முதல் 10 சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்கள் 2022

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சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்களில் ஏன் முதலீடு செய்ய வேண்டும்?
சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்கள்
யுடிஐ மியூச்சுவல் ஃபண்டுகளில் ஆன்லைனில் முதலீடு செய்வது எப்படி?
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2022க்கான 10 சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Updated on March 31, 2025 , 15676 views

யுடிஐ மியூச்சுவல் ஃபண்ட், இந்தியாவின் முன்னணி நிதி நிறுவனங்களில் ஒன்றான, முதலீட்டாளர்கள் மத்தியில் அபரிமிதமான நம்பிக்கையைப் பெற்றுள்ளது. திAMC க்காக பல விருதுகளை வாங்கியுள்ளதுவழங்குதல் புதுமையான மற்றும் நிலையான வருவாய் ஈட்டுதல்பரஸ்பர நிதி அதன் தொடக்கத்திலிருந்து.

முதலீட்டாளர்கள் முறையாக பராமரிக்க உதவுதல்சொத்து ஒதுக்கீடு திட்டம், AMC விரிவான அடிப்படையில் நன்கு பன்முகப்படுத்தப்பட்ட மற்றும் சீரான முதலீட்டு இலாகாவை வழங்குகிறதுசந்தை ஆராய்ச்சி. முதலீட்டாளர்கள் பங்கு, கடன், சமநிலை, போன்ற பல திட்டங்களில் முதலீடு செய்யலாம்.திரவ நிதிகள், முதலியன

செல்வத்தை உருவாக்குதல் போன்ற பல்வேறு இலக்குகளை நீங்கள் திட்டமிடலாம்.ஓய்வூதிய திட்டமிடல், குழந்தையின் உயர் கல்வி, வரி சேமிப்பு, முதலியன மூலம்முதலீடு இந்த திட்டங்களில்.

சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்களில் ஏன் முதலீடு செய்ய வேண்டும்?

அ. பாதுகாப்பு

UTI மியூச்சுவல் ஃபண்ட் எப்போதும் பாதுகாப்பிற்காக பாடுபடுகிறதுமுதலீட்டாளர்பணம் மற்றும்மூலதனம் விவேகமான முறையில் முதலீடு செய்வதன் மூலம் பாராட்டு.

பி. நிலையான வருமானம்

UTI மியூச்சுவல் ஃபண்ட் எப்போதும் தங்கள் முதலீட்டாளர்களுக்கு நிலையான வருவாயை வழங்க கடுமையாக முயற்சிக்கிறது, இதனால் அவர்கள் தங்கள் நோக்கங்களை அடைய முடியும்.

c. அணுக எளிதாக

முதலீட்டாளர்கள் தங்கள் மியூச்சுவல் ஃபண்ட் கணக்கை எப்போது வேண்டுமானாலும் ஆன்லைனில் எங்கு வேண்டுமானாலும் கண்காணிக்கலாம் மற்றும் அணுகலாம். மேலும், ஃபண்ட் ஹவுஸுடனான பரிவர்த்தனை மற்றும் ஊடாடல் செயல்முறையும் தொந்தரவில்லாதது மற்றும் மிகவும் பயனர் நட்பு.

ஈ. ஓய்வூதிய திட்டமிடல்

UTI திட்டங்கள் முதலீட்டாளர்கள் தங்கள் எதிர்காலத்தை திட்டமிட உதவுகின்றன. இது ஓய்வூதியத் திட்டங்களை வரைபடமாக்க அவர்களுக்கு உதவுகிறது மற்றும் முதலீட்டாளர்களுக்கு உதவ UTI - ஓய்வூதியப் பலன் ஓய்வூதிய நிதி முதலீடு போன்ற சில நன்கு வடிவமைக்கப்பட்ட திட்டங்களைக் கொண்டுள்ளது.

இ. வரி நன்மைகள்

ஃபண்ட் ஹவுஸ் ஒரு வரி சேமிப்பு மியூச்சுவல் ஃபண்டை வழங்குகிறது, இதன் மூலம் மக்கள் தங்களுக்குத் திட்டமிடலாம்வரிகள். மேலும், மற்ற திட்டங்களில், திட்ட வகையின் அடிப்படையில் மக்கள் வரிச் சலுகைகளைப் பெறலாம்.

