Table of Contents
- రికరింగ్ డిపాజిట్ (RD)
- ఫిక్స్‌డ్ డిపాజిట్ (FD)
- రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్
- రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్: ఎక్కడ ఎక్కువ సంపాదించాలి?
- ఇతర ప్రత్యామ్నాయాలు
Top 10 Funds
- Nippon India Ultra Short Duration Fund
- Aditya Birla Sun Life Savings Fund
- ICICI Prudential Ultra Short Term Fund
- UTI Ultra Short Term Fund
- DSP BlackRock Money Manager Fund
- BOI AXA Ultra Short Duration Fund
- Essel Liquid Fund
- SBI Magnum Ultra Short Duration Fund
- Canara Robeco Ultra Short Term Fund
- Invesco India Ultra Short Term Fund
రికరింగ్ డిపాజిట్ Vs ఫిక్స్‌డ్ డిపాజిట్: ఏది మంచిది?
రికరింగ్ డిపాజిట్ Vs ఫిక్సెడ్ డిపాజిట్? మీ డబ్బును ఎక్కడ ఆదా చేసుకోవాలో ఆలోచిస్తున్నారా? బాగా, చాలా సార్లు, పెట్టుబడిదారులు రికరింగ్ డిపాజిట్ (RD) లేదా ఫిక్స్‌డ్ డిపాజిట్‌లో పెట్టుబడి పెట్టాలా వద్దా అనే గందరగోళానికి గురవుతారు (ఎఫ్ డి) అవి అత్యంత ప్రజాదరణ పొందిన పొదుపు పథకాలు అయినప్పటికీ, ముఖ్యంగా రిస్క్ లేని పెట్టుబడిదారులలో, RD మరియు FD ఒకదానికొకటి ఎలా భిన్నంగా ఉంటాయి మరియు ఏది మంచిదో అర్థం చేసుకోవడం ముఖ్యం.పెట్టుబడి పెడుతున్నారు ఎంపిక.
రికరింగ్ డిపాజిట్ (RD)
RD అనేది aఆర్థిక సాధనం ప్రధానంగా పొదుపులను ప్రోత్సహించే దిశగా నిర్దేశించబడింది. ఈ పథకంలో, పెట్టుబడిదారులు ప్రతి నెలా ఒక నిర్దిష్ట మొత్తాన్ని ఆదా చేసుకునే సౌలభ్యాన్ని కలిగి ఉంటారుబ్యాంక్యొక్క లేదా ఆర్థిక సంస్థ యొక్క RD ఖాతా ముందుగా నిర్ణయించిన పదవీకాలం కోసం మరియు ఈ మొత్తంపై వడ్డీని పొందండి. మెచ్యూరిటీ సమయంలో, అసలు మొత్తంతో పాటు వడ్డీ కూడా చెల్లించబడుతుంది.
ఫిక్స్‌డ్ డిపాజిట్ (FD)
ఫిక్స్‌డ్ డిపాజిట్లు అనేది బ్యాంకులు నిర్ణీత ముందే నిర్వచించిన పదవీకాలం కోసం అందించే ఒక రకమైన ఆర్థిక సాధనాలు.స్థిర వడ్డీ రేటు. ఈ స్కీమ్‌లో, FD ఖాతాను సృష్టించే సమయంలో ఒకసారి స్థిర మొత్తం డిపాజిట్ చేయబడుతుంది. పదవీకాలం ముగిసే సమయానికి, ఎంచుకున్న కాలవ్యవధికి సంబంధించిన వడ్డీ మొత్తం ప్రధాన మొత్తంతో లెక్కించబడుతుంది మరియు మొత్తం మొత్తం సంచితంగా చెల్లించబడుతుంది.
రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్
| పారామితులు | రికరింగ్ డిపాజిట్ (RD) | ఫిక్స్‌డ్ డిపాజిట్ (FD) |
|---|---|---|
| పదవీకాలం | RD పదవీకాలం సాధారణంగా 6 నెలల నుండి 10 సంవత్సరాల వరకు ఉంటుంది | FD పథకం యొక్క కాలపరిమితి 7 రోజుల నుండి 10 సంవత్సరాల మధ్య ఉంటుంది |
| వడ్డీ లెక్కలు | సమ్మేళనం RD పథకం కోసం సాధారణంగా ప్రతి త్రైమాసికంలో ఆసక్తి ఉంటుంది | FDలో, ప్రతి సంవత్సరం వచ్చే వడ్డీపై చక్రవడ్డీ లెక్కించబడుతుంది |
| అర్హత | అన్ని నివాసితులు మరియు హిందూ అవిభక్త కుటుంబాలు (HUFలు) RD ఖాతా తెరవడానికి అర్హులు. మైనర్‌ల కోసం వారి తల్లిదండ్రులు లేదా చట్టపరమైన సంరక్షకులు కూడా ఈ ఖాతాను తెరవవచ్చు | అన్ని నివాస భారతీయులు మరియు హిందూ అవిభక్త కుటుంబాలు (HUFలు) ఫిక్స్‌డ్ డిపాజిట్ ఖాతాను తెరవడానికి అర్హులు |
| పన్ను ప్రయోజనాలు | ఈ పథకంలో ఎలాంటి పన్ను ప్రయోజనం అందించబడదు | ఫిక్స్‌డ్ డిపాజిట్ కోసం, కింద పన్ను మినహాయింపుసెక్షన్ 80C యొక్కఆదాయ పన్ను చట్టం 1961 వర్తిస్తుంది. ఇది 5 సంవత్సరాలలోపు డిపాజిట్లకు వర్తిస్తుంది (ప్రస్తుత చట్టాల ప్రకారం) |
| తిరుగు రేటు | వడ్డీ రేటు FD వలె ఉంటుంది కానీ సాధారణంగా, పదవీకాలం మరియు నెలవారీ పెట్టుబడి మొత్తంపై ఆధారపడి ఉంటుంది | వడ్డీ రేటు RD వలె ఉంటుంది కానీ దానిపై ఆధారపడి ఉంటుందిరాజధాని మరియు పదవీకాలం ఎంపిక చేయబడింది |
| అదనపు ప్రయోజనాలు | చాలా బ్యాంకులు డిపాజిట్ విలువలో 90% వరకు రుణాలను అందిస్తాయి | చాలా బ్యాంకులు డిపాజిట్ విలువలో 70% - 90% వరకు రుణాలను అందిస్తాయి. |
| ఉపసంహరణలు | కొన్ని సందర్భాల్లో, పెనాల్టీ లేకుండా అకాల ఉపసంహరణ అనుమతించబడుతుంది. కొన్ని బ్యాంకులు జరిమానా విధించవచ్చు | పెనాల్టీతో అకాల ఉపసంహరణ అనుమతించబడుతుంది |
| ఆదాయం ఆసక్తి | RDపై పొందిన వడ్డీపై పన్ను విధించబడుతుంది మరియు చాలా బ్యాంకులు TDSని తీసివేస్తాయి | FDపై వచ్చే వడ్డీపై పన్ను విధించబడుతుంది మరియు చాలా బ్యాంకులు TDSని మినహాయించాయి |
Talk to our investment specialist
రికరింగ్ డిపాజిట్ VS ఫిక్స్‌డ్ డిపాజిట్: ఎక్కడ ఎక్కువ సంపాదించాలి?
RD మరియు FD రెండూ రిస్క్ లేని పెట్టుబడిదారులకు అనుకూలంగా ఉంటాయి కాబట్టి, తుది ఎంపిక ఒకరి అవసరాలపై ఆధారపడి ఉంటుంది. FD ఖాతాలో, డిపాజిట్ చేసిన తొలి మొత్తానికి వడ్డీ కలిపి ఉంటుంది. డిపాజిట్ చేసిన మొత్తానికి ఏడాదిపాటు వడ్డీ లభిస్తుంది. అయితే, RDలో, 1వ డిపాజిట్ మాత్రమే మొదటి సంవత్సరానికి, అంటే 12 నెలలకు వడ్డీని పొందుతుంది. రెండవ డిపాజిట్ 11 నెలలకు వడ్డీని పొందుతుంది, మూడవది 10 నెలలు మరియు మొదలైనవి. సమ్మేళనం ప్రభావం పెట్టుబడిదారులకు అధిక రాబడిని అందించడానికి స్థిర డిపాజిట్లను అనుమతిస్తుంది.
