फिन्कॅश »जेएम फायनान्स म्युच्युअल फंड »बेस्ट जेएम फायनान्शियल एसआयपी फंड्स
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जेएम फायनान्शियलएसआयपी हा एक कार्यक्षम मार्ग आहेम्युच्युअल फंडामध्ये गुंतवणूक करा. एसआयपी ही एक पद्धत आहेगुंतवणूक एक निश्चित रक्कम, नियमितपणे, ए मध्येम्युच्युअल फंड योजना. हे जसे की नियमित बचत योजनांसारखेच आहेआवर्ती ठेव. येथे, तुम्ही ठरलेल्या मध्यांतर थोड्या पैशांची गुंतवणूक करु शकता. एसआयपी आपल्याला दीर्घ मुदतीसाठी मदत करतेआर्थिक लक्ष्ये अगदी मासिक गुंतवणूकीच्या अगदी थोड्या रकमेसह. एकगुंतवणूकदार मासिक / तिमाहीसारख्या गुंतवणूकीच्या ठराविक अंतराने 500 पेक्षा कमी गुंतवणूक करु शकते. हे सोपे आणि परवडणारे आहे. गुंतवणूकदार ज्यांना इक्विटीमध्ये गुंतवणूक करायची आहे, ती सिस्टीमॅटिकगुंतवणूकीची योजना गुंतवणूक करण्याचा एक आदर्श मार्ग आहे. एसआयपी इक्विटी गुंतवणूकीतील नुकसान संतुलित करते.
काहीएसआयपीचे फायदे आहेत:
ज्या गुंतवणूकदारांना उत्सुकता आहेएसआयपीमध्ये गुंतवणूक करा, गुंतवणूकीसाठी येथे सर्वोत्तम जेएम फायनान्शियल एसआयपी फंड आहेतइक्विटी फंड. एयूएम, मागील कामगिरी, पीअर एव्हरेज रिटर्न आणि इतर माहिती गुणोत्तर इत्यादीसारख्या विविध बाबींचा अवलंब करुन हे फंड शॉर्टलिस्ट केले गेले आहेत.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Multicap Fund Growth ₹104.36
↑ 0.70 ₹4,531 500 -3.3 13.1 54.8 26.4 24.6 40 JM Value Fund Growth ₹103.127
↑ 0.31 ₹1,085 500 -5.4 11.5 48.5 25.7 25.2 47.7 JM Tax Gain Fund Growth ₹49.5242
↑ 0.15 ₹187 500 -2.6 13.1 49.5 19.3 21.8 30.9 JM Core 11 Fund Growth ₹20.3515
↓ -0.10 ₹177 500 -2.2 7.6 42 19.1 16.2 32.9 JM Large Cap Fund Growth ₹157.806
↓ -0.69 ₹429 500 -5.9 6.1 38.7 16.7 18.5 29.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Oct 24
(Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on (Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Large Cap Fund Returns up to 1 year are on 1. JM Multicap Fund
CAGR/Annualized
return of 15.7% since its launch. Ranked 16 in Multi Cap
category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (31 Oct 24) ₹104.36 ↑ 0.70 (0.67 %) Net Assets (Cr) ₹4,531 on 30 Sep 24 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 3.21 Information Ratio 1.8 Alpha Ratio 13.45 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,949 31 Oct 21 ₹14,858 31 Oct 22 ₹15,724 31 Oct 23 ₹19,376 31 Oct 24 ₹30,001 Returns for JM Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month -4.2% 3 Month -3.3% 6 Month 13.1% 1 Year 54.8% 3 Year 26.4% 5 Year 24.6% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.12 Yr. Asit Bhandarkar 1 Oct 24 0 Yr. Chaitanya Choksi 31 Dec 21 2.75 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Multicap Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 23.63% Basic Materials 14.83% Industrials 14.15% Consumer Cyclical 13.39% Technology 9.68% Health Care 9.21% Consumer Defensive 5.28% Utility 4.63% Energy 1.68% Communication Services 1.51% Real Estate 1.03% Asset Allocation
Asset Class Value Cash 0.97% Equity 99.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK6% ₹293 Cr 1,690,500
↑ 910,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK4% ₹200 Cr 1,570,800
↑ 690,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹168 Cr 897,750
↑ 225,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹138 Cr 375,231 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN3% ₹136 Cr 1,725,000
↑ 725,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY3% ₹132 Cr 195,522 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5008203% ₹117 Cr 350,500
↑ 170,500 CESC Ltd (Utilities)
Equity, Since 30 Nov 23 | CESC3% ₹115 Cr 5,711,774
↓ -200,000 KEC International Ltd (Industrials)
Equity, Since 31 Mar 24 | 5327142% ₹106 Cr 1,023,531
↑ 90,325 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | MOTHERSON2% ₹106 Cr 5,026,315
↑ 526,315 2. JM Value Fund
CAGR/Annualized
return of 17.2% since its launch. Ranked 15 in Value
