Table of Contents
ਸਰਬੋਤਮ ਬਾਂਡ ਮਿਉਚੁਅਲ ਫੰਡ 2022
ਬਾਂਡਮਿਉਚੁਅਲ ਫੰਡ ਨਾਲੋਂ ਵੱਧ ਰਿਟਰਨ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈਬੈਂਕ ਖਾਤੇ ਅਤੇ ਕੁਦਰਤ ਵਿੱਚ ਬਹੁਤ ਜ਼ਿਆਦਾ ਤਰਲ ਹੁੰਦੇ ਹਨ, ਜਿਸਦਾ ਮਤਲਬ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਕਿਸੇ ਵੀ ਸਮੇਂ ਆਪਣੇ ਨਿਵੇਸ਼ ਨੂੰ ਰੀਡੀਮ ਕਰ ਸਕਦੇ ਹਨ। ਕੁਝ ਵਧੀਆ ਪ੍ਰਮੁੱਖਨਿਵੇਸ਼ ਦੇ ਲਾਭ ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਘੱਟ ਲਾਗਤ ਵਾਲੀ ਬਣਤਰ, ਮੁਕਾਬਲਤਨ ਵੱਧ ਰਿਟਰਨ, ਉੱਚ ਹਨਤਰਲਤਾ ਅਤੇ ਵਾਜਬ ਸੁਰੱਖਿਆ।
ਬਾਂਡ ਫੰਡ ਵੀ ਕਿਹਾ ਜਾਂਦਾ ਹੈਕਰਜ਼ਾ ਫੰਡ. ਇਹ ਇੱਕ ਕਿਸਮ ਦੀ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮ ਹੈ ਜੋ ਸਥਿਰ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੀ ਹੈਆਮਦਨ ਸਰਕਾਰੀ ਅਤੇ ਕਾਰਪੋਰੇਟ ਵਰਗੇ ਸਾਧਨਬਾਂਡ,ਪੈਸੇ ਦੀ ਮਾਰਕੀਟ ਯੰਤਰ, ਕਾਰਪੋਰੇਟ ਕਰਜ਼ਾ ਪ੍ਰਤੀਭੂਤੀਆਂ, ਆਦਿ, ਜੋ ਪੇਸ਼ਕਸ਼ ਕਰਦੇ ਹਨਪੂੰਜੀ ਪ੍ਰਸ਼ੰਸਾ ਬਾਂਡ ਫੰਡ ਔਸਤ ਜੋਖਮ-ਵਿਰੋਧੀ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਇੱਕ ਆਦਰਸ਼ ਨਿਵੇਸ਼ ਹਨ ਜੋ ਸਥਿਰ ਅਤੇ ਨਿਯਮਤ ਆਮਦਨ ਦੀ ਭਾਲ ਕਰ ਰਹੇ ਹਨ। ਇਹ ਫੰਡ ਘੱਟ ਅਸਥਿਰ ਹੁੰਦੇ ਹਨ ਅਤੇ ਇਸਲਈ ਘੱਟ ਜੋਖਮ ਵਾਲੇ ਹੁੰਦੇ ਹਨਇਕੁਇਟੀ ਫੰਡ. ਇਸ ਤੋਂ ਇਲਾਵਾ, ਬਾਂਡ ਫੰਡ ਬੈਂਕ ਲਈ ਇੱਕ ਬਿਹਤਰ ਵਿਕਲਪ ਹੋ ਸਕਦੇ ਹਨਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ.