సమయానుకూలంగా, ఫిక్స్‌డ్ డిపాజిట్‌తో ఎక్కువ డబ్బు సంపాదించవచ్చు (ఉదాహరణ దిగువన వివరించబడింది), కానీ నెలవారీ చిన్న మొత్తాలను డిపాజిట్ చేయగల పరంగా రికరింగ్ డిపాజిట్ ఖాతా యొక్క సౌలభ్యాన్ని కలిగి ఉండదు. కాబట్టి, పెట్టుబడి పెట్టడానికి పెద్ద మొత్తం లేని వారు నెలవారీ పెట్టుబడులకు ప్రాధాన్యత ఇవ్వవచ్చు.
మెరుగైన అవగాహన కోసం, మేము రెండు స్కీమ్‌లలోని వ్యత్యాసాన్ని వివరించాము. కాబట్టి వినియోగదారులు స్పష్టంగా అర్థం చేసుకోవచ్చు మరియు బాగా ఎంచుకోవచ్చు.
ఉదాహరణ:
మీరు పెట్టుబడి పెట్టారని అనుకుందాంINR 1000 (సంవత్సరానికి నెలవారీ) రికరింగ్ డిపాజిట్‌లో మరియు మీరు ఏకమొత్తంలో పెట్టుబడి పెట్టారుINR 12,000 సంవత్సరం ప్రారంభంలో ఫిక్స్‌డ్ డిపాజిట్‌లో. ఈ రెండు ఉత్పత్తులు మీకు త్రైమాసిక సమ్మేళనం 9 శాతం వడ్డీని అందిస్తాయి. కాబట్టి, దిసంపాదన ఈ రెండు పథకాల నుండి క్రింద ఇవ్వబడినవి-
| విశేషాలు | రికరింగ్ డిపాజిట్ (RD) | ఫిక్స్‌డ్ డిపాజిట్ (FD) |
|---|---|---|
| పెట్టుబడి పెట్టబడిన మొత్తం | INR 5,000 (నెలవారీ) | INR 60,000 (మొత్తం) |
| పదవీకాలం | 12 నెలలు | 12 నెలలు |
| వార్షిక వడ్డీ రేట్లు | 6% | 6% |
| సంపాదించిన మొత్తం | INR 61,986 | INR 63,701 |
| నికర లాభం | INR 1,986 | INR 3,701 |
ఇప్పుడు RD మరియు FD మధ్య ఉన్న ప్రధాన వ్యత్యాసం మీకు తెలిసినప్పుడు, మీరు ఒకదాన్ని ఎంచుకుని తెలివిగా పెట్టుబడి పెట్టవచ్చు. FD RD కంటే మెరుగైన వృద్ధిని అందించినప్పటికీ, చాలా సమయాలలో, మీ అన్ని అవసరాలను ఒకే పరికరంతో తీర్చడం సాధ్యం కాదు. కాబట్టి, మీరు పెట్టుబడి పెట్టడానికి పెద్ద మొత్తంలో లేనప్పుడు, మీరు ప్రతి నెలా మీ ఆదాయం నుండి తక్కువ మొత్తాన్ని ఆదా చేయవచ్చు మరియు రికరింగ్ డిపాజిట్‌లో పెట్టుబడి పెట్టవచ్చు!
