Best ICICI Debit Cards - Bundle of Benefits & Rewards!

Established in 1994, ICICI Bank is headquartered in Mumbai. It is the second-largest bank in India with respect to assets and Market capitalisation. Currently, the bank has around 4882 branches and 15101 ATMs across India. Also, it has a presence in 17 countries. ICICI Bank offers a wide Range of debit cards to its customers. They are designed by keeping in mind the customer’s needs and requirements. Let’s explore the various ICICI Bank debit cards along with its features, rewards, etc.

Types of Debit Cards

1. ICICI Bank Wealth Select Visa Infinite Debit Card

This ICICI Debit Card comes with a lot of privileges, conveniences and benefits to suit your lifestyle.

Features:

• Enjoy zero surcharges on fuel purchases
• Earn 2 reward points for every Rs. 200 spent on this card
• With this card, you get a complimentary airport lounge access
• You get 15% off on 500 + restaurants under the ‘Culinary Treats Programme’ in metro cities

2. ICICI Bank MasterCard World Debit Card

Packed with convenience and comfort, ICICI Bank MasterCard World Debit Card gives you special discounts on online shopping, movie tickets, paying your bills, etc.

Features:

• Get zero surcharges on fuel purchases
• Avail accident insurance of Rs. 20 Lac, personal accident insurance of Rs. 10 Lac and purchase protection of Rs. 2.5 Lac
• Earn 2 reward points for every Rs 200 spent on this card
• Enjoy maximum 2 free access per quarter at the participating airport lounges

3. Women’s Debit Card

This card is specially designed for women and it comes with a lot of benefits, special discounts on online transactions, paying bills, booking tickets, etc.

Features:

• Earn 1 reward point for every Rs 200 spent through this card
• Get air accident insurance cover of Rs 50,000 and purchase protection of Rs 50,000
• Get instant SMS alerts on transactions made at merchant establishments on your registered mobile number

4. Senior Citizen Silver Card

This card gives silver privileges to senior citizens on shopping, dining etc.

Features:

• Earn 1 reward point on every Rs. 200 spent
• Receive instant SMS alerts for transactions done on this card

5. Sapphiro Business Debit Card

• Get a signature privilege like built-in concierge service, card protection plan and roadside assistance programme
• Current account holders can enjoy unparalleled privileges and features on this card
• Additionally, enjoy Kaya Skin Clinic gift voucher worth Rs.1,000
• Get 2000 Bonus PAYBACK reward points on the first usage of debit card for any retail or online purchase, and earn 2 transactions through PAYBACK online shops using PAYBACK Card

6. Expressions Business Debit Card

Design your card with your own image, a selfie or anything that you admire and give a personal touch to the card. Enjoy its privileges and benefits that come along with this card.

Features:

• Get Kaya Skin Clinic gift voucher worth Rs. 1,000
• This card gives zero surcharges on fuel purchases
• Get 4 points on every Rs.200 spent at any merchant establishment
• Get Maximum 2 free airport lounge access per quarter

7. Business Debit Card

This card gives benefits while carrying out your business and personal transactions like online shopping, book tickets, paying your bills etc.

Features:

• Earn 1 point on every Rs. 200 spent at merchant establishment in India.
• Enjoy zero surcharges on fuel purchases.
• This card gives air accident insurance of Rs. 15 lakhs, personal accident insurance of Rs. 5 lakhs and purchase protection of Rs. 1 lakh

ICICI Debit Card Insurance

ICICI Bank Debit Card offers complimentary accident insurance cover and purchase protection on the purchases you have made with ICICI debit cards.

• Personal Accident Insurance (AIr): You get complimentary air insurance on your ICICI debit card. You need to use this card every time you purchase an air ticket.

• Personal Accident Insurance (Non-Air): You get complimentary accident insurance cover under specific card type for all active debit card users.

• Purchase Protection: The goods that you buy on debit cards are secured from theft, fire or loss in transit from the date of purchase.

ICICI Net Banking with Debit Card

With icici net banking, you can access your current account details, make transactions, view and download account statements, register for e-statements, etc.

However, you need to register your card with ICICI Bank, to get a verified Visa/MasterCard Secure Code. This registration will give you safety against fraudulent transactions.

There are 4 simple steps for making an online payment:

1. You have to log on for an online transaction that you want to make
2. Select the items and click on the payment section
3. You need to enter your 16 digit number, CVV number and expiry date
4. Enter your Personal Identification Number (PIN) to complete the process

ICICI Bank Debit Card EMI

With the EMI Facility of ICICI debit cards, you can easily repay the money in small instalments instead of one time down payment of a big amount.

This facility is also available on Amazon, Flipkart, MakeMyTrip and Paytm website.

Let’s see the working mechanism of this:

• Upon purchase of the desired product from the merchant store go to proceed to payment,
• Choose the tenure- 3, 6,9 12 months of repaying.
• For online purchase, authorise the transaction using your debit card details like card number, expiry date and CVV. Authenticate yourself using an OTP or 3D Secure PIN to complete the purchase.
• Check your Debit Card EMI limit: SMS DCEMI<space><last 4 digits of Debit Card number> to <5676766>.

Important Features

• No documentation is required for this facility
• No security deposit or down payment is required
• You can avail EMI facilities with ease There are easy re-payments from linked savings/ current account

ICICI Bank Debit Card Status

ICICI bank offers ‘Track Deliverables Feature’ that will help to know the status of your ICICI Bank debit card.

You can track the status by logging into internet or mobile banking (Services > Check Status > Track Deliverables).

You can send SMS - SMS iMobile to 5676766. By Track Deliverables feature, you can know the status of the debit card by providing the account number. You can track the dispatched ICICI Bank debit card for the past 90 days.

How to Block ICICI Bank Debit Card?

You can block your ICICI bank debit card by following ways:

• Internet Banking: Login to ICICI website with user ID and password > Navigate to 'My Accounts > Bank Accounts > Service Requests > ATM/Debit Card Related > Block Debit / ATM card.

• iMobile (ICICI Mob App): Download the App and then login to iMobile > Smart keys & Services >Card Services> Block/Unblock debit card> Select the required details and Submit.

• Customer Care: You can Call the customer care from your registered mobile number.

• Email- You can write at customer.care[@]icicibank.com for further assistance.

ICICI Bank Customer Care

ICICI bank has many numbers where you can call and get an answer to your query.