USA/ಕೆನಡಾ ಮೂಲದ NRIಗಳಿಗೆ ಭಾರತದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಕಾಶ ನೀಡುವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೌಸ್‌ಗಳು

Updated on November 25, 2025 , 45867 views

USA ಮತ್ತು ಕೆನಡಾ ಮೂಲದ ಎನ್‌ಆರ್‌ಐಗಳು ಕೆಲವು ಮಾತ್ರ ಹೂಡಿಕೆ ಮಾಡಲು ಸಾಧ್ಯವಾಗುತ್ತದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಮನೆಗಳು ಭಾರತದಲ್ಲಿ. ಅನೇಕ AMC ಗಳು (ಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿಗಳು) ಭಾರತದಲ್ಲಿ USA ಅಥವಾ ಕೆನಡಾ ಮೂಲದ ಎನ್‌ಆರ್‌ಐಗಳಿಂದ ಹೂಡಿಕೆಯನ್ನು ಇನ್ನೂ ಅನುಮತಿಸಲಾಗಿಲ್ಲ. ಏಕೆಂದರೆ USA ಜಾರಿಗೊಳಿಸಿದ ವಿದೇಶಿ ಖಾತೆ ತೆರಿಗೆ ಅನುಸರಣೆ ಕಾಯಿದೆ (FATCA). ಅದೇನೇ ಇದ್ದರೂ, NRI ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸಬಹುದಾದ ಕೆಲವು ಪ್ರಮುಖ AMC ಗಳು ಇವೆ. ಇಲ್ಲಿ ನಾವು NRI ಗಾಗಿ KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಸಹ ನೋಡುತ್ತೇವೆಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಭಾರತದಲ್ಲಿ, NRE, NRO, FCNR ಖಾತೆ, ಜೊತೆಗೆಅತ್ಯುತ್ತಮ ಪ್ರದರ್ಶನ ನೀಡುವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಲಾಭ ಗಳಿಸಲು ಹೂಡಿಕೆ ಮಾಡಲು.

AMC ಗಳು ಕೆನಡಾ/USA NRIಗಳಿಂದ ಹೂಡಿಕೆಯನ್ನು ಸ್ವೀಕರಿಸುತ್ತವೆ

FATCA ಜಾರಿಗೆ ಬಂದ ಸಮಯದಿಂದ, ಅನೇಕ AMC ಗಳು US ಮತ್ತು ಕೆನಡಾ ಮೂಲದ ಎನ್‌ಆರ್‌ಐಗಳಿಂದ ಹೂಡಿಕೆಗಳನ್ನು ಸ್ವೀಕರಿಸುವುದನ್ನು ನಿಲ್ಲಿಸಿವೆ ಏಕೆಂದರೆ ಇದು AMC ಗಳ ಕಡೆಯಿಂದ ಸಾಕಷ್ಟು ದಾಖಲೆಗಳು ಮತ್ತು ಅನುಸರಣೆಯನ್ನು ಒಳಗೊಂಡಿರುತ್ತದೆ.

ವಿದೇಶಿ ಖಾತೆ ತೆರಿಗೆ ಅನುಸರಣೆ ಕಾಯಿದೆಯು ಎಲ್ಲಾ ಹಣಕಾಸು ಸಂಸ್ಥೆಗಳಿಗೆ US ಸರ್ಕಾರದೊಂದಿಗೆ ಅನಿವಾಸಿ ಭಾರತೀಯರು (NRIಗಳು) ಸೇರಿದಂತೆ US ನಾಗರಿಕರನ್ನು ಒಳಗೊಂಡಿರುವ ವಹಿವಾಟಿನ ವಿವರಗಳನ್ನು ಹಂಚಿಕೊಳ್ಳಲು ಕಡ್ಡಾಯವಾಗಿದೆ. US ನಾಗರಿಕರಿಂದ ಯಾವುದೇ ತೆರಿಗೆ ವಂಚನೆ ಇಲ್ಲ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಇದುಆದಾಯ ಸಾಗರೋತ್ತರದಲ್ಲಿ ಉತ್ಪಾದಿಸಲಾಗಿದೆ. 2015 ರಲ್ಲಿ, ಭಾರತವು FATCA ಅನ್ನು ಜಾರಿಗೊಳಿಸಲು ಮತ್ತು ಅಂತರರಾಷ್ಟ್ರೀಯ ತೆರಿಗೆ ಅನುಸರಣೆಯನ್ನು ಸುಧಾರಿಸಲು ಯುನೈಟೆಡ್ ಸ್ಟೇಟ್ಸ್ ಆಫ್ ಅಮೇರಿಕಾದೊಂದಿಗೆ ಅಂತರ-ಸರ್ಕಾರಿ ಒಪ್ಪಂದಕ್ಕೆ (IGA) ಸಹಿ ಹಾಕಿತು.

FATCA ಅಡಿಯಲ್ಲಿ, ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೌಸ್‌ಗಳಂತಹ ಎಲ್ಲಾ ಹಣಕಾಸು ಘಟಕಗಳು,ವಿಮಾ ಕಂಪೆನಿಗಳು, ಬ್ಯಾಂಕ್‌ಗಳು ತಮ್ಮ ಕ್ಲೈಂಟ್ ಮಾಹಿತಿಯನ್ನು ಭಾರತ ಸರ್ಕಾರಕ್ಕೆ ಒದಗಿಸಬೇಕು, ಅದನ್ನು US/ಕೆನಡಿಯನ್ ಸರ್ಕಾರದೊಂದಿಗೆ ಹಂಚಿಕೊಳ್ಳಲಾಗುತ್ತದೆ.

