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ਸਿੱਧੇ ਫੰਡ ਤੁਹਾਡੇ ਲਈ ਕਿਉਂ ਹਨ?
ਡੈਬਟ ਫੰਡ ਨਿਵੇਸ਼ ਨੂੰ ਸਮਝਣਾ
- ਪਰਿਪੱਕਤਾ ਦੇ ਅਨੁਸਾਰ ਡੈਬਟ ਫੰਡਾਂ ਦੀਆਂ ਕਿਸਮਾਂ
ਬੈਸਟ ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ ਡਾਇਰੈਕਟ ਪਲਾਨ
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ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡਾਂ ਵਿਚ ਸਰਬੋਤਮ ਯੋਜਨਾਵਾਂ

Updated on November 15, 2024 , 830 views

ਮਿਉਚੁਅਲ ਫੰਡ ਦੋ ਯੋਜਨਾਵਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦਾ ਹੈ- ਨਿਯਮਤ ਅਤੇ ਸਿੱਧੀ. ਹਾਲਾਂਕਿ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਕਈ ਸਾਲਾਂ ਤੋਂ ਵਿਕਲਪ ਵਿਚ ਹਨ, ਪਹਿਲੀ ਸਿੱਧੀ ਯੋਜਨਾ ਸਾਲ 2013 ਵਿਚ ਪੇਸ਼ ਕੀਤੀ ਗਈ ਸੀ. ਪਰ, ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਇਸ ਦੀਆਂ ਵਿਲੱਖਣ ਵਿਸ਼ੇਸ਼ਤਾਵਾਂ ਅਤੇ ਲਾਭਾਂ ਕਾਰਨ ਨਵੇਂ ਨਿਵੇਸ਼ਕਾਂ ਵਿਚ ਇਕ ਵੱਡੀ ਪ੍ਰਸਿੱਧੀ ਪ੍ਰਾਪਤ ਕਰ ਰਹੀਆਂ ਹਨ. ਹਾਲਾਂਕਿ, ਇਸ ਵੇਲੇ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਸਿਰਫ ਇੱਕ ਸੀਮਤ ਪਲੇਟਫਾਰਮ ਦੁਆਰਾ ਉਪਲਬਧ ਹਨ, ਪਰ ਇਸਦੀ ਮੰਗ ਨੂੰ ਵੇਖਦੇ ਹੋਏ, ਬਹੁਤ ਸਾਰੇ ਚੈਨਲ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਪੇਸ਼ ਕਰ ਰਹੇ ਹਨ. ਨਿਵੇਸ਼ਕ ਜੋ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨਡੈਬਟ ਫੰਡ ਸਿੱਧੇ ਯੋਜਨਾਵਾਂ ਦੀ ਚੋਣ ਕਰਕੇ, ਇੱਥੇ ਕੁਝ ਝਲਕ ਹਨ ਸਿੱਧੇ ਫੰਡ ਕੀ ਹਨ, ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਦੀ ਸੰਖੇਪ ਸਮਝ ਦੇ ਨਾਲ ਨਾਲ ਕੁਝ ਵਧੀਆ ਸਿੱਧੇ ਪੈਨ ਕਰਜ਼ੇ ਦੇ ਫੰਡ.

ਸਿੱਧੇ ਫੰਡ ਤੁਹਾਡੇ ਲਈ ਕਿਉਂ ਹਨ?

ਨਿਯਮਤ ਫੰਡਾਂ ਦੇ ਉਲਟ, ਸਿੱਧੇ ਫੰਡ ਸੀਮਿਤ ਚੈਨਲਾਂ ਦੁਆਰਾ ਉਪਲਬਧ ਹੁੰਦੇ ਹਨ ਜਿਵੇਂ ਕਿ ਇੱਕ ਮਿਉਚੁਅਲ ਫੰਡ ਕੰਪਨੀ, ਆਰਟੀਏ ਜਿਵੇਂ ਕਿ ਕਰਵੀ /ਕੈਮਜ਼, ਸੀਮਤ ਤੀਜੀ ਧਿਰ ਦੀਆਂ ਪ੍ਰਤੀਭੂਤੀਆਂ ਦੇ ਵਿਚਕਾਰਲੇ, ਅਤੇ ਫੰਡ ਹਾ houseਸ ਦੇ ਅਧਿਕਾਰਤ ਸਥਾਨਕ ਨੁਮਾਇੰਦੇ. ਉਹ ਨਿਵੇਸ਼ਕ ਜੋ ਸੁਤੰਤਰ ਤੌਰ 'ਤੇ ਕਿਸੇ ਸਲਾਹਕਾਰ ਜਾਂ ਵਿਚੋਲੇ ਦੀ ਸਹਾਇਤਾ ਤੋਂ ਬਿਨਾਂ ਆਪਣੇ ਨਿਵੇਸ਼ਾਂ ਨੂੰ ਨਿਵੇਸ਼ ਅਤੇ ਟਰੈਕ ਕਰ ਸਕਦੇ ਹਨ ਫੰਡ ਹਾ houseਸ ਤੋਂ ਸਿੱਧੀ ਯੋਜਨਾਵਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹਨ.

