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2022 साठी 9 सर्वोत्तम कामगिरी करणारे इंडेक्स म्युच्युअल फंड | Fincash.com

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गुंतवणुकीसाठी सर्वोत्तम इंडेक्स म्युच्युअल फंड 2022

Updated on October 31, 2024 , 532261 views

इंडेक्स फंड म्युच्युअल फंड योजनांचा संदर्भ घ्या ज्यांचा पोर्टफोलिओ वापरून तयार केला जातोबाजार आधार म्हणून निर्देशांक. दुसऱ्या शब्दांत, इंडेक्स फंडाची कामगिरी विशिष्ट निर्देशांकाच्या कामगिरीवर अवलंबून असते. या योजना निष्क्रीयपणे व्यवस्थापित केल्या जातात. या फंडांमध्ये समभाग समान प्रमाणात असतात कारण ते विशिष्ट निर्देशांकात असतात.

भारतात, अनेक योजना निफ्टी किंवा सेन्सेक्स यांचा पोर्टफोलिओ तयार करण्यासाठी आधार म्हणून वापरतात. उदाहरणार्थ, जर निफ्टी पोर्टफोलिओमध्ये SBI चे शेअर्स असतील ज्यांचे प्रमाण १२% असेल तर; निफ्टी इंडेक्स फंडात 12% इक्विटी शेअर्स असतील.

ते निष्क्रीयपणे विशिष्ट निर्देशांकाच्या कामगिरीचा मागोवा घेतात. सक्रियपणे व्यवस्थापित फंडांच्या विपरीत, इंडेक्स फंड हे बाजाराला मागे टाकण्यासाठी नसतात, परंतु निर्देशांकाच्या कामगिरीची नक्कल करतात. जेव्हा एगुंतवणूकदार इंडेक्स फंडामध्ये गुंतवणूक करण्याची योजना आखत आहे, त्यांनी फंडाच्या ट्रॅकिंग त्रुटीकडे लक्ष दिले पाहिजे. ट्रॅकिंग एरर हे ट्रॅक करत असलेल्या बेंचमार्कमधून फंड रिटर्नचे विचलन मोजते. हा इंडेक्स फंडाचा परतावा आणि त्याचा बेंचमार्क परतावा यातील फरक आहे. ट्रॅकिंग एरर जितकी कमी तितकी फंडाची कामगिरी चांगली.

भारतात इंडेक्स फंडात गुंतवणूक का करावी?

काहीगुंतवणुकीचे फायदे इंडेक्स फंडांमध्ये हे आहेत:

1. विविधीकरण

इंडेक्स हा वेगवेगळ्या स्टॉक्स आणि सिक्युरिटीजचा संग्रह असतो. ते गुंतवणूकदारांना विविधीकरण देतात ज्याचा मुख्य हेतू आहेमालमत्ता वाटप. हे सुनिश्चित करते की गुंतवणूकदाराची सर्व अंडी एकाच टोपलीत नाहीत.

2. कमी खर्च

इतर म्युच्युअल फंड योजनांच्या तुलनेत इंडेक्स फंडाचा ऑपरेटिंग खर्च कमी असतो. याठिकाणी, फंड मॅनेजर्सकडे कंपन्यांचे सखोल संशोधन करण्यासाठी संशोधन विश्लेषकांची वेगळी टीम असण्याची गरज नाही, ज्यासाठी एक महत्त्वपूर्ण रक्कम खर्च केली जाते. इंडेक्स फंडांमध्ये, व्यवस्थापकाला फक्त निर्देशांकाची प्रतिकृती तयार करण्याची आवश्यकता असते. त्यामुळे इंडेक्स फंडाच्या बाबतीत खर्चाचे प्रमाण कमी असते.

3. कमी व्यवस्थापकीय प्रभाव

फंड फक्त विशिष्ट निर्देशांकाच्या हालचालीचे अनुसरण करत असल्याने, व्यवस्थापकाला कोणत्या स्टॉकमध्ये गुंतवणूक करायची हे निवडण्याची गरज नाही. व्यवस्थापकाची स्वतःची शैली असल्याने हा एक प्लस पॉइंट आहेगुंतवणूक (जे काही वेळा बाजाराशी सुसंगत नसते) मध्ये रेंगाळत नाही.

इंडेक्स म्युच्युअल फंडाचा प्रकार

सेन्सेक्स किंवा निफ्टीमधील कंपनीचे वेटेज हे तिच्या फ्रीवर अवलंबून असतेतरंगणे बाजार भांडवल. निर्देशांकाच्या एकूण बाजार भांडवलाची ही टक्केवारी आहे. तर, जर एखाद्या कंपनीचे बाजार भांडवल रु१ कोटी, तर इंडेक्सचे जर रु 200 कोटी असतील तर त्याच्या स्टॉकचे वेटेज 0.5% आहे.

