Table of Contents
- मल्टी अॅसेट ऍलोकेशन फंड: एक विहंगावलोकन
- शीर्ष 5 सर्वोत्कृष्ट मल्टी अॅसेट ऍलोकेशन फंड FY 22 - 23
- ऑनलाइन मल्टी अॅसेट ऍलोकेशनमध्ये गुंतवणूक कशी करावी?
- वारंवार विचारले जाणारे प्रश्न
- 1. बहु-मालमत्ता वाटप निधी तुमच्या पोर्टफोलिओमध्ये विविधता कशी आणते?
- 2. बहु-मालमत्ता गुंतवणूक पोर्टफोलिओचा सर्वात मोठा फायदा कोणता आहे?
- 3. बहु-मालमत्ता पोर्टफोलिओ गुंतवणूक कोण देते?
- 4. बहु-मालमत्ता निधीचा सर्वात मोठा फायदा कोणता आहे?
- 5. मल्टी-ऍसेट फंड्स चांगली गुंतवणूक आहेत का?
- 6. मल्टी-अॅसेट फंडात गुंतवणूक करताना मला काही गोष्टींची जाणीव ठेवली पाहिजे का?
- 7. मल्टी-ऍसेट फंडांमध्ये गुंतवणूक करताना मी कोणते घटक लक्षात ठेवले पाहिजेत?
Top 5 Hybrid - Multi Asset Funds
5 सर्वोत्कृष्ट कामगिरी करणारे मल्टी अॅसेट ऍलोकेशन फंड 2022
की एकगुंतवणुकीचे फायदे मल्टी मध्येमालमत्ता वाटप फंड असा आहे की तो तुमच्या पोर्टफोलिओमध्ये चांगले वैविध्य आणतो, त्यामुळे गुंतवणुकीचा धोका कमी होतो. याव्यतिरिक्त, जोखीम धोकादायक आणि धोकादायक नसलेल्या दोन्ही सिक्युरिटीजसह वितरीत केली जाते.
मल्टी अॅसेट ऍलोकेशन फंड हा हायब्रीड श्रेणीचा एक भाग आहे. या योजनेचा विशेष भाग म्हणजे फंड तीन मालमत्ता वर्गांमध्ये गुंतवणूक करू शकतो. याचा अर्थ बहु मालमत्ता वाटप कर्ज, इक्विटी आणि आणखी एका मालमत्ता वर्गात गुंतवणूक करू शकते. नियमांनुसार, फंडाने प्रत्येक मालमत्ता वर्गात किमान 10 टक्के गुंतवणूक केली पाहिजे. 2022 - 2023 मध्ये गुंतवणूक करण्यासाठी काही सर्वोत्कृष्ट कामगिरी करणार्‍या मल्टी अॅसेट ऍलोकेशन फंडांच्‍या अनुषंगाने फंडांबद्दल जाणून घेऊया.
मल्टी अॅसेट ऍलोकेशन फंड: एक विहंगावलोकन
भारतातबाजार, काही फंड हाऊसेस डेट, इक्विटी तसेच सोन्यात बहु-मालमत्ता गुंतवतात. तर, पाश्चात्य बाजारपेठांमध्ये, बहु-मालमत्ता फंड कर्ज, रिअल इस्टेट, सोने, कमोडिटीज, इक्विटी,हेज फंड, आणि खाजगी इक्विटी. असे मानले जाते की काही मालमत्ता वर्ग त्या काळात वर आणि खाली जातात भिन्न मालमत्ता वर्ग चांगले काम करू शकतात. असा एक काळ असू शकतो जिथे कर्ज चांगले होईल आणि अशी वेळ असू शकते जिथेइक्विटी मागे पडेल. गोल्ड फंडासाठीही तेच आहे. त्यामुळे या प्रकारच्या फंडात नुकसान होण्याची शक्यता फारच कमी असते. मल्टी अॅसेट ऍलोकेशन फंडामध्ये गुंतवणूक करण्याचा सर्वोत्तम मार्ग म्हणजे दीर्घकालीन गुंतवणूक करणे.
अशा प्रकारे, हे फंड पुराणमतवादी गुंतवणूकदारांसाठी एक चांगला पर्याय असू शकतात ज्यांना गुंतवणुकीत जास्त जोखीम घेण्याची इच्छा नाही, तरीही त्यांच्या पोर्टफोलिओमध्ये इक्विटी एक्सपोजर पाहिजे आहे.