ਸ਼੍ਰੇਣੀ ਦਰਜਾਬੰਦੀ ਦੇ ਅਨੁਸਾਰ ਹੇਠਾਂ ਦਿੱਤੇ ਸਭ ਤੋਂ ਵਧੀਆ ਬਾਂਡ ਫੰਡ ਹਨ ਜੋ ਤੁਹਾਡੀ ਪ੍ਰਾਪਤੀ ਵਿੱਚ ਤੁਹਾਡੀ ਮਦਦ ਕਰ ਸਕਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ ਅਤੇ ਬਿਹਤਰ ਰਿਟਰਨ ਕਮਾਉਣ ਵਿੱਚ ਤੁਹਾਡੀ ਮਦਦ ਕਰ ਸਕਦਾ ਹੈ।
ਬਾਂਡ ਅਤੇ ਬਾਂਡ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਅੰਤਰ
ਬਾਂਡ
ਉਹ ਇਕਾਈਆਂ ਦੁਆਰਾ ਜਾਰੀ ਕਰਜ਼ੇ ਦੀਆਂ ਜ਼ਿੰਮੇਵਾਰੀਆਂ ਹਨ, ਜਿਵੇਂ ਕਿ ਕਾਰਪੋਰੇਸ਼ਨਾਂ ਜਾਂ ਸਰਕਾਰਾਂ। ਇਸ ਲਈ, ਜਦੋਂ ਇੱਕਨਿਵੇਸ਼ਕ ਬਾਂਡ ਖਰੀਦ ਰਿਹਾ ਹੈ, ਉਹ ਇੱਕ ਪਰਿਭਾਸ਼ਿਤ ਕਾਰਜਕਾਲ ਲਈ ਇਕਾਈ ਨੂੰ ਪੈਸਾ ਉਧਾਰ ਦੇ ਰਿਹਾ ਹੈ। ਬਦਲੇ ਵਿੱਚ, ਤੁਹਾਨੂੰ ਕਾਰਜਕਾਲ ਦੇ ਅੰਤ ਤੱਕ ਵਿਆਜ ਮਿਲਦਾ ਹੈ।
ਬਾਂਡ ਫੰਡ
ਉਹ ਮਿਉਚੁਅਲ ਫੰਡ ਜਾਂ ਐਕਸਚੇਂਜ-ਟ੍ਰੇਡ ਫੰਡ ਹਨ (ਈ.ਟੀ.ਐੱਫ) ਜੋ ਇੱਕ ਪੋਰਟਫੋਲੀਓ ਬਾਂਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ। ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਇੱਕ ਖਾਸ ਕਿਸਮ ਦੇ ਬਾਂਡ ਹੁੰਦੇ ਹਨ, ਜਿਵੇਂ ਕਿ ਕਾਰਪੋਰੇਟ ਜਾਂ ਸਰਕਾਰ। ਉਹਨਾਂ ਨੂੰ ਪਰਿਪੱਕਤਾ ਦੁਆਰਾ ਹੋਰ ਪਰਿਭਾਸ਼ਿਤ ਕੀਤਾ ਗਿਆ ਹੈ, ਜਿਵੇਂ ਕਿ ਹੇਠਾਂ ਦਿੱਤਾ ਗਿਆ ਹੈ।
ਬਾਂਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਿਉਂ ਕਰੀਏ?
ਇਹਨਾਂ ਫੰਡਾਂ ਦੇ ਕੁਝ ਮਹੱਤਵਪੂਰਨ ਲਾਭ ਹਨ:
- ਬਾਂਡ ਫੰਡ ਨਿਯਮਤ ਆਮਦਨ ਕਮਾਉਣ ਲਈ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ। ਉਦਾਹਰਨ ਲਈ, ਲਾਭਅੰਸ਼ ਭੁਗਤਾਨ ਦੀ ਚੋਣ ਨਿਯਮਤ ਆਮਦਨ ਲਈ ਇੱਕ ਵਿਕਲਪ ਹੋ ਸਕਦਾ ਹੈ।
- ਛੋਟੇ ਵਿੱਤੀ ਟੀਚਿਆਂ ਦੀ ਯੋਜਨਾ ਬਣਾਉਣਾ ਇਹ ਇੱਕ ਵਧੀਆ ਵਿਕਲਪ ਹੈ। ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਵਿੱਚ, ਇਹ ਫੰਡ ਸੁਰੱਖਿਆ ਰਿਟਰਨ ਅਤੇ ਬਹੁਤ ਜ਼ਿਆਦਾ ਤਰਲ ਨੂੰ ਯਕੀਨੀ ਬਣਾਉਂਦੇ ਹਨ।
- ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ, ਤੁਸੀਂ ਕਿਸੇ ਵੀ ਸਮੇਂ ਆਪਣੇ ਨਿਵੇਸ਼ ਤੋਂ ਅੰਸ਼ਕ ਪੈਸਾ ਕਢਵਾਉਣ/ਰਿਡੀਮ ਕਰ ਸਕਦੇ ਹੋ ਅਤੇ ਬਾਕੀ ਬਚੇ ਪੈਸੇ ਨੂੰ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਸਕਦੇ ਹੋ।
- ਜਿਵੇਂ ਕਿ, ਬਾਂਡ ਫੰਡ ਮੁੱਖ ਤੌਰ 'ਤੇ ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ ਉਹ ਇਕੁਇਟੀ ਦੀ ਅਸਥਿਰਤਾ ਦੁਆਰਾ ਪ੍ਰਭਾਵਿਤ ਨਹੀਂ ਹੁੰਦੇ ਹਨਬਜ਼ਾਰ. ਇਸ ਲਈ, ਇਹ ਉਹਨਾਂ ਲਈ ਨਿਵੇਸ਼ ਦਾ ਇੱਕ ਅਨੁਕੂਲ ਤਰੀਕਾ ਹੈ ਜੋ ਜੋਖਮ ਤੋਂ ਬਚਦੇ ਹਨ।
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<1 ਸਾਲ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Savings Fund Growth ₹525.891
↑ 0.11 ₹15,098 2 3.8 7.8 6.5 7.2 7.78% 5M 19D 7M 24D Indiabulls Liquid Fund Growth ₹2,433.13
↑ 0.42 ₹516 1.7 3.5 7.4 6.2 6.8 7.12% 1M 29D 1M 16D PGIM India Insta Cash Fund Growth ₹327.585
↑ 0.06 ₹555 1.8 3.5 7.3 6.3 7 7.06% 1M 3D 1M 6D Principal Cash Management Fund Growth ₹2,220.58
↑ 0.37 ₹6,783 1.7 3.5 7.3 6.3 7 7.06% 1M 10D 1M 10D JM Liquid Fund Growth ₹68.707
↑ 0.01 ₹3,240 1.7 3.5 7.3 6.3 7 7.05% 1M 13D 1M 16D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 24
> 1 ਸਾਲ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity PGIM India Short Maturity Fund Growth ₹39.3202
↓ 0.00 ₹28 1.2 3.1 6.1 4.2 7.18% 1Y 7M 28D 1Y 11M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹37.1339
↑ 0.02 ₹1,968 3.4 6 10.5 13.8 6.9 7.73% 3Y 10M 6D 5Y 1M 10D Axis Strategic Bond Fund Growth ₹26.6934
↑ 0.02 ₹1,923 2 4.4 8.7 6.5 7.3 8.03% 3Y 8M 23D 5Y 6M 11D Nippon India Strategic Debt Fund Growth ₹14.783
↑ 0.01 ₹117 1.9 4.4 8.3 5.7 7 8% 3Y 8M 8D 5Y 1M 6D Nippon India Short Term Fund Growth ₹50.354
