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ಫಿನ್ಕಾಶ್ »ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು »ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಮಲೇಷ್ಯಾ ಮೂಲದ ಎನ್‌ಆರ್‌ಐ ಹೂಡಿಕೆ

ಭಾರತದಲ್ಲಿ ಮಲೇಷ್ಯಾ-ಆಧಾರಿತ NRI ಹೂಡಿಕೆಗಾಗಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Updated on December 22, 2024 , 1863 views

ಮಲೇಷ್ಯಾದಲ್ಲಿ ವಾಸಿಸುವ ಅನೇಕ ಎನ್‌ಆರ್‌ಐಗಳು ಸಾಲ ಮತ್ತು ಈಕ್ವಿಟಿಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತಾರೆಮಾರುಕಟ್ಟೆ ಉತ್ತಮ ಆದಾಯ ಗಳಿಸುವುದಕ್ಕಾಗಿ.ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಹೆಚ್ಚಿನದನ್ನು ಗಳಿಸಲು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆಆದಾಯ ಸಾಂಪ್ರದಾಯಿಕ ಹೂಡಿಕೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ. ನೀವು ಎಂಎಫ್‌ಗಳಲ್ಲಿ ಹೆಚ್ಚು ಕಾಲ ಹೂಡಿಕೆ ಮಾಡಿದರೆ ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸುವ ಸಾಧ್ಯತೆಗಳು ಹೆಚ್ಚಿರುತ್ತವೆ.

ಸಾಮಾನ್ಯವಾಗಿ, ಮಲೇಷ್ಯಾದಲ್ಲಿ ವಾಸಿಸುವ ಎನ್‌ಆರ್‌ಐಗಳು ತಮ್ಮ ದೀರ್ಘಾವಧಿಯನ್ನು ಯೋಜಿಸುತ್ತಾರೆಹಣಕಾಸಿನ ಗುರಿಗಳು ಹಾಗೆನಿವೃತ್ತಿ ಮೂಲಕಹೂಡಿಕೆ ಭಾರತದಲ್ಲಿನ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗೆ ಯೋಜಿಸುತ್ತಿರುವ ಮಲೇಷ್ಯಾದಲ್ಲಿ ವಾಸಿಸುವ ಹೂಡಿಕೆದಾರರು, ನಿಧಿಯನ್ನು ನಿರ್ಧರಿಸುವ ಮೊದಲು ನೀವು ಯಾವಾಗಲೂ ಮಾಡಬೇಕಾದ ಮೊದಲನೆಯದು- ಹೂಡಿಕೆಯ ಸಮಯದ ಚೌಕಟ್ಟನ್ನು ನಿರ್ಧರಿಸುವುದು. ಉದಾಹರಣೆಗೆ, ನಿಮಗೆ ಮೂರು ವರ್ಷ ಅಥವಾ ಅದಕ್ಕಿಂತ ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ ಹಣದ ಅಗತ್ಯವಿದ್ದರೆಕರೆ ಮಾಡಿ ಇದು ಅಲ್ಪಾವಧಿಯದ್ದಾಗಿದೆ. ನೀವು ಮೂರರಿಂದ ಐದು ವರ್ಷಗಳ ನಡುವಿನ ಹೂಡಿಕೆಯನ್ನು ರಿಡೀಮ್ ಮಾಡುವುದಾದರೆ ಅದನ್ನು ಮಧ್ಯಾವಧಿ ಎಂದು ಕರೆಯಿರಿ ಮತ್ತು ಐದು ವರ್ಷಗಳ ಮೇಲಿನ ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ಅದನ್ನು ದೀರ್ಘಾವಧಿ ಎಂದು ಕರೆಯಿರಿ.

ಬಯಸುವ ಮಲೇಷ್ಯಾ ಮೂಲದ ಎನ್‌ಆರ್‌ಐಗಳುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಭಾರತದಲ್ಲಿ ತಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಪ್ರಾರಂಭಿಸಲು ಅನುಸರಿಸಬೇಕಾದ ಕೆಲವು ಪ್ರಮುಖ ಮಾರ್ಗಸೂಚಿಗಳು ಮತ್ತು ನಿಯಮಗಳಿವೆ.

NRI-Malaysia

ಮಲೇಷ್ಯಾದಲ್ಲಿ ವಾಸಿಸುವ NRI ಗಾಗಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳು

ಭಾರತದಲ್ಲಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಒಬ್ಬ ಭಾರತೀಯನೊಂದಿಗೆ ಈ ಕೆಳಗಿನ ಯಾವುದೇ ಖಾತೆಗಳನ್ನು ತೆರೆಯಬೇಕುಬ್ಯಾಂಕ್:

NRE ಖಾತೆ

ಇದು ಅನಿವಾಸಿ ಬಾಹ್ಯ (NRE) ಖಾತೆಯಾಗಿದ್ದು ಅದು ಉಳಿತಾಯ, ಪ್ರಸ್ತುತ, ಸ್ಥಿರ ಅಥವಾಮರುಕಳಿಸುವ ಠೇವಣಿ. ಈ ಖಾತೆಯಲ್ಲಿ ನೀವು ವಿದೇಶಿ ಕರೆನ್ಸಿಯನ್ನು ಠೇವಣಿ ಮಾಡಬೇಕಾಗುತ್ತದೆ. ಭಾರತೀಯ ಕರೆನ್ಸಿಯನ್ನು ಠೇವಣಿ ಮಾಡಲು, ನೀವು NRO ಖಾತೆಯನ್ನು ತೆರೆಯಬೇಕು. NRE ಖಾತೆಯಲ್ಲಿನ ವಹಿವಾಟಿನ ಮೊತ್ತಕ್ಕೆ ಯಾವುದೇ ಹೆಚ್ಚಿನ ಮಿತಿಯಿಲ್ಲ.

