Table of Contents
திரவ நிதிகள் பாதுகாப்பான வகையாக கருதப்படுகிறதுகடன் பரஸ்பர நிதி அவர்கள் குறைந்த வட்டி விகிதம் மற்றும் கடன் அபாயத்தைக் கொண்டிருப்பதால். திரவ நிதிகள் 91 நாட்கள் வரை முதிர்வு கொண்ட கடன் பத்திரங்களில் முதலீடு செய்கின்றன. இந்த நிதிகள் சிறந்த வருமானத்தை வழங்குகின்றனவங்கி சேமிப்பு கணக்கு. வங்கிக் கணக்குகளின் 4% வட்டி விகிதத்துடன் ஒப்பிடுகையில், திரவம்பரஸ்பர நிதி சுமார் 7% வருமானத்தை வழங்குகிறது. கூடுதலாக, திரவ நிதிகள் மிகவும் திரவமாக இருக்கும், ஒரு நாளுக்குள் ஒருவர் தங்கள் நிதியை மீட்டெடுக்க முடியும். முதலீட்டாளர்கள் தங்கள் உபரித் தொகையை நல்ல வருமானத்தைப் பெற முதலீடு செய்யலாம் அல்லது குறுகிய காலத்தை அடைய முதலீடு செய்யலாம்நிதி இலக்குகள். உதாரணமாக, ஒருவர் ஒரு கேஜெட்டை வாங்க வேண்டும் அல்லது ஒரு சிறிய பயணத்தைத் திட்டமிட விரும்பினால். சிறந்த வருமானத்திற்காக, முதலீட்டாளர்கள் இந்த முன் பட்டியலிடப்பட்ட சிறந்த செயல்திறன் கொண்ட திரவ நிதிகளில் முதலீடு செய்யலாம்எஸ்ஐபி. அவர்களின் சமீபத்திய நிகழ்ச்சிகள் மற்றும் வருவாய்களைப் பார்ப்போம்!
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) BOI AXA Liquid Fund Growth ₹2,959.78
↑ 1.76 ₹1,741 1,000 1.8 3.6 7.4 6.8 5.5 7.4 Indiabulls Liquid Fund Growth ₹2,485.83
↑ 1.74 ₹158 500 1.9 3.6 7.3 6.6 5.2 7.4 Mirae Asset Cash Management Fund Growth ₹2,695.72
↑ 1.57 ₹12,731 1,000 1.8 3.6 7.3 6.7 5.4 7.3 ICICI Prudential Liquid Fund Growth ₹380.586
↑ 0.23 ₹55,112 99 1.8 3.6 7.3 6.7 5.4 7.4 Tata Liquid Fund Growth ₹4,048.77
↑ 2.73 ₹25,965 500 1.8 3.6 7.3 6.7 5.4 7.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Apr 25
*மேலே சிறந்த பட்டியல்திரவம்
நிதிகள் மேலே AUM/நிகர சொத்துக்களைக் கொண்டுள்ளன100 கோடி
. வரிசைப்படுத்தப்பட்டதுகடந்த 1 வருட வருவாய்
.
Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The investment objective of the scheme
is to generate consistent returns with a
high level of liquidity in a judicious
portfolio mix comprising of money
market and debt instruments. The
Scheme does not guarantee any
returns. Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a Below is the key information for Mirae Asset Cash Management Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Liquid Plan) To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities. ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a Below is the key information for ICICI Prudential Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a Below is the key information for Tata Liquid Fund Returns up to 1 year are on 1. BOI AXA Liquid Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 34 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.9% . BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (02 Apr 25) ₹2,959.78 ↑ 1.76 (0.06 %) Net Assets (Cr) ₹1,741 on 28 Feb 25 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.1 Sharpe Ratio 5.55 Information Ratio -0.77 Alpha Ratio 0.04 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 1 Month 20 Days Modified Duration 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,353 31 Mar 22 ₹10,704 31 Mar 23 ₹11,316 31 Mar 24 ₹12,140 31 Mar 25 ₹13,036 Returns for BOI AXA Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.4% 3 Year 6.8% 5 Year 5.5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.9% 2021 3.3% 2020 4.1% 2019 6.4% 2018 7.4% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.62 Yr. Data below for BOI AXA Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 71.33% Corporate 17.78% Government 10.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Punjab National Bank
Certificate of Deposit | -5% ₹98 Cr 10,000,000
↑ 10,000,000 India (Republic of)
- | -5% ₹93 Cr 9,382,500
↑ 9,382,500 Axis Bank Ltd.
