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SIP முதலீடு 2022க்கான சிறந்த சமப்படுத்தப்பட்ட கடன் நிதிகள்
சமச்சீர் நிதிகள் ஈக்விட்டி மற்றும் இரண்டின் கலவையாக செயல்படுகின்றனகடன் பரஸ்பர நிதி. விதிக்கப்பட்ட கடனில்-சமப்படுத்தப்பட்ட நிதி, அதன் போர்ட்ஃபோலியோவின் பெரும்பகுதி கடனில் முதலீடு செய்யப்பட்டுள்ளது மற்றும்பண சந்தை கருவிகள், சமபங்கு கருவிகளில் ஒரு சிறிய பகுதி. இந்த நிதிகள் நீண்ட காலத்திற்கு நிலையான வருமானத்தை வழங்கும் திறனைக் கொண்டுள்ளன. போர்ட்ஃபோலியோவின் ஈக்விட்டி பகுதி உயரும் பங்குச் சந்தைகளில் இருந்து பயனடையும். இருப்பினும், சிறந்த வருமானத்தைப் பெற விரும்பும் முதலீட்டாளர்கள் சிறந்த செயல்திறன் கொண்ட சமச்சீர் கடனில் முதலீடு செய்ய அறிவுறுத்தப்படுகிறார்கள்எஸ்ஐபி நிதி, கீழே பட்டியலிடப்பட்டுள்ளது.
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SIP இல் முதலீடு செய்ய சிறந்த 5 சிறந்த செயல்திறன் சமநிலையான கடன் நிதிகள்
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Hybrid Debt Fund Growth ₹81.8118
↑ 0.15 ₹3,310 300 3.6 3.2 9.8 10.8 10.5 7.23% 5Y 8M 23D 11Y 18D Kotak Debt Hybrid Fund Growth ₹58.204
↑ 0.11 ₹3,017 1,000 3 2.8 10.8 10.8 11.4 7.15% 8Y 1M 13D 18Y 5M 23D UTI Regular Savings Fund Growth ₹68.5852
↑ 0.12 ₹1,648 500 3.5 2.9 11.9 10 11.6 6.99% 6Y 4M 2D 9Y 11M 12D SBI Debt Hybrid Fund Growth ₹71.2307
↑ 0.17 ₹9,666 500 3 2.3 9.6 9.9 11 7.68% 4Y 1M 24D 7Y 3M 29D ICICI Prudential MIP 25 Growth ₹74.0662
↑ 0.15 ₹3,127 100 2.8 3.1 9.9 9.9 11.4 7.9% 2Y 6M 4D 3Y 11M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 25
(Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on (Erstwhile Kotak Monthly Income Plan) To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a Below is the key information for Kotak Debt Hybrid Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan) To provide regular income, liquidity and attractive returns to the investors
through an actively managed portfolio of debt, equity and money market
instruments. Income may be generated through the receipt of coupon payments,
the amortization of the discount on the debt instruments, receipt of dividends or
purchase and sale of securities in the underlying portfolio. SBI Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 9 Apr 01. It is a fund with Moderate risk and has given a Below is the key information for SBI Debt Hybrid Fund Returns up to 1 year are on The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized. ICICI Prudential MIP 25 is a Hybrid - Hybrid Debt fund was launched on 30 Mar 04. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential MIP 25 Returns up to 1 year are on 1. HDFC Hybrid Debt Fund
CAGR/Annualized return of 10.3% since its launch. Ranked 16 in Hybrid Debt category. Return for 2024 was 10.5% , 2023 was 13.9% and 2022 was 6% . HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (23 Apr 25) ₹81.8118 ↑ 0.15 (0.19 %) Net Assets (Cr) ₹3,310 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,163 31 Mar 22 ₹13,494 31 Mar 23 ₹14,282 31 Mar 24 ₹16,729 31 Mar 25 ₹18,065 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.6% 3 Month 3.6% 6 Month 3.2% 1 Year 9.8% 3 Year 10.8% 5 Year 12.7% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.5% 2022 13.9% 2021 6% 2020 13.4% 2019 10.2% 2018 6.6% 2017 0.6% 2016 10.8% 2015 13% 2014 3.8% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.59 Yr. Srinivasan Ramamurthy 14 Dec 21 3.3 Yr. Dhruv Muchhal 22 Jun 23 1.78 Yr. Data below for HDFC Hybrid Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.43% Equity 19.86% Debt 76.43% Other 0.28% Equity Sector Allocation
Sector Value Financial Services 7.88% Health Care 2.07% Technology 2.01% Energy 1.98% Industrials 1.61% Consumer Cyclical 1.37% Utility 1.2% Communication Services 0.9% Consumer Defensive 0.7% Basic Materials 0.14% Debt Sector Allocation
Sector Value Government 45.46% Corporate 30.41% Cash Equivalent 3.43% Securitized 0.56% Credit Quality
Rating Value AA 12.84% AAA 87.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹116 Cr 11,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹109 Cr 10,500,000 7.23% Government Of India (15/04/2039)
Sovereign Bonds | -3% ₹103 Cr 10,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -2% ₹78 Cr 7,500,000 HDFC Bank Limited