NRO ಖಾತೆ

NRO ಅಥವಾ ಅನಿವಾಸಿ ಸಾಮಾನ್ಯ ಖಾತೆಯು ಉಳಿತಾಯ ಅಥವಾ ಚಾಲ್ತಿ ಖಾತೆಯ ರೂಪದಲ್ಲಿದೆ, ಇದು NRI ಗಳಿಗೆ ಭಾರತದಲ್ಲಿ ಗಳಿಸಿದ ಆದಾಯವನ್ನು ನಿರ್ವಹಿಸಲು ಉದ್ದೇಶಿಸಲಾಗಿದೆ. NRO ಖಾತೆಯಲ್ಲಿ, ವಿದೇಶಿ ಕರೆನ್ಸಿ ಠೇವಣಿ ಮಾಡಿದ ನಂತರ ಭಾರತೀಯ ರೂಪಾಯಿಗೆ ಪರಿವರ್ತನೆಯಾಗುತ್ತದೆ. NRO ಖಾತೆಯನ್ನು ಮತ್ತೊಬ್ಬ NRI ಹಾಗೂ ನಿವಾಸಿ ಭಾರತೀಯ (ಹತ್ತಿರದ ಸಂಬಂಧಿಗಳು) ಜೊತೆ ಜಂಟಿಯಾಗಿ ನಡೆಸಬಹುದು.

FCNR ಖಾತೆ

ಇದು ವಿದೇಶಿ ಕರೆನ್ಸಿ ನಾನ್-ರಿಪ್ಯಾಟ್ರಿಬಲ್ ಖಾತೆ ಠೇವಣಿಗಳನ್ನು ಸೂಚಿಸುತ್ತದೆ. ಈ ಖಾತೆಯಲ್ಲಿ, NRIಗಳು ತಮ್ಮ ಹಣವನ್ನು ಪಾವತಿಸಬಹುದುಗಳಿಕೆ ಕೆನಡಿಯನ್ $, US$, ಯೂರೋ, AU$, ಯೆನ್ ಮತ್ತು ಪೌಂಡ್‌ನಂತಹ ಆರು ಕರೆನ್ಸಿಗಳಲ್ಲಿ ಒಂದರಲ್ಲಿ. ಇತರ FCNR ಅಥವಾ NRE ಖಾತೆಗಳಿಂದ ಹಣವನ್ನು ವರ್ಗಾಯಿಸಬಹುದು. FCNR ನಲ್ಲಿ, ಅಸಲು ಮತ್ತು ಬಡ್ಡಿಯು ಯಾವುದೇ ತೆರಿಗೆಯನ್ನು ಪಡೆಯುವುದಿಲ್ಲ.

ಒಮ್ಮೆ ನೀವು ಈ ಯಾವುದೇ ಖಾತೆಗಳನ್ನು ತೆರೆದರೆ, KYC ಮಾನದಂಡಗಳ ಅಡಿಯಲ್ಲಿ ನಿಮ್ಮ KYC (ನಿಮ್ಮ ಗ್ರಾಹಕರನ್ನು ತಿಳಿದುಕೊಳ್ಳಿ) ಅನ್ನು ನೀವು ಯಶಸ್ವಿಯಾಗಿ ಪೂರ್ಣಗೊಳಿಸಬೇಕು.SEBI (ಸೆಕ್ಯುರಿಟೀಸ್ ಎಕ್ಸ್ಚೇಂಜ್ ಬೋರ್ಡ್ ಆಫ್ ಇಂಡಿಯಾ). ಸೆಬಿ-ನೋಂದಾಯಿತ ಯಾವುದೇ ಮಧ್ಯವರ್ತಿಗಳೊಂದಿಗೆ ಒಬ್ಬರು ತಮ್ಮ KYC ಅನ್ನು ಪೂರ್ಣಗೊಳಿಸಬಹುದು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು NRI ಗಾಗಿ KYC ಕಾರ್ಯವಿಧಾನ

ನಿಮ್ಮ KYC ಕಾರ್ಯವಿಧಾನವನ್ನು ಯಶಸ್ವಿಯಾಗಿ ಪೂರ್ಣಗೊಳಿಸಲು, ಮಲೇಷ್ಯಾ ಮೂಲದ-NRIಗಳು ಕೆಲವು ಪ್ರಮುಖ ಹಂತಗಳನ್ನು ಪೂರ್ಣಗೊಳಿಸಬೇಕು ಮತ್ತು ಡಾಕ್ಯುಮೆಂಟ್‌ಗಳನ್ನು ಒದಗಿಸಬೇಕು:

ಎ. KYC ಫಾರ್ಮ್

ಎನ್‌ಆರ್‌ಐ ಸಲ್ಲಿಸುವ ಅಗತ್ಯವಿದೆKYC ಫಾರ್ಮ್ SEBI ನೋಂದಾಯಿತ ಮಧ್ಯಂತರಕ್ಕೆ ತುಂಬಿದ ಎಲ್ಲಾ ಅಗತ್ಯ ವಿವರಗಳೊಂದಿಗೆ. ಡಾಕ್ಯುಮೆಂಟ್‌ಗಳನ್ನು ಕೊರಿಯರ್/ಪೋಸ್ಟ್ ಮೂಲಕ ಮಧ್ಯಂತರಕ್ಕೆ ಕಳುಹಿಸಬಹುದು.