ਸਿੱਧੇ ਫੰਡਾਂ ਵਿੱਚ, ਇੱਥੇ ਨਿਯਮਤ ਫੰਡਾਂ ਲਈ ਕੋਈ ਖਰਚੇ ਨਹੀਂ ਹੁੰਦੇ. ਜਿਵੇਂ ਕਿ ਨਹੀਂਵਿਤਰਕ ਖਰਚੇ / ਟ੍ਰਾਂਜੈਕਸ਼ਨ ਚਾਰਜਰ, ਆਦਿ, ਸਿੱਧੀਆਂ ਯੋਜਨਾਵਾਂ ਦਾ ਖਰਚਾ ਅਨੁਪਾਤ ਘੱਟ ਹੁੰਦਾ ਹੈ. ਵਾਪਸੀ 'ਤੇ ਵੀ ਇਹ ਪ੍ਰਭਾਵ. ਕਿਉਂਕਿ ਸਿੱਧੇ ਮਿ mutualਚੁਅਲ ਫੰਡ ਦਾ ਖਰਚਾ ਅਨੁਪਾਤ ਘੱਟ ਹੁੰਦਾ ਹੈ, ਰਿਟਰਨ ਇਹ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਨਾਲੋਂ ਥੋੜ੍ਹੀ ਜਿਹੀ ਹੋ ਸਕਦੀ ਹੈ- ਲਗਭਗ 0.5 ਪ੍ਰਤੀਸ਼ਤ ਤੋਂ 1.5 ਪ੍ਰਤੀਸ਼ਤ ਵਧੇਰੇ. ਇਹ ਇਕ ਕਾਰਨ ਹੈ ਕਿ ਨਿਵੇਸ਼ਕ ਸਿੱਧੇ ਫੰਡਾਂ ਦੀ ਚੋਣ ਕਰ ਰਹੇ ਹਨ.

ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ, ਇਕਨਿਵੇਸ਼ਕ ਜਿਸ ਕੋਲ ਮਿ mutualਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ ਦਾ ਤਜ਼ਰਬਾ ਹੈ ਅਤੇ ਮਾਰਕੀਟ ਦੀਆਂ ਗਤੀਵਿਧੀਆਂ ਬਾਰੇ ਸਹੀ ਗਿਆਨ ਹੈ ਨੂੰ ਸਿੱਧੀਆਂ ਯੋਜਨਾਵਾਂ ਨੂੰ ਤਰਜੀਹ ਦੇਣੀ ਚਾਹੀਦੀ ਹੈ. ਨਵੇਂ ਨਿਵੇਸ਼ਕ ਜਿਨ੍ਹਾਂ ਬਾਰੇ ਯਕੀਨ ਨਹੀਂ ਹੈਜੋਖਮ ਭੁੱਖ ਅਤੇ ਮਾਰਕੀਟ ਨੂੰ ਆਦਰਸ਼ਕ ਤੌਰ ਤੇ ਤਰਜੀਹ ਦੇਣੀ ਚਾਹੀਦੀ ਹੈਮਿਉਚੁਅਲ ਫੰਡ ਨਿਯਮਤ ਯੋਜਨਾਵਾਂ ਨਾਲ.

ਡੈਬਟ ਫੰਡ ਨਿਵੇਸ਼ ਨੂੰ ਸਮਝਣਾ

ਡੈਬਟ ਫੰਡ ਇਕ ਕਿਸਮ ਦੇ ਮਿ mutualਚੁਅਲ ਫੰਡ ਹੁੰਦੇ ਹਨ ਜੋ ਮੁੱਖ ਤੌਰ 'ਤੇ ਨਿਸ਼ਚਤ ਆਮਦਨੀ ਪ੍ਰਤੀਭੂਤੀਆਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨਬਾਂਡ, ਸਰਕਾਰੀ ਪ੍ਰਤੀਭੂਤੀਆਂ, ਖਜ਼ਾਨੇ ਦੇ ਬਿੱਲ, ਆਦਿ. ਜੇ ਅਸੀਂ ਕਰਜ਼ਾ ਫੰਡਾਂ ਦੇ ਵਰਗੀਕਰਣ 'ਤੇ ਨਜ਼ਰ ਮਾਰਦੇ ਹਾਂ, ਤਾਂ ਉਹਨਾਂ ਨੂੰ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੇ ਅਨੁਸਾਰ ਸ਼੍ਰੇਣੀਬੱਧ ਕੀਤਾ ਜਾਂਦਾ ਹੈ- ਛੋਟੀ, ਮੱਧ ਅਤੇ ਲੰਮੀ ਮਿਆਦ ਦੀ ਮਿਆਦ. ਇਹ ਉਨ੍ਹਾਂ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਕਈ ਵਿਕਲਪ ਦਿੰਦਾ ਹੈ ਜੋ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ.

