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ਸਿੱਧੇ ਫੰਡ ਤੁਹਾਡੇ ਲਈ ਕਿਉਂ ਹਨ?
ਡੈਬਟ ਫੰਡ ਨਿਵੇਸ਼ ਨੂੰ ਸਮਝਣਾ
- ਪਰਿਪੱਕਤਾ ਦੇ ਅਨੁਸਾਰ ਡੈਬਟ ਫੰਡਾਂ ਦੀਆਂ ਕਿਸਮਾਂ
ਬੈਸਟ ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ ਡਾਇਰੈਕਟ ਪਲਾਨ
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ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡਾਂ ਵਿਚ ਸਰਬੋਤਮ ਯੋਜਨਾਵਾਂ

Updated on October 10, 2024 , 803 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੋ ਯੋਜਨਾਵਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ- ਨਿਯਮਤ ਅਤੇ ਸਿੱਧੀ. ਹਾਲਾਂਕਿ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਕਈ ਸਾਲਾਂ ਤੋਂ ਵਿਕਲਪ ਵਿਚ ਹਨ, ਪਹਿਲੀ ਸਿੱਧੀ ਯੋਜਨਾ ਸਾਲ 2013 ਵਿਚ ਪੇਸ਼ ਕੀਤੀ ਗਈ ਸੀ. ਪਰ, ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਇਸ ਦੀਆਂ ਵਿਲੱਖਣ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ ਅਤੇ ਲਾਭਾਂ ਕਾਰਨ ਨਵੇਂ ਨਿਵੇਸ਼ਕਾਂ ਵਿਚ ਇਕ ਵੱਡੀ ਪ੍ਰਸਿੱਧੀ ਪ੍ਰਾਪਤ ਕਰ ਰਹੀਆਂ ਹਨ. ਹਾਲਾਂਕਿ, ਇਸ ਵੇਲੇ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਸਿਰਫ ਇੱਕ ਸੀਮਤ ਪਲੇਟਫਾਰਮ ਦੁਆਰਾ ਉਪਲਬਧ ਹਨ, ਪਰ ਇਸਦੀ ਮੰਗ ਨੂੰ ਵੇਖਦੇ ਹੋਏ, ਬਹੁਤ ਸਾਰੇ ਚੈਨਲ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਪੇਸ਼ ਕਰ ਰਹੇ ਹਨ. ਨਿਵੇਸ਼ਕ ਜੋ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨਡੈਬਟ ਫੰਡ ਸਿੱਧੇ ਯੋਜਨਾਵਾਂ ਦੀ ਚੋਣ ਕਰਕੇ, ਇੱਥੇ ਕੁਝ ਝਲਕ ਹਨ ਸਿੱਧੇ ਫੰਡ ਕੀ ਹਨ, ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਦੀ ਸੰਖੇਪ ਸਮਝ ਦੇ ਨਾਲ ਨਾਲ ਕੁਝ ਵਧੀਆ ਸਿੱਧੇ ਪੈਨ ਕਰਜ਼ੇ ਦੇ ਫੰਡ.

ਸਿੱਧੇ ਫੰਡ ਤੁਹਾਡੇ ਲਈ ਕਿਉਂ ਹਨ?

ਨਿਯਮਤ ਫੰਡਾਂ ਦੇ ਉਲਟ, ਸਿੱਧੇ ਫੰਡ ਸੀਮਿਤ ਚੈਨਲਾਂ ਦੁਆਰਾ ਉਪਲਬਧ ਹੁੰਦੇ ਹਨ ਜਿਵੇਂ ਕਿ ਇੱਕ ਮਿਉਚੁਅਲ ਫੰਡ ਕੰਪਨੀ, ਆਰਟੀਏ ਜਿਵੇਂ ਕਿ ਕਰਵੀ /ਕੈਮਜ਼, ਸੀਮਤ ਤੀਜੀ ਧਿਰ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਦੇ ਵਿਚਕਾਰਲੇ, ਅਤੇ ਫੰਡ ਹਾ houseਸ ਦੇ ਅਧਿਕਾਰਤ ਸਥਾਨਕ ਨੁਮਾਇੰਦੇ. ਉਹ ਨਿਵੇਸ਼ਕ ਜੋ ਸੁਤੰਤਰ ਤੌਰ 'ਤੇ ਕਿਸੇ ਸਲਾਹਕਾਰ ਜਾਂ ਵਿਚੋਲੇ ਦੀ ਸਹਾਇਤਾ ਤੋਂ ਬਿਨਾਂ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਨਿਵੇਸ਼ ਅਤੇ ਟਰੈਕ ਕਰ ਸਕਦੇ ਹਨ ਫੰਡ ਹਾ houseਸ ਤੋਂ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ.