ಬಿ. ದಾಖಲೆಗಳು

ಸಲ್ಲಿಸಬೇಕಾದ ಅಗತ್ಯ ದಾಖಲೆಗಳು ಈ ಕೆಳಗಿನಂತಿವೆ:

  • ಸಾಗರೋತ್ತರ ವಿಳಾಸ ಪುರಾವೆ
  • ಭಾರತೀಯ ನಿವಾಸಿ ವಿಳಾಸ ಪುರಾವೆ
  • ಇತ್ತೀಚಿನ ಛಾಯಾಚಿತ್ರ
  • ಪಾಸ್ಪೋರ್ಟ್ ನಕಲು

ಮರ್ಚೆಂಟ್ ನೇವಿಯಲ್ಲಿರುವ NRIಗಳ ಸಂದರ್ಭದಲ್ಲಿ, ನೌಕಾಪಡೆಯ ಘೋಷಣೆ ಅಥವಾ ನಿರಂತರ ಡಿಸ್ಚಾರ್ಜ್ ಪ್ರಮಾಣಪತ್ರದ ಪ್ರಮಾಣೀಕೃತ ಪ್ರತಿಯನ್ನು ಸಲ್ಲಿಸಬೇಕು.

ವಿರುದ್ಧ ಪ್ರಮಾಣಪತ್ರ

NRI ಗಳು ಅಥವಾ PIO ಗಳು (ಭಾರತ ಮೂಲದ ವ್ಯಕ್ತಿ) ಮೇಲಿನ ದಾಖಲೆಗಳನ್ನು ಭಾರತದಲ್ಲಿ ನೋಂದಾಯಿಸಲಾದ ನಿಗದಿತ ವಾಣಿಜ್ಯ ಬ್ಯಾಂಕ್‌ಗಳ ಸಾಗರೋತ್ತರ ಶಾಖೆಗಳ ಅಧಿಕೃತ ಅಧಿಕಾರಿಗಳು, ನ್ಯಾಯಾಧೀಶರು, ನ್ಯಾಯಾಲಯದ ಮ್ಯಾಜಿಸ್ಟ್ರೇಟ್, ಸಾರ್ವಜನಿಕ ನೋಟರಿಗಳು ಅಥವಾ ದೇಶದ ಭಾರತೀಯ ರಾಯಭಾರಿ/ದೂತಾವಾಸ ಜನರಲ್ ಮೂಲಕ ದೃಢೀಕರಿಸಬಹುದು. ನೆಲೆಗೊಂಡಿವೆ.

ಡಿ. ವೈಯಕ್ತಿಕ ಪರಿಶೀಲನೆಯಲ್ಲಿ (IPV)

SEBI ನಿಯಮಗಳ ಪ್ರಕಾರ, KYC ಪ್ರಕ್ರಿಯೆಗೆ IPV ಕಡ್ಡಾಯವಾಗಿದೆ. ಮಧ್ಯವರ್ತಿಯು NRIಗಳು/PIOಗಳ IPV ಅನ್ನು ನಡೆಸಬೇಕು.

ಸಲ್ಲಿಸುವಾಗ ಮೇಲಿನ ಎಲ್ಲಾ ದಾಖಲೆಗಳು/ಪುರಾವೆಗಳು ಇಂಗ್ಲಿಷ್ ಭಾಷೆಯಲ್ಲಿರಬೇಕು ಎಂಬುದನ್ನು ದಯವಿಟ್ಟು ಗಮನಿಸಿ.

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ಅನಿವಾಸಿ ಭಾರತೀಯ (NRI) ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ತೆರಿಗೆ

ಬಂಡವಾಳ ಹಣಕಾಸು ವರ್ಷ 2017-18 (ಮೌಲ್ಯಮಾಪನ ವರ್ಷ 2018-19) ಗಾಗಿ ಎನ್‌ಆರ್‌ಐ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳ ಮೇಲಿನ ಲಾಭದ ತೆರಿಗೆ ದರಗಳು ಕೆಳಕಂಡಂತಿವೆ:

ಎನ್ಆರ್ಐಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮೇಲಿನ ತೆರಿಗೆ-ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ ತೆರಿಗೆ ದರಗಳು- FY 2017/2018 (AY- 2018-19)

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯ ವಿಧಗಳು ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (STCG) ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು (LTCG)
ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು- STCG- ಯುನಿಟ್‌ಗಳು ಒಂದು ವರ್ಷಕ್ಕಿಂತ ಕಡಿಮೆ ಅಥವಾ ಸಮನಾಗಿರುತ್ತದೆ, LTCG- ಯುನಿಟ್‌ಗಳು ಒಂದು ವರ್ಷಕ್ಕಿಂತ ಹೆಚ್ಚು 15% ಶೂನ್ಯ
ನಾನ್-ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು- STCG- 3 ವರ್ಷ ಅಥವಾ ಅದಕ್ಕಿಂತ ಕಡಿಮೆ ಅವಧಿಯ ಯೂನಿಟ್‌ಗಳು, LTCG- ಯುನಿಟ್‌ಗಳು 3 ವರ್ಷಗಳಿಗಿಂತ ಹೆಚ್ಚು ವ್ಯಕ್ತಿಯ ಪ್ರಕಾರಆದಾಯ ತೆರಿಗೆ ಬ್ರಾಕೆಟ್ ಪಟ್ಟಿ ಮಾಡಲಾದ ನಿಧಿಗಳಲ್ಲಿ-20% (ಸೂಚ್ಯಂಕದೊಂದಿಗೆ), ಪಟ್ಟಿಮಾಡದ ನಿಧಿಗಳು- 10% (ಸೂಚ್ಯಂಕವಿಲ್ಲದೆ)

