Table of Contents
ਵਿਆਹ ਜੀਵਨ ਦੀਆਂ ਸਭ ਤੋਂ ਵੱਧ ਉਡੀਕੀਆਂ ਜਾਣ ਵਾਲੀਆਂ ਘਟਨਾਵਾਂ ਵਿੱਚੋਂ ਇੱਕ ਹੈ ਅਤੇ ਅਜਿਹੀ ਚੀਜ਼ ਜਿਸ ਦੀ ਹਰ ਮਾਤਾ-ਪਿਤਾ ਉਡੀਕ ਕਰਦੇ ਹਨ। ਹਾਲਾਂਕਿ, ਵਿਆਹ ਦਿਨੋ-ਦਿਨ ਸ਼ਾਨਦਾਰ ਹੋ ਰਹੇ ਹਨ ਅਤੇ ਵਧਦੀ ਦਰ ਨਾਲਮਹਿੰਗਾਈ, ਤੁਸੀਂ ਕਰ ਸੱਕਦੇ ਹੋਜ਼ਮੀਨ ਇੱਕ ਤੰਗ ਸਥਾਨ ਵਿੱਚ ਜੇਕਰ ਤੁਸੀਂ ਆਪਣੇ ਖਰਚਿਆਂ ਦੀ ਪੂਰਵ-ਯੋਜਨਾ ਨਹੀਂ ਕਰਦੇ ਹੋ। ਇਸ ਲਈ, ਵਿਆਹ ਦੀ ਯੋਜਨਾਬੰਦੀ ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਵੱਡੇ ਦਿਨ ਲਈ ਪਹਿਲਾਂ ਤੋਂ ਯੋਜਨਾ ਬਣਾਉਣ ਅਤੇ ਤੁਹਾਡੇ ਪੈਸੇ ਦਾ ਨਿਵੇਸ਼ ਕਰਨ ਵਿੱਚ ਮਦਦ ਕਰਦਾ ਹੈ।
ਕੈਲਕੁਲੇਟਰ ਤੁਹਾਨੂੰ ਅੰਦਾਜ਼ਾ ਦਿੰਦਾ ਹੈ ਕਿ ਤੁਸੀਂ ਵਿਆਹ ਲਈ ਆਪਣੇ ਨਿਵੇਸ਼ ਤੋਂ ਕਿੰਨੇ ਰਿਟਰਨ ਦੀ ਉਮੀਦ ਕਰ ਸਕਦੇ ਹੋ।
Know Your Monthly SIP Amount
ਕੈਲਕੁਲੇਟਰ ਦਾ ਕੰਮ ਕਰਨਾ ਬਹੁਤ ਸਰਲ ਹੈ। ਤੁਹਾਨੂੰ ਸਿਰਫ਼ ਆਪਣੇ ਬੱਚੇ ਦੀ ਉਮਰ, ਉਸ ਦੀ ਵਿਆਹ ਦੀ ਲਗਭਗ ਉਮਰ, ਵਿਆਹ ਲਈ ਲੋੜੀਂਦੀ ਰਕਮ ਅਤੇ ਵਿਆਜ ਦਰ ਦੇ ਵੇਰਵੇ ਦਰਜ ਕਰਨੇ ਹਨ। ਕੈਲਕੁਲੇਟਰ ਦਾਖਲ ਕੀਤੇ ਮੁੱਲਾਂ ਦੇ ਅਧਾਰ 'ਤੇ ਤੇਜ਼ੀ ਨਾਲ ਨਤੀਜੇ ਤਿਆਰ ਕਰੇਗਾ ਅਤੇ ਤੁਹਾਨੂੰ ਇਹ ਵਿਚਾਰ ਮਿਲੇਗਾ ਕਿ ਟੀਚੇ ਤੱਕ ਪਹੁੰਚਣ ਲਈ ਤੁਹਾਨੂੰ ਮਹੀਨਾਵਾਰ ਕਿੰਨੀ ਬਚਤ ਕਰਨ ਦੀ ਲੋੜ ਹੈ।
ਨੋਟ/ਬੇਦਾਅਵਾ: ਗਣਨਾਵਾਂ 6% ਦੀ ਮਹਿੰਗਾਈ ਦਰ ਮੰਨ ਕੇ ਤਿਆਰ ਕੀਤੀਆਂ ਜਾਂਦੀਆਂ ਹਨ ਅਤੇ ਮੁੱਲ ਵਿਆਖਿਆਤਮਕ ਹਨ। ਕੀਤੀ ਗਈ ਅਸਲ ਲਾਗਤ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਦੀ ਭਵਿੱਖੀ ਕਾਰਗੁਜ਼ਾਰੀ 'ਤੇ ਨਿਰਭਰ ਕਰੇਗੀ ਅਤੇ ਇਸ ਦੇ ਅਧੀਨ ਹੈਬਜ਼ਾਰ ਹਾਲਾਤ
Talk to our investment specialist
*3 ਸਾਲ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਦੇ ਆਧਾਰ 'ਤੇ ਵਧੀਆ ਫੰਡ।
The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a Below is the key information for SBI PSU Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. LIC MF Infrastructure Fund is a Equity - Sectoral fund was launched on 29 Feb 08. It is a fund with High risk and has given a Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on 1. SBI PSU Fund
CAGR/Annualized
return of 8.7% since its launch. Ranked 31 in Sectoral
category. Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% . SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (16 Oct 24) ₹33.0426 ↓ -0.05 (-0.16 %) Net Assets (Cr) ₹4,851 on 31 Aug 24 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.3 Sharpe Ratio 2.46 Information Ratio -1.02 Alpha Ratio -11.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,022 30 Sep 21 ₹12,992 30 Sep 22 ₹14,087 30 Sep 23 ₹20,730 30 Sep 24 ₹34,307 Returns for SBI PSU Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 0.7% 3 Month -5% 6 Month 11.7% 1 Year 64.2% 3 Year 34.2% 5 Year 27.4% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% 2014 41.5% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 0.33 Yr. Data below for SBI PSU Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Financial Services 34.91% Utility 25.75% Energy 18.46% Industrials 10.34% Basic Materials 7.08% Asset Allocation
Asset Class Value Cash 3.46% Equity 96.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN14% ₹652 Cr 8,277,500 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 5328989% ₹444 Cr 12,585,554
