5 सर्वोत्तम कामगिरी करणारे लिक्विड म्युच्युअल फंड SIP गुंतवणूक 2022

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SIP गुंतवणूक FY 22 - 23 साठी टॉप 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड
Top 5 Debt - Liquid Fund Funds

SIP 2022 साठी 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Updated on April 20, 2025 , 9436 views

लिक्विड फंड ची सर्वात सुरक्षित श्रेणी मानली जातेडेट म्युच्युअल फंड कारण त्यांच्याकडे सर्वात कमी व्याजदर आणि क्रेडिट जोखीम आहे. लिक्विड फंड 91 दिवसांपर्यंत मुदतपूर्ती असलेल्या डेट सिक्युरिटीजमध्ये गुंतवणूक करतात. हे फंड पेक्षा चांगले परतावा देतातबँक बचत खाते. बँक खात्यांच्या 4% व्याजदराच्या तुलनेत, तरलम्युच्युअल फंड सुमारे 7% परतावा देतात. याव्यतिरिक्त, लिक्विड फंड अत्यंत तरल असतात, कोणीही त्यांचे निधी एका दिवसात रिडीम करू शकतो. चांगले परतावा मिळविण्यासाठी गुंतवणूकदार त्यांच्या अतिरिक्त रकमेची गुंतवणूक करू शकतात किंवा ते त्यांचे अल्पकालीन साध्य करण्यासाठी गुंतवणूक देखील करू शकतातआर्थिक उद्दिष्टे. उदाहरणार्थ, एखाद्याला एखादे गॅझेट खरेदी करायचे असल्यास किंवा लहान सहलीची योजना करायची असल्यास. चांगल्या परताव्यासाठी, गुंतवणूकदार या पूर्व-सूचीबद्ध टॉप परफॉर्मिंग लिक्विड फंड्समध्ये गुंतवणूक करू शकतातSIP. त्यांची नवीनतम कामगिरी आणि परतावा पाहूया!

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SIP गुंतवणूक FY 22 - 23 साठी टॉप 5 सर्वोत्तम कामगिरी करणारे लिक्विड फंड

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
BOI AXA Liquid Fund Growth	₹2,971.91 ↑ 0.52	₹1,524	1,000	1.9	3.7	7.4	6.9	5.5	7.4
Indiabulls Liquid Fund Growth	₹2,496.2 ↑ 0.51	₹130	500	1.9	3.7	7.3	6.7	5.3	7.4
ICICI Prudential Liquid Fund Growth	₹382.113 ↑ 0.06	₹42,293	99	1.9	3.6	7.3	6.8	5.4	7.4
Tata Liquid Fund Growth	₹4,065.07 ↑ 0.72	₹19,074	500	1.9	3.6	7.3	6.8	5.4	7.3
Mirae Asset Cash Management Fund Growth	₹2,706.41 ↑ 0.46	₹8,684	1,000	1.8	3.6	7.3	6.8	5.4	7.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 25

*वरील सर्वोत्कृष्टांची यादी आहेद्रव निधीमध्ये वरील एयूएम/निव्वळ मालमत्ता आहेत100 कोटी. वर क्रमवारी लावलीमागील 1 वर्षाचा परतावा.

1. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 34 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund Growth
Launch Date	16 Jul 08
NAV (23 Apr 25)	₹2,971.91 ↑ 0.52 (0.02 %)
Net Assets (Cr)	₹1,524 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.1
Sharpe Ratio	4.1
Information Ratio	-0.18
Alpha Ratio	-0.04
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	2 Months 1 Day
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,353
31 Mar 22	₹10,704
31 Mar 23	₹11,316
31 Mar 24	₹12,140
31 Mar 25	₹13,036

BOI AXA Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.7%
1 Year	7.4%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.9%
2020	3.3%
2019	4.1%
2018	6.4%
2017	7.4%
2016	6.7%
2015	7.6%
2014	8.3%

Fund Manager information for BOI AXA Liquid Fund

Name	Since	Tenure
Mithraem Bharucha	17 Aug 21	3.62 Yr.

Data below for BOI AXA Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	71.33%
Corporate	17.78%
Government	10.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank Certificate of Deposit \| -	5%	₹98 Cr	10,000,000 ↑ 10,000,000
India (Republic of) - \| -	5%	₹93 Cr	9,382,500 ↑ 9,382,500
Axis Bank Ltd. Certificate of Deposit \| -	4%	₹80 Cr	8,100,000
Union Bank Of India Certificate of Deposit \| -	4%	₹75 Cr	7,500,000 ↓ -2,500,000
LIC Housing Finance Ltd Commercial Paper \| -	4%	₹75 Cr	7,500,000
HDFC Securities Limited Commercial Paper \| -	4%	₹74 Cr	7,500,000
India (Republic of) - \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
Canara Bank Domestic Bonds \| -	4%	₹74 Cr	7,500,000 ↑ 7,500,000
Kotak Securities Ltd Commercial Paper \| -	3%	₹50 Cr	5,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹50 Cr	5,000,000

2. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (23 Apr 25)	₹2,496.2 ↑ 0.51 (0.02 %)
Net Assets (Cr)	₹130 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.76
Information Ratio	-2.12
Alpha Ratio	-0.15
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	2 Months 2 Days
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,335
31 Mar 22	₹10,651
31 Mar 23	₹11,223
31 Mar 24	₹12,016
31 Mar 25	₹12,897

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	0.8%
3 Month	1.9%
6 Month	3.7%
1 Year	7.3%
3 Year	6.7%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	4.6%
2020	3.1%
2019	3.9%
2018	6.6%
2017	7.3%
2016	6.7%
2015	7.8%
2014	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.89 Yr.