ಆದಾಗ್ಯೂ, US/ಕೆನಡಾದಲ್ಲಿ NRIಗಳ ನೆಲೆಗಳಿಂದ ಹೂಡಿಕೆಗಳನ್ನು ಸ್ವೀಕರಿಸುವ ಕೆಲವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಮನೆಗಳಿವೆ:

ಈ ಪ್ರತಿಯೊಂದು AMC ಯು US ಅಥವಾ ಕೆನಡಾ ಮೂಲದ NRI ಗಳಿಂದ ಹೂಡಿಕೆಗಳನ್ನು ಸ್ವೀಕರಿಸಲು ವಿಭಿನ್ನ ಸ್ಥಿತಿಯನ್ನು ಹೊಂದಿದೆ. ಇವುಗಳಲ್ಲಿ ಕೆಲವು ಫಂಡ್ ಹೌಸ್‌ಗಳು ಕಾಗದದ ಅರ್ಜಿ ನಮೂನೆಗಳಲ್ಲಿ ಮಾತ್ರ ಹೂಡಿಕೆಗಳನ್ನು ಸ್ವೀಕರಿಸುತ್ತವೆ, ಆದರೆ ಕೆಲವರು NSE NMFII ಅಥವಾ BSE STARMF ಪ್ಲಾಟ್‌ಫಾರ್ಮ್ ಮೂಲಕ ಆನ್‌ಲೈನ್ ಅರ್ಜಿಯನ್ನು ಸ್ವೀಕರಿಸಬಹುದು, ಇತ್ಯಾದಿ.

ಭಾರತದಲ್ಲಿ ಹೂಡಿಕೆಗಾಗಿ NRE, NRO, FCNR ಖಾತೆಗಳು

ಹೂಡಿಕೆ ಮಾಡಲುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಭಾರತದಲ್ಲಿ ಒಬ್ಬ ಭಾರತೀಯನೊಂದಿಗೆ ಈ ಕೆಳಗಿನ ಯಾವುದೇ ಖಾತೆಗಳನ್ನು ತೆರೆಯಬೇಕುಬ್ಯಾಂಕ್:

NRE ಖಾತೆ

ಇದು ಅನಿವಾಸಿ ಬಾಹ್ಯ (NRE) ಖಾತೆಯಾಗಿದ್ದು ಅದು ಉಳಿತಾಯ, ಪ್ರಸ್ತುತ, ಸ್ಥಿರ ಅಥವಾಮರುಕಳಿಸುವ ಠೇವಣಿ. ಈ ಖಾತೆಯಲ್ಲಿ ನೀವು ವಿದೇಶಿ ಕರೆನ್ಸಿಯನ್ನು ಠೇವಣಿ ಮಾಡಬೇಕಾಗುತ್ತದೆ. ಭಾರತೀಯ ಕರೆನ್ಸಿಯನ್ನು ಠೇವಣಿ ಮಾಡಲು, ನೀವು NRO ಖಾತೆಯನ್ನು ತೆರೆಯಬೇಕು. NRE ಖಾತೆಯಲ್ಲಿನ ವಹಿವಾಟಿನ ಮೊತ್ತಕ್ಕೆ ಯಾವುದೇ ಹೆಚ್ಚಿನ ಮಿತಿಯಿಲ್ಲ.

NRO ಖಾತೆ

NRO ಅಥವಾ ಅನಿವಾಸಿ ಸಾಮಾನ್ಯ ಖಾತೆಯು ಉಳಿತಾಯ ಅಥವಾ ಚಾಲ್ತಿ ಖಾತೆಯ ರೂಪದಲ್ಲಿದೆ, ಇದು NRI ಗಳಿಗೆ ಭಾರತದಲ್ಲಿ ಗಳಿಸಿದ ಆದಾಯವನ್ನು ನಿರ್ವಹಿಸಲು ಉದ್ದೇಶಿಸಲಾಗಿದೆ. NRO ಖಾತೆಯಲ್ಲಿ, ವಿದೇಶಿ ಕರೆನ್ಸಿ ಠೇವಣಿ ಮಾಡಿದ ನಂತರ ಭಾರತೀಯ ರೂಪಾಯಿಗೆ ಪರಿವರ್ತನೆಯಾಗುತ್ತದೆ. NRO ಖಾತೆಯನ್ನು ಮತ್ತೊಬ್ಬ NRI ಹಾಗೂ ನಿವಾಸಿ ಭಾರತೀಯ (ಹತ್ತಿರದ ಸಂಬಂಧಿಗಳು) ಜೊತೆ ಜಂಟಿಯಾಗಿ ನಡೆಸಬಹುದು.

FCNR ಖಾತೆ

ಇದು ವಿದೇಶಿ ಕರೆನ್ಸಿ ನಾನ್-ರಿಪ್ಯಾಟ್ರಿಬಲ್ ಖಾತೆ ಠೇವಣಿಗಳನ್ನು ಸೂಚಿಸುತ್ತದೆ. ಈ ಖಾತೆಯಲ್ಲಿ, NRIಗಳು ತಮ್ಮ ಹಣವನ್ನು ಪಾವತಿಸಬಹುದುಗಳಿಕೆ ಕೆನಡಿಯನ್ $, US$, ಯೂರೋ, AU$, ಯೆನ್ ಮತ್ತು ಪೌಂಡ್‌ನಂತಹ ಆರು ಕರೆನ್ಸಿಗಳಲ್ಲಿ ಒಂದರಲ್ಲಿ. ಇತರ FCNR ಅಥವಾ NRE ಖಾತೆಗಳಿಂದ ಹಣವನ್ನು ವರ್ಗಾಯಿಸಬಹುದು. FCNR ನಲ್ಲಿ, ಅಸಲು ಮತ್ತು ಬಡ್ಡಿಯು ಯಾವುದೇ ತೆರಿಗೆಯನ್ನು ಪಡೆಯುವುದಿಲ್ಲ.

