2022 ਲਈ 10 ਵਧੀਆ SBI ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

Updated on December 31, 2025 , 195607 views

ਭਾਰਤ ਦਾ ਸਭ ਤੋਂ ਪੁਰਾਣਾ ਅਤੇ ਸਭ ਤੋਂ ਵੱਡਾ ਫੰਡ ਹਾਊਸ ਹੋਣ ਦੇ ਨਾਤੇ, ਨਿਵੇਸ਼ਕ ਅਕਸਰ ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਯੋਜਨਾਵਾਂ ਦੁਆਰਾ ਆਕਰਸ਼ਿਤ ਹੁੰਦੇ ਹਨਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ. ਵਿੱਚ 30 ਸਾਲਾਂ ਤੋਂ ਵੱਧ ਦੀ ਮੌਜੂਦਗੀ ਦੇ ਨਾਲਬਜ਼ਾਰ, SBI MF ਕੋਲ ਇੱਕ ਵਿਆਪਕ ਹੈਨਿਵੇਸ਼ਕ 5 ਮਿਲੀਅਨ ਤੋਂ ਵੱਧ ਦਾ ਅਧਾਰ. ਹਰੇਕ ਕਿਸਮ ਦੇ ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਪੂਰਾ ਕਰਨ ਲਈ, ਕੰਪਨੀ ਬਹੁਤ ਸਾਰੀਆਂ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੀ ਪੇਸ਼ਕਸ਼ ਕਰਦੀ ਹੈ।

ਨਿਵੇਸ਼ਕ ਆਪਣੇ ਸਾਰੇ ਛੋਟੇ, ਮੱਧ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਦੀ ਯੋਜਨਾ ਬਣਾ ਸਕਦੇ ਹਨਵਿੱਤੀ ਟੀਚੇ ਨਾਲਨਿਵੇਸ਼ ਇਹਨਾਂ ਸਕੀਮਾਂ ਵਿੱਚ. ਹੇਠਾਂ ਸਿਖਰ ਦੀਆਂ 10 ਸਭ ਤੋਂ ਵਧੀਆ ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੀ ਸੂਚੀ ਹੈ ਜੋ ਸਮੇਂ ਦੇ ਨਾਲ ਵਧੀਆ ਰਿਟਰਨ ਪ੍ਰਦਾਨ ਕਰਨ ਦੀ ਸਮਰੱਥਾ ਰੱਖਦੀਆਂ ਹਨ। ਇਹ ਫੰਡ ਕਈ ਮਹੱਤਵਪੂਰਨ ਮਾਪਦੰਡਾਂ ਜਿਵੇਂ ਕਿ ਏ.ਯੂ.ਐਮ., ਨੂੰ ਧਿਆਨ ਵਿੱਚ ਰੱਖ ਕੇ ਸ਼ਾਰਟਲਿਸਟ ਕੀਤੇ ਗਏ ਹਨ।ਨਹੀ ਹਨ, ਪਿਛਲੇ ਪ੍ਰਦਰਸ਼ਨ, ਪੀਅਰ ਔਸਤ ਰਿਟਰਨ ਅਤੇ ਹੋਰ ਮੁੱਖ ਮਾਪਦੰਡ।

ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਕਿਉਂ ਨਿਵੇਸ਼ ਕਰੋ?

ਪੂੰਜੀ ਦੀ ਪ੍ਰਸ਼ੰਸਾ: SBI MF ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਨਾਲ ਤੁਹਾਨੂੰ ਏਪੂੰਜੀ ਜਿਸ ਫੰਡ 'ਤੇ ਤੁਸੀਂ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹੋ, ਉਸ 'ਤੇ ਨਿਰਭਰ ਕਰਦੇ ਹੋਏ ਘੱਟ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਦੇ ਨਾਲ-ਨਾਲ ਉੱਚ-ਜੋਖਮ ਵਾਲੇ ਨਿਵੇਸ਼ਾਂ ਲਈ ਪ੍ਰਸ਼ੰਸਾ।

ਸੁਰੱਖਿਆ: SBI ਦੁਆਰਾ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ ਦੇਸ਼ ਦੀਆਂ ਭਰੋਸੇਮੰਦ ਅਤੇ ਭਰੋਸੇਮੰਦ ਫੰਡ ਯੋਜਨਾਵਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹਨ।