ಲಾಭಾಂಶಗಳ ಮೇಲೆ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ತೆರಿಗೆ

  • ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳ ಮೇಲಿನ ಲಾಭಾಂಶಗಳು: ಈಕ್ವಿಟಿ ಫಂಡ್‌ಗಳಿಗಾಗಿ ಯೂನಿಟ್ ಹೋಲ್ಡರ್‌ನ ಕೈಯಲ್ಲಿ ಪಡೆದ ಲಾಭಾಂಶವು ಸಂಪೂರ್ಣವಾಗಿ ತೆರಿಗೆ ಮುಕ್ತವಾಗಿರುತ್ತದೆ. ಡಿವಿಡೆಂಡ್ ಕೂಡ ತೆರಿಗೆ ಮುಕ್ತವಾಗಿದೆAMC.

  • ಸಾಲ ನಿಧಿಗಳ ಮೇಲಿನ ಲಾಭಾಂಶಗಳು: ಈ ಡಿವಿಡೆಂಡ್ ಆದಾಯವನ್ನು ತನ್ನ ಯೂನಿಟ್-ಹೋಲ್ಡರ್‌ಗಳಿಗೆ ವಿತರಿಸುವ ಮೊದಲು AMC 28.84% ನಷ್ಟು ಲಾಭಾಂಶ ವಿತರಣೆ ತೆರಿಗೆಯನ್ನು (DDT) ಪಾವತಿಸಬೇಕಾಗುತ್ತದೆ. ಲಾಭಾಂಶದ ಆದಾಯವನ್ನು ಎಸಾಲ ನಿಧಿ ಯುನಿಟ್ ಹೋಲ್ಡರ್ ಕೂಡ ತೆರಿಗೆ ಮುಕ್ತವಾಗಿರುತ್ತದೆ.

AY 2018-19 ಗಾಗಿ NRIಗಳಿಂದ MF ರಿಡಂಪ್ಶನ್‌ಗಳ ಮೇಲೆ ಅನ್ವಯವಾಗುವ TDS ದರವನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ.

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಮೇಲಿನ NRI ತೆರಿಗೆ- ಕ್ಯಾಪಿಟಲ್ ಗೇನ್ಸ್ ತೆರಿಗೆ ದರಗಳು- FY 2017/2018 (AY- 2018-19)

NRIಗಳು ಮತ್ತು TDS ದರದಿಂದ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರಿಡೆಂಪ್ಶನ್‌ಗಳು STCG ಮತ್ತು TDS ದರ LTCG ಮತ್ತು TDS ದರ
MF ಯೋಜನೆಯ ಪ್ರಕಾರ
ಈಕ್ವಿಟಿ ಓರಿಯೆಂಟೆಡ್ ಫಂಡ್‌ಗಳು 15% ಶೂನ್ಯ
ಸಾಲ ನಿಧಿಗಳು 30% ಪಟ್ಟಿ ಮಾಡಲಾದ ನಿಧಿಗಳಲ್ಲಿ- 20% (ಸೂಚ್ಯಂಕದೊಂದಿಗೆ), ಪಟ್ಟಿಮಾಡದ ನಿಧಿಗಳು- 10% (ಸೂಚ್ಯಂಕವಿಲ್ಲದೆ)

ಮಲೇಷ್ಯಾ ಮೂಲದ-ಎನ್‌ಆರ್‌ಐಗಳಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)Sub Cat.
L&T Emerging Businesses Fund Growth ₹88.9669
↑ 0.28
₹16,920-1.45.330.225.531.746.1 Small Cap
L&T India Value Fund Growth ₹107.698
↓ -0.05
₹13,675-4.90.92823.924.539.4 Value
Sundaram Rural and Consumption Fund Growth ₹97.0336
↑ 0.20
₹1,586-9.47.52220.218.230.2 Sectoral
UTI Dynamic Bond Fund Growth ₹29.6361
↓ -0.01
₹5551.13.98.68.28.36.2 Dynamic Bond
UTI Banking & PSU Debt Fund Growth ₹20.9346
↓ 0.00
₹8061.53.87.68.17.26.7 Banking & PSU Debt
L&T Midcap Fund Growth ₹404.559
↓ -2.08
₹11,912-1.88.641.226.125.440 Mid Cap
L&T Business Cycles Fund Growth ₹43.2895
↓ -0.10
₹1,016-3.65.738.224.82331.3 Sectoral
L&T Tax Advantage Fund Growth ₹135.15
↓ -0.15
₹4,303-3.9634.219.419.628.4 ELSS
Sundaram Mid Cap Fund Growth ₹1,372.46
↑ 0.47
₹12,425-4.8834.125.724.840.4 Mid Cap
L&T Hybrid Equity Fund Growth ₹55.7269
↓ -0.10
₹5,631-1.84.323.814.515.424.3 Hybrid Equity
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

1. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 22.9% since its launch.  Ranked 2 in Small Cap category.  Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (24 Dec 24) ₹88.9669 ↑ 0.28   (0.32 %)
Net Assets (Cr) ₹16,920 on 31 Oct 24
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.73
Sharpe Ratio 1.51
Information Ratio 0.26
Alpha Ratio 2.49
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,894
30 Nov 21₹19,240
30 Nov 22₹21,023
30 Nov 23₹29,366
30 Nov 24₹38,725