Certificate of Deposit | -4% ₹80 Cr 8,100,000 Union Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↓ -2,500,000 LIC Housing Finance Ltd
Commercial Paper | -4% ₹75 Cr 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000 India (Republic of)
- | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Canara Bank
Domestic Bonds | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Kotak Securities Ltd
Commercial Paper | -3% ₹50 Cr 5,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹50 Cr 5,000,000 2. Indiabulls Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 2 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (02 Apr 25) ₹2,485.83 ↑ 1.74 (0.07 %) Net Assets (Cr) ₹158 on 28 Feb 25 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 3.39 Information Ratio -2.98 Alpha Ratio -0.03 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 1 Month 2 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,335 31 Mar 22 ₹10,651 31 Mar 23 ₹11,223 31 Mar 24 ₹12,016 31 Mar 25 ₹12,897 Returns for Indiabulls Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 0.7% 3 Month 1.9% 6 Month 3.6% 1 Year 7.3% 3 Year 6.6% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 4.6% 2021 3.1% 2020 3.9% 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Kaustubh Sule 11 May 23 1.89 Yr. Data below for Indiabulls Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.64% Other 0.36% Debt Sector Allocation
Sector Value Cash Equivalent 83.61% Government 9.63% Corporate 6.41% Credit Quality
Rating Value AA 6.59% AAA 93.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -10% ₹15 Cr 1,500,000
↑ 1,500,000 Export-Import Bank Of India
Commercial Paper | -10% ₹15 Cr 1,500,000
↑ 1,500,000 National Bank for Agriculture and Rural Development
Commercial Paper | -9% ₹14 Cr 1,425,000
↑ 1,425,000 Axis Bank Limited
Certificate of Deposit | -9% ₹14 Cr 1,400,000
↑ 1,400,000 Small Industries Development Bank Of India
Debentures | -7% ₹10 Cr 1,000,000
↑ 1,000,000 05.75 RJ Sdl 2025
Sovereign Bonds | -7% ₹10 Cr 1,000,000
↑ 1,000,000 Kotak Mahindra Bank Limited
Certificate of Deposit | -6% ₹10 Cr 1,000,000 HDFC Bank Limited
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Bank Of Baroda
Certificate of Deposit | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -6% ₹10 Cr 1,000,000
↑ 1,000,000 3. Mirae Asset Cash Management Fund
CAGR/Annualized
return of 6.3% since its launch. Ranked 48 in Liquid Fund
category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Mirae Asset Cash Management Fund
Growth Launch Date 12 Jan 09 NAV (02 Apr 25) ₹2,695.72 ↑ 1.57 (0.06 %) Net Assets (Cr) ₹12,731 on 28 Feb 25 Category Debt - Liquid Fund AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio 4.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.11% Effective Maturity Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,357 31 Mar 22 ₹10,707 31 Mar 23 ₹11,313 31 Mar 24 ₹12,127 31 Mar 25 ₹13,013 Returns for Mirae Asset Cash Management Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.3% 2017 6.6% 2016 7.2% 2015 7.8% Fund Manager information for Mirae Asset Cash Management Fund
Name Since Tenure Amit Modani 1 Nov 24 0.41 Yr. Data below for Mirae Asset Cash Management Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.78% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 80.36% Corporate 17.02% Government 2.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 91 Days Tbill
Sovereign Bonds | -5% ₹643 Cr 65,000,000 182 DTB 29052025
Sovereign Bonds | -3% ₹395 Cr 40,000,000 Canara Bank
Certificate of Deposit | -3% ₹320 Cr 32,500,000
↑ 17,500,000 HDFC Bank Ltd.
