2022 मध्ये गुंतवणूक करण्यासाठी 9 सर्वोत्तम वैविध्यपूर्ण मल्टीकॅप म्युच्युअल फंड

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23
डायव्हर्सिफाइड फंड्समध्ये ऑनलाइन गुंतवणूक कशी करावी?
सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड निवडण्यासाठी स्मार्ट टिपा
Top 9 Equity - Multi Cap Funds

2022 मध्ये गुंतवणुकीसाठी सर्वोत्तम वैविध्यपूर्ण म्युच्युअल फंड

Updated on February 18, 2025 , 47906 views

वैविध्यपूर्ण निधी, ज्याला मल्टी कॅप फंड म्हणून देखील ओळखले जाते हा एक वर्ग आहेइक्विटी फंड. उच्च-जोखीम भूक असलेले गुंतवणूकदार ज्यांना इक्विटीमध्ये एक्सपोजर घ्यायचे आहे ते सहसा याकडे झुकतातगुंतवणूक वैविध्यपूर्ण निधीमध्ये. जसे, वैविध्यपूर्ण फंड सर्वत्र गुंतवणूक करतातबाजार कॅप्स जसे - लार्ज कॅप, मिड कॅप आणिलहान टोपी.

मल्टी कॅप, फ्लेक्सी कॅप किंवा डायव्हर्सिफाइड स्कीम्स फंड मॅनेजरच्या दृष्टिकोनावर आधारित वेगवेगळ्या मार्केट कॅपिटलायझेशनमध्ये समभागांमध्ये गुंतवणूक करणे अपेक्षित आहे. प्रत्येक मार्केट कॅपचे वाटप एका योजनेनुसार बदलते. काही योजनांचे प्रमाण निश्चित असते आणि काही बाजाराच्या परिस्थितीनुसार गतिशीलपणे बदलतात.

याम्युच्युअल फंड दत्तक aमूल्य गुंतवणूक धोरण जेथे ते कंपन्यांचे स्टॉक खरेदी करतात जे त्यांच्या मागील कामगिरीच्या तुलनेत तुलनेने कमी आहेत,पुस्तक मूल्य,कमाई, आणि इतर मूल्य पॅरामीटर्स.

मध्ये गुंतवणूक करूनसर्वोत्तम वैविध्यपूर्ण इक्विटी फंड, गुंतवणूकदार किंचित अधिक स्थिर परतावा मिळवू शकतात, तथापि, बाजाराच्या अशांत स्थितीत इक्विटीच्या अस्थिरतेमुळे त्यांना प्रभावित होईल. डायव्हर्सिफाइड फंड अशा गुंतवणूकदारांसाठी चांगले आहेत जे गुंतवणूक करण्यासाठी जास्त जोखीम पत्करण्यास तयार नाहीतलहान साठा, परंतु असे असले तरी उदयोन्मुख समभागांकडून अतिरिक्त उच्च परताव्याची किक हवी आहे. एखाद्या व्यक्तीने कमी ते मध्यम असल्यास वैविध्यपूर्ण इक्विटी फंडांमध्ये गुंतवणूक करावीजोखीम प्रोफाइल.

चांगला वैविध्यपूर्ण इक्विटी फंड निवडण्याची प्रक्रिया सुलभ करण्यासाठी, आम्ही काही पूर्व-निवडलेले टॉप आणि सर्वोत्कृष्ट वैविध्यपूर्ण इक्विटी फंडांसह आवश्यक पॅरामीटर्स सूचीबद्ध केले आहेत – जे गुंतवणूकदार त्यांच्या गुंतवणूक प्रवासादरम्यान विचारात घेऊ शकतात.

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9 सर्वोत्तम कामगिरी करणारे वैविध्यपूर्ण फंड FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
HDFC Equity Fund Growth	₹1,794.47 ↑ 1.46	₹65,967	-2.5	-3	12.2	21.7	22.1	23.5
Nippon India Multi Cap Fund Growth	₹260.317 ↑ 1.99	₹37,594	-8.4	-11.2	7.9	21.6	21.1	25.8
JM Multicap Fund Growth	₹91.2141 ↓ -0.02	₹5,255	-8.7	-14.3	6.5	21.2	20.5	33.3
Motilal Oswal Multicap 35 Fund Growth	₹55.388 ↑ 0.52	₹11,855	-6.9	-3.8	19.3	19	14.9	45.7
ICICI Prudential Multicap Fund Growth	₹719.35 ↑ 1.92	₹13,850	-5	-9	6.3	18.3	19.3	20.7
Parag Parikh Long Term Equity Fund Growth	₹78.899 ↓ -0.13	₹89,703	0	0.9	13.7	17.7	22.9	23.9
BNP Paribas Multi Cap Fund Growth	₹73.5154 ↓ -0.01	₹588	-4.6	-2.6	19.3	17.3	13.6
Franklin India Equity Fund Growth	₹1,489.09 ↑ 3.01	₹17,203	-5	-8.2	6.7	16	20	21.8
Mahindra Badhat Yojana Growth	₹31.2338 ↑ 0.30	₹4,750	-6.7	-12.6	1.9	16	20.9	23.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 25

