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سرفہرست 10 مائع میوچل فنڈز 2022

Updated on November 5, 2024 , 13985 views

مائع فنڈز سرپلس کیش کے لیے بہترین اختیارات ہیں جو کہ میں پڑے ہیں۔بینک کھاتہ. مائع فنڈز وہ ہیں۔باہمی چندہ جو آپ کے پیسے کو بہت کم وقت میں انویسٹ کریں۔کرنسی مارکیٹ آلات جیسے ٹریژری بل، تجارتی کاغذات،جمع کروانے کی رسیدوغیرہ

یہ فنڈز انتہائی مائع نوعیت کے ہوتے ہیں اور ان پر کوئی داخلے یا خارجی بوجھ نہیں ہوتا ہے۔ مائع فنڈز کے اعلیٰ ترین فوائد کی وجہ سے؛ انہیں اکثر فکسڈ ڈپازٹ کے مقابلے میں سرمایہ کاری کا ایک بہتر آپشن سمجھا جاتا ہے۔بچت اکاونٹ.

ٹاپ 10 مائع میوچل فنڈز پر سمجھوتہ کیے بغیر بہتر منافع حاصل کرنے کا موقع فراہم کرتے ہیں۔لیکویڈیٹی عوامل بہترین کارکردگی کا مظاہرہ کرنے والے مائع فنڈز آپ کو مختصر وقت میں زبردست منافع کمانے دیتے ہیں۔ چونکہ مائع فنڈز کی اوسط میچورٹی 91 دن سے کم ہوتی ہے، یہ ان سرمایہ کاروں کے لیے بہترین ہے جو مختصر مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ. مزید برآں، چونکہ مائع میوچل فنڈز سے زیادہ متاثر نہیں ہوتے ہیں۔مارکیٹ اتار چڑھاؤ، سرمایہ کار خطرے کے عوامل کی فکر کیے بغیر آسانی سے سرمایہ کاری کر سکتے ہیں۔

مائع فنڈز میں سرمایہ کاری کے اہم فوائد

کچھ بڑےسرمایہ کاری کے فوائد مائع میوچل فنڈز میں ہیں:

لیکوڈ فنڈ میں، آپ 24 گھنٹے کے اندر اپنے فنڈز نکال سکتے ہیں۔
چونکہ مائع فنڈز بنیادی طور پر فکسڈ میں سرمایہ کاری کرتے ہیں۔آمدنی وہ سیکیورٹیز جن کی میچورٹی مدت مختصر ہوتی ہے، ان میں دیگر کے مقابلے میں سب سے کم شرح سود کا خطرہ ہوتا ہے۔قرض باہمی فنڈ
مائع میوچل فنڈز تقریباً 7.5-8% سالانہ کی اوسط واپسی پیش کرتے ہیں۔
ان فنڈز میں کوئی لاک ان پیریڈ نہیں ہے، جس کا مطلب ہے کہ جہاں بھی ضرورت ہو آپ اپنی نقدی کو چھڑا سکتے ہیں۔
مائع فنڈز قیمتی ٹیکس فوائد پیش کرتے ہیں۔