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 5.5%
3 Month -1.4%
6 Month 5.3%
1 Year 30.2%
3 Year 25.5%
5 Year 31.7%
10 Year
15 Year
Since launch 22.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 46.1%
2022 1%
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 194.96 Yr.
Cheenu Gupta1 Oct 231.17 Yr.
Sonal Gupta1 Oct 231.17 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Oct 24

Equity Sector Allocation
SectorValue
Industrials31.33%
Consumer Cyclical15.35%
Financial Services14.41%
Basic Materials12.12%
Technology8.54%
Real Estate5.16%
Health Care3.86%
Consumer Defensive3.52%
Energy1.51%
Asset Allocation
Asset ClassValue
Cash1.78%
Equity98.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
3%₹458 Cr455,400
↓ -50,000
Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 500040
3%₹441 Cr1,607,279
Neuland Laboratories Limited
Equity, Since 31 Jan 24 | -
2%₹410 Cr281,022
Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 505283
2%₹406 Cr2,444,924
↑ 127,474
BSE Ltd (Financial Services)
Equity, Since 29 Feb 24 | BSE
2%₹395 Cr884,500
↑ 108,253
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Jan 19 | TECHNOE
2%₹387 Cr2,473,042
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 500251
2%₹383 Cr537,550
↓ -42,850
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
2%₹341 Cr2,891,084
NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC
2%₹337 Cr11,291,100
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | DIXON
2%₹335 Cr238,273

2. L&T India Value Fund

To generate long-term capital appreciation from diversified portfolio of predominantly equity and equity related securities, in the Indian markets with higher focus on undervalued securities. The Scheme could also additionally invest in Foreign Securities in international markets.

L&T India Value Fund is a Equity - Value fund was launched on 8 Jan 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.2% since its launch.  Ranked 4 in Value category.  Return for 2023 was 39.4% , 2022 was 5.2% and 2021 was 40.3% .

Below is the key information for L&T India Value Fund

L&T India Value Fund
Growth
Launch Date 8 Jan 10
NAV (24 Dec 24) ₹107.698 ↓ -0.05   (-0.04 %)
Net Assets (Cr) ₹13,675 on 30 Nov 24
Category Equity - Value
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.77
Sharpe Ratio 2.11
Information Ratio 1.66
Alpha Ratio 9.32
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,876
30 Nov 21₹15,502
30 Nov 22₹17,219
30 Nov 23₹22,326
30 Nov 24₹30,221

L&T India Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for L&T India Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 1.9%
3 Month -4.9%
6 Month 0.9%
1 Year 28%
3 Year 23.9%
5 Year 24.5%
10 Year
15 Year
Since launch 17.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 39.4%
2022 5.2%
2021 40.3%
2020 14.6%
2019 4.6%
2018 -11.4%
2017 41.3%
2016 8.1%
2015 12.9%
2014 74.1%
Fund Manager information for L&T India Value Fund
NameSinceTenure
Venugopal Manghat24 Nov 1212.03 Yr.
Gautam Bhupal1 Oct 231.17 Yr.
Sonal Gupta1 Oct 231.17 Yr.

Data below for L&T India Value Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services26.85%
Basic Materials16.49%
Industrials13.59%
Technology11.13%
Consumer Cyclical7.31%
Consumer Defensive6.79%
Real Estate4.48%
Utility3.9%
Energy2.97%
Health Care2.01%
Communication Services2%
Asset Allocation
Asset ClassValue
Cash2.5%
Equity97.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK
4%₹566 Cr4,382,100
NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 532555
4%₹531 Cr13,014,200
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Sep 23 | MCX
4%₹520 Cr798,650
KEC International Ltd (Industrials)
Equity, Since 28 Feb 17 | 532714
3%₹383 Cr3,887,970
Tech Mahindra Ltd (Technology)
Equity, Since 30 Nov 21 | 532755
3%₹368 Cr2,284,900
↑ 395,566
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 20 | FEDERALBNK
2%₹328 Cr16,063,900
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
2%₹302 Cr3,682,400
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | 590003
2%₹297 Cr13,164,300
Paradeep Phosphates Ltd (Basic Materials)
Equity, Since 30 Sep 23 | 543530
2%₹280 Cr26,832,297
↑ 2,583,300
Infosys Ltd (Technology)
Equity, Since 31 Dec 10 | INFY
2%₹274 Cr1,556,500
↑ 359,418

3. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 2 in Sectoral category.  Return for 2023 was 30.2% , 2022 was 9.3% and 2021 was 19.3% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (24 Dec 24) ₹97.0336 ↑ 0.20   (0.21 %)
Net Assets (Cr) ₹1,586 on 30 Nov 24
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.23
Sharpe Ratio 1.06
Information Ratio 0.18
Alpha Ratio -1.34
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,677
30 Nov 21₹13,373
30 Nov 22₹15,207
30 Nov 23₹18,477
30 Nov 24₹23,065

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 0.7%
3 Month -9.4%
6 Month 7.5%
1 Year 22%
3 Year 20.2%
5 Year 18.2%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2023 30.2%
2022 9.3%
2021 19.3%
2020 13.5%
2019 2.7%
2018 -7.8%
2017 38.7%
2016 21.1%
2015 6.3%
2014 47.4%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
Ratish Varier1 Jan 222.92 Yr.
1 Jul 240.42 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Consumer Cyclical42.95%
Consumer Defensive31.59%
Communication Services11.75%
Health Care3.05%
Financial Services2.27%
Real Estate1.98%
Basic Materials1.57%
Asset Allocation
Asset ClassValue
Cash4.83%
Equity95.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 22 | BHARTIARTL
10%₹152 Cr939,519
↓ -48,464
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
9%₹146 Cr2,991,251
Titan Co Ltd (Consumer Cyclical)
Equity, Since 29 Feb 20 | TITAN
6%₹99 Cr303,263
↑ 47,874
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL
6%₹97 Cr1,476,185
↓ -434,630
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 22 | M&M
6%₹96 Cr350,492
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | HINDUNILVR
6%₹89 Cr350,212
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
5%₹75 Cr67,306
↑ 1,346
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 May 24 | 543320
5%₹73 Cr3,000,962
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Dec 18 | UNITDSPR
4%₹66 Cr453,496
Safari Industries (India) Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 523025
3%₹54 Cr245,560
↓ -932

4. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2023 was 6.2% , 2022 was 10.1% and 2021 was 10.8% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (24 Dec 24) ₹29.6361 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹555 on 30 Nov 24
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.54
Sharpe Ratio 1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.17%
Effective Maturity 17 Years 6 Months 25 Days
Modified Duration 8 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,559
30 Nov 21₹11,739
30 Nov 22₹12,842
30 Nov 23₹13,567
30 Nov 24₹14,816

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 0.7%
3 Month 1.1%
6 Month 3.9%
1 Year 8.6%
3 Year 8.2%
5 Year 8.3%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.2%
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 213 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash3.09%
Debt96.69%
Other0.22%
Debt Sector Allocation
SectorValue
Government76.72%
Corporate19.96%
Cash Equivalent3.09%
Credit Quality
RatingValue
AA1.27%
AAA98.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.09% Govt Stock 2054
Sovereign Bonds | -
31%₹172 Cr1,700,000,000
↑ 1,400,000,000
Government Of India 6.92%
Sovereign Bonds | -
20%₹111 Cr1,100,000,000
↑ 500,000,000
7.23% Govt Stock 2039
Sovereign Bonds | -
9%₹52 Cr500,000,000
↑ 500,000,000
Small Industries Development Bank Of India
Debentures | -
7%₹40 Cr4,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹40 Cr4,000
Rural Electrification Corporation Limited
Debentures | -
7%₹40 Cr4,000
Power Finance Corporation Ltd.
Debentures | -
5%₹26 Cr2,500
7.3% Govt Stock 2053
Sovereign Bonds | -
4%₹21 Cr200,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
3%₹16 Cr150,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹15 Cr150,000,000
↓ -250,000,000

5. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (24 Dec 24) ₹20.9346 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹806 on 30 Nov 24
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.55
Sharpe Ratio 1.36
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.32%
Effective Maturity 2 Years 9 Months 7 Days
Modified Duration 2 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,890
30 Nov 21₹11,194
30 Nov 22₹12,332
30 Nov 23₹13,094
30 Nov 24₹14,133

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.8%
1 Year 7.6%
3 Year 8.1%
5 Year 7.2%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash4.9%
Debt94.79%
Other0.31%
Debt Sector Allocation
SectorValue
Government48.33%
Corporate46.46%
Cash Equivalent4.9%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹86 Cr850,000,000
Axis Bank Limited
Debentures | -
7%₹55 Cr550
Export-Import Bank Of India
Debentures | -
6%₹50 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹50 Cr5,000
ICICI Bank Limited
Debentures | -
6%₹48 Cr500
↓ -50
7.37% Govt Stock 2028
Sovereign Bonds | -
6%₹46 Cr450,000,000
Power Finance Corporation Limited
Debentures | -
5%₹40 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹35 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹30 Cr300

6. L&T Midcap Fund

To generate capital appreciation by investing primarily in midcap stocks. The scheme will invest primarily in companies whose market capitalization falls between the highest and the lowest constituent of the Nifty Free Float Midcap 100.

L&T Midcap Fund is a Equity - Mid Cap fund was launched on 9 Aug 04. It is a fund with High risk and has given a CAGR/Annualized return of 19.9% since its launch.  Ranked 5 in Mid Cap category.  Return for 2023 was 40% , 2022 was 1.1% and 2021 was 30.4% .

Below is the key information for L&T Midcap Fund

L&T Midcap Fund
Growth
Launch Date 9 Aug 04
NAV (24 Dec 24) ₹404.559 ↓ -2.08   (-0.51 %)
Net Assets (Cr) ₹11,912 on 30 Nov 24
Category Equity - Mid Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.77
Sharpe Ratio 2.6
Information Ratio 0.14
Alpha Ratio 12.22
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹11,451
30 Nov 21₹15,268
30 Nov 22₹15,982
30 Nov 23₹20,968
30 Nov 24₹29,539

L&T Midcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for L&T Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 5.8%
3 Month -1.8%
6 Month 8.6%
1 Year 41.2%
3 Year 26.1%
5 Year 25.4%
10 Year
15 Year
Since launch 19.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 40%
2022 1.1%
2021 30.4%
2020 19%
2019 -0.2%
2018 -12%
2017 52.3%
2016 9.8%
2015 10.8%
2014 81.6%
Fund Manager information for L&T Midcap Fund
NameSinceTenure
Venugopal Manghat1 Oct 231.17 Yr.
Cheenu Gupta26 Nov 222.02 Yr.
Sonal Gupta1 Oct 231.17 Yr.

