Table of Contents
ਤੁਹਾਡੇ ਇਕਮੁਸ਼ਤ ਨਿਵੇਸ਼ ਲਈ ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ
ਆਮ ਤੌਰ 'ਤੇ, ਜਦੋਂ ਕੋਈ ਚਾਹੁੰਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰੋ, ਉਹ ਉਲਝਣ ਵਿੱਚ ਹਨ ਜੇ ਉਹਨਾਂ ਨੂੰ ਇੱਕ ਲੈਣਾ ਚਾਹੀਦਾ ਹੈਐਸ.ਆਈ.ਪੀ. ਰਸਤਾ ਜਾਂ ਇਕਮੁਸ਼ਤ ਰਕਮ. ਆਓ ਤੁਹਾਡੇ ਲਈ ਇਹ ਸਧਾਰਣ ਬਣਾਉਂਦੇ ਹਾਂ! ਨਿਵੇਸ਼ਕ ਜੋ ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਵਿਚ ਨਿਵੇਸ਼ ਕਰਨ ਦੀ ਯੋਜਨਾ ਬਣਾ ਰਹੇ ਹਨ, ਉਨ੍ਹਾਂ ਨੂੰ ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ ਇਕ ਸਮੇਂ ਦਾ ਭੁਗਤਾਨ ਵਿਧੀ ਚੁਣਨੀ ਚਾਹੀਦੀ ਹੈ, ਜੋ ਕਿ ਨਿਵੇਸ਼ ਦਾ ਇਕਮੁਸ਼ਤ ਰਕਮ ਹੈ. ਇਹ ਅਸਾਨ ਨਾਲ ਇੱਕ ਛੋਟੇ ਅਵਧੀ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਹਮੇਸ਼ਾਂ ਬੁੱਧੀਮਾਨ ਹੁੰਦਾ ਹੈਤਰਲਤਾ.
ਡੈਬਟ ਮਿutਚੁਅਲ ਫੰਡ ਨਿਵੇਸ਼ ਲਈ ਇਕਮੁਸ਼ਤ ਰਕਮ ਕਿਉਂ?
ਇਕਮੁਸ਼ਤ ਨਿਵੇਸ਼ ਲਈ, ਕਰਜ਼ੇ ਦੇ ਫੰਡਾਂ ਦੀ ਤੁਲਨਾ ਵਿਚ ਬਿਹਤਰ ਵਿਕਲਪ ਹਨਇਕੁਇਟੀ ਮਿਉਚੁਅਲ ਫੰਡ. ਇਕਮੁਸ਼ਤ ਰਸਤਾ ਵਿਆਜ ਦਰ ਵਿਚ ਤਬਦੀਲੀ ਦੇ ਜੋਖਮ ਨੂੰ ਘਟਾਉਂਦਾ ਹੈ ਅਤੇ ਨਾਲ ਹੀ ਫਿਕਸਡ ਡਿਪਾਜ਼ਿਟ (ਐੱਫ ਡੀ) ਦੀ ਤੁਲਨਾ ਵਿਚ ਵਧੀਆ ਵਾਪਸੀ ਦਿੰਦਾ ਹੈ. ਆਦਰਸ਼ਕ ਤੌਰ ਤੇ, ਜਦੋਂ ਤੁਸੀਂ ਇੱਕਮੁਸ਼ਤ ਰਸਤਾ ਲੈਂਦੇ ਹੋਏ ਕਰਜ਼ੇ ਫੰਡਾਂ ਵਿੱਚ ਨਿਵੇਸ਼ ਕਰਦੇ ਹੋ, ਤਾਂ ਇਹ ਦੋ ਮੁੱਦਿਆਂ ਨੂੰ ਹੱਲ ਕਰਦਾ ਹੈ - ਇੱਕ ਟੈਕਸ ਲਾਭ ਅਤੇ ਦੂਜਾ ਮੁੜ ਨਿਵੇਸ਼ ਦਾ ਜੋਖਮ.
