multi-Asset Fund
Growth Launch Date 31 Oct 02 NAV (18 Sep 24) ₹715.709 ↓ -0.87 (-0.12 %) Net Assets (Cr) ₹48,201 on 31 Aug 24 Category Hybrid - Multi Asset AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 3.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,459 31 Aug 21 ₹14,963 31 Aug 22 ₹17,510 31 Aug 23 ₹20,818 31 Aug 24 ₹27,413 Returns for ICICI Prudential Multi-Asset Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 3.2% 3 Month 5.8% 6 Month 14.8% 1 Year 29.2% 3 Year 21.6% 5 Year 22.5% 10 Year 15 Year Since launch 21.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 16.8% 2021 34.7% 2020 9.9% 2019 7.7% 2018 -2.2% 2017 28.2% 2016 12.5% 2015 -1.4% 2014 37% Fund Manager information for ICICI Prudential Multi-Asset Fund
Name Since Tenure Sankaran Naren 1 Feb 12 12.59 Yr. Manish Banthia 22 Jan 24 0.61 Yr. Ihab Dalwai 3 Jun 17 7.25 Yr. Akhil Kakkar 22 Jan 24 0.61 Yr. Sri Sharma 30 Apr 21 3.34 Yr. Gaurav Chikane 2 Aug 21 3.08 Yr. Sharmila D’mello 31 Jul 22 2.09 Yr. Data below for ICICI Prudential Multi-Asset Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 38.25% Equity 50.07% Debt 7.49% Other 4.19% Equity Sector Allocation
Sector Value Financial Services 21.73% Consumer Cyclical 7.65% Energy 6.13% Basic Materials 5.84% Health Care 5.27% Utility 4.94% Technology 4.87% Industrials 4.52% Consumer Defensive 3.71% Communication Services 1.93% Real Estate 0.9% Debt Sector Allocation
Sector Value Cash Equivalent 35.03% Corporate 6.52% Government 4.19% Credit Quality
Rating Value A 2.13% AA 18.07% AAA 77.73% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
- | -7% -₹3,435 Cr 1,353,700
↑ 1,353,700 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5001805% ₹2,370 Cr 14,480,299
↑ 1,222,112 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | 5321745% ₹2,330 Cr 18,956,800 NTPC Ltd (Utilities)
Equity, Since 31 Mar 17 | 5325554% ₹1,973 Cr 47,397,163
↑ 466,500 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 5325004% ₹1,858 Cr 1,498,087
↑ 138,104 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 20 | 5003253% ₹1,410 Cr 4,669,376
↓ -16,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5329783% ₹1,348 Cr 7,561,216
↑ 1,074,163 ICICI Prudential Silver ETF
- | -3% ₹1,247 Cr 144,351,983
↑ 24,480,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 22 | SBICARD2% ₹1,121 Cr 15,494,626 Infosys Ltd (Technology)
Equity, Since 31 Oct 19 | 5002092% ₹1,073 Cr 5,520,805
↓ -604,800 2. Edelweiss Multi Asset Allocation Fund
CAGR/Annualized
return of since its launch. Ranked 71 in Multi Asset
category. Return for 2023 was 25.4% , 2022 was 5.3% and 2021 was 27.1% . Edelweiss Multi Asset Allocation Fund
Growth Launch Date 12 Aug 09 NAV (19 Sep 24) ₹62.89 ↓ -0.07 (-0.11 %) Net Assets (Cr) ₹2,077 on 31 Aug 24 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 3.2 Information Ratio 2.03 Alpha Ratio 5.86 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,389 31 Aug 21 ₹14,850 31 Aug 22 ₹15,868 31 Aug 23 ₹18,307 31 Aug 24 ₹25,146 Returns for Edelweiss Multi Asset Allocation Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 2.8% 3 Month 8.1% 6 Month 19.9% 1 Year 33.5% 3 Year 18.5% 5 Year 20.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 25.4% 2022 5.3% 2021 27.1% 2020 12.7% 2019 10.4% 2018 -0.1% 2017 26.1% 2016 0.2% 2015 2.2% 2014 38.4% Fund Manager information for Edelweiss Multi Asset Allocation Fund
Name Since Tenure Bhavesh Jain 14 Oct 15 8.89 Yr. Bharat Lahoti 1 Oct 21 2.92 Yr. Rahul Dedhia 1 Jul 24 0.17 Yr. Pranavi Kulkarni 1 Aug 24 0.08 Yr. Data below for Edelweiss Multi Asset Allocation Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 11.54% Equity 73.03% Debt 15.43% Equity Sector Allocation
Sector Value Financial Services 19.9% Consumer Cyclical 12.42% Technology 8.37% Health Care 7.9% Industrials 6.35% Energy 4.62% Consumer Defensive 4.24% Utility 3.69% Communication Services 2.94% Basic Materials 2.66% Real Estate 0.62% Debt Sector Allocation