ಒಮ್ಮೆ ನೀವು ಈ ಯಾವುದೇ ಖಾತೆಗಳನ್ನು ತೆರೆದರೆ, KYC ಮಾನದಂಡಗಳ ಅಡಿಯಲ್ಲಿ ನಿಮ್ಮ KYC (ನಿಮ್ಮ ಗ್ರಾಹಕರನ್ನು ತಿಳಿದುಕೊಳ್ಳಿ) ಅನ್ನು ನೀವು ಯಶಸ್ವಿಯಾಗಿ ಪೂರ್ಣಗೊಳಿಸಬೇಕು.SEBI (ಸೆಕ್ಯುರಿಟೀಸ್ ಎಕ್ಸ್ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾ). ಸೆಬಿ-ನೋಂದಾಯಿತ ಯಾವುದೇ ಮಧ್ಯವರ್ತಿಗಳೊಂದಿಗೆ ಒಬ್ಬರು ತಮ್ಮ KYC ಅನ್ನು ಪೂರ್ಣಗೊಳಿಸಬಹುದು.

Ready to Invest?
Talk to our investment specialist

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು NRI ಗಳಿಗೆ KYC ಕಾರ್ಯವಿಧಾನ

ನಿಮ್ಮ KYC ಕಾರ್ಯವಿಧಾನವನ್ನು ಯಶಸ್ವಿಯಾಗಿ ಪೂರ್ಣಗೊಳಿಸಲು, NRIಗಳು ಕೆಲವು ಪ್ರಮುಖ ಹಂತಗಳನ್ನು ಪೂರ್ಣಗೊಳಿಸಬೇಕು ಮತ್ತು ಡಾಕ್ಯುಮೆಂಟ್‌ಗಳನ್ನು ಒದಗಿಸಬೇಕು:

ಎ. KYC ಫಾರ್ಮ್

ಎನ್‌ಆರ್‌ಐ ಸಲ್ಲಿಸುವ ಅಗತ್ಯವಿದೆKYC ಫಾರ್ಮ್ SEBI ನೋಂದಾಯಿತ ಮಧ್ಯಂತರಕ್ಕೆ ತುಂಬಿದ ಎಲ್ಲಾ ಅಗತ್ಯ ವಿವರಗಳೊಂದಿಗೆ. ಡಾಕ್ಯುಮೆಂಟ್‌ಗಳನ್ನು ಕೊರಿಯರ್/ಪೋಸ್ಟ್ ಮೂಲಕ ಮಧ್ಯಂತರಕ್ಕೆ ಕಳುಹಿಸಬಹುದು.

ಬಿ. ದಾಖಲೆಗಳು

ಸಲ್ಲಿಸಬೇಕಾದ ಅಗತ್ಯ ದಾಖಲೆಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ:

ಸಾಗರೋತ್ತರ ವಿಳಾಸ ಪುರಾವೆ
ಭಾರತೀಯ ನಿವಾಸಿ ವಿಳಾಸ ಪುರಾವೆ
ಇತ್ತೀಚಿನ ಛಾಯಾಚಿತ್ರ
ಪಾಸ್ಪೋರ್ಟ್ ನಕಲು

ಮರ್ಚೆಂಟ್ ನೇವಿಯಲ್ಲಿರುವ NRIಗಳ ಸಂದರ್ಭದಲ್ಲಿ, ನೌಕಾಪಡೆಯ ಘೋಷಣೆ ಅಥವಾ ನಿರಂತರ ಡಿಸ್ಚಾರ್ಜ್ ಪ್ರಮಾಣಪತ್ರದ ಪ್ರಮಾಣೀಕೃತ ಪ್ರತಿಯನ್ನು ಸಲ್ಲಿಸಬೇಕು.

ವಿರುದ್ಧ ಪ್ರಮಾಣಪತ್ರ

NRI ಗಳು ಅಥವಾ PIO ಗಳು (ಭಾರತ ಮೂಲದ ವ್ಯಕ್ತಿ) ಮೇಲಿನ ದಾಖಲೆಗಳನ್ನು ಭಾರತದಲ್ಲಿ ನೋಂದಾಯಿಸಲಾದ ನಿಗದಿತ ವಾಣಿಜ್ಯ ಬ್ಯಾಂಕ್‌ಗಳ ಸಾಗರೋತ್ತರ ಶಾಖೆಗಳ ಅಧಿಕೃತ ಅಧಿಕಾರಿಗಳು, ನ್ಯಾಯಾಧೀಶರು, ನ್ಯಾಯಾಲಯದ ಮ್ಯಾಜಿಸ್ಟ್ರೇಟ್, ಸಾರ್ವಜನಿಕ ನೋಟರಿಗಳು ಅಥವಾ ದೇಶದ ಭಾರತೀಯ ರಾಯಭಾರಿ/ದೂತಾವಾಸ ಜನರಲ್ ಮೂಲಕ ದೃಢೀಕರಿಸಬಹುದು. ನೆಲೆಗೊಂಡಿವೆ.

ಡಿ. ವೈಯಕ್ತಿಕ ಪರಿಶೀಲನೆಯಲ್ಲಿ (IPV)

SEBI ನಿಯಮಗಳ ಪ್ರಕಾರ, KYC ಪ್ರಕ್ರಿಯೆಗೆ IPV ಕಡ್ಡಾಯವಾಗಿದೆ. ಮಧ್ಯವರ್ತಿಯು NRIಗಳು/PIOಗಳ IPV ಅನ್ನು ನಡೆಸಬೇಕು.

ಸಲ್ಲಿಸುವಾಗ ಮೇಲಿನ ಎಲ್ಲಾ ದಾಖಲೆಗಳು/ಪುರಾವೆಗಳು ಇಂಗ್ಲಿಷ್ ಭಾಷೆಯಲ್ಲಿರಬೇಕು ಎಂಬುದನ್ನು ದಯವಿಟ್ಟು ಗಮನಿಸಿ.