*वरील शीर्ष वैविध्यपूर्ण यादी आहे/मल्टीकॅप एयूएम/निव्वळ मालमत्तेसह म्युच्युअल फंड >500 कोटी, वर क्रमवारी लावली3 वर्षCAGR परतावा.

1. HDFC Equity Fund

Aims at providing capital appreciation through investments predominantly in equity oriented securities

HDFC Equity Fund is a Equity - Multi Cap fund was launched on 1 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch. Ranked 34 in Multi Cap category. Return for 2024 was 23.5% , 2023 was 30.6% and 2022 was 18.3% .

Below is the key information for HDFC Equity Fund

HDFC Equity Fund Growth
Launch Date	1 Jan 95
NAV (20 Feb 25)	₹1,794.47 ↑ 1.46 (0.08 %)
Net Assets (Cr)	₹65,967 on 31 Jan 25
Category	Equity - Multi Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.56
Sharpe Ratio	1.03
Information Ratio	2.14
Alpha Ratio	7.41
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,899
31 Jan 22	₹15,463
31 Jan 23	₹17,221
31 Jan 24	₹23,344
31 Jan 25	₹27,504

HDFC Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for HDFC Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-1.3%
3 Month	-2.5%
6 Month	-3%
1 Year	12.2%
3 Year	21.7%
5 Year	22.1%
10 Year
15 Year
Since launch	18.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	30.6%
2022	18.3%
2021	36.2%
2020	6.4%
2019	6.8%
2018	-3.5%
2017	36.9%
2016	7.3%
2015	-5.1%

Fund Manager information for HDFC Equity Fund

Name	Since	Tenure
Roshi Jain	29 Jul 22	2.51 Yr.
Dhruv Muchhal	22 Jun 23	1.62 Yr.

Data below for HDFC Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	37.84%
Consumer Cyclical	14.3%
Health Care	11.58%
Technology	6.86%
Basic Materials	4.34%
Communication Services	4.28%
Industrials	4.11%
Real Estate	3.1%
Consumer Defensive	1.54%
Utility	1.16%
Energy	0.18%

Asset Allocation

Asset Class	Value
Cash	9.15%
Equity	89.3%
Debt	1.55%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 13 \| HDFCBANK	10%	₹6,382 Cr	36,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	10%	₹6,344 Cr	49,500,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 17 \| 532215	8%	₹5,376 Cr	50,492,787 ↑ 2,492,787
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹2,947 Cr	16,500,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 12 \| 500087	4%	₹2,936 Cr	19,200,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| MARUTI	4%	₹2,715 Cr	2,500,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	4%	₹2,693 Cr	19,368,082 ↑ 592,889
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	4%	₹2,596 Cr	16,352,700
HCL Technologies Ltd (Technology) Equity, Since 30 Sep 20 \| HCLTECH	4%	₹2,435 Cr	12,700,000 ↓ -1,300,000
Piramal Pharma Ltd (Healthcare) Equity, Since 31 Dec 23 \| PPLPHARMA	3%	₹1,928 Cr	72,415,689

2. Nippon India Multi Cap Fund

(Erstwhile Reliance Equity Opportunities Fund)

The primary investment objective of the scheme is to seek to generate capital appreciation & provide long-term growth opportunities by investing in a portfolio constituted of equity securities & equity related securities and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Multi Cap Fund is a Equity - Multi Cap fund was launched on 28 Mar 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.8% since its launch. Ranked 63 in Multi Cap category. Return for 2024 was 25.8% , 2023 was 38.1% and 2022 was 14.1% .

Below is the key information for Nippon India Multi Cap Fund

Nippon India Multi Cap Fund Growth
Launch Date	28 Mar 05
NAV (20 Feb 25)	₹260.317 ↑ 1.99 (0.77 %)
Net Assets (Cr)	₹37,594 on 31 Jan 25
Category	Equity - Multi Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.68
Sharpe Ratio	0.6
Information Ratio	1.22
Alpha Ratio	5.08
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹9,840
31 Jan 22	₹15,028
31 Jan 23	₹16,543
31 Jan 24	₹23,848
31 Jan 25	₹27,459

Nippon India Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Nippon India Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-6.1%
3 Month	-8.4%
6 Month	-11.2%
1 Year	7.9%
3 Year	21.6%
5 Year	21.1%
10 Year
15 Year
Since launch	17.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	25.8%
2023	38.1%
2022	14.1%
2021	48.9%
2020	0%
2019	2.2%
2018	-2.2%
2017	40.9%
2016	-6.7%
2015	0.5%

Fund Manager information for Nippon India Multi Cap Fund

Name	Since	Tenure
Sailesh Raj Bhan	31 Mar 05	19.85 Yr.
Ashutosh Bhargava	1 Sep 21	3.42 Yr.
Kinjal Desai	25 May 18	6.7 Yr.