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शीर्ष 5 सर्वोत्कृष्ट मल्टी अॅसेट ऍलोकेशन फंड FY 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Multi-Asset Fund Growth ₹692.336
↑ 1.42 ₹50,648 -0.5 4.7 23.4 18.1 20.5 24.1 UTI Multi Asset Fund Growth ₹70.2253
↑ 0.02 ₹4,415 -2.6 4.5 27.6 16.6 15.2 29.1 Edelweiss Multi Asset Allocation Fund Growth ₹59.23
↓ -0.23 ₹2,195 -2.8 6.7 24.6 15.7 17.5 25.4 SBI Multi Asset Allocation Fund Growth ₹54.8152
↓ -0.09 ₹6,574 -0.5 4.4 20.9 13.4 14 24.4 HDFC Multi-Asset Fund Growth ₹66.325
↓ -0.09 ₹3,760 -0.7 5.5 19.3 11.2 15.1 18 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Nov 24 बहु मालमत्ता वाटप वरील एयूएम/निव्वळ मालमत्ता असलेले निधी100 कोटी. वर क्रमवारी लावलीमागील 3 वर्षाचा परतावा.
(Erstwhile ICICI Prudential Dynamic Plan) To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks. ICICI Prudential Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 31 Oct 02. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Multi-Asset Fund Returns up to 1 year are on (Erstwhile UTI Wealth Builder Fund) The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. UTI Multi Asset Fund is a Hybrid - Multi Asset fund was launched on 21 Oct 08. It is a fund with Moderately High risk and has given a Below is the key information for UTI Multi Asset Fund Returns up to 1 year are on (Erstwhile Edelweiss Prudent Advantage Fund) The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Edelweiss Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 12 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan Floater) To provide regular income, liquidity and attractive returns to investors in addition
to mitigating the impact of interest rate risk through an actively managed
portfolio of floating rate and fixed rate debt instruments, equity, money market
instruments and derivatives. SBI Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 21 Dec 05. It is a fund with Moderate risk and has given a Below is the key information for SBI Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved HDFC Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 17 Aug 05. It is a fund with Moderate risk and has given a Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on 1. ICICI Prudential Multi-Asset Fund
CAGR/Annualized return of 21.2% since its launch. Ranked 53 in Multi Asset category. Return for 2023 was 24.1% , 2022 was 16.8% and 2021 was 34.7% . ICICI Prudential Multi-Asset Fund
Growth Launch Date 31 Oct 02 NAV (19 Nov 24) ₹692.336 ↑ 1.42 (0.21 %) Net Assets (Cr) ₹50,648 on 31 Oct 24 Category Hybrid - Multi Asset AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,446 31 Oct 21 ₹15,300 31 Oct 22 ₹17,201 31 Oct 23 ₹20,122 31 Oct 24 ₹26,116 Returns for ICICI Prudential Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24 Duration Returns 1 Month -3.1% 3 Month -0.5% 6 Month 4.7% 1 Year 23.4% 3 Year 18.1% 5 Year 20.5% 10 Year 15 Year Since launch 21.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.1% 2022 16.8% 2021 34.7% 2020 9.9% 2019 7.7% 2018 -2.2% 2017 28.2% 2016 12.5% 2015 -1.4% 2014 37% Fund Manager information for ICICI Prudential Multi-Asset Fund
Name Since Tenure Sankaran Naren 1 Feb 12 12.76 Yr. Manish Banthia 22 Jan 24 0.78 Yr. Ihab Dalwai 3 Jun 17 7.42 Yr. Akhil Kakkar 22 Jan 24 0.78 Yr. Sri Sharma 30 Apr 21 3.51 Yr. Gaurav Chikane 2 Aug 21 3.25 Yr. Sharmila D’mello 31 Jul 22 2.25 Yr. Masoomi Jhurmarvala 4 Nov 24 0 Yr. Data below for ICICI Prudential Multi-Asset Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 35% Equity 50.9% Debt 8.96% Other 4.75% Equity Sector Allocation
Sector Value Financial Services 22.5% Consumer Cyclical 8.07% Energy 6.19% Basic Materials 5.91% Industrials 5.02% Health Care 4.88% Technology 4.69% Utility 4.07% Consumer Defensive 3.46% Communication Services 1.55% Real Estate 0.87% Debt Sector Allocation
