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2022లో పెట్టుబడి పెట్టడానికి 5 ఉత్తమ పరిష్కార ఆధారిత పథకాలు
సెక్యూరిటీ అండ్ ఎక్స్ఛేంజ్ బోర్డ్ ఆఫ్ ఇండియా (SEBI) కింద 'సొల్యూషన్ ఓరియెంటెడ్ స్కీమ్స్' అనే కొత్త వర్గీకరణను ప్రవేశపెట్టిందిమ్యూచువల్ ఫండ్స్. దీర్ఘకాలిక లక్ష్య ప్రణాళిక కోసం ఈ నిధులు ముఖ్యమైనవి, ముఖ్యంగా-పదవీ విరమణ ప్రణాళిక మరియు పిల్లల విద్య. కాబట్టి, మీరు ఇలాంటి లక్ష్యాల వారీగా ఏదైనా చూస్తున్నట్లయితేపెట్టుబడి పెడుతున్నారు, అప్పుడు మీరు సరైన స్థలంలో ఉన్నారు. పెట్టుబడి పెట్టడానికి కొన్ని ఉత్తమ పరిష్కార ఆధారిత పథకాలతో పాటు ఈ ఫండ్‌లను వివరంగా చూద్దాం.
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సొల్యూషన్ ఓరియెంటెడ్ స్కీములు అంటే ఏమిటి?
ప్రధానంగా పదవీ విరమణ ప్రణాళిక మరియు పిల్లల భవిష్యత్తు విద్యతో కూడిన దీర్ఘకాలిక సంపదను సృష్టించాలనుకునే పెట్టుబడిదారులకు పరిష్కార ఆధారిత పథకాలు సహాయపడతాయి.మ్యూచువల్ ఫండ్స్‌లో పెట్టుబడి పెట్టడం. ఇంతకు ముందు, ఈ ప్లాన్‌లు ఈక్విటీ లేదా బ్యాలెన్స్‌డ్ స్కీమ్‌లలో భాగంగా ఉండేవి, కానీ SEBI యొక్క కొత్త సర్క్యులేషన్ ప్రకారం, ఈ ఫండ్‌లు విడివిడిగా సొల్యూషన్ ఓరియెంటెడ్ స్కీమ్‌ల క్రింద వర్గీకరించబడ్డాయి.
అలాగే, ఈ పథకాలకు మూడేళ్లపాటు లాక్-ఇన్ ఉండేది, కానీ ఇప్పుడు ఈ ఫండ్‌లకు తప్పనిసరిగా ఐదేళ్ల లాక్-ఇన్ ఉంది. ఈ పెట్టుబడి లక్ష్యాలను చేరుకోవడానికి పెట్టుబడిదారులను ఎక్కువ కాలం పాటు పెట్టుబడి పెట్టడానికి ఇది ఒక మంచి మార్గం. ఇది పెట్టుబడులలో క్రమశిక్షణను నిర్వహిస్తుంది.
FY 22 - 23లో టాప్ 5 బెస్ట్ పెర్ఫార్మింగ్ సొల్యూషన్ ఓరియెంటెడ్ స్కీమ్‌లు
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) SBI Magnum Children's Benefit Plan Growth ₹104.132
↑ 0.51 ₹121 -1.9 -0.2 10.8 11.1 12.7 17.4 Tata Retirement Savings Fund-Moderate Growth ₹58.5255
↑ 0.53 ₹2,062 -5.6 -8.2 8.5 12 12.6 19.5 Tata Retirement Savings Fund - Progressive Growth ₹58.9979
↑ 0.53 ₹1,979 -6.8 -10.8 8 12.8 13.1 21.7 Tata Retirement Savings Fund - Conservative Growth ₹29.9911
↑ 0.19 ₹173 -1.5 -2.2 6 6.7 7.1 9.9 ICICI Prudential Child Care Plan (Gift) Growth ₹291.77
↑ 2.69 ₹1,280 -3.2 -6.8 5.3 14.8 14.4 16.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Feb 25
To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund-Moderate Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Progressive Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Tata Retirement Savings Fund - Conservative is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a Below is the key information for Tata Retirement Savings Fund - Conservative Returns up to 1 year are on The primary investment objective of the Study Plan is to seek generation of current income by creating a portfolio that is invested in debt, money market instruments and equity and equity related securities. ICICI Prudential Child Care Plan (Gift) is a Solutions - Childrens Fund fund was launched on 31 Aug 01. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Child Care Plan (Gift) Returns up to 1 year are on 1. SBI Magnum Children's Benefit Plan
CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% . SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (20 Feb 25) ₹104.132 ↑ 0.51 (0.50 %) Net Assets (Cr) ₹121 on 31 Jan 25 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.2 Sharpe Ratio 1.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25 Duration Returns 1 Month -1.7% 3 Month -1.9% 6 Month -0.2% 1 Year 10.8% 3 Year 11.1% 5 Year 12.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 17.4% 2022 16.9% 2021 1.9% 2020 18.3% 2019 14.8% 2018 2.6% 2017 0.1% 2016 24.3% 2015 16.1% 2014 7% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure Data below for SBI Magnum Children's Benefit Plan as on 31 Jan 25
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Tata Retirement Savings Fund-Moderate
CAGR/Annualized return of 14.2% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% . Tata Retirement Savings Fund-Moderate