↓ -650,000 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 5321559% ₹441 Cr 18,350,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 5005476% ₹303 Cr 8,200,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL6% ₹296 Cr 10,375,000
↑ 1,200,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 5325555% ₹241 Cr 5,443,244 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | 5263715% ₹228 Cr 9,300,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 5321344% ₹193 Cr 7,800,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Jun 24 | SBILIFE4% ₹184 Cr 1,000,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹142 Cr 3,600,000
↑ 600,000 2. LIC MF Infrastructure Fund
CAGR/Annualized
return of 10.5% since its launch. Return for 2023 was 44.4% , 2022 was 7.9% and 2021 was 46.6% . LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (16 Oct 24) ₹52.8119 ↑ 0.08 (0.15 %) Net Assets (Cr) ₹725 on 31 Aug 24 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.3 Sharpe Ratio 3.65 Information Ratio 0.84 Alpha Ratio 26.87 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 19 ₹10,000 30 Sep 20 ₹8,670 30 Sep 21 ₹15,042 30 Sep 22 ₹16,606 30 Sep 23 ₹21,079 30 Sep 24 ₹36,513 Returns for LIC MF Infrastructure Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 16 Oct 24 Duration Returns 1 Month 1.6% 3 Month 1.5% 6 Month 35.9% 1 Year 73.3% 3 Year 33.4% 5 Year 30.3% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 44.4% 2022 7.9% 2021 46.6% 2020 -0.1% 2019 13.3% 2018 -14.6% 2017 42.2% 2016 -2.2% 2015 -6.2% 2014 49.6% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Yogesh Patil 18 Sep 20 4.04 Yr. Mahesh Bendre 1 Jul 24 0.25 Yr. Data below for LIC MF Infrastructure Fund as on 31 Aug 24
Equity Sector Allocation
Sector Value Industrials 53.51% Basic Materials 11.48% Consumer Cyclical 8.01% Utility 7.69% Financial Services 5.34% Technology 3.13% Real Estate 2.55% Communication Services 2.31% Health Care 2.08% Energy 1.34% Asset Allocation
Asset Class Value Cash 2.56% Equity 97.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 5006554% ₹31 Cr 79,367
↑ 942 Shakti Pumps (India) Ltd (Industrials)
Equity, Since 31 Mar 24 | SHAKTIPUMP4% ₹28 Cr 64,490
↑ 14,294 Schneider Electric Infrastructure Ltd (Industrials)
Equity, Since 31 Dec 23 | SCHNEIDER4% ₹26 Cr 324,490 Cummins India Ltd (Industrials)
Equity, Since 31 May 21 | 5004803% ₹25 Cr 65,432 GE T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | 5222753% ₹21 Cr 127,403
↑ 32,224 Bharat Bijlee Ltd (Industrials)
Equity, Since 31 Jul 22 | BBL3% ₹21 Cr 44,119 ISGEC Heavy Engineering Ltd (Industrials)
Equity, Since 31 Jul 24 | 5330333% ₹20 Cr 148,097
↑ 4,345 Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 5004003% ₹20 Cr 406,920
↑ 246,051 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 May 24 | 5001032% ₹17 Cr 598,457
↑ 194,190 Hitachi Energy India Ltd Ordinary Shares (Technology)
Equity, Since 31 Jul 22 | POWERINDIA2% ₹17 Cr 11,454