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Table of Contents
- ਫੋਕਸਡ ਫੰਡ ਕੀ ਹਨ?
- ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਲਾਭ
- ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਚੋਟੀ ਦੇ 8 ਸਭ ਤੋਂ ਵਧੀਆ ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡ
- ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
- ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ
- 1. ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਅਤੇ ਕਿਉਂ?
- 2. ਫੋਕਸਡ ਫੰਡਾਂ ਦਾ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਫਾਇਦਾ ਕੀ ਹੈ?
- 3. ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਕੀ ਹਨ?
- 4. ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਕਿਸਨੂੰ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
- 5. ਮੈਂ ਫੋਕਸਡ ਫੰਡਾਂ ਦੀ ਤੁਲਨਾ ਕਿਵੇਂ ਕਰਾਂਗਾ?
- 6. ਕੁਝ ਸਭ ਤੋਂ ਵਧੀਆ-ਕੇਂਦ੍ਰਿਤ ਫੰਡ ਕਿਹੜੇ ਹਨ?
- 7. ਫੋਕਸਡ ਫੰਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਤੋਂ ਕਿਵੇਂ ਵੱਖਰਾ ਹੈ?
Top 8 Equity - Focused Funds
8 ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਫੋਕਸਡ ਫੰਡ 2022
ਸਟਾਕਾਂ ਦੀ ਚੋਣ ਕਰਨ ਵਿੱਚ ਉਹਨਾਂ ਦੀ ਯੋਜਨਾਬੱਧ ਪਹੁੰਚ ਦੇ ਕਾਰਨ ਫੋਕਸਡ ਫੰਡ ਪ੍ਰਸਿੱਧ ਹੋ ਰਹੇ ਹਨ। ਇਹ ਫੰਡ ਦੁਆਰਾ ਉੱਚ ਰਿਟਰਨ ਲਈ ਉਦੇਸ਼ਨਿਵੇਸ਼ ਸੀਮਤ ਸਟਾਕ ਵਿੱਚ. ਪਰ, ਇਸ ਤੋਂ ਪਹਿਲਾਂ ਕਿ ਅਸੀਂ ਸਭ ਤੋਂ ਵਧੀਆ ਪ੍ਰਦਰਸ਼ਨ ਕਰਨ ਵਾਲੇ ਫੋਕਸਡ ਫੰਡਾਂ ਦੀ ਸੂਚੀ ਵਿੱਚ ਛਾਲ ਮਾਰੀਏ, ਆਓ ਪਹਿਲਾਂ ਇਸ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮ ਦੇ ਉਦੇਸ਼ ਅਤੇ ਉਦੇਸ਼ ਨੂੰ ਸਮਝੀਏ।
ਫੋਕਸਡ ਫੰਡ ਕੀ ਹਨ?
ਫੋਕਸਡ ਫੰਡ ਇੱਕ ਕਿਸਮ ਦੇ ਹੁੰਦੇ ਹਨਇਕੁਇਟੀ ਫੰਡ ਜੋ ਕਿ ਸੀਮਤ ਗਿਣਤੀ ਦੇ ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ। ਇਹ ਫੰਡ ਵੱਡੇ-ਕੈਪ, ਮੱਧ, ਛੋਟੇ ਜਾਂ ਮਲਟੀ ਕੈਪ ਸਟਾਕਾਂ 'ਤੇ ਕੇਂਦ੍ਰਤ ਕਰਦੇ ਹਨ। ਭਾਰਤ ਦੇ ਸੁਰੱਖਿਆ ਅਤੇ ਐਕਸਚੇਂਜ ਦੇ ਅਨੁਸਾਰ (ਸੇਬੀ), ਇੱਕ ਫੋਕਸਡ ਫੰਡ ਘੱਟੋ-ਘੱਟ 30 ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦਾ ਹੈ। ਇੱਕ ਫੋਕਸਡ ਫੰਡ ਸਕੀਮ ਆਪਣੀ ਕੁੱਲ ਜਾਇਦਾਦ ਦਾ ਘੱਟੋ-ਘੱਟ 60 ਪ੍ਰਤੀਸ਼ਤ ਇਕੁਇਟੀ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੀ ਹੈ।
ਸੀਮਤ ਗਿਣਤੀ ਵਿੱਚ ਗੁਣਵੱਤਾ ਵਾਲੀਆਂ ਕੰਪਨੀਆਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਜਿਨ੍ਹਾਂ ਵਿੱਚ ਵਿਕਾਸ ਦੀ ਸੰਭਾਵਨਾ ਹੈ, ਫੋਕਸਡ ਫੰਡਾਂ ਦਾ ਉਦੇਸ਼ ਉੱਚ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨਾ ਹੈ। ਇਹ ਫੰਡ ਮਾਤਰਾ ਨਾਲੋਂ ਗੁਣਵੱਤਾ 'ਤੇ ਜ਼ੋਰ ਦਿੰਦੇ ਹਨ। ਵੱਡੀ ਗਿਣਤੀ ਵਿੱਚ ਹੋਲਡਿੰਗਜ਼ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਕਰਨ ਦੀ ਬਜਾਏ, ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਫੰਡ ਮੈਨੇਜਰ ਉਹਨਾਂ ਸਟਾਕਾਂ ਨੂੰ ਰੱਖਣ ਨੂੰ ਤਰਜੀਹ ਦਿੰਦੇ ਹਨ ਜਿਹਨਾਂ ਵਿੱਚ ਸਭ ਤੋਂ ਵੱਧ ਭਰੋਸਾ ਹੁੰਦਾ ਹੈ। ਇਹ ਫੰਡ ਜੋ ਪ੍ਰਤੀਭੂਤੀਆਂ ਖਰੀਦਦੇ ਹਨ ਉਹਨਾਂ ਦੀ ਆਮ ਤੌਰ 'ਤੇ ਚੰਗੀ ਤਰ੍ਹਾਂ ਖੋਜ ਕੀਤੀ ਜਾਂਦੀ ਹੈ।
ਇਹਨਾਂ ਫੰਡਾਂ ਦੇ ਨੁਕਸਾਨਾਂ ਵਿੱਚੋਂ ਇੱਕ ਇਹ ਹੈ ਕਿ ਉਹਨਾਂ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਦੀ ਘਾਟ ਹੈ, ਇਸ ਤਰ੍ਹਾਂ ਹੋਰਾਂ ਦੇ ਮੁਕਾਬਲੇ ਬਹੁਤ ਜ਼ਿਆਦਾ ਜੋਖਮ ਦਾ ਸਾਹਮਣਾ ਕਰਨਾ ਪੈਂਦਾ ਹੈ।ਮਿਉਚੁਅਲ ਫੰਡ.
ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੇ ਲਾਭ
ਜਿਵੇਂ ਕਿ ਫੋਕਸਡ ਫੰਡ ਸੀਮਤ ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹਨ, ਉਹ ਬਹੁਤ ਵਿਧੀਗਤ ਹੁੰਦੇ ਹਨ। ਇਹ ਫੰਡ ਸਭ ਤੋਂ ਵਧੀਆ ਸੰਭਾਵੀ ਨਿਵੇਸ਼ਾਂ ਦੀ ਚੋਣ ਕਰਨ ਦੀ ਕੋਸ਼ਿਸ਼ ਕਰਦੇ ਹਨ ਜੋ ਨਿਵੇਸ਼ਕਾਂ ਦੇ ਹੱਕ ਵਿੱਚ ਕੰਮ ਕਰ ਸਕਦੇ ਹਨ। ਫੋਕਸਡ ਫੰਡ ਦਾ ਪੂਰਾ ਉਦੇਸ਼ ਸਹੀ ਸਟਾਕ ਨਾਲ ਬਲਦ ਆਈ ਨੂੰ ਮਾਰਨਾ ਅਤੇ ਉੱਚ ਰਿਟਰਨ ਕਮਾਉਣਾ ਹੈ। ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਫੰਡ ਮੈਨੇਜਰ ਜੇਤੂਆਂ ਨੂੰ ਚੁਣਨ ਅਤੇ ਵਿਆਪਕ ਸਟਾਕ ਦੇ ਰਿਟਰਨ ਨੂੰ ਹਰਾਉਣ ਵਿੱਚ ਮਾਹਰ ਹਨਬਜ਼ਾਰ.
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ਵਿੱਤੀ ਸਾਲ 22 - 23 ਵਿੱਚ ਚੋਟੀ ਦੇ 8 ਸਭ ਤੋਂ ਵਧੀਆ ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡ
(Erstwhile HDFC Core & Satellite Fund) To generate capital appreciation through equity investment in companies whose shares are quoting at prices below their true value. HDFC Focused 30 Fund is a Equity - Focused fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Focused 30 Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Select Large Cap Fund) An equity fund that aims to generate capital appreciation by investing in equity
and equity related securities of large market capitalisation companies, with an
option to withdraw investment periodically based on triggers. ICICI Prudential Focused Equity Fund is a Equity - Focused fund was launched on 28 May 09. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Focused Equity Fund Returns up to 1 year are on To achieve capital appreciation by investing in
equity and equity related instruments of select
stocks Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Select Focus Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Focus 25 Fund) The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The portfolio will consist of multi cap companies by market capitalisation. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies. The Scheme may also invest in debt and money market securities, for defensive considerations and/or for managing liquidity requirements. There is no assurance that the investment objective of the Scheme will be realized. DSP BlackRock Focus Fund is a Equity - Focused fund was launched on 10 Jun 10. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Focus Fund Returns up to 1 year are on (Erstwhile Franklin India High Growth Companies Fund) An open-end diversified equity fund that seeks to achieve capital appreciation through investments in Indian companies/sectors with high growth rates or potential. Unlike our other funds under the Franklin India moniker, this fund will adopt a growth style to investing and a blend of top-down (macro analysis to identify sectors) and bottom-up approach (micro analysis to pick stocks within these sectors). Franklin India Focused Equity Fund is a Equity - Focused fund was launched on 26 Jul 07. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Focused Equity Fund Returns up to 1 year are on (Erstwhile IIFL India Growth Fund) The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for IIFL Focused Equity Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Top 100 Fund) An Open-ended growth scheme with the objective to provide medium to long term capital appreciation, by investing predominantly in a diversified portfolio of equity and equity related securities of top 100 companies as measured by market capitalization. Aditya Birla Sun Life Focused Equity Fund is a Equity - Focused fund was launched on 24 Oct 05. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Focused Equity Fund Returns up to 1 year are on (Erstwhile SBI Emerging Businesses Fund) The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus. SBI Focused Equity Fund is a Equity - Focused fund was launched on 11 Oct 04. It is a fund with Moderately High risk and has given a Below is the key information for SBI Focused Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) HDFC Focused 30 Fund Growth ₹212.025
↓ -1.91 ₹15,516 -1.8 -5.9 13.6 21.7 32.8 24 ICICI Prudential Focused Equity Fund Growth ₹82.12
↓ -1.43 ₹9,533 -3.3 -10.5 9.3 18.5 30.2 26.5 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 -5 8.5 24.5 17 17.3 DSP BlackRock Focus Fund Growth ₹50.626
↓ -0.84 ₹2,259 -3.5 -10.4 14 15.5 24.3 18.5 Franklin India Focused Equity Fund Growth ₹97.65
↓ -1.23 ₹10,907 -7.4 -13.7 2.5 14 28 19.9 IIFL Focused Equity Fund Growth ₹43.4344
↓ -0.59 ₹6,352 -4.4 -12.7 4.3 13.6 26.8 14.7 Aditya Birla Sun Life Focused Equity Fund Growth ₹129.498