Data below for Nippon India Multi Cap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	28.03%
Industrials	19.23%
Consumer Cyclical	18.53%
Health Care	7.47%
Technology	6.48%
Utility	4.97%
Basic Materials	4.56%
Consumer Defensive	3.55%
Energy	2.78%
Communication Services	2.69%
Real Estate	0.21%

Asset Allocation

Asset Class	Value
Cash	1.5%
Equity	98.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹2,358 Cr	13,300,448 ↓ -700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹1,536 Cr	11,981,360
GE Vernova T&D India Ltd (Industrials) Equity, Since 31 May 12 \| 522275	3%	₹1,317 Cr	6,341,917
Infosys Ltd (Technology) Equity, Since 30 Apr 09 \| INFY	3%	₹1,184 Cr	6,300,504
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 15 \| 532215	3%	₹1,118 Cr	10,500,121
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	3%	₹1,094 Cr	9,000,000
EIH Ltd (Consumer Cyclical) Equity, Since 31 Jul 14 \| 500840	3%	₹1,057 Cr	25,172,654 ↓ -15,163
Indian Hotels Co Ltd (Consumer Cyclical) Equity, Since 31 May 14 \| 500850	2%	₹965 Cr	11,000,112
Bajaj Finance Ltd (Financial Services) Equity, Since 31 May 22 \| 500034	2%	₹934 Cr	1,369,397 ↑ 150,000
Linde India Ltd (Basic Materials) Equity, Since 31 May 13 \| 523457	2%	₹914 Cr	1,524,539

3. JM Multicap Fund

(Erstwhile JM Multi Strategy Fund)

The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies.

JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 16 in Multi Cap category. Return for 2024 was 33.3% , 2023 was 40% and 2022 was 7.8% .

Below is the key information for JM Multicap Fund

JM Multicap Fund Growth
Launch Date	23 Sep 08
NAV (20 Feb 25)	₹91.2141 ↓ -0.02 (-0.02 %)
Net Assets (Cr)	₹5,255 on 31 Jan 25
Category	Equity - Multi Cap
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.17
Sharpe Ratio	0.67
Information Ratio	1.42
Alpha Ratio	7.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,914
31 Jan 22	₹14,789
31 Jan 23	₹15,466
31 Jan 24	₹23,307
31 Jan 25	₹27,469

JM Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for JM Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-8.4%
3 Month	-8.7%
6 Month	-14.3%
1 Year	6.5%
3 Year	21.2%
5 Year	20.5%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33.3%
2023	40%
2022	7.8%
2021	32.9%
2020	11.4%
2019	16.6%
2018	-5.4%
2017	39.5%
2016	10.5%
2015	-2.8%

Fund Manager information for JM Multicap Fund

Name	Since	Tenure
Satish Ramanathan	20 Aug 21	3.45 Yr.
Asit Bhandarkar	1 Oct 24	0.34 Yr.
Chaitanya Choksi	31 Dec 21	3.09 Yr.
Ruchi Fozdar	4 Oct 24	0.33 Yr.

Data below for JM Multicap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	21.24%
Consumer Cyclical	14.77%
Health Care	12.02%
Technology	11.7%
Industrials	11.46%
Basic Materials	8.76%
Consumer Defensive	5.45%
Utility	4.04%
Communication Services	2.97%
Energy	1.77%

Asset Allocation

Asset Class	Value
Cash	4.21%
Equity	95.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| HDFCBANK	6%	₹309 Cr	1,745,500 ↓ -283,000
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	5%	₹249 Cr	1,322,750 ↑ 140,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 21 \| ICICIBANK	4%	₹221 Cr	1,725,800 ↓ -195,000
State Bank of India (Financial Services) Equity, Since 30 Nov 20 \| SBIN	4%	₹201 Cr	2,525,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Jul 24 \| DRREDDY	3%	₹183 Cr	1,320,801 ↑ 300,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| ITC	3%	₹174 Cr	3,606,000 ↑ 1,150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 24 \| BHARTIARTL	3%	₹159 Cr	1,000,000 ↓ -53,335
Tech Mahindra Ltd (Technology) Equity, Since 31 Jul 24 \| 532755	3%	₹148 Cr	869,300 ↑ 68,000
Biocon Ltd (Healthcare) Equity, Since 29 Feb 24 \| BIOCON	3%	₹147 Cr	4,020,318 ↑ 720,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 10 \| LT	2%	₹132 Cr	366,022

4. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.1% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (20 Feb 25)	₹55.388 ↑ 0.52 (0.94 %)
Net Assets (Cr)	₹11,855 on 31 Jan 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.9
Information Ratio	0.49
Alpha Ratio	13.01
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,769
31 Jan 22	₹12,393
31 Jan 23	₹11,662
31 Jan 24	₹16,589
31 Jan 25	₹20,775

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-5.9%
3 Month	-6.9%
6 Month	-3.8%
1 Year	19.3%
3 Year	19%
5 Year	14.9%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.34 Yr.
Niket Shah	1 Jul 22	2.59 Yr.
Santosh Singh	1 Aug 23	1.51 Yr.
Rakesh Shetty	22 Nov 22	2.2 Yr.
Atul Mehra	1 Oct 24	0.34 Yr.
Sunil Sawant	1 Jul 24	0.59 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	29.39%
Technology	24.11%
Industrials	15.4%
Financial Services	13.86%
Communication Services	8.09%
Health Care	1.71%

Asset Allocation

Asset Class	Value
Cash	7.42%
Equity	92.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	11%	₹1,391 Cr	1,440,000 ↑ 10,000
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	10%	₹1,322 Cr	17,250,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	10%	₹1,309 Cr	1,800,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| 500251	10%	₹1,300 Cr	1,825,000 ↑ 21,084
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,292 Cr	2,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| M&M	7%	₹977 Cr	3,250,000 ↓ -200,000
Jio Financial Services Ltd (Financial Services) Equity, Since 31 Jul 23 \| JIOFIN	7%	₹971 Cr	32,500,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	4%	₹589 Cr	5,000,000
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	4%	₹534 Cr	4,500,000
PG Electroplast Ltd (Technology) Equity, Since 31 Dec 24 \| PGEL	4%	₹490 Cr	5,000,000 ↑ 5,000,000

5. ICICI Prudential Multicap Fund

To generate capital appreciation through investments in equity and equity related securities in core sectors and associated feeder industries.

ICICI Prudential Multicap Fund is a Equity - Multi Cap fund was launched on 1 Oct 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.1% since its launch. Ranked 49 in Multi Cap category. Return for 2024 was 20.7% , 2023 was 35.4% and 2022 was 4.7% .

Below is the key information for ICICI Prudential Multicap Fund

ICICI Prudential Multicap Fund Growth
Launch Date	1 Oct 94
NAV (20 Feb 25)	₹719.35 ↑ 1.92 (0.27 %)
Net Assets (Cr)	₹13,850 on 31 Jan 25
Category	Equity - Multi Cap
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.95
Sharpe Ratio	0.6
Information Ratio	0.66
Alpha Ratio	4.5
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,918
31 Jan 22	₹14,948
31 Jan 23	₹15,361
31 Jan 24	₹21,838
31 Jan 25	₹24,955

ICICI Prudential Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for ICICI Prudential Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-3.8%
3 Month	-5%
6 Month	-9%
1 Year	6.3%
3 Year	18.3%
5 Year	19.3%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.7%
2023	35.4%
2022	4.7%
2021	36.4%
2020	9.2%
2019	6%
2018	0.2%
2017	28%
2016	10.1%
2015	3.1%

Fund Manager information for ICICI Prudential Multicap Fund

Name	Since	Tenure
Sankaran Naren	1 Jul 22	2.59 Yr.
Anand Sharma	1 Jul 22	2.59 Yr.
Sharmila D’mello	31 Jul 22	2.51 Yr.

Data below for ICICI Prudential Multicap Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	26.34%
Basic Materials	12.02%
Consumer Cyclical	11.56%
Industrials	11.5%
Health Care	6.28%
Energy	5.88%
Communication Services	5.78%
Consumer Defensive	4.42%
Technology	4.04%
Utility	2.29%
Real Estate	1.51%

Asset Allocation

Asset Class	Value
Cash	8.4%
Equity	91.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	5%	₹769 Cr	6,001,508
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| HDFCBANK	4%	₹546 Cr	3,079,864
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	4%	₹500 Cr	4,115,337
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| 532215	3%	₹418 Cr	3,924,873
Infosys Ltd (Technology) Equity, Since 31 Oct 18 \| INFY	2%	₹313 Cr	1,663,452
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	2%	₹269 Cr	1,691,248 ↑ 133,179
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 22 \| MARUTI	2%	₹254 Cr	234,282
State Bank of India (Financial Services) Equity, Since 30 Sep 24 \| SBIN	2%	₹247 Cr	3,110,277
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 19 \| LT	2%	₹233 Cr	647,203
Syngene International Ltd (Healthcare) Equity, Since 31 Aug 23 \| 539268	1%	₹208 Cr	2,421,504 ↑ 173,281

6. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch. Ranked 34 in Multi Cap category. Return for 2024 was 23.9% , 2023 was 36.6% and 2022 was -7.2% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund Growth
Launch Date	24 May 13
NAV (19 Feb 25)	₹78.899 ↓ -0.13 (-0.17 %)
Net Assets (Cr)	₹89,703 on 31 Jan 25
Category	Equity - Multi Cap
AMC	PPFAS Asset Management Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	1.59
Information Ratio	0.5
Alpha Ratio	10.31
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹13,049
31 Jan 22	₹18,105
31 Jan 23	₹17,744
31 Jan 24	₹24,386
31 Jan 25	₹29,413

Parag Parikh Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-0.3%
3 Month	0%
6 Month	0.9%
1 Year	13.7%
3 Year	17.7%
5 Year	22.9%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	36.6%
2022	-7.2%
2021	45.5%
2020	32.3%
2019	14.4%
2018	-0.4%
2017	29.4%
2016	3.3%
2015	8.9%

Fund Manager information for Parag Parikh Long Term Equity Fund

Name	Since	Tenure
Raj Mehta	27 Jan 16	9.02 Yr.
Rajeev Thakkar	24 May 13	11.7 Yr.
Raunak Onkar	24 May 13	11.7 Yr.
Rukun Tarachandani	16 May 22	2.72 Yr.
Mansi Kariya	22 Dec 23	1.11 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	30.97%
Consumer Cyclical	10.23%
Technology	9.12%
Communication Services	6.9%
Energy	6.6%
Utility	6.56%
Consumer Defensive	5.47%
Health Care	3.86%
Basic Materials	0.26%
Industrials	0.08%
Real Estate	0.01%

Asset Allocation

Asset Class	Value
Cash	20.08%
Equity	78.67%
Debt	1.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹7,035 Cr	39,684,109
Bajaj Holdings and Investment Ltd (Financial Services) Equity, Since 31 Oct 16 \| BAJAJHLDNG	7%	₹6,322 Cr	5,318,918 ↓ -9,283
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 21 \| 532898	7%	₹5,729 Cr	185,577,147
Coal India Ltd (Energy) Equity, Since 31 May 22 \| COALINDIA	6%	₹5,040 Cr	131,205,815
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 20 \| ITC	5%	₹4,788 Cr	98,994,120
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 14 \| ICICIBANK	5%	₹4,318 Cr	33,693,059
HCL Technologies Ltd (Technology) Equity, Since 31 Jan 21 \| HCLTECH	4%	₹3,587 Cr	18,706,973
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| MARUTI	4%	₹3,304 Cr	3,043,078
Alphabet Inc Class A (Communication Services) Equity, Since 31 May 21 \| GOOGL	3%	₹3,049 Cr	1,881,357 ↑ 1,880
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| KOTAKBANK	3%	₹2,986 Cr	16,716,551 ↑ 2,112,284

7. BNP Paribas Multi Cap Fund

(Erstwhile BNP Paribas Dividend Yield Fund)

The investment objective of the scheme is to generate long term capital growth from an actively managed portfolio of equity and equity related securities, primarily being high dividend yield stocks. High dividend yield stocks are defined as stocks of companies that have a dividend yield in excess of 0.5%, at the time of investment. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Multi Cap Fund is a Equity - Multi Cap fund was launched on 15 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch. Ranked 18 in Multi Cap category. .

Below is the key information for BNP Paribas Multi Cap Fund

BNP Paribas Multi Cap Fund Growth
Launch Date	15 Sep 05
NAV (13 Mar 22)	₹73.5154 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹588 on 31 Jan 22
Category	Equity - Multi Cap
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.44
Sharpe Ratio	2.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹10,635
31 Jan 22	₹14,893

BNP Paribas Multi Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for BNP Paribas Multi Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-4.4%
3 Month	-4.6%
6 Month	-2.6%
1 Year	19.3%
3 Year	17.3%
5 Year	13.6%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for BNP Paribas Multi Cap Fund

Name	Since	Tenure

Data below for BNP Paribas Multi Cap Fund as on 31 Jan 22

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. Franklin India Equity Fund

(Erstwhile Franklin India Prima Plus)

The investment objective of Prima Plus is to provide growth of capital plus regular dividend through a diversified portfolio of equities, fixed income securities and money market instruments.

