മികച്ച മികച്ച പ്രകടനം നടത്തുന്ന അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ 2019

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പ്രകടനത്തെ അടിസ്ഥാനമാക്കി 2019 ലെ മികച്ച 10 അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ
2019 ലെ മികച്ച അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ
Top 10 Debt - Ultrashort Bond Funds

മികച്ച മികച്ച പ്രകടനം നടത്തുന്ന അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ 2019

Updated on January 5, 2025 , 631 views

അൾട്രാ ഹ്രസ്വകാല ഫണ്ട് അതിന്റെ പോര്ട്ട്ഫോളിയൊയുടെ ഭാഗമായ അണ്ടര്ലയിങ്ങ് ആസ്തികളുടെ മെച്യൂരിറ്റി പ്രൊഫൈലുമായി ബന്ധപ്പെട്ട് ലിക്വിഡ് ഫണ്ടിന് മുകളിലുള്ള ഒരു സ്ഥാനമാണ്. റിസ്ക്-വിശപ്പ് നേരിയ തോതിൽ വർദ്ധിപ്പിക്കാനും കൂടുതൽ വരുമാനം നേടാനും തയ്യാറുള്ള ആളുകൾക്ക് അൾട്രയിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കാംഹ്രസ്വകാല ഫണ്ടുകൾ. ക്യാഷ് അല്ലെങ്കിൽ ട്രഷറി മാനേജുമെന്റ് ഫണ്ടുകൾ എന്നറിയപ്പെടുന്ന ഈ സ്കീമുകൾ താരതമ്യപ്പെടുത്തുമ്പോൾ കൂടുതൽ വരുമാനം നേടുന്നുലിക്വിഡ് ഫണ്ടുകൾ. അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകളിൽ പലതിലും എക്സിറ്റ് ലോഡുകൾ ഇല്ല. അവർക്ക് എക്സിറ്റ് ലോഡ് ഉണ്ടെങ്കിൽ പോലും, ഇത് കുറഞ്ഞ കാലയളവിൽ നിലനിൽക്കുന്നു. 2019 ൽ അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകളുടെ പ്രകടനം ഗണ്യമായി. അവർ നിക്ഷേപകർക്ക് നല്ല വരുമാനം നേടി. അതിനാൽ, പ്രകടനത്തിന്റെ (റിട്ടേണുകൾ) അടിസ്ഥാനത്തിൽ 2019 ലെ മികച്ച പ്രകടനം കാഴ്ചവെക്കുന്ന മികച്ച 10 അൾട്രാ ഹ്രസ്വകാല ഫണ്ട് നമുക്ക് നോക്കാം.

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പ്രകടനത്തെ അടിസ്ഥാനമാക്കി 2019 ലെ മികച്ച 10 അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	2023 (%)	2022 (%)	2021 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹528.067 ↑ 0.04	₹15,890	7.9	7.2	4.8	7.61%	5M 8D	7M 17D
ICICI Prudential Ultra Short Term Fund Growth	₹26.7169 ↑ 0.00	₹13,935	7.5	6.9	4.5	7.6%	4M 28D	5M 16D
Invesco India Ultra Short Term Fund Growth	₹2,602.37 ↑ 0.01	₹1,764	7.5	6.6	4.1	7.37%	5M 1D	5M 13D
SBI Magnum Ultra Short Duration Fund Growth	₹5,764.74 ↑ 0.12	₹12,885	7.4	7	4.5	7.43%	5M 1D	10M 6D
Nippon India Ultra Short Duration Fund Growth	₹3,890.79 ↑ 0.28	₹7,603	7.2	6.7	4.6	7.72%	5M 7D	6M 9D
Kotak Savings Fund Growth	₹41.3922 ↑ 0.00	₹13,450	7.2	6.8	4.5	7.36%	5M 1D	5M 12D
UTI Ultra Short Term Fund Growth	₹4,095.78 ↑ 0.17	₹3,039	7.2	6.7	4.2	7.59%	4M 28D	5M 9D
DSP BlackRock Money Manager Fund Growth	₹3,286.98 ↓ -0.04	₹3,062	6.9	6.7	4.1	7.47%	5M 1D	5M 16D
Canara Robeco Ultra Short Term Fund Growth	₹3,671.98 ↑ 0.00	₹602	6.8	6.4	3.9	7.39%	5M 12D	10M 23D
BOI AXA Ultra Short Duration Fund Growth	₹3,057.27 ↑ 0.04	₹185	6.7	6.2	4.4	7.46%	5M 19D	5M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25