ఇతర ప్రత్యామ్నాయాలు
లిక్విడ్ / అల్ట్రా షార్ట్ డెట్ మ్యూచువల్ ఫండ్స్
(Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents. Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a Below is the key information for Aditya Birla Sun Life Savings Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Regular Income Fund) The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a Below is the key information for DSP BlackRock Money Manager Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on To provide high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market & debt securities. However, there can be no assurance that the investment objective will be achieved. The scheme does not assure or guarantee any returns. Essel Liquid Fund is a Debt - Liquid Fund fund was launched on 19 Feb 10. It is a fund with Low risk and has given a Below is the key information for Essel Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile Canara Robeco Treasury Advantage Fund) To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 14 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Ultra Short Term Fund Returns up to 1 year are on (Erstwhile Invesco India Medium Term Bond Fund) The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a Below is the key information for Invesco India Ultra Short Term Fund Returns up to 1 year are on 1. Nippon India Ultra Short Duration Fund
CAGR/Annualized return of 6.1% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.6% and 2021 was 7.8% . Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (20 Dec 24) ₹3,877.08 ↑ 0.36 (0.01 %) Net Assets (Cr) ₹7,603 on 30 Nov 24 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.14 Sharpe Ratio 0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 6 Months 9 Days Modified Duration 5 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,511 30 Nov 21 ₹11,330 30 Nov 22 ₹11,831 30 Nov 23 ₹12,621 30 Nov 24 ₹13,528 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.5% 1 Year 7.2% 3 Year 6.1% 5 Year 6.2% 10 Year 15 Year Since launch 6.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.6% 2021 7.8% 2020 4.9% 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% 2014 8.4% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 11.18 Yr. Kinjal Desai 25 May 18 6.53 Yr. Akshay Sharma 1 Dec 22 2 Yr. Data below for Nippon India Ultra Short Duration Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 68.32% Debt 31.48% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 51.11% Corporate 45.09% Government 3.61% Credit Quality
Rating Value AA 14.28% AAA 85.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity 191 DTB 12/12/2024
Sovereign Bonds | -4% ₹349 Cr 35,000,000 182 D Tbill Mat - 14/02/2025
Sovereign Bonds | -4% ₹286 Cr 29,000,000 PNb Housing Finance Limited
Debentures | -3% ₹225 Cr 22,500 Can Fin Homes Limited
Debentures | -3% ₹199 Cr 2,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹199 Cr 2,000 Small Industries Development Bank Of India
Debentures | -3% ₹199 Cr 2,000
↑ 1,000 Indinfravit Trust
Debentures | -2% ₹189 Cr 19,500 Rec Limited
Debentures | -2% ₹182 Cr 1,850 HDFC Credila Financial Services Ltd
Debentures | -1% ₹100 Cr 10,000 Piramal Capital & Housing Finance Ltd
Debentures | -1% ₹100 Cr 10,000 2. Aditya Birla Sun Life Savings Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 6 in Ultrashort Bond category. Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% . Aditya Birla Sun Life Savings Fund
Growth Launch Date 16 Apr 03 NAV (20 Dec 24) ₹526.161 ↑ 0.14 (0.03 %) Net Assets (Cr) ₹15,890 on 15 Dec 24 Category Debt - Ultrashort Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.54 Sharpe Ratio 3.32 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.61% Effective Maturity 7 Months 17 Days Modified Duration 5 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,719 30 Nov 21 ₹11,139 30 Nov 22 ₹11,639 30 Nov 23 ₹12,472 30 Nov 24 ₹13,436 Returns for Aditya Birla Sun Life Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.8% 1 Year 7.8% 3 Year 6.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.2% 2022 4.8% 2021 3.9% 2020 7% 2019 8.5% 2018 7.6% 2017 7.2% 2016 9.2% 2015 8.9% 2014 9.7% Fund Manager information for Aditya Birla Sun Life Savings Fund
