8 சிறந்த குறுகிய கால மியூச்சுவல் ஃபண்டுகள் SIP முதலீடுகள் 2022 | Fincash.com

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FY 22 - 23 SIP முதலீடுகளுக்கான முதல் 8 சிறந்த செயல்திறன் கொண்ட குறுகிய கால கடன் நிதிகள்
Top 8 Debt - Short term Bond Funds

SIP 2022 இல் முதலீடு செய்வதற்கான 8 சிறந்த குறுகிய கால மியூச்சுவல் ஃபண்டுகள்

Updated on November 20, 2024 , 42683 views

குறுகிய காலம்பரஸ்பர நிதி ஒரு வகைகடன் நிதி இது முதலீட்டாளர்களை குறுகிய காலத்திற்கு, அதாவது 1-3 ஆண்டுகள் வரை முதலீடு செய்ய அனுமதிக்கிறது. இந்த நிதிகள் கடன் பத்திரங்களில் முதலீடு செய்கின்றன மற்றும் சிறந்த வருமானத்தைப் பெற நிலையான வைப்புகளுக்கு மாற்றாகத் தேடும் முதலீட்டாளர்களுக்கு ஏற்றதாக இருக்கும். இந்த நிதிகள் பொதுவாக கடன் கருவிகளில் முதலீடு செய்கின்றனவைப்புச் சான்றிதழ், அரசு தாள் மற்றும் கார்ப்பரேட் பேப்பர்.குறுகிய கால கடன் நிதிகள் அதிக நெகிழ்வுத்தன்மையை அனுமதிக்கும். முதலீட்டாளர்கள் தங்களுக்குத் தேவைப்படும்போது நிதியிலிருந்து வெளியேறலாம். மேலும், மற்றவர்களைப் போலல்லாமல்மியூச்சுவல் ஃபண்டுகளின் வகைகள், இந்த நிதியில் திரும்பப் பெறுவதற்கான கட்டணங்கள் எதுவும் இல்லை.சிறந்த குறுகிய கால மியூச்சுவல் ஃபண்டுகள் முதலீட்டாளர்கள் குறைந்த வருமானத்தில் நல்ல வருமானத்தை ஈட்ட அனுமதிக்கும்சந்தை ஆபத்து. எனவே, குறுகிய கால அல்லது இடைக்காலத்திற்கு முதலீடு செய்ய விரும்பும் முதலீட்டாளர்கள் இந்தத் திட்டத்தில் முதலீடு செய்து மதிப்புமிக்க வருமானத்தையும் வளர்ச்சியையும் பெறலாம்.

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FY 22 - 23 SIP முதலீடுகளுக்கான முதல் 8 சிறந்த செயல்திறன் கொண்ட குறுகிய கால கடன் நிதிகள்

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BNP Paribas Short Term Fund Growth	₹25.4771 ↓ -0.01	₹258	300	0.6	1.3	4.6	6.5		5.16%	1Y 11M 26D	2Y 3M
ICICI Prudential Short Term Fund Growth	₹57.1421 ↓ -0.01	₹19,922	1,000	1.8	3.9	7.9	6.4	7.4	7.76%	2Y 3M 4D	3Y 11M 26D
HDFC Short Term Debt Fund Growth	₹30.3925 ↓ -0.01	₹14,972	300	1.9	4.1	8.4	6.1	7.1	7.57%	2Y 11M 12D	4Y 18D
Aditya Birla Sun Life Short Term Opportunities Fund Growth	₹45.151 ↓ 0.00	₹8,924	1,000	1.8	3.9	8	6.1	6.9	7.67%	2Y 9M 7D	3Y 9M 4D
UTI Short Term Income Fund Growth	₹30.1657 ↑ 0.00	₹2,676	500	1.9	3.9	8.1	6	6.9	7.56%	2Y 9M	3Y 5M 23D
Principal Short Term Debt Fund Growth	₹42.1136 ↓ -0.01	₹223	2,000	2	4.1	8.1	6	6.9	7.39%	2Y 9M 14D	3Y 9M 11D
Axis Short Term Fund Growth	₹29.2692 ↓ 0.00	₹9,301	1,000	1.8	3.9	8.1	5.9	6.8	7.52%	2Y 9M 4D	3Y 10M 2D
Nippon India Short Term Fund Growth	₹50.0266 ↓ -0.01	₹7,665	100	1.9	4	8	5.8	6.8	7.57%	2Y 10M 2D	3Y 8M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

*மேலே சிறந்த பட்டியல்குறுகிய கால கடன் மேலே உள்ள AUM/நிகர சொத்துகளைக் கொண்ட நிதிகள்100 கோடி. வரிசைப்படுத்தப்பட்டதுகடந்த 3 வருட வருவாய்.