ਡੈਬਟ ਫੰਡ ਉਨ੍ਹਾਂ ਲਈ ਇਕ ਵਧੀਆ ਵਿਕਲਪ ਹਨ ਜੋ ਨਿਵੇਸ਼ਾਂ ਵਿਚ ਜ਼ਿਆਦਾ ਜੋਖਮ ਨਹੀਂ ਲੈਣਾ ਚਾਹੁੰਦੇ ਜਾਂ ਇਕ ਜੋ ਬਚਣਾ ਚਾਹੁੰਦੇ ਹਨਨਿਵੇਸ਼ ਬਹੁਤ ਅਸਥਿਰ ਵਿੱਚਇਕਵਿਟੀ ਫੰਡ. ਇਹ ਫੰਡ ਨਿਯਮਤ ਅਤੇ ਸਥਿਰ ਆਮਦਨ ਪ੍ਰਦਾਨ ਕਰਦੇ ਹਨ, ਹਾਲਾਂਕਿ, ਇਕੁਇਟੀ ਫੰਡਾਂ ਦੇ ਮੁਕਾਬਲੇ ਰਿਟਰਨ ਘੱਟ ਹੁੰਦੇ ਹਨ.

ਪਰਿਪੱਕਤਾ ਦੇ ਅਨੁਸਾਰ ਡੈਬਟ ਫੰਡਾਂ ਦੀਆਂ ਕਿਸਮਾਂ

ਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਡੈਬਟ ਫੰਡ- ਰਾਤੋ ਰਾਤ ਫੰਡ,ਤਰਲ ਫੰਡ, ਅਲਟਰਾਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਫੰਡ, ਘੱਟ ਅਵਧੀ ਫੰਡ
ਦਰਮਿਆਨੀ ਮਿਆਦ ਦੇ ਡੈਬਟ ਫੰਡ- ਥੋੜ੍ਹੇ ਸਮੇਂ ਦੇ ਫੰਡ, ਮੱਧਮ ਅਵਧੀ ਫੰਡ, ਦਰਮਿਆਨੀ ਤੋਂ ਲੰਬੇ ਅਵਧੀ ਲਈ ਫੰਡ
ਲੰਬੀ ਮਿਆਦ ਦੇ ਕਰਜ਼ੇ ਦੇ ਫੰਡ- ਲੰਬੇ ਅਰਸੇ ਲਈ ਫੰਡ
ਬਾਂਡ ਓਰੀਐਂਡਡ ਫੰਡ-ਗਤੀਸ਼ੀਲ ਬਾਂਡ ਫੰਡ, ਕਾਰਪੋਰੇਟ ਬਾਂਡ ਫੰਡ

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ਬੈਸਟ ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ ਡਾਇਰੈਕਟ ਪਲਾਨ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Reliance Gilt Securities Fund - Direct Normal Growth, Growth	₹40.9091 ↓ -0.10	₹1,986	1.6	4.9	10.4	6.4	7	7.6
Reliance Gilt Securities Fund - Direct Growth	₹40.7988 ↓ -0.10	₹1,986	1.6	4.9	10.4	6.4	7	7.6
Reliance Dynamic Bond Fund - Direct Growth	₹37.7576 ↑ 0.00	₹4,372	2.1	5	9.9	6.3	6.7	7.1
UTI Gilt Advantage Fund- LTP - Direct Growth	₹61.7298 ↓ -0.19	₹663	1.3	4.3	9.5	6	6.3	7
Axis Corporate Debt Opportunities Fund - Direct Growth	₹17.0245 ↓ 0.00	₹6,098	2	4.6	8.8	6.7	7.4	7.5
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth	₹48.3832 ↑ 0.01	₹14,839	2.1	4.5	8.7	6.9	7	7.9
UTI Short Term Income Fund - Direct Growth	₹31.9702 ↑ 0.00	₹2,830	2.1	4.2	8.6	6.6	8	7.6
Franklin India Income Builder Account - Plan A - Direct Growth	₹100.963 ↑ 0.01	₹785	2.2	4.5	8.3	6.2	6.6	7.1
Franklin India Banking And PSU Debt Fund - Direct Growth	₹22.2282 ↑ 0.00	₹583	2	4.2	8.2	6.1	6.4	7.2
UTI Money Market Fund - Direct Growth	₹2,972.05 ↑ 0.61	₹13,635	1.9	3.8	7.8	6.6	6	7.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Nov 24

1. Reliance Gilt Securities Fund - Direct

The primary investment objective of the scheme is to generate optimal credit risk-free returns by investing in a portfolio of securities issued and guaranteed by the Central Government and State Government.

