യുടിഐ മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 9 മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

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എന്തുകൊണ്ടാണ് യുടിഐ ഇക്വിറ്റി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?
മികച്ച യുടിഐ ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ
യുടിഐ മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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യുടിഐ മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 9 മികച്ച പ്രകടനം നടത്തുന്ന ഇക്വിറ്റി ഫണ്ടുകൾ

Updated on February 7, 2025 , 61550 views

വർഷങ്ങളായി, ഇക്വിറ്റിമ്യൂച്വൽ ഫണ്ടുകൾ വഴിയുടിഐ മ്യൂച്വൽ ഫണ്ട് യിൽ ശക്തമായ വളർച്ച പ്രകടമാക്കിവിപണി. ഇത് നിക്ഷേപകർക്ക് ഗണ്യമായ വരുമാനം നൽകി, അതിനാൽ നിക്ഷേപകർ ഈ ഫണ്ടിൽ നിക്ഷേപിക്കാൻ താൽപ്പര്യപ്പെടുന്നു.

ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ വിവിധ കമ്പനികളുടെ സ്റ്റോക്കിൽ പണം നിക്ഷേപിക്കുന്നു. വിവിധ തരം ഉണ്ട്ഇക്വിറ്റി ഫണ്ടുകൾ പോലെവലിയ ക്യാപ് ഫണ്ടുകൾ,മിഡ് ക്യാപ് ഫണ്ടുകൾ,സ്മോൾ ക്യാപ് ഫണ്ടുകൾ,വൈവിധ്യമാർന്ന ഫണ്ടുകൾ, മുതലായവ ഈ ഫണ്ടുകൾ ദീർഘകാല സമ്പത്ത് സൃഷ്ടിക്കുന്നതിനുള്ള മികച്ച ഓപ്ഷനാണ്. പക്ഷേ, ഇക്വിറ്റി ഫണ്ടുകൾ ഉയർന്ന അപകടസാധ്യതയുള്ള നിക്ഷേപമാണെന്ന് ആരും മറക്കരുത്, അതിനാൽ ഒരാൾ ഉയർന്ന തുക കൈവശം വയ്ക്കണംറിസ്ക് വിശപ്പ് ഈ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ.

എന്തുകൊണ്ടാണ് യുടിഐ ഇക്വിറ്റി ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത്?

പ്രധാന ഗുണങ്ങളിൽ ചിലത്നിക്ഷേപിക്കുന്നു യുടിഐ മ്യൂച്വൽ ഫണ്ടിന്റെ ഇക്വിറ്റി സ്കീമുകൾ ഇവയാണ്:

എ. നികുതി ആനുകൂല്യങ്ങൾ

ഫണ്ട് ഹൗസ് നികുതി ലാഭിക്കുന്ന മ്യൂച്വൽ ഫണ്ട് പേരുകൾ വാഗ്ദാനം ചെയ്യുന്നുയുടിഐ ലോംഗ് ടേം ഇക്വിറ്റി ഫണ്ട് അതിലൂടെ ആളുകൾക്ക് അവരുടെ കാര്യങ്ങൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംനികുതികൾ.

സി. സ്ഥിരമായ റിട്ടേണുകൾ

യുടിഐ മ്യൂച്വൽ ഫണ്ട് അവരുടെ നിക്ഷേപകർക്ക് അവരുടെ ലക്ഷ്യങ്ങൾ കൈവരിക്കുന്നതിന് സ്ഥിരമായ വരുമാനം നൽകാൻ എപ്പോഴും കഠിനമായി പരിശ്രമിക്കുന്നു. നല്ല വരുമാനം നേടുന്നതിന്, ദീർഘകാലത്തേക്ക് ഇക്വിറ്റി ഫണ്ടുകൾ കൈവശം വയ്ക്കാൻ നിർദ്ദേശിക്കുന്നു.

ഡി. ഈസി ഓഫ് ആക്സസ്

നിക്ഷേപകർക്ക് അവരുടെ മ്യൂച്വൽ ഫണ്ട് അക്കൗണ്ട് എപ്പോൾ വേണമെങ്കിലും ഓൺലൈനിൽ എവിടെയും നിരീക്ഷിക്കാനും ആക്സസ് ചെയ്യാനും കഴിയും. കൂടാതെ, ഫണ്ട് ഹൗസുമായുള്ള ഇടപാടും ഇടപെടൽ പ്രക്രിയയും തടസ്സരഹിതവും ഉപയോക്തൃ സൗഹൃദവുമാണ്.