↑ 0.01 ₹7,665 1.9 4.2 8 5.9 6.8 7.57% 2Y 10M 2D 3Y 8M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23
> 3 ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Government Securities Fund Growth ₹78.4818
↑ 0.06 ₹2,304 1.2 4.2 9.4 5.9 7.1 6.92% 9Y 11D 18Y 10M 2D SBI Magnum Gilt Fund Growth ₹63.5864
↑ 0.06 ₹10,937 1.2 4.3 9.2 7 7.6 6.99% 9Y 3M 22D 22Y 6M 14D Nippon India Gilt Securities Fund Growth ₹36.7434
↑ 0.03 ₹2,094 1.2 4.2 9.1 5.8 6.7 7.04% 9Y 3M 14D 20Y 3M 11D UTI Gilt Fund Growth ₹60.4523
↑ 0.05 ₹663 1.3 4.3 9 6.1 6.7 6.87% 7Y 6M 22D 14Y 11M 12D Canara Robeco Gilt Fund Growth ₹72.9346
↑ 0.06 ₹121 1.1 4.1 9 5.8 6.5 7.02% 10Y 3M 16D 25Y 5M 17D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 24
ਸਰਬੋਤਮ 10-ਸਾਲ ਦੀ ਸਰਕਾਰ ਬਾਂਡ ਫੰਡ
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹60.6841
↑ 0.05 ₹1,818 1.5 4.7 9.2 5.8 7.5 6.97% 6Y 10M 28D 9Y 11M 8D IDFC Government Securities Fund - Constant Maturity Plan Growth ₹43.4545
↑ 0.04 ₹344 1.6 4.8 9.8 5.8 7.4 6.96% 6Y 8M 1D 9Y 5M 16D ICICI Prudential Constant Maturity Gilt Fund Growth ₹23.4124
↑ 0.02 ₹2,442 1.6 4.7 9.1 5.7 7.7 6.95% 6Y 9M 25D 9Y 6M 4D DSP BlackRock 10Y G-Sec Fund Growth ₹20.7656
↑ 0.02 ₹56 1.4 4.4 8.9 5.4 7.7 6.8% 6Y 11M 12D 9Y 8M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Dec 24
*ਹੇਠਾਂ ਬਾਂਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀ ਸੂਚੀ ਦਿੱਤੀ ਗਈ ਹੈ ਜਿਨ੍ਹਾਂ ਕੋਲ ਸ਼ੁੱਧ ਜਾਇਦਾਦ ਹੈ50 ਕਰੋੜ ਅਤੇ 3 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਸਮੇਂ ਲਈ ਸੰਪਤੀਆਂ ਦਾ ਪ੍ਰਬੰਧਨ ਕੀਤਾ ਹੋਇਆ ਹੈ। ਪਰਿਪੱਕਤਾ ਤੱਕ ਸਭ ਤੋਂ ਵੱਧ ਉਪਜ ਦੇ ਆਧਾਰ 'ਤੇ (ytm)
The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on (Erstwhile Axis Income Fund) To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments. Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a Below is the key information for Axis Strategic Bond Fund Returns up to 1 year are on (Erstwhile Reliance Classic Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while
maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and
capital appreciation. Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a Below is the key information for Nippon India Strategic Debt Fund Returns up to 1 year are on To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on 1. Kotak Medium Term Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% . Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (18 Dec 24) ₹21.697 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹1,845 on 31 Oct 24 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.58 Sharpe Ratio 2.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 8.18% Effective Maturity 5 Years 1 Month 6 Days Modified Duration 3 Years 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,796 30 Nov 21 ₹11,342 30 Nov 22 ₹11,665 30 Nov 23 ₹12,324 30 Nov 24 ₹13,507 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 4.5% 1 Year 9.2% 3 Year 6% 5 Year 6.4% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.1% 2022 3.2% 2021 4.7% 2020 8.5% 2019 7% 2018 5.4% 2017 6.6% 2016 10.9% 2015 9.3% 2014 Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 10.7 Yr. Sunit garg 1 Nov 22 2.08 Yr. Data below for Kotak Medium Term Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 2.4% Equity 5.68% Debt 90.25% Other 1.68% Debt Sector Allocation