↓ -1.92 ₹6,941 -4.7 -11.4 6.5 12.3 24 18.7 SBI Focused Equity Fund Growth ₹325.975
↓ -0.35 ₹32,929 -1 -5.3 11.4 11.8 22.2 17.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Apr 25 1. HDFC Focused 30 Fund
CAGR/Annualized return of 16% since its launch. Ranked 39 in Focused category. Return for 2024 was 24% , 2023 was 29.6% and 2022 was 18.3% . HDFC Focused 30 Fund
Growth Launch Date 17 Sep 04 NAV (01 Apr 25) ₹212.025 ↓ -1.91 (-0.89 %) Net Assets (Cr) ₹15,516 on 28 Feb 25 Category Equity - Focused AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 1.77 Sharpe Ratio 0.37 Information Ratio 2.17 Alpha Ratio 8.14 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,718 31 Mar 22 ₹21,792 31 Mar 23 ₹24,783 31 Mar 24 ₹34,906 31 Mar 25 ₹40,341 Returns for HDFC Focused 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 5% 3 Month -1.8% 6 Month -5.9% 1 Year 13.6% 3 Year 21.7% 5 Year 32.8% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 24% 2023 29.6% 2022 18.3% 2021 40.1% 2020 4.2% 2019 3.8% 2018 -14.6% 2017 38.7% 2016 2.1% 2015 5% Fund Manager information for HDFC Focused 30 Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.21 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Data below for HDFC Focused 30 Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 39.51% Consumer Cyclical 20.93% Health Care 9.82% Technology 4.58% Industrials 3.7% Communication Services 3.56% Basic Materials 2.92% Real Estate 2.37% Asset Allocation
Asset Class Value Cash 11.39% Equity 87.39% Debt 1.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK10% ₹1,504 Cr 8,681,407
↑ 481,407 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | ICICIBANK9% ₹1,385 Cr 11,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322159% ₹1,381 Cr 13,600,000
↑ 100,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI5% ₹747 Cr 625,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | KOTAKBANK4% ₹666 Cr 3,500,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE4% ₹644 Cr 4,500,000 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 22 | 5000874% ₹591 Cr 4,200,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Apr 22 | HCLTECH4% ₹583 Cr 3,700,000
↑ 600,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL4% ₹550 Cr 3,500,000 Tata Steel Ltd (Basic Materials)
Equity, Since 30 Sep 24 | TATASTEEL3% ₹453 Cr 33,000,000
↑ 681,618 2. ICICI Prudential Focused Equity Fund
CAGR/Annualized return of 14.2% since its launch. Ranked 65 in Focused category. Return for 2024 was 26.5% , 2023 was 28.3% and 2022 was 6% . ICICI Prudential Focused Equity Fund
Growth Launch Date 28 May 09 NAV (01 Apr 25) ₹82.12 ↓ -1.43 (-1.71 %) Net Assets (Cr) ₹9,533 on 28 Feb 25 Category Equity - Focused AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.99 Sharpe Ratio 0.07 Information Ratio 1.25 Alpha Ratio 6.85 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,411 31 Mar 22 ₹21,579 31 Mar 23 ₹22,311 31 Mar 24 ₹32,903 31 Mar 25 ₹36,855 Returns for ICICI Prudential Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 6.6% 3 Month -3.3% 6 Month -10.5% 1 Year 9.3% 3 Year 18.5% 5 Year 30.2% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.5% 2023 28.3% 2022 6% 2021 36.1% 2020 24.6% 2019 0.4% 2018 -2.7% 2017 23.4% 2016 10.6% 2015 -5.2% Fund Manager information for ICICI Prudential Focused Equity Fund
Name Since Tenure Vaibhav Dusad 8 Aug 22 2.65 Yr. Sharmila D’mello 31 Jul 22 2.67 Yr. Data below for ICICI Prudential Focused Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 32.25% Basic Materials 11.58% Health Care 11.38% Industrials 9.56% Consumer Cyclical 7.24% Communication Services 6.99% Real Estate 4.87% Utility 3.78% Technology 3.6% Consumer Defensive 3.02% Energy 2.8% Asset Allocation
Asset Class Value Cash 2.94% Equity 97.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | ICICIBANK9% ₹841 Cr 6,986,303 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | HDFCBANK8% ₹779 Cr 4,495,904
↑ 65,050 Axis Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | 5322157% ₹628 Cr 6,187,332
↑ 347,392 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 16 | SUNPHARMA5% ₹513 Cr 3,222,382
↑ 202,737 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 23 | 5325385% ₹507 Cr 501,033
↓ -5,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 21 | LT5% ₹442 Cr 1,396,091