ਵੱਧ ਰਹੀਆਂ ਵਿਆਜ ਦਰਾਂ ਦੌਰਾਨ, ਉੱਚ ਗੁਣਵੱਤਾ ਦੇ ਪੋਰਟਫੋਲੀਓ ਦੇ ਨਾਲ ਕਰਜ਼ੇ ਦੇ ਅਧਾਰਤ ਫੰਡਾਂ ਵਿਚ ਇਕਮੁਸ਼ਤ ਰਸਤਾ ਅਪਣਾਉਣਾ ਚੰਗਾ ਸਮਾਂ ਹੈਬਾਂਡ. ਇਹ ਫੰਡ ਆਮ ਤੌਰ 'ਤੇ ਉਨ੍ਹਾਂ ਲੋਕਾਂ ਲਈ areੁਕਵੇਂ ਹੁੰਦੇ ਹਨ ਜਿਨ੍ਹਾਂ ਕੋਲ ਵਿਹਲੀ ਬਚਤ ਹੁੰਦੀ ਹੈ ਅਤੇ ਅਨੁਕੂਲ ਰਿਟਰਨਾਂ ਲਈ ਨਿਵੇਸ਼ ਕਰਨਾ ਚਾਹੁੰਦੇ ਹਨ. ਇਕਮੁਸ਼ਤ ਅਦਾਇਗੀ ਦੀ ਕਿਸੇ ਵੀ ਗਿਣਤੀ ਵਿਚ ਕੀਤਾ ਜਾ ਸਕਦਾ ਹੈਮਿਉਚੁਅਲ ਫੰਡ.
ਯੋਜਨਾਬੱਧ ਦੇ ਮੁਕਾਬਲੇ ਇਕਮੁਸ਼ਤ ਨਿਵੇਸ਼ ਵਧੀਆ ਕੰਮ ਕਰਦਾ ਹੈਨਿਵੇਸ਼ ਦੀ ਯੋਜਨਾ- ਸਿਰਫ ਤਾਂ ਹੀ ਜੇਕਰ ਮਾਰਕੀਟ ਦੀ ਗੜਬੜ ਦੌਰਾਨ ਜਾਂ ਘੱਟ ਮੁੱਲਾਂਕਣ ਤੇ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਂਦਾ ਹੈ. ਹਾਲਾਂਕਿ, ਇਕਮੁਸ਼ਤ ਰਕਮਨਿਵੇਸ਼ ਬਾਜ਼ਾਰ ਦੀਆਂ ਮੁਲਾਂਕਣਾਂ ਨੂੰ ਵਧਾਉਣ ਵੇਲੇ ਜਾਂ ਜਦੋਂ ਤੁਹਾਡੇ ਨਿਵੇਸ਼ ਦੇ ਸ਼ੁਰੂਆਤੀ ਪੜਾਅ ਵਿੱਚ ਮਾਰਕੀਟ ਤੇਜ਼ੀ ਨਾਲ ਸਹੀ ਹੋ ਜਾਂਦੀ ਹੈ ਤਾਂ ਕੋਈ ਕੰਮ ਨਹੀਂ ਕਰ ਸਕਦਾ.
