10 ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಸೆಕ್ಟೋರಲ್ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022 | Fincash.com

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ಸೆಕ್ಟರ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?
FY 22 - 23 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಉನ್ನತ ಮತ್ತು ಅತ್ಯುತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
ಅತ್ಯುತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಪರಿಗಣಿಸಲು ಸ್ಮಾರ್ಟ್ ಸಲಹೆಗಳು
ಅತ್ಯುತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
ತೀರ್ಮಾನ
Top 10 Equity - Sectoral Funds

ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಸೆಕ್ಟೋರಲ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on April 20, 2025 , 126035 views

ಪ್ರಪಂಚದಲ್ಲಿಹೂಡಿಕೆ, 'ಹೈ-ರಿಸ್ಕ್ ಹೈ-ರಿಟರ್ನ್' ಹೂಡಿಕೆಗಳನ್ನು ದೃಢವಾಗಿ ನಂಬುವ ಹೂಡಿಕೆದಾರರು ಇದ್ದಾರೆ. ಮತ್ತು ಅಂತಹ ಹೆಚ್ಚಿನ ಅಪಾಯ ತೆಗೆದುಕೊಳ್ಳುವವರಿಗೆ,ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಏನನ್ನಾದರೂ ತಡೆಹಿಡಿಯಿರಿ - ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು! ಸೆಕ್ಟರ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ತಮ್ಮ ಹೂಡಿಕೆಯ ಉದ್ದೇಶದಿಂದ ವ್ಯಾಖ್ಯಾನಿಸಿದಂತೆ ನಿರ್ದಿಷ್ಟ ವಲಯದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಇನ್ಫ್ರಾ, ಫಾರ್ಮಾ, ಬ್ಯಾಂಕಿಂಗ್‌ನಂತಹ ಕೆಲವು ಕ್ಷೇತ್ರಗಳು ಸ್ಥಿರವಾಗಿ ಬೆಳೆಯುತ್ತಿವೆ ಮತ್ತು ಭವಿಷ್ಯಕ್ಕಾಗಿ ಸಕಾರಾತ್ಮಕ ದೃಷ್ಟಿಕೋನವನ್ನು ಹೊಂದಿವೆ. ಅಂತಹ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ನಿಮ್ಮ ಹಣವನ್ನು ದ್ವಿಗುಣಗೊಳಿಸಬಹುದು ಅಥವಾ ತೊಂದರೆಗೊಳಿಸಬಹುದು, ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ-ಅಪಾಯದ ಹಸಿವು ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಈ ಲೇಖನದಲ್ಲಿ, 2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಉತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಜೊತೆಗೆ ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳ ಕುರಿತು ಕೆಲವು ವಿವರವಾದ ಒಳನೋಟಗಳನ್ನು ನೀವು ಪಡೆಯುತ್ತೀರಿ.

ಸೆಕ್ಟರ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಸೆಕ್ಟರ್ ಫಂಡ್ ಎನ್ನುವುದು ಒಂದು ರೀತಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆಗಿದ್ದು ಅದು ನಿರ್ದಿಷ್ಟ ವಲಯಗಳ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆಆರ್ಥಿಕತೆ, ಬ್ಯಾಂಕಿಂಗ್, ಟೆಲಿಕಾಂ, FMCG, ಔಷಧೀಯ, ಮಾಹಿತಿ ತಂತ್ರಜ್ಞಾನ (IT), ಮತ್ತು ಮೂಲಸೌಕರ್ಯ. ಬೇರೆ ರೀತಿಯಲ್ಲಿ ಹೇಳುವುದಾದರೆ, ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಸಂಪತ್ತನ್ನು ನಿರ್ದಿಷ್ಟ ಉದ್ಯಮ ಅಥವಾ ವಲಯಕ್ಕೆ ಮಾತ್ರ ಸಂಕುಚಿತಗೊಳಿಸುತ್ತವೆ. ಉದಾಹರಣೆಗೆ, ಬ್ಯಾಂಕಿಂಗ್ ವಲಯದ ನಿಧಿಯು ಬ್ಯಾಂಕ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಫಾರ್ಮಾ ನಿಧಿಯು ಫಾರ್ಮಾ ಕಂಪನಿಗಳ ಷೇರುಗಳಲ್ಲಿ ಮಾತ್ರ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಈ ಫಂಡ್‌ಗಳ ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗಳು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಕಂಪನಿಗಳ ಷೇರುಗಳಲ್ಲಿ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆಮಾರುಕಟ್ಟೆ. ಅಂತಹ ಹೂಡಿಕೆಯ ಒಟ್ಟಾರೆ ಉದ್ದೇಶವು ಮುಂದಿನ ದಿನಗಳಲ್ಲಿ ಹೆಚ್ಚಿನ ಬೆಳವಣಿಗೆಯ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿರುವ ವಲಯಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು.