↑ 402,133 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL4% ₹406 Cr 2,587,427
↑ 148,020 NTPC Ltd (Utilities)
Equity, Since 30 Nov 22 | 5325554% ₹360 Cr 11,565,008
↑ 1,122,036 Infosys Ltd (Technology)
Equity, Since 30 Jun 09 | INFY4% ₹343 Cr 2,034,334 Lupin Ltd (Healthcare)
Equity, Since 30 Sep 24 | 5002574% ₹341 Cr 1,792,493
↑ 81,575 3. Sundaram Select Focus Fund
CAGR/Annualized return of 18.4% since its launch. Ranked 55 in Focused category. . Sundaram Select Focus Fund
Growth Launch Date 30 Jul 02 NAV (24 Dec 21) ₹264.968 ↓ -1.18 (-0.45 %) Net Assets (Cr) ₹1,354 on 30 Nov 21 Category Equity - Focused AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.85 Information Ratio -0.52 Alpha Ratio -5.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,087 Returns for Sundaram Select Focus Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month -2.6% 3 Month -5% 6 Month 8.5% 1 Year 24.5% 3 Year 17% 5 Year 17.3% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Select Focus Fund
Name Since Tenure Data below for Sundaram Select Focus Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. DSP BlackRock Focus Fund
CAGR/Annualized return of 11.6% since its launch. Ranked 27 in Focused category. Return for 2024 was 18.5% , 2023 was 34.2% and 2022 was -4.5% . DSP BlackRock Focus Fund
Growth Launch Date 10 Jun 10 NAV (01 Apr 25) ₹50.626 ↓ -0.84 (-1.62 %) Net Assets (Cr) ₹2,259 on 28 Feb 25 Category Equity - Focused AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 2.15 Sharpe Ratio 0.07 Information Ratio 0.27 Alpha Ratio 6.65 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,818 31 Mar 22 ₹18,735 31 Mar 23 ₹18,010 31 Mar 24 ₹25,163 31 Mar 25 ₹29,397 Returns for DSP BlackRock Focus Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 6.3% 3 Month -3.5% 6 Month -10.4% 1 Year 14% 3 Year 15.5% 5 Year 24.3% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.5% 2023 34.2% 2022 -4.5% 2021 22.3% 2020 9% 2019 18% 2018 -5.6% 2017 29.2% 2016 6.1% 2015 2% Fund Manager information for DSP BlackRock Focus Fund
Name Since Tenure Vinit Sambre 1 Jun 20 4.75 Yr. Bhavin Gandhi 1 Feb 24 1.08 Yr. Data below for DSP BlackRock Focus Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 34.74% Health Care 13% Technology 10.38% Basic Materials 9.95% Consumer Cyclical 8.32% Industrials 4.86% Real Estate 3.83% Communication Services 3.04% Energy 3.03% Consumer Defensive 2.38% Utility 1.91% Asset Allocation
Asset Class Value Cash 4.54% Equity 95.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Ltd (Financial Services)
Equity, Since 31 May 22 | 5000348% ₹189 Cr 221,914 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK6% ₹138 Cr 1,148,242 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK5% ₹117 Cr 677,687 Coforge Ltd (Technology)
Equity, Since 31 Jul 23 | COFORGE5% ₹109 Cr 147,483
↑ 19,941 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Aug 21 | CHOLAFIN5% ₹107 Cr 766,081 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 21 | 5244944% ₹101 Cr 742,934 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | 5322154% ₹95 Cr 932,100
↑ 46,781 Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jul 22 | 5031004% ₹87 Cr 558,910 Suven Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Nov 23 | SUVENPHAR3% ₹79 Cr 647,887 Coromandel International Ltd (Basic Materials)
Equity, Since 31 Jan 17 | 5063953% ₹73 Cr 436,050 5. Franklin India Focused Equity Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 28 in Focused category. Return for 2024 was 19.9% , 2023 was 23.5% and 2022 was 8.9% . Franklin India Focused Equity Fund
Growth Launch Date 26 Jul 07 NAV (01 Apr 25) ₹97.65 ↓ -1.23 (-1.24 %) Net Assets (Cr) ₹10,907 on 28 Feb 25 Category Equity - Focused AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.23 Information Ratio 0.43 Alpha Ratio 2.2 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,926 31 Mar 22 ₹22,227 31 Mar 23 ₹23,021 31 Mar 24 ₹32,243 31 Mar 25 ₹33,828 Returns for Franklin India Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 3% 3 Month -7.4% 6 Month -13.7% 1 Year 2.5% 3 Year 14% 5 Year 28% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.9% 2023 23.5% 2022 8.9% 2021 39.4% 2020 10.9% 2019 10.9% 2018 -8.8% 2017 37.4% 2016 5% 2015 1.5% Fund Manager information for Franklin India Focused Equity Fund