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 23 Jul 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.4% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct Normal Growth, Growth
Launch Date	23 Jul 13
NAV (14 Nov 24)	₹40.9091 ↓ -0.10 (-0.25 %)
Net Assets (Cr)	₹1,986 on 30 Sep 24
Category	Debt - Government Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.64
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	6.95%
Effective Maturity	19 Years 7 Months 6 Days
Modified Duration	9 Years 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,209
31 Oct 21	₹11,607
31 Oct 22	₹11,829
31 Oct 23	₹12,643
31 Oct 24	₹14,062

Reliance Gilt Securities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	-0.3%
3 Month	1.6%
6 Month	4.9%
1 Year	10.4%
3 Year	6.4%
5 Year	7%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	3%
2021	2.8%
2020	12.3%
2019	13.4%
2018	9.1%
2017	4.6%
2016	19%
2015	7.5%
2014	20.1%

Fund Manager information for Reliance Gilt Securities Fund - Direct

Name	Since	Tenure
Pranay Sinha	31 Mar 21	3.59 Yr.
Kinjal Desai	31 Oct 21	3 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	1.9%
Debt	98.1%

Debt Sector Allocation

Sector	Value
Government	98.1%
Cash Equivalent	1.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹346 Cr	34,000,000 ↓ -2,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	13%	₹282 Cr	27,000,000 ↑ 3,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	11%	₹239 Cr	23,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	8%	₹177 Cr	17,500,000 ↑ 9,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹168 Cr	16,500,000 ↑ 3,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹165 Cr	16,500,000 ↑ 9,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹145 Cr	14,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	6%	₹134 Cr	13,065,600 ↑ 500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹133 Cr	12,965,200 ↓ -5,000,000
6.8% Govt Stock 2060 Sovereign Bonds \| -	3%	₹58 Cr	6,000,000

2. Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.2% since its launch. Return for 2023 was 7.6% , 2022 was 3% and 2021 was 2.8% .

Below is the key information for Reliance Gilt Securities Fund - Direct

Reliance Gilt Securities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹40.7988 ↓ -0.10 (-0.25 %)
Net Assets (Cr)	₹1,986 on 30 Sep 24
Category	Debt - Government Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.64
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-15 Days (0.25%),15 Days and above(NIL)
Yield to Maturity	6.95%
Effective Maturity	19 Years 7 Months 6 Days
Modified Duration	9 Years 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,209
31 Oct 21	₹11,607
31 Oct 22	₹11,829
31 Oct 23	₹12,642
31 Oct 24	₹14,062

Reliance Gilt Securities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Reliance Gilt Securities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	-0.3%
3 Month	1.6%
6 Month	4.9%
1 Year	10.4%
3 Year	6.4%
5 Year	7%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	3%
2021	2.8%
2020	12.3%
2019	13.4%
2018	9.1%
2017	4.6%
2016	18.3%
2015	7.5%
2014	20.1%

Fund Manager information for Reliance Gilt Securities Fund - Direct

Name	Since	Tenure
Pranay Sinha	31 Mar 21	3.59 Yr.
Kinjal Desai	31 Oct 21	3 Yr.

Data below for Reliance Gilt Securities Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	1.9%
Debt	98.1%

Debt Sector Allocation

Sector	Value
Government	98.1%
Cash Equivalent	1.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹346 Cr	34,000,000 ↓ -2,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	13%	₹282 Cr	27,000,000 ↑ 3,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	11%	₹239 Cr	23,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	8%	₹177 Cr	17,500,000 ↑ 9,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹168 Cr	16,500,000 ↑ 3,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹165 Cr	16,500,000 ↑ 9,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹145 Cr	14,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	6%	₹134 Cr	13,065,600 ↑ 500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	6%	₹133 Cr	12,965,200 ↓ -5,000,000
6.8% Govt Stock 2060 Sovereign Bonds \| -	3%	₹58 Cr	6,000,000

3. Reliance Dynamic Bond Fund - Direct

The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments.

Reliance Dynamic Bond Fund - Direct is a Debt - Dynamic Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.1% , 2022 was 2.8% and 2021 was 3.2% .