1. सेन्सेक्स इंडेक्स फंड

हे इंडेक्स फंड बीएसई सेन्सेक्सचा बेचमार्क इंडेक्स म्हणून मागोवा घेतात आणि वर चर्चा केल्याप्रमाणे वेटेज लॉगिनवर आधारित बीएसई सेन्सेक्सवर 30 कंपन्यांमध्ये गुंतवणूक करतात. याम्युच्युअल फंडाचे प्रकार ETF चे समर्थन आहे (एक्सचेंज ट्रेडेड फंड) एक्स्चेंजवर व्यवहार केला.

2. निफ्टी इंडेक्स फंड

हे इंडेक्स फंड NSE NIFTY 50 ला बेकमार्क इंडेक्स म्हणून ट्रॅक करतात आणि वर चर्चा केल्याप्रमाणे वेटेज लॉगिनवर आधारित निफ्टी 50 वर 50 कंपन्यांमध्ये गुंतवणूक करतात. या प्रकारच्याम्युच्युअल फंड ETF च्या (Exchange Traded Funds) द्वारे समर्थित आहेत.

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3. निफ्टी ज्युनियर इंडेक्स फंड

हे इंडेक्स फंड NSE NIFTY Junior 50 ला बेचमार्क इंडेक्स म्हणून ट्रॅक करतात आणि वर चर्चा केल्याप्रमाणे वेटेज लॉगिनवर आधारित NSE NIFTY Junior 50 वर 50 कंपन्यांमध्ये गुंतवणूक करतात. या प्रकारच्या म्युच्युअल फंडांना ETF च्या (Exchange Traded Funds) द्वारे समर्थन दिले जाते.

आर्थिक वर्ष 22 - 23 मध्ये टॉप 9 सर्वोत्तम कामगिरी करणारे इंडेक्स फंड

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Nippon India Index Fund - Sensex Plan Growth ₹40.1716
↓ -0.27
₹757-2.77.325.110.915.219.5
LIC MF Index Fund Sensex Growth ₹148.444
↓ -1.00
₹88-2.8724.410.414.819
Franklin India Index Fund Nifty Plan Growth ₹194.149
↓ -1.05
₹744-2.77.827.511.615.620.2
SBI Nifty Index Fund Growth ₹212.586
↓ -1.15
₹8,729-2.87.827.711.815.820.7
IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02
₹2089.111.916.220.311.7
Nippon India Index Fund - Nifty Plan Growth ₹40.8048
↓ -0.22
₹2,030-2.87.727.511.515.420.5
ICICI Prudential Nifty Next 50 Index Fund Growth ₹61.4537
↓ -0.31
₹7,184-6.67.758.818.519.326.3
IDBI Nifty Junior Index Fund Growth ₹51.7834
↓ -0.26
₹101-6.67.557.918.31925.7
LIC MF Index Fund Nifty Growth ₹133.526
↓ -0.72
₹340-37.426.911.115.319.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24

*कमीत कमी असलेल्या इंडेक्स म्युच्युअल फंडांची यादी खाली दिली आहे15 कोटी किंवा निव्वळ मालमत्तेमध्ये अधिक.

1. Nippon India Index Fund - Sensex Plan

The primary investment objective of the scheme is to replicate the composition of the Sensex, with a view to generate returns that are commensurate with the performance of the Sensex, subject to tracking errors.

Nippon India Index Fund - Sensex Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.4% since its launch.  Ranked 74 in Index Fund category.  Return for 2023 was 19.5% , 2022 was 5% and 2021 was 22.4% .

Below is the key information for Nippon India Index Fund - Sensex Plan

Nippon India Index Fund - Sensex Plan
Growth
Launch Date 28 Sep 10
NAV (31 Oct 24) ₹40.1716 ↓ -0.27   (-0.67 %)
Net Assets (Cr) ₹757 on 30 Sep 24
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.58
Sharpe Ratio 1.77
Information Ratio -9.71
Alpha Ratio -0.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,933
31 Oct 21₹14,924
31 Oct 22₹15,371
31 Oct 23₹16,252
31 Oct 24₹20,331

Nippon India Index Fund - Sensex Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Nippon India Index Fund - Sensex Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -5.7%
3 Month -2.7%
6 Month 7.3%
1 Year 25.1%
3 Year 10.9%
5 Year 15.2%
10 Year
15 Year
Since launch 10.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.5%
2022 5%
2021 22.4%
2020 16.6%
2019 14.2%
2018 6.2%
2017 27.9%
2016 2%
2015 -4.7%
2014 28.7%
Fund Manager information for Nippon India Index Fund - Sensex Plan
NameSinceTenure
Himanshu Mange23 Dec 230.77 Yr.