Name Since Tenure Ajay Argal 18 Oct 21 3.37 Yr. Venkatesh Sanjeevi 4 Oct 24 0.41 Yr. Sandeep Manam 18 Oct 21 3.37 Yr. Data below for Franklin India Focused Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 35.09% Consumer Cyclical 12.84% Health Care 9.19% Industrials 7.37% Technology 7.26% Basic Materials 6.06% Communication Services 5.61% Energy 5.06% Consumer Defensive 4.2% Real Estate 2.96% Asset Allocation
Asset Class Value Cash 4.35% Equity 95.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK11% ₹1,178 Cr 6,800,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK9% ₹999 Cr 8,300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 07 | BHARTIARTL6% ₹612 Cr 3,900,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322156% ₹609 Cr 6,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 22 | RELIANCE5% ₹552 Cr 4,600,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433205% ₹522 Cr 23,500,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 22 | SUNPHARMA5% ₹510 Cr 3,200,000 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 21 | 5000875% ₹493 Cr 3,500,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 25 | TCS4% ₹488 Cr 1,400,000
↑ 400,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI4% ₹382 Cr 320,000 6. IIFL Focused Equity Fund
CAGR/Annualized return of 15.1% since its launch. Return for 2024 was 14.7% , 2023 was 29.8% and 2022 was -0.9% . IIFL Focused Equity Fund
Growth Launch Date 30 Oct 14 NAV (01 Apr 25) ₹43.4344 ↓ -0.59 (-1.35 %) Net Assets (Cr) ₹6,352 on 28 Feb 25 Category Equity - Focused AMC IIFL Asset Management Limited Rating Risk Moderately High Expense Ratio 1.87 Sharpe Ratio -0.26 Information Ratio 0.11 Alpha Ratio 1.91 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-2 Months (2%),2 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,603 31 Mar 22 ₹21,564 31 Mar 23 ₹22,082 31 Mar 24 ₹30,250 31 Mar 25 ₹32,454 Returns for IIFL Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 4.4% 3 Month -4.4% 6 Month -12.7% 1 Year 4.3% 3 Year 13.6% 5 Year 26.8% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.7% 2023 29.8% 2022 -0.9% 2021 36.4% 2020 23.8% 2019 27.3% 2018 -6.8% 2017 30% 2016 9.9% 2015 1.8% Fund Manager information for IIFL Focused Equity Fund
Name Since Tenure Mayur Patel 11 Nov 19 5.39 Yr. Ashish Ongari 21 Feb 25 0.1 Yr. Data below for IIFL Focused Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 32.3% Consumer Cyclical 15.74% Industrials 11.19% Technology 10.72% Communication Services 10.29% Health Care 6.78% Basic Materials 6.33% Consumer Defensive 1.6% Utility 1.01% Asset Allocation
Asset Class Value Cash 4.03% Equity 95.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK10% ₹623 Cr 3,596,603 Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY7% ₹460 Cr 2,723,538 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK7% ₹453 Cr 3,761,052 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 23 | CHOLAFIN6% ₹360 Cr 2,568,349 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL5% ₹322 Cr 2,052,063 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5000345% ₹308 Cr 360,712 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 21 | TATAMOTORS4% ₹282 Cr 4,536,343 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 20 | DIVISLAB4% ₹272 Cr 496,387 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Sep 23 | 5348164% ₹251 Cr 7,775,699 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 22 | APLAPOLLO3% ₹222 Cr 1,540,025 7. Aditya Birla Sun Life Focused Equity Fund
CAGR/Annualized return of 14.1% since its launch. Ranked 24 in Focused category. Return for 2024 was 18.7% , 2023 was 23% and 2022 was 0.4% . Aditya Birla Sun Life Focused Equity Fund
Growth Launch Date 24 Oct 05 NAV (01 Apr 25) ₹129.498 ↓ -1.92 (-1.46 %) Net Assets (Cr) ₹6,941 on 28 Feb 25 Category Equity - Focused AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio -0.21 Information Ratio -0.14 Alpha Ratio 2.45 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,516 31 Mar 22 ₹19,759 31 Mar 23 ₹19,246 31 Mar 24 ₹26,354 31 Mar 25 ₹28,698 Returns for Aditya Birla Sun Life Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 4.5% 3 Month -4.7% 6 Month -11.4% 1 Year 6.5% 3 Year 12.3% 5 Year 24% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 18.7% 2023 23% 2022 0.4% 2021 26.7% 2020 16% 2019 11.3% 2018 -4.1% 2017 30.9% 2016 6.7% 2015 0% Fund Manager information for Aditya Birla Sun Life Focused Equity Fund