Sector Value Cash Equivalent 33.3% Corporate 8.17% Government 2.88% Credit Quality
Rating Value A 1.85% AA 19.59% AAA 74.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity Nifty 50 Index
Derivatives | -5% -₹2,558 Cr 984,350
↑ 984,350 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK5% ₹2,382 Cr 13,751,549
↓ -728,750 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | ICICIBANK5% ₹2,375 Cr 18,656,800
↓ -300,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI4% ₹2,079 Cr 1,570,587
↑ 72,500 NTPC Ltd (Utilities)
Equity, Since 31 Mar 17 | 5325553% ₹1,708 Cr 38,544,163
↓ -8,853,000 ICICI Prudential Silver ETF
- | -3% ₹1,646 Cr 179,691,983
↑ 35,340,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 20 | RELIANCE3% ₹1,532 Cr 5,188,512
↑ 519,136 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 24 | 5329783% ₹1,368 Cr 6,934,716
↓ -626,500 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 22 | SBICARD2% ₹1,199 Cr 15,494,626 Infosys Ltd (Technology)
Equity, Since 31 Oct 19 | INFY2% ₹1,073 Cr 5,720,805
↑ 200,000 2. UTI Multi Asset Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 34 in Multi Asset category. Return for 2023 was 29.1% , 2022 was 4.4% and 2021 was 11.8% . UTI Multi Asset Fund
Growth Launch Date 21 Oct 08 NAV (21 Nov 24) ₹70.2253 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹4,415 on 31 Oct 24 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.62 Sharpe Ratio 2.72 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,550 31 Oct 21 ₹12,738 31 Oct 22 ₹13,037 31 Oct 23 ₹15,176 31 Oct 24 ₹20,657 Returns for UTI Multi Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24 Duration Returns 1 Month -3.5% 3 Month -2.6% 6 Month 4.5% 1 Year 27.6% 3 Year 16.6% 5 Year 15.2% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.1% 2022 4.4% 2021 11.8% 2020 13.1% 2019 3.9% 2018 -0.5% 2017 17.1% 2016 7.3% 2015 -3.7% 2014 22.7% Fund Manager information for UTI Multi Asset Fund
Name Since Tenure Sharwan Kumar Goyal 12 Nov 21 2.97 Yr. Jaydeep Bhowal 1 Oct 24 0.08 Yr. Data below for UTI Multi Asset Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 24.93% Equity 49% Debt 13.9% Other 12.17% Equity Sector Allocation
Sector Value Consumer Cyclical 12.93% Financial Services 9.63% Technology 9.3% Industrials 7.8% Consumer Defensive 6.71% Health Care 5.66% Energy 5% Basic Materials 3.93% Communication Services 3.23% Utility 1.81% Real Estate 1.49% Debt Sector Allocation
Sector Value Cash Equivalent 24.93% Government 13.9% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -12% ₹542 Cr 80,729,086
↓ -3,504,519 7.32% Govt Stock 2030
Sovereign Bonds | -5% ₹205 Cr 2,000,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹178 Cr 1,750,000,000
↑ 250,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE4% ₹160 Cr 1,199,266
↑ 170,130 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL3% ₹114 Cr 706,666
↑ 165,932 Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY3% ₹110 Cr 628,694
↑ 532,694 7.23% Govt Stock 2039
Sovereign Bonds | -2% ₹103 Cr 1,000,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | ICICIBANK2% ₹91 Cr 706,680
↑ 555,210 Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS2% ₹91 Cr 229,000
↑ 62,799 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5002512% ₹88 Cr 123,450
↑ 7,807 3. Edelweiss Multi Asset Allocation Fund
CAGR/Annualized return of since its launch. Ranked 71 in Multi Asset category. Return for 2023 was 25.4% , 2022 was 5.3% and 2021 was 27.1% . Edelweiss Multi Asset Allocation Fund