Data below for Nippon India Index Fund - Sensex Plan as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.23%
Equity99.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
13%₹102 Cr586,502
↓ -6,843
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
10%₹78 Cr263,030
↓ -3,632
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532174
9%₹70 Cr547,598
↓ -6,498
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
7%₹53 Cr280,869
↓ -3,843
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
5%₹37 Cr719,526
↓ -8,739
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
5%₹36 Cr208,043
↓ -2,159
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
4%₹34 Cr78,768
↓ -1,090
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹33 Cr90,873
↓ -1,240
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
4%₹27 Cr221,174
↓ -350
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹24 Cr298,382
↓ -4,126

2. LIC MF Index Fund Sensex

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

LIC MF Index Fund Sensex is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.6% since its launch.  Ranked 79 in Index Fund category.  Return for 2023 was 19% , 2022 was 4.6% and 2021 was 21.9% .

Below is the key information for LIC MF Index Fund Sensex

LIC MF Index Fund Sensex
Growth
Launch Date 14 Nov 02
NAV (31 Oct 24) ₹148.444 ↓ -1.00   (-0.67 %)
Net Assets (Cr) ₹88 on 30 Sep 24
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.98
Sharpe Ratio 1.72
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,927
31 Oct 21₹14,818
31 Oct 22₹15,197
31 Oct 23₹16,038
31 Oct 24₹19,952

LIC MF Index Fund Sensex SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for LIC MF Index Fund Sensex

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -5.8%
3 Month -2.8%
6 Month 7%
1 Year 24.4%
3 Year 10.4%
5 Year 14.8%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19%
2022 4.6%
2021 21.9%
2020 15.9%
2019 14.6%
2018 5.6%
2017 27.4%
2016 1.6%
2015 -5.4%
2014 29.3%
Fund Manager information for LIC MF Index Fund Sensex
NameSinceTenure
Sumit Bhatnagar3 Oct 230.99 Yr.

Data below for LIC MF Index Fund Sensex as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.33%
Equity99.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
13%₹12 Cr68,383
↓ -246
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 09 | RELIANCE
10%₹9 Cr30,576
↓ -586
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | 532174
9%₹8 Cr63,929
↓ -586
Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY
7%₹6 Cr31,814
↓ -1,271
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 11 | ITC
5%₹4 Cr82,765
↓ -1,975
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
5%₹4 Cr24,553
↑ 297
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 09 | LT
5%₹4 Cr10,800
↑ 73
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 09 | TCS
4%₹4 Cr9,006
↓ -251
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | 532215
4%₹3 Cr25,591
↓ -192
State Bank of India (Financial Services)
Equity, Since 31 Mar 09 | SBIN
3%₹3 Cr34,501
↓ -536

3. Franklin India Index Fund Nifty Plan

The Investment Objective of the Scheme is to invest in companies whose securities are included in the Nifty and subject to tracking errors, endeavouring to attain results commensurate with the Nifty 50 under NSENifty Plan

Franklin India Index Fund Nifty Plan is a Others - Index Fund fund was launched on 4 Aug 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 76 in Index Fund category.  Return for 2023 was 20.2% , 2022 was 4.9% and 2021 was 24.3% .

Below is the key information for Franklin India Index Fund Nifty Plan

Franklin India Index Fund Nifty Plan
Growth
Launch Date 4 Aug 00
NAV (31 Oct 24) ₹194.149 ↓ -1.05   (-0.54 %)
Net Assets (Cr) ₹744 on 30 Sep 24
Category Others - Index Fund
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 0.62
Sharpe Ratio 2.06
Information Ratio -3.83
Alpha Ratio -0.53
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (1%),30 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,787
31 Oct 21₹14,840
31 Oct 22₹15,236
31 Oct 23₹16,180
31 Oct 24₹20,627

Franklin India Index Fund Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Franklin India Index Fund Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -6.1%
3 Month -2.7%
6 Month 7.8%
1 Year 27.5%
3 Year 11.6%
5 Year 15.6%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2023 20.2%
2022 4.9%
2021 24.3%
2020 14.7%
2019 12%
2018 3.2%
2017 28.3%
2016 3.3%
2015 -3.6%
2014 31.2%
Fund Manager information for Franklin India Index Fund Nifty Plan
NameSinceTenure
Sandeep Manam18 Oct 212.96 Yr.
Shyam Sriram26 Sep 240.01 Yr.

Data below for Franklin India Index Fund Nifty Plan as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.19%
Equity99.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | HDFCBANK
11%₹84 Cr485,921
↓ -3,897
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
9%₹64 Cr217,251
↓ -2,843
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
8%₹57 Cr451,353
↓ -6,957
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
6%₹43 Cr230,432
↓ -3,407
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 11 | ITC
4%₹30 Cr586,607
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 04 | BHARTIARTL
4%₹29 Cr171,687
↓ -1,311
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
4%₹28 Cr65,834
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
4%₹28 Cr75,483
↓ -610
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | 532215
3%₹22 Cr182,394
↓ -2,613
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
3%₹19 Cr247,041
↓ -2,481

4. SBI Nifty Index Fund

The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks.

SBI Nifty Index Fund is a Others - Index Fund fund was launched on 17 Jan 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 75 in Index Fund category.  Return for 2023 was 20.7% , 2022 was 5.1% and 2021 was 24.7% .