US/ಕೆನಡಾ NRI ಗಳಿಗೆ ಅತ್ಯುತ್ತಮವಾಗಿ ಕಾರ್ಯನಿರ್ವಹಿಸುವ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)	Sub Cat.
UTI Transportation & Logistics Fund Growth	5.6	15.8	16.1	24.5	24	18.7	Sectoral
Sundaram Mid Cap Fund Growth	5.1	7.7	6.8	24.5	24.1	32	Mid Cap
UTI Healthcare Fund Growth	-0.9	4.8	2	23.9	16.7	42.9	Sectoral
Sundaram Infrastructure Advantage Fund Growth	4.5	5.6	4.4	21.8	25.2	23.8	Sectoral
UTI Core Equity Fund Growth	5.6	6.6	6.1	21.7	23.5	27.2	Large & Mid Cap
Sundaram Global Advantage Fund Growth	7.8	19.1	23.6	20.4	12.8	13.1	Global
Sundaram Small Cap Fund Growth	4	5.2	2.4	20.4	24.4	19.1	Small Cap
BNP Paribas Mid Cap Fund Growth	5.4	6.3	4.6	20.3	22.5	28.5	Mid Cap
UTI Dividend Yield Fund Growth	3.8	4.9	1.5	20.1	20.2	24.7	Dividend Yield
UTI Multi Asset Fund Growth	6.5	8.1	10.5	20.1	15.8	20.7	Multi Asset
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Transportation & Logistics Fund	Sundaram Mid Cap Fund	UTI Healthcare Fund	Sundaram Infrastructure Advantage Fund	UTI Core Equity Fund	Sundaram Global Advantage Fund	Sundaram Small Cap Fund	BNP Paribas Mid Cap Fund	UTI Dividend Yield Fund	UTI Multi Asset Fund
Point 1	Upper mid AUM (₹4,008 Cr).	Highest AUM (₹13,236 Cr).	Bottom quartile AUM (₹1,125 Cr).	Bottom quartile AUM (₹968 Cr).	Upper mid AUM (₹5,291 Cr).	Bottom quartile AUM (₹145 Cr).	Lower mid AUM (₹3,496 Cr).	Lower mid AUM (₹2,276 Cr).	Upper mid AUM (₹3,904 Cr).	Top quartile AUM (₹6,376 Cr).
Point 2	Established history (21+ yrs).	Established history (23+ yrs).	Oldest track record among peers (26 yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).
Point 3	Rating: 3★ (top quartile).	Top rated.	Rating: 1★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 24.03% (upper mid).	5Y return: 24.13% (upper mid).	5Y return: 16.74% (bottom quartile).	5Y return: 25.25% (top quartile).	5Y return: 23.46% (upper mid).	5Y return: 12.76% (bottom quartile).	5Y return: 24.41% (top quartile).	5Y return: 22.51% (lower mid).	5Y return: 20.23% (lower mid).	5Y return: 15.79% (bottom quartile).
Point 6	3Y return: 24.52% (top quartile).	3Y return: 24.46% (top quartile).	3Y return: 23.92% (upper mid).	3Y return: 21.82% (upper mid).	3Y return: 21.71% (upper mid).	3Y return: 20.37% (lower mid).	3Y return: 20.36% (lower mid).	3Y return: 20.30% (bottom quartile).	3Y return: 20.14% (bottom quartile).	3Y return: 20.06% (bottom quartile).
Point 7	1Y return: 16.09% (top quartile).	1Y return: 6.84% (upper mid).	1Y return: 2.01% (bottom quartile).	1Y return: 4.43% (lower mid).	1Y return: 6.08% (upper mid).	1Y return: 23.61% (top quartile).	1Y return: 2.37% (bottom quartile).	1Y return: 4.59% (lower mid).	1Y return: 1.49% (bottom quartile).	1Y return: 10.45% (upper mid).
Point 8	Alpha: 0.00 (top quartile).	Alpha: -0.05 (upper mid).	Alpha: -0.28 (lower mid).	Alpha: -5.45 (bottom quartile).	Alpha: -2.90 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: 2.09 (top quartile).	Alpha: -3.98 (bottom quartile).	Alpha: -4.37 (bottom quartile).	1M return: 1.37% (upper mid).
Point 9	Sharpe: 0.60 (top quartile).	Sharpe: 0.08 (upper mid).	Sharpe: -0.18 (bottom quartile).	Sharpe: -0.05 (upper mid).	Sharpe: -0.12 (lower mid).	Sharpe: 1.43 (top quartile).	Sharpe: -0.12 (lower mid).	Sharpe: -0.17 (bottom quartile).	Sharpe: -0.31 (bottom quartile).	Alpha: 0.00 (upper mid).
Point 10	Information ratio: 0.00 (upper mid).	Information ratio: 0.16 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.15 (bottom quartile).	Information ratio: 0.67 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: -0.43 (bottom quartile).	Information ratio: -1.03 (bottom quartile).	Information ratio: 0.79 (top quartile).	Sharpe: 0.24 (upper mid).

UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 24.03% (upper mid).
3Y return: 24.52% (top quartile).
1Y return: 16.09% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (upper mid).

Sundaram Mid Cap Fund

Highest AUM (₹13,236 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.13% (upper mid).
3Y return: 24.46% (top quartile).
1Y return: 6.84% (upper mid).
Alpha: -0.05 (upper mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.16 (upper mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 16.74% (bottom quartile).
3Y return: 23.92% (upper mid).
1Y return: 2.01% (bottom quartile).
Alpha: -0.28 (lower mid).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (upper mid).

Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹968 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.25% (top quartile).
3Y return: 21.82% (upper mid).
1Y return: 4.43% (lower mid).
Alpha: -5.45 (bottom quartile).
Sharpe: -0.05 (upper mid).
Information ratio: -0.15 (bottom quartile).

UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.46% (upper mid).
3Y return: 21.71% (upper mid).
1Y return: 6.08% (upper mid).
Alpha: -2.90 (lower mid).
Sharpe: -0.12 (lower mid).
Information ratio: 0.67 (top quartile).

Sundaram Global Advantage Fund

Bottom quartile AUM (₹145 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 12.76% (bottom quartile).
3Y return: 20.37% (lower mid).
1Y return: 23.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.43 (top quartile).
Information ratio: 0.00 (lower mid).

Sundaram Small Cap Fund

Lower mid AUM (₹3,496 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.41% (top quartile).
3Y return: 20.36% (lower mid).
1Y return: 2.37% (bottom quartile).
Alpha: 2.09 (top quartile).
Sharpe: -0.12 (lower mid).
Information ratio: -0.43 (bottom quartile).

BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,276 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.51% (lower mid).
3Y return: 20.30% (bottom quartile).
1Y return: 4.59% (lower mid).
Alpha: -3.98 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: -1.03 (bottom quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (lower mid).
3Y return: 20.14% (bottom quartile).
1Y return: 1.49% (bottom quartile).
Alpha: -4.37 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).

UTI Multi Asset Fund

Top quartile AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.79% (bottom quartile).
3Y return: 20.06% (bottom quartile).
1Y return: 10.45% (upper mid).
1M return: 1.37% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (upper mid).

*ನಿಧಿಗಳ ಪಟ್ಟಿ ಅವರೋಹಣ ಕ್ರಮದಲ್ಲಿ ಕಳೆದ 3 ವರ್ಷಗಳ ಆದಾಯವನ್ನು ಆಧರಿಸಿದೆ.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹4,008 Cr).
Established history (21+ yrs).
Rating: 3★ (top quartile).
Risk profile: High.
5Y return: 24.03% (upper mid).
3Y return: 24.52% (top quartile).
1Y return: 16.09% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: 0.60 (top quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~14.0%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (27 Nov 25)	₹295.098 ↓ -1.07 (-0.36 %)
Net Assets (Cr)	₹4,008 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	0.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,108
31 Oct 22	₹17,833
31 Oct 23	₹20,381
31 Oct 24	₹29,022
31 Oct 25	₹33,393

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.4%
3 Month	5.6%
6 Month	15.8%
1 Year	16.1%
3 Year	24.5%
5 Year	24%
10 Year
15 Year
Since launch	16.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.11 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.11%
Industrials	13.88%

Asset Allocation

Asset Class	Value
Cash	5.18%
Equity	94.65%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹559 Cr	1,604,386 ↑ 28,711
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹423 Cr	261,576 ↓ -2,437
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹389 Cr	554,527
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹270 Cr	8,494,093 ↑ 419,678
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹201 Cr	357,935 ↓ -30,056
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹189 Cr	212,504
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹182 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹173 Cr	711,342 ↑ 125,000
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹156 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	4%	₹142 Cr	403,430

2. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Research Highlights for Sundaram Mid Cap Fund

Highest AUM (₹13,236 Cr).
Established history (23+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 24.13% (upper mid).
3Y return: 24.46% (top quartile).
1Y return: 6.84% (upper mid).
Alpha: -0.05 (upper mid).
Sharpe: 0.08 (upper mid).
Information ratio: 0.16 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Cummins India Ltd (~4.2%).

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund Growth
Launch Date	30 Jul 02
NAV (27 Nov 25)	₹1,445.44 ↓ -0.61 (-0.04 %)
Net Assets (Cr)	₹13,236 on 31 Oct 25
Category	Equity - Mid Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.08
Information Ratio	0.16
Alpha Ratio	-0.05
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,282
31 Oct 22	₹17,269
31 Oct 23	₹20,504
31 Oct 24	₹31,197
31 Oct 25	₹33,101

Sundaram Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0.6%
3 Month	5.1%
6 Month	7.7%
1 Year	6.8%
3 Year	24.5%
5 Year	24.1%
10 Year
15 Year
Since launch	23.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32%
2023	40.4%
2022	4.8%
2021	37.5%
2020	11.8%
2019	-0.3%
2018	-15.4%
2017	40.8%
2016	11.3%
2015	11.2%

Fund Manager information for Sundaram Mid Cap Fund

Name	Since	Tenure
S. Bharath	24 Feb 21	4.69 Yr.
Ratish Varier	24 Feb 21	4.69 Yr.

Data below for Sundaram Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	20.32%
Consumer Cyclical	16.05%
Industrials	14.56%
Health Care	10.39%
Basic Materials	9.54%
Consumer Defensive	6.08%
Technology	5.69%
Real Estate	3.78%
Utility	2.46%
Communication Services	2.21%
Energy	2.21%

Asset Allocation

Asset Class	Value
Cash	6.43%
Equity	93.55%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cummins India Ltd (Industrials) Equity, Since 31 Dec 17 \| 500480	4%	₹553 Cr	1,273,753
Mahindra & Mahindra Financial Services Ltd (Financial Services) Equity, Since 31 Jan 24 \| M&MFIN	3%	₹376 Cr	11,920,703
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 21 \| 532843	3%	₹367 Cr	3,592,166 ↓ -199,021
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 10 \| 506395	3%	₹364 Cr	1,712,601
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹358 Cr	1,179,542
IDFC First Bank Ltd (Financial Services) Equity, Since 30 Jun 25 \| IDFCFIRSTB	2%	₹311 Cr	37,978,844 ↑ 366,859
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹295 Cr	3,438,637 ↓ -163,632
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 Oct 21 \| HINDPETRO	2%	₹292 Cr	6,144,382
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Mar 21 \| KALYANKJIL	2%	₹284 Cr	5,565,334 ↑ 134,599
The Federal Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| FEDERALBNK	2%	₹281 Cr	11,865,970 ↓ -478,676

3. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,125 Cr).
Oldest track record among peers (26 yrs).
Rating: 1★ (lower mid).
Risk profile: High.
5Y return: 16.74% (bottom quartile).
3Y return: 23.92% (upper mid).
1Y return: 2.01% (bottom quartile).
Alpha: -0.28 (lower mid).
Sharpe: -0.18 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.8%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (27 Nov 25)	₹289.457 ↓ -0.49 (-0.17 %)
Net Assets (Cr)	₹1,125 on 31 Oct 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.18
Information Ratio	0
Alpha Ratio	-0.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,799
31 Oct 22	₹12,052
31 Oct 23	₹14,059
31 Oct 24	₹22,392
31 Oct 25	₹22,840

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.7%
3 Month	-0.9%
6 Month	4.8%
1 Year	2%
3 Year	23.9%
5 Year	16.7%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.5 Yr.