Growth Launch Date 1 Nov 11 NAV (20 Feb 25) ₹58.5255 ↑ 0.53 (0.92 %) Net Assets (Cr) ₹2,062 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Tata Retirement Savings Fund-Moderate
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25 Duration Returns 1 Month -6.2% 3 Month -5.6% 6 Month -8.2% 1 Year 8.5% 3 Year 12% 5 Year 12.6% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 19.5% 2022 25.3% 2021 -1.9% 2020 20.5% 2019 15.1% 2018 8.6% 2017 -3.6% 2016 38.8% 2015 6.7% 2014 7.7% Fund Manager information for Tata Retirement Savings Fund-Moderate
Name Since Tenure Data below for Tata Retirement Savings Fund-Moderate as on 31 Jan 25
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Tata Retirement Savings Fund - Progressive
CAGR/Annualized return of 14.3% since its launch. Ranked 6 in Retirement Fund category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% . Tata Retirement Savings Fund - Progressive
Growth Launch Date 1 Nov 11 NAV (20 Feb 25) ₹58.9979 ↑ 0.53 (0.91 %) Net Assets (Cr) ₹1,979 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.51 Information Ratio -0.18 Alpha Ratio 3.22 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Tata Retirement Savings Fund - Progressive
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25 Duration Returns 1 Month -8% 3 Month -6.8% 6 Month -10.8% 1 Year 8% 3 Year 12.8% 5 Year 13.1% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 21.7% 2022 29% 2021 -3.9% 2020 23.3% 2019 14.4% 2018 11.5% 2017 -6.1% 2016 49.1% 2015 3.1% 2014 7.8% Fund Manager information for Tata Retirement Savings Fund - Progressive
Name Since Tenure Data below for Tata Retirement Savings Fund - Progressive as on 31 Jan 25
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Tata Retirement Savings Fund - Conservative
CAGR/Annualized return of 8.6% since its launch. Ranked 7 in Retirement Fund category. Return for 2024 was 9.9% , 2023 was 12.1% and 2022 was 0.1% . Tata Retirement Savings Fund - Conservative
Growth Launch Date 1 Nov 11 NAV (20 Feb 25) ₹29.9911 ↑ 0.19 (0.62 %) Net Assets (Cr) ₹173 on 31 Jan 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Tata Retirement Savings Fund - Conservative
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25 Duration Returns 1 Month -1.9% 3 Month -1.5% 6 Month -2.2% 1 Year 6% 3 Year 6.7% 5 Year 7.1% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.9% 2022 12.1% 2021 0.1% 2020 7.6% 2019 11.8% 2018 7.6% 2017 0.8% 2016 15.1% 2015 10.6% 2014 6.4% Fund Manager information for Tata Retirement Savings Fund - Conservative
Name Since Tenure Data below for Tata Retirement Savings Fund - Conservative as on 31 Jan 25
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. ICICI Prudential Child Care Plan (Gift)
CAGR/Annualized return of 15.5% since its launch. Ranked 24 in Childrens Fund category. Return for 2024 was 16.9% , 2023 was 29.2% and 2022 was 2.6% . ICICI Prudential Child Care Plan (Gift)
Growth Launch Date 31 Aug 01 NAV (20 Feb 25) ₹291.77 ↑ 2.69 (0.93 %) Net Assets (Cr) ₹1,280 on 31 Jan 25 Category Solutions - Childrens Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Child Care Plan (Gift)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Feb 25 Duration Returns 1 Month -2.5% 3 Month -3.2% 6 Month -6.8% 1 Year 5.3% 3 Year 14.8% 5 Year 14.4% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 16.9% 2022 29.2% 2021 2.6% 2020 24.8% 2019 8.8% 2018 8.5% 2017 -1.9% 2016 25% 2015 6.9% 2014 0.2% Fund Manager information for ICICI Prudential Child Care Plan (Gift)
Name Since Tenure Data below for ICICI Prudential Child Care Plan (Gift) as on 31 Jan 25
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
ఆన్‌లైన్ సొల్యూషన్ ఓరియెంటెడ్ స్కీమ్‌లలో ఎలా పెట్టుబడి పెట్టాలి?
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