Growth Launch Date 12 Aug 09 NAV (21 Nov 24) ₹59.23 ↓ -0.23 (-0.39 %) Net Assets (Cr) ₹2,195 on 31 Oct 24 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 2.2 Information Ratio 2.04 Alpha Ratio 3.79 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,909 31 Oct 21 ₹14,323 31 Oct 22 ₹15,374 31 Oct 23 ₹17,397 31 Oct 24 ₹23,078 Returns for Edelweiss Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24 Duration Returns 1 Month -4.9% 3 Month -2.8% 6 Month 6.7% 1 Year 24.6% 3 Year 15.7% 5 Year 17.5% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 25.4% 2022 5.3% 2021 27.1% 2020 12.7% 2019 10.4% 2018 -0.1% 2017 26.1% 2016 0.2% 2015 2.2% 2014 38.4% Fund Manager information for Edelweiss Multi Asset Allocation Fund
Name Since Tenure Bhavesh Jain 14 Oct 15 9.05 Yr. Bharat Lahoti 1 Oct 21 3.08 Yr. Rahul Dedhia 1 Jul 24 0.33 Yr. Pranavi Kulkarni 1 Aug 24 0.25 Yr. Data below for Edelweiss Multi Asset Allocation Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 12.51% Equity 70.08% Debt 17.41% Equity Sector Allocation
Sector Value Financial Services 18.8% Consumer Cyclical 12.22% Technology 8.28% Health Care 6.34% Industrials 5.8% Utility 4.53% Energy 4.17% Consumer Defensive 3.28% Communication Services 2.83% Basic Materials 2.82% Real Estate 1.01% Debt Sector Allocation
Sector Value Cash Equivalent 12.51% Government 10.81% Corporate 6.58% Securitized 0.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2033
Sovereign Bonds | -6% ₹128 Cr 12,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK5% ₹119 Cr 922,915 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK3% ₹77 Cr 441,172 Hdb Financial Services Ltd.
Debentures | -3% ₹74 Cr 7,500,000 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹74 Cr 7,500,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 21 | 5325553% ₹65 Cr 1,602,337 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹62 Cr 384,375 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 19 | SUNPHARMA3% ₹60 Cr 326,791 Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY2% ₹47 Cr 269,725 HCL Technologies Ltd (Technology)
Equity, Since 31 Jul 20 | HCLTECH2% ₹46 Cr 260,748 4. SBI Multi Asset Allocation Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 11 in Multi Asset category. Return for 2023 was 24.4% , 2022 was 6% and 2021 was 13% . SBI Multi Asset Allocation Fund
Growth Launch Date 21 Dec 05 NAV (21 Nov 24) ₹54.8152 ↓ -0.09 (-0.16 %) Net Assets (Cr) ₹6,574 on 15 Nov 24 Category Hybrid - Multi Asset AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.64 Sharpe Ratio 2.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,560 31 Oct 21 ₹12,857 31 Oct 22 ₹13,355 31 Oct 23 ₹15,421 31 Oct 24 ₹19,448 Returns for SBI Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24 Duration Returns 1 Month -2.8% 3 Month -0.5% 6 Month 4.4% 1 Year 20.9% 3 Year 13.4% 5 Year 14% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.4% 2022 6% 2021 13% 2020 14.2% 2019 10.6% 2018 0.4% 2017 10.9% 2016 8.7% 2015 9.9% 2014 17.3% Fund Manager information for SBI Multi Asset Allocation Fund
Name Since Tenure Dinesh Balachandran 31 Oct 21 3.01 Yr. Mansi Sajeja 1 Dec 23 0.92 Yr. Pradeep Kesavan 1 Dec 23 0.92 Yr. Vandna Soni 1 Jan 24 0.84 Yr. Data below for SBI Multi Asset Allocation Fund as on 15 Nov 24
Asset Allocation
Asset Class Value Cash 7.01% Equity 36.39% Debt 39.48% Other 17.12% Equity Sector Allocation
Sector Value Financial Services 10.17% Consumer Cyclical 6.96% Technology 4.73% Industrials 3.89% Basic Materials 2.26% Utility 2.18% Consumer Defensive 2.07% Energy 1.86% Real Estate 0.94% Health Care 0.76% Communication Services 0.57% Debt Sector Allocation
Sector Value Corporate 31.34% Cash Equivalent 7.01% Government 6.4% Securitized 1.74% Credit Quality
Rating Value A 3.73% AA 65.17% AAA 31.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -11% ₹711 Cr 103,241,000 Nippon India Silver ETF
- | -4% ₹252 Cr 26,730,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹208 Cr 20,000,000 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹201 Cr 20,000 Aditya Birla Renewables Limited
Debentures | -3% ₹200 Cr 20,000 SBI Silver ETF
- | -3% ₹188 Cr 19,500,000 Infopark Properties Ltd.