ਵਿਕਲਪਾਂ ਦੀ ਵਿਭਿੰਨਤਾ: ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਵਿੱਚ ਨਿਵੇਸ਼ ਇੱਕ ਵਿਆਪਕ ਦੇ ਨਾਲ ਆਉਂਦਾ ਹੈਰੇਂਜ ਵਿਕਲਪਾਂ ਵਿੱਚੋਂ, ਤੁਸੀਂ SBI ਦੁਆਰਾ ਪੇਸ਼ ਕੀਤੀਆਂ ਗਈਆਂ ਇਹਨਾਂ ਸਕੀਮਾਂ ਵਿੱਚ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ, ਮੱਧ-ਮਿਆਦ ਅਤੇ ਲੰਬੇ ਸਮੇਂ ਲਈ ਨਿਵੇਸ਼ ਕਰ ਸਕਦੇ ਹੋ।

ਸ਼ਾਨਦਾਰ ਰੇਟਿੰਗ: ਬਹੁਤ ਸਾਰੀਆਂ SBI ਇਕੁਇਟੀ ਸਕੀਮਾਂ ਦੀ CRISIL ਰੇਟਿੰਗ ਤਿੰਨ ਅਤੇ ਇਸ ਤੋਂ ਵੱਧ ਹੈ।

ਘਰੇਲੂ ਅਤੇ ਆਫਸ਼ੋਰ ਫੰਡ ਪ੍ਰਬੰਧਨ: ਕੰਪਨੀ ਕੋਲ ਘਰੇਲੂ ਅਤੇ ਦੋਵਾਂ ਦੇ ਪ੍ਰਬੰਧਨ ਵਿੱਚ ਮੁਹਾਰਤ ਹੈਸਮੁੰਦਰੀ ਕਿਨਾਰੇ ਫੰਡ

ਟੈਕਸ ਲਾਭ: ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਨਾਲ ਟੈਕਸ ਬਚਾਉਣਾ ਆਸਾਨ ਹੈ। ਕੰਪਨੀ ਪ੍ਰਦਾਨ ਕਰਦੀ ਹੈਇਕੁਇਟੀ ਲਿੰਕਡ ਬੱਚਤ ਸਕੀਮ ਟੈਕਸ ਬਚਾਉਣ ਲਈ ਨਿਵੇਸ਼ਕਾਂ ਲਈ।

NRI ਨਿਵੇਸ਼: ਕੰਪਨੀ ਪ੍ਰਵਾਸੀ ਭਾਰਤੀਆਂ ਨੂੰ ਇਸ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਇਜਾਜ਼ਤ ਵੀ ਦਿੰਦੀ ਹੈਮਿਉਚੁਅਲ ਫੰਡ.

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ਵਧੀਆ ਐਸਬੀਆਈ ਮਿਉਚੁਅਲ ਫੰਡ ਸਕੀਮਾਂ