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ಹೂಡಿಕೆಯ ಸಮಯವು ನಿಖರವಾಗಿದ್ದರೆ ಈ ನಿಧಿಯು ನಿಜವಾಗಿಯೂ ದೊಡ್ಡ ಲಾಭವನ್ನು ಗಳಿಸಬಹುದು. ನಿಧಿಯನ್ನು ಯಾವಾಗ ನಮೂದಿಸಬೇಕು ಮತ್ತು ನಿರ್ಗಮಿಸಬೇಕು ಎಂಬುದನ್ನು ಒಬ್ಬರು ತಿಳಿದಿರಬೇಕು. ಹೂಡಿಕೆದಾರರು ಮಾರುಕಟ್ಟೆಯ ಕ್ಷೇತ್ರಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕು, ಅಲ್ಲಿ ಅವರು ವಿಶ್ವಾಸ ಹೊಂದಿರುವ ಅಥವಾ ಭವಿಷ್ಯದಲ್ಲಿ ಬೆಳವಣಿಗೆಯನ್ನು ನೋಡುತ್ತಾರೆ. ನಿರ್ದಿಷ್ಟ ಉದ್ಯಮ ಮತ್ತು ವಲಯದ ಬೆಳವಣಿಗೆಯ ಮೇಲೆ ಟ್ಯಾಪ್-ಇನ್ ಮಾಡುವುದು ಮುಖ್ಯ ಆಲೋಚನೆಯಾಗಿದೆ. ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳ ಇತರ ಪ್ರಯೋಜನವೆಂದರೆ ವೈಯಕ್ತಿಕ ಸಂಸ್ಥೆ-ನಿರ್ದಿಷ್ಟ ಅಪಾಯದಿಂದ ನಿಮ್ಮನ್ನು ರಕ್ಷಿಸುವ ಸಾಮರ್ಥ್ಯ. ವೈಯಕ್ತಿಕ ಷೇರುಗಳನ್ನು ಖರೀದಿಸುವ ಬದಲು, ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಕಂಪನಿಯ ಕೆಟ್ಟ ಕಾರ್ಯಕ್ಷಮತೆಯು ನಿಮ್ಮ ಪೋರ್ಟ್‌ಫೋಲಿಯೊದ ಮೇಲೆ ಪರಿಣಾಮ ಬೀರುವುದಿಲ್ಲ ಎಂದು ಖಚಿತಪಡಿಸುತ್ತದೆ.

ಆದರೆ, ನೀವು ಸೆಕ್ಟರ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು, ಮುಂದಿನ ದಿನಗಳಲ್ಲಿ ಆ ವಲಯವು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತದೆ ಎಂದು ನೀವು ಏಕೆ ನಂಬುತ್ತೀರಿ ಎಂಬುದರ ಕುರಿತು ನೀವು ವಿಶ್ವಾಸ ಹೊಂದಿರಬೇಕು.

FY 22 - 23 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಉನ್ನತ ಮತ್ತು ಅತ್ಯುತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP BlackRock Natural Resources and New Energy Fund Growth	₹82.886 ↑ 0.55	₹1,232	-3.2	-12	-3.7	11.9	28.4	13.9
IDFC Infrastructure Fund Growth	₹47.851 ↑ 0.17	₹1,563	0.6	-7.5	5.4	25.7	36.2	39.3
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.77 ↑ 0.23	₹3,248	14.3	6.5	15.5	17.4	25.8	8.7
Franklin Build India Fund Growth	₹133.232 ↓ -0.26	₹2,642	2.5	-5.2	6.3	27.5	34.9	27.8
Sundaram Rural and Consumption Fund Growth	₹94.8279 ↑ 0.83	₹1,445	3	-3.8	15.2	18.5	22.5	20.1
Kotak Infrastructure & Economic Reform Fund Growth	₹59.98 ↑ 0.27	₹2,133	-3.5	-11.4	1	22.3	32.3	32.4
SBI Magnum COMMA Fund Growth	₹97.7056 ↑ 0.29	₹624	3.1	-3.9	2.9	10	25.7	10.5
SBI Consumption Opportunities Fund Growth	₹309.451 ↑ 3.06	₹2,904	1.1	-7.8	10.4	17.4	28.1	22.8
Mirae Asset Great Consumer Fund Growth	₹88.658 ↑ 0.61	₹3,872	2.5	-8	9.4	17.6	24.4	17.2
Nippon India Power and Infra Fund Growth	₹327.229 ↓ -0.09	₹6,849	1.6	-7.6	3.1	27.9	35.4	26.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 25

*AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ಅತ್ಯುತ್ತಮ ಸೆಕ್ಟೋರಿಯಲ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪಟ್ಟಿ >100 ಕೋಟಿ.