Sector Value Corporate 60.44% Government 29.43% Cash Equivalent 2.77% Credit Quality
Rating Value A 7.25% AA 35.78% AAA 56.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹216 Cr 21,250,020
↓ -500,000 7.18% Govt Stock 2033
Sovereign Bonds | -10% ₹177 Cr 17,343,470 TATA Steel Limited
Debentures | -4% ₹75 Cr 750 Pipeline Infrastructure Private Limited
Debentures | -3% ₹64 Cr 6,280 PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)** SO
Unlisted bonds | -3% ₹60 Cr 600,000,000 Aditya Birla Renewables Limited
Debentures | -3% ₹60 Cr 6,000 Prestige Projects Private Limited 0.1175%
Debentures | -3% ₹60 Cr 6,000 Indostar Capital Finance Limited
Debentures | -3% ₹60 Cr 6,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | 5426023% ₹57 Cr 1,509,149
↑ 103,913 Century Textiles And Industries Limited
Debentures | -3% ₹55 Cr 5,500 2. ICICI Prudential Medium Term Bond Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 7% , 2022 was 4.2% and 2021 was 5.5% . ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (18 Dec 24) ₹42.682 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹5,917 on 31 Oct 24 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.4 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.13% Effective Maturity 4 Years 4 Months 24 Days Modified Duration 3 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,057 30 Nov 21 ₹11,694 30 Nov 22 ₹12,142 30 Nov 23 ₹12,949 30 Nov 24 ₹14,024 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 4.2% 1 Year 8% 3 Year 6.3% 5 Year 7.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.2% 2021 5.5% 2020 10.4% 2019 9.2% 2018 5.1% 2017 6.5% 2016 10.2% 2015 8.4% 2014 12.4% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.07 Yr. Akhil Kakkar 22 Jan 24 0.86 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 5.66% Equity 0.89% Debt 93.16% Other 0.28% Debt Sector Allocation
Sector Value Corporate 64.29% Government 28.8% Cash Equivalent 5.66% Securitized 0.08% Credit Quality
Rating Value AA 55.37% AAA 44.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -26% ₹1,515 Cr 149,073,350
↑ 2,500,000 Godrej Properties Limited
Debentures | -3% ₹151 Cr 15,000 Oberoi Realty Ltd.
Debentures | -3% ₹150 Cr 15,000 Pipeline Infrastructure Private Limited
Debentures | -2% ₹126 Cr 12,400 TVS Credit Services Limited
Debentures | -2% ₹111 Cr 110 Ess Kay Limited
Debentures | -2% ₹109 Cr 11,000 Torrent Power Limited
Debentures | -2% ₹106 Cr 10,500 Nirma Limited
Debentures | -2% ₹101 Cr 10,000 G R Infraprojects Ltd.
Debentures | -2% ₹100 Cr 10,000 Tata Projects Limited
Debentures | -2% ₹100 Cr 1,000 3. Axis Strategic Bond Fund
CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% . Axis Strategic Bond Fund
Growth Launch Date 28 Mar 12 NAV (18 Dec 24) ₹26.6934 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹1,923 on 15 Nov 24 Category Debt - Medium term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.06 Sharpe Ratio 2.41 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.03% Effective Maturity 5 Years 6 Months 11 Days Modified Duration 3 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,019 30 Nov 21 ₹11,642 30 Nov 22 ₹12,057 30 Nov 23 ₹12,870 30 Nov 24 ₹14,033 Returns for Axis Strategic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 4.4% 1 Year 8.7% 3 Year 6.5% 5 Year 7.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 3.8% 2021 5.2% 2020 10.5% 2019 7.1% 2018 6.7% 2017 7.5% 2016 11.6% 2015 6.8% 2014 15% Fund Manager information for Axis Strategic Bond Fund
Name Since Tenure Devang Shah 5 Nov 12 12.08 Yr. Sachin Jain 1 Feb 23 1.83 Yr. Akhil Thakker 1 Feb 23 1.83 Yr. Data below for Axis Strategic Bond Fund as on 15 Nov 24
Asset Allocation
Asset Class Value Cash 10.56% Debt 89.18% Other 0.26% Debt Sector Allocation
Sector Value Corporate 51.43% Government 37.75% Cash Equivalent 10.56% Credit Quality
Rating Value A 11.16% AA 39.45% AAA 49.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹113 Cr 11,100,000
↓ -1,000,000 India (Republic of) 6.92%
Sovereign Bonds | -5% ₹100 Cr 10,000,000
↑ 10,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹99 Cr 9,700,000 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹88 Cr 8,598,700
↓ -2,401,300 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹87 Cr 8,731,900
↓ -5,000,000 Nirma Limited
Debentures | -3% ₹61 Cr 6,000 7.18% Govt Stock 2037
Sovereign Bonds | -3% ₹57 Cr 5,600,000 Aadhar Housing Finance Ltd. 8.65%
Debentures | -3% ₹55 Cr 5,500 DLF Cyber City Developers Ltd. 8.4%
Debentures | -3% ₹55 Cr 5,500 Rajasthan (Government of ) 7.52%
- | -3% ₹52 Cr 5,000,000 4. Nippon India Strategic Debt Fund
CAGR/Annualized return of 3.8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% . Nippon India Strategic Debt Fund
Growth Launch Date 26 Jun 14 NAV (18 Dec 24) ₹14.783 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹117 on 31 Oct 24 Category Debt - Medium term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.92 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8% Effective Maturity 5 Years 1 Month 6 Days Modified Duration 3 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹7,607 30 Nov 21 ₹8,984 30 Nov 22 ₹9,162 30 Nov 23 ₹9,767 30 Nov 24 ₹10,593 Returns for Nippon India Strategic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.8% 3 Month 1.9% 6 Month 4.4% 1 Year 8.3% 3 Year 5.7% 5 Year 1.2% 10 Year 15 Year Since launch 3.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 2% 2021 17.4% 2020 -23.5% 2019 -3.4% 2018 4.7% 2017 6.9% 2016 11.1% 2015 9% 2014 Fund Manager information for Nippon India Strategic Debt Fund