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Gold Fund Growth	₹39.4754 ↑ 0.52	₹9,324	5,000	500	14.5	37.9	73.1	33.3	20.5	71.5
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Banking & Financial Services Fund Growth	₹46.1748 ↑ 0.24	₹9,813	5,000	500	7.6	7.3	19.4	19.6	16.9	20.4
SBI Multi Asset Allocation Fund Growth	₹65.7702 ↑ 0.32	₹12,466	5,000	500	7.4	10	18.2	18.4	14.8	18.6
SBI Focused Equity Fund Growth	₹381.954 ↑ 0.86	₹42,773	5,000	500	7.3	7	15.5	18.4	16.7	15.7
SBI Magnum COMMA Fund Growth	₹111.833 ↑ 1.26	₹830	5,000	500	6.6	5.7	12.3	18	18.6	12.3
SBI PSU Fund Growth	₹34.6031 ↑ 0.60	₹5,763	5,000	500	7.2	6.8	12.1	28.8	29.6	11.3
SBI Equity Hybrid Fund Growth	₹312.853 ↑ 1.56	₹82,958	1,000	500	3.8	2	11.9	14.5	13.7	12.3
SBI Large and Midcap Fund Growth	₹652.388 ↑ 1.79	₹37,045	5,000	500	5.3	4.2	9.8	18.2	19.6	10.1
SBI Nifty Index Fund Growth	₹232.881 ↑ 1.61	₹11,633	5,000	500	6	3.7	9.7	13.8	14.1	11.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jan 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Gold Fund	SBI Dynamic Asset Allocation Fund	SBI Banking & Financial Services Fund	SBI Multi Asset Allocation Fund	SBI Focused Equity Fund	SBI Magnum COMMA Fund	SBI PSU Fund	SBI Equity Hybrid Fund	SBI Large and Midcap Fund	SBI Nifty Index Fund
Point 1	Lower mid AUM (₹9,324 Cr).	Bottom quartile AUM (₹655 Cr).	Lower mid AUM (₹9,813 Cr).	Upper mid AUM (₹12,466 Cr).	Top quartile AUM (₹42,773 Cr).	Bottom quartile AUM (₹830 Cr).	Bottom quartile AUM (₹5,763 Cr).	Highest AUM (₹82,958 Cr).	Upper mid AUM (₹37,045 Cr).	Upper mid AUM (₹11,633 Cr).
Point 2	Established history (14+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (15+ yrs).	Established history (20+ yrs).	Established history (20+ yrs).	Oldest track record among peers (23 yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 2★ (lower mid).	Rating: 4★ (top quartile).	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 20.46% (top quartile).	5Y return: 8.31% (bottom quartile).	5Y return: 16.91% (upper mid).	5Y return: 14.80% (lower mid).	5Y return: 16.70% (lower mid).	5Y return: 18.60% (upper mid).	5Y return: 29.64% (top quartile).	5Y return: 13.66% (bottom quartile).	5Y return: 19.60% (upper mid).	5Y return: 14.13% (bottom quartile).
Point 6	3Y return: 33.26% (top quartile).	3Y return: 6.92% (bottom quartile).	3Y return: 19.58% (upper mid).	3Y return: 18.44% (upper mid).	3Y return: 18.42% (upper mid).	3Y return: 18.02% (lower mid).	3Y return: 28.82% (top quartile).	3Y return: 14.50% (bottom quartile).	3Y return: 18.22% (lower mid).	3Y return: 13.82% (bottom quartile).
Point 7	1Y return: 73.06% (top quartile).	1Y return: 25.12% (top quartile).	1Y return: 19.35% (upper mid).	1Y return: 18.25% (upper mid).	1Y return: 15.47% (upper mid).	1Y return: 12.32% (lower mid).	1Y return: 12.07% (lower mid).	1Y return: 11.88% (bottom quartile).	1Y return: 9.85% (bottom quartile).	1Y return: 9.66% (bottom quartile).
Point 8	1M return: 5.86% (top quartile).	1M return: 1.04% (lower mid).	Alpha: 0.83 (upper mid).	1M return: 2.41% (upper mid).	Alpha: 8.28 (top quartile).	Alpha: -3.46 (bottom quartile).	Alpha: -0.83 (bottom quartile).	1M return: 0.52% (bottom quartile).	Alpha: 0.64 (upper mid).	1M return: 1.10% (lower mid).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Sharpe: 0.88 (upper mid).	Alpha: 0.00 (lower mid).	Sharpe: 0.76 (upper mid).	Sharpe: 0.00 (bottom quartile).	Sharpe: 0.03 (bottom quartile).	Alpha: 4.12 (top quartile).	Sharpe: 0.23 (bottom quartile).	Alpha: -0.49 (bottom quartile).
Point 10	Sharpe: 3.54 (top quartile).	Sharpe: 2.59 (top quartile).	Information ratio: 0.94 (top quartile).	Sharpe: 1.17 (upper mid).	Information ratio: 0.35 (upper mid).	Information ratio: -0.09 (lower mid).	Information ratio: -0.53 (bottom quartile).	Sharpe: 0.61 (lower mid).	Information ratio: -0.48 (bottom quartile).	Sharpe: 0.31 (lower mid).

SBI Gold Fund

Lower mid AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.46% (top quartile).
3Y return: 33.26% (top quartile).
1Y return: 73.06% (top quartile).
1M return: 5.86% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 3.54 (top quartile).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (top quartile).