Debentures | -2% ₹161 Cr 16,000 Avanse Financial Services Limited
Debentures | -2% ₹150 Cr 15,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | HDFCBANK2% ₹125 Cr 721,000 Sbfc Finance Ltd.
Debentures | -2% ₹124 Cr 12,500 5. HDFC Multi-Asset Fund
CAGR/Annualized return of 10.3% since its launch. Ranked 33 in Multi Asset category. Return for 2023 was 18% , 2022 was 4.3% and 2021 was 17.9% . HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (21 Nov 24) ₹66.325 ↓ -0.09 (-0.13 %) Net Assets (Cr) ₹3,760 on 31 Oct 24 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 2.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,799 31 Oct 21 ₹14,268 31 Oct 22 ₹14,917 31 Oct 23 ₹16,470 31 Oct 24 ₹20,511 Returns for HDFC Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 24 Duration Returns 1 Month -2.8% 3 Month -0.7% 6 Month 5.5% 1 Year 19.3% 3 Year 11.2% 5 Year 15.1% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 18% 2022 4.3% 2021 17.9% 2020 20.9% 2019 9.3% 2018 -1.9% 2017 11.8% 2016 8.9% 2015 4.7% 2014 20.4% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 19.22 Yr. Arun Agarwal 24 Aug 20 4.19 Yr. Srinivasan Ramamurthy 13 Jan 22 2.8 Yr. Bhagyesh Kagalkar 2 Feb 22 2.75 Yr. Nirman Morakhia 15 Feb 23 1.71 Yr. Dhruv Muchhal 22 Jun 23 1.36 Yr. Data below for HDFC Multi-Asset Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 26.77% Equity 47.08% Debt 14.96% Other 11.19% Equity Sector Allocation
Sector Value Financial Services 22.15% Consumer Cyclical 10.2% Consumer Defensive 6.91% Health Care 5.41% Technology 5.26% Industrials 4.76% Energy 3.65% Basic Materials 3.41% Communication Services 2.96% Utility 1.7% Real Estate 1.04% Debt Sector Allocation
Sector Value Cash Equivalent 26.77% Government 7.4% Corporate 6.25% Securitized 1.31% Credit Quality
Rating Value AA 7% AAA 93% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -11% ₹422 Cr 64,290,017
↑ 4,000,017 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK6% ₹206 Cr 1,191,600 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322155% ₹184 Cr 1,491,250
↑ 100,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK5% ₹168 Cr 1,318,900
↑ 50,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 23 | M&M3% ₹127 Cr 410,950 Future on Axis Bank Ltd
Derivatives | -3% -₹117 Cr United Spirits Ltd (Consumer Defensive)
Equity, Since 28 Feb 21 | UNITDSPR3% ₹116 Cr 730,600 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL3% ₹109 Cr 640,000
↑ 190,000 Future on Mahindra & Mahindra Ltd
Derivatives | -3% -₹100 Cr Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE3% ₹94 Cr 317,500
↑ 167,500
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वारंवार विचारले जाणारे प्रश्न
1. बहु-मालमत्ता वाटप निधी तुमच्या पोर्टफोलिओमध्ये विविधता कशी आणते?
अ: बहु-मालमत्ता वाटपासह, तुमची गुंतवणूक वेगवेगळ्या मालमत्तेमध्ये केली जाते, ज्यामुळे तुम्हाला स्थिरता मिळेलकमाई विविध क्षेत्र आणि बाजार चक्रातून.
2. बहु-मालमत्ता गुंतवणूक पोर्टफोलिओचा सर्वात मोठा फायदा कोणता आहे?