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سرفہرست 10 مائع میوچل فنڈز مالی سال 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,414.73 ↑ 0.47	₹190	0.6	1.8	3.6	7.4	6.8	7.12%	1M 29D
Principal Cash Management Fund Growth	₹2,204.1 ↑ 0.42	₹5,396	0.6	1.8	3.6	7.3	7	7.18%	1M 28D	1M 28D
PGIM India Insta Cash Fund Growth	₹325.098 ↑ 0.06	₹516	0.6	1.8	3.6	7.3	7	7.21%	1M 24D	1M 28D
JM Liquid Fund Growth	₹68.196 ↑ 0.01	₹3,157	0.6	1.7	3.5	7.3	7	7.14%	1M 18D	1M 22D
Axis Liquid Fund Growth	₹2,780.06 ↑ 0.52	₹25,269	0.6	1.8	3.6	7.4	7.1	7.19%	1M 29D	1M 29D
Invesco India Liquid Fund Growth	₹3,432.98 ↑ 0.67	₹13,767	0.6	1.8	3.6	7.4	7	7.16%	1M 18D	1M 18D
ICICI Prudential Liquid Fund Growth	₹369.826 ↑ 0.07	₹46,303	0.6	1.8	3.6	7.4	7	7.19%	1M 26D	2M 1D
Aditya Birla Sun Life Liquid Fund Growth	₹402.472 ↑ 0.08	₹43,797	0.6	1.8	3.6	7.4	7.1	7.32%	2M 1D	2M 1D
Nippon India Liquid Fund Growth	₹6,096.45 ↑ 1.17	₹26,469	0.6	1.8	3.6	7.4	7	7.23%	1M 27D	2M 2D
Tata Liquid Fund Growth	₹3,933.58 ↑ 0.76	₹23,053	0.6	1.8	3.6	7.4	7	7.34%	1M 29D	1Y 11M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Nov 24

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (07 Nov 24)	₹2,414.73 ↑ 0.47 (0.02 %)
Net Assets (Cr)	₹190 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.39
Information Ratio	-3.94
Alpha Ratio	-0.21
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity
Modified Duration	1 Month 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,426
31 Oct 21	₹10,747
31 Oct 22	₹11,183
31 Oct 23	₹11,925
31 Oct 24	₹12,805

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6%
5 Year	5.1%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%
2014	9.1%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.39 Yr.

Data below for Indiabulls Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.72%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	58.07%
Cash Equivalent	40.35%
Government	1.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank Of Baroda Certificate of Deposit \| -	10%	₹20 Cr	2,000,000
ICICI Bank Limited Certificate of Deposit \| -	10%	₹20 Cr	2,000,000
Canara Bank Certificate of Deposit \| -	10%	₹19 Cr	1,950,000
Punjab National Bank Certificate of Deposit \| -	8%	₹15 Cr	1,500,000
191 DTB 12/12/2024 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000 ↑ 1,500,000
Indian Bank Commercial Paper \| -	8%	₹15 Cr	1,500,000 ↑ 1,500,000
Aditya Birla Finance Limited Commercial Paper \| -	7%	₹14 Cr	1,360,000
HDFC Bank Limited Certificate of Deposit \| -	7%	₹13 Cr	1,300,000
Power Finance Corporation Limited Debentures \| -	5%	₹10 Cr	1,000,000
ICICI Securities Limited Commercial Paper \| -	5%	₹10 Cr	1,000,000

2. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (07 Nov 24)	₹2,204.1 ↑ 0.42 (0.02 %)
Net Assets (Cr)	₹5,396 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.34
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.18%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,412
31 Oct 21	₹10,736
31 Oct 22	₹11,194
31 Oct 23	₹11,967
31 Oct 24	₹12,844

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.2%
5 Year	5.1%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.75 Yr.
Sandeep Agarwal	16 May 22	2.38 Yr.

Data below for Principal Cash Management Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	58.43%
Corporate	36.24%
Government	5.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹274 Cr	27,500,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹150 Cr	3,000 ↑ 3,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹150 Cr	3,000 ↑ 3,000
Canara Bank Certificate of Deposit \| -	3%	₹150 Cr	3,000 ↑ 3,000
Union Bank Of India Certificate of Deposit \| -	3%	₹150 Cr	3,000 ↑ 3,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹149 Cr	3,000 ↑ 1,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹148 Cr	3,000
Indian Bank Certificate of Deposit \| -	2%	₹123 Cr	2,500
91 DTB 05092024 Sovereign Bonds \| -	2%	₹113 Cr	11,300,000 ↑ 11,300,000
Canara Bank Certificate of Deposit \| -	2%	₹100 Cr	2,000 ↑ 2,000

3. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (07 Nov 24)	₹325.098 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹516 on 15 Oct 24
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	2.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.21%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,456
31 Oct 21	₹10,788
31 Oct 22	₹11,251
31 Oct 23	₹12,030
31 Oct 24	₹12,911

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	2.05 Yr.
Puneet Pal	16 Jul 22	2.21 Yr.