முதலீடு செய்யத் திட்டமிடும் முதலீட்டாளர்கள் கீழே பட்டியலிடப்பட்டுள்ள முதல் 10 சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்களிலிருந்து ஒரு நிதியைத் தேர்ந்தெடுக்கலாம். AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் இந்த நிதிகள் பட்டியலிடப்பட்டுள்ளன,இல்லை, கடந்தகால நிகழ்ச்சிகள், சக சராசரி வருமானம் போன்றவை.

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சிறந்த UTI மியூச்சுவல் ஃபண்ட் திட்டங்கள்

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2023 (%)
UTI Dynamic Bond Fund Growth	₹30.5663 ↑ 0.02	₹626	10,000	500	3	3.8	9	9.4	9.2	7.8	8.6
UTI Banking & PSU Debt Fund Growth	₹21.5016 ↑ 0.01	₹825	5,000	500	2.4	4	8.1	8.7	7.3	7.1	7.6
UTI Regular Savings Fund Growth	₹67.2787 ↓ -0.06	₹1,610	5,000	500	0.9	-0.2	10.1	9.1	12.3	9.4	11.6
UTI Gilt Fund Growth	₹62.4708 ↓ -0.05	₹644	5,000	500	3.7	4	9.9	7.5	6.3	8.2	8.9
UTI Bond Fund Growth	₹72.5465 ↑ 0.02	₹312	1,000	500	3.2	4	9.3	9.4	9	7.6	8.5
UTI Short Term Income Fund Growth	₹31.1736 ↑ 0.03	₹2,446	10,000	500	2.5	4.1	8.2	6.8	7.6	6.7	7.9
UTI Treasury Advantage Fund Growth	₹3,486 ↑ 2.64	₹3,237	10,000	500	2.2	4	7.9	6.8	7.2	7.2	7.7
UTI Money Market Fund Growth	₹3,032.14 ↑ 2.43	₹18,083	10,000	500	2.2	4	7.9	7.1	6.1	7.3	7.7
UTI Ultra Short Term Fund Growth	₹4,172.22 ↑ 2.39	₹3,385	5,000	500	1.9	3.6	7.2	6.4	6.1	6.8	7.2
UTI Banking and Financial Services Fund Growth	₹174.64 ↑ 0.40	₹1,107	5,000	500	0.4	-3.4	12.3	15	24.9	14.6	11.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Apr 25

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund Growth
Launch Date	16 Jun 10
NAV (03 Apr 25)	₹30.5663 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹626 on 28 Feb 25
Category	Debt - Dynamic Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.54
Sharpe Ratio	0.12
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.09%
Effective Maturity	14 Years 7 Months 13 Days
Modified Duration	6 Years 5 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,684
31 Mar 22	₹11,866
31 Mar 23	₹13,300
31 Mar 24	₹14,296
31 Mar 25	₹15,455

UTI Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201 Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	3%
6 Month	3.8%
1 Year	9%
3 Year	9.4%
5 Year	9.2%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	6.2%
2021	10.1%
2020	10.8%
2019	5.9%
2018	-3.9%
2017	5.2%
2016	4.2%
2015	14.9%
2014	6.9%

Fund Manager information for UTI Dynamic Bond Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.25 Yr.

Data below for UTI Dynamic Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	8.21%
Debt	91.57%
Other	0.22%

Debt Sector Allocation

Sector	Value
Government	73.93%
Corporate	17.65%
Cash Equivalent	8.21%

Credit Quality

Rating	Value
AA	0.94%
AAA	99.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	44%	₹277 Cr	2,750,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	14%	₹91 Cr	900,000,000
Small Industries Development Bank Of India Debentures \| -	6%	₹40 Cr	4,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹40 Cr	4,000
Rural Electrification Corporation Limited Debentures \| -	6%	₹40 Cr	4,000
Power Finance Corporation Ltd. Debentures \| -	4%	₹25 Cr	2,500
Chhattisgarh (Government of) 7.32% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
Assam (Government of) 7.34% - \| -	3%	₹20 Cr	200,000,000 ↑ 200,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹15 Cr	150,000,000
Mankind Pharma Ltd Debentures \| -	1%	₹5 Cr	500