Data below for UTI Healthcare Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Health Care	97.05%
Basic Materials	1.08%

Asset Allocation

Asset Class	Value
Cash	1.88%
Equity	98.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹110 Cr	650,000 ↓ -11,016
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	6%	₹70 Cr	285,000 ↑ 35,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	6%	₹63 Cr	319,570 ↑ 49,570
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹46 Cr	245,000 ↑ 35,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	4%	₹42 Cr	280,000 ↓ -120,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹41 Cr	67,014 ↓ -2,306
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹41 Cr	213,141 ↑ 13,844
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹41 Cr	53,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	4%	₹40 Cr	335,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹40 Cr	72,000

4. Sundaram Infrastructure Advantage Fund

To generate consistent long-term returns by investing predominantly in equity/equity-related instruments of companies engaged either directly or indirectly in infrastructure- and infrastructure related activities or expected to benefit from the growth and development of infrastructure

Research Highlights for Sundaram Infrastructure Advantage Fund

Bottom quartile AUM (₹968 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 25.25% (top quartile).
3Y return: 21.82% (upper mid).
1Y return: 4.43% (lower mid).
Alpha: -5.45 (bottom quartile).
Sharpe: -0.05 (upper mid).
Information ratio: -0.15 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Bharti Airtel Ltd (~8.8%).

Below is the key information for Sundaram Infrastructure Advantage Fund

Sundaram Infrastructure Advantage Fund Growth
Launch Date	29 Sep 05
NAV (27 Nov 25)	₹97.985 ↓ -0.42 (-0.42 %)
Net Assets (Cr)	₹968 on 31 Oct 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.37
Sharpe Ratio	-0.05
Information Ratio	-0.15
Alpha Ratio	-5.45
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,987
31 Oct 22	₹18,815
31 Oct 23	₹22,229
31 Oct 24	₹33,153
31 Oct 25	₹34,240

Sundaram Infrastructure Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Sundaram Infrastructure Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.1%
3 Month	4.5%
6 Month	5.6%
1 Year	4.4%
3 Year	21.8%
5 Year	25.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.8%
2023	41.7%
2022	2.1%
2021	49.5%
2020	10.4%
2019	2.2%
2018	-21.9%
2017	55.5%
2016	-0.5%
2015	4.8%

Fund Manager information for Sundaram Infrastructure Advantage Fund

Name	Since	Tenure
Ashish Aggarwal	1 Jan 22	3.84 Yr.

Data below for Sundaram Infrastructure Advantage Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Industrials	38.93%
Utility	11.85%
Energy	11.4%
Communication Services	11.28%
Consumer Cyclical	7.15%
Basic Materials	6.31%
Financial Services	3.95%
Real Estate	2.41%
Technology	1.23%
Health Care	0.99%

Asset Allocation

Asset Class	Value
Cash	4.49%
Equity	95.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	9%	₹85 Cr	415,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 09 \| LT	9%	₹85 Cr	210,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	8%	₹76 Cr	510,000 ↓ -15,000
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	5%	₹45 Cr	1,340,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹33 Cr	28,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 22 \| BEL	3%	₹29 Cr	675,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Mar 22 \| 532898	2%	₹23 Cr	800,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 19 \| 500547	2%	₹21 Cr	575,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| ICICIBANK	2%	₹20 Cr	145,000
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	2%	₹19 Cr	120,000 ↓ -5,000

5. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹5,291 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 23.46% (upper mid).
3Y return: 21.71% (upper mid).
1Y return: 6.08% (upper mid).
Alpha: -2.90 (lower mid).
Sharpe: -0.12 (lower mid).
Information ratio: 0.67 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~5.7%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (27 Nov 25)	₹187.021 ↓ -0.08 (-0.04 %)
Net Assets (Cr)	₹5,291 on 31 Oct 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.12
Information Ratio	0.67
Alpha Ratio	-2.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,416
31 Oct 22	₹17,785
31 Oct 23	₹20,801
31 Oct 24	₹30,618
31 Oct 25	₹31,681

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.9%
3 Month	5.6%
6 Month	6.6%
1 Year	6.1%
3 Year	21.7%
5 Year	23.5%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.46 Yr.

Data below for UTI Core Equity Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	28.65%
Consumer Cyclical	10.69%
Technology	10.15%
Industrials	8.36%
Energy	8.26%
Basic Materials	7.68%
Health Care	7.63%
Consumer Defensive	5.83%
Communication Services	5.02%
Real Estate	2.51%
Utility	2.08%

Asset Allocation

Asset Class	Value
Cash	3.15%
Equity	96.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹301 Cr	3,049,721 ↓ -95,405
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹192 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹181 Cr	1,219,187 ↑ 106,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹166 Cr	1,116,380 ↑ 76,979
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹150 Cr	3,559,906 ↑ 255,000
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	3%	₹138 Cr	5,833,275 ↓ -190,200
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹128 Cr	3,950,761
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹128 Cr	2,584,841
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹127 Cr	5,273,655 ↑ 495,407
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 14 \| LT	2%	₹117 Cr	290,715 ↑ 34,884

6. Sundaram Global Advantage Fund

To achieve capital appreciation by investing in units of overseas mutual funds and exchange traded funds, domestic money market instruments. Income generation may only be a secondary objective.

Research Highlights for Sundaram Global Advantage Fund

Bottom quartile AUM (₹145 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 12.76% (bottom quartile).
3Y return: 20.37% (lower mid).
1Y return: 23.61% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 1.43 (top quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Sundaram Global Brand Master (~97.4%).
Top-3 holdings concentration ~101.8%.

Below is the key information for Sundaram Global Advantage Fund

Sundaram Global Advantage Fund Growth
Launch Date	24 Aug 07
NAV (26 Nov 25)	₹38.9862 ↑ 0.29 (0.75 %)
Net Assets (Cr)	₹145 on 31 Oct 25
Category	Equity - Global
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	1.07
Sharpe Ratio	1.43
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹13,513
31 Oct 22	₹11,165
31 Oct 23	₹13,260
31 Oct 24	₹16,118
31 Oct 25	₹20,447

Sundaram Global Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Sundaram Global Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.3%
3 Month	7.8%
6 Month	19.1%
1 Year	23.6%
3 Year	20.4%
5 Year	12.8%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	30.1%
2022	-15.4%
2021	18.5%
2020	21.4%
2019	17.6%
2018	-8.1%
2017	19.8%
2016	12.8%
2015	-14.2%

Fund Manager information for Sundaram Global Advantage Fund

Name	Since	Tenure
Pathanjali Srinivasan	1 Apr 24	1.59 Yr.