Name Since Tenure Kinjal Desai 25 May 18 6.53 Yr. Sushil Budhia 1 Feb 20 4.84 Yr. Akshay Sharma 1 Dec 22 2 Yr. Data below for Nippon India Strategic Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 4.77% Debt 94.86% Other 0.37% Debt Sector Allocation
Sector Value Corporate 61.53% Government 33.33% Cash Equivalent 4.77% Credit Quality
Rating Value AA 51.8% AAA 48.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -17% ₹21 Cr 2,000,000 07.18 MH Sdl 2030
Sovereign Bonds | -9% ₹10 Cr 1,000,000 Summit Digitel Infrastructure Limited
Debentures | -7% ₹8 Cr 80 7.1% Govt Stock 2034
Sovereign Bonds | -4% ₹5 Cr 500,000 Shriram Housing Finance Limited 9.25%
Debentures | -4% ₹5 Cr 500 DLF Cyber City Developers Ltd. 8.4%
Debentures | -4% ₹5 Cr 500 Century Textiles And Industries Limited
Debentures | -4% ₹5 Cr 500 Godrej Industries Limited
Debentures | -4% ₹5 Cr 500 Godrej Properties Limited
Debentures | -4% ₹5 Cr 500 Aadhar Housing Finance Limited
Debentures | -4% ₹5 Cr 500 5. ICICI Prudential Short Term Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% . ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (18 Dec 24) ₹57.4543 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹19,922 on 31 Oct 24 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 2.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.76% Effective Maturity 3 Years 11 Months 26 Days Modified Duration 2 Years 3 Months 4 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹11,053 30 Nov 21 ₹11,525 30 Nov 22 ₹12,022 30 Nov 23 ₹12,872 30 Nov 24 ₹13,907 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 4% 1 Year 7.9% 3 Year 6.5% 5 Year 6.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% 2014 11.6% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.04 Yr. Nikhil Kabra 29 Dec 20 3.93 Yr. Data below for ICICI Prudential Short Term Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 12.84% Debt 86.92% Other 0.24% Debt Sector Allocation
Sector Value Corporate 54.52% Government 35.33% Cash Equivalent 9.9% Credit Quality
Rating Value AA 19.2% AAA 80.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹2,343 Cr 230,555,180
↓ -500,000 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹1,450 Cr 140,408,750
↓ -10,500,000 7.53% Govt Stock 2034
Sovereign Bonds | -4% ₹873 Cr 86,074,740
↓ -5,000,000 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹644 Cr 63,854,250 Small Industries Development Bank Of India
Debentures | -2% ₹370 Cr 37,000 SANSAR AUG 2024 VII TRUST
Unlisted bonds | -2% ₹353 Cr 3,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹350 Cr 35,000 Muthoot Finance Limited
Debentures | -2% ₹301 Cr 30,000 LIC Housing Finance Limited
Debentures | -2% ₹300 Cr 3,000 Small Industries Development Bank Of India