SBI Banking & Financial Services Fund

Lower mid AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.91% (upper mid).
3Y return: 19.58% (upper mid).
1Y return: 19.35% (upper mid).
Alpha: 0.83 (upper mid).
Sharpe: 0.88 (upper mid).
Information ratio: 0.94 (top quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹12,466 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 14.80% (lower mid).
3Y return: 18.44% (upper mid).
1Y return: 18.25% (upper mid).
1M return: 2.41% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.17 (upper mid).

SBI Focused Equity Fund

Top quartile AUM (₹42,773 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.70% (lower mid).
3Y return: 18.42% (upper mid).
1Y return: 15.47% (upper mid).
Alpha: 8.28 (top quartile).
Sharpe: 0.76 (upper mid).
Information ratio: 0.35 (upper mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹830 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.60% (upper mid).
3Y return: 18.02% (lower mid).
1Y return: 12.32% (lower mid).
Alpha: -3.46 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: -0.09 (lower mid).

SBI PSU Fund

Bottom quartile AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 29.64% (top quartile).
3Y return: 28.82% (top quartile).
1Y return: 12.07% (lower mid).
Alpha: -0.83 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.53 (bottom quartile).

SBI Equity Hybrid Fund

Highest AUM (₹82,958 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.66% (bottom quartile).
3Y return: 14.50% (bottom quartile).
1Y return: 11.88% (bottom quartile).
1M return: 0.52% (bottom quartile).
Alpha: 4.12 (top quartile).
Sharpe: 0.61 (lower mid).

SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.60% (upper mid).
3Y return: 18.22% (lower mid).
1Y return: 9.85% (bottom quartile).
Alpha: 0.64 (upper mid).
Sharpe: 0.23 (bottom quartile).
Information ratio: -0.48 (bottom quartile).

SBI Nifty Index Fund

Upper mid AUM (₹11,633 Cr).
Oldest track record among peers (23 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.13% (bottom quartile).
3Y return: 13.82% (bottom quartile).
1Y return: 9.66% (bottom quartile).
1M return: 1.10% (lower mid).
Alpha: -0.49 (bottom quartile).
Sharpe: 0.31 (lower mid).

*ਜੇ ਫੰਡਾਂ ਦੇ ਆਧਾਰ 'ਤੇ ਸੂਚੀਬੱਧ ਕਰੋਸੰਪਤੀ > 100 ਕਰੋੜ ਅਤੇ ਕ੍ਰਮਬੱਧਪਿਛਲੇ 1 ਸਾਲ ਦਾ ਰਿਟਰਨ.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Lower mid AUM (₹9,324 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 20.46% (top quartile).
3Y return: 33.26% (top quartile).
1Y return: 73.06% (top quartile).
1M return: 5.86% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 3.54 (top quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~100.0%).
Top-3 holdings concentration ~100.9%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (02 Jan 26)	₹39.4754 ↑ 0.52 (1.34 %)
Net Assets (Cr)	₹9,324 on 30 Nov 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	3.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,431
31 Dec 22	₹10,624
31 Dec 23	₹12,126
31 Dec 24	₹14,507
31 Dec 25	₹24,880

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	5.9%
3 Month	14.5%
6 Month	37.9%
1 Year	73.1%
3 Year	33.3%
5 Year	20.5%
10 Year
15 Year
Since launch	10.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	71.5%
2023	19.6%
2022	14.1%
2021	12.6%
2020	-5.7%
2019	27.4%
2018	22.8%
2017	6.4%
2016	3.5%
2015	10%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.23 Yr.

Data below for SBI Gold Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	1.55%
Other	98.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	100%	₹9,323 Cr	864,580,590 ↑ 43,695,502
Treps CBLO/Reverse Repo \| -	0%	₹42 Cr
Net Receivable / Payable CBLO \| -	0%	-₹42 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Lower mid AUM (₹9,813 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.91% (upper mid).
3Y return: 19.58% (upper mid).
1Y return: 19.35% (upper mid).
Alpha: 0.83 (upper mid).
Sharpe: 0.88 (upper mid).
Information ratio: 0.94 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~13.0%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (02 Jan 26)	₹46.1748 ↑ 0.24 (0.53 %)
Net Assets (Cr)	₹9,813 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.88
Information Ratio	0.94
Alpha Ratio	0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,208
31 Dec 22	₹12,723
31 Dec 23	₹15,089
31 Dec 24	₹18,041
31 Dec 25	₹21,724