अ: बहु-मालमत्ता पोर्टफोलिओ आपल्या गरजेनुसार तयार केलेला आणि सानुकूलित आहे. तुम्हाला वेगवेगळ्या पोर्टफोलिओमध्ये स्वतंत्रपणे गुंतवणूक करावी लागणार नाही. हे खूप कठीण असल्याचे सिद्ध होऊ शकते आणि आपल्या वतीने व्यापक बाजार संशोधन आवश्यक आहे. अशाप्रकारे, स्थिर कमाई सुनिश्चित करण्याचा आणि तुम्ही तुमच्या कमाईच्या पोर्टफोलिओमध्ये विविधता आणता याची खात्री करण्याचा सर्वोत्तम मार्ग म्हणजे बहु-मालमत्ता पोर्टफोलिओमध्ये गुंतवणूक करणे.
3. बहु-मालमत्ता पोर्टफोलिओ गुंतवणूक कोण देते?
अ: अॅक्सिस ट्रिपल अॅडव्हांटेज फंड, एचडीएफसी मल्टी-अॅसेट फंड, एसबीआय मल्टी-अॅसेट अॅलोकेशन फंड, आयसीआयसीआय प्रुडेंशियल मल्टी-अॅसेट फंड, आणि यूटीआय मल्टी-अॅसेट फंड यासारख्या प्रमुख बँका आणि वित्तीय संस्थांद्वारे मल्टी-अॅसेट पोर्टफोलिओ गुंतवणूक ऑफर केली जाते.
4. बहु-मालमत्ता निधीचा सर्वात मोठा फायदा कोणता आहे?
अ: सर्वात मोठा फायदा म्हणजे एक्झिट लोड नाही. तसेच बाजारात येण्यास किंवा बाजारातून बाहेर पडण्यास अडचण येत नाही. गुंतवणुकीची एका वर्षात पूर्तता न केल्यास फक्त एक्झिट लोड आकारला जातो आणि तोही1% तुमच्या गुंतवणुकीचे. एक वर्षापलीकडे तुम्ही बाजार सोडल्यास एक्झिट लोड नाही.
5. मल्टी-ऍसेट फंड्स चांगली गुंतवणूक आहेत का?
अ: बहु-मालमत्ता निधी ही चांगली गुंतवणूक मानली जाते कारण ही कमी जोखीम असलेली गुंतवणूक असते आणि चांगले परतावा देण्यासाठी ओळखले जाते. त्यामुळे तुम्ही तुमच्या पोर्टफोलिओमध्ये उच्च आणि कमी जोखमीच्या गुंतवणुकीसह वैविध्य आणण्याचा विचार करत असाल, तर तुम्ही विचार करू शकतागुंतवणूक या निधीमध्ये.
6. मल्टी-अॅसेट फंडात गुंतवणूक करताना मला काही गोष्टींची जाणीव ठेवली पाहिजे का?
अ: तुम्ही जलद परतावा शोधत असाल, तर तुम्ही या फंडात गुंतवणूक करू नये. बहु-मालमत्तेला चांगला परतावा मिळण्यासाठी सुमारे 5 वर्षे लागतात. उदाहरणार्थ, जर तुम्ही रु. १०,000, तर तुमची गुंतवणूक रुपये होण्यासाठी तुम्हाला ५ वर्षे वाट पाहावी लागेल. १४,९७२. त्यामुळे, ROI जरी उत्कृष्ट असला तरी, तुमची गुंतवणूक पूर्ण होण्यासाठी तुम्हाला किमान 5 वर्षे वाट पहावी लागेल.
7. मल्टी-ऍसेट फंडांमध्ये गुंतवणूक करताना मी कोणते घटक लक्षात ठेवले पाहिजेत?
अ: जोखीम घेण्याची क्षमता आणि तुम्हाला तुमची गुंतवणूक पूर्ण करायची लक्ष्य तारीख - हे महत्त्वाचे घटक आहेत. या पॅरामीटर्सवर अवलंबून, तुम्हाला योग्य मल्टी-अॅसेट इन्व्हेस्टमेंट फंड निवडावे लागतील.
येथे प्रदान केलेली माहिती अचूक असल्याची खात्री करण्यासाठी सर्व प्रयत्न केले गेले आहेत. तथापि, डेटाच्या अचूकतेबद्दल कोणतीही हमी दिली जात नाही. कृपया कोणतीही गुंतवणूक करण्यापूर्वी योजना माहिती दस्तऐवजासह सत्यापित करा.
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