Debentures | -2% ₹300 Cr 3,000 6. HDFC Medium Term Debt Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 5% . HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (18 Dec 24) ₹53.8428 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹4,016 on 31 Oct 24 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.74% Effective Maturity 5 Years 7 Months 20 Days Modified Duration 3 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,968 30 Nov 21 ₹11,562 30 Nov 22 ₹11,862 30 Nov 23 ₹12,617 30 Nov 24 ₹13,676 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Dec 24 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 4.2% 1 Year 8.2% 3 Year 5.8% 5 Year 6.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% 2014 11.2% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.26 Yr. Dhruv Muchhal 22 Jun 23 1.45 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Oct 24
Asset Allocation
Asset Class Value Cash 4.49% Equity 0.67% Debt 94.57% Other 0.27% Debt Sector Allocation
Sector Value Corporate 55.15% Government 38.45% Cash Equivalent 4.49% Securitized 0.96% Credit Quality
Rating Value AA 37% AAA 61.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹307 Cr 30,047,700 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹190 Cr 18,500,000
↑ 2,500,000 6.54% Govt Stock 2032
Sovereign Bonds | -4% ₹147 Cr 15,000,000 Tata Steel Limited
Debentures | -4% ₹146 Cr 14,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹128 Cr 12,500,000 Small Business Fincredit India Private Limited
Debentures | -2% ₹100 Cr 10,000 Kalpataru Power Transmission Limited
Debentures | -2% ₹99 Cr 10,000 6.1% Govt Stock 2031
Sovereign Bonds | -2% ₹96 Cr 10,000,000 The Tata Power Company Limited
Debentures | -2% ₹77 Cr 725 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹76 Cr 7,500,000
ਬਾਂਡ ਫੰਡ ਟੈਕਸੇਸ਼ਨ
ਬਾਂਡ ਫੰਡਾਂ ਜਾਂ ਕਰਜ਼ਾ ਫੰਡਾਂ 'ਤੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਦੀ ਗਣਨਾ ਹੇਠ ਲਿਖੇ ਤਰੀਕੇ ਨਾਲ ਕੀਤੀ ਜਾਂਦੀ ਹੈ-
ਛੋਟੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇਕਰ ਕਿਸੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ ਹੈ, ਤਾਂ ਇਸਨੂੰ ਇੱਕ ਛੋਟੀ ਮਿਆਦ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਇਹਨਾਂ 'ਤੇ ਵਿਅਕਤੀਗਤ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ
ਜੇ ਕਰਜ਼ੇ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਹੋਲਡਿੰਗ ਮਿਆਦ 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ ਹੈ, ਤਾਂ ਇਸ ਨੂੰ ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਵਜੋਂ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ ਅਤੇ ਸੂਚਕਾਂਕ ਲਾਭ ਦੇ ਨਾਲ 20% 'ਤੇ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ।
| ਪੂੰਜੀ ਲਾਭ | ਨਿਵੇਸ਼ ਹੋਲਡਿੰਗ ਲਾਭ | ਟੈਕਸੇਸ਼ਨ |
|---|---|---|
| ਛੋਟੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਘੱਟ | ਵਿਅਕਤੀ ਦੇ ਟੈਕਸ ਸਲੈਬ ਦੇ ਅਨੁਸਾਰ |
| ਲੰਬੀ ਮਿਆਦ ਦੇ ਪੂੰਜੀ ਲਾਭ | 36 ਮਹੀਨਿਆਂ ਤੋਂ ਵੱਧ | ਸੂਚਕਾਂਕ ਲਾਭਾਂ ਦੇ ਨਾਲ 20% |
ਬਾਂਡ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
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ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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