Below is the key information for SBI Nifty Index Fund

SBI Nifty Index Fund
Growth
Launch Date 17 Jan 02
NAV (31 Oct 24) ₹212.586 ↓ -1.15   (-0.54 %)
Net Assets (Cr) ₹8,729 on 30 Sep 24
Category Others - Index Fund
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.5
Sharpe Ratio 2.05
Information Ratio -21.55
Alpha Ratio -0.56
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.2%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,765
31 Oct 21₹14,885
31 Oct 22₹15,290
31 Oct 23₹16,277
31 Oct 24₹20,778

SBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for SBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -6.2%
3 Month -2.8%
6 Month 7.8%
1 Year 27.7%
3 Year 11.8%
5 Year 15.8%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 20.7%
2022 5.1%
2021 24.7%
2020 14.6%
2019 12.5%
2018 3.8%
2017 29.1%
2016 3.4%
2015 -4.2%
2014 30.5%
Fund Manager information for SBI Nifty Index Fund
NameSinceTenure
Raviprakash Sharma1 Feb 1113.67 Yr.
Pradeep Kesavan1 Dec 230.84 Yr.

Data below for SBI Nifty Index Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.12%
Equity99.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 03 | HDFCBANK
11%₹988 Cr5,706,706
↑ 2,362
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE
9%₹753 Cr2,551,090
↓ -10,933
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK
8%₹675 Cr5,300,228
↓ -28,530
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
6%₹508 Cr2,707,615
↓ -28,023
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹363 Cr6,998,136
↑ 1,269
Bharti Airtel Ltd (Communication Services)
Equity, Since 29 Feb 04 | BHARTIARTL
4%₹345 Cr2,016,478
↓ -9,197
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 05 | TCS
4%₹328 Cr768,934
↑ 1,696
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT
4%₹326 Cr885,632
↑ 584
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | 532215
3%₹264 Cr2,144,211
↓ -8,797
State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN
3%₹228 Cr2,894,431
↓ -11,939

5. IDBI Nifty Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme.

IDBI Nifty Index Fund is a Others - Index Fund fund was launched on 25 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.3% since its launch.  Ranked 83 in Index Fund category. .

Below is the key information for IDBI Nifty Index Fund

IDBI Nifty Index Fund
Growth
Launch Date 25 Jun 10
NAV (28 Jul 23) ₹36.2111 ↓ -0.02   (-0.06 %)
Net Assets (Cr) ₹208 on 30 Jun 23
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.9
Sharpe Ratio 1.04
Information Ratio -3.93
Alpha Ratio -1.03
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,778
31 Oct 21₹14,755
31 Oct 22₹15,102

IDBI Nifty Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for IDBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month 3.7%
3 Month 9.1%
6 Month 11.9%
1 Year 16.2%
3 Year 20.3%
5 Year 11.7%
10 Year
15 Year
Since launch 10.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for IDBI Nifty Index Fund
NameSinceTenure

Data below for IDBI Nifty Index Fund as on 30 Jun 23

Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Nippon India Index Fund - Nifty Plan

The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the performance of the Nifty 50, subject to tracking errors.

Nippon India Index Fund - Nifty Plan is a Others - Index Fund fund was launched on 28 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.5% since its launch.  Ranked 78 in Index Fund category.  Return for 2023 was 20.5% , 2022 was 4.6% and 2021 was 24% .

Below is the key information for Nippon India Index Fund - Nifty Plan

Nippon India Index Fund - Nifty Plan
Growth
Launch Date 28 Sep 10
NAV (31 Oct 24) ₹40.8048 ↓ -0.22   (-0.54 %)
Net Assets (Cr) ₹2,030 on 30 Sep 24
Category Others - Index Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 0.56
Sharpe Ratio 2.05
Information Ratio -11.1
Alpha Ratio -0.64
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,750
31 Oct 21₹14,781
31 Oct 22₹15,106
31 Oct 23₹16,063
31 Oct 24₹20,485

Nippon India Index Fund - Nifty Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Nippon India Index Fund - Nifty Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -6.1%
3 Month -2.8%
6 Month 7.7%
1 Year 27.5%
3 Year 11.5%
5 Year 15.4%
10 Year
15 Year
Since launch 10.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 20.5%
2022 4.6%
2021 24%
2020 14.3%
2019 12.3%
2018 3.5%
2017 29%
2016 2.5%
2015 -3.9%
2014 31.9%
Fund Manager information for Nippon India Index Fund - Nifty Plan
NameSinceTenure
Himanshu Mange23 Dec 230.78 Yr.