ਸਿੱਧੇ ਫੰਡਾਂ ਵਿੱਚ, ਇੱਥੇ ਨਿਯਮਤ ਫੰਡਾਂ ਲਈ ਕੋਈ ਖਰਚੇ ਨਹੀਂ ਹੁੰਦੇ. ਜਿਵੇਂ ਕਿ ਨਹੀਂਵਿਤਰਕ ਖਰਚੇ / ਟ੍ਰਾਂਜੈਕਸ਼ਨ ਚਾਰਜਰ, ਆਦਿ, ਸਿੱਧੀਆਂ ਯੋਜਨਾਵਾਂ ਦਾ ਖਰਚਾ ਅਨੁਪਾਤ ਘੱਟ ਹੁੰਦਾ ਹੈ. ਵਾਪਸੀ 'ਤੇ ਵੀ ਇਹ ਪ੍ਰਭਾਵ. ਕਿਉਂਕਿ ਸਿੱਧੇ ਮਿ mutualਚੁਅਲ ਫੰਡ ਦਾ ਖਰਚਾ ਅਨੁਪਾਤ ਘੱਟ ਹੁੰਦਾ ਹੈ, ਰਿਟਰਨ ਇਹ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਨਾਲੋਂ ਥੋੜ੍ਹੀ ਜਿਹੀ ਹੋ ਸਕਦੀ ਹੈ- ਲਗਭਗ 0.5 ਪ੍ਰਤੀਸ਼ਤ ਤੋਂ 1.5 ਪ੍ਰਤੀਸ਼ਤ ਵਧੇਰੇ. ਇਹ ਇਕ ਕਾਰਨ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਸਿੱਧੇ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰ ਰਹੇ ਹਨ.

ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਇਕਨਿਵੇਸ਼ਕ ਜਿਸ ਕੋਲ ਮਿ mutualਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ ਦਾ ਤਜ਼ਰਬਾ ਹੈ ਅਤੇ ਮਾਰਕੀਟ ਦੀਆਂ ਗਤੀਵਿਧੀਆਂ ਬਾਰੇ ਸਹੀ ਗਿਆਨ ਹੈ ਨੂੰ ਸਿੱਧੀਆਂ ਯੋਜਨਾਵਾਂ ਨੂੰ ਤਰਜੀਹ ਦੇਣੀ ਚਾਹੀਦੀ ਹੈ. ਨਵੇਂ ਨਿਵੇਸ਼ਕ ਜਿਨ੍ਹਾਂ ਬਾਰੇ ਯਕੀਨ ਨਹੀਂ ਹੈਜੋਖਮ ਭੁੱਖ ਅਤੇ ਮਾਰਕੀਟ ਨੂੰ ਆਦਰਸ਼ਕ ਤੌਰ ਤੇ ਤਰਜੀਹ ਦੇਣੀ ਚਾਹੀਦੀ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਨਾਲ.