1. DSP BlackRock Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a CAGR/Annualized return of 13.3% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 13.9% , 2023 was 31.2% and 2022 was 9.8% .

Below is the key information for DSP BlackRock Natural Resources and New Energy Fund

DSP BlackRock Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (17 Apr 25)	₹82.886 ↑ 0.55 (0.67 %)
Net Assets (Cr)	₹1,232 on 31 Mar 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	-0.07
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹19,802
31 Mar 22	₹27,032
31 Mar 23	₹26,343
31 Mar 24	₹38,123
31 Mar 25	₹39,661

DSP BlackRock Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for DSP BlackRock Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	1.4%
3 Month	-3.2%
6 Month	-12%
1 Year	-3.7%
3 Year	11.9%
5 Year	28.4%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%
2015	-1.7%

Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	12.67 Yr.

Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Basic Materials	41.85%
Energy	40.38%
Utility	10.29%
Technology	2.05%
Industrials	2.04%
Consumer Cyclical	0.07%

Asset Allocation

Asset Class	Value
Cash	3.32%
Equity	96.67%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	9%	₹104 Cr	1,640,492
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	8%	₹94 Cr	2,534,485 ↑ 239,794
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	8%	₹91 Cr	1,068,345
BGF World Energy I2 Investment Fund \| -	6%	₹72 Cr	282,831
BGF Sustainable Energy I2 Investment Fund \| -	6%	₹67 Cr	443,474
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹64 Cr	2,850,020
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 18 \| 526371	6%	₹63 Cr	10,156,488
National Aluminium Co Ltd (Basic Materials) Equity, Since 28 Feb 22 \| 532234	5%	₹57 Cr	3,221,139
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	5%	₹55 Cr	4,001,022
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	5%	₹53 Cr	2,216,711 ↑ 257,204

2. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 11.7% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (22 Apr 25)	₹47.851 ↑ 0.17 (0.35 %)
Net Assets (Cr)	₹1,563 on 31 Mar 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	0.11
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹20,153
31 Mar 22	₹24,848
31 Mar 23	₹27,324
31 Mar 24	₹47,064
31 Mar 25	₹50,038

IDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹738,840.
Net Profit of ₹438,840 Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	4.4%
3 Month	0.6%
6 Month	-7.5%
1 Year	5.4%
3 Year	25.7%
5 Year	36.2%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for IDFC Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.1 Yr.
Ritika Behera	7 Oct 23	1.4 Yr.
Gaurav Satra	7 Jun 24	0.73 Yr.

Data below for IDFC Infrastructure Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	54.7%
Utility	13.22%
Basic Materials	10.84%
Communication Services	4.49%
Energy	3.88%
Consumer Cyclical	3.46%
Financial Services	2.99%
Technology	2.07%
Health Care	1.9%

Asset Allocation

Asset Class	Value
Cash	2.43%
Equity	97.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	5%	₹71 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹58 Cr	183,173 ↑ 11,726
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹54 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹52 Cr	330,018 ↑ 40,855
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	4%	₹51 Cr	50,452 ↑ 3,476
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	3%	₹45 Cr	4,797,143
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹39 Cr	365,137 ↓ -69,842
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹39 Cr	12,400,122
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹35 Cr	1,431,700
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹35 Cr	512,915

3. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.1% since its launch. Ranked 3 in Sectoral category. Return for 2024 was 8.7% , 2023 was 21.7% and 2022 was 11.5% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (22 Apr 25)	₹59.77 ↑ 0.23 (0.39 %)
Net Assets (Cr)	₹3,248 on 31 Mar 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.33
Information Ratio	0.03
Alpha Ratio	-9.7
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,760
31 Mar 22	₹19,860
31 Mar 23	₹20,711
31 Mar 24	₹27,001
31 Mar 25	₹30,038

