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ఫిన్‌క్యాష్ »RD Vs FD

రికరింగ్ డిపాజిట్ Vs ఫిక్స్‌డ్ డిపాజిట్: ఏది మంచిది?

Updated on November 11, 2024 , 9711 views

రికరింగ్ డిపాజిట్ Vs ఫిక్సెడ్ డిపాజిట్? మీ డబ్బును ఎక్కడ ఆదా చేసుకోవాలో ఆలోచిస్తున్నారా? బాగా, చాలా సార్లు, పెట్టుబడిదారులు రికరింగ్ డిపాజిట్ (RD) లేదా ఫిక్స్‌డ్ డిపాజిట్‌లో పెట్టుబడి పెట్టాలా వద్దా అనే గందరగోళానికి గురవుతారు (ఎఫ్ డి) అవి అత్యంత ప్రజాదరణ పొందిన పొదుపు పథకాలు అయినప్పటికీ, ముఖ్యంగా రిస్క్ లేని పెట్టుబడిదారులలో, RD మరియు FD ఒకదానికొకటి ఎలా భిన్నంగా ఉంటాయి మరియు ఏది మంచిదో అర్థం చేసుకోవడం ముఖ్యం.పెట్టుబడి పెడుతున్నారు ఎంపిక.

రికరింగ్ డిపాజిట్ (RD)

RD అనేది aఆర్థిక సాధనం ప్రధానంగా పొదుపులను ప్రోత్సహించే దిశగా నిర్దేశించబడింది. ఈ పథకంలో, పెట్టుబడిదారులు ప్రతి నెలా ఒక నిర్దిష్ట మొత్తాన్ని ఆదా చేసుకునే సౌలభ్యాన్ని కలిగి ఉంటారుబ్యాంక్యొక్క లేదా ఆర్థిక సంస్థ యొక్క RD ఖాతా ముందుగా నిర్ణయించిన పదవీకాలం కోసం మరియు ఈ మొత్తంపై వడ్డీని పొందండి. మెచ్యూరిటీ సమయంలో, అసలు మొత్తంతో పాటు వడ్డీ కూడా చెల్లించబడుతుంది.

ఫిక్స్‌డ్ డిపాజిట్ (FD)

ఫిక్స్‌డ్ డిపాజిట్లు అనేది బ్యాంకులు నిర్ణీత ముందే నిర్వచించిన పదవీకాలం కోసం అందించే ఒక రకమైన ఆర్థిక సాధనాలు.స్థిర వడ్డీ రేటు. ఈ స్కీమ్‌లో, FD ఖాతాను సృష్టించే సమయంలో ఒకసారి స్థిర మొత్తం డిపాజిట్ చేయబడుతుంది. పదవీకాలం ముగిసే సమయానికి, ఎంచుకున్న కాలవ్యవధికి సంబంధించిన వడ్డీ మొత్తం ప్రధాన మొత్తంతో లెక్కించబడుతుంది మరియు మొత్తం మొత్తం సంచితంగా చెల్లించబడుతుంది.

రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్

పారామితులు రికరింగ్ డిపాజిట్ (RD) ఫిక్స్‌డ్ డిపాజిట్ (FD)
పదవీకాలం RD పదవీకాలం సాధారణంగా 6 నెలల నుండి 10 సంవత్సరాల వరకు ఉంటుంది FD పథకం యొక్క కాలపరిమితి 7 రోజుల నుండి 10 సంవత్సరాల మధ్య ఉంటుంది
వడ్డీ లెక్కలు సమ్మేళనం RD పథకం కోసం సాధారణంగా ప్రతి త్రైమాసికంలో ఆసక్తి ఉంటుంది FDలో, ప్రతి సంవత్సరం వచ్చే వడ్డీపై చక్రవడ్డీ లెక్కించబడుతుంది
అర్హత అన్ని నివాసితులు మరియు హిందూ అవిభక్త కుటుంబాలు (HUFలు) RD ఖాతా తెరవడానికి అర్హులు. మైనర్‌ల కోసం వారి తల్లిదండ్రులు లేదా చట్టపరమైన సంరక్షకులు కూడా ఈ ఖాతాను తెరవవచ్చు అన్ని నివాస భారతీయులు మరియు హిందూ అవిభక్త కుటుంబాలు (HUFలు) ఫిక్స్‌డ్ డిపాజిట్ ఖాతాను తెరవడానికి అర్హులు
పన్ను ప్రయోజనాలు ఈ పథకంలో ఎలాంటి పన్ను ప్రయోజనం అందించబడదు ఫిక్స్‌డ్ డిపాజిట్ కోసం, కింద పన్ను మినహాయింపుసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం 1961 వర్తిస్తుంది. ఇది 5 సంవత్సరాలలోపు డిపాజిట్లకు వర్తిస్తుంది (ప్రస్తుత చట్టాల ప్రకారం)
తిరుగు రేటు వడ్డీ రేటు FD వలె ఉంటుంది కానీ సాధారణంగా, పదవీకాలం మరియు నెలవారీ పెట్టుబడి మొత్తంపై ఆధారపడి ఉంటుంది వడ్డీ రేటు RD వలె ఉంటుంది కానీ దానిపై ఆధారపడి ఉంటుందిరాజధాని మరియు పదవీకాలం ఎంపిక చేయబడింది
అదనపు ప్రయోజనాలు చాలా బ్యాంకులు డిపాజిట్ విలువలో 90% వరకు రుణాలను అందిస్తాయి చాలా బ్యాంకులు డిపాజిట్ విలువలో 70% - 90% వరకు రుణాలను అందిస్తాయి.
ఉపసంహరణలు కొన్ని సందర్భాల్లో, పెనాల్టీ లేకుండా అకాల ఉపసంహరణ అనుమతించబడుతుంది. కొన్ని బ్యాంకులు జరిమానా విధించవచ్చు పెనాల్టీతో అకాల ఉపసంహరణ అనుమతించబడుతుంది
ఆదాయం ఆసక్తి RDపై పొందిన వడ్డీపై పన్ను విధించబడుతుంది మరియు చాలా బ్యాంకులు TDSని తీసివేస్తాయి FDపై వచ్చే వడ్డీపై పన్ను విధించబడుతుంది మరియు చాలా బ్యాంకులు TDSని మినహాయించాయి

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FD-Vs-RD

రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్: ఎక్కడ ఎక్కువ సంపాదించాలి?

RD మరియు FD రెండూ రిస్క్ లేని పెట్టుబడిదారులకు అనుకూలంగా ఉంటాయి కాబట్టి, తుది ఎంపిక ఒకరి అవసరాలపై ఆధారపడి ఉంటుంది. FD ఖాతాలో, డిపాజిట్ చేసిన తొలి మొత్తానికి వడ్డీ కలిపి ఉంటుంది. డిపాజిట్ చేసిన మొత్తానికి ఏడాదిపాటు వడ్డీ లభిస్తుంది. అయితే, RDలో, 1వ డిపాజిట్ మాత్రమే మొదటి సంవత్సరానికి, అంటే 12 నెలలకు వడ్డీని పొందుతుంది. రెండవ డిపాజిట్ 11 నెలలకు వడ్డీని పొందుతుంది, మూడవది 10 నెలలు మరియు మొదలైనవి. సమ్మేళనం ప్రభావం పెట్టుబడిదారులకు అధిక రాబడిని అందించడానికి స్థిర డిపాజిట్లను అనుమతిస్తుంది.

సమయానుకూలంగా, ఫిక్స్‌డ్ డిపాజిట్‌తో ఎక్కువ డబ్బు సంపాదించవచ్చు (ఉదాహరణ దిగువన వివరించబడింది), కానీ నెలవారీ చిన్న మొత్తాలను డిపాజిట్ చేయగల పరంగా రికరింగ్ డిపాజిట్ ఖాతా యొక్క సౌలభ్యాన్ని కలిగి ఉండదు. కాబట్టి, పెట్టుబడి పెట్టడానికి పెద్ద మొత్తం లేని వారు నెలవారీ పెట్టుబడులకు ప్రాధాన్యత ఇవ్వవచ్చు.