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ഇ. ദീർഘകാല സാമ്പത്തിക ലക്ഷ്യങ്ങൾ

UTI ഇക്വിറ്റി സ്കീമുകൾ നിക്ഷേപകരെ അവരുടെ ഭാവി ആസൂത്രണം ചെയ്യാൻ സഹായിക്കുന്നു. നിക്ഷേപകർക്ക് വിവിധ ദീർഘകാല പദ്ധതികൾ ആസൂത്രണം ചെയ്യാൻ കഴിയുംസാമ്പത്തിക ലക്ഷ്യങ്ങൾ വഴിവിരമിക്കൽ, കുട്ടിയുടെ കരിയർ, സമ്പത്ത് സൃഷ്ടിക്കൽ അല്ലെങ്കിൽ ലളിതമായിവരുമാനം തലമുറ.

ഈ സ്കീമിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ട് നൽകുന്ന മികച്ച 5 ഇക്വിറ്റി ഫണ്ടുകളിൽ നിന്ന് തിരഞ്ഞെടുക്കാം. AUM പോലുള്ള പ്രധാനപ്പെട്ട പാരാമീറ്ററുകൾ ഏറ്റെടുത്ത് ഈ ഫണ്ടുകൾ ഷോർട്ട്‌ലിസ്റ്റ് ചെയ്തിട്ടുണ്ട്,അല്ല, മുൻകാല പ്രകടനങ്ങൾ, ശരാശരി വരുമാനം, മറ്റ് വിവര അനുപാതങ്ങൾ.

മികച്ച യുടിഐ ഇക്വിറ്റി മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Healthcare Fund Growth	₹278.669 ↓ -0.79	₹1,236	-3.3	5.5	26.3	20.9	25.3	42.9
UTI Core Equity Fund Growth	₹168.649 ↑ 0.37	₹4,134	-4.7	-2.9	17.8	19.8	21.8	27.2
UTI Transportation & Logistics Fund Growth	₹247.586 ↑ 0.95	₹3,397	-3.6	-8	11	22.5	21.6	18.7
UTI Mid Cap Fund Growth	₹280.31 ↓ -0.16	₹11,997	-8.4	-8.4	9.9	14.4	20.9	23.3
UTI Dividend Yield Fund Growth	₹168.719 ↑ 0.30	₹4,082	-5.7	-5.3	16.8	17.5	20.4	24.7
UTI Value Opportunities Fund Growth	₹160.153 ↑ 0.26	₹9,914	-4	-1.6	18	16.9	19.1	23.4
UTI Infrastructure Fund Growth	₹131.783 ↑ 0.43	₹2,202	-6.8	-10.3	6.9	18.7	18.4	18.5
UTI Long Term Equity Fund Growth	₹194.993 ↑ 0.03	₹3,805	-4.9	-5.2	9.9	10.3	15.4	13.9
UTI India Lifestyle Fund Growth	₹55.1997 ↑ 0.11	₹706	-4.6	-5.5	15.2	12.6	14.2	20.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Feb 25

1. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 15.1% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (07 Feb 25)	₹278.669 ↓ -0.79 (-0.28 %)
Net Assets (Cr)	₹1,236 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.38
Sharpe Ratio	2.32
Information Ratio	-0.22
Alpha Ratio	-0.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹15,455
31 Jan 22	₹17,925
31 Jan 23	₹16,531
31 Jan 24	₹24,618
31 Jan 25	₹30,793

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-5.4%
3 Month	-3.3%
6 Month	5.5%
1 Year	26.3%
3 Year	20.9%
5 Year	25.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.9%
2022	38.2%
2021	-12.3%
2020	19.1%
2019	67.4%
2018	1.2%
2017	-7.5%
2016	6.2%
2015	-9.7%
2014	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	2.76 Yr.