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.5%
3 Month	7.6%
6 Month	7.3%
1 Year	19.4%
3 Year	19.6%
5 Year	16.9%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	19.6%
2022	18.6%
2021	13.5%
2020	12.1%
2019	4.8%
2018	20.7%
2017	9.5%
2016	40.7%
2015	17%

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.34 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	96.25%
Technology	0.69%

Asset Allocation

Asset Class	Value
Cash	3.01%
Equity	96.94%
Debt	0.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	13%	₹1,273 Cr	12,629,430
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	8%	₹763 Cr	3,591,554 ↓ -500,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| BAJAJFINSV	7%	₹714 Cr	3,411,808 ↑ 609,790
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	7%	₹670 Cr	5,235,410 ↓ -1,800,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	7%	₹659 Cr	6,730,364 ↓ -2,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	6%	₹616 Cr	4,435,814
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	5%	₹474 Cr	2,408,631
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| MUTHOOTFIN	4%	₹402 Cr	1,074,249 ↑ 310,318
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Mar 25 \| ABCAPITAL	3%	₹322 Cr	8,981,743
Bank of Baroda (Financial Services) Equity, Since 31 Mar 25 \| BANKBARODA	3%	₹289 Cr	9,985,585

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹12,466 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 14.80% (lower mid).
3Y return: 18.44% (upper mid).
1Y return: 18.25% (upper mid).
1M return: 2.41% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.17 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~98%).
Largest holding SBI Silver ETF (~6.7%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (02 Jan 26)	₹65.7702 ↑ 0.32 (0.49 %)
Net Assets (Cr)	₹12,466 on 15 Dec 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	1.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,302
31 Dec 22	₹11,977
31 Dec 23	₹14,897
31 Dec 24	₹16,803
31 Dec 25	₹19,924

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	2.4%
3 Month	7.4%
6 Month	10%
1 Year	18.2%
3 Year	18.4%
5 Year	14.8%
10 Year
15 Year
Since launch	9.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.6%
2023	12.8%
2022	24.4%
2021	6%
2020	13%
2019	14.2%
2018	10.6%
2017	0.4%
2016	10.9%
2015	8.7%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	4.09 Yr.
Mansi Sajeja	1 Dec 23	2 Yr.
Vandna Soni	1 Jan 24	1.92 Yr.

Data below for SBI Multi Asset Allocation Fund as on 15 Dec 25

Asset Allocation

Asset Class	Value
Cash	10.3%
Equity	46.93%
Debt	32.36%
Other	10.41%

Equity Sector Allocation

Sector	Value
Financial Services	14.22%
Real Estate	6.48%
Consumer Cyclical	5.9%
Energy	3.97%
Technology	3.83%
Basic Materials	3.74%
Consumer Defensive	3.35%
Industrials	2.32%
Utility	1.69%
Health Care	1.11%
Communication Services	0.33%

Debt Sector Allocation

Sector	Value
Corporate	24.41%
Cash Equivalent	9.53%
Government	8.72%

Credit Quality

Rating	Value
A	2.23%
AA	51.08%
AAA	46.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	7%	₹840 Cr	44,296,178 ↓ -4,000,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	4%	₹498 Cr	15,164,234 ↑ 7,500,000
SBI Gold ETF - \| -	3%	₹426 Cr	37,241,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	3%	₹339 Cr	35,000,000
6.48% Govt Stock 2035 Sovereign Bonds \| -	2%	₹298 Cr	30,000,000 ↑ 30,000,000
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	2%	₹268 Cr	1,720,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹265 Cr	2,662,000
Jtpm Metal TRaders Limited Debentures \| -	2%	₹257 Cr	25,000
PB Fintech Ltd (Financial Services) Equity, Since 31 Jul 25 \| 543390	2%	₹236 Cr	1,222,500
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	2%	₹216 Cr	4,900,000

5. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

Research Highlights for SBI Focused Equity Fund

Top quartile AUM (₹42,773 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 16.70% (lower mid).
3Y return: 18.42% (upper mid).
1Y return: 15.47% (upper mid).
Alpha: 8.28 (top quartile).
Sharpe: 0.76 (upper mid).
Information ratio: 0.35 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Alphabet Inc Class A (~8.7%).