1. BNP Paribas Short Term Fund

(Erstwhile BNP Paribas Short Term Income Fund)

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.

BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. .

Below is the key information for BNP Paribas Short Term Fund

BNP Paribas Short Term Fund Growth
Launch Date	13 Sep 04
NAV (11 Mar 22)	₹25.4771 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹258 on 15 Feb 22
Category	Debt - Short term Bond
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.98
Sharpe Ratio	0.07
Information Ratio	-0.85
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	5.16%
Effective Maturity	2 Years 3 Months
Modified Duration	1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,011
31 Oct 21	₹11,438

BNP Paribas Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BNP Paribas Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.2%
3 Month	0.6%
6 Month	1.3%
1 Year	4.6%
3 Year	6.5%
5 Year	6.6%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Short Term Fund

Name	Since	Tenure

Data below for BNP Paribas Short Term Fund as on 15 Feb 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (22 Nov 24)	₹57.1421 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹19,922 on 31 Oct 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	2.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.76%
Effective Maturity	3 Years 11 Months 26 Days
Modified Duration	2 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,054
31 Oct 21	₹11,573
31 Oct 22	₹12,033
31 Oct 23	₹12,890
31 Oct 24	₹13,931

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.9%
1 Year	7.9%
3 Year	6.4%
5 Year	6.8%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%
2014	11.6%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	14.96 Yr.
Nikhil Kabra	29 Dec 20	3.84 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	11.16%
Debt	88.6%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.97%
Government	36.7%
Cash Equivalent	5.09%

Credit Quality

Rating	Value
AA	17.47%
AAA	82.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	10%	₹2,022 Cr	197,717,080 ↑ 49,993,500
Govt Stock 22092033 Sovereign Bonds \| -	8%	₹1,553 Cr	150,908,750
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹921 Cr	91,074,740
07.06 Goi 2028 Sovereign Bonds \| -	3%	₹646 Cr	63,854,250
Small Industries Development Bank Of India Debentures \| -	2%	₹370 Cr	37,000
SANSAR AUG 2024 VII TRUST Unlisted bonds \| -	2%	₹355 Cr	3,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹350 Cr	35,000
Muthoot Finance Limited Debentures \| -	2%	₹301 Cr	30,000
Small Industries Development Bank Of India Debentures \| -	2%	₹301 Cr	3,000
LIC Housing Finance Limited Debentures \| -	2%	₹300 Cr	3,000

3. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (22 Nov 24)	₹30.3925 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹14,972 on 31 Oct 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.88
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	4 Years 18 Days
Modified Duration	2 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,081
31 Oct 21	₹11,588
31 Oct 22	₹11,920
31 Oct 23	₹12,753
31 Oct 24	₹13,852

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4.1%
1 Year	8.4%
3 Year	6.1%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%
2014	10.4%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.36 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	10.84%
Debt	88.92%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	53.12%
Government	36.3%
Cash Equivalent	10.34%

Credit Quality

Rating	Value
AA	18.23%
AAA	81.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,098 Cr	107,500,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	3%	₹518 Cr	51,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹376 Cr	37,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹354 Cr	34,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹280 Cr	27,500,000 ↓ -10,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Private Limited Debentures \| -	1%	₹224 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	1%	₹224 Cr	22,500
Small Industries Development Bank Of India Debentures \| -	1%	₹203 Cr	20,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 18 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 4.2% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund Growth
Launch Date	9 May 03
NAV (22 Nov 24)	₹45.151 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹8,924 on 31 Oct 24
Category	Debt - Short term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	1.95
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.67%
Effective Maturity	3 Years 9 Months 4 Days
Modified Duration	2 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,032
31 Oct 21	₹11,527
31 Oct 22	₹11,942
31 Oct 23	₹12,720
31 Oct 24	₹13,771

