10 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು SIP ಹೂಡಿಕೆಗಳು 2022 | fincash.com

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FY 22 - 23 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಟಾಪ್ 10 ಡೆಟ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು SIP ಯೋಜನೆಗಳು
Top 10 Funds

10 ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುತ್ತಿರುವ ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ SIP ಗಳು 2022

Updated on February 20, 2025 , 6953 views

SIP ಹೂಡಿಕೆ ಅತ್ಯಂತ ಶಿಸ್ತುಬದ್ಧವಾಗಿದೆಹೂಡಿಕೆ ಯಾವಾಗ ಆಯ್ಕೆಗಳುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ. ಇದಲ್ಲದೆ, ಹೂಡಿಕೆಯ ಕನಿಷ್ಠ ಮೊತ್ತ ಎSIP ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ INR 500 ರಷ್ಟು ಕಡಿಮೆಯಾಗಿದೆ. ಇದು ಹೂಡಿಕೆ ಮಾಡುವಂತೆ ಮಾಡುತ್ತದೆಉನ್ನತ SIP ಹೆಚ್ಚು ಅನುಕೂಲಕರ ಯೋಜನೆಗಳು. ಸಾಮಾನ್ಯವಾಗಿ, SIP ಗಳು ಸೂಕ್ತವಾಗಿವೆಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು SIP ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಹೆಚ್ಚು ಪ್ರಯೋಜನವನ್ನು ಪಡೆಯುತ್ತದೆ, ಆದರೆ ಅನೇಕ ಹೂಡಿಕೆದಾರರು ಅದನ್ನು ತೆಗೆದುಕೊಳ್ಳಲು ಬಯಸುತ್ತಾರೆಸಾಲ ನಿಧಿ ತುಂಬಾ. ಆದ್ದರಿಂದ, ಭಾರತದಲ್ಲಿ ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುವ ಕೆಲವು ಅತ್ಯುತ್ತಮ ಸಾಲ SIP ಯೋಜನೆಗಳು ಇಲ್ಲಿವೆ.

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FY 22 - 23 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಟಾಪ್ 10 ಡೆಟ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು SIP ಯೋಜನೆಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Credit Risk Fund Growth	₹21.5019 ↑ 0.02	₹962	100	5.6	10.5	15.9	10	11.9	8.24%	2Y 2M 12D	3Y 5M 8D
Aditya Birla Sun Life Medium Term Plan Growth	₹38.3872 ↑ 0.02	₹2,128	1,000	4.2	7.8	12.5	13.4	10.5	7.72%	3Y 9M 18D	5Y 1M 20D
Sundaram Low Duration Fund Growth	₹28.8391 ↑ 0.01	₹550	1,000	1	10.2	11.8	5		4.19%	5M 18D	8M 1D
Nippon India Dynamic Bond Fund Growth	₹35.9906 ↓ -0.02	₹4,286	100	2	3.9	8.5	6.3	9	7.12%	4Y 3M 18D	5Y 4M 10D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹23.7052 ↓ 0.00	₹2,465	1,000	2.2	3.9	8.4	6.4	9.3	6.91%	6Y 8M 23D	9Y 6M 4D
IIFL Dynamic Bond Fund Growth	₹21.7213 ↑ 0.01	₹720	1,000	1.9	3.8	8.4	6.6	9.6	7.46%		6Y 2M 15D
Nippon India Credit Risk Fund Growth	₹33.7098 ↑ 0.01	₹980	100	2	4.1	8.3	6.8	8.3	8.96%	2Y 1M 20D	2Y 6M 7D
ICICI Prudential Long Term Bond Fund Growth	₹86.7709 ↓ -0.06	₹1,165	1,000	1.8	3.6	8.3	6.3	10.1	7.12%	6Y 11M 1D	10Y 4M 20D
HDFC Corporate Bond Fund Growth	₹31.4528 ↓ 0.00	₹32,421	300	1.7	3.8	8.2	6.5	8.6	7.51%	3Y 10M 11D	5Y 11M 28D
Aditya Birla Sun Life Corporate Bond Fund Growth	₹109.163 ↑ 0.02	₹25,341	100	1.8	3.9	8.2	6.8	8.5	7.48%	3Y 9M 14D	5Y 8M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Feb 25

* ನಿಧಿಯನ್ನು ಹೊಂದಿರುವುದನ್ನು ಉಲ್ಲೇಖಿಸಲಾಗಿದೆ500 ಕೋಟಿಗಿಂತ ಹೆಚ್ಚಿನ ನಿಧಿಯ ಗಾತ್ರ (AUM)..

1. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Return for 2024 was 11.9% , 2023 was 6.9% and 2022 was 7.1% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund Growth
Launch Date	17 Apr 15
NAV (21 Feb 25)	₹21.5019 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹962 on 15 Feb 25
Category	Debt - Credit Risk
AMC	Birla Sun Life Asset Management Co Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.56
Sharpe Ratio	1.84
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	8.24%
Effective Maturity	3 Years 5 Months 8 Days
Modified Duration	2 Years 2 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,917
31 Jan 22	₹11,570
31 Jan 23	₹12,414
31 Jan 24	₹13,282
31 Jan 25	₹14,893

Aditya Birla Sun Life Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	4.2%
3 Month	5.6%
6 Month	10.5%
1 Year	15.9%
3 Year	10%
5 Year	8.9%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.9%
2022	6.9%
2021	7.1%
2020	6.4%
2019	9.4%
2018	2.1%
2017	6.6%
2016	8.1%
2015	10.3%
2014

Fund Manager information for Aditya Birla Sun Life Credit Risk Fund

Name	Since	Tenure
Sunaina Cunha	17 Apr 15	9.8 Yr.
Mohit Sharma	6 Aug 20	4.49 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 15 Feb 25

Asset Allocation

Asset Class	Value
Cash	17.17%
Equity	5.1%
Debt	75.16%
Other	2.57%

Debt Sector Allocation

Sector	Value
Corporate	59.35%
Government	18.23%
Cash Equivalent	13.11%
Securitized	1.64%

Credit Quality

Rating	Value
A	6.32%
AA	59.49%
AAA	31.14%
BBB	3.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	6%	₹56 Cr	5,500,000
JSW Steel Limited Debentures \| -	6%	₹55 Cr	550
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹51 Cr	5,000,000
Century Textiles And Industried Limited Debentures \| -	5%	₹50 Cr	5,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹43 Cr	4,200,000
Hinduja Housing Finance Limited 8.85% Debentures \| -	3%	₹29 Cr	2,900
Piramal Capital & Housing Finance Ltd Debentures \| -	3%	₹27 Cr	2,700
Adani Airport Holdings Ltd Debentures \| -	3%	₹26 Cr	2,700
Nexus Select Trust Reits (Real Estate) -, Since 15 Aug 24 \| 543913	3%	₹25 Cr	1,811,626
Ongc Petro Additions Ltd. Debentures \| -	3%	₹25 Cr	2,500

2. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (21 Feb 25)	₹38.3872 ↑ 0.02 (0.04 %)
Net Assets (Cr)	₹2,128 on 15 Feb 25
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	2.15
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.72%
Effective Maturity	5 Years 1 Month 20 Days
Modified Duration	3 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,841
31 Jan 22	₹11,556
31 Jan 23	₹14,446
31 Jan 24	₹15,483
31 Jan 25	₹17,128

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	2.8%
3 Month	4.2%
6 Month	7.8%
1 Year	12.5%
3 Year	13.4%
5 Year	11.7%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	10.5%
2022	6.9%
2021	24.8%
2020	7.1%
2019	8.1%
2018	-4.4%
2017	5.6%
2016	7%
2015	10.9%
2014	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.43 Yr.
Mohit Sharma	6 Aug 20	4.49 Yr.
Dhaval Joshi	21 Nov 22	2.2 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Feb 25

Asset Allocation

Asset Class	Value
Cash	10.56%
Equity	3.6%
Debt	84.48%
Other	1.35%

Debt Sector Allocation

Sector	Value
Government	46.57%
Corporate	37.47%
Cash Equivalent	10.1%
Securitized	0.91%

Credit Quality

Rating	Value
A	5.36%
AA	24.22%
AAA	67.68%
BBB	2.75%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	26%	₹531 Cr	52,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	10%	₹205 Cr	20,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹51 Cr	5,000,000
LIC Housing Finance Limited Debentures \| -	2%	₹50 Cr	5,000 ↑ 5,000
Adani Airport Holdings Ltd Debentures \| -	2%	₹50 Cr	5,300
Creditaccess Grameen Limited Debentures \| -	2%	₹50 Cr	500,000
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹50 Cr	5,000 ↑ 5,000
Small Industries Development Bank Of India Debentures \| -	2%	₹50 Cr	500
JSW Steel Limited Debentures \| -	2%	₹50 Cr	500
4.986339% GMR Infrastructure Limited (22/11/2026) Debentures \| -	2%	₹49 Cr	4,467

3. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund Growth
Launch Date	23 Apr 07
NAV (31 Dec 21)	₹28.8391 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹550 on 30 Nov 21
Category	Debt - Low Duration
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately Low
Expense Ratio	0.86
Sharpe Ratio	0.99
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	4.19%
Effective Maturity	8 Months 1 Day
Modified Duration	5 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,552

Sundaram Low Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.3%
3 Month	1%
6 Month	10.2%
1 Year	11.8%
3 Year	5%
5 Year	5.7%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Sundaram Low Duration Fund

Name	Since	Tenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. Nippon India Dynamic Bond Fund

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Nippon India Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 15 Nov 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch. Return for 2024 was 9% , 2023 was 6.7% and 2022 was 2.4% .

Below is the key information for Nippon India Dynamic Bond Fund

Nippon India Dynamic Bond Fund Growth
Launch Date	15 Nov 04
NAV (21 Feb 25)	₹35.9906 ↓ -0.02 (-0.07 %)
Net Assets (Cr)	₹4,286 on 31 Jan 25
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.71
Sharpe Ratio	1.46
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.12%
Effective Maturity	5 Years 4 Months 10 Days
Modified Duration	4 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,123
31 Jan 22	₹11,378
31 Jan 23	₹11,741
31 Jan 24	₹12,562
31 Jan 25	₹13,704

Nippon India Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	3.9%
1 Year	8.5%
3 Year	6.3%
5 Year	6.2%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	6.7%
2021	2.4%
2020	2.7%
2019	11.3%
2018	8.4%
2017	4.7%
2016	3.1%
2015	13.9%
2014	5.7%

Fund Manager information for Nippon India Dynamic Bond Fund

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.61 Yr.
Pranay Sinha	31 Mar 21	3.84 Yr.
Kinjal Desai	25 May 18	6.69 Yr.

Data below for Nippon India Dynamic Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	2.82%
Debt	96.89%
Other	0.29%

Debt Sector Allocation

Sector	Value
Government	96.89%
Cash Equivalent	2.82%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹303 Cr	29,400,000
07.78 MH Sgs 2030 Sovereign Bonds \| -	6%	₹249 Cr	24,100,200
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹230 Cr	23,078,300
07.02 Tn SDL 2030 Sovereign Bonds \| -	4%	₹175 Cr	17,500,000
07.70 MH Sgs 2030 Sovereign Bonds \| -	3%	₹139 Cr	13,500,000
07.76 MH Sgs 2030 Sovereign Bonds \| -	3%	₹129 Cr	12,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	3%	₹117 Cr	11,500,000 ↑ 4,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	3%	₹114 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	3%	₹110 Cr	11,200,000
07.60 MH Sdl 2030 Sovereign Bonds \| -	3%	₹107 Cr	10,500,000

5. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Constant Maturity Gilt Fund is a Debt - 10 Yr Govt Bond fund was launched on 12 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch. Ranked 6 in 10 Yr Govt Bond category. Return for 2024 was 9.3% , 2023 was 7.7% and 2022 was 1.2% .

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund Growth
Launch Date	12 Sep 14
NAV (21 Feb 25)	₹23.7052 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹2,465 on 31 Jan 25
Category	Debt - 10 Yr Govt Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.39
Sharpe Ratio	1.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	6.91%
Effective Maturity	9 Years 6 Months 4 Days
Modified Duration	6 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,316
31 Jan 22	₹11,544
31 Jan 23	₹11,825
31 Jan 24	₹12,786
31 Jan 25	₹13,982

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	3.9%
1 Year	8.4%
3 Year	6.4%
5 Year	6.5%
10 Year
15 Year
Since launch	8.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9.3%
2022	7.7%
2021	1.2%
2020	2.8%
2019	13.6%
2018	12.8%
2017	9.7%
2016	2.4%
2015	16.2%
2014	6.9%

Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.03 Yr.
Raunak Surana	22 Jan 24	1.03 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	2.23%
Debt	97.77%

Debt Sector Allocation

Sector	Value
Government	97.77%
Cash Equivalent	2.23%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	85%	₹2,103 Cr	206,856,400 ↓ -2,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹189 Cr	18,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹95 Cr	9,549,300
6.92% Govt Stock 2039 Sovereign Bonds \| -	1%	₹25 Cr	2,500,000 ↑ 2,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	0%	₹1 Cr	72,600
Net Current Assets Net Current Assets \| -	2%	₹48 Cr
Treps CBLO/Reverse Repo \| -	0%	₹7 Cr

6. IIFL Dynamic Bond Fund

The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors.