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund Growth
Launch Date	11 Oct 04
NAV (01 Jan 26)	₹381.954 ↑ 0.86 (0.23 %)
Net Assets (Cr)	₹42,773 on 30 Nov 25
Category	Equity - Focused
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	0.76
Information Ratio	0.35
Alpha Ratio	8.28
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,298
31 Dec 22	₹13,085
31 Dec 23	₹15,994
31 Dec 24	₹18,737
31 Dec 25	₹21,680

SBI Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	7.3%
6 Month	7%
1 Year	15.5%
3 Year	18.4%
5 Year	16.7%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	15.7%
2023	17.2%
2022	22.2%
2021	-8.5%
2020	43%
2019	14.5%
2018	16.1%
2017	-3.8%
2016	44.7%
2015	2.2%

Fund Manager information for SBI Focused Equity Fund

Name	Since	Tenure
R. Srinivasan	1 May 09	16.6 Yr.

Data below for SBI Focused Equity Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	31.7%
Consumer Cyclical	16.55%
Communication Services	13.54%
Utility	9.47%
Basic Materials	9.26%
Consumer Defensive	4.95%
Technology	4.3%
Health Care	4.23%
Industrials	1.57%

Asset Allocation

Asset Class	Value
Cash	3.49%
Equity	95.57%
Debt	0.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 30 Sep 18 \| ABEA	9%	₹3,723 Cr	1,300,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 13 \| HDFCBANK	7%	₹2,821 Cr	28,000,000
Muthoot Finance Ltd (Financial Services) Equity, Since 29 Feb 20 \| MUTHOOTFIN	6%	₹2,621 Cr	7,000,000
State Bank of India (Financial Services) Equity, Since 30 Sep 21 \| SBIN	5%	₹2,252 Cr	23,000,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| BAJAJFINSV	5%	₹2,094 Cr	10,000,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	5%	₹2,069 Cr	13,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| KOTAKBANK	4%	₹1,912 Cr	9,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Oct 25 \| BAJFINANCE	4%	₹1,857 Cr	17,900,000
EPAM Systems Inc (Technology) Equity, Since 31 Jan 25 \| EPAM	4%	₹1,840 Cr	1,100,000
Adani Power Ltd (Utilities) Equity, Since 31 Oct 25 \| ADANIPOWER	4%	₹1,622 Cr	110,000,000

6. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹830 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 18.60% (upper mid).
3Y return: 18.02% (lower mid).
1Y return: 12.32% (lower mid).
Alpha: -3.46 (bottom quartile).
Sharpe: 0.00 (bottom quartile).
Information ratio: -0.09 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~93%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~8.0%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (02 Jan 26)	₹111.833 ↑ 1.26 (1.14 %)
Net Assets (Cr)	₹830 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	0
Information Ratio	-0.09
Alpha Ratio	-3.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,200
31 Dec 22	₹14,203
31 Dec 23	₹18,795
31 Dec 24	₹20,763
31 Dec 25	₹23,322

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	5.5%
3 Month	6.6%
6 Month	5.7%
1 Year	12.3%
3 Year	18%
5 Year	18.6%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	10.5%
2022	32.3%
2021	-6.6%
2020	52%
2019	23.9%
2018	11.8%
2017	-18.7%
2016	39.2%
2015	32.3%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.5 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Basic Materials	49.4%
Energy	25.12%
Utility	9.19%
Consumer Defensive	4.07%
Consumer Cyclical	3.23%
Financial Services	1.85%

Asset Allocation

Asset Class	Value
Cash	4.72%
Equity	92.86%
Debt	0.34%
Other	2.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	8%	₹67 Cr	424,732
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹63 Cr	3,776,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| 530965	5%	₹40 Cr	2,500,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| ULTRACEMCO	5%	₹39 Cr	34,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	4%	₹36 Cr	675,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹35 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
Steel Authority Of India Ltd (Basic Materials) Equity, Since 29 Feb 24 \| SAIL	4%	₹32 Cr	2,350,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| ARVIND	3%	₹27 Cr	760,000

7. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Bottom quartile AUM (₹5,763 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 29.64% (top quartile).
3Y return: 28.82% (top quartile).
1Y return: 12.07% (lower mid).
Alpha: -0.83 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.53 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.9%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (02 Jan 26)	₹34.6031 ↑ 0.60 (1.76 %)
Net Assets (Cr)	₹5,763 on 30 Nov 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	0.03
Information Ratio	-0.53
Alpha Ratio	-0.83
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,241
31 Dec 22	₹17,083
31 Dec 23	₹26,314
31 Dec 24	₹32,485
31 Dec 25	₹36,147

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	3.1%
3 Month	7.2%
6 Month	6.8%
1 Year	12.1%
3 Year	28.8%
5 Year	29.6%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.5 Yr.