Name Since Tenure Sunaina Cunha 20 Jun 14 10.46 Yr. Kaustubh Gupta 15 Jul 11 13.39 Yr. Monika Gandhi 22 Mar 21 3.7 Yr. Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 44.4% Debt 55.34% Other 0.25% Debt Sector Allocation
Sector Value Corporate 53.84% Cash Equivalent 39.09% Government 6.82% Credit Quality
Rating Value AA 35.54% AAA 64.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank 7.83%
Debentures | -5% ₹821 Cr 82,000 Aditya BSL Liquid Dir Gr
Investment Fund | -5% ₹751 Cr 18,413,893
↑ 18,413,893 Shriram Finance Company Limited
Debentures | -4% ₹602 Cr 60,000 Nirma Limited
Debentures | -3% ₹487 Cr 48,500
↓ -1,500 National Housing Bank
Debentures | -3% ₹400 Cr 40,000 Tata Realty And Infrastructure Limited
Debentures | -2% ₹360 Cr 36,000 Rural Electrification Corporation Limited
Debentures | -2% ₹326 Cr 32,500 Bharti Telecom Limited
Debentures | -2% ₹325 Cr 3,250 7.3% Govt Stock 2028
Sovereign Bonds | -2% ₹317 Cr 31,500,000 Bajaj Housing Finance Ltd. 8%
Debentures | -2% ₹301 Cr 30,000 3. ICICI Prudential Ultra Short Term Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% . ICICI Prudential Ultra Short Term Fund
Growth Launch Date 3 May 11 NAV (20 Dec 24) ₹26.6237 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹13,935 on 15 Dec 24 Category Debt - Ultrashort Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.86 Sharpe Ratio 1.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 7.6% Effective Maturity 5 Months 16 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,677 30 Nov 21 ₹11,105 30 Nov 22 ₹11,583 30 Nov 23 ₹12,385 30 Nov 24 ₹13,303 Returns for ICICI Prudential Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.5% 1 Year 7.5% 3 Year 6.3% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.9% 2022 4.5% 2021 4% 2020 6.5% 2019 8.4% 2018 7.5% 2017 6.9% 2016 9.8% 2015 9.1% 2014 14.8% Fund Manager information for ICICI Prudential Ultra Short Term Fund
Name Since Tenure Manish Banthia 15 Nov 16 8.05 Yr. Ritesh Lunawat 15 Jun 17 7.47 Yr. Data below for ICICI Prudential Ultra Short Term Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 59.36% Debt 40.4% Other 0.24% Debt Sector Allocation
Sector Value Corporate 49.72% Cash Equivalent 40.03% Government 9.31% Securitized 0.71% Credit Quality
Rating Value AA 16.21% AAA 83.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -3% ₹394 Cr 40,000,000 364 DTB 13032025
Sovereign Bonds | -3% ₹392 Cr 40,000,000 LIC Housing Finance Limited
Debentures | -3% ₹385 Cr 3,850 Small Industries Development Bank Of India
Debentures | -3% ₹373 Cr 3,750 Bharti Telecom Limited
Debentures | -2% ₹326 Cr 32,500 India (Republic of)
- | -2% ₹298 Cr 30,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -2% ₹298 Cr 3,000 Rural Electrification Corporation Limited
Debentures | -2% ₹235 Cr 2,350 LIC Housing Finance Limited
Debentures | -2% ₹225 Cr 2,250
↑ 2,250 Oberoi Realty Ltd.
Debentures | -1% ₹200 Cr 20,000 4. UTI Ultra Short Term Fund
CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (20 Dec 24) ₹4,081.94 ↑ 0.66 (0.02 %) Net Assets (Cr) ₹3,039 on 30 Nov 24 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.59% Effective Maturity 5 Months 9 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,540 30 Nov 21 ₹11,193 30 Nov 22 ₹11,633 30 Nov 23 ₹12,417 30 Nov 24 ₹13,308 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.5% 1 Year 7.2% 3 Year 6% 5 Year 5.9% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% 2014 8.8% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Ritesh Nambiar 1 Jul 15 9.43 Yr. Data below for UTI Ultra Short Term Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 67.71% Debt 32.09% Other 0.19% Debt Sector Allocation