మెరుగైన అవగాహన కోసం, మేము రెండు స్కీమ్‌లలోని వ్యత్యాసాన్ని వివరించాము. కాబట్టి వినియోగదారులు స్పష్టంగా అర్థం చేసుకోవచ్చు మరియు బాగా ఎంచుకోవచ్చు.

ఉదాహరణ:

మీరు పెట్టుబడి పెట్టారని అనుకుందాంINR 1000 (సంవత్సరానికి నెలవారీ) రికరింగ్ డిపాజిట్‌లో మరియు మీరు ఏకమొత్తంలో పెట్టుబడి పెట్టారుINR 12,000 సంవత్సరం ప్రారంభంలో ఫిక్స్‌డ్ డిపాజిట్‌లో. ఈ రెండు ఉత్పత్తులు మీకు త్రైమాసిక సమ్మేళనం 9 శాతం వడ్డీని అందిస్తాయి. కాబట్టి, దిసంపాదన ఈ రెండు పథకాల నుండి క్రింద ఇవ్వబడినవి-

విశేషాలు రికరింగ్ డిపాజిట్ (RD) ఫిక్స్‌డ్ డిపాజిట్ (FD)
పెట్టుబడి పెట్టబడిన మొత్తం INR 5,000 (నెలవారీ) INR 60,000 (మొత్తం)
పదవీకాలం 12 నెలలు 12 నెలలు
వార్షిక వడ్డీ రేట్లు 6% 6%
సంపాదించిన మొత్తం INR 61,986 INR 63,701
నికర లాభం INR 1,986 INR 3,701

ఇప్పుడు RD మరియు FD మధ్య ఉన్న ప్రధాన వ్యత్యాసం మీకు తెలిసినప్పుడు, మీరు ఒకదాన్ని ఎంచుకుని తెలివిగా పెట్టుబడి పెట్టవచ్చు. FD RD కంటే మెరుగైన వృద్ధిని అందించినప్పటికీ, చాలా సమయాలలో, మీ అన్ని అవసరాలను ఒకే పరికరంతో తీర్చడం సాధ్యం కాదు. కాబట్టి, మీరు పెట్టుబడి పెట్టడానికి పెద్ద మొత్తంలో లేనప్పుడు, మీరు ప్రతి నెలా మీ ఆదాయం నుండి తక్కువ మొత్తాన్ని ఆదా చేయవచ్చు మరియు రికరింగ్ డిపాజిట్‌లో పెట్టుబడి పెట్టవచ్చు!

ఇతర ప్రత్యామ్నాయాలు

లిక్విడ్ / అల్ట్రా షార్ట్ డెట్ మ్యూచువల్ ఫండ్స్

1. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (13 Nov 24) ₹4,523.15 ↑ 0.84   (0.02 %)
Net Assets (Cr) ₹8,924 on 30 Sep 24
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.24
Sharpe Ratio 2.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.94%
Effective Maturity 1 Month 27 Days
Modified Duration 1 Month 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,466
31 Oct 21₹10,796
31 Oct 22₹11,252
31 Oct 23₹12,023
31 Oct 24₹12,915

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.2%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 159.08 Yr.

Data below for LIC MF Liquid Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent65.42%
Corporate30.18%
Government4.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 28112024
Sovereign Bonds | -
4%₹398 Cr40,000,000
State Bank Of India
Certificate of Deposit | -
4%₹397 Cr8,000
India (Republic of)
- | -
4%₹394 Cr40,000,000
↑ 40,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹348 Cr7,000
Treps
CBLO/Reverse Repo | -
3%₹319 Cr
91 DTB 07112024
Sovereign Bonds | -
3%₹300 Cr30,000,000
91 Day T-Bill 15.11.24
Sovereign Bonds | -
3%₹299 Cr30,000,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹298 Cr6,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹297 Cr5,960
↑ 5,960
Motilal Oswal Financial Services Limited
Commercial Paper | -
3%₹284 Cr5,700

2. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch.  Ranked 62 in Ultrashort Bond category.  Return for 2023 was 6.7% , 2022 was 4.6% and 2021 was 7.8% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund
Growth
Launch Date 7 Dec 01
NAV (13 Nov 24) ₹3,852.36 ↑ 0.63   (0.02 %)
Net Assets (Cr) ₹7,257 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 1.14
Sharpe Ratio 0.07
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.79%
Effective Maturity 6 Months 21 Days
Modified Duration 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,511
31 Oct 21₹11,363
31 Oct 22₹11,837
31 Oct 23₹12,634
31 Oct 24₹13,540

Nippon India Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 6%
5 Year 6.3%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 4.6%
2021 7.8%
2020 4.9%
2019 0.9%
2018 7.3%
2017 5.8%
2016 6.8%
2015 7.6%
2014 8.4%
Fund Manager information for Nippon India Ultra Short Duration Fund
NameSinceTenure
Vivek Sharma1 Oct 1311.09 Yr.
Kinjal Desai25 May 186.44 Yr.
Akshay Sharma1 Dec 221.92 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash59.39%
Debt40.41%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent59.39%
Corporate31.4%
Government9.01%
Credit Quality
RatingValue
AA13.94%
AAA86.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
191 DTB 12/12/2024
Sovereign Bonds | -
4%₹347 Cr35,000,000
182 D Tbill Mat - 14/02/2025
Sovereign Bonds | -
4%₹285 Cr29,000,000
↑ 29,000,000
PNb Housing Finance Limited
Debentures | -
3%₹225 Cr22,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹199 Cr2,000
Can Fin Homes Limited
Debentures | -
3%₹199 Cr2,000
Indinfravit Trust
Debentures | -
2%₹189 Cr19,500
Rec Limited
Debentures | -
2%₹182 Cr1,850
HDFC Credila Financial Services Ltd
Debentures | -
1%₹100 Cr10,000
Piramal Capital & Housing Finance Ltd
Debentures | -
1%₹100 Cr10,000
Small Industries Development Bank Of India
Debentures | -
1%₹99 Cr1,000

3. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (13 Nov 24) ₹522.2 ↑ 0.11   (0.02 %)
Net Assets (Cr) ₹12,417 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 2.09
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.78%
Effective Maturity 7 Months 24 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,725
31 Oct 21₹11,155
31 Oct 22₹11,636
31 Oct 23₹12,469
31 Oct 24₹13,431

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 3.8%
1 Year 7.7%
3 Year 6.4%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.38 Yr.
Kaustubh Gupta15 Jul 1113.31 Yr.
Monika Gandhi22 Mar 213.62 Yr.
Dhaval Joshi21 Nov 221.95 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash36.98%
Debt62.73%
Other0.28%
Debt Sector Allocation
SectorValue
Corporate66.63%
Cash Equivalent21.1%
Government11.99%
Credit Quality
RatingValue
AA30.91%
AAA69.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank 7.83%
Debentures | -
6%₹820 Cr82,000
Shriram Finance Company Limited
Debentures | -
4%₹601 Cr60,000
↑ 10,000
Nirma Limited
Debentures | -
4%₹501 Cr50,000
Rural Electrification Corporation Limited
Debentures | -
3%₹401 Cr40,000
↓ -10,000
National Housing Bank
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
3%₹360 Cr36,000
Bharti Telecom Limited
Debentures | -
2%₹325 Cr3,250
Govt Stock 04102028
Sovereign Bonds | -
2%₹317 Cr31,500,000
↑ 2,500,000
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹301 Cr30,000
Nirma Limited 8.3%
Debentures | -
2%₹250 Cr25,000

4. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (13 Nov 24) ₹4,056.34 ↑ 0.65   (0.02 %)
Net Assets (Cr) ₹2,651 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 5 Months 7 Days
Modified Duration 4 Months 27 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,551
31 Oct 21₹11,214
31 Oct 22₹11,627
31 Oct 23₹12,410
31 Oct 24₹13,303