ਡੈਬਟ ਫੰਡਾਂ ਵਿਚ ਕਿਵੇਂ ਨਿਵੇਸ਼ ਕੀਤਾ ਜਾਵੇ: ਮੁਲਾਂਕਣ ਕਰੋ
ਫੰਡ ਰਿਟਰਨ- ਖਾਣੇ ਦਾ ਚੰਗਾ ਰਿਕਾਰਡ ਹੋਣਾ ਚਾਹੀਦਾ ਹੈ. ਇੱਕ ਫੰਡ ਹਾ houseਸ ਲਈ ਜਾਓ ਜਿਸਦਾ ਨਿਰੰਤਰ ਪ੍ਰਦਰਸ਼ਨ ਪੇਸ਼ ਕਰਨ ਦਾ ਇੱਕ ਮਜ਼ਬੂਤ ਇਤਿਹਾਸ ਹੈ. ਫੰਡ ਦੇ ਪਿਛਲੇ 1, 3 ਅਤੇ 5 ਸਾਲ ਦੇ ਰਿਟਰਨ ਦੀ ਜਾਂਚ ਕਰੋ ਅਤੇ ਜੇ ਇਹ ਇਸਦੇ ਬੈਂਚਮਾਰਕ ਨੂੰ ਹਰਾਉਣ ਦੇ ਯੋਗ ਹੈ ਜਾਂ ਨਹੀਂ.
ਮੈਚ ਦੇ ਸਮੇਂ ਦੀ ਦੂਰੀ- ਡੈਬਟ ਫੰਡ ਆਪਣੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਮਿਆਦ ਦੇ ਨਾਲ ਨਿਵੇਸ਼ ਦੀਆਂ ਵਿਭਿੰਨ ਵਿਕਲਪ ਪੇਸ਼ ਕਰਦੇ ਹਨ. ਨਿਵੇਸ਼ਕਾਂ ਨੂੰ ਆਪਣੀ ਮਿਆਦ ਪੂਰੀ ਹੋਣ ਦੀ ਮਿਆਦ ਦੇ ਅਧਾਰ ਤੇ ਨਿਵੇਸ਼ ਦਾ ਫੈਸਲਾ ਕਰਨ ਦੀ ਜ਼ਰੂਰਤ ਹੁੰਦੀ ਹੈ, ਜਦੋਂ ਕਿ ਉਹ ਦੂਜੇ ਨਾਲ ਤੁਲਨਾ ਵੀ ਕਰ ਸਕਦੇ ਹਨਡੈਬਟ ਫੰਡ ਸਾਧਨ ਅਤੇ ਇਕ ਦੀ ਚੋਣ ਕਰੋ ਜੋ ਉਨ੍ਹਾਂ ਦੀ ਯੋਜਨਾ ਲਈ ਸਭ ਤੋਂ ਵਧੀਆ ਹੋਵੇ. ਉਦਾਹਰਣ ਦੇ ਲਈ, ਜੇ ਤੁਸੀਂ ਇਕ ਸਾਲ ਦੀ ਨਿਵੇਸ਼ ਯੋਜਨਾ ਦੇ ਸਮੇਂ ਅਨੁਸਾਰ ਵੇਖ ਰਹੇ ਹੋ, ਤਾਂ ਥੋੜ੍ਹੇ ਸਮੇਂ ਲਈ ਕਰਜ਼ਾ ਫੰਡ ਆਦਰਸ਼ਕ ਤੌਰ 'ਤੇ ਅਨੁਕੂਲ ਹੋ ਸਕਦਾ ਹੈ.