Franklin India Equity Fund is a Equity - Multi Cap fund was launched on 29 Sep 94. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.9% since its launch. Ranked 50 in Multi Cap category. Return for 2024 was 21.8% , 2023 was 30.8% and 2022 was 5.3% .

Below is the key information for Franklin India Equity Fund

Franklin India Equity Fund Growth
Launch Date	29 Sep 94
NAV (20 Feb 25)	₹1,489.09 ↑ 3.01 (0.20 %)
Net Assets (Cr)	₹17,203 on 31 Jan 25
Category	Equity - Multi Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.77
Sharpe Ratio	0.5
Information Ratio	0.65
Alpha Ratio	2.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,843
31 Jan 22	₹16,338
31 Jan 23	₹16,442
31 Jan 24	₹22,688
31 Jan 25	₹25,636

Franklin India Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Franklin India Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-3.8%
3 Month	-5%
6 Month	-8.2%
1 Year	6.7%
3 Year	16%
5 Year	20%
10 Year
15 Year
Since launch	17.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	21.8%
2023	30.8%
2022	5.3%
2021	40.3%
2020	16%
2019	3.3%
2018	-4.4%
2017	30.6%
2016	5%
2015	4.4%

Fund Manager information for Franklin India Equity Fund

Name	Since	Tenure
R. Janakiraman	1 Feb 11	14.01 Yr.
Sandeep Manam	18 Oct 21	3.29 Yr.
Rajasa Kakulavarapu	1 Dec 23	1.17 Yr.

Data below for Franklin India Equity Fund as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	28.12%
Consumer Cyclical	12.72%
Industrials	11.42%
Technology	10.23%
Health Care	7.2%
Communication Services	5.75%
Consumer Defensive	5.63%
Basic Materials	5.32%
Energy	3.2%
Utility	3.02%
Real Estate	2.39%

Asset Allocation

Asset Class	Value
Cash	4.07%
Equity	95.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 11 \| HDFCBANK	8%	₹1,495 Cr	8,434,642
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	8%	₹1,398 Cr	10,908,206
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 06 \| BHARTIARTL	5%	₹883 Cr	5,558,607
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	5%	₹870 Cr	4,627,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 13 \| LT	4%	₹769 Cr	2,131,779
HCL Technologies Ltd (Technology) Equity, Since 31 Dec 13 \| HCLTECH	4%	₹682 Cr	3,555,589
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Aug 19 \| UNITDSPR	3%	₹585 Cr	3,600,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 14 \| 532215	3%	₹566 Cr	5,311,448
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	3%	₹473 Cr	17,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 22 \| RELIANCE	2%	₹411 Cr	3,384,026

9. Mahindra Badhat Yojana

The investment objective of the Scheme is to provide medium to long term capital appreciation through appropriate diversification and taking low risk on business quality. The diversified portfolio would predominantly consist of equity and equity related securities including derivatives. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Mahindra Badhat Yojana is a Equity - Multi Cap fund was launched on 11 May 17. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch. Return for 2024 was 23.4% , 2023 was 34.2% and 2022 was 1.6% .

Below is the key information for Mahindra Badhat Yojana

Mahindra Badhat Yojana Growth
Launch Date	11 May 17
NAV (20 Feb 25)	₹31.2338 ↑ 0.30 (0.98 %)
Net Assets (Cr)	₹4,750 on 31 Jan 25
Category	Equity - Multi Cap
AMC	Mahindra Asset Management Company Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	0.06
Information Ratio	-0.11
Alpha Ratio	-2.68
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jan 20	₹10,000
31 Jan 21	₹11,437
31 Jan 22	₹17,536
31 Jan 23	₹16,953
31 Jan 24	₹25,389
31 Jan 25	₹27,114

Mahindra Badhat Yojana SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mahindra Badhat Yojana

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25

Duration	Returns
1 Month	-7%
3 Month	-6.7%
6 Month	-12.6%
1 Year	1.9%
3 Year	16%
5 Year	20.9%
10 Year
15 Year
Since launch	15.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	34.2%
2022	1.6%
2021	50.8%
2020	16.6%
2019	13.8%
2018	-9.9%
2017
2016
2015

Fund Manager information for Mahindra Badhat Yojana

Name	Since	Tenure
Manish Lodha	21 Dec 20	4.12 Yr.
Fatema Pacha	16 Oct 20	4.3 Yr.