Data below for L&T Midcap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Industrials32.67%
Financial Services20.17%
Consumer Cyclical12.88%
Technology10.29%
Real Estate6.73%
Health Care6.47%
Utility5.25%
Consumer Defensive2.31%
Basic Materials1.62%
Communication Services0.05%
Asset Allocation
Asset ClassValue
Cash1.57%
Equity98.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Mar 24 | SUZLON
5%₹605 Cr90,407,100
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 May 24 | 500093
4%₹509 Cr7,222,000
↑ 1,955,800
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 19 | 500251
4%₹453 Cr634,900
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 24 | DIXON
4%₹429 Cr304,800
JSW Energy Ltd (Utilities)
Equity, Since 31 Mar 24 | JSWENERGY
4%₹427 Cr6,288,700
↑ 767,500
HDFC Asset Management Co Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCAMC
4%₹415 Cr964,400
PB Fintech Ltd (Financial Services)
Equity, Since 31 Jan 24 | 543390
3%₹400 Cr2,351,700
↑ 189,500
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 543320
3%₹355 Cr14,675,800
Cummins India Ltd (Industrials)
Equity, Since 30 Apr 18 | 500480
3%₹340 Cr970,100
Godrej Properties Ltd (Real Estate)
Equity, Since 31 Mar 17 | GODREJPROP
3%₹338 Cr1,175,100

7. L&T Business Cycles Fund

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 19 in Sectoral category.  Return for 2023 was 31.3% , 2022 was 5.3% and 2021 was 34.5% .

Below is the key information for L&T Business Cycles Fund

L&T Business Cycles Fund
Growth
Launch Date 20 Aug 14
NAV (24 Dec 24) ₹43.2895 ↓ -0.10   (-0.23 %)
Net Assets (Cr) ₹1,016 on 30 Nov 24
Category Equity - Sectoral
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 2.43
Sharpe Ratio 2.69
Information Ratio 1.33
Alpha Ratio 18.19
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,565
30 Nov 21₹14,600
30 Nov 22₹16,117
30 Nov 23₹19,644
30 Nov 24₹28,321

L&T Business Cycles Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for L&T Business Cycles Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 3.7%
3 Month -3.6%
6 Month 5.7%
1 Year 38.2%
3 Year 24.8%
5 Year 23%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 31.3%
2022 5.3%
2021 34.5%
2020 9.3%
2019 5.3%
2018 -17.5%
2017 45.6%
2016 3.2%
2015 3.5%
2014
Fund Manager information for L&T Business Cycles Fund
NameSinceTenure
Venugopal Manghat20 Aug 1410.29 Yr.
Gautam Bhupal1 Jun 231.5 Yr.
Sonal Gupta1 Jun 231.5 Yr.

Data below for L&T Business Cycles Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Industrials28.54%
Financial Services27.13%
Consumer Cyclical17.15%
Basic Materials13.2%
Energy5.95%
Real Estate1.62%
Technology1.5%
Asset Allocation
Asset ClassValue
Cash3.43%
Equity96.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 500251
7%₹72 Cr100,680
↓ -6,320
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Dec 22 | MCX
6%₹61 Cr94,300
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | ICICIBANK
6%₹55 Cr425,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 18 | RELIANCE
4%₹36 Cr271,200
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 14 | HDFCBANK
3%₹34 Cr193,300
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Aug 14 | LT
3%₹30 Cr81,830
Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 31 Jan 15 | AHLUCONT
3%₹29 Cr274,908
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 22 | BEL
3%₹28 Cr1,000,000
Power Mech Projects Ltd (Industrials)
Equity, Since 31 Oct 22 | POWERMECH
3%₹27 Cr90,800
Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 30 Jun 23 | 505283
3%₹27 Cr160,733
↓ -15,467

8. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 7 in ELSS category.  Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (24 Dec 24) ₹135.15 ↓ -0.15   (-0.11 %)
Net Assets (Cr) ₹4,303 on 30 Nov 24
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 2.44
Information Ratio 0.58
Alpha Ratio 12.63
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,772
30 Nov 21₹14,216
30 Nov 22₹14,865
30 Nov 23₹17,393
30 Nov 24₹24,422

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 3.4%
3 Month -3.9%
6 Month 6%
1 Year 34.2%
3 Year 19.4%
5 Year 19.6%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
2014 44.8%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Gautam Bhupal26 Nov 222.02 Yr.
Sonal Gupta21 Jul 213.37 Yr.
Abhishek Gupta1 Mar 240.75 Yr.

Data below for L&T Tax Advantage Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services23.58%
Industrials20.73%
Consumer Cyclical16.37%
Technology10.35%
Basic Materials6.47%
Health Care5.63%
Energy4.08%
Utility3.72%
Consumer Defensive3.56%
Real Estate2.63%
Communication Services1.77%
Asset Allocation
Asset ClassValue
Cash1.1%
Equity98.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
5%₹202 Cr1,162,500
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
4%₹149 Cr1,155,500
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹136 Cr774,900
↑ 71,800
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
3%₹127 Cr951,812
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
3%₹109 Cr301,450
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 500251
2%₹92 Cr128,900
↓ -29,200
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
2%₹86 Cr160,000
↓ -24,700
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 23 | SHRIRAMFIN
2%₹81 Cr258,300
State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN
2%₹81 Cr984,432
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹76 Cr3,150,000
↓ -343,588

9. Sundaram Mid Cap Fund

(Erstwhile Sundaram Select Midcap Fund)

To achieve capital appreciation by investing in diversified stocks that are generally termed as mid-caps.

Sundaram Mid Cap Fund is a Equity - Mid Cap fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.6% since its launch.  Ranked 13 in Mid Cap category.  Return for 2023 was 40.4% , 2022 was 4.8% and 2021 was 37.5% .