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.2%
3 Year 5.9%
5 Year 5.9%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 159.35 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash63.31%
Debt36.5%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent63.31%
Corporate29.98%
Government6.52%
Credit Quality
RatingValue
AA21.99%
AAA78.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
5%₹149 Cr1,500
Bajaj Housing Finance Limited
Debentures | -
3%₹100 Cr1,000
HDFC Bank Limited
Debentures | -
2%₹75 Cr7,500
Shriram Transport Finance Company Limited
Debentures | -
2%₹50 Cr5,000
Bharti Telecom Limited
Debentures | -
2%₹50 Cr500
ICICI Home Finance Company Limited
Debentures | -
2%₹50 Cr5,000
Hdb Financial Services Limited
Debentures | -
2%₹50 Cr500
India Grid TRust
Debentures | -
2%₹50 Cr500
Can Fin Homes Limited
Debentures | -
2%₹50 Cr500
Can Fin Homes Limited
Debentures | -
2%₹50 Cr500

5. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (13 Nov 24) ₹26.4493 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,590 on 15 Oct 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 5 Months 12 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,702
31 Oct 21₹11,141
31 Oct 22₹11,593
31 Oct 23₹12,398
31 Oct 24₹13,320

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.6%
1 Year 7.4%
3 Year 6.2%
5 Year 5.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 167.97 Yr.
Ritesh Lunawat15 Jun 177.39 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Oct 24

Asset Allocation
Asset ClassValue
Cash53.59%
Debt46.16%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate60.64%
Cash Equivalent25.32%
Government13.04%
Securitized0.74%
Credit Quality
RatingValue
AA12.82%
AAA87.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹392 Cr40,000,000
364 DTB 13032025
Sovereign Bonds | -
3%₹390 Cr40,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹372 Cr3,750
LIC Housing Finance Limited
Debentures | -
2%₹335 Cr3,350
↑ 2,350
Bharti Telecom Limited
Debentures | -
2%₹326 Cr32,500
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹298 Cr3,000
India (Republic of)
- | -
2%₹297 Cr30,000,000
HDFC Bank Ltd.
Debentures | -
2%₹293 Cr6,000
Indusind Bank Ltd.
Debentures | -
2%₹245 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
2%₹235 Cr2,350

6. DSP BlackRock Money Manager Fund

"The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 75 in Ultrashort Bond category.  Return for 2023 was 6.7% , 2022 was 4.1% and 2021 was 2.9% .

Below is the key information for DSP BlackRock Money Manager Fund

DSP BlackRock Money Manager Fund
Growth
Launch Date 31 Jul 06
NAV (13 Nov 24) ₹3,256.55 ↑ 0.63   (0.02 %)
Net Assets (Cr) ₹2,780 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.02
Sharpe Ratio -0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.58%
Effective Maturity 6 Months 18 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,505
31 Oct 21₹10,803
31 Oct 22₹11,186
31 Oct 23₹11,935
31 Oct 24₹12,763

DSP BlackRock Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for DSP BlackRock Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.4%
1 Year 6.9%
3 Year 5.7%
5 Year 5%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 4.1%
2021 2.9%
2020 4.7%
2019 7.3%
2018 5%
2017 6%
2016 7.5%
2015 7.9%
2014 8.8%
Fund Manager information for DSP BlackRock Money Manager Fund
NameSinceTenure
Laukik Bagwe1 Aug 240.25 Yr.
Karan Mundhra31 May 213.42 Yr.

Data below for DSP BlackRock Money Manager Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash56.77%
Debt43.02%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent56.77%
Corporate37.55%
Government5.47%
Credit Quality
RatingValue
AA8.78%
AAA91.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
LIC Housing Finance Ltd
Debentures | -
5%₹152 Cr1,500
364 DTB 05122024
Sovereign Bonds | -
4%₹124 Cr12,500,000
182 DTB 23012025
Sovereign Bonds | -
3%₹99 Cr10,000,000
Power Finance Corporation Limited
Debentures | -
3%₹93 Cr900
182 DTB 30012025
Sovereign Bonds | -
2%₹59 Cr6,000,000
Power Finance Corporation Ltd.
Debentures | -
2%₹56 Cr550
Bharti Telecom Limited
Debentures | -
2%₹54 Cr500
The Tata Power Company Limited
Debentures | -
2%₹53 Cr500
LIC Housing Finance Limited
Debentures | -
2%₹53 Cr500
Can Fin Homes Limited
Debentures | -
2%₹52 Cr500

7. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.8% since its launch.  Ranked 43 in Ultrashort Bond category.  Return for 2023 was 6.1% , 2022 was 3.7% and 2021 was 2.7% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund
Growth
Launch Date 28 Dec 07
NAV (13 Nov 24) ₹2,579.89 ↑ 0.42   (0.02 %)
Net Assets (Cr) ₹1,909 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.41
Sharpe Ratio -4.2
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.55%
Effective Maturity 6 Months 11 Days
Modified Duration 6 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,435
31 Oct 21₹10,711
31 Oct 22₹11,053
31 Oct 23₹11,726
31 Oct 24₹12,477

Principal Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.2%
1 Year 6.4%
3 Year 5.2%
5 Year 4.5%
10 Year
15 Year
Since launch 5.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.1%
2022 3.7%
2021 2.7%
2020 4.1%
2019 6.5%
2018 1.2%
2017 6.3%
2016 7.9%
2015 8.8%
2014 9.4%
Fund Manager information for Principal Ultra Short Term Fund
NameSinceTenure
Dwijendra Srivastava16 May 222.46 Yr.
Sandeep Agarwal1 Jan 222.83 Yr.

Data below for Principal Ultra Short Term Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash76.33%
Debt23.43%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate63.27%
Cash Equivalent30.23%
Government6.25%
Credit Quality
RatingValue
AA9.74%
AAA90.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Telecom Limited
Debentures | -
3%₹50 Cr5,000
182 DTB 18102024
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
182 DTB 13032025
Sovereign Bonds | -
2%₹49 Cr5,000,000
IDFC First Bank Ltd.
Debentures | -
2%₹32 Cr660
LIC Housing Finance Ltd
Debentures | -
2%₹30 Cr300
ICICI Bank Ltd.
Debentures | -
1%₹29 Cr600
PNb Housing Finance Limited
Debentures | -
1%₹25 Cr2,500
National Bank For Agriculture And Rural Development
Debentures | -
1%₹25 Cr2,500
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
1%₹25 Cr250,000
Hdb Financial Services Limited
Debentures | -
1%₹25 Cr250

8. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (13 Nov 24) ₹2,576.89 ↑ 0.41   (0.02 %)
Net Assets (Cr) ₹1,008 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 0.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 5 Months 9 Days
Modified Duration 5 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,543
31 Oct 21₹10,859
31 Oct 22₹11,248
31 Oct 23₹11,997
31 Oct 24₹12,883

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.4%
3 Year 5.9%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 4.1%
2021 3%
2020 5.1%
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 204.83 Yr.
Vikas Garg27 Jul 213.27 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash58.17%
Debt41.65%
Other0.19%
Debt Sector Allocation
SectorValue
Corporate56.9%
Cash Equivalent35.06%
Government7.86%
Credit Quality
RatingValue
AA20.69%
AAA79.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 03012025
Sovereign Bonds | -
4%₹49 Cr5,000,000
↑ 5,000,000
Larsen & Toubro Ltd. 7.58%
Debentures | -
3%₹35 Cr3,500,000
↑ 3,500,000
Export Import Bank Of India
Debentures | -
3%₹30 Cr3,000,000
Power Grid Corporation Of India Limited
Debentures | -
2%₹25 Cr2,500,000
Bharti Telecom Limited
Debentures | -
2%₹25 Cr2,500,000
Bajaj Housing Finance Limited
Debentures | -
2%₹25 Cr2,500,000
TATA Steel Limited
Debentures | -
2%₹25 Cr2,500,000
Tata Projects Ltd.
Debentures | -
2%₹25 Cr2,500,000
LIC Housing Finance Ltd
Debentures | -
2%₹25 Cr2,500,000
Power Finance Corporation Limited
Debentures | -
2%₹25 Cr2,500,000
↑ 2,500,000

9. Kotak Savings Fund

(Erstwhile Kotak Treasury Advantage Fund)

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund was launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 44 in Ultrashort Bond category.  Return for 2023 was 6.8% , 2022 was 4.5% and 2021 was 3.2% .