Data below for UTI Healthcare Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Health Care	96.03%
Basic Materials	1.27%
Financial Services	0.29%

Asset Allocation

Asset Class	Value
Cash	2.41%
Equity	97.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	11%	₹137 Cr	725,000
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	6%	₹71 Cr	464,949 ↑ 14,289
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| DRREDDY	5%	₹65 Cr	470,234
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹57 Cr	193,047
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹50 Cr	309,311
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹47 Cr	266,306
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹44 Cr	60,000
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Dec 20 \| 532843	3%	₹40 Cr	557,701 ↓ -53,957
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	3%	₹39 Cr	74,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Sep 17 \| DIVISLAB	3%	₹37 Cr	61,480

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (07 Feb 25)	₹168.649 ↑ 0.37 (0.22 %)
Net Assets (Cr)	₹4,134 on 31 Dec 24
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.11
Sharpe Ratio	1.5
Information Ratio	0.92
Alpha Ratio	7.06
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,284
31 Jan 22	₹15,878
31 Jan 23	₹16,313
31 Jan 24	₹22,547
31 Jan 25	₹26,899

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-3.4%
3 Month	-4.7%
6 Month	-2.9%
1 Year	17.8%
3 Year	19.8%
5 Year	21.8%
10 Year
15 Year
Since launch	14%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	27.2%
2022	34.4%
2021	4.6%
2020	40.8%
2019	12.8%
2018	1.5%
2017	-7.9%
2016	35.2%
2015	3.4%
2014	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	7.72 Yr.

Data below for UTI Core Equity Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	30.26%
Consumer Cyclical	11.89%
Technology	10.37%
Basic Materials	10.35%
Health Care	8.59%
Communication Services	5.82%
Consumer Defensive	5.37%
Industrials	4.88%
Utility	3.66%
Real Estate	1.69%
Energy	1.31%

Asset Allocation

Asset Class	Value
Cash	5.82%
Equity	94.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	7%	₹307 Cr	1,729,604
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	5%	₹190 Cr	1,478,590
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	4%	₹151 Cr	3,130,577 ↑ 40,348
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹143 Cr	759,586 ↑ 18,657
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹100 Cr	2,259,525
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹99 Cr	4,944,828 ↑ 368,014
Dalmia Bharat Ltd (Basic Materials) Equity, Since 30 Jun 21 \| DALBHARAT	2%	₹87 Cr	494,141
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹86 Cr	4,857,577 ↑ 316,945
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Aug 21 \| OFSS	2%	₹86 Cr	66,903
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 29 Feb 24 \| 534816	2%	₹85 Cr	2,486,972

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.7% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (07 Feb 25)	₹247.586 ↑ 0.95 (0.38 %)
Net Assets (Cr)	₹3,397 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2
Sharpe Ratio	0.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,822
31 Jan 22	₹14,712
31 Jan 23	₹16,327
31 Jan 24	₹23,270
31 Jan 25	₹26,060

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-1%
3 Month	-3.6%
6 Month	-8%
1 Year	11%
3 Year	22.5%
5 Year	21.6%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.7%
2022	40.1%
2021	14.7%
2020	24.3%
2019	11%
2018	-8.7%
2017	-19.5%
2016	39.6%
2015	4.8%
2014	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	8.37 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.83%
Industrials	16.66%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.49%
Debt	0.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	15%	₹513 Cr	1,704,697 ↓ -56,732
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	10%	₹323 Cr	297,670
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	8%	₹288 Cr	597,808
Tata Motors Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| TATAMOTORS	7%	₹232 Cr	3,129,331
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	6%	₹205 Cr	233,238
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹182 Cr	399,357
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	5%	₹156 Cr	1,267,853
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	4%	₹151 Cr	5,426,416 ↑ 414,706
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	4%	₹150 Cr	360,404
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹92 Cr	390,372 ↓ -30,000

4. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 36 in Mid Cap category. Return for 2024 was 23.3% , 2023 was 30.5% and 2022 was -0.8% .