Name Since Tenure Kunal Sangoi 7 May 21 3.9 Yr. Dhaval Joshi 21 Nov 22 2.36 Yr. Data below for Aditya Birla Sun Life Focused Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 33.12% Consumer Cyclical 16.92% Technology 12.04% Consumer Defensive 6.82% Communication Services 5.53% Energy 5.47% Basic Materials 4.5% Industrials 4.3% Utility 3.77% Health Care 2.93% Real Estate 2.79% Asset Allocation
Asset Class Value Cash 1.81% Equity 98.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹552 Cr 4,588,347
↓ -329,759 Infosys Ltd (Technology)
Equity, Since 31 Oct 05 | INFY6% ₹397 Cr 2,349,378
↓ -250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL6% ₹384 Cr 2,442,967
↓ -59,429 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK5% ₹380 Cr 2,193,113 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 05 | RELIANCE5% ₹380 Cr 3,163,055 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 05 | LT4% ₹299 Cr 943,553 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 19 | 5322154% ₹284 Cr 2,800,369 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | M&M4% ₹273 Cr 1,056,818 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325554% ₹262 Cr 8,399,494
↓ -294,392 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Dec 23 | SHRIRAMFIN3% ₹241 Cr 3,905,765
↓ -125,000 8. SBI Focused Equity Fund
CAGR/Annualized return of 18.4% since its launch. Ranked 32 in Focused category. Return for 2024 was 17.2% , 2023 was 22.2% and 2022 was -8.5% . SBI Focused Equity Fund
Growth Launch Date 11 Oct 04 NAV (31 Mar 25) ₹325.975 ↓ -0.35 (-0.11 %) Net Assets (Cr) ₹32,929 on 28 Feb 25 Category Equity - Focused AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.63 Sharpe Ratio 0.34 Information Ratio -0.37 Alpha Ratio 8.59 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹15,614 31 Mar 22 ₹19,488 31 Mar 23 ₹18,173 31 Mar 24 ₹24,421 31 Mar 25 ₹27,207 Returns for SBI Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Apr 25 Duration Returns 1 Month 5.9% 3 Month -1% 6 Month -5.3% 1 Year 11.4% 3 Year 11.8% 5 Year 22.2% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 22.2% 2022 -8.5% 2021 43% 2020 14.5% 2019 16.1% 2018 -3.8% 2017 44.7% 2016 2.2% 2015 4.3% Fund Manager information for SBI Focused Equity Fund
Name Since Tenure R. Srinivasan 1 May 09 15.93 Yr. Data below for SBI Focused Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 31.96% Consumer Cyclical 19.18% Communication Services 9.72% Health Care 7.85% Basic Materials 6.93% Consumer Defensive 6.57% Industrials 5.04% Technology 4.32% Utility 2.68% Asset Allocation
Asset Class Value Cash 4.79% Equity 94.26% Debt 0.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 13 | HDFCBANK7% ₹2,425 Cr 14,000,000
↑ 5,000,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 5000345% ₹1,791 Cr 2,100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK5% ₹1,713 Cr 9,000,000
↑ 1,100,000 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL5% ₹1,637 Cr 1,100,000
↓ -300,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901575% ₹1,562 Cr 14,000,000
↓ -1,000,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 29 Feb 20 | 5333985% ₹1,493 Cr 7,000,000
↓ -700,000 EPAM Systems Inc (Technology)
Equity, Since 31 Jan 25 | EPAM4% ₹1,423 Cr 790,000
↑ 251,137 Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY4% ₹1,325 Cr 2,400,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK4% ₹1,325 Cr 11,000,000
↓ -900,000 State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN4% ₹1,309 Cr 19,000,000
↓ -4,000,000
ਫੋਕਸਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿੱਚ ਔਨਲਾਈਨ ਨਿਵੇਸ਼ ਕਿਵੇਂ ਕਰੀਏ?
Fincash.com 'ਤੇ ਜੀਵਨ ਭਰ ਲਈ ਮੁਫਤ ਨਿਵੇਸ਼ ਖਾਤਾ ਖੋਲ੍ਹੋ।
ਆਪਣੀ ਰਜਿਸਟ੍ਰੇਸ਼ਨ ਅਤੇ ਕੇਵਾਈਸੀ ਪ੍ਰਕਿਰਿਆ ਨੂੰ ਪੂਰਾ ਕਰੋ
ਦਸਤਾਵੇਜ਼ (ਪੈਨ, ਆਧਾਰ, ਆਦਿ) ਅੱਪਲੋਡ ਕਰੋ।ਅਤੇ, ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਲਈ ਤਿਆਰ ਹੋ!
ਅਕਸਰ ਪੁੱਛੇ ਜਾਂਦੇ ਸਵਾਲ
1. ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਕੌਣ ਨਿਵੇਸ਼ ਕਰਦਾ ਹੈ ਅਤੇ ਕਿਉਂ?
A: ਫੋਕਸਡ ਫੰਡ ਅਨੁਭਵੀ ਨਿਵੇਸ਼ਕਾਂ ਲਈ ਆਦਰਸ਼ ਹਨ ਜੋ ਕਰ ਸਕਦੇ ਹਨਹੈਂਡਲ ਮਾਰਕੀਟ ਅਸਥਿਰਤਾ. ਇਸਦਾ ਮੁੱਖ ਕਾਰਨ ਇਹ ਹੈ ਕਿ ਫੋਕਸਡ ਫੰਡ ਉੱਚ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ ਹੁੰਦੇ ਹਨ ਅਤੇ ਅਕਸਰ ਸੰਭਾਵਿਤ ਰਿਟਰਨ ਪੈਦਾ ਨਹੀਂ ਕਰਦੇ। ਇਸ ਲਈ, ਫੰਡਾਂ ਅਤੇ ਨਿਵੇਸ਼ ਦੇ ਕਾਰਜਕਾਲ ਦਾ ਮੁਲਾਂਕਣ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ। ਇਹ ਅੰਦਾਜ਼ੇ ਸਿਰਫ਼ ਅਨੁਭਵੀ ਨਿਵੇਸ਼ਕਾਂ ਦੁਆਰਾ ਹੀ ਸਫਲਤਾਪੂਰਵਕ ਲਗਾਏ ਜਾ ਸਕਦੇ ਹਨ।
2. ਫੋਕਸਡ ਫੰਡਾਂ ਦਾ ਸਭ ਤੋਂ ਮਹੱਤਵਪੂਰਨ ਫਾਇਦਾ ਕੀ ਹੈ?