ਡੈਬਟ ਫੰਡ ਨਿਵੇਸ਼ ਨੂੰ ਸਮਝਣਾ

ਡੈਬਟ ਫੰਡ ਇਕ ਕਿਸਮ ਦੇ ਮਿ mutualਚੁਅਲ ਫੰਡ ਹੁੰਦੇ ਹਨ ਜੋ ਮੁੱਖ ਤੌਰ 'ਤੇ ਨਿਸ਼ਚਤ ਆਮਦਨੀ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਾਂਡ, ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ, ਖਜ਼ਾਨੇ ਦੇ ਬਿੱਲ, ਆਦਿ. ਜੇ ਅਸੀਂ ਕਰਜ਼ਾ ਫੰਡਾਂ ਦੇ ਵਰਗੀਕਰਣ 'ਤੇ ਨਜ਼ਰ ਮਾਰਦੇ ਹਾਂ, ਤਾਂ ਉਹਨਾਂ ਨੂੰ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੇ ਅਨੁਸਾਰ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ- ਛੋਟੀ, ਮੱਧ ਅਤੇ ਲੰਮੀ ਮਿਆਦ ਦੀ ਮਿਆਦ. ਇਹ ਉਨ੍ਹਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਕਈ ਵਿਕਲਪ ਦਿੰਦਾ ਹੈ ਜੋ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ.

ਡੈਬਟ ਫੰਡ ਉਨ੍ਹਾਂ ਲਈ ਇਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ ਜੋ ਨਿਵੇਸ਼ਾਂ ਵਿਚ ਜ਼ਿਆਦਾ ਜੋਖਮ ਨਹੀਂ ਲੈਣਾ ਚਾਹੁੰਦੇ ਜਾਂ ਇਕ ਜੋ ਬਚਣਾ ਚਾਹੁੰਦੇ ਹਨਨਿਵੇਸ਼ ਬਹੁਤ ਅਸਥਿਰ ਵਿੱਚਇਕਵਿਟੀ ਫੰਡ. ਇਹ ਫੰਡ ਨਿਯਮਤ ਅਤੇ ਸਥਿਰ ਆਮਦਨ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ, ਹਾਲਾਂਕਿ, ਇਕੁਇਟੀ ਫੰਡਾਂ ਦੇ ਮੁਕਾਬਲੇ ਰਿਟਰਨ ਘੱਟ ਹੁੰਦੇ ਹਨ.

ਪਰਿਪੱਕਤਾ ਦੇ ਅਨੁਸਾਰ ਡੈਬਟ ਫੰਡਾਂ ਦੀਆਂ ਕਿਸਮਾਂ

ਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਡੈਬਟ ਫੰਡ- ਰਾਤੋ ਰਾਤ ਫੰਡ,ਤਰਲ ਫੰਡ, ਅਲਟਰਾਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਫੰਡ, ਘੱਟ ਅਵਧੀ ਫੰਡ
ਦਰਮਿਆਨੀ ਮਿਆਦ ਦੇ ਡੈਬਟ ਫੰਡ- ਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਫੰਡ, ਮੱਧਮ ਅਵਧੀ ਫੰਡ, ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੇ ਅਵਧੀ ਲਈ ਫੰਡ
ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਦੇ ਫੰਡ- ਲੰਬੇ ਅਰਸੇ ਲਈ ਫੰਡ
ਬਾਂਡ ਓਰੀਐਂਡਡ ਫੰਡ-ਗਤੀਸ਼ੀਲ ਬਾਂਡ ਫੰਡ, ਕਾਰਪੋਰੇਟ ਬਾਂਡ ਫੰਡ

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ਬੈਸਟ ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ ਡਾਇਰੈਕਟ ਪਲਾਨ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth	₹40.9747 ↓ -0.03	₹1,877	3.1	5.9	11.5	6.7	7.2	7.6
Reliance Gilt Securities Fund - Direct Growth	₹40.8643 ↓ -0.03	₹1,877	3.1	5.9	11.5	6.7	7.2	7.6
UTI Gilt Advantage Fund- LTP - Direct Growth	₹61.874 ↓ -0.05	₹655	2.9	5.3	10.6	6.2	6.5	7
Reliance Dynamic Bond Fund - Direct Growth	₹37.6005 ↓ -0.03	₹4,597	3	5.2	9.9	6.3	6.7	7.1
Axis Corporate Debt Opportunities Fund - Direct Growth	₹16.9445 ↑ 0.00	₹5,770	2.6	4.6	9.1	6.6	7.5	7.5
UTI Short Term Income Fund - Direct Growth	₹31.8266 ↑ 0.02	₹2,987	2.5	4.4	9	6.6	8.2	7.6
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth	₹48.0324 ↑ 0.04	₹15,146	2.3	4.5	8.7	6.7	7	7.9
Franklin India Banking And PSU Debt Fund - Direct Growth	₹22.1024 ↑ 0.00	₹594	2.3	4.2	8.3	6.1	6.6	7.2
Franklin India Income Builder Account - Plan A - Direct Growth	₹100.254 ↑ 0.03	₹800	2.4	4.4	8.3	6.1	6.8	7.1
UTI Treasury Advantage Fund - Direct Growth	₹3,409.8 ↑ 1.63	₹2,677	2.1	3.9	7.8	6.3	7.2	7.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Oct 24