Sector Value Cash Equivalent 11.54% Government 8.49% Corporate 6.93% Securitized 0.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | 5321745% ₹113 Cr 922,915 Hdb Financial Services Limited
Debentures | -4% ₹74 Cr 7,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | 5001803% ₹72 Cr 441,172
↑ 26,113 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | 5324543% ₹61 Cr 384,375
↑ 34,004 NTPC Ltd (Utilities)
Equity, Since 30 Nov 21 | 5325553% ₹57 Cr 1,371,225 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 19 | SUNPHARMA3% ₹55 Cr 300,846 7.32% Govt Stock 2030
Sovereign Bonds | -2% ₹51 Cr 5,000,000
↑ 5,000,000 7.06% Govt Stock 2028
Sovereign Bonds | -2% ₹50 Cr 5,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | 5003252% ₹50 Cr 166,486 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TATAMOTORS2% ₹49 Cr 441,450
↑ 441,450 3. UTI Multi Asset Fund
CAGR/Annualized
return of 13.3% since its launch. Ranked 34 in Multi Asset
category. Return for 2023 was 29.1% , 2022 was 4.4% and 2021 was 11.8% . UTI Multi Asset Fund
Growth Launch Date 21 Oct 08 NAV (19 Sep 24) ₹73.3225 ↓ -0.06 (-0.08 %) Net Assets (Cr) ₹3,460 on 31 Aug 24 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.62 Sharpe Ratio 4.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,809 31 Aug 21 ₹13,071 31 Aug 22 ₹13,348 31 Aug 23 ₹15,481 31 Aug 24 ₹21,898 Returns for UTI Multi Asset Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 2.1% 3 Month 7% 6 Month 17% 1 Year 38.4% 3 Year 18.4% 5 Year 17.4% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.1% 2022 4.4% 2021 11.8% 2020 13.1% 2019 3.9% 2018 -0.5% 2017 17.1% 2016 7.3% 2015 -3.7% 2014 22.7% Fund Manager information for UTI Multi Asset Fund
Name Since Tenure Sunil Patil 1 Sep 21 3 Yr. Sharwan Kumar Goyal 12 Nov 21 2.81 Yr. Data below for UTI Multi Asset Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 21.41% Equity 47.97% Debt 17.92% Other 12.71% Equity Sector Allocation
Sector Value Financial Services 14.74% Consumer Cyclical 12.9% Industrials 7.95% Energy 6.26% Health Care 5.57% Technology 5.49% Consumer Defensive 4.66% Utility 2.97% Basic Materials 2.54% Communication Services 2.13% Real Estate 1.45% Debt Sector Allocation
Sector Value Cash Equivalent 21.41% Government 17.63% Corporate 0.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -13% ₹443 Cr 72,378,955
↑ 17,743,050 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹205 Cr 2,000,000,000
↑ 200,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹152 Cr 1,500,000,000
↑ 350,000,000 Future on HDFC Bank Ltd
Derivatives | -3% -₹113 Cr 690,250
↑ 227,150 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5001803% ₹113 Cr 690,250
↑ 227,150 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹103 Cr 1,000,000,000
↑ 500,000,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | TATAMOTORS3% ₹101 Cr 912,194
↑ 475,595 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5321743% ₹99 Cr 806,670
↑ 149,980 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | 5003253% ₹90 Cr 297,044
↑ 97,278 Future on Axis Bank Ltd
Derivatives | -2% -₹80 Cr 680,000 4. SBI Multi Asset Allocation Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 11 in Multi Asset
category. Return for 2023 was 24.4% , 2022 was 6% and 2021 was 13% . SBI Multi Asset Allocation Fund
Growth Launch Date 21 Dec 05 NAV (19 Sep 24) ₹56.2794 ↓ -0.14 (-0.25 %) Net Assets (Cr) ₹6,064 on 15 Sep 24 Category Hybrid - Multi Asset AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.64 Sharpe Ratio 2.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,893 31 Aug 21 ₹13,111 31 Aug 22 ₹13,844 31 Aug 23 ₹15,963 31 Aug 24 ₹20,101 Returns for SBI Multi Asset Allocation Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 2% 3 Month 3.9% 6 Month 14.4% 1 Year 24.5% 3 Year 15% 5 Year 15.5% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.4% 2022 6% 2021 13% 2020 14.2% 2019 10.6% 2018 0.4% 2017 10.9% 2016 8.7% 2015 9.9% 2014 17.3% Fund Manager information for SBI Multi Asset Allocation Fund