ਖਰਚਾ ਅਨੁਪਾਤ- ਡੈਬਟ ਫੰਡਾਂ ਵਿੱਚ ਵਿਚਾਰੇ ਜਾਣ ਵਾਲੇ ਇੱਕ ਮਹੱਤਵਪੂਰਣ ਕਾਰਕ ਦਾ ਇਸਦਾ ਖਰਚਾ ਅਨੁਪਾਤ ਹੈ. ਖਰਚਿਆਂ ਦਾ ਉੱਚਾ ਅਨੁਪਾਤ ਫੰਡਾਂ ਦੀ ਕਾਰਗੁਜ਼ਾਰੀ ਤੇ ਵੱਡਾ ਪ੍ਰਭਾਵ ਪੈਦਾ ਕਰਦਾ ਹੈ. ਉਦਾਹਰਣ ਲਈ,ਤਰਲ ਫੰਡ ਸਭ ਤੋਂ ਘੱਟ ਖਰਚਾ ਅਨੁਪਾਤ ਹਨ ਜੋ 50 ਬੀ ਪੀਐਸ ਤੱਕ ਹੁੰਦੇ ਹਨ (ਬੀ ਪੀ ਐਸ ਇਕ ਵਿਆਜ ਦਰਾਂ ਨੂੰ ਮਾਪਣ ਲਈ ਇਕਾਈ ਹੈ ਜਿਸ ਵਿਚ ਇਕ ਬੀ ਪੀਐਸ 1% ਦੇ 1/100 ਵੇਂ ਦੇ ਬਰਾਬਰ ਹੈ) ਜਦੋਂ ਕਿ, ਹੋਰ ਰਿਣ ਫੰਡ 150 ਬੀ ਪੀਐਸ ਤੱਕ ਲੈ ਸਕਦੇ ਹਨ. ਇਸ ਲਈ ਇੱਕ ਡੈਬਟ ਮਿ mutualਚੁਅਲ ਫੰਡ ਦੇ ਵਿਚਕਾਰ ਚੋਣ ਕਰਨ ਲਈ, ਪ੍ਰਬੰਧਨ ਫੀਸ ਜਾਂ ਫੰਡ ਦੇ ਚੱਲ ਰਹੇ ਖਰਚਿਆਂ 'ਤੇ ਵਿਚਾਰ ਕਰਨਾ ਮਹੱਤਵਪੂਰਨ ਹੈ.
ਚੋਟੀ ਦੇ 10 ਸਰਬੋਤਮ ਇਕਮੁਸ਼ਤ ਕਰਜ਼ਾ ਮਿutਚਲ ਫੰਡ 2020 - 2021
ਹੇਠਾਂ ਚੋਟੀ ਦੇ ਦਰਜੇ ਵਾਲੇ ਫੰਡ ਹਨਕਰਜ਼ਾ ਵਰਗ ਮੁੱਖ ਤੌਰ 'ਤੇ ਹੋਣ ਵਾਲੇ ਫੰਡਏਯੂਐਮ> 2000 ਕਰੋੜ ਅਤੇ ਅਲਟਰਾ-ਸ਼ਾਰਟ, ਕਾਰਪੋਰੇਟ ਬਾਂਡ, ਕ੍ਰੈਡਿਟ ਜੋਖਮ, ਘੱਟ ਅਵਧੀ ਦੀਆਂ ਸਬ ਸ਼੍ਰੇਣੀਆਂ ਵਿੱਚ ਹਨ.
Fund NAV Net Assets (Cr) Min Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹111.856
↑ 0.13 ₹24,570 1,000 3.3 4.8 9.9 7.6 8.5 7.31% 3Y 5M 16D 4Y 9M 14D HDFC Corporate Bond Fund Growth ₹32.2227
↑ 0.04 ₹32,527 5,000 3.2 4.7 9.7 7.5 8.6 7.31% 3Y 9M 5Y 10M 2D Aditya Birla Sun Life Savings Fund Growth ₹540.322
↑ 0.27 ₹13,294 1,000 2.2 4.1 7.9 7 7.9 7.75% 6M 25D 7M 28D Nippon India Prime Debt Fund Growth ₹59.3711
↑ 0.10 ₹6,738 1,000 3.4 4.9 10 7.7 8.4 7.44% 3Y 10M 6D 5Y 2M 26D Kotak Corporate Bond Fund Standard Growth ₹3,731.28
↑ 4.52 ₹14,639 5,000 3.2 4.7 9.7 7.3 8.3 7.31% 3Y 2M 8D 4Y 5M 8D ICICI Prudential Corporate Bond Fund Growth ₹29.4756
↑ 0.03 ₹29,929 5,000 3 4.7 9.2 7.7 8 7.37% 2Y 11M 5D 4Y 11M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Apr 25
(Erstwhile Aditya Birla Sun Life Short Term Fund) An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities. Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Nippon India Prime Debt Fund is a Debt - Corporate Bond fund was launched on 14 Sep 00. It is a fund with Moderately Low risk and has given a Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on (Erstwhile ICICI Prudential Ultra Short Term Plan) ICICI Prudential Ultra Short Term Plan is an open-ended income fund that intends to generate regular income through investments in a basket of debt and money market instruments of very short maturities with a view to providing reasonable returns, while maintaining an optimum balance of safety, liquidity and yield. However, there can be no assurance that the investment objective of the scheme will be realized. ICICI Prudential Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 11 Aug 09. It is a fund with Moderately Low risk and has given a Below is the key information for ICICI Prudential Corporate Bond Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Corporate Bond Fund
CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% . Aditya Birla Sun Life Corporate Bond Fund
Growth Launch Date 3 Mar 97 NAV (17 Apr 25) ₹111.856 ↑ 0.13 (0.11 %) Net Assets (Cr) ₹24,570 on 31 Mar 25 Category Debt - Corporate Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.5 Sharpe Ratio 1.63 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 4 Years 9 Months 14 Days Modified Duration 3 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,978 31 Mar 22 ₹11,525 31 Mar 23 ₹12,062 31 Mar 24 ₹13,003 31 Mar 25 ₹14,137 Returns for Aditya Birla Sun Life Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3.3% 6 Month 4.8% 1 Year 9.9% 3 Year 7.6% 5 Year 7.3% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.5% 2022 7.3% 2021 4.1% 2020 4% 2019 11.9% 2018 9.6% 2017 7% 2016 6.5% 2015 10.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund
Name Since Tenure Kaustubh Gupta 12 Apr 21 3.89 Yr. Data below for Aditya Birla Sun Life Corporate Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.8% Debt 95.93% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.28% Government 35.65% Cash Equivalent 3.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹2,033 Cr 198,661,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹1,751 Cr 170,500,000
↓ -33,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹1,267 Cr 123,324,100
↓ -30,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹744 Cr 74,550
↓ -2,500 Small Industries Development Bank Of India
Debentures | -2% ₹599 Cr 6,000 Bajaj Housing Finance Limited
Debentures | -2% ₹555 Cr 55,000 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹502 Cr 49,779,000
↓ -2,500,000 Bajaj Finance Limited
Debentures | -2% ₹452 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹411 Cr 41,000
↓ -2,500 6.79% Government Of India (07/10/2034)
Sovereign Bonds | -2% ₹408 Cr 40,500,000
↑ 25,500,000 2. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (17 Apr 25) ₹32.2227 ↑ 0.04 (0.11 %) Net Assets (Cr) ₹32,527 on 31 Mar 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 5 Years 10 Months 2 Days Modified Duration 3 Years 9 Months Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,879 31 Mar 22 ₹11,405 31 Mar 23 ₹11,862 31 Mar 24 ₹12,802 31 Mar 25 ₹13,906 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3.2% 6 Month 4.7% 1 Year 9.7% 3 Year 7.5% 5 Year 7.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% 2014 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.35 Yr. Dhruv Muchhal 22 Jun 23 1.69 Yr. Data below for HDFC Corporate Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.2% Debt 96.52% Other 0.28% Debt Sector Allocation
Sector Value Corporate 61.07% Government 35.46% Cash Equivalent 3.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Government Of India (15/04/2039)
Sovereign Bonds | -4% ₹1,293 Cr 125,000,000
↓ -25,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹1,286 Cr 125,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹1,008 Cr 100,000,000
↓ -15,000,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹818 Cr 81,000,000 State Bank Of India
Debentures | -2% ₹789 Cr 800 HDFC Bank Limited
Debentures | -2% ₹509 Cr 50,000 Bajaj Housing Finance Limited
Debentures | -2% ₹504 Cr 50,000 Ncd Small Industries Development Bank Of India
Debentures | -2% ₹500 Cr 50,000 LIC Housing Finance Limited
Debentures | -2% ₹500 Cr 5,000 Reliance Industries Limited
Debentures | -1% ₹472 Cr 4,500 3. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2024 was 7.9% , 2023 was 7.2% and 2022 was 4.8% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (17 Apr 25) ₹540.322 ↑ 0.27 (0.05 %) Net Assets (Cr) ₹13,294 on 31 Mar 25 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.09 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.75% Effective Maturity 7 Months 28 Days Modified Duration 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,634 31 Mar 22 ₹11,077 31 Mar 23 ₹11,676 31 Mar 24 ₹12,543 31 Mar 25 ₹13,517 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 1.1% 3 Month 2.2% 6 Month 4.1% 1 Year 7.9% 3 Year 7% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 7.2% 2021 4.8% 2020 3.9% 2019 7% 2018 8.5% 2017 7.6% 2016 7.2% 2015 9.2% 2014 8.9% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.7 Yr. Kaustubh Gupta 15 Jul 11 13.64 Yr. Monika Gandhi 22 Mar 21 3.95 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 40.5% Debt 59.18% Other 0.32% Debt Sector Allocation
