ICICI Expression Debit Card

If you notice, debit cards have a card number, EMV chip, payment gateway logo, Bank’s logo, your name and the expiring date of the card. But ICICI Bank brings an additional feature that could add a little more colour to your lives.

ICICI Expression Debit Card allows you to choose a design and a personal photograph for your card. Your photo will be up for approval before it could get printed on your card.

About ICICI Expression Debit Card

This ICICI Debit Card is where you have the liberty to choose the design printed on your card. The images are approved by the bank and upon approval, they get printed on the card. ICICI bank offers many expression cards like Expressions Coral Debit Card, Expressions Paywave NFC Card, Expressions Sapphiro Debit Card, Expressions DMRC Debit Card, Expressions Business Debit Card, Expressions Coral Business Debit Card, etc., that offers a host of benefits and features on your daily transactions.

ICICI Bank Expression Debit Card Features

Along with letting you select a design of your own choice with a photograph, ICICI also offers a Range of other benefits. They are as follows:

1) Annual Fee

ICICI Bank charges a certain fee for ICICI expression debit cardholders. You need to pay Rs. 499 + service tax as part of the joining fee procedure. From the second year, an annual fee of Rs. 499, along with service tax will be applicable.

2) Joining Benefits

• As part of joining benefits, you'll get a valid gift voucher worth Rs. 1000 from Kaya Skin Clinic with an additional gift voucher of Rs 500 for free dermatologist consultation. The voucher cannot be clubbed with any other scheme, offer or promotion.

• You can also avail Savaari cab rental voucher worth Rs. 500 on outstation cabs.

• You get a Central store’s voucher worth Rs. 500. The voucher is limited to Central stores only. No duplicate voucher will be issued if this voucher is lost. This voucher is valid for a minimum shopping of Rs. 2,500.

3) On-going Benefits

a) Higher spending limits

The bank allows higher withdrawal limits both in India and abroad.

The following table gives an account of the same:

b) Complimentary airport lounge access

You can have two free access per card every quarter at the participating airport lounges.

c) Zero surcharges on fuel purchases

No surcharge is applicable on selected government fuel Petrol outlets (BPCL/IOCL/HPCL). You'll be charged an additional amount for transacting on Non-ICICI swipe machines.

d) PAYBACK points

On spend of Rs. 200 from the debit card at any merchant establishment, you can earn 4 PAYBACK points from ICICI Bank Rewards.

e) Zero liability protection

This is a unique feature that protects your debit card against unauthorised purchases, loss, theft and misplacement of the card. You must Call the customer care within 15 days to report misuse or loss of the card. Ensure you also provide the necessary documents.

f) Dining offers

ICICI Expression Debit Card brings various dining offers through ICICI bank Culinary Treats Programme. Some of the partner dining outlets include - TGI Fridays, Café Coffee Day, Mainland China, Pizza Hut, Vaango, etc.

Types of ICICI Expression Debit Card

1) Expressions Paywave NFC Debit Card

It helps you to make a quick contactless payment. You can customize your card by choosing a picture of your choice. Being a contactless card, you just need to wave the card at a distance of 4cms from the POS machine.

While opting for Expressions Paywave NFC Debit Card, you need to pay a one-time joining fee of Rs. 499 + service tax. The annual fee of Rs. 400 + service tax, will be liable from the second year onwards.

2) Expressions Coral Debit Card

This debit card offers multiple rewards so that you can make best out of your purchases. On joining, you will get benefits like -

• Kaya Skin Clinic vouchers. An additional, Rs. 500 gift voucher for free dermatologist consultation
• Savaari cab rental voucher Rs. 500 on outstation cabs

Some of the features and on-going benefits offered in this card are-

• Complimentary airport lounge access
• Buy one-get-one free movie tickets from BookMyShow
• Zero surcharges on fuel
• Dining offers through ICICI bank Culinary Treats Programme

3) Expressions Sapphiro Debit Card

If you are looking for multiple benefits then, this ICICI Expression Debit Card is ideal for you. Some of the best features offered by Expressions Sapphiro Debit Card are as follows -

• Buy one-get-one free movie tickets from BookMyShow, Carnival Cinemas and INOX Movie Multiplexes
• Gift voucher worth Rs. 1,500 from Amazon
• Travel and stay voucher of Rs. 2000 on any domestic flight and hotel booked via MakeMyTrip
• Complimentary airport lounge access
• Dining offers through ICICI bank Culinary Treats Programme

Compare ICICI Expression Debit Cards

When you have multiple options to choose from, it is always wise to first compare thoroughly.

To make your decision easy, here's a comparison of the various features, benefits and charges on Expressions Debit Card, Expressions NFC Paywave Debit Card and Expressions Coral Debit Card. Pick the one that best suits your needs.

4) Expressions DMRC Debit Card

Someone traveling in Delhi metros, here's what you need to in your wallet - Expressions DMRC Debit Card. You get all the travel, shopping, etc., benefits in one single card. Here're the following features:

• Get a 10% discount on Delhi Metro fare every time you travel. Discount is provided by Delhi Metro and is the same offer that is available on the Delhi Metro Smart Card
• Personalise your debit card with the image of your choice
• Avail Kaya Skin Clinic vouchers
• An additional, Rs. 500 gift voucher for free dermatologist consultation
• Make the most of Savaari cab rental voucher of Rs. 500 on outstation cabs
• Buy one-get-one free movie tickets from BookMyShow, Carnival Cinemas and INOX Movie Multiplexes
• Complimentary airport lounge access
• Dining offers through ICICI bank Culinary Treats Programme

Conclusion

ICICI Expression debit cards provide an array of benefits for customers along with maintaining decorum. As exciting as these debit cards are to see, their rewards are too. Avail them!