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (07 Feb 25)	₹280.31 ↓ -0.16 (-0.06 %)
Net Assets (Cr)	₹11,997 on 31 Dec 24
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	1.08
Information Ratio	-1.45
Alpha Ratio	-1.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹12,452
31 Jan 22	₹17,612
31 Jan 23	₹17,416
31 Jan 24	₹23,875
31 Jan 25	₹26,486

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-7.5%
3 Month	-8.4%
6 Month	-8.4%
1 Year	9.9%
3 Year	14.4%
5 Year	20.9%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.3%
2022	30.5%
2021	-0.8%
2020	43.1%
2019	32.7%
2018	-0.2%
2017	-14.9%
2016	42%
2015	3.5%
2014	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Ankit Agarwal	30 Aug 19	5.43 Yr.

Data below for UTI Mid Cap Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	19.09%
Financial Services	17.32%
Industrials	17.17%
Technology	12.96%
Health Care	11.88%
Basic Materials	9.93%
Communication Services	3.42%
Real Estate	2.14%
Consumer Defensive	2.09%
Utility	1.84%

Asset Allocation

Asset Class	Value
Cash	2.16%
Equity	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	3%	₹327 Cr	338,729 ↓ -31,071
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹283 Cr	437,630 ↓ -12,000
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	2%	₹273 Cr	1,293,210
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	2%	₹267 Cr	366,808 ↑ 20,000
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹257 Cr	1,571,611
Ajanta Pharma Ltd (Healthcare) Equity, Since 30 Nov 23 \| 532331	2%	₹234 Cr	799,495 ↑ 68,716
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 Jul 21 \| ALKEM	2%	₹228 Cr	405,116
Voltas Ltd (Industrials) Equity, Since 31 Dec 19 \| VOLTAS	2%	₹220 Cr	1,231,484
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹218 Cr	610,282 ↑ 29,406
Solar Industries India Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SOLARINDS	2%	₹213 Cr	217,717 ↑ 29,577

5. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 75 in Dividend Yield category. Return for 2024 was 24.7% , 2023 was 35.4% and 2022 was -5.3% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (07 Feb 25)	₹168.719 ↑ 0.30 (0.18 %)
Net Assets (Cr)	₹4,082 on 31 Dec 24
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	2.04
Sharpe Ratio	1.19
Information Ratio	0.27
Alpha Ratio	6.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,786
31 Jan 22	₹15,892
31 Jan 23	₹15,691
31 Jan 24	₹21,435
31 Jan 25	₹25,609

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-2.3%
3 Month	-5.7%
6 Month	-5.3%
1 Year	16.8%
3 Year	17.5%
5 Year	20.4%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.7%
2022	35.4%
2021	-5.3%
2020	38.8%
2019	18.9%
2018	3.3%
2017	0.5%
2016	28.5%
2015	6.1%
2014	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.21 Yr.

Data below for UTI Dividend Yield Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	25.93%
Technology	16.2%
Consumer Cyclical	9.49%
Consumer Defensive	9.21%
Health Care	8.96%
Basic Materials	7.4%
Utility	7.28%
Energy	6.03%
Industrials	5.69%
Communication Services	1.17%

Asset Allocation

Asset Class	Value
Cash	2.65%
Equity	97.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	8%	₹328 Cr	1,850,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹179 Cr	950,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	4%	₹159 Cr	932,793 ↓ -42,207
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹120 Cr	400,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹116 Cr	650,000 ↑ 50,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 07 \| ITC	3%	₹116 Cr	2,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	3%	₹115 Cr	900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 08 \| TCS	3%	₹111 Cr	270,000
Cipla Ltd (Healthcare) Equity, Since 30 Nov 23 \| 500087	2%	₹96 Cr	625,000 ↑ 25,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	2%	₹95 Cr	1,200,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 82 in Value category. Return for 2024 was 23.4% , 2023 was 26.7% and 2022 was 4.3% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (07 Feb 25)	₹160.153 ↑ 0.26 (0.16 %)
Net Assets (Cr)	₹9,914 on 31 Dec 24
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	1.19
Information Ratio	0.6
Alpha Ratio	5.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,710
31 Jan 22	₹15,344
31 Jan 23	₹15,564
31 Jan 24	₹20,222
31 Jan 25	₹24,081

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-1.4%
3 Month	-4%
6 Month	-1.6%
1 Year	18%
3 Year	16.9%
5 Year	19.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	23.4%
2022	26.7%
2021	4.3%
2020	30.4%
2019	19%
2018	10.4%
2017	-2.4%
2016	29.1%
2015	2.6%
2014	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.01 Yr.