Sector Value Cash Equivalent 54.4% Corporate 43.77% Government 1.63% Credit Quality
Rating Value AA 21.4% AAA 78.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -3% ₹100 Cr 1,000 HDFC Bank Limited
Debentures | -2% ₹75 Cr 7,500 Shriram Transport Finance Company Limited
Debentures | -2% ₹50 Cr 5,000 ICICI Home Finance Company Limited
Debentures | -2% ₹50 Cr 5,000 Kotak Mahindra Prime Limited
Debentures | -2% ₹50 Cr 500
↑ 500 Hdb Financial Services Limited
Debentures | -2% ₹50 Cr 500 India Grid TRust
Debentures | -2% ₹50 Cr 500 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 500 Can Fin Homes Limited
Debentures | -2% ₹50 Cr 500 5. DSP BlackRock Money Manager Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 75 in Ultrashort Bond category. Return for 2023 was 6.7% , 2022 was 4.1% and 2021 was 2.9% . DSP BlackRock Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (20 Dec 24) ₹3,276.22 ↑ 0.46 (0.01 %) Net Assets (Cr) ₹3,062 on 30 Nov 24 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1.02 Sharpe Ratio -0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,485 30 Nov 21 ₹10,784 30 Nov 22 ₹11,195 30 Nov 23 ₹11,944 30 Nov 24 ₹12,770 Returns for DSP BlackRock Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.3% 1 Year 6.9% 3 Year 5.9% 5 Year 5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.7% 2022 4.1% 2021 2.9% 2020 4.7% 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% 2014 8.8% Fund Manager information for DSP BlackRock Money Manager Fund
Name Since Tenure Laukik Bagwe 1 Aug 24 0.33 Yr. Karan Mundhra 31 May 21 3.51 Yr. Data below for DSP BlackRock Money Manager Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 64.53% Debt 35.25% Other 0.22% Debt Sector Allocation
Sector Value Corporate 49.14% Cash Equivalent 46.72% Government 3.92% Credit Quality
Rating Value AA 7.54% AAA 92.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -5% ₹153 Cr 1,500 364 DTB 05122024
Sovereign Bonds | -4% ₹125 Cr 12,500,000 182 DTB 23012025
Sovereign Bonds | -3% ₹99 Cr 10,000,000 Power Finance Corporation Limited
Debentures | -3% ₹93 Cr 900 182 DTB 30012025
Sovereign Bonds | -2% ₹59 Cr 6,000,000 Power Finance Corporation Ltd.
Debentures | -2% ₹56 Cr 550 Bharti Telecom Limited
Debentures | -2% ₹54 Cr 500 The Tata Power Company Limited
Debentures | -2% ₹53 Cr 500 Can Fin Homes Limited
Debentures | -2% ₹52 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹52 Cr 500 6. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2023 was 6.2% , 2022 was 4.4% and 2021 was 3.2% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (20 Dec 24) ₹3,047.37 ↑ 0.53 (0.02 %) Net Assets (Cr) ₹185 on 30 Nov 24 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 1.29 Sharpe Ratio -2.23 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.46% Effective Maturity 5 Months 23 Days Modified Duration 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,511 30 Nov 21 ₹10,835 30 Nov 22 ₹11,279 30 Nov 23 ₹11,991 30 Nov 24 ₹12,781 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.3% 1 Year 6.6% 3 Year 5.7% 5 Year 5.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.2% 2022 4.4% 2021 3.2% 2020 4.9% 2019 7.5% 2018 7.6% 2017 8% 2016 9.1% 2015 8.7% 2014 9.3% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 3.29 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 72.94% Debt 26.82% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 72.94% Corporate 21.37% Government 5.45% Credit Quality
Rating Value AA 6.25% AAA 93.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd
Debentures | -6% ₹10 Cr 1,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹10 Cr 1,000,000
↑ 1,000,000 Power Finance Corporation Ltd.