2019 ലെ മികച്ച അൾട്രാ ഹ്രസ്വകാല ഫണ്ടുകൾ

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund Growth
Launch Date	16 Apr 03
NAV (08 Jan 25)	₹528.067 ↑ 0.04 (0.01 %)
Net Assets (Cr)	₹15,890 on 15 Dec 24
Category	Debt - Ultrashort Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.54
Sharpe Ratio	3.32
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.61%
Effective Maturity	7 Months 17 Days
Modified Duration	5 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,702
31 Dec 21	₹11,119
31 Dec 22	₹11,648
31 Dec 23	₹12,483
31 Dec 24	₹13,463

Aditya Birla Sun Life Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.8%
3 Year	6.6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	7.2%
2021	4.8%
2020	3.9%
2019	7%
2018	8.5%
2017	7.6%
2016	7.2%
2015	9.2%
2014	8.9%

Fund Manager information for Aditya Birla Sun Life Savings Fund

Name	Since	Tenure
Sunaina Cunha	20 Jun 14	10.54 Yr.
Kaustubh Gupta	15 Jul 11	13.48 Yr.
Monika Gandhi	22 Mar 21	3.78 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	42.53%
Debt	57.22%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	56.9%
Cash Equivalent	37.01%
Government	5.84%

Credit Quality

Rating	Value
AA	31.99%
AAA	68.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank 7.83% Debentures \| -	5%	₹820 Cr	82,000
Shriram Finance Company Limited Debentures \| -	4%	₹603 Cr	60,000
Cd - Union Bank Of India - 02/04/25 Debentures \| -	3%	₹489 Cr	10,000
Nirma Limited Debentures \| -	3%	₹487 Cr	48,500
National Housing Bank Debentures \| -	3%	₹400 Cr	40,000
Tata Realty And Infrastructure Limited Debentures \| -	2%	₹360 Cr	36,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹325 Cr	32,500
7.3% Govt Stock 2028 Sovereign Bonds \| -	2%	₹316 Cr	31,500,000
Bajaj Housing Finance Ltd. 8% Debentures \| -	2%	₹301 Cr	30,000
Avanse Financial Services Ltd 9.40% Debentures \| -	2%	₹299 Cr	30,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.9% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund Growth
Launch Date	3 May 11
NAV (08 Jan 25)	₹26.7169 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹13,935 on 15 Dec 24
Category	Debt - Ultrashort Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.86
Sharpe Ratio	1.92
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity	7.6%
Effective Maturity	5 Months 16 Days
Modified Duration	4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,653
31 Dec 21	₹11,080
31 Dec 22	₹11,583
31 Dec 23	₹12,384
31 Dec 24	₹13,311

ICICI Prudential Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.5%
3 Year	6.3%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	6.9%
2021	4.5%
2020	4%
2019	6.5%
2018	8.4%
2017	7.5%
2016	6.9%
2015	9.8%
2014	9.1%

Fund Manager information for ICICI Prudential Ultra Short Term Fund

Name	Since	Tenure
Manish Banthia	15 Nov 16	8.13 Yr.
Ritesh Lunawat	15 Jun 17	7.55 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	59.67%
Debt	40.08%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	47.18%
Cash Equivalent	44.28%
Government	7.56%
Securitized	0.73%

