Table of Contents
Top 6 Debt - Ultrashort Bond Funds
సిస్టమాటిక్ ఎలా ఉంటుందో తెలిస్తేపెట్టుబడి ప్రణాళిక (SIP) యొక్కమ్యూచువల్ ఫండ్స్ పనిచేస్తుంది, అప్పుడు మీరు రికరింగ్ డిపాజిట్లను సులభంగా అర్థం చేసుకోవచ్చు! రికరింగ్ డిపాజిట్ (RD)లో ప్రతి నెలా ఒక స్థిర వాయిదా వేయబడుతుంది మరియు వడ్డీ ద్వారా చెల్లించబడుతుందిబ్యాంక్ ఈ మొత్తంపై. RD ఖాతా గురించి మరింత అర్థం చేసుకుందాం,RD వడ్డీ రేట్లు,RD కాలిక్యులేటర్, RD వడ్డీ కాలిక్యులేటర్, మొదలైనవి.
రికరింగ్ డిపాజిట్ అనేది ఒక నిర్దిష్ట వ్యవధిలో క్రమం తప్పకుండా పొదుపు చేసి, అధిక వడ్డీ రేటును పొందాలనుకునే వారికి పెట్టుబడి మరియు పొదుపు ఎంపిక. ప్రతి నెలా, ఒక నుండి గాని నిర్ణీత మొత్తంలో డబ్బు తీసివేయబడుతుందిపొదుపు ఖాతా లేదా కరెంట్ ఖాతా. మెచ్యూరిటీ వ్యవధి ముగింపులో, పెట్టుబడిదారులకు వారి పెట్టుబడి పెట్టిన నిధులు తిరిగి చెల్లించబడతాయిపెరిగిన వడ్డీ.
ప్రభుత్వ రంగ బ్యాంకులో, కనిష్ట మొత్తంలో INR 100 కంటే తక్కువ మొత్తంతో RD ఖాతాను తెరవవచ్చు. అయితే, ప్రైవేట్ రంగ బ్యాంకుల్లో డిపాజిట్ చేయవలసిన కనీస మొత్తం INR 500 నుండి INR 1000 వరకు ఉంటుంది, అయితే ఒకతపాలా కార్యాలయము ఒకరు కేవలం INR 10 వద్ద ఖాతాను తెరవగలరు. కొన్ని బ్యాంకులు INR 15 లక్షల గరిష్ట పరిమితిని కలిగి ఉంటాయి, మరికొన్నింటికి అటువంటి గరిష్ట పరిమితి లేదు. రికరింగ్ డిపాజిట్ యొక్క పదవీకాలం కనిష్టంగా మూడు నెలలు మరియు గరిష్టంగా 10 సంవత్సరాలు.
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భారతదేశంలోని దాదాపు అన్ని ప్రధాన బ్యాంకులు రికరింగ్ డిపాజిట్ ఖాతాను అందిస్తున్నాయి. ప్రతి బ్యాంకులో వడ్డీ రేటు మారవచ్చు, కానీ ఇది సాధారణంగా మధ్య ఉంటుంది7% నుండి 9.25% p.a
, మరియు పోస్టాఫీసులో ఇది ఉంది7.4%
(ప్రస్తుత మార్కెట్ పరిస్థితిని బట్టి). సీనియర్ సిటిజన్లు పొందుతారు0.5%
అదనపు. ఒకసారి నిర్ణయించిన వడ్డీ రేటు పదవీ కాలంలో మారదు. ఒకేసారి ఒకటి కంటే ఎక్కువ వాయిదాలు చెల్లించాలనుకునే పెట్టుబడిదారులు అలా చేయవచ్చు.
RDలో మెచ్యూరిటీ మొత్తాన్ని లెక్కించడానికి రికరింగ్ డిపాజిట్ కాలిక్యులేటర్ మంచి మార్గం. మెచ్యూరిటీలో మీ RD మొత్తాన్ని అంచనా వేయడానికి మీరు ఈ పద్ధతిని అనుసరించవచ్చు.
RD కాలిక్యులేటర్ | INR |
---|---|
నెలవారీ డిపాజిట్ మొత్తం | 200 |
నెలలో RD | 60 |
వడ్డీ రేటు | 8% |
ఆసక్తిసమ్మేళనం తరచుదనం | నెలవారీ |
RD మెచ్యూరిటీ మొత్తం | INR 1,47,933 |
RD వడ్డీ కాలిక్యులేటర్ సహాయంతో, కస్టమర్లు తమ సామర్థ్యాన్ని గుర్తించగలరుసంపాదన. మీరు నెలవారీ పెట్టుబడి పెట్టాలనుకుంటున్న మొత్తాన్ని మరియు పెట్టుబడి కాలవ్యవధిని నిర్ణయించుకోవాలి (ఉదాహరణ దిగువన వివరించబడింది).