Below is the key information for Reliance Dynamic Bond Fund - Direct

Reliance Dynamic Bond Fund - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹37.7576 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹4,372 on 30 Sep 24
Category	Debt - Dynamic Bond
AMC	Nippon Life Asset Management Ltd.
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.31
Sharpe Ratio	1.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.14%
Effective Maturity	5 Years 8 Months 8 Days
Modified Duration	4 Years 6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,131
31 Oct 21	₹11,457
31 Oct 22	₹11,637
31 Oct 23	₹12,501
31 Oct 24	₹13,790

Reliance Dynamic Bond Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Reliance Dynamic Bond Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	5%
1 Year	9.9%
3 Year	6.3%
5 Year	6.7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	2.8%
2021	3.2%
2020	11.9%
2019	9.2%
2018	5.5%
2017	3.8%
2016	14.7%
2015	6.4%
2014	16%

Fund Manager information for Reliance Dynamic Bond Fund - Direct

Name	Since	Tenure
Vivek Sharma	25 Jun 20	4.35 Yr.
Pranay Sinha	31 Mar 21	3.59 Yr.
Kinjal Desai	25 May 18	6.44 Yr.

Data below for Reliance Dynamic Bond Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.37%
Debt	97.36%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	97.36%
Cash Equivalent	2.37%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.83 MH Sdl 2030 Sovereign Bonds \| -	7%	₹304 Cr	29,400,000
07.04 Tn SDL 2030 Sovereign Bonds \| -	5%	₹230 Cr	23,078,300
07.78 MH Sgs 2030 Sovereign Bonds \| -	4%	₹197 Cr	19,100,200
7.17% Govt Stock 2030 Sovereign Bonds \| -	4%	₹183 Cr	18,000,000
07.02 Tn SDL 2030 Sovereign Bonds \| -	4%	₹175 Cr	17,500,000
07.70 MH Sgs 2030 Sovereign Bonds \| -	3%	₹139 Cr	13,500,000
07.76 MH Sgs 2030 Sovereign Bonds \| -	3%	₹129 Cr	12,500,000
07.86 MH Sdl 2030 Sovereign Bonds \| -	3%	₹114 Cr	11,000,000
06.65 GJ Sdl 2030 Sovereign Bonds \| -	2%	₹110 Cr	11,200,000
07.60 MH Sdl 2030 Sovereign Bonds \| -	2%	₹107 Cr	10,500,000

4. UTI Gilt Advantage Fund- LTP - Direct

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Advantage Fund- LTP - Direct is a Debt - Government Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch. Return for 2023 was 7% , 2022 was 3.2% and 2021 was 2.6% .

Below is the key information for UTI Gilt Advantage Fund- LTP - Direct

UTI Gilt Advantage Fund- LTP - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹61.7298 ↓ -0.19 (-0.30 %)
Net Assets (Cr)	₹663 on 15 Oct 24
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.66
Sharpe Ratio	1.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	14 Years 11 Months 12 Days
Modified Duration	7 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,039
31 Oct 21	₹11,385
31 Oct 22	₹11,615
31 Oct 23	₹12,341
31 Oct 24	₹13,612

UTI Gilt Advantage Fund- LTP - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Advantage Fund- LTP - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	-0.4%
3 Month	1.3%
6 Month	4.3%
1 Year	9.5%
3 Year	6%
5 Year	6.3%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	3.2%
2021	2.6%
2020	10.6%
2019	12.1%
2018	6.6%
2017	4.5%
2016	15.8%
2015	6.4%
2014	20%

Fund Manager information for UTI Gilt Advantage Fund- LTP - Direct

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	2.92 Yr.

Data below for UTI Gilt Advantage Fund- LTP - Direct as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.83%
Debt	96.17%

Debt Sector Allocation

Sector	Value
Government	96.17%
Cash Equivalent	3.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	22%	₹148 Cr	1,450,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹120 Cr	1,150,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	16%	₹103 Cr	1,000,000,000 ↑ 1,000,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	12%	₹82 Cr	800,000,000 ↓ -1,000,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	8%	₹56 Cr	550,000,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	8%	₹51 Cr	500,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000
Net Current Assets Net Current Assets \| -	4%	₹23 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹2 Cr	00

5. Axis Corporate Debt Opportunities Fund - Direct

The Scheme seeks to provide steady income and capital appreciation by investing in corporate debt. There is no assurance or guarantee that the objectives of the Scheme will be realized.

Axis Corporate Debt Opportunities Fund - Direct is a Debt - Corporate Bond fund was launched on 13 Jul 17. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Return for 2023 was 7.5% , 2022 was 4.4% and 2021 was 4.4% .