Sector Value Corporate 69.04% Cash Equivalent 24.5% Government 6.14% Credit Quality
Rating Value AA 33.14% AAA 66.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity Shriram Finance Company Limited
Debentures | -4% ₹603 Cr 60,000 Nirma Limited
Debentures | -3% ₹485 Cr 48,500 364 DTB
Sovereign Bonds | -3% ₹471 Cr 47,500,000 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 182 DTB 29082025
Sovereign Bonds | -2% ₹340 Cr 35,000,000 Mankind Pharma Ltd
Debentures | -2% ₹305 Cr 30,500 Avanse Financial Services Ltd 9.40%
Debentures | -2% ₹299 Cr 30,000 Axis Bank Ltd.
Debentures | -2% ₹279 Cr 6,000
↑ 6,000 ICICI Home Finance Company Limited
Debentures | -2% ₹270 Cr 27,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹250 Cr 25,000
↓ -5,000 4. Nippon India Prime Debt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 20 in Corporate Bond category. Return for 2024 was 8.4% , 2023 was 7.1% and 2022 was 4.3% . Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (17 Apr 25) ₹59.3711 ↑ 0.10 (0.16 %) Net Assets (Cr) ₹6,738 on 31 Mar 25 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.44% Effective Maturity 5 Years 2 Months 26 Days Modified Duration 3 Years 10 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,760 31 Mar 22 ₹11,326 31 Mar 23 ₹11,869 31 Mar 24 ₹12,800 31 Mar 25 ₹13,900 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 2.3% 3 Month 3.4% 6 Month 4.9% 1 Year 10% 3 Year 7.7% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.4% 2022 7.1% 2021 4.3% 2020 4.7% 2019 9.5% 2018 7.8% 2017 6.9% 2016 6.6% 2015 9.1% 2014 8.7% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.16 Yr. Kinjal Desai 25 May 18 6.86 Yr. Data below for Nippon India Prime Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.69% Debt 96.03% Other 0.28% Debt Sector Allocation
Sector Value Corporate 60.73% Government 35.3% Cash Equivalent 3.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -12% ₹721 Cr 70,500,000 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -2% ₹148 Cr 150 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹146 Cr 150 6.79% Government Of India (07/10/2034)
Sovereign Bonds | -2% ₹146 Cr 14,500,000
↓ -10,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹139 Cr 13,500,000 LIC Housing Finance Limited
Debentures | -2% ₹135 Cr 13,500 Mahindra & Mahindra Financial Services Ltd
Debentures | -2% ₹129 Cr 13,000 Small Industries Development Bank Of India
Debentures | -2% ₹129 Cr 13,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹128 Cr 12,800 Rec Limited 7.34%
Debentures | -2% ₹124 Cr 12,500
↑ 12,500 5. Kotak Corporate Bond Fund Standard