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.9%
1 Year	8%
3 Year	6.1%
5 Year	6.6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	4.2%
2021	3.8%
2020	11.1%
2019	8.5%
2018	6.5%
2017	5.6%
2016	11.3%
2015	8.4%
2014	11.3%

Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund

Name	Since	Tenure
Kaustubh Gupta	11 Sep 14	10.15 Yr.
Mohit Sharma	6 Aug 20	4.24 Yr.
Dhaval Joshi	21 Nov 22	1.95 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	6.57%
Debt	93.2%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	55.53%
Government	39.47%
Cash Equivalent	3.15%
Securitized	1.62%

Credit Quality

Rating	Value
AA	14.62%
AAA	85.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 14082033 Sovereign Bonds \| -	12%	₹1,065 Cr	103,800,000 ↑ 1,000,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹478 Cr	47,500 ↑ 17,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹350 Cr	34,000,000
7.10%Goi 08/04/2034 Sovereign Bonds \| -	3%	₹245 Cr	23,906,400 ↑ 11,000,000
Small Industries Development Bank Of India Debentures \| -	3%	₹237 Cr	23,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹225 Cr	22,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹202 Cr	20,000
Bharti Telecom Limited Debentures \| -	2%	₹190 Cr	1,900
Small Industries Development Bank Of India Debentures \| -	2%	₹185 Cr	1,850
Embassy Office Parks Reit Debentures \| -	2%	₹182 Cr	18,000 ↓ -5,000

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (22 Nov 24)	₹30.1657 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,676 on 31 Oct 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	3 Years 5 Months 23 Days
Modified Duration	2 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,028
31 Oct 21	₹12,029
31 Oct 22	₹12,395
31 Oct 23	₹13,221
31 Oct 24	₹14,309

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	3.9%
1 Year	8.1%
3 Year	6%
5 Year	7.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%
2014	10.9%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	12.03 Yr.

Data below for UTI Short Term Income Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	19.7%
Debt	80.05%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	67.07%
Cash Equivalent	19.7%
Government	12.97%

Credit Quality

Rating	Value
AA	10.36%
AAA	89.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
Small Industries Development Bank Of India Debentures \| -	8%	₹201 Cr	20,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	7%	₹177 Cr	1,750
Power Finance Corporation Ltd. Debentures \| -	7%	₹175 Cr	17,500
Bajaj Finance Limited Debentures \| -	4%	₹101 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹75 Cr	750
Shriram Finance Limited Debentures \| -	3%	₹70 Cr	7,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹60 Cr	6,000
LIC Housing Finance Ltd Debentures \| -	2%	₹52 Cr	500

6. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.5% and 2021 was 3.2% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund Growth
Launch Date	9 May 03
NAV (22 Nov 24)	₹42.1136 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹223 on 31 Oct 24
Category	Debt - Short term Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.84
Sharpe Ratio	1.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.39%
Effective Maturity	3 Years 9 Months 11 Days
Modified Duration	2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,977
31 Oct 21	₹11,354
31 Oct 22	₹11,717
31 Oct 23	₹12,489
31 Oct 24	₹13,525

Principal Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4.1%
1 Year	8.1%
3 Year	6%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.5%
2021	3.2%
2020	10.3%
2019	-1.7%
2018	6%
2017	5.7%
2016	9.6%
2015	8.1%
2014	9.9%

Fund Manager information for Principal Short Term Debt Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.84 Yr.
Sandeep Agarwal	1 Jan 22	2.84 Yr.