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	8.5%
3 Month	14.3%
6 Month	6.5%
1 Year	15.5%
3 Year	17.4%
5 Year	25.8%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.52 Yr.
Dhaval Joshi	21 Nov 22	2.28 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	97.02%
Technology	1.09%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	20%	₹601 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	19%	₹578 Cr	3,336,948
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	7%	₹199 Cr	233,725
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	7%	₹196 Cr	1,927,100
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹162 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹110 Cr	667,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹97 Cr	1,577,700
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹89 Cr	469,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	2%	₹74 Cr	1,308,861
Repco Home Finance Ltd (Financial Services) Equity, Since 31 Dec 13 \| 535322	2%	₹58 Cr	1,751,838 ↓ -180,986

4. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 4 in Sectoral category. Return for 2024 was 27.8% , 2023 was 51.1% and 2022 was 11.2% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (22 Apr 25)	₹133.232 ↓ -0.26 (-0.19 %)
Net Assets (Cr)	₹2,642 on 31 Mar 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.13
Sharpe Ratio	0.09
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,042
31 Mar 22	₹22,684
31 Mar 23	₹25,531
31 Mar 24	₹43,699
31 Mar 25	₹46,685

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	3.6%
3 Month	2.5%
6 Month	-5.2%
1 Year	6.3%
3 Year	27.5%
5 Year	34.9%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.37 Yr.
Kiran Sebastian	7 Feb 22	3.06 Yr.
Sandeep Manam	18 Oct 21	3.37 Yr.

Data below for Franklin Build India Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	35.61%
Utility	12.65%
Financial Services	11.45%
Energy	11.44%
Communication Services	8.02%
Basic Materials	7.35%
Real Estate	3.12%
Consumer Cyclical	2.86%
Technology	1.72%

Asset Allocation

Asset Class	Value
Cash	5.78%
Equity	94.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹228 Cr	720,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	6%	₹144 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹134 Cr	300,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹128 Cr	4,125,000 ↑ 195,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	5%	₹126 Cr	1,050,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹113 Cr	5,000,000 ↑ 500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹111 Cr	710,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹91 Cr	900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹84 Cr	3,365,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹68 Cr	2,000,000 ↑ 545,843

5. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch. Ranked 2 in Sectoral category. Return for 2024 was 20.1% , 2023 was 30.2% and 2022 was 9.3% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (22 Apr 25)	₹94.8279 ↑ 0.83 (0.88 %)
Net Assets (Cr)	₹1,445 on 31 Mar 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	0.2
Information Ratio	-0.12
Alpha Ratio	2.24
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,527
31 Mar 22	₹17,531
31 Mar 23	₹18,574
31 Mar 24	₹25,538
31 Mar 25	₹27,904

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	6.1%
3 Month	3%
6 Month	-3.8%
1 Year	15.2%
3 Year	18.5%
5 Year	22.5%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%
2015	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.16 Yr.

Data below for Sundaram Rural and Consumption Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.18%
Consumer Defensive	30.28%
Communication Services	12.72%
Financial Services	2.87%
Health Care	2.71%
Basic Materials	1.5%
Real Estate	1.44%

Asset Allocation

Asset Class	Value
Cash	7.29%
Equity	92.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	11%	₹148 Cr	939,519
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹118 Cr	2,991,251
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	7%	₹100 Cr	385,492 ↑ 35,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	5%	₹77 Cr	350,212
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹72 Cr	235,289 ↓ -67,974
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	5%	₹70 Cr	58,511 ↓ -8,795
Zomato Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	5%	₹67 Cr	3,000,962
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Dec 18 \| UNITDSPR	4%	₹58 Cr	453,496
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| 523025	4%	₹52 Cr	245,560
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	3%	₹42 Cr	86,291

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Kotak Infrastructure & Economic Reform Fund is a Equity - Sectoral fund was launched on 25 Feb 08. It is a fund with High risk and has given a CAGR/Annualized return of 11% since its launch. Ranked 6 in Sectoral category. Return for 2024 was 32.4% , 2023 was 37.3% and 2022 was 15.6% .