Below is the key information for Sundaram Mid Cap Fund

Sundaram Mid Cap Fund
Growth
Launch Date 30 Jul 02
NAV (24 Dec 24) ₹1,372.46 ↑ 0.47   (0.03 %)
Net Assets (Cr) ₹12,425 on 30 Nov 24
Category Equity - Mid Cap
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.8
Sharpe Ratio 2.26
Information Ratio 0.34
Alpha Ratio 9.23
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,686
30 Nov 21₹15,103
30 Nov 22₹16,491
30 Nov 23₹21,320
30 Nov 24₹29,647

Sundaram Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Sundaram Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 3.3%
3 Month -4.8%
6 Month 8%
1 Year 34.1%
3 Year 25.7%
5 Year 24.8%
10 Year
15 Year
Since launch 24.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 40.4%
2022 4.8%
2021 37.5%
2020 11.8%
2019 -0.3%
2018 -15.4%
2017 40.8%
2016 11.3%
2015 11.2%
2014 75%
Fund Manager information for Sundaram Mid Cap Fund
NameSinceTenure
S. Bharath24 Feb 213.77 Yr.
Ratish Varier24 Feb 213.77 Yr.

Data below for Sundaram Mid Cap Fund as on 30 Nov 24

Equity Sector Allocation
SectorValue
Financial Services19.87%
Consumer Cyclical18.59%
Industrials17.55%
Health Care11.26%
Basic Materials8.5%
Technology5.91%
Consumer Defensive3.29%
Real Estate3.05%
Utility2.6%
Communication Services2.41%
Energy1.42%
Asset Allocation
Asset ClassValue
Cash5.55%
Equity94.45%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | KALYANKJIL
4%₹463 Cr7,044,972
↓ -566,695
Cummins India Ltd (Industrials)
Equity, Since 31 Dec 17 | 500480
3%₹412 Cr1,177,160
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | FEDERALBNK
3%₹408 Cr20,011,397
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Dec 06 | 500251
3%₹369 Cr517,776
↓ -7,851
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 21 | TIINDIA
3%₹311 Cr694,463
↓ -243,869
Lupin Ltd (Healthcare)
Equity, Since 31 Jan 23 | 500257
2%₹304 Cr1,388,200
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 10 | 506395
2%₹292 Cr1,747,182
Indian Bank (Financial Services)
Equity, Since 31 Jul 23 | 532814
2%₹285 Cr4,812,470
↑ 198,037
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 21 | 532843
2%₹284 Cr4,543,631
Oberoi Realty Ltd (Real Estate)
Equity, Since 31 Jan 22 | OBEROIRLTY
2%₹273 Cr1,389,543

10. L&T Hybrid Equity Fund

(Erstwhile L&T India Prudence Fund)

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio of debt and money market instruments

L&T Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 7 Feb 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.2% since its launch.  Ranked 5 in Hybrid Equity category.  Return for 2023 was 24.3% , 2022 was -3.7% and 2021 was 23.1% .

Below is the key information for L&T Hybrid Equity Fund

L&T Hybrid Equity Fund
Growth
Launch Date 7 Feb 11
NAV (24 Dec 24) ₹55.7269 ↓ -0.10   (-0.18 %)
Net Assets (Cr) ₹5,631 on 31 Oct 24
Category Hybrid - Hybrid Equity
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.88
Sharpe Ratio 2.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,915
30 Nov 21₹13,623
30 Nov 22₹13,851
30 Nov 23₹15,985
30 Nov 24₹20,431

L&T Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for L&T Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

DurationReturns
1 Month 3.3%
3 Month -1.8%
6 Month 4.3%
1 Year 23.8%
3 Year 14.5%
5 Year 15.4%
10 Year
15 Year
Since launch 13.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.3%
2022 -3.7%
2021 23.1%
2020 13.6%
2019 6.5%
2018 -3.8%
2017 27.8%
2016 4.3%
2015 9.9%
2014 44.5%
Fund Manager information for L&T Hybrid Equity Fund
NameSinceTenure
Shriram Ramanathan30 May 168.51 Yr.
Gautam Bhupal1 Oct 231.17 Yr.
Cheenu Gupta2 Jul 213.42 Yr.
Sonal Gupta1 Oct 231.17 Yr.
Mohd Asif Rizwi1 May 240.59 Yr.

Data below for L&T Hybrid Equity Fund as on 31 Oct 24

Asset Allocation
Asset ClassValue
Cash1.3%
Equity77.24%
Debt21.46%
Equity Sector Allocation
SectorValue
Industrials28.65%
Financial Services15.85%
Consumer Cyclical12.49%
Technology8.15%
Utility4.33%
Real Estate3.63%
Health Care1.79%
Consumer Defensive1.11%
Communication Services0.92%
Basic Materials0.18%
Energy0.14%
Debt Sector Allocation
SectorValue
Government13.44%
Corporate8.02%
Cash Equivalent1.3%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 543320
4%₹212 Cr8,754,800
↑ 534,700
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 11 | ICICIBANK
4%₹207 Cr1,601,344
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 22 | BEL
3%₹172 Cr6,030,700
Suzlon Energy Ltd (Industrials)
Equity, Since 30 Apr 24 | SUZLON
3%₹169 Cr25,266,400
GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | 522275
3%₹168 Cr939,900
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Jul 22 | 500093
3%₹161 Cr2,278,900
↑ 371,400
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹156 Cr15,000,000
↓ -5,000,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | 500251
3%₹154 Cr215,700
↑ 30,300
Zensar Technologies Ltd (Technology)
Equity, Since 31 May 23 | ZENSARTECH
2%₹122 Cr1,739,015
JSW Energy Ltd (Utilities)
Equity, Since 30 Nov 23 | JSWENERGY
2%₹116 Cr1,714,100

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