Data below for UTI Value Opportunities Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	32.19%
Consumer Cyclical	11.89%
Technology	11.86%
Basic Materials	9.88%
Health Care	9.44%
Communication Services	6.41%
Energy	5.05%
Industrials	4.75%
Consumer Defensive	3.48%
Utility	2.7%
Real Estate	1.4%

Asset Allocation

Asset Class	Value
Cash	0.96%
Equity	99.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹957 Cr	5,400,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹564 Cr	4,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	6%	₹559 Cr	2,975,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹349 Cr	2,200,000 ↓ -100,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	3%	₹321 Cr	1,800,000 ↑ 50,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹319 Cr	3,000,000 ↑ 100,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹293 Cr	1,715,583 ↓ -84,417
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹286 Cr	3,600,000 ↓ -83,422
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹280 Cr	2,300,000 ↑ 100,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹248 Cr	825,000

7. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.7% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (07 Feb 25)	₹131.783 ↑ 0.43 (0.33 %)
Net Assets (Cr)	₹2,202 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	0.85
Information Ratio	0.09
Alpha Ratio	2.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,114
31 Jan 22	₹14,050
31 Jan 23	₹14,605
31 Jan 24	₹21,791
31 Jan 25	₹23,756

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-3.6%
3 Month	-6.8%
6 Month	-10.3%
1 Year	6.9%
3 Year	18.7%
5 Year	18.4%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	18.5%
2022	38.2%
2021	8.8%
2020	39.4%
2019	3.4%
2018	6.7%
2017	-15.6%
2016	41.4%
2015	4%
2014	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.42 Yr.

Data below for UTI Infrastructure Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Industrials	41.16%
Communication Services	12.84%
Utility	10.91%
Energy	10.43%
Basic Materials	7.21%
Financial Services	6.3%
Real Estate	3.92%
Consumer Cyclical	3.73%
Technology	0.05%

Asset Allocation

Asset Class	Value
Cash	3.45%
Equity	96.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	12%	₹266 Cr	1,677,632
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹228 Cr	632,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	6%	₹139 Cr	4,178,944
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹116 Cr	101,500
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹101 Cr	831,450
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹82 Cr	179,999
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹69 Cr	2,886,087
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹62 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹61 Cr	491,713
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	2%	₹52 Cr	675,092

8. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 29 in ELSS category. Return for 2024 was 13.9% , 2023 was 24.3% and 2022 was -3.5% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (07 Feb 25)	₹194.993 ↑ 0.03 (0.01 %)
Net Assets (Cr)	₹3,805 on 31 Dec 24
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	0.53
Information Ratio	-1.11
Alpha Ratio	-2.92
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,688
31 Jan 22	₹15,559
31 Jan 23	₹14,676
31 Jan 24	₹18,732
31 Jan 25	₹20,593

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-3.4%
3 Month	-4.9%
6 Month	-5.2%
1 Year	9.9%
3 Year	10.3%
5 Year	15.4%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	13.9%
2022	24.3%
2021	-3.5%
2020	33.1%
2019	20.2%
2018	10.4%
2017	-6.5%
2016	33.1%
2015	3.3%
2014	2.6%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Vishal Chopda	30 Aug 19	5.43 Yr.

Data below for UTI Long Term Equity Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Financial Services	28.7%
Consumer Cyclical	15.59%
Technology	11.03%
Industrials	9.27%
Consumer Defensive	6.35%
Communication Services	6.12%
Basic Materials	6.07%
Health Care	5.94%
Utility	4.12%
Real Estate	2.92%
Energy	2.57%

Asset Allocation

Asset Class	Value
Cash	1.33%
Equity	98.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	8%	₹318 Cr	1,792,433 ↑ 26,478
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	8%	₹307 Cr	2,396,325 ↓ -3,521
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	6%	₹224 Cr	1,190,348
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹179 Cr	1,126,673 ↑ 13,299
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	3%	₹115 Cr	1,082,691
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 May 22 \| 532538	2%	₹86 Cr	75,004
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	2%	₹83 Cr	765,066 ↑ 25,019
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 19 \| 540376	2%	₹81 Cr	228,813
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 500238	2%	₹80 Cr	433,952 ↑ 3,195
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	2%	₹80 Cr	116,897 ↑ 1,717

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 10.2% since its launch. Ranked 64 in Sectoral category. Return for 2024 was 20.2% , 2023 was 23% and 2022 was -2.3% .