Data below for Mahindra Badhat Yojana as on 31 Jan 25

Equity Sector Allocation

Sector	Value
Financial Services	27.83%
Consumer Cyclical	16.44%
Industrials	12.28%
Technology	10.89%
Health Care	7.87%
Consumer Defensive	6.13%
Energy	6.08%
Basic Materials	5.92%
Communication Services	1.5%
Real Estate	1.24%
Utility	0.88%

Asset Allocation

Asset Class	Value
Cash	2.93%
Equity	97.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	7%	₹351 Cr	1,980,000 ↑ 225,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 24 \| RELIANCE	4%	₹202 Cr	1,665,000 ↑ 315,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 23 \| DIVISLAB	4%	₹181 Cr	297,000 ↑ 63,000
Persistent Systems Ltd (Technology) Equity, Since 31 Dec 23 \| PERSISTENT	3%	₹145 Cr	225,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 Aug 24 \| 500251	3%	₹134 Cr	188,100 ↑ 18,000
BSE Ltd (Financial Services) Equity, Since 31 Oct 24 \| BSE	2%	₹122 Cr	229,500
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| HINDUNILVR	2%	₹117 Cr	504,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 24 \| ICICIBANK	2%	₹115 Cr	900,000 ↑ 225,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 24 \| INDIGO	2%	₹115 Cr	252,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	2%	₹102 Cr	137,025 ↑ 19,000

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एक आदर्श वैविध्यपूर्ण फंड खाली नमूद केलेल्या पॅरामीटर्समधून उत्तीर्ण झाला पाहिजे:

1. एकाच श्रेणीतील विविध फंडांमधील परताव्यांची तुलना करा

बेंचमार्किंगच्या सर्वात मूलभूत प्रकारांपैकी एक म्हणजे समान श्रेणीतील फंडाची तुलना करणे. मूल्यमापन करताना अलार्ज कॅप फंड, तुम्ही त्याच्या परताव्यांची तुलना इतर जुळणाऱ्या लार्ज कॅप डायव्हर्सिफाइड इक्विटी फंडांशी करावी. मिड-कॅप डायव्हर्सिफाइड इक्विटी फंडाशी त्याची तुलना केल्यास अचूक परिणाम मिळणार नाही कारण लार्ज कॅप आणि दोन्हीमधील जोखीम आणि बक्षीस संबंधमिड कॅप फंड तुलना करता येत नाहीत. डायव्हर्सिफाइड फंड, जसे की ते सर्व मार्केट कॅपमध्ये गुंतवणूक करतात आणि म्हणून एखाद्याने त्यांची तुलना समान आदेश असलेल्या फंडांशी केली पाहिजे.

अतिरिक्तघटक डायव्हर्सिफाइड फंडाचे मूल्यमापन करणे ही कालमर्यादा आहे. इक्विटी दीर्घ कालावधीसाठी (५ वर्षांपेक्षा जास्त) परतावा देण्यासाठी सुसज्ज असल्याने, वैविध्यपूर्ण फंडांमध्ये दीर्घकालीन कालावधीसाठी गुंतवणूक केली पाहिजे. दीर्घ कालावधीत वैविध्यपूर्ण फंडाचे मूल्यांकन केल्याने तुम्हाला बूम-अँड-बस्ट सायकल दरम्यान त्याची कामगिरी मोजण्यात मदत होईल. श्रेणी सरासरीसह विविध बाजार टप्प्यांमध्ये त्याच्या कामगिरीचा आढावा घेऊन गुंतवणूकदार वैविध्यपूर्ण फंडाच्या परताव्याच्या सातत्यांचे विश्लेषण करू शकतात. असे म्हटल्यावर, योग्य समवयस्क गटाची स्थापना करणे महत्त्वाचे आहे, हे तयार करतेआधार परतावा, अस्थिरता आणि अशा प्रकारे अंतिम निधी निवडीसाठी मदत करते.

2. बेंचमार्क इंडेक्सच्या विरूद्ध डायव्हर्सिफाइड फंड रिटर्न्स तपासा

प्रत्येक वैविध्यपूर्ण फंडासाठी त्याच्या ऑफर दस्तऐवजात बेंचमार्क निर्देशांक नमूद करणे अनिवार्य आहे. हा बेंचमार्क निर्देशांक वैविध्यपूर्ण फंडाने चांगली कामगिरी केली आहे की नाही हे ठरवण्यासाठी एक सूचक आहे. वैविध्यपूर्ण फंडाच्या कामगिरीचे मूल्यमापन करताना, गुंतवणूकदारांनी 3 वर्षे, 5 वर्षे किंवा 10 वर्षे यापेक्षा जास्त कालावधीचे चक्र विचारात घेतले पाहिजे. जे फंड त्यांच्या बेंचमार्क निर्देशांकांना सतत मागे टाकतात, त्यांचा गुंतवणुकीसाठी विचार केला पाहिजे.