A: ਜੇਕਰ ਤੁਸੀਂ ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਸੀਂ ਸਫਲਤਾਪੂਰਵਕ ਆਪਣੇ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਵਿੱਚ ਵਿਭਿੰਨਤਾ ਕਰ ਸਕਦੇ ਹੋ। ਹਾਲਾਂਕਿ ਤੁਹਾਨੂੰ ਫੋਕਸਡ ਫੰਡਾਂ ਨਾਲ ਰਿਟਰਨ ਦਾ ਭਰੋਸਾ ਨਹੀਂ ਦਿੱਤਾ ਜਾ ਸਕਦਾ, ਇਹ ਉੱਚ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਲਈ ਜਾਣੇ ਜਾਂਦੇ ਹਨ। ਇਸ ਲਈ, ਜੇਕਰ ਤੁਸੀਂ ਉੱਚ ਰਿਟਰਨ ਪੈਦਾ ਕਰਨ ਵਾਲੀਆਂ ਜਾਇਦਾਦਾਂ ਦੇ ਨਾਲ ਇੱਕ ਨਿਵੇਸ਼ ਪੋਰਟਫੋਲੀਓ ਬਣਾਉਣਾ ਚਾਹੁੰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਫੋਕਸ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।
3. ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਕੀ ਹਨ?
A: ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਟੈਕਸ ਪ੍ਰਭਾਵ ਫੋਕਸਡ ਫੰਡਾਂ ਦੀ ਕਿਸਮ 'ਤੇ ਨਿਰਭਰ ਕਰਨਗੇ। ਟੈਕਸ ਦੇ ਪ੍ਰਭਾਵ ਹੇਠ ਲਿਖੇ ਅਨੁਸਾਰ ਹਨ:
- ਇਕੁਇਟੀ-ਅਧਾਰਤ ਫੋਕਸਡ ਫੰਡਾਂ ਦੇ ਮਾਮਲੇ ਵਿੱਚ, ਲੰਬੇ ਸਮੇਂ ਲਈ ਤੁਹਾਡੇ 'ਤੇ 10% ਟੈਕਸ ਲਗਾਇਆ ਜਾਵੇਗਾਪੂੰਜੀ ਜੇਕਰ ਰਕਮ 1 ਲੱਖ ਰੁਪਏ ਤੋਂ ਵੱਧ ਹੈ ਤਾਂ ਲਾਭ। ਹਾਲਾਂਕਿ, ਜੇਕਰ ਤੁਸੀਂ ਇਹਨਾਂ ਫੰਡਾਂ 'ਤੇ ਬੱਚਤ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ'ਟੈਕਸ, ਲਾਕ-ਇਨ ਪੀਰੀਅਡ ਨੂੰ ਵਧਾ ਕੇ 36 ਮਹੀਨੇ ਕਰ ਦਿਓ।
- ਕਰਜ਼ੇ-ਅਧਾਰਿਤ ਫੋਕਸ ਫੰਡਾਂ ਵਿੱਚ, ਲੰਬੀ ਮਿਆਦਪੂੰਜੀ ਲਾਭ ਇੰਡੈਕਸੇਸ਼ਨ ਤੋਂ ਬਾਅਦ 20% 'ਤੇ ਟੈਕਸ ਲਗਾਇਆ ਜਾਂਦਾ ਹੈ। ਸੂਚਕਾਂਕ ਵਿੱਚ ਫੈਕਟਰਿੰਗ ਕੀਤੀ ਜਾਵੇਗੀਮਹਿੰਗਾਈ ਦਰ
4. ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਕਿਸਨੂੰ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ?
A: ਕੋਈ ਵਿਅਕਤੀ ਜੋ 3 ਤੋਂ 5 ਸਾਲਾਂ ਲਈ ਨਿਵੇਸ਼ ਰੱਖਣ ਲਈ ਤਿਆਰ ਹੈ। ਇਸ ਲਈ, ਨਿਵੇਸ਼ਕ ਜੋ ਲੰਬੇ ਸਮੇਂ ਦੇ ਨਿਵੇਸ਼ ਦੀ ਭਾਲ ਕਰ ਰਹੇ ਹਨ, ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈ।
5. ਮੈਂ ਫੋਕਸਡ ਫੰਡਾਂ ਦੀ ਤੁਲਨਾ ਕਿਵੇਂ ਕਰਾਂਗਾ?
A: ਜਦੋਂ ਤੁਸੀਂ ਦੋ ਫੋਕਸ ਫੰਡਾਂ ਦੀ ਤੁਲਨਾ ਕਰਦੇ ਹੋ, ਤਾਂ ਤੁਹਾਨੂੰ ਵਿਚਾਰ ਕਰਨਾ ਚਾਹੀਦਾ ਹੈਨਹੀ ਹਨ ਫੰਡਾਂ ਦਾ ਅਤੇ ਫੰਡਾਂ ਦੀ 3 ਸਾਲ ਅਤੇ 5-ਸਾਲ ਦੀ ਵਿਕਾਸ ਦਰ। ਆਮ ਤੌਰ 'ਤੇ, ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨਾ ਜਿਨ੍ਹਾਂ ਨੇ ਵੱਧ ਵਿਕਾਸ ਦਰ ਦਿਖਾਈ ਹੈ, ਇੱਕ ਬਿਹਤਰ ਨਿਵੇਸ਼ ਮੰਨਿਆ ਜਾਵੇਗਾ।
6. ਕੁਝ ਸਭ ਤੋਂ ਵਧੀਆ-ਕੇਂਦ੍ਰਿਤ ਫੰਡ ਕਿਹੜੇ ਹਨ?