Name Since Tenure Dinesh Balachandran 31 Oct 21 2.84 Yr. Mansi Sajeja 1 Dec 23 0.75 Yr. Pradeep Kesavan 1 Dec 23 0.75 Yr. Vandna Soni 1 Jan 24 0.67 Yr. Data below for SBI Multi Asset Allocation Fund as on 15 Sep 24
Asset Allocation
Asset Class Value Cash 9.4% Equity 38.69% Debt 35.7% Other 16.21% Equity Sector Allocation
Sector Value Financial Services 8.84% Consumer Cyclical 7.34% Industrials 4.33% Technology 4.32% Basic Materials 3.75% Utility 2.76% Health Care 2.17% Real Estate 2.02% Energy 1.41% Consumer Defensive 1.15% Communication Services 0.63% Debt Sector Allocation
Sector Value Corporate 30.17% Cash Equivalent 7.57% Government 5.44% Securitized 1.92% Credit Quality
Rating Value A 4.2% AA 47.55% AAA 45.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -11% ₹646 Cr 103,241,000 Nippon India Silver ETF
- | -4% ₹222 Cr 26,730,000 7.3% Govt Stock 2053
Sovereign Bonds | -4% ₹207 Cr 20,000,000 Infopark Properties Limited
Debentures | -3% ₹160 Cr 16,000 Small Business Fincredit India Private Limited
Debentures | -2% ₹124 Cr 12,500 Embassy Office Parks Reit
Unlisted bonds | -2% ₹113 Cr 2,900,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 Mar 21 | GAIL2% ₹103 Cr 4,350,297 SBI Silver ETF
- | -2% ₹102 Cr 12,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹102 Cr 10,000,000 Bharti Telecom Limited
Debentures | -2% ₹100 Cr 1,000 5. HDFC Multi-Asset Fund
CAGR/Annualized
return of 10.6% since its launch. Ranked 33 in Multi Asset
category. Return for 2023 was 18% , 2022 was 4.3% and 2021 was 17.9% . HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (19 Sep 24) ₹68.233 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹3,525 on 31 Aug 24 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 3.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹11,400 31 Aug 21 ₹14,948 31 Aug 22 ₹15,646 31 Aug 23 ₹17,358 31 Aug 24 ₹21,767 Returns for HDFC Multi-Asset Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Sep 24 Duration Returns 1 Month 2% 3 Month 5% 6 Month 13% 1 Year 23% 3 Year 13.2% 5 Year 17.1% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 18% 2022 4.3% 2021 17.9% 2020 20.9% 2019 9.3% 2018 -1.9% 2017 11.8% 2016 8.9% 2015 4.7% 2014 20.4% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 19.05 Yr. Arun Agarwal 24 Aug 20 4.02 Yr. Srinivasan Ramamurthy 13 Jan 22 2.64 Yr. Bhagyesh Kagalkar 2 Feb 22 2.58 Yr. Nirman Morakhia 15 Feb 23 1.54 Yr. Dhruv Muchhal 22 Jun 23 1.2 Yr. Data below for HDFC Multi-Asset Fund as on 31 Aug 24
Asset Allocation
Asset Class Value Cash 26.91% Equity 47.88% Debt 14.65% Other 10.56% Equity Sector Allocation
Sector Value Financial Services 22.01% Consumer Cyclical 10.22% Consumer Defensive 7.03% Technology 6.45% Health Care 5.45% Industrials 5.01% Basic Materials 3.42% Energy 2.65% Communication Services 2.03% Utility 1.69% Real Estate 1.02% Debt Sector Allocation
Sector Value Cash Equivalent 26.91% Government 7.73% Corporate 5.55% Securitized 1.37% Credit Quality
Rating Value AA 7.87% AAA 92.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -11% ₹379 Cr 60,290,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5001806% ₹195 Cr 1,191,600 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322155% ₹164 Cr 1,391,250
↑ 50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5321744% ₹156 Cr 1,268,900
↑ 63,700 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 23 | M&M3% ₹115 Cr 410,950
↑ 7,350 Future on Axis Bank Ltd
Derivatives | -3% -₹111 Cr United Spirits Ltd (Consumer Defensive)
Equity, Since 28 Feb 21 | UNITDSPR3% ₹108 Cr 730,600
↑ 51,800 Future on Mahindra & Mahindra Ltd
Derivatives | -3% -₹91 Cr Future on United Spirits Ltd
Derivatives | -2% -₹79 Cr Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | 5002092% ₹74 Cr 378,400
Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.
ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ
ದಾಖಲೆಗಳನ್ನು ಅಪ್ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!
ಉ: ಬಹು-ಸ್ವತ್ತು ಹಂಚಿಕೆಯೊಂದಿಗೆ, ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ವಿವಿಧ ಸ್ವತ್ತುಗಳಲ್ಲಿ ಮಾಡಲಾಗುತ್ತದೆ, ಇದು ನೀವು ಸ್ಥಿರವಾಗಿ ಸ್ವೀಕರಿಸುವುದನ್ನು ಖಚಿತಪಡಿಸುತ್ತದೆಗಳಿಕೆ ವಿವಿಧ ವಲಯಗಳು ಮತ್ತು ಮಾರುಕಟ್ಟೆ ಚಕ್ರಗಳಿಂದ.
ಉ: ಬಹು-ಸ್ವತ್ತು ಪೋರ್ಟ್ಫೋಲಿಯೊವನ್ನು ನಿಮ್ಮ ಅವಶ್ಯಕತೆಗಳಿಗೆ ತಕ್ಕಂತೆ ತಯಾರಿಸಲಾಗಿದೆ ಮತ್ತು ಕಸ್ಟಮೈಸ್ ಮಾಡಲಾಗಿದೆ. ನೀವು ಬೇರೆ ಬೇರೆ ಪೋರ್ಟ್ಫೋಲಿಯೊಗಳಲ್ಲಿ ಪ್ರತ್ಯೇಕವಾಗಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕಾಗಿಲ್ಲ. ಇದು ತುಂಬಾ ಕಷ್ಟಕರವೆಂದು ಸಾಬೀತುಪಡಿಸಬಹುದು ಮತ್ತು ನಿಮ್ಮ ಪರವಾಗಿ ವ್ಯಾಪಕವಾದ ಮಾರುಕಟ್ಟೆ ಸಂಶೋಧನೆಯ ಅಗತ್ಯವಿರುತ್ತದೆ. ಹೀಗಾಗಿ, ಸ್ಥಿರ ಗಳಿಕೆಗಳನ್ನು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಮತ್ತು ನಿಮ್ಮ ಗಳಿಕೆಗಳ ಬಂಡವಾಳವನ್ನು ನೀವು ವೈವಿಧ್ಯಗೊಳಿಸುವುದನ್ನು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಉತ್ತಮ ಮಾರ್ಗವೆಂದರೆ ಬಹು-ಆಸ್ತಿ ಪೋರ್ಟ್ಫೋಲಿಯೊದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು.
ಉ: ಆಕ್ಸಿಸ್ ಟ್ರಿಪಲ್ ಅಡ್ವಾಂಟೇಜ್ ಫಂಡ್, ಎಚ್ಡಿಎಫ್ಸಿ ಮಲ್ಟಿ-ಅಸೆಟ್ ಫಂಡ್, ಎಸ್ಬಿಐ ಮಲ್ಟಿ-ಅಸೆಟ್ ಅಲೊಕೇಶನ್ ಫಂಡ್, ಐಸಿಐಸಿಐ ಪ್ರುಡೆನ್ಶಿಯಲ್ ಮಲ್ಟಿ-ಅಸೆಟ್ ಫಂಡ್ ಮತ್ತು ಯುಟಿಐ ಮಲ್ಟಿ-ಆಸೆಟ್ ಫಂಡ್ನಂತಹ ಪ್ರಧಾನ ಬ್ಯಾಂಕ್ಗಳು ಮತ್ತು ಹಣಕಾಸು ಸಂಸ್ಥೆಗಳಿಂದ ಬಹು-ಆಸ್ತಿ ಪೋರ್ಟ್ಫೋಲಿಯೋ ಹೂಡಿಕೆಗಳನ್ನು ನೀಡಲಾಗುತ್ತದೆ.