Data below for Nippon India Index Fund - Nifty Plan as on 30 Sep 24

Asset Allocation
Asset ClassValue
Equity100.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK
11%₹230 Cr1,329,930
↑ 50,269
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE
9%₹176 Cr594,506
↑ 19,765
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK
8%₹157 Cr1,235,104
↑ 39,698
Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY
6%₹118 Cr630,988
↑ 17,299
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
4%₹85 Cr1,630,871
↑ 61,257
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL
4%₹80 Cr469,867
↑ 15,445
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 10 | TCS
4%₹76 Cr179,190
↑ 7,075
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹76 Cr206,395
↑ 7,851
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | 532215
3%₹62 Cr499,693
↑ 16,707
State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN
3%₹53 Cr674,520
↑ 22,531

7. ICICI Prudential Nifty Next 50 Index Fund

The fund's objective is to invest in companies whose securities are included in Nifty Junior Index and to endeavor to achieve the returns of the above index as closely as possible, though subject to tracking error. The fund intends to track only 90-95% of the Index i.e. it will always keep cash balance between 5-10% of the Net Asset to meet the redemption and other liquidity requirements. However, as and when the liquidity in the Index improves the fund intends to track up to 100% of the Index. The fund will not seek to outperform the CNX Nifty Junior. The objective is that the performance of the NAV of the fund should closely track the performance of the CNX Nifty Junior over the same period subject to tracking error.

ICICI Prudential Nifty Next 50 Index Fund is a Others - Index Fund fund was launched on 25 Jun 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.5% since its launch.  Ranked 5 in Index Fund category.  Return for 2023 was 26.3% , 2022 was 0.1% and 2021 was 29.5% .

Below is the key information for ICICI Prudential Nifty Next 50 Index Fund

ICICI Prudential Nifty Next 50 Index Fund
Growth
Launch Date 25 Jun 10
NAV (31 Oct 24) ₹61.4537 ↓ -0.31   (-0.50 %)
Net Assets (Cr) ₹7,184 on 30 Sep 24
Category Others - Index Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 0.7
Sharpe Ratio 3.86
Information Ratio -11.66
Alpha Ratio -0.72
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,475
31 Oct 21₹14,511
31 Oct 22₹14,752
31 Oct 23₹15,210
31 Oct 24₹24,147

ICICI Prudential Nifty Next 50 Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for ICICI Prudential Nifty Next 50 Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -9.3%
3 Month -6.6%
6 Month 7.7%
1 Year 58.8%
3 Year 18.5%
5 Year 19.3%
10 Year
15 Year
Since launch 13.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 26.3%
2022 0.1%
2021 29.5%
2020 14.3%
2019 0.6%
2018 -8.8%
2017 45.7%
2016 7.6%
2015 6.2%
2014 43.6%
Fund Manager information for ICICI Prudential Nifty Next 50 Index Fund
NameSinceTenure
Nishit Patel18 Jan 213.7 Yr.
Priya Sridhar1 Feb 240.67 Yr.
Ajaykumar Solanki1 Feb 240.67 Yr.

Data below for ICICI Prudential Nifty Next 50 Index Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.06%
Equity99.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 500295
4%₹304 Cr5,924,445
↑ 915,742
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 22 | HAL
4%₹293 Cr663,842
↑ 106,048
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 16 | INDIGO
4%₹289 Cr604,284
↑ 109,896
Tata Power Co Ltd (Utilities)
Equity, Since 31 Aug 22 | 500400
4%₹285 Cr5,900,270
↑ 855,631
Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 24 | 532810
3%₹248 Cr5,082,124
↑ 756,816
REC Ltd (Financial Services)
Equity, Since 31 Mar 24 | 532955
3%₹242 Cr4,359,678
↑ 673,106
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 24 | DIVISLAB
3%₹242 Cr443,690
↑ 443,690
Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 22 | IOC
3%₹236 Cr13,093,895
↑ 2,157,270
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 21 | CHOLAFIN
3%₹234 Cr1,456,739
↑ 205,583
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 532343
3%₹233 Cr820,992
↑ 127,558

8. IDBI Nifty Junior Index Fund

The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the CNX Nifty Junior Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of CNX Nifty Junior Index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the CNX Nifty Junior Index (Total Returns Index) and the scheme.

IDBI Nifty Junior Index Fund is a Others - Index Fund fund was launched on 20 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.4% since its launch.  Ranked 8 in Index Fund category.  Return for 2023 was 25.7% , 2022 was 0.4% and 2021 was 29.6% .

Below is the key information for IDBI Nifty Junior Index Fund

IDBI Nifty Junior Index Fund
Growth
Launch Date 20 Sep 10
NAV (31 Oct 24) ₹51.7834 ↓ -0.26   (-0.50 %)
Net Assets (Cr) ₹101 on 30 Sep 24
Category Others - Index Fund
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 0.87
Sharpe Ratio 3.82
Information Ratio -7.45
Alpha Ratio -1.2
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,437
31 Oct 21₹14,445
31 Oct 22₹14,727
31 Oct 23₹15,129
31 Oct 24₹23,896

IDBI Nifty Junior Index Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for IDBI Nifty Junior Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -9.3%
3 Month -6.6%
6 Month 7.5%
1 Year 57.9%
3 Year 18.3%
5 Year 19%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 25.7%
2022 0.4%
2021 29.6%
2020 13.7%
2019 0.5%
2018 -9.3%
2017 43.6%
2016 6.9%
2015 5.8%
2014 42.8%
Fund Manager information for IDBI Nifty Junior Index Fund
NameSinceTenure
Sumit Bhatnagar3 Oct 231 Yr.