A: ਵਰਤਮਾਨ ਵਿੱਚ ਕੁਝ ਵਧੀਆ-ਕੇਂਦ੍ਰਿਤ ਫੰਡ ਹਨ ਜੋ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨ ਬਾਰੇ ਸੋਚ ਸਕਦੇ ਹੋਆਈ.ਆਈ.ਐੱਫ.ਐੱਲ ਫੋਕਸਡ ਇਕੁਇਟੀ ਫੰਡ (18.8% ਦੀ 5 ਸਾਲਾਂ ਦੀ ਵਿਕਾਸ ਦਰ), ਪ੍ਰਿੰਸੀਪਲ ਫੋਕਸਡ ਮਲਟੀਕੈਪ ਫੰਡ (15.7% ਦੀ 5 ਸਾਲਾਂ ਦੀ ਵਿਕਾਸ ਦਰ), ਐਕਸਿਸ ਫੋਕਸਡ 25 ਫੰਡ (17.9% ਦੀ 5 ਸਾਲਾਂ ਦੀ ਵਿਕਾਸ ਦਰ) ਅਤੇ ਨਿਪੋਨ ਇੰਡੀਆ ਫੋਕਸਡ ਇਕੁਇਟੀ ਫੰਡ (16.5% ਦੀ 5 ਸਾਲਾਂ ਦੀ ਵਿਕਾਸ ਦਰ) ).
7. ਫੋਕਸਡ ਫੰਡ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਤੋਂ ਕਿਵੇਂ ਵੱਖਰਾ ਹੈ?
A: ਫੋਕਸਡ ਫੰਡਾਂ ਵਿੱਚ ਮਿਉਚੁਅਲ ਫੰਡਾਂ ਦੀਆਂ ਸੀਮਾਵਾਂ ਨਹੀਂ ਹੁੰਦੀਆਂ ਹਨ, ਜਿੱਥੇ ਕੁਝ ਖਾਸ ਖੇਤਰਾਂ ਵਿੱਚ ਨਿਸ਼ਚਿਤ ਪ੍ਰਤੀਸ਼ਤ ਨਿਵੇਸ਼ ਕਰਨੇ ਪੈਂਦੇ ਹਨ। ਇੱਥੇ ਨਿਵੇਸ਼ ਖਾਸ ਕੰਪਨੀਆਂ ਦੇ ਸਟਾਕਾਂ 'ਤੇ ਕੇਂਦ੍ਰਿਤ ਹੈ, ਇਸ ਤਰ੍ਹਾਂ, ਬਿਹਤਰ ਪ੍ਰਦਰਸ਼ਨ ਦੀਆਂ ਸੰਭਾਵਨਾਵਾਂ ਨੂੰ ਵਧਾਉਂਦਾ ਹੈ। ਰਿਟਰਨ ਨੂੰ ਉਹਨਾਂ ਸਟਾਕਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਕੇ ਸੀਮਤ ਕੀਤਾ ਜਾ ਸਕਦਾ ਹੈ ਜੋ ਚੰਗਾ ਪ੍ਰਦਰਸ਼ਨ ਨਹੀਂ ਕਰਦੇ ਹਨ ਅਤੇ ਜਦੋਂ ਤੱਕ ਇਹਨਾਂ ਵਿੱਚ ਪ੍ਰਦਰਸ਼ਨ ਵਿੱਚ ਸੁਧਾਰ ਨਹੀਂ ਹੁੰਦਾ ਹੈ, ਉਦੋਂ ਤੱਕ ਇਸ ਨੂੰ ਫੜੀ ਰੱਖਿਆ ਜਾ ਸਕਦਾ ਹੈ। ਨਿਵੇਸ਼ ਦੀ ਚੋਣ ਫੰਡ 'ਤੇ ਨਿਰਭਰ ਕਰਦੀ ਹੈ।
ਇਹ ਯਕੀਨੀ ਬਣਾਉਣ ਲਈ ਸਾਰੇ ਯਤਨ ਕੀਤੇ ਗਏ ਹਨ ਕਿ ਇੱਥੇ ਦਿੱਤੀ ਗਈ ਜਾਣਕਾਰੀ ਸਹੀ ਹੈ। ਹਾਲਾਂਕਿ, ਡੇਟਾ ਦੀ ਸ਼ੁੱਧਤਾ ਬਾਰੇ ਕੋਈ ਗਾਰੰਟੀ ਨਹੀਂ ਦਿੱਤੀ ਗਈ ਹੈ। ਕਿਰਪਾ ਕਰਕੇ ਕੋਈ ਵੀ ਨਿਵੇਸ਼ ਕਰਨ ਤੋਂ ਪਹਿਲਾਂ ਸਕੀਮ ਜਾਣਕਾਰੀ ਦਸਤਾਵੇਜ਼ ਨਾਲ ਤਸਦੀਕ ਕਰੋ।
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