RD వడ్డీ కాలిక్యులేటర్ | |
---|---|
మొత్తం | INR 1000 |
వడ్డీ రేటు | సంవత్సరానికి 8% |
కాలం | 12 నెలలు |
సారాంశం- చెల్లించిన మొత్తం-INR 12,000
మొత్తం మెచ్యూరిటీ మొత్తం-INR 12,530
స్వీకరించదగిన మొత్తం వడ్డీ-INR 530
రికరింగ్ డిపాజిట్ వ్యక్తులు క్రమం తప్పకుండా పొదుపు చేయడం అలవాటు చేసుకోవడానికి సహాయపడుతుంది. మీరు ఇప్పటి వరకు ఎలాంటి పెట్టుబడి పెట్టనట్లయితే, రికరింగ్ డిపాజిట్తో ప్రారంభించండి. అలాగే, అత్యవసర నిధి లేదా ఆకస్మిక నిధిని సృష్టించేందుకు ఇది మంచి మార్గం. మీ స్వల్పకాలిక మరియు దీర్ఘకాలికంగా ప్రతి నెలా కొద్ది మొత్తంలో డబ్బు ఆదా చేయడానికి ఇది ఒక ఆదర్శ మార్గంఆర్థిక లక్ష్యాలు.
ఈరోజే రికరింగ్ డిపాజిట్ ఖాతాను తెరిచి, రేపటి కోసం ఆదా చేసుకోండి!
మ్యూచువల్ ఫండ్స్లో, ప్రిన్సిపాల్పై ఒకే విధమైన భద్రతతో ఆర్డిల కంటే ఎక్కువ సంపాదించవచ్చుపెట్టుబడి పెడుతున్నారు లిక్విడ్ లేదా అల్ట్రా క్లుప్తంగాబంధం ఫండ్స్ 30 రోజుల నుండి సంవత్సరానికి లేదా అంతకంటే ఎక్కువ కాలం వరకు మెచ్యూర్ అయ్యే సెక్యూరిటీలలో పెట్టుబడి పెడతాయి.
The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile Kotak Treasury Advantage Fund) The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Savings Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a Below is the key information for DSP BlackRock Money Manager Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Savings Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 6 in Ultrashort Bond
category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (27 Jun 24) ₹507.431 ↑ 0.06 (0.01 %) Net Assets (Cr) ₹13,580 on 31 May 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.52 Sharpe Ratio 1.47 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.88% Effective Maturity 7 Months 13 Days Modified Duration 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,780 31 May 21 ₹11,375 31 May 22 ₹11,802 31 May 23 ₹12,554 31 May 24 ₹13,487 Returns for Aditya Birla Sun Life Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.9% 1 Year 7.4% 3 Year 5.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 9.95 Yr. Kaustubh Gupta 15 Jul 11 12.89 Yr. Monika Gandhi 22 Mar 21 3.19 Yr. Dhaval Joshi 21 Nov 22 1.53 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 45.07% Debt 54.64% Other 0.29% Debt Sector Allocation
Sector Value Corporate 61.45% Cash Equivalent 24.26% Government 13.88% Securitized 0.11% Credit Quality
Rating Value AA 24.72% AAA 75.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Limited
Debentures | -4% ₹598 Cr 6,000 Nirma Limited
Debentures | -4% ₹499 Cr 50,000 National Housing Bank 7.78%
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -3% ₹360 Cr 36,000 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹300 Cr 30,000 Nirma Limited 8.3%
Debentures | -2% ₹250 Cr 25,000 Cholamandalam Investment And Finance Company Limited
Debentures | -2% ₹249 Cr 2,500 91 DTB 25072024
Sovereign Bonds | -2% ₹248 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹245 Cr 2,500 2. Nippon India Ultra Short Duration Fund
CAGR/Annualized
return of 6% since its launch. Ranked 62 in Ultrashort Bond
category. Return for 2023 was 6.7% , 2022 was 4.6% and 2021 was 7.8% . Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (27 Jun 24) ₹3,751.77 ↑ 0.38 (0.01 %) Net Assets (Cr) ₹6,323 on 31 May 24 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.17 Sharpe Ratio -0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.85% Effective Maturity 6 Months 15 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,055 31 May 21 ₹10,531 31 May 22 ₹11,307 31 May 23 ₹11,989 31 May 24 ₹12,817 Returns for Nippon India Ultra Short Duration Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 6.9% 3 Year 6.5% 5 Year 5.3% 10 Year 15 Year Since launch 6% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% 2014 8.4% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 10.67 Yr. Kinjal Desai 25 May 18 6.02 Yr. Akshay Sharma 1 Dec 22 1.5 Yr. Data below for Nippon India Ultra Short Duration Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 57.28% Debt 42.51% Other 0.22% Debt Sector Allocation
Sector Value Corporate 63.89% Cash Equivalent 24.76% Government 10.52% Securitized 0.61% Credit Quality