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (22 Apr 25)	₹59.98 ↑ 0.27 (0.46 %)
Net Assets (Cr)	₹2,133 on 31 Mar 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.06
Information Ratio	0.13
Alpha Ratio	2.24
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,292
31 Mar 22	₹23,502
31 Mar 23	₹27,768
31 Mar 24	₹41,352
31 Mar 25	₹42,042

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	4.2%
3 Month	-3.5%
6 Month	-11.4%
1 Year	1%
3 Year	22.3%
5 Year	32.3%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.42 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	48.2%
Basic Materials	16.88%
Consumer Cyclical	10.99%
Communication Services	8.66%
Utility	5.09%
Financial Services	2.41%
Technology	2.24%
Real Estate	1.9%
Energy	1.8%

Asset Allocation

Asset Class	Value
Cash	1.85%
Equity	98.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹127 Cr	810,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	5%	₹98 Cr	310,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	5%	₹95 Cr	35,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	4%	₹71 Cr	70,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹63 Cr	72,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹56 Cr	639,927
Greenpanel Industries Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Jul 24 \| GREENPANEL	3%	₹53 Cr	1,978,049
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Sep 21 \| INDIGO	3%	₹51 Cr	115,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹51 Cr	600,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 500530	2%	₹46 Cr	17,500

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch. Ranked 9 in Sectoral category. Return for 2024 was 10.5% , 2023 was 32.3% and 2022 was -6.6% .

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (22 Apr 25)	₹97.7056 ↑ 0.29 (0.29 %)
Net Assets (Cr)	₹624 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.02
Information Ratio	-0.44
Alpha Ratio	1.59
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹19,469
31 Mar 22	₹25,800
31 Mar 23	₹22,523
31 Mar 24	₹32,368
31 Mar 25	₹33,888

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	2.2%
3 Month	3.1%
6 Month	-3.9%
1 Year	2.9%
3 Year	10%
5 Year	25.7%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	0.75 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Basic Materials	44.71%
Energy	26.02%
Utility	8.84%
Consumer Defensive	7.83%
Consumer Cyclical	4.62%

Asset Allocation

Asset Class	Value
Cash	7.46%
Equity	92.02%
Debt	0.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	10%	₹55 Cr	3,976,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	9%	₹51 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	6%	₹34 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	6%	₹32 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹27 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	5%	₹27 Cr	675,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	5%	₹26 Cr	760,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| CCL	4%	₹25 Cr	425,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	4%	₹24 Cr	650,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	4%	₹23 Cr	930,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Consumption Opportunities Fund is a Equity - Sectoral fund was launched on 2 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 11 in Sectoral category. Return for 2024 was 22.8% , 2023 was 29.9% and 2022 was 13.9% .

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (22 Apr 25)	₹309.451 ↑ 3.06 (1.00 %)
Net Assets (Cr)	₹2,904 on 31 Mar 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	0.18
Information Ratio	-0.17
Alpha Ratio	1.94
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,381
31 Mar 22	₹22,142
31 Mar 23	₹23,669
31 Mar 24	₹31,959
31 Mar 25	₹34,742

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	5.1%
3 Month	1.1%
6 Month	-7.8%
1 Year	10.4%
3 Year	17.4%
5 Year	28.1%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	0.92 Yr.
Ashit Desai	1 Apr 24	0.92 Yr.

Data below for SBI Consumption Opportunities Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	45.54%
Consumer Defensive	29.76%
Industrials	6.45%
Communication Services	5.34%
Basic Materials	4.24%

Asset Allocation

Asset Class	Value
Cash	8.56%
Equity	91.33%
Debt	0.11%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	5%	₹144 Cr	920,000
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 514167	5%	₹132 Cr	1,009,565 ↓ -1,433
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹128 Cr	2,036,850 ↑ 200,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 May 22 \| HINDUNILVR	4%	₹119 Cr	545,000 ↑ 100,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹115 Cr	2,350,172 ↑ 200,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532478	4%	₹107 Cr	549,563
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹103 Cr	224,000 ↑ 25,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	4%	₹97 Cr	2,450,000 ↑ 250,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| MARUTI	3%	₹90 Cr	75,000
Colgate-Palmolive (India) Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| COLPAL	3%	₹86 Cr	350,000

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Mirae Asset Great Consumer Fund is a Equity - Sectoral fund was launched on 29 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch. Ranked 7 in Sectoral category. Return for 2024 was 17.2% , 2023 was 32.9% and 2022 was 7.2% .

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (22 Apr 25)	₹88.658 ↑ 0.61 (0.69 %)
Net Assets (Cr)	₹3,872 on 31 Mar 25
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.72
Sharpe Ratio	0.05
Information Ratio	-0.29
Alpha Ratio	-0.79
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,981
31 Mar 22	₹19,112
31 Mar 23	₹20,350
31 Mar 24	₹28,217
31 Mar 25	₹29,872

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	5.6%
3 Month	2.5%
6 Month	-8%
1 Year	9.4%
3 Year	17.6%
5 Year	24.4%
10 Year
15 Year
Since launch	16.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%
2015	3.8%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Ankit Jain	5 Oct 16	8.41 Yr.
Siddhant Chhabria	21 Jun 21	3.7 Yr.