Below is the key information for Axis Corporate Debt Opportunities Fund - Direct

Axis Corporate Debt Opportunities Fund - Direct Growth
Launch Date	13 Jul 17
NAV (14 Nov 24)	₹17.0245 ↓ 0.00 (-0.02 %)
Net Assets (Cr)	₹6,098 on 30 Sep 24
Category	Debt - Corporate Bond
AMC	Axis Asset Management Company Limited
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.27
Sharpe Ratio	1.97
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.41%
Effective Maturity	5 Years 18 Days
Modified Duration	3 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,215
31 Oct 21	₹11,764
31 Oct 22	₹12,213
31 Oct 23	₹13,107
31 Oct 24	₹14,281

Axis Corporate Debt Opportunities Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Corporate Debt Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	2%
6 Month	4.6%
1 Year	8.8%
3 Year	6.7%
5 Year	7.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	4.4%
2021	4.4%
2020	12.4%
2019	6.9%
2018	8.8%
2017
2016
2015
2014

Fund Manager information for Axis Corporate Debt Opportunities Fund - Direct

Name	Since	Tenure
Devang Shah	13 Jul 17	7.31 Yr.
Hardik Shah	31 Jan 22	2.75 Yr.

Data below for Axis Corporate Debt Opportunities Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	3.93%
Debt	95.84%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	56.45%
Government	39.39%
Cash Equivalent	3.93%

Credit Quality

Rating	Value
AA	1.58%
AAA	98.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	7%	₹420 Cr	41,016,700 ↑ 32,500,000
07.18 Goi 14082033 Sovereign Bonds \| -	5%	₹333 Cr	32,500,000 ↓ -34,500,000
07.18 Goi 24072037 Sovereign Bonds \| -	3%	₹180 Cr	17,500,000
Power Finance Corp Ltd. 7.6% Debentures \| -	3%	₹162 Cr	16,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹159 Cr	15,500,000
Small Industries Development Bank Of India Debentures \| -	2%	₹151 Cr	15,000
Summit Digitel Infrastructure Limited Debentures \| -	2%	₹138 Cr	1,400
Mahindra & Mahindra Financial Services Ltd Debentures \| -	2%	₹136 Cr	13,500 ↑ 13,500
07.32 Goi 2030 Sovereign Bonds \| -	2%	₹132 Cr	12,864,500 ↑ 6,500,000
Kohima Mariani Transmission Limited Debentures \| -	2%	₹118 Cr	11,800

6. HDFC Floating Rate Income Fund - Short Term Plan - Direct

The investment objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of floating & fixed rate debt & money market instruments swapped for floating rate returns and fixed rate debt securities and money market instruments.

HDFC Floating Rate Income Fund - Short Term Plan - Direct is a Debt - Floating Rate fund was launched on 1 Jan 13. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.9% , 2022 was 4.8% and 2021 was 4.4% .

Below is the key information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹48.3832 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹14,839 on 30 Sep 24
Category	Debt - Floating Rate
AMC	HDFC Asset Management Company Limited
Rating	Not Rated
Risk	Moderately Low
Expense Ratio	0.25
Sharpe Ratio	2.09
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	NIL
Yield to Maturity	7.85%
Effective Maturity	4 Years 4 Months 20 Days
Modified Duration	1 Year 4 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,908
31 Oct 21	₹11,500
31 Oct 22	₹11,979
31 Oct 23	₹12,907
31 Oct 24	₹14,018

HDFC Floating Rate Income Fund - Short Term Plan - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Purchase not allowed

Returns for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2.1%
6 Month	4.5%
1 Year	8.7%
3 Year	6.9%
5 Year	7%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	4.8%
2021	4.4%
2020	9.4%
2019	8.7%
2018	7.4%
2017	7%
2016	9.1%
2015	8.9%
2014	9.5%

Fund Manager information for HDFC Floating Rate Income Fund - Short Term Plan - Direct

Name	Since	Tenure
Shobhit Mehrotra	23 Oct 07	17.04 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Floating Rate Income Fund - Short Term Plan - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	8.92%
Debt	90.81%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	46.15%
Government	44.66%
Cash Equivalent	8.92%

Credit Quality

Rating	Value
AA	15.79%
AAA	84.21%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.53% Govt Stock 2034 Sovereign Bonds \| -	15%	₹2,255 Cr	223,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	9%	₹1,278 Cr	124,141,200
7.98% Govt Stock 2031 Sovereign Bonds \| -	4%	₹662 Cr	65,000,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	4%	₹629 Cr	62,500,000
Aadhar Housing Finance Limited Debentures \| -	2%	₹352 Cr	35,000
Small Industries Development Bank Of India Debentures \| -	2%	₹304 Cr	30,500
Power Finance Corporation Ltd. Debentures \| -	2%	₹301 Cr	30,000
Tmf Holdings Limited Debentures \| -	2%	₹300 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹251 Cr	25,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹250 Cr	25,000

7. UTI Short Term Income Fund - Direct

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund - Direct is a Debt - Short term Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Return for 2023 was 7.6% , 2022 was 4.4% and 2021 was 9% .