Debentures | -2% ₹76 Cr 7,500 Sikka Ports & Terminals Limited
Debentures | -2% ₹75 Cr 750 6.68% Govt Stock 2031
Sovereign Bonds | -2% ₹75 Cr 7,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹74 Cr 590,000 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹72 Cr 7,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK2% ₹60 Cr 350,000 2. Kotak Debt Hybrid Fund
CAGR/Annualized return of 8.6% since its launch. Ranked 9 in Hybrid Debt category. Return for 2024 was 11.4% , 2023 was 13.9% and 2022 was 4.3% . Kotak Debt Hybrid Fund
Growth Launch Date 2 Dec 03 NAV (23 Apr 25) ₹58.204 ↑ 0.11 (0.19 %) Net Assets (Cr) ₹3,017 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.76 Sharpe Ratio 0.28 Information Ratio 0.85 Alpha Ratio -0.96 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,423 31 Mar 22 ₹13,844 31 Mar 23 ₹14,388 31 Mar 24 ₹16,877 31 Mar 25 ₹18,302 Returns for Kotak Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.9% 3 Month 3% 6 Month 2.8% 1 Year 10.8% 3 Year 10.8% 5 Year 12.6% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.4% 2022 13.9% 2021 4.3% 2020 13.3% 2019 13.9% 2018 11.2% 2017 -0.1% 2016 10.2% 2015 13% 2014 5.4% Fund Manager information for Kotak Debt Hybrid Fund
Name Since Tenure Abhishek Bisen 1 Apr 08 16.93 Yr. Shibani Kurian 3 Sep 24 0.49 Yr. Data below for Kotak Debt Hybrid Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.48% Equity 21.79% Debt 75.45% Other 0.28% Equity Sector Allocation
Sector Value Financial Services 6.57% Consumer Cyclical 3.12% Technology 2.52% Consumer Defensive 2.11% Utility 1.54% Industrials 1.44% Energy 1.33% Communication Services 1.28% Health Care 1% Basic Materials 0.63% Real Estate 0.08% Debt Sector Allocation
Sector Value Government 66.22% Corporate 9.23% Cash Equivalent 2.48% Credit Quality
Rating Value A 0.24% AA 11.43% AAA 88.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -16% ₹470 Cr 45,441,510 7.34% Govt Stock 2064
Sovereign Bonds | -10% ₹308 Cr 29,698,400
↓ -2,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹203 Cr 20,000,000 6.79% Government Of India (07/10/2034)
Sovereign Bonds | -5% ₹161 Cr 16,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -5% ₹156 Cr 15,500,000 Bharti Telecom Limited 8.65%
Debentures | -4% ₹126 Cr 12,500 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹111 Cr 10,818,490 7.32% Govt Stock 2030
Sovereign Bonds | -4% ₹109 Cr 10,560,000 9.35% Telangana State Industrial Infrastructure Corporation Limited
Debentures | -2% ₹61 Cr 6,000
↑ 2,500 7.17% Govt Stock 2030
Sovereign Bonds | -2% ₹59 Cr 5,739,560 3. UTI Regular Savings Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 10 in Hybrid Debt category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (23 Apr 25) ₹68.5852 ↑ 0.12 (0.18 %) Net Assets (Cr) ₹1,648 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,291 31 Mar 22 ₹13,785 31 Mar 23 ₹14,209 31 Mar 24 ₹16,186 31 Mar 25 ₹17,838 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.5% 3 Month 3.5% 6 Month 2.9% 1 Year 11.9% 3 Year 10% 5 Year 12.4% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% 2014 7.1% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 3.23 Yr. Jaydeep Bhowal 17 Apr 23 1.96 Yr. Data below for UTI Regular Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.39% Equity 21.29% Debt 75.04% Other 0.28% Equity Sector Allocation
Sector Value Financial Services 7.2% Consumer Cyclical 2.55% Technology 2.49% Basic Materials 2.1% Health Care 1.67% Communication Services 1.33% Energy 1.23% Industrials 1.1% Consumer Defensive 0.75% Utility 0.56% Real Estate 0.32% Debt Sector Allocation
Sector Value Government 45.26% Corporate 29.78% Cash Equivalent 3.39% Credit Quality
Rating Value AA 2.08% AAA 97.92% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -19% ₹306 Cr 3,000,000,000
↑ 1,000,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹151 Cr 1,500,000,000
↑ 1,000,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹77 Cr 750,000,000 Rural Electrification Corporation Limited
Debentures | -5% ₹76 Cr 7,500 Power Finance Corporation Ltd.