Data below for Mirae Asset Great Consumer Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	44.01%
Consumer Defensive	26.93%
Basic Materials	7.63%
Communication Services	7.61%
Industrials	6.45%
Health Care	4.2%
Financial Services	1.49%

Asset Allocation

Asset Class	Value
Cash	1.66%
Equity	98.34%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	8%	₹277 Cr	1,766,265
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	6%	₹217 Cr	5,500,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	6%	₹203 Cr	170,000 ↑ 7,000
Zomato Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	5%	₹178 Cr	8,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	5%	₹175 Cr	675,648 ↑ 99,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 500251	4%	₹159 Cr	328,000 ↑ 70,000
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Sep 15 \| HINDUNILVR	4%	₹158 Cr	720,000
Varun Beverages Ltd (Consumer Defensive) Equity, Since 31 Oct 24 \| VBL	3%	₹119 Cr	2,725,000 ↑ 1,025,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| 540376	3%	₹112 Cr	330,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 23 \| INDIGO	3%	₹107 Cr	238,757

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.1% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (22 Apr 25)	₹327.229 ↓ -0.09 (-0.03 %)
Net Assets (Cr)	₹6,849 on 31 Mar 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.05
Information Ratio	1.15
Alpha Ratio	2.34
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹18,563
31 Mar 22	₹23,186
31 Mar 23	₹26,891
31 Mar 24	₹47,550
31 Mar 25	₹48,861

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹721,906.
Net Profit of ₹421,906 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25

Duration	Returns
1 Month	3.6%
3 Month	1.6%
6 Month	-7.6%
1 Year	3.1%
3 Year	27.9%
5 Year	35.4%
10 Year
15 Year
Since launch	18.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.77 Yr.
Rahul Modi	19 Aug 24	0.53 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Industrials	40.77%
Utility	19.49%
Energy	9.09%
Basic Materials	9.08%
Communication Services	8.44%
Real Estate	3.99%
Technology	2.14%
Health Care	2.08%
Consumer Cyclical	1.96%
Financial Services	1.78%

Asset Allocation

Asset Class	Value
Cash	1.18%
Equity	98.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹480 Cr	4,000,000 ↑ 250,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹480 Cr	15,400,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	8%	₹472 Cr	1,492,001
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹408 Cr	2,600,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹243 Cr	240,038
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹237 Cr	6,975,789 ↑ 500,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹176 Cr	423,938
Siemens Ltd (Industrials) Equity, Since 31 May 21 \| 500550	3%	₹162 Cr	350,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	2%	₹151 Cr	2,632,923 ↑ 80,000
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹150 Cr	1,800,000

ಅತ್ಯುತ್ತಮ ವಲಯದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಪರಿಗಣಿಸಲು ಸ್ಮಾರ್ಟ್ ಸಲಹೆಗಳು

ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ನೀವು ತಿಳಿದುಕೊಳ್ಳಬೇಕಾದ ಕೆಲವು ವಿಷಯಗಳು ಇಲ್ಲಿವೆ:

1. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಉದ್ದೇಶ

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯ ಉದ್ದೇಶವನ್ನು ಯಾವಾಗಲೂ ಸರಿಯಾಗಿ ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕು. ಉದಾಹರಣೆಗೆ, ಕೆಲವು ವಲಯದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಹೇಳಲಾದ ವಲಯದಲ್ಲಿ ಪೋರ್ಟ್‌ಫೋಲಿಯೊದ 65 ಪ್ರತಿಶತದವರೆಗೆ ಮಾತ್ರ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ. ಇದು ವಲಯಕ್ಕೆ ನಿಮ್ಮ ಒಡ್ಡುವಿಕೆಯನ್ನು ದುರ್ಬಲಗೊಳಿಸಬಹುದು ಮತ್ತು ನೀವು ನಿರೀಕ್ಷಿಸಿದಂತೆ ಇಳುವರಿಯನ್ನು ಒದಗಿಸುವುದಿಲ್ಲ.