Below is the key information for UTI Short Term Income Fund - Direct

UTI Short Term Income Fund - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹31.9702 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹2,830 on 15 Oct 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.33
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	3 Years 5 Months 23 Days
Modified Duration	2 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,074
31 Oct 21	₹12,151
31 Oct 22	₹12,598
31 Oct 23	₹13,522
31 Oct 24	₹14,710

UTI Short Term Income Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Short Term Income Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.4%
3 Month	2.1%
6 Month	4.2%
1 Year	8.6%
3 Year	6.6%
5 Year	8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	4.4%
2021	9%
2020	11%
2019	-3.5%
2018	6.6%
2017	6.6%
2016	10.6%
2015	8.9%
2014	11.4%

Fund Manager information for UTI Short Term Income Fund - Direct

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.03 Yr.

Data below for UTI Short Term Income Fund - Direct as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	19.7%
Debt	80.05%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	67.07%
Cash Equivalent	19.7%
Government	12.97%

Credit Quality

Rating	Value
AA	10.36%
AAA	89.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
Small Industries Development Bank Of India Debentures \| -	8%	₹201 Cr	20,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	7%	₹177 Cr	1,750
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	4%	₹101 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹60 Cr	6,000
LIC Housing Finance Ltd Debentures \| -	2%	₹52 Cr	500

8. Franklin India Income Builder Account - Plan A - Direct

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Franklin India Income Builder Account - Plan A - Direct is a Debt - Corporate Bond fund was launched on 1 Jan 13. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Return for 2023 was 7.1% , 2022 was 3.7% and 2021 was 4.3% .

Below is the key information for Franklin India Income Builder Account - Plan A - Direct

Franklin India Income Builder Account - Plan A - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹100.963 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹785 on 30 Sep 24
Category	Debt - Corporate Bond
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.24
Sharpe Ratio	1.86
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity	7.56%
Effective Maturity	3 Years 4 Months 13 Days
Modified Duration	2 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,937
31 Oct 21	₹11,499
31 Oct 22	₹11,861
31 Oct 23	₹12,705
31 Oct 24	₹13,755

Franklin India Income Builder Account - Plan A - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Franklin India Income Builder Account - Plan A - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	4.5%
1 Year	8.3%
3 Year	6.2%
5 Year	6.6%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.7%
2021	4.3%
2020	9.7%
2019	9.8%
2018	8.1%
2017	8.3%
2016	9.7%
2015	9.3%
2014	13.7%

Fund Manager information for Franklin India Income Builder Account - Plan A - Direct

Name	Since	Tenure
Rahul Goswami	6 Oct 23	1.07 Yr.
Anuj Tagra	7 Mar 24	0.65 Yr.
Chandni Gupta	7 Mar 24	0.65 Yr.

Data below for Franklin India Income Builder Account - Plan A - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	13.36%
Debt	86.37%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	71.86%
Government	14.52%
Cash Equivalent	13.36%

Credit Quality

Rating	Value
AA	5.98%
AAA	94.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Home Finance Company Limited Debentures \| -	7%	₹53 Cr	5,000
Pipeline Infrastructure Private Limited Debentures \| -	7%	₹51 Cr	5,000
Sikka Ports And Terminals Limited Debentures \| -	7%	₹51 Cr	500
Summit Digitel Infrastructure Ltd Debentures \| -	7%	₹51 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	7%	₹49 Cr	9,000
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹37 Cr	3,500,000
Mahindra & Mahindra Financial Services Ltd. 8.25% Debentures \| -	4%	₹27 Cr	2,500
Bajaj Finance Limited Debentures \| -	4%	₹27 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹26 Cr	2,500
Bajaj Finance Ltd. 8.1167% Debentures \| -	3%	₹26 Cr	2,500

9. Franklin India Banking And PSU Debt Fund - Direct

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Franklin India Banking And PSU Debt Fund - Direct is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch. Return for 2023 was 7.2% , 2022 was 3.6% and 2021 was 4% .

Below is the key information for Franklin India Banking And PSU Debt Fund - Direct

Franklin India Banking And PSU Debt Fund - Direct Growth
Launch Date	25 Apr 14
NAV (14 Nov 24)	₹22.2282 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹583 on 30 Sep 24
Category	Debt - Banking & PSU Debt
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	0.19
Sharpe Ratio	1.78
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	NIL
Yield to Maturity	7.38%
Effective Maturity	3 Years 11 Months 12 Days
Modified Duration	2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,952
31 Oct 21	₹11,430
31 Oct 22	₹11,772
31 Oct 23	₹12,624
31 Oct 24	₹13,658

Franklin India Banking And PSU Debt Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for Franklin India Banking And PSU Debt Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4.2%
1 Year	8.2%
3 Year	6.1%
5 Year	6.4%
10 Year
15 Year
Since launch	7.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.6%
2021	4%
2020	9.5%
2019	11.6%
2018	7.3%
2017	6.8%
2016	10.2%
2015	7.9%
2014

Fund Manager information for Franklin India Banking And PSU Debt Fund - Direct

Name	Since	Tenure
Anuj Tagra	7 Mar 24	0.65 Yr.
Chandni Gupta	7 Mar 24	0.65 Yr.
Sandeep Manam	18 Oct 21	3.04 Yr.