category. Return for 2023 was 47.7% , 2022 was 5.3% and 2021 was 36.3% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (31 Oct 24) ₹103.127 ↑ 0.31 (0.30 %) Net Assets (Cr) ₹1,085 on 30 Sep 24 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.47 Sharpe Ratio 2.54 Information Ratio 1.42 Alpha Ratio 8.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,288 31 Oct 21 ₹15,503 31 Oct 22 ₹15,675 31 Oct 23 ₹20,708 31 Oct 24 ₹30,759 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month -5.3% 3 Month -5.4% 6 Month 11.5% 1 Year 48.5% 3 Year 25.7% 5 Year 25.2% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 47.7% 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.12 Yr. Asit Bhandarkar 11 Dec 06 17.82 Yr. Chaitanya Choksi 1 Oct 24 0 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Value Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 21.2% Consumer Cyclical 19.39% Industrials 15.17% Health Care 11.77% Utility 7.83% Basic Materials 6.69% Technology 5.58% Energy 5.04% Consumer Defensive 3.43% Real Estate 3.18% Communication Services 0.6% Asset Allocation
Asset Class Value Cash 0.14% Equity 99.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK6% ₹68 Cr 390,605
↑ 195,000 NTPC Ltd (Utilities)
Equity, Since 30 Jun 22 | 5325553% ₹35 Cr 780,000
↑ 180,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Aug 24 | DRREDDY3% ₹32 Cr 48,000
↑ 23,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK3% ₹32 Cr 250,000
↑ 50,000 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 24 | HINDPETRO3% ₹30 Cr 690,000
↑ 125,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY3% ₹28 Cr 149,105 Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 29 Feb 24 | RBA2% ₹25 Cr 2,231,360 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Jun 24 | LICHSGFIN2% ₹24 Cr 361,050
↑ 68,500 State Bank of India (Financial Services)
Equity, Since 31 Dec 20 | SBIN2% ₹24 Cr 300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT2% ₹22 Cr 60,000
↑ 2,500 3. JM Tax Gain Fund
CAGR/Annualized
return of 10.1% since its launch. Ranked 18 in ELSS
category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (31 Oct 24) ₹49.5242 ↑ 0.15 (0.31 %) Net Assets (Cr) ₹187 on 30 Sep 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 2.88 Information Ratio 0.66 Alpha Ratio 8.38 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,702 31 Oct 21 ₹15,817 31 Oct 22 ₹15,662 31 Oct 23 ₹17,953 31 Oct 24 ₹26,849 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month -5.5% 3 Month -2.6% 6 Month 13.1% 1 Year 49.5% 3 Year 19.3% 5 Year 21.8% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0 Yr. Asit Bhandarkar 31 Dec 21 2.75 Yr. Chaitanya Choksi 18 Jul 14 10.21 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Tax Gain Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 20.11% Industrials 19.67% Consumer Cyclical 13.61% Basic Materials 13.58% Technology 11.18% Consumer Defensive 8.27% Health Care 5.99% Communication Services 3.49% Utility 1.9% Real Estate 1.51% Asset Allocation
Asset Class Value Cash 0.69% Equity 99.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 58,131
↑ 20,500 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465
↑ 14,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK3% ₹6 Cr 50,975 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900
↑ 22,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433202% ₹4 Cr 150,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000
↑ 20,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL2% ₹4 Cr 23,200 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Jun 19 | 5002512% ₹4 Cr 5,096 4. JM Core 11 Fund
CAGR/Annualized
return of 4.4% since its launch. Ranked 18 in Large Cap
category. Return for 2023 was 32.9% , 2022 was 7.1% and 2021 was 16.3% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (31 Oct 24) ₹20.3515 ↓ -0.10 (-0.46 %) Net Assets (Cr) ₹177 on 30 Sep 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.45 Sharpe Ratio 2.49 Information Ratio 0.58 Alpha Ratio 3.93 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,395 31 Oct 21 ₹12,562 31 Oct 22 ₹12,762 31 Oct 23 ₹14,949 31 Oct 24 ₹21,223 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month -4.3% 3 Month -2.2% 6 Month 7.6% 1 Year 42% 3 Year 19.1% 5 Year 16.2% 10 Year 15 Year Since launch 4.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% 2014 51.3% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0 Yr. Asit Bhandarkar 25 Feb 09 15.61 Yr. Chaitanya Choksi 18 Jul 14 10.21 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Core 11 Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 24.81% Consumer Cyclical 22.42% Industrials 15.58% Technology 9.04% Basic Materials 8.85% Health Care 5.72% Consumer Defensive 4.09% Utility 2.75% Energy 2.68% Asset Allocation