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.5% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct Normal Growth, Growth
Launch Date	23 Jul 13
NAV (11 Oct 24)	₹40.9747 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹1,877 on 31 Aug 24
Category	Debt - Government Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.64
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	7.06%
Effective Maturity	18 Years 7 Months 28 Days
Modified Duration	8 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹11,147
30 Sep 21	₹11,732
30 Sep 22	₹11,924
30 Sep 23	₹12,794
30 Sep 24	₹14,232

Reliance Gilt Securities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.9%
3 Month	3.1%
6 Month	5.9%
1 Year	11.5%
3 Year	6.7%
5 Year	7.2%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	3%
2021	2.8%
2020	12.3%
2019	13.4%
2018	9.1%
2017	4.6%
2016	19%
2015	7.5%
2014	20.1%

Fund Manager information for Reliance Gilt Securities Fund - Direct

Name	Since	Tenure
Pranay Sinha	31 Mar 21	3.42 Yr.
Kinjal Desai	31 Oct 21	2.84 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	3.74%
Debt	96.26%

Debt Sector Allocation

Sector	Value
Government	96.26%
Cash Equivalent	3.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	17%	₹310 Cr	30,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	12%	₹225 Cr	21,965,200
7.3% Govt Stock 2053 Sovereign Bonds \| -	12%	₹218 Cr	21,000,000 ↑ 2,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	9%	₹167 Cr	16,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹144 Cr	14,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹132 Cr	13,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹129 Cr	12,565,600
7.23% Govt Stock 2039 Sovereign Bonds \| -	7%	₹123 Cr	12,000,000 ↑ 10,000,000
07.03 Goi 2054 Sovereign Bonds \| -	4%	₹76 Cr	7,500,000
6.67% Govt Stock 2035 Sovereign Bonds \| -	2%	₹39 Cr	4,000,000

2. Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.3% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹40.8643 ↓ -0.03 (-0.08 %)
Net Assets (Cr)	₹1,877 on 31 Aug 24
Category	Debt - Government Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.64
Sharpe Ratio	1.04
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	7.06%
Effective Maturity	18 Years 7 Months 28 Days
Modified Duration	8 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹11,147
30 Sep 21	₹11,732
30 Sep 22	₹11,924
30 Sep 23	₹12,794
30 Sep 24	₹14,232

Reliance Gilt Securities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.9%
3 Month	3.1%
6 Month	5.9%
1 Year	11.5%
3 Year	6.7%
5 Year	7.2%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	3%
2021	2.8%
2020	12.3%
2019	13.4%
2018	9.1%
2017	4.6%
2016	18.3%
2015	7.5%
2014	20.1%

Fund Manager information for Reliance Gilt Securities Fund - Direct

Name	Since	Tenure
Pranay Sinha	31 Mar 21	3.42 Yr.
Kinjal Desai	31 Oct 21	2.84 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	3.74%
Debt	96.26%

Debt Sector Allocation

Sector	Value
Government	96.26%
Cash Equivalent	3.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	17%	₹310 Cr	30,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	12%	₹225 Cr	21,965,200
7.3% Govt Stock 2053 Sovereign Bonds \| -	12%	₹218 Cr	21,000,000 ↑ 2,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	9%	₹167 Cr	16,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹144 Cr	14,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹132 Cr	13,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹129 Cr	12,565,600
7.23% Govt Stock 2039 Sovereign Bonds \| -	7%	₹123 Cr	12,000,000 ↑ 10,000,000
07.03 Goi 2054 Sovereign Bonds \| -	4%	₹76 Cr	7,500,000
6.67% Govt Stock 2035 Sovereign Bonds \| -	2%	₹39 Cr	4,000,000

3. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Return for 2023 was 7% , 2022 was 3.2% and 2021 was 2.6% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹61.874 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹655 on 15 Sep 24
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.66
Sharpe Ratio	0.78
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7%
Effective Maturity	9 Years 2 Months 8 Days
Modified Duration	6 Years 4 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,955
30 Sep 21	₹11,484
30 Sep 22	₹11,668
30 Sep 23	₹12,498
30 Sep 24	₹13,756

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.7%
3 Month	2.9%
6 Month	5.3%
1 Year	10.6%
3 Year	6.2%
5 Year	6.5%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	3.2%
2021	2.6%
2020	10.6%
2019	12.1%
2018	6.6%
2017	4.5%
2016	15.8%
2015	6.4%
2014	20%

Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.75 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 15 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.98%
Debt	97.02%

Debt Sector Allocation

Sector	Value
Government	97.02%
Cash Equivalent	2.98%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	28%	₹184 Cr	1,800,000,000 ↓ -500,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	17%	₹111 Cr	1,100,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹102 Cr	1,000,000,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	12%	₹77 Cr	750,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	9%	₹55 Cr	550,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000 ↑ 300,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹21 Cr	200,000,000 ↑ 200,000,000
Net Current Assets Net Current Assets \| -	3%	₹17 Cr
Clearing Corporation Of India Ltd. Std Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

4. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.1% , 2022 was 2.8% and 2021 was 3.2% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹37.6005 ↓ -0.03 (-0.07 %)
Net Assets (Cr)	₹4,597 on 31 Aug 24
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.31
Sharpe Ratio	0.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.23%
Effective Maturity	5 Years 9 Months 4 Days
Modified Duration	4 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,892
30 Sep 21	₹11,589
30 Sep 22	₹11,772
30 Sep 23	₹12,682
30 Sep 24	₹13,864

Reliance Dynamic Bond Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	3%
6 Month	5.2%
1 Year	9.9%
3 Year	6.3%
5 Year	6.7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	2.8%
2021	3.2%
2020	11.9%
2019	9.2%
2018	5.5%
2017	3.8%
2016	14.7%
2015	6.4%
2014	16%

Fund Manager information for Reliance Dynamic Bond Fund - Direct

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.19 Yr.
Pranay Sinha	31 Mar 21	3.42 Yr.
Kinjal Desai	25 May 18	6.28 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	2.82%
Debt	96.93%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	96.93%
Cash Equivalent	2.82%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹303 Cr	29,400,000
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹230 Cr	23,078,300
06.60 Tn SDL 2030 Sovereign Bonds \| -	5%	₹224 Cr	22,939,300
07.78 MH Sgs 2030 Sovereign Bonds \| -	4%	₹197 Cr	19,100,200
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹193 Cr	19,000,000
07.02 Tn SDL 2030 Sovereign Bonds \| -	4%	₹174 Cr	17,500,000
07.70 MH Sgs 2030 Sovereign Bonds \| -	3%	₹139 Cr	13,500,000
07.76 MH Sgs 2030 Sovereign Bonds \| -	3%	₹129 Cr	12,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	2%	₹114 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	2%	₹110 Cr	11,200,000

5. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Return for 2023 was 7.5% , 2022 was 4.4% and 2021 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct Growth
Launch Date	13 Jul 17
NAV (11 Oct 24)	₹16.9445 ↑ 0.00 (0.03 %)
Net Assets (Cr)	₹5,770 on 31 Aug 24
Category	Debt - Corporate Bond
AMC	Axis Asset Management Company Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.27
Sharpe Ratio	1.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.48%
Effective Maturity	4 Years 11 Months 16 Days
Modified Duration	3 Years 8 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹11,213
30 Sep 21	₹11,921
30 Sep 22	₹12,335
30 Sep 23	₹13,254
30 Sep 24	₹14,415

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.9%
3 Month	2.6%
6 Month	4.6%
1 Year	9.1%
3 Year	6.6%
5 Year	7.5%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	4.4%
2021	4.4%
2020	12.4%
2019	6.9%
2018	8.8%
2017
2016
2015
2014

Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct

Name	Since	Tenure
Devang Shah	13 Jul 17	7.14 Yr.
Hardik Shah	31 Jan 22	2.59 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	2.99%
Debt	96.77%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	56.15%
Government	40.62%
Cash Equivalent	2.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹632 Cr	62,000,000 ↑ 11,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹189 Cr	18,500,000 ↑ 4,500,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	3%	₹157 Cr	16,000,000 ↓ -3,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹150 Cr	15,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹142 Cr	13,864,500 ↓ -6,000,000
Summit Digitel Infrastructure Limited Debentures \| -	2%	₹137 Cr	1,400
7.26% Govt Stock 2033 Sovereign Bonds \| -	2%	₹133 Cr	13,000,000
Power Finance Corp Ltd. 7.6% Debentures \| -	2%	₹126 Cr	12,500
Kohima Mariani Transmission Limited Debentures \| -	2%	₹118 Cr	11,800
8.34% Govt Stock 2033 Sovereign Bonds \| -	2%	₹108 Cr	10,500,000

6. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Return for 2023 was 7.6% , 2022 was 4.4% and 2021 was 9% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹31.8266 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹2,987 on 31 Aug 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.33
Sharpe Ratio	1.57
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.74%
Effective Maturity	3 Years 3 Months 7 Days
Modified Duration	2 Years 6 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹11,087
30 Sep 21	₹12,246
30 Sep 22	₹12,700
30 Sep 23	₹13,640
30 Sep 24	₹14,818

UTI Short Term Income Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.9%
3 Month	2.5%
6 Month	4.4%
1 Year	9%
3 Year	6.6%
5 Year	8.2%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	4.4%
2021	9%
2020	11%
2019	-3.5%
2018	6.6%
2017	6.6%
2016	10.6%
2015	8.9%
2014	11.4%

Fund Manager information for UTI Short Term Income Fund - Direct

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	11.86 Yr.

Data below for UTI Short Term Income Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	5.08%
Debt	94.69%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	70.17%
Government	24.52%
Cash Equivalent	5.08%

Credit Quality

Rating	Value
AA	5.88%
AAA	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.04% Govt Stock 2029 Sovereign Bonds \| -	8%	₹237 Cr	2,350,000,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹226 Cr	22,500
National Housing Bank Debentures \| -	7%	₹211 Cr	21,000
Small Industries Development Bank of India Debentures \| -	7%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	6%	₹176 Cr	1,750
Power Finance Corp Ltd. Debentures \| -	6%	₹175 Cr	17,500
7.37% Govt Stock 2028 Sovereign Bonds \| -	6%	₹168 Cr	1,650,000,000 ↓ -500,000,000
Union Bank of India Domestic Bonds \| -	5%	₹144 Cr	1,500,000,000 ↓ -500,000,000
Bajaj Finance Limited Debentures \| -	3%	₹100 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹100 Cr	1,000

7. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.9% , 2022 was 4.8% and 2021 was 4.4% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹48.0324 ↑ 0.04 (0.09 %)
Net Assets (Cr)	₹15,146 on 15 Sep 24
Category	Debt - Floating Rate
AMC	HDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.25
Sharpe Ratio	2.19
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	NIL
Yield to Maturity	7.84%
Effective Maturity	4 Years 2 Months 8 Days
Modified Duration	1 Year 3 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,893
30 Sep 21	₹11,567
30 Sep 22	₹12,024
30 Sep 23	₹12,964
30 Sep 24	₹14,030

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4.5%
1 Year	8.7%
3 Year	6.7%
5 Year	7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	4.8%
2021	4.4%
2020	9.4%
2019	8.7%
2018	7.4%
2017	7%
2016	9.1%
2015	8.9%
2014	9.5%

Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Name	Since	Tenure
Shobhit Mehrotra	23 Oct 07	16.87 Yr.
Dhruv Muchhal	22 Jun 23	1.2 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 15 Sep 24

Asset Allocation

Asset Class	Value
Cash	8.09%
Debt	91.64%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	47.13%
Government	45.23%
Cash Equivalent	7.13%
Securitized	0.24%