Data below for Franklin India Banking And PSU Debt Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	5.88%
Debt	93.8%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	64.5%
Government	29.3%
Cash Equivalent	5.88%

Credit Quality

Rating	Value
AA	5.59%
AAA	94.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	9%	₹51 Cr	5,000
ICICI Bank Limited Debentures \| -	6%	₹35 Cr	350 ↑ 350
Rural Electrification Corporation Limited Debentures \| -	6%	₹33 Cr	6,000
Ongc Petro Additions Ltd. Debentures \| -	6%	₹32 Cr	3,000
Small Industries Development Bank Of India Debentures \| -	5%	₹27 Cr	2,500
Bajaj Finance Limited Debentures \| -	5%	₹27 Cr	2,500
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹26 Cr	2,500
Power Finance Corporation Ltd. Debentures \| -	5%	₹26 Cr	2,500
Power Finance Corporation Ltd. Debentures \| -	4%	₹26 Cr	2,500
HDFC Bank Limited Debentures \| -	4%	₹26 Cr	250

10. UTI Money Market Fund - Direct

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund - Direct is a Debt - Money Market fund was launched on 1 Jan 13. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Return for 2023 was 7.5% , 2022 was 5% and 2021 was 3.8% .

Below is the key information for UTI Money Market Fund - Direct

UTI Money Market Fund - Direct Growth
Launch Date	1 Jan 13
NAV (14 Nov 24)	₹2,972.05 ↑ 0.61 (0.02 %)
Net Assets (Cr)	₹13,635 on 30 Sep 24
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	Not Rated
Risk	Low
Expense Ratio	0.18
Sharpe Ratio	3.15
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.43%
Effective Maturity	5 Months 5 Days
Modified Duration	5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,644
31 Oct 21	₹11,049
31 Oct 22	₹11,543
31 Oct 23	₹12,412
31 Oct 24	₹13,381

UTI Money Market Fund - Direct SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Purchase not allowed

Returns for UTI Money Market Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	3.8%
1 Year	7.8%
3 Year	6.6%
5 Year	6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.5%
2022	5%
2021	3.8%
2020	6.1%
2019	8.1%
2018	7.9%
2017	6.8%
2016	7.8%
2015	8.5%
2014	9.2%

Fund Manager information for UTI Money Market Fund - Direct

Name	Since	Tenure
Anurag Mittal	1 Dec 21	2.92 Yr.
Amit Sharma	7 Jul 17	7.32 Yr.

Data below for UTI Money Market Fund - Direct as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	90.48%
Debt	9.29%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	90.48%
Government	9.29%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 18102024 Sovereign Bonds \| -	6%	₹1,012 Cr	10,350,000,000 ↑ 5,350,000,000
182 D Tbill Mat - 14/02/2025 Sovereign Bonds \| -	2%	₹294 Cr	3,000,000,000 ↑ 3,000,000,000
182 DTB 07112024 Sovereign Bonds \| -	1%	₹200 Cr	2,000,000,000
08.09 Ts SDL 2025 Sovereign Bonds \| -	1%	₹135 Cr	1,350,000,000
08.08 CG Sdl 2025 Sovereign Bonds \| -	1%	₹100 Cr	1,000,000,000
7.52% GJ Sdl 08/03/2025 Sovereign Bonds \| -	1%	₹100 Cr	1,000,000,000
08.09 Uk SDL 2025 Sovereign Bonds \| -	0%	₹50 Cr	500,000,000
182 DTB 12122024 Sovereign Bonds \| -	0%	₹50 Cr	500,000,000 ↓ -3,000,000,000
08.07 GJ Sdl 2025 Sovereign Bonds \| -	0%	₹45 Cr	450,000,000
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS Investment Fund \| -	0%	₹37 Cr	35,515

Disclaimer:
ਇੱਥੇ ਪ੍ਰਦਾਨ ਕੀਤੀ ਜਾਣਕਾਰੀ ਨੂੰ ਸਹੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ. ਹਾਲਾਂਕਿ, ਅੰਕੜਿਆਂ ਦੀ ਸ਼ੁੱਧਤਾ ਦੇ ਸੰਬੰਧ ਵਿੱਚ ਕੋਈ ਗਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਜਾਂਦੀ. ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਯੋਜਨਾ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਜਾਂਚ ਕਰੋ.