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund Growth
Launch Date	3 Feb 14
NAV (03 Apr 25)	₹21.5016 ↑ 0.01 (0.05 %)
Net Assets (Cr)	₹825 on 28 Feb 25
Category	Debt - Banking & PSU Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	0.55
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	2 Years 6 Months 25 Days
Modified Duration	2 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,675
31 Mar 22	₹11,056
31 Mar 23	₹12,276
31 Mar 24	₹13,144
31 Mar 25	₹14,168

UTI Banking & PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1.3%
3 Month	2.4%
6 Month	4%
1 Year	8.1%
3 Year	8.7%
5 Year	7.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.6%
2022	6.7%
2021	10.3%
2020	2.8%
2019	8.9%
2018	-1%
2017	6.8%
2016	6.4%
2015	11.7%
2014	8.6%

Fund Manager information for UTI Banking & PSU Debt Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.33 Yr.

Data below for UTI Banking & PSU Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.9%
Debt	95.78%
Other	0.33%

Debt Sector Allocation

Sector	Value
Corporate	52.62%
Government	43.15%
Cash Equivalent	3.9%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹92 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹55 Cr	550
Export-Import Bank Of India Debentures \| -	6%	₹50 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹50 Cr	5,000
ICICI Bank Limited Debentures \| -	6%	₹48 Cr	500
Power Finance Corporation Limited Debentures \| -	5%	₹40 Cr	400
Rural Electrification Corporation Limited Debentures \| -	4%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹30 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹30 Cr	3,000

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch. Ranked 10 in Hybrid Debt category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund Growth
Launch Date	16 Dec 03
NAV (03 Apr 25)	₹67.2787 ↓ -0.06 (-0.09 %)
Net Assets (Cr)	₹1,610 on 28 Feb 25
Category	Hybrid - Hybrid Debt
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.81
Sharpe Ratio	0.24
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹12,291
31 Mar 22	₹13,785
31 Mar 23	₹14,209
31 Mar 24	₹16,186
31 Mar 25	₹17,838

UTI Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	2.9%
3 Month	0.9%
6 Month	-0.2%
1 Year	10.1%
3 Year	9.1%
5 Year	12.3%
10 Year
15 Year
Since launch	9.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.6%
2022	11.3%
2021	3.3%
2020	13.2%
2019	10.2%
2018	2.8%
2017	3.4%
2016	12.5%
2015	8.9%
2014	7.1%

Fund Manager information for UTI Regular Savings Fund

Name	Since	Tenure
Amit Premchandani	8 Jan 22	3.23 Yr.
Jaydeep Bhowal	17 Apr 23	1.96 Yr.

Data below for UTI Regular Savings Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.39%
Equity	21.29%
Debt	75.04%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	7.2%
Consumer Cyclical	2.55%
Technology	2.49%
Basic Materials	2.1%
Health Care	1.67%
Communication Services	1.33%
Energy	1.23%
Industrials	1.1%
Consumer Defensive	0.75%
Utility	0.56%
Real Estate	0.32%

Debt Sector Allocation

Sector	Value
Government	45.26%
Corporate	29.78%
Cash Equivalent	3.39%

Credit Quality

Rating	Value
AA	2.08%
AAA	97.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	19%	₹306 Cr	3,000,000,000 ↑ 1,000,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	9%	₹151 Cr	1,500,000,000 ↑ 1,000,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹77 Cr	750,000,000
Rural Electrification Corporation Limited Debentures \| -	5%	₹76 Cr	7,500
Power Finance Corporation Ltd. Debentures \| -	5%	₹76 Cr	7,500
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹51 Cr	500,000,000
HDFC Bank Limited Debentures \| -	3%	₹51 Cr	5,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹51 Cr	500,000,000 ↓ -500,000,000
LIC Housing Finance Limited Debentures \| -	3%	₹50 Cr	500
6.79% Govt Stock 2031 Sovereign Bonds \| -	3%	₹50 Cr	500,000,000 ↑ 500,000,000

4. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund Growth
Launch Date	21 Jan 02
NAV (03 Apr 25)	₹62.4708 ↓ -0.05 (-0.08 %)
Net Assets (Cr)	₹644 on 28 Feb 25
Category	Debt - Government Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.92
Sharpe Ratio	0.05
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.99%
Effective Maturity	22 Years 9 Months
Modified Duration	9 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,655
31 Mar 22	₹10,944
31 Mar 23	₹11,478
31 Mar 24	₹12,397
31 Mar 25	₹13,483

UTI Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	3.1%
3 Month	3.7%
6 Month	4%
1 Year	9.9%
3 Year	7.5%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.9%
2022	6.7%
2021	2.9%
2020	2.3%
2019	10.3%
2018	11.8%
2017	6.3%
2016	4.3%
2015	15.5%
2014	6.1%

Fund Manager information for UTI Gilt Fund

Name	Since	Tenure
Sudhir Agarwal	1 Dec 21	3.33 Yr.

Data below for UTI Gilt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.36%
Debt	96.64%

Debt Sector Allocation

Sector	Value
Government	96.64%
Cash Equivalent	3.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	37%	₹242 Cr	2,400,000,000 ↓ -600,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	18%	₹119 Cr	1,150,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	16%	₹101 Cr	1,000,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	7%	₹47 Cr	450,000,000
7.46% Govt Stock 2073 Sovereign Bonds \| -	5%	₹32 Cr	300,000,000
Chhattisgarh (Government of) 7.32% - \| -	5%	₹30 Cr	300,000,000 ↑ 300,000,000
Assam (Government of) 7.34% - \| -	5%	₹30 Cr	300,000,000 ↑ 300,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹26 Cr	250,000,000
Net Current Assets Net Current Assets \| -	3%	₹20 Cr
Clearing Corporation Of India Ltd. Std - Margin CBLO/Reverse Repo \| -	0%	₹1 Cr	00

5. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund Growth
Launch Date	4 May 98
NAV (03 Apr 25)	₹72.5465 ↑ 0.02 (0.03 %)
Net Assets (Cr)	₹312 on 28 Feb 25
Category	Debt - Medium to Long term
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	10 Years 3 Months 14 Days
Modified Duration	6 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,691
31 Mar 22	₹11,741
31 Mar 23	₹13,145
31 Mar 24	₹14,100
31 Mar 25	₹15,288

UTI Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148 Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	2.3%
3 Month	3.2%
6 Month	4%
1 Year	9.3%
3 Year	9.4%
5 Year	9%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	6.4%
2021	9.9%
2020	9.4%
2019	1.1%
2018	-5.8%
2017	4%
2016	3.6%
2015	13.9%
2014	6.3%

Fund Manager information for UTI Bond Fund

Name	Since	Tenure
Sunil Patil	17 Apr 23	1.96 Yr.

Data below for UTI Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.6%
Debt	96.13%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	57.79%
Corporate	38.34%
Cash Equivalent	3.6%

Credit Quality

Rating	Value
AA	11.67%
AAA	88.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	38%	₹120 Cr	1,190,000,000 ↓ -10,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	16%	₹50 Cr	500,000,000
LIC Housing Finance Limited Debentures \| -	8%	₹25 Cr	250
Hdb Financial Services Ltd. Debentures \| -	8%	₹25 Cr	250
Jamnagar Utilities And Power Private Limited Debentures \| -	6%	₹20 Cr	2,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	5%	₹15 Cr	1,500
Aditya Birla Renewables Limited Debentures \| -	5%	₹15 Cr	1,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	5%	₹15 Cr	15
07.78 RJ Sdl 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000
07.74 MH Sgs 2033 Sovereign Bonds \| -	2%	₹5 Cr	50,000,000

6. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (03 Apr 25)	₹31.1736 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹2,446 on 28 Feb 25
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	0.65
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	3 Years 7 Months 24 Days
Modified Duration	2 Years 6 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,842
31 Mar 22	₹11,833
31 Mar 23	₹12,361
31 Mar 24	₹13,306
31 Mar 25	₹14,345

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1.5%
3 Month	2.5%
6 Month	4.1%
1 Year	8.2%
3 Year	6.8%
5 Year	7.6%
10 Year
15 Year
Since launch	6.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.9%
2021	3.8%
2020	8.4%
2019	10.5%
2018	-3.9%
2017	6%
2016	6.1%
2015	10.1%
2014	8.3%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.36 Yr.