Data below for Indiabulls Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.64%
Other	0.36%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.61%
Government	9.63%
Corporate	6.41%

Credit Quality

Rating	Value
AA	6.59%
AAA	93.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
Export-Import Bank Of India Commercial Paper \| -	10%	₹15 Cr	1,500,000 ↑ 1,500,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	9%	₹14 Cr	1,425,000 ↑ 1,425,000
Axis Bank Limited Certificate of Deposit \| -	9%	₹14 Cr	1,400,000 ↑ 1,400,000
Small Industries Development Bank Of India Debentures \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
05.75 RJ Sdl 2025 Sovereign Bonds \| -	7%	₹10 Cr	1,000,000 ↑ 1,000,000
Kotak Mahindra Bank Limited Certificate of Deposit \| -	6%	₹10 Cr	1,000,000
HDFC Bank Limited Certificate of Deposit \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000
Bank Of Baroda Certificate of Deposit \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000
Icici Securities Limited (Earlier Icici Brokerage Services Limited) Commercial Paper \| -	6%	₹10 Cr	1,000,000 ↑ 1,000,000

3. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (23 Apr 25)	₹382.113 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹42,293 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.88
Information Ratio	-1.48
Alpha Ratio	-0.19
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 10 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,360
31 Mar 22	₹10,706
31 Mar 23	₹11,304
31 Mar 24	₹12,115
31 Mar 25	₹13,001

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.6%
2015	7.7%
2014	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.33 Yr.
Darshil Dedhia	12 Jun 23	1.8 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.73%
Corporate	23.51%
Government	12.52%

Credit Quality

Rating	Value
AA	0.24%
AAA	99.76%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	7%	₹3,939 Cr	400,000,000 ↑ 400,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,849 Cr	37,000
Small Industries Development Bank Of India Commercial Paper \| -	3%	₹1,498 Cr	30,000
Net Current Assets Net Current Assets \| -	3%	-₹1,494 Cr
IDBI Bank Limited Certificate of Deposit \| -	3%	₹1,483 Cr	30,000
India (Republic of) - \| -	3%	₹1,479 Cr	150,000,000 ↑ 150,000,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹1,330 Cr	27,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹1,286 Cr	26,000
Punjab National Bank Certificate of Deposit \| -	2%	₹1,231 Cr	25,000
91 Days Tbill Red 08-05-2025 Sovereign Bonds \| -	2%	₹1,144 Cr	115,500,000

4. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (23 Apr 25)	₹4,065.07 ↑ 0.72 (0.02 %)
Net Assets (Cr)	₹19,074 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 17 Days
Modified Duration	2 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,705
31 Mar 23	₹11,300
31 Mar 24	₹12,110
31 Mar 25	₹12,993

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.
Harsh Dave	1 Aug 24	0.66 Yr.

Data below for Tata Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.46%
Corporate	11.16%
Government	5.17%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Limited Commercial Paper \| -	6%	₹1,747 Cr	35,000
India (Republic of) - \| -	4%	₹1,326 Cr	134,500,000 ↑ 134,500,000
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	4%	₹1,241 Cr	125,000,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	4%	₹1,236 Cr	25,000
Icici Securities Limited Commercial Paper \| -	3%	₹1,080 Cr	22,000 ↑ 22,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹989 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹987 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹950 Cr	19,000 ↓ -1,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹933 Cr	19,000 ↑ 19,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹749 Cr	15,000

5. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch. Ranked 48 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund Growth
Launch Date	12 Jan 09
NAV (23 Apr 25)	₹2,706.41 ↑ 0.46 (0.02 %)
Net Assets (Cr)	₹8,684 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆
Risk	Low
Expense Ratio	0.15
Sharpe Ratio	3.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	2 Months 5 Days
Modified Duration	2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,707
31 Mar 23	₹11,313
31 Mar 24	₹12,127
31 Mar 25	₹13,013

Mirae Asset Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.3%
2019	4.2%
2018	6.6%
2017	7.3%
2016	6.6%
2015	7.2%
2014	7.8%

Fund Manager information for Mirae Asset Cash Management Fund

Name	Since	Tenure
Amit Modani	1 Nov 24	0.41 Yr.

Data below for Mirae Asset Cash Management Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	80.36%
Corporate	17.02%
Government	2.39%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 Days Tbill Sovereign Bonds \| -	5%	₹643 Cr	65,000,000
182 DTB 29052025 Sovereign Bonds \| -	3%	₹395 Cr	40,000,000
Canara Bank Certificate of Deposit \| -	3%	₹320 Cr	32,500,000 ↑ 17,500,000
HDFC Bank Ltd. Debentures \| -	2%	₹295 Cr	30,000,000 ↑ 30,000,000
91 DTB 20032025 Sovereign Bonds \| -	2%	₹275 Cr	27,500,000
91 Days Tbill Sovereign Bonds \| -	2%	₹273 Cr	27,500,000
Treps CBLO/Reverse Repo \| -	2%	₹258 Cr
91 Days Tbill Red 24-04-2025 Sovereign Bonds \| -	2%	₹248 Cr	25,000,000
Bank of Baroda Debentures \| -	2%	₹246 Cr	25,000,000 ↑ 25,000,000
Reliance Jio Infocomm Limited Commercial Paper \| -	2%	₹200 Cr	20,000,000

Disclaimer:
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.