Data below for Sundaram Global Advantage Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Technology	35.32%
Consumer Cyclical	20.49%
Financial Services	14.49%
Communication Services	13.02%
Consumer Defensive	9.48%
Industrials	4.6%

Asset Allocation

Asset Class	Value
Cash	2.6%
Equity	97.4%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sundaram Global Brand Master Investment Fund \| -	97%	₹141 Cr	8,718,570 ↑ 184,783
Treps CBLO/Reverse Repo \| -	4%	₹5 Cr
Cash And Other Net Current Assets CBLO \| -	1%	-₹1 Cr

7. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Research Highlights for Sundaram Small Cap Fund

Lower mid AUM (₹3,496 Cr).
Established history (20+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 24.41% (top quartile).
3Y return: 20.36% (lower mid).
1Y return: 2.37% (bottom quartile).
Alpha: 2.09 (top quartile).
Sharpe: -0.12 (lower mid).
Information ratio: -0.43 (bottom quartile).
Top sector: Consumer Cyclical.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~3.3%).

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund Growth
Launch Date	15 Feb 05
NAV (27 Nov 25)	₹263.373 ↓ -1.83 (-0.69 %)
Net Assets (Cr)	₹3,496 on 31 Oct 25
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.94
Sharpe Ratio	-0.12
Information Ratio	-0.43
Alpha Ratio	2.09
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹18,619
31 Oct 22	₹19,219
31 Oct 23	₹24,060
31 Oct 24	₹33,312
31 Oct 25	₹33,850

Sundaram Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	-0.9%
3 Month	4%
6 Month	5.2%
1 Year	2.4%
3 Year	20.4%
5 Year	24.4%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.1%
2023	45.3%
2022	-2.1%
2021	60.3%
2020	26.2%
2019	-6.1%
2018	-29.2%
2017	55.6%
2016	-0.1%
2015	7.8%

Fund Manager information for Sundaram Small Cap Fund

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	3 Yr.

Data below for Sundaram Small Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.13%
Financial Services	18.65%
Industrials	18.24%
Health Care	11.99%
Basic Materials	8.49%
Communication Services	5.41%
Technology	4.38%
Consumer Defensive	2.59%
Real Estate	2.58%
Utility	1.09%

Asset Allocation

Asset Class	Value
Cash	5.96%
Equity	93.99%
Debt	0.05%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	3%	₹114 Cr	1,681,362 ↓ -217,293
Affle 3i Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	3%	₹102 Cr	530,036
MTAR Technologies Ltd (Industrials) Equity, Since 31 Dec 24 \| MTARTECH	3%	₹102 Cr	399,900
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jul 24 \| EIDPARRY	3%	₹98 Cr	914,768 ↑ 15,305
Craftsman Automation Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| CRAFTSMAN	3%	₹94 Cr	140,821
SJS Enterprises Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543387	3%	₹93 Cr	577,256 ↓ -64,527
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	3%	₹92 Cr	431,921
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	3%	₹92 Cr	1,434,521 ↑ 26,843
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	3%	₹89 Cr	953,608 ↓ -37,951
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	2%	₹76 Cr	395,668

8. BNP Paribas Mid Cap Fund

The Investment objective of the scheme is to seek to generate long-term capital appreciation by investing primarily in companies with high growth opportunities in the middle and small capitalization segment, defi ned as ‘Future Leaders’. The fund will emphasize on companies that appear to offer opportunities for long-term growth and will be inclined towards companies that are driven by dynamic style of management and entrepreneurial fl air. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

Research Highlights for BNP Paribas Mid Cap Fund

Lower mid AUM (₹2,276 Cr).
Established history (19+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 22.51% (lower mid).
3Y return: 20.30% (bottom quartile).
1Y return: 4.59% (lower mid).
Alpha: -3.98 (bottom quartile).
Sharpe: -0.17 (bottom quartile).
Information ratio: -1.03 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding GE Vernova T&D India Ltd (~3.3%).

Below is the key information for BNP Paribas Mid Cap Fund

BNP Paribas Mid Cap Fund Growth
Launch Date	2 May 06
NAV (27 Nov 25)	₹105.158 ↓ -0.28 (-0.26 %)
Net Assets (Cr)	₹2,276 on 31 Oct 25
Category	Equity - Mid Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	-0.17
Information Ratio	-1.03
Alpha Ratio	-3.98
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,227
31 Oct 22	₹17,820
31 Oct 23	₹20,520
31 Oct 24	₹29,640
31 Oct 25	₹30,309

BNP Paribas Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for BNP Paribas Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	2%
3 Month	5.4%
6 Month	6.3%
1 Year	4.6%
3 Year	20.3%
5 Year	22.5%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	28.5%
2023	32.6%
2022	4.7%
2021	41.5%
2020	23.1%
2019	5.2%
2018	-17.5%
2017	49%
2016	-1.2%
2015	15.3%

Fund Manager information for BNP Paribas Mid Cap Fund

Name	Since	Tenure
Shiv Chanani	13 Jul 22	3.31 Yr.
Himanshu Singh	21 Oct 24	1.03 Yr.