IIFL Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 24 Jun 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Return for 2024 was 9.6% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for IIFL Dynamic Bond Fund

IIFL Dynamic Bond Fund Growth
Launch Date	24 Jun 13
NAV (21 Feb 25)	₹21.7213 ↑ 0.01 (0.07 %)
Net Assets (Cr)	₹720 on 31 Jan 25
Category	Debt - Dynamic Bond
AMC	IIFL Asset Management Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.52
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	1,000
Exit Load	0-18 Months (1%),18 Months and above(NIL)
Yield to Maturity	7.46%
Effective Maturity	6 Years 2 Months 15 Days
Modified Duration

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,721
31 Jan 22	₹11,379
31 Jan 23	₹11,790
31 Jan 24	₹12,682
31 Jan 25	₹13,860

IIFL Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for IIFL Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	3.8%
1 Year	8.4%
3 Year	6.6%
5 Year	6.6%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9.6%
2022	6.8%
2021	3.6%
2020	5.6%
2019	8.2%
2018	7.8%
2017	5.2%
2016	7.4%
2015	7.8%
2014	6.3%

Fund Manager information for IIFL Dynamic Bond Fund

Name	Since	Tenure
Milan Mody	2 Mar 21	3.92 Yr.
Manumaharaj Saravanaraj	4 Jun 24	0.66 Yr.

Data below for IIFL Dynamic Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	7.22%
Debt	92.5%
Other	0.29%

Debt Sector Allocation

Sector	Value
Government	48.19%
Corporate	38.94%
Cash Equivalent	6.55%
Securitized	6.04%

Credit Quality

Rating	Value
AA	8.56%
AAA	91.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.26% Govt Stock 2032 Sovereign Bonds \| -	11%	₹82 Cr	8,000,000 ↓ -1,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹41 Cr	4,000,000
Embassy Office Parks Reit Unlisted bonds \| -	4%	₹32 Cr	855,507
7.41% Govt Stock 2036 Sovereign Bonds \| -	4%	₹31 Cr	3,000,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	4%	₹30 Cr	3,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	4%	₹29 Cr	3,000,000
07.64 MP Sgs 2033 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
07.60 GJ Sgs 2035 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
LIC Housing Finance Limited Debentures \| -	3%	₹26 Cr	2,500,000
HDFC Bank Limited Debentures \| -	3%	₹25 Cr	2,500,000

7. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 21 in Credit Risk category. Return for 2024 was 8.3% , 2023 was 7.9% and 2022 was 3.9% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund Growth
Launch Date	8 Jun 05
NAV (21 Feb 25)	₹33.7098 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹980 on 31 Jan 25
Category	Debt - Credit Risk
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	3.64
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.96%
Effective Maturity	2 Years 6 Months 7 Days
Modified Duration	2 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,430
31 Jan 22	₹10,689
31 Jan 23	₹11,119
31 Jan 24	₹12,017
31 Jan 25	₹13,017

Nippon India Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	4.1%
1 Year	8.3%
3 Year	6.8%
5 Year	5.5%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.9%
2021	3.9%
2020	13.5%
2019	-5.9%
2018	1.9%
2017	6.1%
2016	7%
2015	10%
2014	8.8%

Fund Manager information for Nippon India Credit Risk Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.69 Yr.
Sushil Budhia	1 Feb 20	5 Yr.

Data below for Nippon India Credit Risk Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	8.28%
Debt	91.44%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	74.79%
Government	16.64%
Cash Equivalent	8.28%

Credit Quality

Rating	Value
A	14.77%
AA	55.39%
AAA	29.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	7%	₹72 Cr	7,000,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹61 Cr	620
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹51 Cr	5,000,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹49 Cr	5,000
Century Textiles And Industries Limited Debentures \| -	5%	₹45 Cr	4,500 ↑ 4,500
Truhome Finance Ltd. 9.25% Debentures \| -	4%	₹40 Cr	4,000
Prestige Projects Private Limited 11.75% Debentures \| -	4%	₹40 Cr	4,000
Sandur Manganese And Iron Ores Limited (The) 11% Debentures \| -	4%	₹39 Cr	4,000
Piramal Capital & Housing Finance Limited Debentures \| -	4%	₹37 Cr	485,063
Delhi International Airport Limited Debentures \| -	4%	₹35 Cr	3,500

8. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch. Ranked 12 in Longterm Bond category. Return for 2024 was 10.1% , 2023 was 6.8% and 2022 was 1.3% .