2. ಮಾರುಕಟ್ಟೆಯ ಸಮಯ

ಅವರು ಹೇಳಿದಂತೆ, ಸ್ಟಾಕ್ ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಸಂಪತ್ತನ್ನು ಬೆಳೆಸಲು, "ಮಾರುಕಟ್ಟೆಯ ಸಮಯಕ್ಕಿಂತ ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಸಮಯವು ಹೆಚ್ಚು ಮುಖ್ಯವಾಗಿದೆ." ಆದರೆ, ವಲಯದ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹಣ ಸಂಪಾದಿಸುವ ವಿಷಯಕ್ಕೆ ಬಂದಾಗ, ಮಾರುಕಟ್ಟೆಯನ್ನು ಸಮಯಕ್ಕೆ ಸರಿಯಾಗಿ ಕಲಿಯಬೇಕು, ವಿಶೇಷವಾಗಿ ಸಿಮೆಂಟ್‌ನಂತಹ ಆವರ್ತಕ ವಲಯಗಳಲ್ಲಿ,ಬ್ಯಾಂಕ್, ಉಕ್ಕು, ಇತ್ಯಾದಿ. ಉದಾಹರಣೆಗೆ, ಬಡ್ಡಿದರಗಳು ಕಡಿಮೆಯಾಗಿರುವಾಗ ಅಥವಾ ಕುಸಿಯುವ ನಿರೀಕ್ಷೆಯಿರುವಾಗ ಬ್ಯಾಂಕಿಂಗ್ ಷೇರುಗಳು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತವೆ. ಮತ್ತು ಅವರುಕಳಪೆ ಪ್ರದರ್ಶನ ಬಡ್ಡಿದರಗಳು ಹೆಚ್ಚುತ್ತಿರುವಾಗ. ಆದ್ದರಿಂದ, ಬ್ಯಾಂಕಿಂಗ್ ಫಂಡ್‌ನಲ್ಲಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ಪಡೆಯಲು, ಒಬ್ಬರು ಬಡ್ಡಿದರದ ಚಕ್ರದ ಸರಿಯಾದ ತಿರುವಿನಲ್ಲಿರಬೇಕು.

ತಾತ್ತ್ವಿಕವಾಗಿ, ಒಂದುಹೂಡಿಕೆದಾರ ತೆಗೆದುಕೊಳ್ಳಬೇಕುSIP ಅಂತಹ ನಿಧಿಗಳಿಗೆ ಒಡ್ಡುವಿಕೆಯನ್ನು ನಿರ್ಮಿಸಲು ಮಾರ್ಗವಾಗಿದೆ, ಆದರೆ ಸೆಕ್ಟರ್ ಫಂಡಮೆಂಟಲ್ಸ್ ಮಸುಕಾಗಲು ಅಥವಾ ಮುಳುಗಲು ಪ್ರಾರಂಭಿಸಿದಾಗ ಒಬ್ಬರು SIP ಗಳನ್ನು ಮುಚ್ಚಬೇಕು ಮತ್ತು ಸೆಕ್ಟರ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಸ್ಥಾನದಿಂದ ನಿರ್ಗಮಿಸಬೇಕು.

ಭಿನ್ನವಾಗಿವೈವಿಧ್ಯಮಯ ನಿಧಿಗಳು, ಸೆಕ್ಟರ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳು ಕಡಿಮೆ ವೈವಿಧ್ಯಮಯವಾಗಿವೆ, ಹೀಗಾಗಿ ಅಪಾಯದ ಮಾನ್ಯತೆ ತುಲನಾತ್ಮಕವಾಗಿ ಹೆಚ್ಚು. ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳ ಸುತ್ತಲಿನ ಅನನುಕೂಲವೆಂದರೆ ಚಂಚಲತೆಯ ಹೆಚ್ಚಿನ ದರವಾಗಿದೆ. ಇದು ಹೂಡಿಕೆಯ ಸ್ವರೂಪದಿಂದಾಗಿ. ಮಾರುಕಟ್ಟೆಯು ಮೇಲ್ಮುಖವಾಗಿ ಚಲಿಸುತ್ತಿರುವಾಗ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಗಳಿಸುತ್ತಾರೆ ಮತ್ತು ನಿರ್ದಿಷ್ಟ ವಲಯದ ಮಾರುಕಟ್ಟೆಯು ಹದಗೆಟ್ಟಾಗ ಅಪಾರ ನಷ್ಟವನ್ನು ಅನುಭವಿಸುತ್ತಾರೆ.