Data below for Principal Short Term Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	17.88%
Debt	81.88%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	48.97%
Government	41.57%
Cash Equivalent	9.22%

Credit Quality

Rating	Value
AA	8.28%
AAA	91.72%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	16%	₹37 Cr	3,600,000 ↑ 1,400,000
07.37 Goi 2028 Sovereign Bonds \| -	7%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	5%	₹10 Cr	1,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹10 Cr	1,000
PNB Housing Finance Ltd. 8.15% Debentures \| -	4%	₹10 Cr	1,000 ↑ 1,000
Small Industries Development Bank Of India Debentures \| -	4%	₹10 Cr	100
Bharti Telecom Limited Debentures \| -	3%	₹7 Cr	700
07.18 Goi 24072037 Sovereign Bonds \| -	2%	₹5 Cr	500,000 ↑ 500,000
7.44% Tamil Nadu State Government Securities -20/03/2034 Sovereign Bonds \| -	2%	₹5 Cr	500,000

7. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 26 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.7% and 2021 was 3.5% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund Growth
Launch Date	22 Jan 10
NAV (22 Nov 24)	₹29.2692 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹9,301 on 15 Nov 24
Category	Debt - Short term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.92
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.52%
Effective Maturity	3 Years 10 Months 2 Days
Modified Duration	2 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,014
31 Oct 21	₹11,451
31 Oct 22	₹11,801
31 Oct 23	₹12,568
31 Oct 24	₹13,606

Axis Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.9%
1 Year	8.1%
3 Year	5.9%
5 Year	6.3%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.7%
2021	3.5%
2020	10.1%
2019	9.8%
2018	6.3%
2017	5.9%
2016	9.6%
2015	8.1%
2014	10%

Fund Manager information for Axis Short Term Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12 Yr.
Aditya Pagaria	3 Jul 23	1.33 Yr.

Data below for Axis Short Term Fund as on 15 Nov 24

Asset Allocation

Asset Class	Value
Cash	10.66%
Debt	89.12%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	56.65%
Government	37.34%
Cash Equivalent	5.8%

Credit Quality

Rating	Value
AA	14.35%
AAA	85.65%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.32 Goi 2030 Sovereign Bonds \| -	11%	₹1,070 Cr	104,000,000 ↑ 13,000,000
7.10%Goi 08/04/2034 Sovereign Bonds \| -	10%	₹964 Cr	94,225,200 ↑ 56,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹199 Cr	2,000 ↑ 1,000
India Grid Trust Debentures \| -	2%	₹191 Cr	19,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹185 Cr	18,500
Rural Electrification Corporation Limited Debentures \| -	2%	₹176 Cr	17,500 ↓ -2,500
Small Industries Development Bank Of India Debentures \| -	2%	₹170 Cr	17,000 ↑ 7,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹151 Cr	15,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹150 Cr	15,000 ↑ 5,000
PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3 Unlisted bonds \| -	1%	₹128 Cr	128

8. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 17 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.2% and 2021 was 4.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (22 Nov 24)	₹50.0266 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹7,665 on 15 Nov 24
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	1.95
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	3 Years 8 Months 1 Day
Modified Duration	2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,917
31 Oct 21	₹11,459
31 Oct 22	₹11,756
31 Oct 23	₹12,532
31 Oct 24	₹13,569

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4%
1 Year	8%
3 Year	5.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.2%
2021	4.4%
2020	9.5%
2019	9.4%
2018	5.5%
2017	5.7%
2016	9.8%
2015	8.1%
2014	11.3%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	4.75 Yr.
Kinjal Desai	25 May 18	6.44 Yr.
Sushil Budhia	31 Mar 21	3.59 Yr.

Data below for Nippon India Short Term Fund as on 15 Nov 24

Asset Allocation

Asset Class	Value
Cash	9.86%
Debt	89.94%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	51.33%
Government	38.5%
Cash Equivalent	9.86%
Securitized	0.11%

Credit Quality

Rating	Value
AA	14.91%
AAA	85.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.17% Govt Stock 2030 Sovereign Bonds \| -	9%	₹681 Cr	67,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	8%	₹610 Cr	59,500,000 ↑ 15,000,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	6%	₹491 Cr	48,500,000 ↓ -5,000,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	3%	₹197 Cr	20,000
Small Industries Development Bank Of India Debentures \| -	2%	₹167 Cr	16,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹167 Cr	16,500
07.27 MH Sdl 2030 Sovereign Bonds \| -	2%	₹154 Cr	15,312,900
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹152 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹151 Cr	15,000
Power Finance Corporation Ltd. Debentures \| -	2%	₹125 Cr	12,500

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.