CAGR/Annualized return of 7.8% since its launch. Ranked 15 in Corporate Bond category. Return for 2024 was 8.3% , 2023 was 6.9% and 2022 was 3.7% . Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (17 Apr 25) ₹3,731.28 ↑ 4.52 (0.12 %) Net Assets (Cr) ₹14,639 on 31 Mar 25 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 4 Years 5 Months 8 Days Modified Duration 3 Years 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,779 31 Mar 22 ₹11,274 31 Mar 23 ₹11,748 31 Mar 24 ₹12,634 31 Mar 25 ₹13,707 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3.2% 6 Month 4.7% 1 Year 9.7% 3 Year 7.3% 5 Year 6.7% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.3% 2022 6.9% 2021 3.7% 2020 3.8% 2019 9.7% 2018 9.6% 2017 7.5% 2016 6.9% 2015 9.4% 2014 8.8% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 10.08 Yr. Manu Sharma 1 Nov 22 2.33 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.1% Debt 96.63% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.96% Government 34.67% Cash Equivalent 3.1% Credit Quality
Rating Value AAA 99.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹1,776 Cr 172,935,080
↓ -5,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹1,066 Cr 104,220,308
↓ -10,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -4% ₹558 Cr 5,700 LIC Housing Finance Limited
Debentures | -3% ₹458 Cr 4,550 Bajaj Finance Limited
Debentures | -3% ₹437 Cr 43,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹434 Cr 43,500 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹429 Cr 42,500,000 Small Industries Development Bank Of India
Debentures | -2% ₹346 Cr 34,500 Power Finance Corporation Ltd.
Debentures | -2% ₹325 Cr 32,500 Mahindra & Mahindra Financial Services Ltd
Debentures | -2% ₹303 Cr 30,000 6. ICICI Prudential Corporate Bond Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 7 in Corporate Bond category. Return for 2024 was 8% , 2023 was 7.6% and 2022 was 4.5% . ICICI Prudential Corporate Bond Fund
Growth Launch Date 11 Aug 09 NAV (17 Apr 25) ₹29.4756 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹29,929 on 31 Mar 25 Category Debt - Corporate Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.57 Sharpe Ratio 1.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.37% Effective Maturity 4 Years 11 Months 26 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,894 31 Mar 22 ₹11,359 31 Mar 23 ₹11,991 31 Mar 24 ₹12,939 31 Mar 25 ₹14,013 Returns for ICICI Prudential Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Apr 25 Duration Returns 1 Month 1.8% 3 Month 3% 6 Month 4.7% 1 Year 9.2% 3 Year 7.7% 5 Year 7.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 7.6% 2021 4.5% 2020 4.1% 2019 10.4% 2018 9.9% 2017 6.4% 2016 6.3% 2015 9.8% 2014 8.8% Fund Manager information for ICICI Prudential Corporate Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.19 Yr. Ritesh Lunawat 22 Jan 24 1.19 Yr. Data below for ICICI Prudential Corporate Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.78% Debt 94.95% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61% Government 33.96% Cash Equivalent 4.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹2,252 Cr 220,127,880
↓ -40,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹2,019 Cr 196,295,540
↓ -909,090 National Bank For Agriculture And Rural Development
Debentures | -3% ₹962 Cr 96,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹955 Cr 95,550 Pipeline Infrastructure Private Limited
Debentures | -3% ₹816 Cr 80,500 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹606 Cr 58,412,000 Small Industries Development Bank Of India
Debentures | -2% ₹600 Cr 60,000 Bharat Petroleum Corporation Limited
Debentures | -2% ₹590 Cr 59,000 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -2% ₹525 Cr 535 LIC Housing Finance Ltd
Debentures | -2% ₹518 Cr 5,000
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