Debentures | -2% ₹295 Cr 30,000,000
↑ 30,000,000 91 DTB 20032025
Sovereign Bonds | -2% ₹275 Cr 27,500,000 91 Days Tbill
Sovereign Bonds | -2% ₹273 Cr 27,500,000 Treps
CBLO/Reverse Repo | -2% ₹258 Cr 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -2% ₹248 Cr 25,000,000 Bank of Baroda
Debentures | -2% ₹246 Cr 25,000,000
↑ 25,000,000 Reliance Jio Infocomm Limited
Commercial Paper | -2% ₹200 Cr 20,000,000 4. ICICI Prudential Liquid Fund
CAGR/Annualized
return of 7.1% since its launch. Ranked 20 in Liquid Fund
category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% . ICICI Prudential Liquid Fund
Growth Launch Date 17 Nov 05 NAV (02 Apr 25) ₹380.586 ↑ 0.23 (0.06 %) Net Assets (Cr) ₹55,112 on 28 Feb 25 Category Debt - Liquid Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.29 Sharpe Ratio 3.63 Information Ratio -2.39 Alpha Ratio -0.09 Min Investment 500 Min SIP Investment 99 Exit Load NIL Yield to Maturity 7.22% Effective Maturity 1 Month 11 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,360 31 Mar 22 ₹10,706 31 Mar 23 ₹11,304 31 Mar 24 ₹12,115 31 Mar 25 ₹13,001 Returns for ICICI Prudential Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for ICICI Prudential Liquid Fund
Name Since Tenure Nikhil Kabra 1 Dec 23 1.33 Yr. Darshil Dedhia 12 Jun 23 1.8 Yr. Data below for ICICI Prudential Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 63.73% Corporate 23.51% Government 12.52% Credit Quality
Rating Value AA 0.24% AAA 99.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹3,939 Cr 400,000,000
↑ 400,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹1,849 Cr 37,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹1,498 Cr 30,000 Net Current Assets
Net Current Assets | -3% -₹1,494 Cr IDBI Bank Limited
Certificate of Deposit | -3% ₹1,483 Cr 30,000 India (Republic of)
- | -3% ₹1,479 Cr 150,000,000
↑ 150,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,330 Cr 27,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹1,286 Cr 26,000 Punjab National Bank
Certificate of Deposit | -2% ₹1,231 Cr 25,000 91 Days Tbill Red 08-05-2025
Sovereign Bonds | -2% ₹1,144 Cr 115,500,000 5. Tata Liquid Fund
CAGR/Annualized
return of 7% since its launch. Ranked 18 in Liquid Fund
category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% . Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (02 Apr 25) ₹4,048.77 ↑ 2.73 (0.07 %) Net Assets (Cr) ₹25,965 on 28 Feb 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0 Sharpe Ratio 3.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.2% Effective Maturity 1 Month 7 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,357 31 Mar 22 ₹10,705 31 Mar 23 ₹11,300 31 Mar 24 ₹12,110 31 Mar 25 ₹12,993 Returns for Tata Liquid Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 2 Apr 25 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 3.6% 1 Year 7.3% 3 Year 6.7% 5 Year 5.4% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 11.46 Yr. Abhishek Sonthalia 6 Feb 20 5.15 Yr. Harsh Dave 1 Aug 24 0.66 Yr. Data below for Tata Liquid Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 99.79% Other 0.21% Debt Sector Allocation
Sector Value Cash Equivalent 83.46% Corporate 11.16% Government 5.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Limited
Commercial Paper | -6% ₹1,747 Cr 35,000 India (Republic of)
- | -4% ₹1,326 Cr 134,500,000
↑ 134,500,000 91 Days Tbill Red 24-04-2025
Sovereign Bonds | -4% ₹1,241 Cr 125,000,000 National Bank For Agriculture And Rural Development
Commercial Paper | -4% ₹1,236 Cr 25,000 Icici Securities Limited
Commercial Paper | -3% ₹1,080 Cr 22,000
↑ 22,000 Bank Of Baroda
Certificate of Deposit | -3% ₹989 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹987 Cr 20,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹950 Cr 19,000
↓ -1,000 Bank Of Baroda
Certificate of Deposit | -3% ₹933 Cr 19,000
↑ 19,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹749 Cr 15,000