Data below for UTI Short Term Income Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	14.6%
Debt	85.12%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	64.37%
Government	20.75%
Cash Equivalent	14.6%

Credit Quality

Rating	Value
AA	13.08%
AAA	86.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	8%	₹201 Cr	2,000,000,000
LIC Housing Finance Limited Debentures \| -	7%	₹176 Cr	1,750
National Housing Bank Debentures \| -	7%	₹176 Cr	17,500
Small Industries Development Bank Of India Debentures \| -	7%	₹176 Cr	17,500
National Bank For Agriculture And Rural Development Debentures \| -	7%	₹176 Cr	17,500
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	3%	₹75 Cr	7,500
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹60 Cr	6,000

7. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund Growth
Launch Date	23 Apr 07
NAV (03 Apr 25)	₹3,486 ↑ 2.64 (0.08 %)
Net Assets (Cr)	₹3,237 on 28 Feb 25
Category	Debt - Low Duration
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.44
Sharpe Ratio	2.09
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.62%
Effective Maturity	11 Months 19 Days
Modified Duration	10 Months 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,638
31 Mar 22	₹11,617
31 Mar 23	₹12,220
31 Mar 24	₹13,119
31 Mar 25	₹14,136

UTI Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1.1%
3 Month	2.2%
6 Month	4%
1 Year	7.9%
3 Year	6.8%
5 Year	7.2%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	7.1%
2021	4.5%
2020	9%
2019	7.3%
2018	-4.2%
2017	7.3%
2016	7%
2015	8.9%
2014	8.8%

Fund Manager information for UTI Treasury Advantage Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.25 Yr.

Data below for UTI Treasury Advantage Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	40.84%
Debt	58.88%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	54.95%
Cash Equivalent	24.71%
Government	20.06%

Credit Quality

Rating	Value
AA	10.76%
AAA	89.24%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 Days Tbill Sovereign Bonds \| -	9%	₹292 Cr	3,000,000,000
Power Finance Corporation Limited Debentures \| -	5%	₹147 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	4%	₹125 Cr	1,250
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹100 Cr	10,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹100 Cr	10,000
Nirma Limited Debentures \| -	2%	₹75 Cr	7,500
INDIA UNIVERSAL TRUST AL1 Unlisted bonds \| -	2%	₹57 Cr	75
360 One Prime Limited Debentures \| -	2%	₹55 Cr	550,000 ↑ 550,000
Rec Limited Debentures \| -	2%	₹50 Cr	5,000
Aditya Birla Renewables Limited Debentures \| -	2%	₹50 Cr	5,000

8. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund Growth
Launch Date	13 Jul 09
NAV (03 Apr 25)	₹3,032.14 ↑ 2.43 (0.08 %)
Net Assets (Cr)	₹18,083 on 28 Feb 25
Category	Debt - Money Market
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	3.42
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.51%
Effective Maturity	6 Months 1 Day
Modified Duration	6 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,552
31 Mar 22	₹10,963
31 Mar 23	₹11,589
31 Mar 24	₹12,470
31 Mar 25	₹13,440

UTI Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	1%
3 Month	2.2%
6 Month	4%
1 Year	7.9%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	7.4%
2021	4.9%
2020	3.7%
2019	6%
2018	8%
2017	7.8%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for UTI Money Market Fund

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.25 Yr.
Amit Sharma	7 Jul 17	7.65 Yr.

Data below for UTI Money Market Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	82.6%
Debt	17.15%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	46.79%
Cash Equivalent	34.77%
Government	18.19%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹470 Cr	5,000,000,000 ↑ 5,000,000,000
HDFC Bank Ltd. Debentures \| -	2%	₹372 Cr	4,000,000,000 ↑ 4,000,000,000
Axis Bank Ltd. Debentures \| -	2%	₹326 Cr	3,500,000,000 ↑ 3,500,000,000
Small Industries Development Bank of India Debentures \| -	2%	₹325 Cr	3,500,000,000 ↑ 3,500,000,000
Indian Bank Domestic Bonds \| -	2%	₹279 Cr	3,000,000,000 ↑ 3,000,000,000
India (Republic of) - \| -	1%	₹235 Cr	2,500,000,000 ↑ 2,500,000,000
Canara Bank Domestic Bonds \| -	1%	₹233 Cr	2,500,000,000 ↑ 2,500,000,000
182 DTB 27062025 Sovereign Bonds \| -	1%	₹196 Cr	2,000,000,000
364 DTB 12022026 Sovereign Bonds \| -	1%	₹189 Cr	2,000,000,000
364 DTB 27022026 Sovereign Bonds \| -	1%	₹188 Cr	2,000,000,000 ↑ 2,000,000,000

9. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund Growth
Launch Date	29 Aug 03
NAV (03 Apr 25)	₹4,172.22 ↑ 2.39 (0.06 %)
Net Assets (Cr)	₹3,385 on 28 Feb 25
Category	Debt - Ultrashort Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.68
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.58%
Effective Maturity	4 Months 22 Days
Modified Duration	4 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,498
31 Mar 22	₹11,148
31 Mar 23	₹11,703
31 Mar 24	₹12,516
31 Mar 25	₹13,414

UTI Ultra Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	1.9%
6 Month	3.6%
1 Year	7.2%
3 Year	6.4%
5 Year	6.1%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	6.7%
2021	4.2%
2020	6.1%
2019	5.3%
2018	3.3%
2017	7%
2016	6.6%
2015	8.9%
2014	8.5%

Fund Manager information for UTI Ultra Short Term Fund

Name	Since	Tenure
Anurag Mittal	21 Jan 25	0.19 Yr.

Data below for UTI Ultra Short Term Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	62.89%
Debt	36.86%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	51.62%
Cash Equivalent	38.62%
Government	9.52%

Credit Quality

Rating	Value
AA	20.97%
AAA	79.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bajaj Housing Finance Limited Debentures \| -	3%	₹100 Cr	1,000
182 Days Tbill Sovereign Bonds \| -	3%	₹97 Cr	1,000,000,000
Small Industries Development Bank Of India Debentures \| -	2%	₹75 Cr	750
LIC Housing Finance Ltd Debentures \| -	2%	₹75 Cr	750
Shriram Transport Finance Company Limited Debentures \| -	2%	₹50 Cr	5,000
India Grid TRust Debentures \| -	2%	₹50 Cr	500
Small Industries Development Bank Of India Debentures \| -	2%	₹50 Cr	500 ↑ 500
HDFC Bank Limited Debentures \| -	2%	₹50 Cr	5,000
Avanse Financial Services Limited Debentures \| -	2%	₹50 Cr	500
Can Fin Homes Limited Debentures \| -	1%	₹50 Cr	500

10. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (03 Apr 25)	₹174.64 ↑ 0.40 (0.23 %)
Net Assets (Cr)	₹1,107 on 28 Feb 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.28
Sharpe Ratio	-0.04
Information Ratio	0.29
Alpha Ratio	-7.9
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹17,413
31 Mar 22	₹18,931
31 Mar 23	₹20,398
31 Mar 24	₹25,837
31 Mar 25	₹29,643

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Apr 25

Duration	Returns
1 Month	7.8%
3 Month	0.4%
6 Month	-3.4%
1 Year	12.3%
3 Year	15%
5 Year	24.9%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%
2015	13%
2014	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Preethi S	2 May 22	2.83 Yr.

Data below for UTI Banking and Financial Services Fund as on 28 Feb 25

Equity Sector Allocation

Sector	Value
Financial Services	95.39%
Technology	0.08%

Asset Allocation

Asset Class	Value
Cash	4.54%
Equity	95.46%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	18%	₹202 Cr	1,675,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹174 Cr	1,005,927
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	6%	₹68 Cr	670,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹61 Cr	983,680
India Shelter Finance Corporation Ltd (Financial Services) Equity, Since 31 Dec 23 \| INDIASHLTR	5%	₹52 Cr	714,617
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	5%	₹52 Cr	750,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	4%	₹49 Cr	57,257 ↑ 15,000
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Jul 24 \| HDFCLIFE	4%	₹42 Cr	697,890
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹38 Cr	1,876,541
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹31 Cr	314,018

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