Credit Quality

Rating	Value
AA	13.83%
AAA	86.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8% Govt Stock 2034 Sovereign Bonds \| -	15%	₹2,250 Cr	222,500,000
8.34% Govt Stock 2033 Sovereign Bonds \| -	8%	₹1,258 Cr	122,141,200
7.72% Govt Stock 2028 Sovereign Bonds \| -	5%	₹729 Cr	72,500,000
7.98% Govt Stock 2031 Sovereign Bonds \| -	4%	₹637 Cr	62,500,000
HDFC Bank Limited Debentures \| -	3%	₹400 Cr	4,000
Aadhar Housing Finance Limited Debentures \| -	2%	₹350 Cr	35,000 ↑ 35,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹349 Cr	35,000
Small Industries Development Bank Of India Debentures \| -	2%	₹304 Cr	30,500
Power Finance Corporation Ltd. Debentures \| -	2%	₹301 Cr	30,000
Tmf Holdings Limited Debentures \| -	2%	₹300 Cr	3,000

8. Franklin India Banking And PSU Debt Fund - Direct

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.2% , 2022 was 3.6% and 2021 was 4% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

Franklin India Banking And PSU Debt Fund - Direct Growth
Launch Date	25 Apr 14
NAV (11 Oct 24)	₹22.1024 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹594 on 31 Aug 24
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.19
Sharpe Ratio	1.16
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	NIL
Yield to Maturity	7.5%
Effective Maturity	3 Years 3 Months 22 Days
Modified Duration	2 Years 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,963
30 Sep 21	₹11,587
30 Sep 22	₹11,900
30 Sep 23	₹12,754
30 Sep 24	₹13,778

Franklin India Banking And PSU Debt Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Banking And PSU Debt Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4.2%
1 Year	8.3%
3 Year	6.1%
5 Year	6.6%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.6%
2021	4%
2020	9.5%
2019	11.6%
2018	7.3%
2017	6.8%
2016	10.2%
2015	7.9%
2014

Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct

Name	Since	Tenure
Anuj Tagra	7 Mar 24	0.49 Yr.
Chandni Gupta	7 Mar 24	0.49 Yr.
Sandeep Manam	18 Oct 21	2.87 Yr.

Data below for Franklin India Banking And PSU Debt Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	9.16%
Debt	85.21%
Other	0.31%

Debt Sector Allocation

Sector	Value
Corporate	58.2%
Government	32.33%
Cash Equivalent	9.16%

Credit Quality

Rating	Value
AA	5.83%
AAA	94.17%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	9%	₹51 Cr	5,000
8% Govt Stock 2034 Sovereign Bonds \| -	6%	₹36 Cr	3,500,000 ↓ -1,000,000
Ongc Petro Additions Limited 8.29% - \| -	5%	₹32 Cr	3,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹31 Cr	3,000,000 ↓ -1,500,000
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹27 Cr	250
Small Industries Development Bank Of India Debentures \| -	4%	₹26 Cr	2,500
Bajaj Finance Limited Debentures \| -	4%	₹26 Cr	2,500
State Bank Of India Debentures \| -	4%	₹26 Cr	250
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹26 Cr	2,500
Power Finance Corporation Ltd. Debentures \| -	4%	₹26 Cr	2,500

9. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Return for 2023 was 7.1% , 2022 was 3.7% and 2021 was 4.3% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹100.254 ↑ 0.03 (0.03 %)
Net Assets (Cr)	₹800 on 31 Aug 24
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.24
Sharpe Ratio	1.21
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.68%
Effective Maturity	3 Years 1 Month 10 Days
Modified Duration	1 Year 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,953
30 Sep 21	₹11,664
30 Sep 22	₹12,000
30 Sep 23	₹12,846
30 Sep 24	₹13,875

Franklin India Income Builder Account - Plan A - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.9%
3 Month	2.4%
6 Month	4.4%
1 Year	8.3%
3 Year	6.1%
5 Year	6.8%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.7%
2021	4.3%
2020	9.7%
2019	9.8%
2018	8.1%
2017	8.3%
2016	9.7%
2015	9.3%
2014	13.7%

Fund Manager information for Franklin India Income Builder Account - Plan A - Direct