Data below for IDBI Nifty Junior Index Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.93%
Equity99.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 21 | 500295
4%₹4 Cr80,564
↑ 8,322
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 22 | HAL
4%₹4 Cr9,091
↑ 1,104
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Sep 16 | INDIGO
4%₹4 Cr8,381
↑ 1,252
Tata Power Co Ltd (Utilities)
Equity, Since 31 Aug 22 | 500400
4%₹4 Cr83,033
↑ 10,703
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 24 | DIVISLAB
3%₹3 Cr6,370
↑ 6,370
Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 24 | 532810
3%₹3 Cr71,033
↑ 8,650
REC Ltd (Financial Services)
Equity, Since 31 Mar 24 | 532955
3%₹3 Cr61,041
↑ 7,844
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | 532343
3%₹3 Cr11,567
↑ 1,630
Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 22 | IOC
3%₹3 Cr181,180
↑ 23,940
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 21 | CHOLAFIN
3%₹3 Cr20,175
↑ 2,225

9. LIC MF Index Fund Nifty

The main investment objective of the fund is to generate returns commensurate with the performance of the index either Nifty / Sensex based on the plans by investing in the respective index stocks subject to tracking errors.

LIC MF Index Fund Nifty is a Others - Index Fund fund was launched on 14 Nov 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 80 in Index Fund category.  Return for 2023 was 19.8% , 2022 was 4.7% and 2021 was 23.8% .

Below is the key information for LIC MF Index Fund Nifty

LIC MF Index Fund Nifty
Growth
Launch Date 14 Nov 02
NAV (31 Oct 24) ₹133.526 ↓ -0.72   (-0.54 %)
Net Assets (Cr) ₹340 on 30 Sep 24
Category Others - Index Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.95
Sharpe Ratio 2.01
Information Ratio -10.68
Alpha Ratio -1.04
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (1%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹9,809
31 Oct 21₹14,831
31 Oct 22₹15,174
31 Oct 23₹16,043
31 Oct 24₹20,360

LIC MF Index Fund Nifty SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for LIC MF Index Fund Nifty

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Oct 24

DurationReturns
1 Month -6.2%
3 Month -3%
6 Month 7.4%
1 Year 26.9%
3 Year 11.1%
5 Year 15.3%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.8%
2022 4.7%
2021 23.8%
2020 14.7%
2019 12.6%
2018 2.6%
2017 28.6%
2016 2.7%
2015 -4.1%
2014 31.1%
Fund Manager information for LIC MF Index Fund Nifty
NameSinceTenure
Sumit Bhatnagar3 Oct 230.99 Yr.

Data below for LIC MF Index Fund Nifty as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash0.28%
Equity99.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
11%₹38 Cr221,769
↓ -2,623
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 12 | RELIANCE
9%₹29 Cr99,712
↓ -861
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | ICICIBANK
8%₹26 Cr206,734
↓ -2,313
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
6%₹20 Cr105,348
↓ -1,933
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
4%₹14 Cr272,817
↓ -330
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 09 | BHARTIARTL
4%₹13 Cr78,617
↓ -532
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 05 | TCS
4%₹13 Cr30,145
↑ 72
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹13 Cr34,469
↓ -185
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | 532215
3%₹10 Cr83,378
↓ -799
State Bank of India (Financial Services)
Equity, Since 30 Apr 09 | SBIN
3%₹9 Cr112,460
↓ -1,597

निष्क्रिय इंडेक्स फंड चांगले का आहेत?

असोसिएशन ऑफ म्युच्युअल फंड इन इंडिया (AMFI) ने सांगितले की इंडेक्स फंडांनी एयूएम गोळा केलेरु. 7717 कोटी नोव्हेंबर 2019 रोजी. निष्क्रिय लार्ज-कॅप ईटीएफ सक्रियपणे व्यवस्थापित केलेल्या तुलनेत 11.53% परतावा देतातलार्ज कॅप फंड ज्याने 10.19% ऑफर केले.

सोने ETFs वर उभा राहिलारु. 5,540.40 कोटी नोव्हेंबर 2019 पर्यंत. हे रु.च्या तुलनेत येते. डिसेंबर 2018 मध्ये 4,571 कोटी. इतर ETF चे AUM रु. होते. रु.च्या तुलनेत 1,63,923.66 कोटी. 2018 च्या अखेरीस 1,07,363 कोटी.