Debentures | -6% ₹10 Cr 1,000,000 Godrej Industries Limited
Debentures | -6% ₹10 Cr 1,000,000 India (Republic of)
- | -5% ₹9 Cr 950,000 Rural Electrification Corporation Limited
Debentures | -5% ₹9 Cr 900,000
↑ 900,000 364 DTB 28112024
Sovereign Bonds | -3% ₹5 Cr 500,000 HDFC Bank Limited
Debentures | -2% ₹4 Cr 400,000 364 Day T-Bill 30.01.25
Sovereign Bonds | -1% ₹1 Cr 100,000 Corporate Debt Market Development Fund
Investment Fund | -0% ₹0 Cr 400 7. Essel Liquid Fund
CAGR/Annualized return of 7% since its launch. Ranked 12 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 5.1% and 2021 was 3.4% . Essel Liquid Fund
Growth Launch Date 19 Feb 10 NAV (20 Dec 24) ₹27.4462 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹73 on 30 Nov 24 Category Debt - Liquid Fund AMC Essel Funds Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.18 Sharpe Ratio -1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.45% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,383 30 Nov 21 ₹10,727 30 Nov 22 ₹11,247 30 Nov 23 ₹12,009 30 Nov 24 ₹12,840 Returns for Essel Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.9% 3 Year 6.2% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.8% 2022 5.1% 2021 3.4% 2020 3.7% 2019 6.2% 2018 7.4% 2017 6.8% 2016 7.8% 2015 8.4% 2014 9.2% Fund Manager information for Essel Liquid Fund
Name Since Tenure Tanmay Sethi 1 Feb 24 0.83 Yr. Data below for Essel Liquid Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 99.51% Other 0.49% Debt Sector Allocation
Sector Value Cash Equivalent 99.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps/Reverse Repo/Net Current Assets/Cash/Cash Equivalent
CBLO/Reverse Repo | -16% ₹11 Cr Rec Limited
Debentures | -9% ₹6 Cr 600,000 Bajaj Housing Finance Limited
Debentures | -8% ₹5 Cr 550,000 Power Finance Corporation Limited
Debentures | -7% ₹5 Cr 500,000 National Housing Bank
Debentures | -7% ₹5 Cr 500,000
↑ 500,000 The Federal Bank Limited
Certificate of Deposit | -7% ₹5 Cr 500,000
↑ 500,000 182 DTB 09012025
Sovereign Bonds | -7% ₹5 Cr 500,000 364 DTB
Sovereign Bonds | -7% ₹5 Cr 500,000
↑ 500,000 Time Technoplast Limited
Commercial Paper | -7% ₹5 Cr 500,000
↑ 500,000 Small Industries Development Bank Of India
Certificate of Deposit | -7% ₹4 Cr 450,000
↑ 450,000 8. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2023 was 7% , 2022 was 4.5% and 2021 was 3.4% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (20 Dec 24) ₹5,744.82 ↑ 0.72 (0.01 %) Net Assets (Cr) ₹12,885 on 30 Nov 24 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.43% Effective Maturity 10 Months 6 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,605 30 Nov 21 ₹10,962 30 Nov 22 ₹11,417 30 Nov 23 ₹12,213 30 Nov 24 ₹13,120 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.6% 1 Year 7.4% 3 Year 6.2% 5 Year 5.6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% 2014 9% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Arun R. 1 Jun 21 3.5 Yr. Ardhendu Bhattacharya 1 Dec 23 1 Yr. Pradeep Kesavan 1 Dec 23 1 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 53.98% Debt 45.77% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 53.98% Corporate 29.65% Government 16.12% Credit Quality
Rating Value AA 0.76% AAA 99.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -9% ₹1,133 Cr 112,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹496 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹419 Cr 4,250 India Universal Trust Al1
Sovereign Bonds | -3% ₹400 Cr 400
↑ 400 Power Finance Corporation Limited
Debentures | -3% ₹384 Cr 3,850 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 Larsen & Toubro Ltd.
Debentures | -2% ₹300 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹299 Cr 3,000 Rec Limited
Debentures | -2% ₹241 Cr 2,450 182 DTB 020125
Sovereign Bonds | -2% ₹224 Cr 22,500,000
↑ 22,500,000 9. Canara Robeco Ultra Short Term Fund
CAGR/Annualized return of 6.8% since its launch. Ranked 72 in Ultrashort Bond category. Return for 2023 was 6.4% , 2022 was 3.9% and 2021 was 2.6% . Canara Robeco Ultra Short Term Fund