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (07 Feb 25)	₹55.1997 ↑ 0.11 (0.21 %)
Net Assets (Cr)	₹706 on 31 Dec 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.51
Sharpe Ratio	0.81
Information Ratio	-1.37
Alpha Ratio	0.56
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,117
31 Jan 22	₹13,929
31 Jan 23	₹13,415
31 Jan 24	₹16,970
31 Jan 25	₹19,669

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Feb 25

Duration	Returns
1 Month	-4%
3 Month	-4.6%
6 Month	-5.5%
1 Year	15.2%
3 Year	12.6%
5 Year	14.2%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.2%
2022	23%
2021	-2.3%
2020	26.4%
2019	15.2%
2018	5.8%
2017	-2.5%
2016	32.6%
2015	3.2%
2014	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	6.93 Yr.

Data below for UTI India Lifestyle Fund as on 31 Dec 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	41.64%
Consumer Defensive	26.59%
Communication Services	10.8%
Industrials	7.16%
Financial Services	4.84%
Health Care	2.26%
Real Estate	2.14%
Basic Materials	1.6%

Asset Allocation

Asset Class	Value
Cash	2.97%
Equity	97.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	7%	₹47 Cr	297,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 22 \| 500251	6%	₹43 Cr	60,000 ↓ -6,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	5%	₹33 Cr	30,400
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	4%	₹31 Cr	645,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	4%	₹30 Cr	100,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	4%	₹27 Cr	246,372 ↑ 6,372
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	4%	₹27 Cr	74,750 ↑ 1,250
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| HINDUNILVR	4%	₹26 Cr	110,000 ↑ 4,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹23 Cr	55,000
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹22 Cr	800,000 ↑ 305,100

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1. UTI മ്യൂച്വൽ ഫണ്ടുകളുടെ സ്വഭാവം എന്താണ്?

എ: ദിസെബി പഴയ യുടിഐയിൽ നിന്ന് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ രൂപീകരിച്ചുബാങ്ക് 2003 ഫെബ്രുവരി 1-ന്. ഫണ്ട് കൈകാര്യം ചെയ്യുന്നത് UTI അസറ്റ് മാനേജ്‌മെന്റ് കമ്പനിയും അതിന്റെ പ്രധാന സ്പോൺസർമാരായ സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ (SBI), പഞ്ചാബ് ആണ്.നാഷണൽ ബാങ്ക് (PNB), ബാങ്ക് ഓഫ് ബറോഡ, ഒപ്പംലൈഫ് ഇൻഷുറൻസ് കോർപ്പറേഷൻ ഓഫ് ഇന്ത്യ.

2. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ ഓഹരികൾ മറ്റേതെങ്കിലും ഗ്രൂപ്പിന്റെ കൈവശമാണോ?

എ: അതെ, യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളുടെ 26% ഓഹരികളും ടി റോ പ്രൈസ് ഗ്രൂപ്പ് ഐഎൻസിയുടെ കൈവശമാണ്. ഇത് ടി റോ പ്രൈസ് ഗ്ലോബൽ ഇൻവെസ്റ്റ്‌മെന്റ് സർവീസസ് ലിമിറ്റഡിന്റെ അനുബന്ധ സ്ഥാപനമാണ്.

3. യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നത് മൂല്യവത്താണോ?

എ: യുടിഐ മ്യൂച്വൽ ഫണ്ടുകൾ ഏറ്റവും ഇഷ്ടപ്പെട്ട ഒന്നാണ്എഎംസികൾ. ചരിത്രപരമായി, ഇത് ഏറ്റവും വിശ്വസനീയമായ നിക്ഷേപ പദ്ധതിയാണെന്ന് തെളിയിക്കപ്പെട്ടിട്ടുണ്ട്.