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund Growth
Launch Date	9 Jul 98
NAV (21 Feb 25)	₹86.7709 ↓ -0.06 (-0.07 %)
Net Assets (Cr)	₹1,165 on 31 Jan 25
Category	Debt - Longterm Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.97
Sharpe Ratio	1.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	10 Years 4 Months 20 Days
Modified Duration	6 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,037
31 Jan 22	₹10,969
31 Jan 23	₹11,294
31 Jan 24	₹12,145
31 Jan 25	₹13,342

ICICI Prudential Long Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.4%
3 Month	1.8%
6 Month	3.6%
1 Year	8.3%
3 Year	6.3%
5 Year	5.4%
10 Year
15 Year
Since launch	8.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	10.1%
2022	6.8%
2021	1.3%
2020	0.4%
2019	11%
2018	12.1%
2017	6.8%
2016	4.1%
2015	15.7%
2014	5.1%

Fund Manager information for ICICI Prudential Long Term Bond Fund

Name	Since	Tenure
Manish Banthia	22 Jan 24	1.03 Yr.
Raunak Surana	22 Jan 24	1.03 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	3.01%
Debt	96.72%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	76.72%
Corporate	20%
Cash Equivalent	3.01%

Credit Quality

Rating	Value
AA	5.32%
AAA	94.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	30%	₹306 Cr	30,056,200 ↓ -500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	22%	₹231 Cr	22,603,830
6.92% Govt Stock 2039 Sovereign Bonds \| -	13%	₹136 Cr	13,563,500
HDFC Bank Limited Debentures \| -	7%	₹76 Cr	7,500
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹64 Cr	6,237,500
The Great Eastern Shipping Company Limited Debentures \| -	5%	₹53 Cr	536
LIC Housing Finance Limited Debentures \| -	5%	₹50 Cr	500
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹46 Cr	4,500,000
LIC Housing Finance Limited Debentures \| -	2%	₹25 Cr	2,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	0%	₹5 Cr	472,700

9. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (21 Feb 25)	₹31.4528 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹32,421 on 31 Jan 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	2.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.51%
Effective Maturity	5 Years 11 Months 28 Days
Modified Duration	3 Years 10 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,091
31 Jan 22	₹11,543
31 Jan 23	₹11,958
31 Jan 24	₹12,850
31 Jan 25	₹13,953

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.8%
1 Year	8.2%
3 Year	6.5%
5 Year	6.7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%
2014	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.27 Yr.
Dhruv Muchhal	22 Jun 23	1.62 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	2.67%
Debt	97.06%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	61.58%
Government	35.48%
Cash Equivalent	2.67%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	8%	₹2,519 Cr	245,500,000 ↓ -62,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,286 Cr	125,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹817 Cr	81,000,000 ↑ 2,500,000
State Bank Of India Debentures \| -	2%	₹796 Cr	800
Mangalore Refinery And Petrochemicals Limited Debentures \| -	2%	₹559 Cr	5,670
HDFC Bank Limited Debentures \| -	2%	₹509 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹503 Cr	50,000
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹500 Cr	50,000 ↑ 50,000
LIC Housing Finance Limited Debentures \| -	2%	₹499 Cr	5,000
Reliance Industries Limited Debentures \| -	2%	₹498 Cr	4,750 ↓ -250

10. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (21 Feb 25)	₹109.163 ↑ 0.02 (0.02 %)
Net Assets (Cr)	₹25,341 on 31 Jan 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	1.92
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	5 Years 8 Months 19 Days
Modified Duration	3 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,088
31 Jan 22	₹11,577
31 Jan 23	₹12,077
31 Jan 24	₹12,984
31 Jan 25	₹14,097

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Feb 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.9%
1 Year	8.2%
3 Year	6.8%
5 Year	7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	7.3%
2021	4.1%
2020	4%
2019	11.9%
2018	9.6%
2017	7%
2016	6.5%
2015	10.2%
2014	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	3.81 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Jan 25

Asset Allocation

Asset Class	Value
Cash	3.95%
Debt	95.79%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	57.98%
Government	37.61%
Cash Equivalent	3.95%
Securitized	0.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹2,663 Cr	261,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹1,472 Cr	144,324,100
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹1,435 Cr	141,161,700 ↑ 15,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹769 Cr	77,050
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹702 Cr	69,637,700
Small Industries Development Bank Of India Debentures \| -	2%	₹598 Cr	6,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹558 Cr	55,000
Bajaj Finance Limited Debentures \| -	2%	₹452 Cr	45,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹437 Cr	43,500
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹400 Cr	40,000 ↑ 40,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.