Growth Launch Date 14 Jul 08 NAV (20 Dec 24) ₹3,660.01 ↑ 0.47 (0.01 %) Net Assets (Cr) ₹602 on 30 Nov 24 Category Debt - Ultrashort Bond AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆ Risk Low Expense Ratio 0.95 Sharpe Ratio -1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 10 Months 23 Days Modified Duration 5 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,469 30 Nov 21 ₹10,742 30 Nov 22 ₹11,133 30 Nov 23 ₹11,840 30 Nov 24 ₹12,639 Returns for Canara Robeco Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.3% 1 Year 6.8% 3 Year 5.6% 5 Year 4.8% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.4% 2022 3.9% 2021 2.6% 2020 4.5% 2019 6.6% 2018 6.1% 2017 5.7% 2016 7.3% 2015 8.4% 2014 9.3% Fund Manager information for Canara Robeco Ultra Short Term Fund
Name Since Tenure Avnish Jain 1 Apr 22 2.67 Yr. Kunal Jain 16 Sep 24 0.21 Yr. Data below for Canara Robeco Ultra Short Term Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 47.5% Debt 52.24% Other 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 47.5% Corporate 36.46% Government 15.78% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -10% ₹59 Cr 600 Power Finance Corporation Limited
Debentures | -7% ₹45 Cr 450 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000
↑ 2,500,000 Kotak Mahindra Prime Limited
Debentures | -4% ₹25 Cr 2,500 Bajaj Housing Finance Limited
Debentures | -4% ₹25 Cr 250 Kotak Mahindra Prime Limited
Debentures | -4% ₹25 Cr 2,500 Bajaj Finance Limited
Debentures | -4% ₹25 Cr 250 Export Import Bank Of India
Debentures | -4% ₹25 Cr 250
↓ -250 Indian Oil Corporation Limited
Debentures | -4% ₹25 Cr 250 Hdb Financial Services Limited
Debentures | -4% ₹25 Cr 250
↑ 250 10. Invesco India Ultra Short Term Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 40 in Ultrashort Bond category. Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% . Invesco India Ultra Short Term Fund
Growth Launch Date 30 Dec 10 NAV (20 Dec 24) ₹2,593.41 ↑ 0.43 (0.02 %) Net Assets (Cr) ₹1,764 on 30 Nov 24 Category Debt - Ultrashort Bond AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.74 Sharpe Ratio 1.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.37% Effective Maturity 5 Months 13 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Nov 19 ₹10,000 30 Nov 20 ₹10,524 30 Nov 21 ₹10,841 30 Nov 22 ₹11,255 30 Nov 23 ₹12,001 30 Nov 24 ₹12,891 Returns for Invesco India Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 7.4% 3 Year 6% 5 Year 5.2% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 6.6% 2022 4.1% 2021 3% 2020 5.1% 2019 7.6% 2018 7.3% 2017 7.1% 2016 9.1% 2015 8.3% 2014 10.1% Fund Manager information for Invesco India Ultra Short Term Fund
Name Since Tenure Krishna Cheemalapati 4 Jan 20 4.91 Yr. Vikas Garg 27 Jul 21 3.35 Yr. Data below for Invesco India Ultra Short Term Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 56.12% Debt 43.73% Other 0.14% Debt Sector Allocation
Sector Value Corporate 46.51% Cash Equivalent 43.55% Government 9.79% Credit Quality
Rating Value AA 19.68% AAA 80.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 18102024
Sovereign Bonds | -5% ₹84 Cr 8,500,000
↑ 7,500,000 Power Finance Corporation Ltd.
Debentures | -3% ₹50 Cr 5,000,000
↑ 2,500,000 91 DTB 03012025
Sovereign Bonds | -3% ₹50 Cr 5,000,000 TATA Steel Limited
Debentures | -3% ₹45 Cr 4,500,000 Larsen & Toubro Ltd. 7.58%
Debentures | -2% ₹35 Cr 3,500,000 Ongc Petro Additions Limited
Debentures | -2% ₹30 Cr 3,000,000 Export Import Bank Of India
Debentures | -2% ₹30 Cr 3,000,000 364 DTB
Sovereign Bonds | -2% ₹30 Cr 3,000,000 Bharti Telecom Limited
Debentures | -1% ₹25 Cr 2,500,000 Bharti Telecom Limited
Debentures | -1% ₹25 Cr 2,500,000
↑ 1,500,000
ఇక్కడ అందించిన సమాచారం ఖచ్చితమైనదని నిర్ధారించడానికి అన్ని ప్రయత్నాలు చేయబడ్డాయి. అయినప్పటికీ, డేటా యొక్క ఖచ్చితత్వానికి సంబంధించి ఎటువంటి హామీలు ఇవ్వబడవు. దయచేసి ఏదైనా పెట్టుబడి పెట్టే ముందు పథకం సమాచార పత్రంతో ధృవీకరించండి.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2024 Shepard Technologies Private Limited. All Rights Reserved