3. ಯಾವಾಗ ನಿರ್ಗಮಿಸಬೇಕು ಎಂದು ತಿಳಿಯಿರಿ

ವೈವಿಧ್ಯಮಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಿಗೆ ಹೋಲಿಸಿದರೆ, ಸೆಕ್ಟರ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅನ್ನು ಪೋರ್ಟ್‌ಫೋಲಿಯೊದಲ್ಲಿ ಬಹಳ ಸಮಯದವರೆಗೆ ಹಿಡಿದಿಟ್ಟುಕೊಳ್ಳಬಾರದು. ತಾತ್ತ್ವಿಕವಾಗಿ, ಒಂದು ವಲಯವು ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸಲು ನಿರೀಕ್ಷಿಸಿದಾಗ, ಒಬ್ಬರು ಅಂತಹ ನಿಧಿಯನ್ನು ಖರೀದಿಸಬೇಕು ಮತ್ತು ಅದು ಪರವಾಗಿ ಹೊರಬರಲು ಪ್ರಾರಂಭಿಸಿದಾಗ ನಿಧಿಯಿಂದ ನಿರ್ಗಮಿಸಬೇಕು. ಈ ನಿಧಿಗಳು ಹೆಚ್ಚಾಗಿ ಆವರ್ತಕವಾಗಿರುವುದರಿಂದ, ಅವರ ಅಧಿಕಾರಾವಧಿಯು ಸಾಮಾನ್ಯವಾಗಿ 3-5 ವರ್ಷಗಳು. ಹೀಗಾಗಿ, ಹೂಡಿಕೆದಾರರು ಅಂತಹ ಫಂಡ್‌ಗಳನ್ನು ಯಾವಾಗ ನಿರ್ಗಮಿಸಬೇಕು ಎಂದು ತಿಳಿಯಲು ಸ್ವಲ್ಪ ಸಮಯವನ್ನು ಕಳೆಯಬೇಕು.

4. ಸೀಮಿತ ಮಾನ್ಯತೆ

ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಹೂಡಿಕೆದಾರರು ಫಂಡ್ ಮ್ಯಾನೇಜರ್ ತನ್ನ ಹೂಡಿಕೆಯ ಆಯ್ಕೆಗಳಲ್ಲಿ ನಿರ್ಬಂಧಿತರಾಗಿದ್ದಾರೆ ಮತ್ತು ಆ ವಲಯವು ಮಾರುಕಟ್ಟೆಯಲ್ಲಿ ಉತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸದಿದ್ದರೂ ಸಹ ನಿರ್ದಿಷ್ಟ ವಲಯದಲ್ಲಿ ಹೂಡಿಕೆಯನ್ನು ಮುಂದುವರಿಸಬೇಕಾಗುತ್ತದೆ ಎಂದು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕು. ಆದರೆ, ಈಕ್ವಿಟಿ ಡೈವರ್ಸಿಫೈಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ, ಫಂಡ್ ಮ್ಯಾನೇಜರ್ ಅಂತಹ ಯಾವುದೇ ನಿರ್ಬಂಧಕ್ಕೆ ಬದ್ಧರಾಗಿರುವುದಿಲ್ಲ.

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ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳು ನಿಮ್ಮ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಕೇಂದ್ರೀಕೃತ ಅಪಾಯಕ್ಕೆ ಒಡ್ಡುತ್ತವೆ, ವಾಸ್ತವವಾಗಿ, ನೀವು ವ್ಯಾಪಾರ ಚಕ್ರಗಳ ಪಕ್ಕದಲ್ಲಿಯೇ ಇರದಿದ್ದರೆ ಅದು ನಿಮಗೆ ದೊಡ್ಡ ನಷ್ಟವನ್ನು ಉಂಟುಮಾಡಬಹುದು. ಮತ್ತೊಂದೆಡೆ, ನೀವು ವಲಯದ ಮೂಲಭೂತ ಅಂಶಗಳನ್ನು ಚೆನ್ನಾಗಿ ತಿಳಿದಿದ್ದರೆ ಮತ್ತು ಅಂತಹ ನಿಧಿಗಳೊಂದಿಗೆ ಬದ್ಧವಾಗಿರುವ ಚಂಚಲತೆಯನ್ನು ನಿರ್ಣಯಿಸುವ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿದ್ದರೆ, ನೀವು ಉತ್ತಮ ಲಾಭವನ್ನು ಗಳಿಸಬಹುದು. ಆದಾಗ್ಯೂ, ಸೆಕ್ಟರ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವಾಗ ಯಾವಾಗಲೂ ಜಾಗರೂಕರಾಗಿರಿ ಮತ್ತು ಸೀಮಿತ ಭಾಗವನ್ನು ಮಾತ್ರ ಹೂಡಿಕೆ ಮಾಡಿಬಂಡವಾಳ!

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