Data below for BNP Paribas Mid Cap Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	20.53%
Consumer Cyclical	19.26%
Industrials	14.35%
Health Care	12.93%
Basic Materials	11.84%
Technology	6.72%
Energy	3.4%
Consumer Defensive	3.33%
Real Estate	2.22%
Communication Services	1.93%

Asset Allocation

Asset Class	Value
Cash	3.49%
Equity	96.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Sep 24 \| 522275	3%	₹76 Cr	250,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹69 Cr	800,000
PB Fintech Ltd (Financial Services) Equity, Since 28 Feb 23 \| 543390	3%	₹62 Cr	350,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Apr 23 \| NAVINFLUOR	2%	₹57 Cr	100,000
Hitachi Energy India Ltd Ordinary Shares (Industrials) Equity, Since 31 Dec 22 \| POWERINDIA	2%	₹53 Cr	30,000
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 31 Jan 24 \| 500103	2%	₹53 Cr	2,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 30 Nov 24 \| HINDPETRO	2%	₹52 Cr	1,100,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Oct 22 \| 503100	2%	₹50 Cr	300,000
The Federal Bank Ltd (Financial Services) Equity, Since 31 Jul 16 \| FEDERALBNK	2%	₹47 Cr	2,000,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 30 Apr 25 \| 532843	2%	₹46 Cr	450,000 ↓ -50,000

9. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,904 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.23% (lower mid).
3Y return: 20.14% (bottom quartile).
1Y return: 1.49% (bottom quartile).
Alpha: -4.37 (bottom quartile).
Sharpe: -0.31 (bottom quartile).
Information ratio: 0.79 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.2%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (27 Nov 25)	₹181.365 ↓ -0.22 (-0.12 %)
Net Assets (Cr)	₹3,904 on 31 Oct 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.31
Information Ratio	0.79
Alpha Ratio	-4.37
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,094
31 Oct 22	₹15,465
31 Oct 23	₹17,872
31 Oct 24	₹26,645
31 Oct 25	₹26,966

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	0%
3 Month	3.8%
6 Month	4.9%
1 Year	1.5%
3 Year	20.1%
5 Year	20.2%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.96 Yr.

Data below for UTI Dividend Yield Fund as on 31 Oct 25

Equity Sector Allocation

Sector	Value
Financial Services	27.14%
Technology	14.17%
Consumer Cyclical	11.5%
Health Care	8.66%
Consumer Defensive	7.14%
Energy	6.37%
Industrials	5.86%
Utility	5.79%
Real Estate	4.22%
Basic Materials	3.83%
Communication Services	3.71%

Asset Allocation

Asset Class	Value
Cash	0.09%
Equity	99.38%
Debt	0.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹358 Cr	3,625,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹202 Cr	1,500,000 ↑ 50,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹132 Cr	925,000 ↑ 15,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹131 Cr	625,000 ↓ -25,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹131 Cr	1,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹127 Cr	860,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹121 Cr	347,678
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹117 Cr	570,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹105 Cr	2,500,000 ↑ 300,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹101 Cr	8,717,059

10. UTI Multi Asset Fund

(Erstwhile UTI Wealth Builder Fund)

The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for UTI Multi Asset Fund

Top quartile AUM (₹6,376 Cr).
Established history (17+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.79% (bottom quartile).
3Y return: 20.06% (bottom quartile).
1Y return: 10.45% (upper mid).
1M return: 1.37% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~69%).
High-quality debt (AAA/AA ~100%).
Largest holding UTI Gold ETF (~12.1%).

Below is the key information for UTI Multi Asset Fund

UTI Multi Asset Fund Growth
Launch Date	21 Oct 08
NAV (27 Nov 25)	₹78.9235 ↓ -0.05 (-0.07 %)
Net Assets (Cr)	₹6,376 on 31 Oct 25
Category	Hybrid - Multi Asset
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,073
31 Oct 22	₹12,357
31 Oct 23	₹14,384
31 Oct 24	₹19,580
31 Oct 25	₹21,197

UTI Multi Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Multi Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 25

Duration	Returns
1 Month	1.4%
3 Month	6.5%
6 Month	8.1%
1 Year	10.5%
3 Year	20.1%
5 Year	15.8%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	29.1%
2022	4.4%
2021	11.8%
2020	13.1%
2019	3.9%
2018	-0.5%
2017	17.1%
2016	7.3%
2015	-3.7%

Fund Manager information for UTI Multi Asset Fund

Name	Since	Tenure
Sharwan Kumar Goyal	12 Nov 21	3.97 Yr.
Jaydeep Bhowal	1 Oct 24	1.08 Yr.

Data below for UTI Multi Asset Fund as on 31 Oct 25

Asset Allocation

Asset Class	Value
Cash	9.14%
Equity	68.77%
Debt	10.1%
Other	11.99%

Equity Sector Allocation

Sector	Value
Financial Services	15.73%
Technology	11.37%
Consumer Defensive	9.54%
Consumer Cyclical	7.16%
Basic Materials	6.31%
Industrials	5.41%
Health Care	5.2%
Real Estate	3.05%
Communication Services	2.92%
Energy	2.85%
Utility	0.02%

Debt Sector Allocation

Sector	Value
Cash Equivalent	9.11%
Government	7.29%
Corporate	2.82%
Securitized	0.01%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
UTI Gold ETF - \| -	12%	₹771 Cr	76,018,936 ↓ -958,380
ITC Ltd (Consumer Defensive) Equity, Since 31 Oct 22 \| ITC	3%	₹175 Cr	4,169,825 ↑ 196,609
Infosys Ltd (Technology) Equity, Since 31 Mar 24 \| INFY	2%	₹151 Cr	1,016,937 ↑ 743
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 24 \| BHARTIARTL	2%	₹141 Cr	688,325 ↓ -316,467
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 25 \| HDFCBANK	2%	₹135 Cr	1,368,622 ↓ -202,460
Nestle India Ltd (Consumer Defensive) Equity, Since 29 Feb 24 \| NESTLEIND	2%	₹133 Cr	1,046,197 ↑ 37,133
Tata Consultancy Services Ltd (Technology) Equity, Since 29 Feb 24 \| TCS	2%	₹132 Cr	431,841 ↑ 1,355
State Bank of India (Financial Services) Equity, Since 31 Oct 25 \| SBIN	2%	₹128 Cr	1,362,565 ↑ 1,362,565
Asian Paints Ltd (Basic Materials) Equity, Since 31 Oct 24 \| 500820	2%	₹125 Cr	496,319 ↑ 108,551
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹118 Cr	76,262 ↑ 26,089

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.