ಉ: ಹೆಚ್ಚಿನ ಪ್ರಯೋಜನವೆಂದರೆ ನಿರ್ಗಮನ ಲೋಡ್ ಇಲ್ಲ. ಅಲ್ಲದೆ, ಮಾರುಕಟ್ಟೆ ಪ್ರವೇಶಿಸಲು ಅಥವಾ ಮಾರುಕಟ್ಟೆಯಿಂದ ಹೊರಬರಲು ಯಾವುದೇ ತೊಂದರೆ ಇಲ್ಲ. ಒಂದು ವರ್ಷದಲ್ಲಿ ಹೂಡಿಕೆಯನ್ನು ರಿಡೀಮ್ ಮಾಡದಿದ್ದರೆ ವಿಧಿಸಲಾಗುವ ಏಕೈಕ ನಿರ್ಗಮನ ಲೋಡ್ ಮತ್ತು ಅದು ಕೂಡ1%
ನಿಮ್ಮ ಹೂಡಿಕೆಯಿಂದ. ನೀವು ಮಾರುಕಟ್ಟೆಯನ್ನು ಬಿಟ್ಟರೆ ಒಂದು ವರ್ಷದ ನಂತರ ಯಾವುದೇ ನಿರ್ಗಮನ ಹೊರೆ ಇರುವುದಿಲ್ಲ.
ಉ: ಬಹು-ಆಸ್ತಿ ನಿಧಿಗಳನ್ನು ಉತ್ತಮ ಹೂಡಿಕೆ ಎಂದು ಪರಿಗಣಿಸಲಾಗುತ್ತದೆ ಏಕೆಂದರೆ ಇವುಗಳು ಕಡಿಮೆ-ಅಪಾಯದ ಹೂಡಿಕೆಗಳು ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಉತ್ಪಾದಿಸುತ್ತವೆ. ಆದ್ದರಿಂದ ನೀವು ಹೆಚ್ಚಿನ ಮತ್ತು ಕಡಿಮೆ-ಅಪಾಯದ ಹೂಡಿಕೆಯೊಂದಿಗೆ ನಿಮ್ಮ ಪೋರ್ಟ್ಫೋಲಿಯೊವನ್ನು ವೈವಿಧ್ಯಗೊಳಿಸಲು ಬಯಸಿದರೆ, ನೀವು ಪರಿಗಣಿಸಬಹುದುಹೂಡಿಕೆ ಈ ನಿಧಿಯಲ್ಲಿ.
ಉ: ನೀವು ತ್ವರಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿದ್ದರೆ, ನೀವು ಈ ನಿಧಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಾರದು. ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡಲು ಬಹು-ಸ್ವತ್ತು ಸುಮಾರು 5 ವರ್ಷಗಳನ್ನು ತೆಗೆದುಕೊಳ್ಳುತ್ತದೆ. ಉದಾಹರಣೆಗೆ, ನೀವು ರೂ. 10,000, ನಂತರ ನಿಮ್ಮ ಹೂಡಿಕೆ ರೂ. ಆಗಲು ನೀವು 5 ವರ್ಷಗಳವರೆಗೆ ಕಾಯಬೇಕಾಗುತ್ತದೆ. 14,972. ಆದ್ದರಿಂದ, ROI ಅತ್ಯುತ್ತಮವಾಗಿದ್ದರೂ ಸಹ, ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಅರಿತುಕೊಳ್ಳಲು ನೀವು ಕನಿಷ್ಟ 5 ವರ್ಷಗಳವರೆಗೆ ಕಾಯಬೇಕಾಗುತ್ತದೆ.
ಉ: ಅಪಾಯ-ತೆಗೆದುಕೊಳ್ಳುವ ಸಾಮರ್ಥ್ಯ ಮತ್ತು ನಿಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ನೀವು ಅರಿತುಕೊಳ್ಳಲು ಬಯಸುವ ಗುರಿ ದಿನಾಂಕ - ಪ್ರಮುಖ ಅಂಶಗಳಲ್ಲಿ ಒಂದಾಗಿದೆ. ಈ ನಿಯತಾಂಕಗಳನ್ನು ಅವಲಂಬಿಸಿ, ನೀವು ಸೂಕ್ತವಾದ ಬಹು-ಆಸ್ತಿ ಹೂಡಿಕೆ ನಿಧಿಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಬೇಕಾಗುತ್ತದೆ.
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