Debentures | -5% ₹76 Cr 7,500 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹51 Cr 500,000,000 HDFC Bank Limited
Debentures | -3% ₹51 Cr 5,000 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹51 Cr 500,000,000
↓ -500,000,000 LIC Housing Finance Limited
Debentures | -3% ₹50 Cr 500 6.79% Govt Stock 2031
Sovereign Bonds | -3% ₹50 Cr 500,000,000
↑ 500,000,000 4. SBI Debt Hybrid Fund
CAGR/Annualized return of 8.5% since its launch. Ranked 5 in Hybrid Debt category. Return for 2024 was 11% , 2023 was 12.2% and 2022 was 4.5% . SBI Debt Hybrid Fund
Growth Launch Date 9 Apr 01 NAV (23 Apr 25) ₹71.2307 ↑ 0.17 (0.23 %) Net Assets (Cr) ₹9,666 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,363 31 Mar 22 ₹13,711 31 Mar 23 ₹14,462 31 Mar 24 ₹16,609 31 Mar 25 ₹18,033 Returns for SBI Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3% 6 Month 2.3% 1 Year 9.6% 3 Year 9.9% 5 Year 12.5% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 11% 2022 12.2% 2021 4.5% 2020 14.1% 2019 13.5% 2018 8.1% 2017 -0.2% 2016 8.5% 2015 12.5% 2014 8.2% Fund Manager information for SBI Debt Hybrid Fund
Name Since Tenure Saurabh Pant 1 Jan 22 3.16 Yr. Mansi Sajeja 30 Jun 21 3.67 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Debt Hybrid Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 7.56% Equity 22.27% Debt 69.89% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 7.8% Industrials 3.92% Consumer Cyclical 2.6% Technology 2.22% Energy 1.78% Consumer Defensive 1.78% Basic Materials 1.4% Health Care 0.77% Debt Sector Allocation
Sector Value Corporate 51.97% Government 16.2% Cash Equivalent 9.28% Credit Quality
Rating Value AA 40.83% AAA 59.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹519 Cr 50,000,000
↓ -5,000,000 Infopark Properties Ltd.
Debentures | -3% ₹300 Cr 30,000 Aditya Birla Renewables Limited
Debentures | -3% ₹300 Cr 30,000 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹300 Cr 30,000 Bajaj Finance Limited
Debentures | -3% ₹251 Cr 25,000 West Bengal (Government of) 7.28%
- | -2% ₹201 Cr 20,000,000
↑ 20,000,000 Tata Communications Limited
Debentures | -2% ₹200 Cr 20,000 Tata Capital Ltd.
Debentures | -2% ₹196 Cr 19,500
↑ 19,500 Bharti Telecom Limited 8.75%
Debentures | -2% ₹182 Cr 18,000 Avanse Financial Services Limited
Debentures | -2% ₹174 Cr 17,500 5. ICICI Prudential MIP 25
CAGR/Annualized return of 10% since its launch. Ranked 2 in Hybrid Debt category. Return for 2024 was 11.4% , 2023 was 11.4% and 2022 was 5.1% . ICICI Prudential MIP 25
Growth Launch Date 30 Mar 04 NAV (23 Apr 25) ₹74.0662 ↑ 0.15 (0.20 %) Net Assets (Cr) ₹3,127 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.74 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹11,737 31 Mar 22 ₹12,839 31 Mar 23 ₹13,399 31 Mar 24 ₹15,374 31 Mar 25 ₹16,728 Returns for ICICI Prudential MIP 25
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 1.8% 3 Month 2.8% 6 Month 3.1% 1 Year 9.9% 3 Year 9.9% 5 Year 10.9% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.4% 2022 11.4% 2021 5.1% 2020 9.9% 2019 10.9% 2018 9.6% 2017 5.1% 2016 12.9% 2015 10.9% 2014 6.4% Fund Manager information for ICICI Prudential MIP 25
Name Since Tenure Manish Banthia 19 Sep 13 11.45 Yr. Akhil Kakkar 22 Jan 24 1.11 Yr. Roshan Chutkey 2 May 22 2.83 Yr. Sharmila D’mello 31 Jul 22 2.59 Yr. Data below for ICICI Prudential MIP 25 as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 8.32% Equity 22.06% Debt 69.31% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 6.39% Consumer Cyclical 3.53% Health Care 3.32% Basic Materials 2.53% Consumer Defensive 1.79% Communication Services 1.57% Utility 0.88% Energy 0.75% Industrials 0.74% Technology 0.53% Debt Sector Allocation
Sector Value Corporate 45.9% Government 22.68% Cash Equivalent 7.56% Securitized 1.5% Credit Quality
Rating Value A 8.38% AA 38.71% AAA 52.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹265 Cr 25,815,500 7.53% Govt Stock 2034
Sovereign Bonds | -5% ₹167 Cr 16,574,750 State Bank Of India
Debentures | -3% ₹98 Cr 1,000 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹92 Cr 9,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -3% ₹79 Cr 800 360 One Prime Limited
Debentures | -2% ₹75 Cr 7,500 Small Industries Development Bank of India
Debentures | -2% ₹70 Cr 1,500
↑ 1,500 Yes Bank Limited
Debentures | -2% ₹64 Cr 650 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK2% ₹61 Cr 489,871 7.26% Govt Stock 2033
Sovereign Bonds | -2% ₹55 Cr 5,297,450
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
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