लार्ज कॅप ईटीएफ

2019 च्या मोठ्या भागाने लार्ज-कॅप योजना रिटर्न चार्टच्या शीर्षस्थानी असल्याचे साक्षीदार आहे. 2020 मध्येही, टॉप 15 लार्ज-कॅप योजनांपैकी नऊ योजना आहेतनिष्क्रिय निधी.

पॅसिव्ह फंड्स - कोरोनाव्हायरस साथीच्या आजारामध्ये सुरक्षित स्वर्ग

जगभरातील सध्याच्या परिस्थितीमुळे, वित्तीय बाजारांना गंभीर चिंतेच्या समस्यांचा सामना करावा लागत आहे. भूतकाळात गुंतवणूकदार जोखीम पत्करण्यास तयार होते, परंतु आजच्या परिस्थितीमुळे बहुसंख्य गुंतवणूकदारांना धोका पत्करावा लागला आहे.सुरक्षित आश्रयस्थान. याचा अर्थ ते अशा गुंतवणुकीच्या शोधात आहेत ज्यातून जास्त परतावा मिळेल किंवा किमान स्थिर परतावा मिळेल.

अनेक गुंतवणूकदार आता एक्स्चेंज-ट्रेडेड फंड किंवा इंडेक्स फंड यासारख्या निष्क्रिय पद्धतींद्वारे गुंतवणूक करण्याचा विचार करत आहेत. AMFI नुसार, इंडेक्स फंडातील आवक सार्वकालिक उच्चांकाचा सामना करत आहेरु. 2076.5 कोटी मार्च 2020 मध्ये.

निष्क्रिय निधी विरुद्ध सक्रिय निधी

ते ज्या प्रकारे कार्य करतात आणि गुंतवणूकदारावर परिणाम करतात त्यामध्ये विशिष्ट फरक आहेत.

टॅब्युलर निष्क्रिय निधी आणि सक्रिय निधीमध्ये फरक करते:

निष्क्रिय निधी सक्रिय निधी
त्यांच्याकडे निधी व्यवस्थापकांचा सक्रिय सहभाग नाही बाजारातील कामगिरीच्या आधारे विविध सिक्युरिटीजमधील निधी निवडण्यासाठी फंड व्यवस्थापक बरेच उद्योग संशोधन करतात आणि त्यानुसार पावले उचलतात.
कमी खर्चिक गुंतवणुकीसाठी एखादे काम ठेवले जात असल्याने ते महाग असू शकते
कमी खर्चाचे प्रमाण असल्यामुळे लोकप्रिय उच्च खर्च गुणोत्तरामुळे कमी लोकप्रिय असू शकते

इंडेक्स फंडातील गुंतवणुकीचे धोके

इंडेक्स म्युच्युअल फंडांची लवचिकता नाही

एक मोठा तोटा म्हणजे लवचिकता नसणे. फंड फक्त निर्देशांकाचा मागोवा घेत असल्याने, ते उच्च परतावा मिळवण्याची संधी गमावू शकतात जी बाजारातील विसंगती आणि निर्देशांकाशी संबंधित नसलेल्या आश्चर्यांमुळे उद्भवू शकतात. सामान्यतः, मूल्य समभागांना निर्देशांकाचा भाग बनणे फार कठीण जाते.

risk-in-index-funds

इंडेक्स म्युच्युअल फंडावरील बाजारातील जोखीम

त्यांचा बाजाराशी थेट संबंध आहे. म्हणून, जेव्हा शेअर बाजार एकंदरीत घसरतो, तेव्हा इंडेक्स म्युच्युअल फंडाचे मूल्यही कमी होते.

काही तोटे असूनही, ज्या गुंतवणूकदारांना गुंतवणूक करायची आहे त्यांच्यासाठी टॉप इंडेक्स फंड फायदेशीर ठरू शकतात.इक्विटी कमीतकमी जोखमीसहघटक. तज्ञांच्या म्हणण्यानुसार, गुंतवणूकदारांना त्यांच्या गुंतवणुकीचा सर्वोत्तम फायदा घेण्यासाठी त्यांच्या गुंतवणूक पोर्टफोलिओमध्ये 5-6% इंडेक्स फंड समाविष्ट करण्याची सूचना केली जाते.

इंडेक्स म्युच्युअल फंडात ऑनलाइन गुंतवणूक कशी करावी?

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वारंवार विचारले जाणारे प्रश्न

1. तुम्ही इंडेक्स म्युच्युअल फंडात गुंतवणूक का करावी?

अ: जर तुम्हाला दीर्घकालीन गुंतवणूक करायची असेल तर तुम्ही इंडेक्स फंडाचा विचार करू शकता. या फंडांचे पोर्टफोलिओ NSE आणि SENSEX च्या रचना आणि वर्तनाचा मागोवा घेऊन तयार केले जातात. हे पोर्टफोलिओ दीर्घ कालावधीतील समभागांच्या कामगिरीचे आणि समभागांचे मूल्यमापन करून विकसित केले जात असल्याने, तुमची गुंतवणूक कामगिरी न होण्याची शक्यता कमी केली जाते. म्हणूनच, इंडेक्स म्युच्युअल फंडामध्ये गुंतवणूक करण्याचा सल्ला दिला जातो, विशेषतः जर तुम्ही जोखीम कमी करू इच्छित असाल.