Data below for SBI PSU Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	36.69%
Utility	27.73%
Energy	13.4%
Industrials	12.38%
Basic Materials	5.83%

Asset Allocation

Asset Class	Value
Cash	3.88%
Equity	96.04%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹534 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| NTPC	8%	₹475 Cr	14,543,244
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| GAIL	8%	₹453 Cr	25,750,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| POWERGRID	8%	₹446 Cr	16,535,554
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| BPCL	6%	₹348 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| BANKBARODA	6%	₹319 Cr	11,000,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| INDIANB	4%	₹211 Cr	2,427,235
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| NMDC	4%	₹206 Cr	27,900,000
General Insurance Corp of India (Financial Services) Equity, Since 31 May 24 \| GICRE	3%	₹161 Cr	4,150,000

8. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹82,958 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.66% (bottom quartile).
3Y return: 14.50% (bottom quartile).
1Y return: 11.88% (bottom quartile).
1M return: 0.52% (bottom quartile).
Alpha: 4.12 (top quartile).
Sharpe: 0.61 (lower mid).
Information ratio: 0.62 (top quartile).
Top sector: Financial Services.
Top bond sector: Corporate.
Equity-heavy allocation (~74%).
High-quality debt (AAA/AA ~93%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (02 Jan 26)	₹312.853 ↑ 1.56 (0.50 %)
Net Assets (Cr)	₹82,958 on 30 Nov 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	0.61
Information Ratio	0.62
Alpha Ratio	4.12
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,360
31 Dec 22	₹12,641
31 Dec 23	₹14,716
31 Dec 24	₹16,806
31 Dec 25	₹18,877

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.5%
3 Month	3.8%
6 Month	2%
1 Year	11.9%
3 Year	14.5%
5 Year	13.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.3%
2023	14.2%
2022	16.4%
2021	2.3%
2020	23.6%
2019	12.9%
2018	13.5%
2017	-0.1%
2016	27.7%
2015	3.7%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	13.93 Yr.
Rajeev Radhakrishnan	1 Dec 23	2 Yr.
Mansi Sajeja	1 Dec 23	2 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Equity Hybrid Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	4.93%
Equity	74.32%
Debt	20.75%

Equity Sector Allocation

Sector	Value
Financial Services	22.63%
Industrials	10.01%
Basic Materials	9.74%
Consumer Cyclical	6.76%
Utility	5.84%
Health Care	4.69%
Communication Services	4.03%
Technology	3.9%
Consumer Defensive	3.05%
Energy	2.46%
Real Estate	1.13%

Debt Sector Allocation

Sector	Value
Corporate	12.78%
Government	7.99%
Cash Equivalent	4.9%

Credit Quality

Rating	Value
A	4.65%
AA	22.18%
AAA	71.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	5%	₹4,433 Cr	44,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 17 \| BHARTIARTL	4%	₹3,342 Cr	15,900,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹3,231 Cr	33,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| KOTAKBANK	4%	₹2,974 Cr	14,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹2,916 Cr	21,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹2,853 Cr	281,501,100
Muthoot Finance Ltd (Financial Services) Equity, Since 28 Feb 22 \| MUTHOOTFIN	3%	₹2,621 Cr	7,000,000
MRF Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| MRF	3%	₹2,591 Cr	170,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 30 Apr 16 \| DIVISLAB	3%	₹2,396 Cr	3,700,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹2,376 Cr	1,790,000

9. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹37,045 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 19.60% (upper mid).
3Y return: 18.22% (lower mid).
1Y return: 9.85% (bottom quartile).
Alpha: 0.64 (upper mid).
Sharpe: 0.23 (bottom quartile).
Information ratio: -0.48 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (01 Jan 26)	₹652.388 ↑ 1.79 (0.28 %)
Net Assets (Cr)	₹37,045 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	0.23
Information Ratio	-0.48
Alpha Ratio	0.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,935
31 Dec 22	₹14,948
31 Dec 23	₹18,952
31 Dec 24	₹22,372
31 Dec 25	₹24,626