Credit Quality

Rating	Value
AA	15.12%
AAA	84.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Limited Debentures \| -	3%	₹435 Cr	4,350 ↑ 500
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	3%	₹396 Cr	40,000,000
364 DTB 13032025 Sovereign Bonds \| -	3%	₹394 Cr	40,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹374 Cr	3,750
Bharti Telecom Limited Debentures \| -	2%	₹327 Cr	32,500
India (Republic of) - \| -	2%	₹300 Cr	30,000,000
L&T Metro Rail (Hyderabad) Limited Debentures \| -	2%	₹298 Cr	3,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹235 Cr	2,350
LIC Housing Finance Limited Debentures \| -	2%	₹225 Cr	2,250
Power Finance Corporation Limited Debentures \| -	2%	₹224 Cr	2,250

3. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2024 was 7.5% , 2023 was 6.6% and 2022 was 4.1% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund Growth
Launch Date	30 Dec 10
NAV (08 Jan 25)	₹2,602.37 ↑ 0.01 (0.00 %)
Net Assets (Cr)	₹1,764 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.74
Sharpe Ratio	1.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	5 Months 13 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,510
31 Dec 21	₹10,829
31 Dec 22	₹11,274
31 Dec 23	₹12,020
31 Dec 24	₹12,918

Invesco India Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.5%
3 Year	6.1%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	6.6%
2021	4.1%
2020	3%
2019	5.1%
2018	7.6%
2017	7.3%
2016	7.1%
2015	9.1%
2014	8.3%

Fund Manager information for Invesco India Ultra Short Term Fund

Name	Since	Tenure
Krishna Cheemalapati	4 Jan 20	5 Yr.
Vikas Garg	27 Jul 21	3.44 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	57%
Debt	42.84%
Other	0.15%

Debt Sector Allocation

Sector	Value
Corporate	53.79%
Cash Equivalent	42.12%
Government	3.94%

Credit Quality

Rating	Value
AA	17.01%
AAA	82.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 18102024 Sovereign Bonds \| -	6%	₹84 Cr	8,500,000
Power Finance Corporation Ltd. Debentures \| -	4%	₹50 Cr	5,000,000
Axis Bank Ltd. Debentures \| -	3%	₹48 Cr	5,000,000 ↑ 5,000,000
Larsen & Toubro Ltd. 7.58% Debentures \| -	3%	₹35 Cr	3,500,000
Ongc Petro Additions Limited Debentures \| -	2%	₹30 Cr	3,000,000
Export Import Bank Of India Debentures \| -	2%	₹30 Cr	3,000,000
364 DTB Sovereign Bonds \| -	2%	₹30 Cr	3,000,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500,000
Tata Realty And Infrastructure Limited Debentures \| -	2%	₹25 Cr	2,500,000

4. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund Growth
Launch Date	21 May 99
NAV (08 Jan 25)	₹5,764.74 ↑ 0.12 (0.00 %)
Net Assets (Cr)	₹12,885 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0.54
Sharpe Ratio	3.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	10 Months 6 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,588
31 Dec 21	₹10,945
31 Dec 22	₹11,432
31 Dec 23	₹12,228
31 Dec 24	₹13,135

SBI Magnum Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.4%
3 Year	6.3%
5 Year	5.6%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.5%
2020	3.4%
2019	5.9%
2018	8%
2017	7.9%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for SBI Magnum Ultra Short Duration Fund

Name	Since	Tenure
Arun R.	1 Jun 21	3.59 Yr.
Ardhendu Bhattacharya	1 Dec 23	1.09 Yr.
Pradeep Kesavan	1 Dec 23	1.09 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	47.62%
Debt	52.15%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	47.99%
Cash Equivalent	33.04%
Government	18.73%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2028 Sovereign Bonds \| -	9%	₹1,129 Cr	112,500,000
LIC Housing Finance Ltd Debentures \| -	4%	₹496 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹420 Cr	4,250
INDIA UNIVERSAL TRUST AL2 Unlisted bonds \| -	3%	₹400 Cr	400 ↑ 400
Power Finance Corporation Limited Debentures \| -	3%	₹384 Cr	3,850
Axis Bank Ltd. Debentures \| -	3%	₹351 Cr	7,500 ↑ 7,500
Hdb Financial Services Limited Debentures \| -	3%	₹345 Cr	34,500
Larsen & Toubro Ltd. Debentures \| -	2%	₹300 Cr	30,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹299 Cr	3,000
Rec Limited Debentures \| -	2%	₹241 Cr	2,450

5. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.6% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund Growth
Launch Date	7 Dec 01
NAV (08 Jan 25)	₹3,890.79 ↑ 0.28 (0.01 %)
Net Assets (Cr)	₹7,603 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	1.14
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.72%
Effective Maturity	6 Months 9 Days
Modified Duration	5 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,487
31 Dec 21	₹11,302
31 Dec 22	₹11,821
31 Dec 23	₹12,611
31 Dec 24	₹13,524

Nippon India Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.2%
5 Year	6.2%
10 Year
15 Year
Since launch	6.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	6.7%
2021	4.6%
2020	7.8%
2019	4.9%
2018	0.9%
2017	7.3%
2016	5.8%
2015	6.8%
2014	7.6%

Fund Manager information for Nippon India Ultra Short Duration Fund

Name	Since	Tenure
Vivek Sharma	1 Oct 13	11.26 Yr.
Kinjal Desai	25 May 18	6.61 Yr.
Akshay Sharma	1 Dec 22	2.09 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	66.33%
Debt	33.46%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	50.01%
Corporate	42.96%
Government	6.82%

Credit Quality

Rating	Value
AA	11.85%
AAA	88.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 D Tbill Mat - 14/02/2025 Sovereign Bonds \| -	4%	₹287 Cr	29,000,000
182 DTB 12062025 Sovereign Bonds \| -	3%	₹237 Cr	24,500,000 ↑ 24,500,000
PNb Housing Finance Limited Debentures \| -	3%	₹225 Cr	22,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹200 Cr	2,000
Small Industries Development Bank Of India Debentures \| -	3%	₹199 Cr	2,000
HDFC Credila Financial Services Ltd Debentures \| -	3%	₹196 Cr	19,500 ↑ 9,500
Indinfravit Trust Debentures \| -	2%	₹189 Cr	19,500
Rec Limited Debentures \| -	2%	₹182 Cr	1,850
INDIA UNIVERSAL TRUST AL2 Unlisted bonds \| -	1%	₹100 Cr	100 ↑ 100
Piramal Capital & Housing Finance Ltd Debentures \| -	1%	₹100 Cr	10,000

6. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 44 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.8% and 2022 was 4.5% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund Growth
Launch Date	13 Aug 04
NAV (08 Jan 25)	₹41.3922 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹13,450 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.8
Sharpe Ratio	0.98
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.36%
Effective Maturity	5 Months 12 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,584
31 Dec 21	₹10,924
31 Dec 22	₹11,411
31 Dec 23	₹12,188
31 Dec 24	₹13,070

Kotak Savings Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.2%
5 Year	5.5%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	6.8%
2021	4.5%
2020	3.2%
2019	5.8%
2018	7.8%
2017	7.4%
2016	6.7%
2015	8.2%
2014	8.6%

Fund Manager information for Kotak Savings Fund

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	16.73 Yr.
Manu Sharma	1 Nov 22	2.17 Yr.

Data below for Kotak Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	66.82%
Debt	32.91%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	46.86%
Cash Equivalent	42.57%
Government	10.3%

Credit Quality

Rating	Value
AA	10.37%
AAA	89.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 15052025 Sovereign Bonds \| -	4%	₹487 Cr	50,000,000
364 Days T - Bill- 06/02/2025 Sovereign Bonds \| -	3%	₹396 Cr	40,000,000
Axis Bank Ltd. Debentures \| -	2%	₹339 Cr	35,000 ↑ 35,000
Mankind Pharma Ltd Debentures \| -	2%	₹301 Cr	30,000
LIC Housing Finance Ltd Debentures \| -	2%	₹299 Cr	3,000
Nirma Limited 0.083% Debentures \| -	2%	₹250 Cr	25,000
Cd - Union Bank Of India - 02/04/25 Debentures \| -	2%	₹245 Cr	25,000 ↑ 25,000
Bharti Telecom Limited Debentures \| -	2%	₹226 Cr	2,250
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	1%	₹199 Cr	220
182 DTB 08052025 Sovereign Bonds \| -	1%	₹180 Cr	18,500,000

7. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (08 Jan 25)	₹4,095.78 ↑ 0.17 (0.00 %)
Net Assets (Cr)	₹3,039 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.59%
Effective Maturity	5 Months 9 Days
Modified Duration	4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,526
31 Dec 21	₹11,168
31 Dec 22	₹11,639
31 Dec 23	₹12,422
31 Dec 24	₹13,319

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	3.5%
1 Year	7.2%
3 Year	6.1%
5 Year	5.9%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	6.7%
2021	4.2%
2020	6.1%
2019	5.3%
2018	3.3%
2017	7%
2016	6.6%
2015	8.9%
2014	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Ritesh Nambiar	1 Jul 15	9.51 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	65.48%
Debt	34.32%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	52.95%
Corporate	45.22%
Government	1.63%

Credit Quality

Rating	Value
AA	14.44%
AAA	85.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹150 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹100 Cr	1,000
Shriram Transport Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
ICICI Home Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
Bajaj Finance Limited Debentures \| -	2%	₹50 Cr	500 ↑ 500
Hdb Financial Services Limited Debentures \| -	2%	₹50 Cr	500
HDFC Bank Limited Debentures \| -	2%	₹50 Cr	5,000 ↓ -2,500
Kotak Mahindra Prime Limited Debentures \| -	2%	₹50 Cr	500
India Grid TRust Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	2%	₹50 Cr	500

8. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 75 in Ultrashort Bond category. Return for 2024 was 6.9% , 2023 was 6.7% and 2022 was 4.1% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund Growth
Launch Date	31 Jul 06
NAV (08 Jan 25)	₹3,286.98 ↓ -0.04 (0.00 %)
Net Assets (Cr)	₹3,062 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	-0.67
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.47%
Effective Maturity	5 Months 16 Days
Modified Duration	5 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,474
31 Dec 21	₹10,774
31 Dec 22	₹11,217
31 Dec 23	₹11,967
31 Dec 24	₹12,795

DSP BlackRock Money Manager Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	6.9%
3 Year	5.9%
5 Year	5%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	6.7%
2021	4.1%
2020	2.9%
2019	4.7%
2018	7.3%
2017	5%
2016	6%
2015	7.5%
2014	7.9%

Fund Manager information for DSP BlackRock Money Manager Fund

Name	Since	Tenure
Karan Mundhra	31 May 21	3.59 Yr.
Shalini Vasanta	1 Jan 25	0 Yr.

Data below for DSP BlackRock Money Manager Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	64.41%
Debt	35.36%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	54.32%
Cash Equivalent	39.13%
Government	6.32%

Credit Quality

Rating	Value
AA	4.81%
AAA	95.19%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
LIC Housing Finance Ltd Debentures \| -	5%	₹154 Cr	1,500
182 DTB 23012025 Sovereign Bonds \| -	3%	₹99 Cr	10,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹77 Cr	750 ↑ 250
182 DTB 30012025 Sovereign Bonds \| -	2%	₹60 Cr	6,000,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹56 Cr	550
The Tata Power Company Limited Debentures \| -	2%	₹54 Cr	500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹52 Cr	500
Tata Capital Limited Debentures \| -	2%	₹52 Cr	500
Small Industries Development Bank Of India Debentures \| -	2%	₹52 Cr	500
Sundaram Finance Limited Debentures \| -	2%	₹51 Cr	5,000

9. Canara Robeco Ultra Short Term Fund

(Erstwhile Canara Robeco Treasury Advantage Fund)

To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized.

Canara Robeco Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 14 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 72 in Ultrashort Bond category. Return for 2024 was 6.8% , 2023 was 6.4% and 2022 was 3.9% .