Rating Value AA 16.34% AAA 83.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -8% ₹492 Cr 50,000,000 Power Finance Corporation Limited
Debentures | -4% ₹266 Cr 2,650 Dlf Cyber City Developers Ltd
Debentures | -4% ₹258 Cr 2,590
↑ 1,200 Indinfravit Trust
Debentures | -3% ₹215 Cr 22,000 182 DTB 22082024
Sovereign Bonds | -3% ₹193 Cr 19,500,000 Rec Limited
Debentures | -3% ₹180 Cr 1,850
↑ 500 India (Republic of)
- | -2% ₹103 Cr 10,500,000 Shriram Finance Limited
Debentures | -2% ₹100 Cr 1,000 National Housing Bank
Debentures | -2% ₹100 Cr 10,000 PNb Housing Finance Limited
Debentures | -2% ₹100 Cr 10,000 3. Kotak Savings Fund
CAGR/Annualized
return of 7.2% since its launch. Ranked 44 in Ultrashort Bond
category. Return for 2023 was 6.8% , 2022 was 4.5% and 2021 was 3.2% . Kotak Savings Fund
Growth Launch Date 13 Aug 04 NAV (27 Jun 24) ₹39.9243 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹12,841 on 31 May 24 Category Debt - Ultrashort Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.47 Sharpe Ratio -0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.73% Effective Maturity 7 Months 24 Days Modified Duration 6 Months Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,727 31 May 21 ₹11,172 31 May 22 ₹11,537 31 May 23 ₹12,239 31 May 24 ₹13,091 Returns for Kotak Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 7% 3 Year 5.5% 5 Year 5.5% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 4.5% 2021 3.2% 2020 5.8% 2019 7.8% 2018 7.4% 2017 6.7% 2016 8.2% 2015 8.6% 2014 9.4% Fund Manager information for Kotak Savings Fund
Name Since Tenure Deepak Agrawal 15 Apr 08 16.14 Yr. Manu Sharma 1 Nov 22 1.58 Yr. Palha Khanna 3 Jul 23 0.91 Yr. Data below for Kotak Savings Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 59.38% Debt 40.41% Other 0.21% Debt Sector Allocation
Sector Value Corporate 54.02% Cash Equivalent 26.36% Government 19.42% Credit Quality
Rating Value AA 9.4% AAA 90.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹1,000 Cr 101,500,010
↑ 41,500,000 182 DTB 12122024
Sovereign Bonds | -3% ₹483 Cr 50,000,000
↑ 50,000,000 Rural Electrification Corporation Limited
Debentures | -3% ₹459 Cr 4,600 India (Republic of)
- | -3% ₹394 Cr 40,000,000 India (Republic of)
- | -3% ₹383 Cr 40,000,000 Mahindra And Mahindra Financial Services Limited
Debentures | -2% ₹350 Cr 3,500 182 DTB 22082024
Sovereign Bonds | -2% ₹296 Cr 30,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹296 Cr 3,000 Nirma Limited 0.083%
Debentures | -2% ₹250 Cr 25,000 182 DTB 29082024
Sovereign Bonds | -2% ₹247 Cr 25,000,000 4. UTI Ultra Short Term Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (27 Jun 24) ₹3,949.41 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹2,515 on 31 May 24 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio -0.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.71% Effective Maturity 5 Months 21 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,252 31 May 21 ₹10,688 31 May 22 ₹11,318 31 May 23 ₹11,991 31 May 24 ₹12,820 Returns for UTI Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.6% 1 Year 6.9% 3 Year 6.3% 5 Year 5.9% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Ritesh Nambiar 1 Jul 15 8.92 Yr. Data below for UTI Ultra Short Term Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 58.92% Debt 40.88% Other 0.2% Debt Sector Allocation
Sector Value Corporate 50.22% Cash Equivalent 41.76% Government 7.82% Credit Quality
Rating Value AA 26.12% AAA 73.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ntpc Limited
Debentures | -4% ₹100 Cr 1,000
↑ 1,000 91 DTB 15082024
Sovereign Bonds | -4% ₹99 Cr 1,000,000,000
↑ 1,000,000,000 Ongc Petro Additions Limited
Debentures | -3% ₹75 Cr 7,500 Shriram Finance Limited
Debentures | -3% ₹70 Cr 700 LIC Housing Finance Ltd
Debentures | -2% ₹50 Cr 500 Bharti Telecom Limited
Debentures | -2% ₹50 Cr 500 Can Fin Homes Limited
Debentures | -2% ₹49 Cr 500
↑ 500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹49 Cr 500 ICICI Bank Ltd.