4. യുടിഐ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിൽ ഏറ്റവും ജനപ്രിയമായത് ഏതാണ്?

എ: 1986-ൽ സമാരംഭിച്ച യുടിഐ മാസ്റ്റർഷെയർ, പഴയ യുടിഐ ബാങ്കിന്റെ പിൻബലത്തിൽ, ഏറ്റവും ദൈർഘ്യമേറിയതും വിജയകരവുമായ മ്യൂച്വൽ ഫണ്ട് സ്കീമുകളിലൊന്നാണ്.

5. എനിക്ക് യുടിഐ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ നിക്ഷേപിക്കാൻ കഴിയുമോ?

എ: അതെ, കമ്പനിയുടെ വെബ്സൈറ്റിൽ ലോഗിൻ ചെയ്യുക. അതിനുശേഷം, നിങ്ങളുടെ ഐഡന്റിറ്റി പ്രൂഫ്, അഡ്രസ് പ്രൂഫ്, മറ്റ് സമാന വിശദാംശങ്ങൾ എന്നിവ പോലുള്ള കെ‌വൈ‌സി മാനദണ്ഡങ്ങൾക്കനുസൃതമായി നിങ്ങളുടെ വ്യക്തിഗത വിശദാംശങ്ങൾ നൽകേണ്ടതുണ്ട്. നിങ്ങൾ രജിസ്ട്രേഷൻ പൂർത്തിയാക്കിക്കഴിഞ്ഞാൽ, നിങ്ങൾ റിസ്ക് ലെവലും നിക്ഷേപത്തിന്റെ തരവും തിരഞ്ഞെടുക്കേണ്ടതുണ്ട്. നിങ്ങളുടെ വിശദാംശങ്ങൾ പരിശോധിച്ചുറപ്പിക്കാനും ഓൺലൈനായി രജിസ്ട്രേഷൻ പ്രക്രിയ പൂർത്തിയാക്കാനും 1-2 പ്രവൃത്തി ദിവസമെടുക്കും. ഇത് പൂർത്തിയാകുമ്പോൾ, നിങ്ങൾക്ക് അപ്ഡേറ്റ് ചെയ്യാനും നിങ്ങളുടെ ആവശ്യങ്ങൾക്കനുസരിച്ച് നിക്ഷേപം മാറ്റാനും കഴിയും.

6. അനുയോജ്യമായ UTI മ്യൂച്വൽ ഫണ്ട് എങ്ങനെ തിരഞ്ഞെടുക്കാം?

എ: നിങ്ങൾ ആദ്യം പരിശോധിക്കേണ്ടത് എൻഎവിയും പ്രത്യേക ഫണ്ടിന്റെ ചരിത്രപരമായ റിട്ടേണുകളുമാണ്. ഉദാഹരണത്തിന്, UTI ട്രാൻസ്പോർട്ടേഷൻ & ലോജിസ്റ്റിക്സ് ഫണ്ടിന് 122.133 രൂപയുടെ NAV ഉണ്ട് കൂടാതെ 5 വർഷത്തിനുള്ളിൽ 8.9% റിട്ടേൺ കാണിക്കുന്നു. ഇതുമായി താരതമ്യപ്പെടുത്തുമ്പോൾ, യുടിഐ ഇക്വിറ്റി ഫണ്ടിന് എൻഎവി രൂപയുണ്ട്. 212.768, എന്നാൽ 5 വർഷത്തിനുള്ളിൽ 31.5% ചരിത്രപരമായ വരുമാനം കാണിക്കുന്നു.

യുടിഐ ഇക്വിറ്റിയുടെ എൻഎവി യുടിഐ ട്രാൻസ്‌പോർട്ടേഷൻ & ലോജിസ്റ്റിക്‌സിനേക്കാൾ കൂടുതലാണെങ്കിലും, ആദ്യത്തേതിന്റെ റിട്ടേൺ രണ്ടാമത്തേതിനേക്കാൾ കൂടുതലാണ്. അതിനാൽ, നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന പണത്തിന്റെയും ROIയുടെയും അടിസ്ഥാനത്തിൽ, നിങ്ങൾ ഒരു പ്രത്യേക ഫണ്ട് തിരഞ്ഞെടുക്കണം.

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