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.4%
3 Month	5.3%
6 Month	4.2%
1 Year	9.8%
3 Year	18.2%
5 Year	19.6%
10 Year
15 Year
Since launch	17.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.1%
2023	18%
2022	26.8%
2021	7.3%
2020	39.3%
2019	15.8%
2018	6.8%
2017	-5.3%
2016	40.5%
2015	0.4%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.23 Yr.

Data below for SBI Large and Midcap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	23.24%
Basic Materials	16.28%
Consumer Cyclical	15.47%
Health Care	12.23%
Industrials	9.21%
Consumer Defensive	6.42%
Technology	5.06%
Energy	4.37%
Utility	1.8%
Communication Services	1.53%

Asset Allocation

Asset Class	Value
Cash	4.97%
Equity	94.94%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	6%	₹2,217 Cr	22,000,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,191 Cr	7,600,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| AXISBANK	3%	₹1,177 Cr	9,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,126 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| ASIANPAINT	3%	₹1,105 Cr	3,844,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,021 Cr	3,820,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| BERGEPAINT	3%	₹961 Cr	17,023,856
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Mar 25 \| BHARATFORG	3%	₹932 Cr	6,500,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 May 21 \| ASHOKLEY	2%	₹853 Cr	53,940,000 ↓ -60,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹840 Cr	1,476,712

10. SBI Nifty Index Fund

The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks.

Research Highlights for SBI Nifty Index Fund

Upper mid AUM (₹11,633 Cr).
Oldest track record among peers (23 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.13% (bottom quartile).
3Y return: 13.82% (bottom quartile).
1Y return: 9.66% (bottom quartile).
1M return: 1.10% (lower mid).
Alpha: -0.49 (bottom quartile).
Sharpe: 0.31 (lower mid).
Information ratio: -20.61 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~12.9%).

Below is the key information for SBI Nifty Index Fund

SBI Nifty Index Fund Growth
Launch Date	17 Jan 02
NAV (02 Jan 26)	₹232.881 ↑ 1.61 (0.69 %)
Net Assets (Cr)	₹11,633 on 30 Nov 25
Category	Others - Index Fund
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.47
Sharpe Ratio	0.31
Information Ratio	-20.61
Alpha Ratio	-0.49
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.2%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,466
31 Dec 22	₹13,102
31 Dec 23	₹15,808
31 Dec 24	₹17,307
31 Dec 25	₹19,269

SBI Nifty Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for SBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.1%
3 Month	6%
6 Month	3.7%
1 Year	9.7%
3 Year	13.8%
5 Year	14.1%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	9.5%
2022	20.7%
2021	5.1%
2020	24.7%
2019	14.6%
2018	12.5%
2017	3.8%
2016	29.1%
2015	3.4%

Fund Manager information for SBI Nifty Index Fund

Name	Since	Tenure
Raviprakash Sharma	1 Feb 11	14.84 Yr.
Pradeep Kesavan	1 Dec 23	2 Yr.

Data below for SBI Nifty Index Fund as on 30 Nov 25

Asset Allocation

Asset Class	Value
Cash	0.04%
Equity	99.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 03 \| HDFCBANK	13%	₹1,498 Cr	14,866,667 ↑ 95,315
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 03 \| RELIANCE	9%	₹1,033 Cr	6,589,532 ↑ 42,247
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 03 \| ICICIBANK	8%	₹965 Cr	6,946,122 ↑ 44,538
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 04 \| BHARTIARTL	5%	₹558 Cr	2,653,017 ↑ 17,009
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹547 Cr	3,506,801 ↑ 22,482
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 04 \| LT	4%	₹465 Cr	1,143,124 ↑ 7,330
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	3%	₹395 Cr	4,038,653 ↑ 25,896
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹379 Cr	9,378,354 ↑ 60,129
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| AXISBANK	3%	₹357 Cr	2,787,568 ↑ 17,875
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 10 \| M&M	3%	₹324 Cr	862,652 ↑ 5,533

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