Debentures | -2% ₹48 Cr 500,000,000 Indian Bank
Domestic Bonds | -2% ₹47 Cr 500,000,000
↑ 500,000,000 5. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized
return of 7.5% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (27 Jun 24) ₹25.7448 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹12,302 on 15 May 24 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 0.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.7% Effective Maturity 5 Months 26 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,754 31 May 21 ₹11,353 31 May 22 ₹11,763 31 May 23 ₹12,492 31 May 24 ₹13,387 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.8% 1 Year 7.2% 3 Year 5.7% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% 2014 14.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 7.55 Yr. Ritesh Lunawat 15 Jun 17 6.96 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 May 24
Asset Allocation
Asset Class Value Cash 60.4% Debt 39.33% Other 0.27% Debt Sector Allocation
Sector Value Corporate 49.98% Cash Equivalent 39.07% Government 10.69% Credit Quality
Rating Value AA 14.19% AAA 85.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹383 Cr 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹380 Cr 40,000,000
↑ 40,000,000 Bharti Telecom Limited
Debentures | -3% ₹340 Cr 34,000 India (Republic of)
- | -2% ₹290 Cr 30,000,000 HDFC Bank Ltd.
Debentures | -2% ₹285 Cr 6,000 Indusind Bank Ltd.
Debentures | -2% ₹239 Cr 5,000 Bank of India
Debentures | -2% ₹238 Cr 5,000
↑ 5,000 Indusind Bank Ltd.
Debentures | -2% ₹214 Cr 4,500 182 DTB 25072024
Sovereign Bonds | -2% ₹199 Cr 20,000,000 182 DTB 18102024
Sovereign Bonds | -2% ₹195 Cr 20,000,000 6. DSP BlackRock Money Manager Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 75 in Ultrashort Bond
category. Return for 2023 was 6.7% , 2022 was 4.1% and 2021 was 2.9% . DSP BlackRock Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (27 Jun 24) ₹3,173.95 ↑ 0.49 (0.02 %) Net Assets (Cr) ₹2,684 on 31 May 24 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio -1.37 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.59% Effective Maturity 5 Months 23 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 May 19 ₹10,000 31 May 20 ₹10,671 31 May 21 ₹11,021 31 May 22 ₹11,334 31 May 23 ₹11,985 31 May 24 ₹12,803 Returns for DSP BlackRock Money Manager Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 27 Jun 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.5% 1 Year 6.8% 3 Year 5.2% 5 Year 5.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% 2014 8.8% Fund Manager information for DSP BlackRock Money Manager Fund
Name Since Tenure Kedar Karnik 17 Jul 16 7.88 Yr. Karan Mundhra 31 May 21 3 Yr. Data below for DSP BlackRock Money Manager Fund as on 31 May 24
Asset Allocation
Asset Class Value Cash 74.01% Debt 25.74% Other 0.25% Debt Sector Allocation
Sector Value Corporate 62.02% Cash Equivalent 33.03% Government 4.7% Credit Quality
Rating Value AA 2.97% AAA 97.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Mahindra Bank Ltd.
Debentures | -4% ₹98 Cr 2,000 182 DTB 25072024
Sovereign Bonds | -3% ₹74 Cr 7,500,000 Bank of Baroda
Debentures | -3% ₹71 Cr 1,500 Kisetsu Saison Finance (India) Pvt Ltd.
Debentures | -2% ₹50 Cr 1,000 182 DTB 18072024
Sovereign Bonds | -2% ₹50 Cr 5,000,000 Equitas Small Finance Bank Ltd.
Debentures | -2% ₹49 Cr 1,000
↑ 1,000 182 DTB 14112024
Sovereign Bonds | -2% ₹49 Cr 5,000,000
↑ 5,000,000 Punjab National Bank
Domestic Bonds | -2% ₹48 Cr 1,000 LIC Housing Finance Ltd
Debentures | -2% ₹48 Cr 450 IDFC First Bank Ltd.
Debentures | -2% ₹47 Cr 1,000
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