Below is the key information for Canara Robeco Ultra Short Term Fund

Canara Robeco Ultra Short Term Fund Growth
Launch Date	14 Jul 08
NAV (08 Jan 25)	₹3,671.98 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹602 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	☆☆
Risk	Low
Expense Ratio	0.95
Sharpe Ratio	-1.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.39%
Effective Maturity	10 Months 23 Days
Modified Duration	5 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,452
31 Dec 21	₹10,727
31 Dec 22	₹11,148
31 Dec 23	₹11,857
31 Dec 24	₹12,662

Canara Robeco Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235 Invest Now

Returns for Canara Robeco Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.3%
1 Year	6.8%
3 Year	5.7%
5 Year	4.8%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	6.4%
2021	3.9%
2020	2.6%
2019	4.5%
2018	6.6%
2017	6.1%
2016	5.7%
2015	7.3%
2014	8.4%

Fund Manager information for Canara Robeco Ultra Short Term Fund

Name	Since	Tenure
Avnish Jain	1 Apr 22	2.76 Yr.
Kunal Jain	16 Sep 24	0.29 Yr.

Data below for Canara Robeco Ultra Short Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	43.66%
Debt	56.08%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	61.21%
Cash Equivalent	23.72%
Government	14.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	9%	₹54 Cr	550 ↓ -50
Power Finance Corporation Limited Debentures \| -	7%	₹45 Cr	450
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
Bajaj Housing Finance Limited Debentures \| -	4%	₹25 Cr	250
Kotak Mahindra Prime Limited Debentures \| -	4%	₹25 Cr	2,500
Kotak Mahindra Prime Limited Debentures \| -	4%	₹25 Cr	2,500
Export Import Bank Of India Debentures \| -	4%	₹25 Cr	250
Hdb Financial Services Limited Debentures \| -	4%	₹25 Cr	250
Small Industries Development Bank Of India Debentures \| -	4%	₹25 Cr	250
LIC Housing Finance Ltd Debentures \| -	4%	₹25 Cr	250

10. BOI AXA Ultra Short Duration Fund

(Erstwhile BOI AXA Treasury Advantage Fund)

The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved.

BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2024 was 6.7% , 2023 was 6.2% and 2022 was 4.4% .

Below is the key information for BOI AXA Ultra Short Duration Fund

BOI AXA Ultra Short Duration Fund Growth
Launch Date	16 Jul 08
NAV (08 Jan 25)	₹3,057.27 ↑ 0.04 (0.00 %)
Net Assets (Cr)	₹185 on 30 Nov 24
Category	Debt - Ultrashort Bond
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.29
Sharpe Ratio	-2.23
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.46%
Effective Maturity	5 Months 23 Days
Modified Duration	5 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,495
31 Dec 21	₹10,826
31 Dec 22	₹11,298
31 Dec 23	₹12,002
31 Dec 24	₹12,803

BOI AXA Ultra Short Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.3%
1 Year	6.7%
3 Year	5.8%
5 Year	5.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	6.2%
2021	4.4%
2020	3.2%
2019	4.9%
2018	7.5%
2017	7.6%
2016	8%
2015	9.1%
2014	8.7%

Fund Manager information for BOI AXA Ultra Short Duration Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.38 Yr.

Data below for BOI AXA Ultra Short Duration Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	71.11%
Debt	28.64%
Other	0.25%

Debt Sector Allocation

Sector	Value
Cash Equivalent	56.54%
Corporate	31.76%
Government	11.46%

Credit Quality

Rating	Value
AA	5.69%
AAA	94.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹10 Cr	1,000,000
Godrej Industries Limited Debentures \| -	6%	₹10 Cr	1,000,000
Small Industries Development Bank of India Debentures \| -	6%	₹9 Cr	1,000,000
India (Republic of) - \| -	5%	₹9 Cr	950,000
7.52% GJ Sdl 08/03/2025 Sovereign Bonds \| -	1%	₹3 Cr	250,000 ↑ 250,000
364 Day T-Bill 30.01.25 Sovereign Bonds \| -	1%	₹1 Cr	100,000
Corporate Debt Market Development Fund Investment Fund \| -	0%	₹0 Cr	400
364 DTB 24072025 Sovereign Bonds \| -	0%	₹0 Cr	30,000
Repo CBLO/Reverse Repo \| -	16%	₹27 Cr

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തി. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് ഒരു ഉറപ്പുമില്ല. നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് ദയവായി സ്കീം വിവര പ്രമാണം ഉപയോഗിച്ച് പരിശോധിക്കുക.