3. निधीच्या सुसंगततेचे वजन करा

बेंचमार्क इंडेक्स मूल्यांकनाव्यतिरिक्त, गुंतवणूकदारांनी फंडाच्या ऐतिहासिक कामगिरीचे देखील मूल्यांकन केले पाहिजे. दीर्घकालीन, अनेक वैविध्यपूर्ण फंड बाजारातील मंदीच्या काळात आणि त्यांच्या बेंचमार्क निर्देशांक आणि श्रेणी सरासरीपेक्षाही खाली बुडतात. केवळ काही लोक सर्व बाजार परिस्थितींमध्ये त्यांची कामगिरी टिकवून ठेवतात. उतार-चढाव आणि मंदीमध्ये चांगली कामगिरी करणारा फंड निवडणे महत्त्वाचे आहे, नाहीतर तुमच्याकडे असा फंड असेल जो चांगली कामगिरी करू शकेल, परंतु नंतर हे पाहायचे आहे की मंदीमध्ये सर्व परतावे नष्ट होतात. अशा प्रकारे, एकगुंतवणूकदार त्यांनी त्यांच्या पोर्टफोलिओमध्ये सर्वात सुसंगत कलाकारांचा समावेश केला आहे याची खात्री करावी.

4. फंडातील जोखमींबद्दल जागरूक रहा

गुंतवणूक करण्यापूर्वी, एखाद्याने वैविध्यपूर्ण फंडाचे जोखीम-परताव्याचे विश्लेषण केले पाहिजे. असे करण्यासाठी, एखाद्याने काही महत्त्वपूर्ण गुणोत्तरांकडे लक्ष दिले पाहिजे, जसे की:

a अल्फा

अल्फा जोखीम-समायोजित आधारावर वैविध्यपूर्ण फंडाच्या कामगिरीचे मोजमाप आहे. जोखीम समायोजित आधारावर फंड किंवा स्टॉकने सामान्य बाजारात किती कामगिरी केली आहे यावर ते मोजते. 1 चा पॉझिटिव्ह अल्फा म्हणजे फंडाने त्याच्या बेंचमार्क इंडेक्सला 1% ने मागे टाकले आहे, तर -1 चा नकारात्मक अल्फा हे सूचित करेल की फंडाने त्याच्या मार्केट बेंचमार्कपेक्षा 1% कमी परतावा दिला आहे. त्यामुळे, मुळात, गुंतवणूकदाराची रणनीती सकारात्मक अल्फासह सिक्युरिटीज किंवा म्युच्युअल फंड खरेदी करण्याची असावी.

b बीटा

बीटा बेंचमार्क निर्देशांकाच्या तुलनेत वैविध्यपूर्ण फंडाची अस्थिरता मोजते. बीटा सकारात्मक किंवा नकारात्मक आकृत्यांमध्ये दर्शविला जातो. 1 चा बीटा सूचित करतो की स्टॉकची किंमत किंवा म्युच्युअल फंडनाही बाजाराच्या अनुषंगाने चालते. 1 पेक्षा जास्त बीटा दर्शवितो की स्टॉक मार्केटपेक्षा जास्त जोखीमपूर्ण आहे आणि 1 पेक्षा कमी बीटा म्हणजे स्टॉक मार्केटपेक्षा कमी जोखमीचा आहे. त्यामुळे, घसरलेल्या मार्केटमध्ये लोअर बीटा चांगला आहे. वाढत्या बाजारपेठेत, उच्च-बीटा अधिक चांगले आहे.

c मानक विचलन (SD)

SD हा फंडातील अस्थिरता किंवा जोखीम दर्शविणारा सांख्यिकीय उपाय आहे. SD जितका जास्त असेल तितके परताव्यात चढ-उतार जास्त असतील. तद्वतच, गुंतवणूकदार कमी असलेल्या निधीचा शोध घेतातप्रमाणित विचलन.

d शार्प रेशो (SR)

तीव्र प्रमाण घेतलेल्या जोखमीच्या संदर्भात परतावा (नकारात्मक आणि सकारात्मक दोन्ही) मोजतो. येथे जोखीम मानक विचलनाद्वारे परिभाषित केली आहे. उच्च शार्प गुणोत्तर म्हणजे, जास्त जोखीम न घेता उच्च परतावा. अशा प्रकारे, गुंतवणूक करताना, गुंतवणूकदारांनी उच्च शार्प रेशो दर्शविणारा वैविध्यपूर्ण फंड निवडावा. पुन्हा एकदा, गुंतवणूकदाराने वैविध्यपूर्ण फंडाच्या SD आणि SR चे ऐतिहासिक आधारावर मूल्यमापन करणे उचित आहे जेणेकरून सर्वात सातत्यपूर्ण कामगिरी करणार्‍यांची निवड करता येईल.

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.