Name	Since	Tenure
Rahul Goswami	6 Oct 23	0.91 Yr.
Anuj Tagra	7 Mar 24	0.49 Yr.
Chandni Gupta	7 Mar 24	0.49 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	9.11%
Debt	88.66%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	70.67%
Government	19.97%
Cash Equivalent	9.11%

Credit Quality

Rating	Value
AA	5.69%
AAA	94.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8% Govt Stock 2034 Sovereign Bonds \| -	7%	₹57 Cr	5,500,000 ↓ -2,000,000
ICICI Home Finance Company Limited Debentures \| -	7%	₹52 Cr	5,000
Pipeline Infrastructure Ltd. 7.96% Debentures \| -	6%	₹51 Cr	5,000
National Housing Bank Debentures \| -	6%	₹51 Cr	5,000
Summit Digitel Infrastructure Limited Debentures \| -	6%	₹50 Cr	5,000
Sikka Ports & Terminals Limited Debentures \| -	6%	₹50 Cr	500
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹31 Cr	3,000
Small Industries Development Bank Of India Debentures \| -	3%	₹27 Cr	2,500
Mahindra & Mahindra Financial Services Ltd. 8.25% Debentures \| -	3%	₹26 Cr	2,500
Bajaj Finance Limited Debentures \| -	3%	₹26 Cr	2,500

10. UTI Treasury Advantage Fund - Direct

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund - Direct is a Debt - Low Duration fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Return for 2023 was 7.2% , 2022 was 4.6% and 2021 was 9.1% .

Below is the key information for UTI Treasury Advantage Fund - Direct

UTI Treasury Advantage Fund - Direct Growth
Launch Date	1 Jan 13
NAV (11 Oct 24)	₹3,409.8 ↑ 1.63 (0.05 %)
Net Assets (Cr)	₹2,677 on 31 Aug 24
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.34
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.97%
Effective Maturity	17 Years 6 Months 4 Days
Modified Duration	9 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,797
30 Sep 21	₹11,803
30 Sep 22	₹12,289
30 Sep 23	₹13,163
30 Sep 24	₹14,175

UTI Treasury Advantage Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Oct 24

Duration	Returns
1 Month	0.7%
3 Month	2.1%
6 Month	3.9%
1 Year	7.8%
3 Year	6.3%
5 Year	7.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	4.6%
2021	9.1%
2020	7.4%
2019	-4.1%
2018	7.5%
2017	7.2%
2016	9.1%
2015	8.9%
2014	9.5%

Fund Manager information for UTI Treasury Advantage Fund - Direct

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.75 Yr.

Data below for UTI Treasury Advantage Fund - Direct as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	39.49%
Debt	60.19%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	52.86%
Cash Equivalent	24.23%
Government	22.59%

Credit Quality

Rating	Value
AA	3.79%
AAA	96.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹100 Cr	10,000
Kotak Mahindra Bank Ltd. Debentures \| -	4%	₹97 Cr	1,000,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	3%	₹91 Cr	900,000,000
08.05 GJ Sdl 2025 Sovereign Bonds \| -	3%	₹75 Cr	750,000,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹75 Cr	7,500
Nirma Limited Debentures \| -	3%	₹75 Cr	7,500 ↑ 2,500
Small Industries Development Bank Of India Debentures \| -	3%	₹75 Cr	7,500
ICICI Bank Ltd. Debentures \| -	3%	₹73 Cr	750,000,000
Canara Bank Domestic Bonds \| -	3%	₹72 Cr	750,000,000
Fullerton India Credit Company Ltd Debentures \| -	2%	₹65 Cr	6,500

Disclaimer:
ਇੱਥੇ ਪ੍ਰਦਾਨ ਕੀਤੀ ਜਾਣਕਾਰੀ ਨੂੰ ਸਹੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ. ਹਾਲਾਂਕਿ, ਅੰਕੜਿਆਂ ਦੀ ਸ਼ੁੱਧਤਾ ਦੇ ਸੰਬੰਧ ਵਿੱਚ ਕੋਈ ਗਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਜਾਂਦੀ. ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਯੋਜਨਾ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਜਾਂਚ ਕਰੋ.