2. विशिष्ट इंडेक्स MF कसा निवडावा?

अ: तुम्ही इंडेक्स म्युच्युअल फंडाचा दीर्घकालीन कामगिरीवर आधारित वैयक्तिक पोर्टफोलिओ निवडावा. काही अधिक विश्वासार्ह फंड म्हणजे SBI, LICI, ICICI प्रुडेन्शियल UTI आणि इतर तत्सम इंडेक्स फंड बेंचमार्किंगसाठी आधार म्हणून वापरले जातात.

3. इंडेक्स फंडात गुंतवणूक करण्याचा मुख्य फायदा काय आहे?

अ: इंडेक्स फंड निष्क्रीयपणे व्यवस्थापित केले जातात. अशा प्रकारे, इंडेक्स फंडांचे एकूण खर्चाचे प्रमाण किंवा TER सक्रियपणे व्यवस्थापित फंडांपेक्षा कमी आहे. याचा अर्थ तुमची गुंतवणूक कमी असेल आणि तुम्ही अपेक्षित असलेला खर्च तितका कमी असू शकतो०.२% ते ०.५% तुमच्या गुंतवणुकीचे. इंडेक्स फंडात गुंतवणुकीचा मुख्य फायदा म्हणजे कमी TER.

4. SBI निफ्टी इंडेक्स फंडाकडून किती अपेक्षा ठेवायची?

अ: SBI निफ्टी इंडेक्स फंड निष्क्रीयपणे व्यवस्थापित केला जातो आणि वाढीचा दर दर्शवितो१५.१९% निफ्टी 50 विरुद्ध, ज्याचा वाढीचा दर आहे१५.५%. त्यामुळे तुम्ही एसबीआय निफ्टी इंडेक्स फंडमध्ये 10 वर्षांची गुंतवणूक केल्यास, तुम्हाला अपेक्षित असेल८५.७७% तुमच्या गुंतवणुकीवर परतावा.

5. तुम्ही ICICI प्रुडेन्शियल निफ्टी इंडेक्स फंडात गुंतवणूक केल्यास तुम्ही काय अपेक्षा करू शकता?

अ: ICICI प्रुडेन्शियल निफ्टी इंडेक्स फंडाची श्रेणी सरासरी आहे१६.७८%. समजा, जर तुम्ही 5 वर्षांसाठी गुंतवणूक केली, तर तुम्ही पूर्ण परताव्याची अपेक्षा करू शकता४५.८८%.

6. इंडेक्स फंड वैविध्य कसे जोडतात?

अ: इंडेक्स फंड्समध्ये प्रामुख्याने टॉप कंपन्यांचा समावेश असतो ज्यांचे स्टॉक बेंचमार्क म्हणून वापरले जातात. याव्यतिरिक्त, एकाच पोर्टफोलिओमध्ये, तुमच्याकडे अनेक आघाडीच्या कंपन्या असतील, याचा अर्थ तुमची गुंतवणूक गमावण्याची शक्यता कमी होईल. या ऑटो डायव्हर्सिफिकेशनमुळे गुंतवणुकदाराची गुंतवणूक गमावण्याचा धोका आपोआप कमी होतो.

7. तुम्ही इंडेक्स फंडात गुंतवणूक करण्याचा कधी विचार करावा?

अ: जेव्हा तुम्ही तुमची गुंतवणूक किमान 5 वर्षे ठेवण्यास तयार असाल तेव्हा तुम्ही इंडेक्स फंडमध्ये गुंतवणूक करावी.

8. सर्वोत्तम इंडेक्स फंड निवडण्याचा काही मार्ग आहे का?

अ: जर तुम्ही नवशिक्या असाल तर तुम्ही फंड मॅनेजरशी चर्चा करावी. ते तुम्हाला योग्य निधीचा निर्णय घेण्यास मदत करतात. याव्यतिरिक्त, तुम्ही गुंतवणुकीच्या कालावधीचा देखील विचार केला पाहिजे.

9. इंडेक्स फंड्समध्ये गुंतवणूक करण्यास योग्य कोण आहे?

अ: ज्या व्यक्तींना जास्त धोका पत्करायचा नसतोम्युच्युअल फंडात गुंतवणूक इंडेक्स फंडात गुंतवणूक करण्याचा विचार करू शकता. हे फंड गुंतवणुकदारांना खात्रीशीर परताव्याची खात्री देत नाहीत तर गुंतवणूकदाराकडून मोठ्या गुंतवणुकीचीही आवश्यकता नसते.

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येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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PRITI AMIN, posted on 7 Aug 20 3:10 PM

Quite detailed review which helps in deciding which is a better performing index fund

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