Data below for PGIM India Insta Cash Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	99.45%
Other	0.55%

Debt Sector Allocation

Sector	Value
Corporate	52.52%
Cash Equivalent	46.93%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Limited Certificate of Deposit \| -	8%	₹30 Cr	3,000,000
Sundaram Bnp Paribas Home Finance Limited Debentures \| -	7%	₹25 Cr	2,500,000
Rural Electrification Corporation Limited Debentures \| -	7%	₹25 Cr	2,500,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Canara Bank Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Punjab National Bank Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
HDFC Securities Limited Commercial Paper \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
Small Industries Development Bank Of India Certificate of Deposit \| -	7%	₹25 Cr	2,500,000
Kotak Mahindra Bank Limited Certificate of Deposit \| -	7%	₹25 Cr	2,500,000 ↑ 2,500,000
ICICI Bank Limited Certificate of Deposit \| -	6%	₹24 Cr	2,400,000

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (07 Nov 24)	₹68.196 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹3,157 on 15 Oct 24
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	2.67
Information Ratio	-4.78
Alpha Ratio	-0.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	1 Month 22 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,434
31 Oct 21	₹10,767
31 Oct 22	₹11,234
31 Oct 23	₹12,005
31 Oct 24	₹12,878

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.5%
1 Year	7.3%
3 Year	6.2%
5 Year	5.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Gurvinder Wasan	3 Apr 24	0.49 Yr.
Naghma Khoja	21 Oct 21	2.95 Yr.
Ruchi Fozdar	3 Apr 24	0.49 Yr.

Data below for JM Liquid Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.1%
Corporate	32.71%
Government	3.99%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps-Triparty Repo CBLO/Reverse Repo \| -	10%	₹238 Cr	00
Ntpc Limited Commercial Paper \| -	6%	₹149 Cr	3,000 ↑ 2,000
91 DTB 05122024 Sovereign Bonds \| -	4%	₹103 Cr	10,433,200 ↑ 10,433,200
ICICI Bank Limited Certificate of Deposit \| -	4%	₹99 Cr	2,000 ↑ 1,000
Tata Capital Limited Commercial Paper \| -	3%	₹75 Cr	1,500
Kotak Mahindra Bank Ltd. Debentures \| -	3%	₹74 Cr	1,500 ↑ 1,500
Kotak Mahindra Investments Limited Debentures \| -	2%	₹50 Cr	500
PNb Housing Finance Limited Commercial Paper \| -	2%	₹50 Cr	1,000
Canara Bank Certificate of Deposit \| -	2%	₹50 Cr	1,000
Godrej Agrovet Limited Commercial Paper \| -	2%	₹50 Cr	1,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (07 Nov 24)	₹2,780.06 ↑ 0.52 (0.02 %)
Net Assets (Cr)	₹25,269 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	2.81
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.19%
Effective Maturity	1 Month 29 Days
Modified Duration	1 Month 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,466
31 Oct 21	₹10,799
31 Oct 22	₹11,269
31 Oct 23	₹12,054
31 Oct 24	₹12,947

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.3%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.91 Yr.
Aditya Pagaria	13 Aug 16	8.14 Yr.
Sachin Jain	3 Jul 23	1.25 Yr.