Below is the key information for Kotak Savings Fund

Kotak Savings Fund
Growth
Launch Date 13 Aug 04
NAV (13 Nov 24) ₹40.9963 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,329 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio 0.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.49%
Effective Maturity 6 Months 25 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,616
31 Oct 21₹10,960
31 Oct 22₹11,392
31 Oct 23₹12,173
31 Oct 24₹13,047

Kotak Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.5%
1 Year 7.2%
3 Year 6%
5 Year 5.5%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 4.5%
2021 3.2%
2020 5.8%
2019 7.8%
2018 7.4%
2017 6.7%
2016 8.2%
2015 8.6%
2014 9.4%
Fund Manager information for Kotak Savings Fund
NameSinceTenure
Deepak Agrawal15 Apr 0816.56 Yr.
Manu Sharma1 Nov 222 Yr.

Data below for Kotak Savings Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash55.92%
Debt43.79%
Other0.29%
Debt Sector Allocation
SectorValue
Corporate64.05%
Cash Equivalent25.11%
Government10.55%
Credit Quality
RatingValue
AA8.16%
AAA91.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 12122024
Sovereign Bonds | -
4%₹495 Cr50,000,000
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹392 Cr40,000,000
↑ 40,000,000
PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1
Unlisted bonds | -
3%₹387 Cr386
LIC Housing Finance Ltd
Debentures | -
2%₹298 Cr3,000
Nirma Limited 0.083%
Debentures | -
2%₹250 Cr25,000
IDFC First Bank Ltd.
Debentures | -
2%₹243 Cr25,000
Bharti Telecom Limited
Debentures | -
2%₹226 Cr2,250
182 DTB 23012025
Sovereign Bonds | -
2%₹197 Cr20,000,000
Small Industries Development Bank of India
Debentures | -
2%₹195 Cr20,000
LIC Housing Finance Ltd
Debentures | -
1%₹174 Cr1,750

10. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (13 Nov 24) ₹5,709.1 ↑ 1.22   (0.02 %)
Net Assets (Cr) ₹12,642 on 30 Sep 24
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.54
Sharpe Ratio 1.68
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.44%
Effective Maturity 5 Months 23 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 19₹10,000
31 Oct 20₹10,625
31 Oct 21₹10,983
31 Oct 22₹11,412
31 Oct 23₹12,210
31 Oct 24₹13,117

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Nov 24

DurationReturns
1 Month 0.6%
3 Month 1.8%
6 Month 3.7%
1 Year 7.4%
3 Year 6.1%
5 Year 5.6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Arun R.1 Jun 213.42 Yr.
Ardhendu Bhattacharya1 Dec 230.92 Yr.
Pradeep Kesavan1 Dec 230.92 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 24

Asset Allocation
Asset ClassValue
Cash46.73%
Debt53.02%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent46.73%
Corporate28.98%
Government24.04%
Credit Quality
RatingValue
AA0.72%
AAA99.28%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.3% Govt Stock 2028
Sovereign Bonds | -
10%₹1,132 Cr112,500,000
↑ 112,500,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹621 Cr6,250
↑ 1,500
LIC Housing Finance Ltd
Debentures | -
4%₹495 Cr5,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹419 Cr4,250
Power Finance Corporation Limited
Debentures | -
3%₹384 Cr3,850
Hdb Financial Services Limited
Debentures | -
3%₹345 Cr34,500
Larsen & Toubro Ltd.
Debentures | -
3%₹300 Cr30,000
Rec Limited
Debentures | -
2%₹240 Cr2,450
Tata Capital Housing Finance Limited
Debentures | -
2%₹220 Cr2,200
08.18 HR UDAY 2025
Domestic Bonds | -
2%₹212 Cr21,000,000

Disclaimer:
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
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