Asset Class Value Cash 4.06% Equity 95.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK6% ₹11 Cr 66,000
↑ 66,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | ICICIBANK6% ₹11 Cr 83,000
↑ 35,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 21 | INFY5% ₹9 Cr 49,110
↑ 22,500 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | 5002514% ₹8 Cr 10,109 Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Jul 24 | NESTLEIND4% ₹7 Cr 27,000
↑ 7,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5433204% ₹7 Cr 260,000
↓ -60,000 Havells India Ltd (Industrials)
Equity, Since 30 Jun 24 | 5173544% ₹7 Cr 34,697
↑ 1,500 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | TITAN4% ₹7 Cr 18,000
↑ 18,000 Birlasoft Ltd (Technology)
Equity, Since 31 Jul 24 | BSOFT4% ₹7 Cr 113,500
↑ 22,500 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹7 Cr 14,000
↑ 1,300 5. JM Large Cap Fund
CAGR/Annualized
return of 9.8% since its launch. Ranked 73 in Large Cap
category. Return for 2023 was 29.6% , 2022 was 3.4% and 2021 was 23.2% . JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (31 Oct 24) ₹157.806 ↓ -0.69 (-0.44 %) Net Assets (Cr) ₹429 on 30 Sep 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 2.59 Information Ratio 0.6 Alpha Ratio 5.94 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,562 31 Oct 21 ₹14,723 31 Oct 22 ₹15,175 31 Oct 23 ₹16,851 31 Oct 24 ₹23,378 Returns for JM Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 31 Oct 24 Duration Returns 1 Month -5.7% 3 Month -5.9% 6 Month 6.1% 1 Year 38.7% 3 Year 16.7% 5 Year 18.5% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.6% 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% 2014 45.5% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.12 Yr. Asit Bhandarkar 5 Oct 17 6.99 Yr. Chaitanya Choksi 1 Oct 24 0 Yr. Ruchi Fozdar 4 Oct 24 0 Yr. Data below for JM Large Cap Fund as on 30 Sep 24
Equity Sector Allocation
Sector Value Financial Services 28.87% Consumer Cyclical 15.17% Basic Materials 14.88% Technology 10.3% Industrials 6.87% Utility 6.19% Consumer Defensive 5.89% Energy 4.59% Health Care 4.18% Communication Services 1.39% Asset Allocation
Asset Class Value Cash 1.67% Equity 98.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK9% ₹37 Cr 211,472
↑ 71,300 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK6% ₹28 Cr 216,087
↑ 79,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY5% ₹20 Cr 105,398
↑ 40,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 5325554% ₹16 Cr 353,200
↓ -27,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN3% ₹14 Cr 179,397
↑ 50,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5008203% ₹14 Cr 42,165
↓ -10,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC3% ₹14 Cr 270,000
↑ 130,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE3% ₹14 Cr 46,500
↑ 15,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | LT3% ₹13 Cr 35,807
↓ -10,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 30 Jun 24 | TITAN3% ₹13 Cr 33,700
↑ 2,700
कसे ते जाणून घेऊ इच्छितएसआयपी गुंतवणूक आपण विशिष्ट कालावधीसाठी विशिष्ट रक्कम मासिक गुंतवणूक केल्यास वाढेल? आम्ही एक उदाहरण देऊन आपले स्पष्टीकरण देऊ.
एसआयपी कॅल्क्युलेटर सहसा इनपुट घेतात जसे की एसआयपी गुंतवणूकीची रक्कम (ध्येय) एखाद्याने गुंतवणूकीची अपेक्षा केली तर किती वर्षांची गुंतवणूक अपेक्षित आहेमहागाई दर (एखाद्याने याचा हिसाब करणे आवश्यक आहे!) आणि अपेक्षित उत्पन्न. म्हणूनच, एखादे उद्दीष्ट साध्य करण्यासाठी आवश्यक एसआयपी परताव्याची मोजणी करता येते!
समजा, आपण 10 वर्षांसाठी 10,000 रुपये गुंतवले तर आपली एसआयपी गुंतवणूक कशी वाढेल ते पहा-
मासिक गुंतवणूक: 10,000 रुपये
गुंतवणूकीचा कालावधी: 10 वर्षे
एकूण रक्कम गुंतविली: INR 12,00,000
दीर्घकालीन वाढीचा दर (अंदाजे): 15%
अपेक्षेनुसार परतावासिप कॅल्क्युलेटर: INR 27,86,573
निव्वळ नफा: INR 15,86,573 (परिपूर्ण परतावा= 132.2%)
वरील गणिते दर्शविते की आपण 10 वर्षांसाठी दरमहा १०,००० रुपये गुंतवले तर (एकूण INR12,00,000
) आपण कमवालINR 27,86,573
, ज्याचा अर्थ आपण कमावलेला निव्वळ नफा आहेINR 15,86,573
. छान आहे ना!
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