Data below for Axis Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.69%
Other	0.31%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.87%
Corporate	36.87%
Government	1.95%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	10%	-₹2,408 Cr
182 DTB 01112024 Sovereign Bonds \| -	5%	₹1,363 Cr	137,000,000
91 DTB 21112024 Sovereign Bonds \| -	5%	₹1,160 Cr	117,000,000
HDFC Bank Limited Certificate of Deposit \| -	4%	₹986 Cr	20,000 ↑ 5,000
Export Import Bank Of India Commercial Paper \| -	4%	₹963 Cr	19,500 ↓ -500
91 DTB 07112024 Sovereign Bonds \| -	3%	₹859 Cr	86,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹843 Cr	17,000
Reliance Jio Infocomm Limited Commercial Paper \| -	3%	₹742 Cr	15,000
IDFC First Bank Limited Certificate of Deposit \| -	3%	₹741 Cr	15,000
State Bank Of India Certificate of Deposit \| -	3%	₹690 Cr	14,000 ↑ 14,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (07 Nov 24)	₹3,432.98 ↑ 0.67 (0.02 %)
Net Assets (Cr)	₹13,767 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	3.02
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.16%
Effective Maturity	1 Month 18 Days
Modified Duration	1 Month 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,443
31 Oct 21	₹10,774
31 Oct 22	₹11,237
31 Oct 23	₹12,013
31 Oct 24	₹12,902

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	13.44 Yr.
Prateek Jain	14 Feb 22	2.63 Yr.

Data below for Invesco India Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.84%
Other	0.16%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.92%
Corporate	32.84%
Government	1.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Axis Bank Limited Certificate of Deposit \| -	3%	₹393 Cr	40,000,000 ↑ 40,000,000
Bank Of Baroda Certificate of Deposit \| -	3%	₹393 Cr	40,000,000 ↑ 40,000,000
Canara Bank Certificate of Deposit \| -	3%	₹345 Cr	35,000,000 ↑ 35,000,000
Small Industries Development Bank Of India Certificate of Deposit \| -	2%	₹320 Cr	32,500,000 ↑ 32,500,000
91 DTB 07112024 Sovereign Bonds \| -	2%	₹298 Cr	30,000,000
91 Day T-Bill 15.11.24 Sovereign Bonds \| -	2%	₹298 Cr	30,000,000
91 DTB 21112024 Sovereign Bonds \| -	2%	₹297 Cr	30,000,000
91 DTB 28112024 Sovereign Bonds \| -	2%	₹297 Cr	30,000,000
91 DTB 05122024 Sovereign Bonds \| -	2%	₹297 Cr	30,000,000
191 DTB 12/12/2024 Sovereign Bonds \| -	2%	₹296 Cr	30,000,000 ↑ 30,000,000

7. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (07 Nov 24)	₹369.826 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹46,303 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.62
Information Ratio	-2.96
Alpha Ratio	-0.2
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.19%
Effective Maturity	2 Months 1 Day
Modified Duration	1 Month 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,464
31 Oct 21	₹10,793
31 Oct 22	₹11,251
31 Oct 23	₹12,025
31 Oct 24	₹12,915

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	0.84 Yr.
Darshil Dedhia	12 Jun 23	1.31 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.77%
Other	0.23%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.18%
Corporate	33.45%
Government	2.14%

Credit Quality

Rating	Value
AA	1.34%
AAA	98.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	9%	-₹4,150 Cr
Punjab National Bank Certificate of Deposit \| -	4%	₹1,994 Cr	40,500 ↑ 40,500
Govt Stock Sovereign Bonds \| -	4%	₹1,739 Cr	174,000,000 ↑ 49,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹1,488 Cr	30,000
91 DTB 10102024 Sovereign Bonds \| -	3%	₹1,244 Cr	124,580,000 ↓ -2,000,000
Bank Of India Certificate of Deposit \| -	3%	₹1,238 Cr	25,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,208 Cr	24,500 ↑ 24,500
191 DTB 24102024 Sovereign Bonds \| -	2%	₹1,100 Cr	110,483,500
HDFC Bank Limited Certificate of Deposit \| -	2%	₹990 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹990 Cr	20,000

8. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (07 Nov 24)	₹402.472 ↑ 0.08 (0.02 %)
Net Assets (Cr)	₹43,797 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	2.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	2 Months 1 Day
Modified Duration	2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,468
31 Oct 21	₹10,797
31 Oct 22	₹11,262
31 Oct 23	₹12,048
31 Oct 24	₹12,937

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.8%
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.22 Yr.
Kaustubh Gupta	15 Jul 11	13.22 Yr.
Sanjay Pawar	1 Jul 22	2.25 Yr.
Dhaval Joshi	21 Nov 22	1.86 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.3%
Corporate	36.47%
Government	2.98%

Credit Quality

Rating	Value
AA	0.47%
AAA	99.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	14%	-₹6,134 Cr
91 DTB 05122024 Sovereign Bonds \| -	4%	₹1,569 Cr	158,665,400
91 DTB 24102024 Sovereign Bonds \| -	3%	₹1,245 Cr	125,000,000
State Bank Of India Certificate of Deposit \| -	3%	₹1,233 Cr	25,000 ↑ 25,000
Punjab National Bank Certificate of Deposit \| -	2%	₹995 Cr	20,000 ↑ 20,000
Punjab National Bank Certificate of Deposit \| -	2%	₹993 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹990 Cr	20,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹990 Cr	20,000
LIC Housing Finance Limited Commercial Paper \| -	2%	₹988 Cr	20,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹793 Cr	16,000

9. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (07 Nov 24)	₹6,096.45 ↑ 1.17 (0.02 %)
Net Assets (Cr)	₹26,469 on 30 Sep 24
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	2.32
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	2 Months 2 Days
Modified Duration	1 Month 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,464
31 Oct 21	₹10,790
31 Oct 22	₹11,249
31 Oct 23	₹12,024
31 Oct 24	₹12,908

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Siddharth Deb	1 Mar 22	2.59 Yr.
Kinjal Desai	25 May 18	6.36 Yr.
Vikash Agarwal	14 Sep 24	0.05 Yr.

Data below for Nippon India Liquid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	52.82%
Corporate	45.04%
Government	1.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	13%	-₹3,377 Cr
91 DTB 21112024 Sovereign Bonds \| -	7%	₹1,982 Cr	200,000,000
State Bank Of India Certificate of Deposit \| -	4%	₹1,037 Cr	21,000 ↑ 1,000
Punjab National Bank Certificate of Deposit \| -	4%	₹988 Cr	20,000
Canara Bank Certificate of Deposit \| -	4%	₹986 Cr	20,000 ↑ 20,000
Union Bank of India Domestic Bonds \| -	4%	₹984 Cr	20,000 ↑ 20,000
6.18% Govt Stock 2024 Sovereign Bonds \| -	3%	₹850 Cr	85,000,000
Indian Bank Certificate of Deposit \| -	3%	₹743 Cr	15,000
Sikka Ports And Terminals Limited Commercial Paper \| -	3%	₹743 Cr	15,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹742 Cr	15,000

10. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (07 Nov 24)	₹3,933.58 ↑ 0.76 (0.02 %)
Net Assets (Cr)	₹23,053 on 15 Oct 24
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.34%
Effective Maturity	1 Year 11 Months 19 Days
Modified Duration	1 Month 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,467
31 Oct 21	₹10,794
31 Oct 22	₹11,252
31 Oct 23	₹12,026
31 Oct 24	₹12,909

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.4%
3 Year	6.2%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.97 Yr.
Abhishek Sonthalia	6 Feb 20	4.65 Yr.
Harsh Dave	1 Aug 24	0.17 Yr.

Data below for Tata Liquid Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	99.62%
Other	0.38%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.49%
Corporate	35.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cash / Net Current Asset CBLO \| -	11%	-₹1,678 Cr
Punjab National Bank Certificate of Deposit \| -	6%	₹990 Cr	20,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	5%	₹741 Cr	15,000
Punjab National Bank Certificate of Deposit \| -	5%	₹716 Cr	14,500
Bank Of Baroda Certificate of Deposit \| -	5%	₹716 Cr	14,500 ↓ -500
Bank Of India Certificate of Deposit \| -	4%	₹691 Cr	14,000
HDFC Bank Limited Certificate of Deposit \| -	4%	₹597 Cr	12,000 ↑ 12,000
191 DTB 12/12/2024 Sovereign Bonds \| -	4%	₹593 Cr	60,000,000
Govt Stock Sovereign Bonds \| -	3%	₹505 Cr	50,500,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹497 Cr	10,000

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