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سرفہرست 10 مائع میوچل فنڈز 2022

Updated on September 14, 2024 , 13912 views

مائع فنڈز سرپلس کیش کے لیے بہترین اختیارات ہیں جو کہ میں پڑے ہیں۔بینک کھاتہ. مائع فنڈز وہ ہیں۔باہمی چندہ جو آپ کے پیسے کو بہت کم وقت میں انویسٹ کریں۔کرنسی مارکیٹ آلات جیسے ٹریژری بل، تجارتی کاغذات،جمع کروانے کی رسیدوغیرہ

یہ فنڈز انتہائی مائع نوعیت کے ہوتے ہیں اور ان پر کوئی داخلے یا خارجی بوجھ نہیں ہوتا ہے۔ مائع فنڈز کے اعلیٰ ترین فوائد کی وجہ سے؛ انہیں اکثر فکسڈ ڈپازٹ کے مقابلے میں سرمایہ کاری کا ایک بہتر آپشن سمجھا جاتا ہے۔بچت اکاونٹ.

ٹاپ 10 مائع میوچل فنڈز پر سمجھوتہ کیے بغیر بہتر منافع حاصل کرنے کا موقع فراہم کرتے ہیں۔لیکویڈیٹی عوامل بہترین کارکردگی کا مظاہرہ کرنے والے مائع فنڈز آپ کو مختصر وقت میں زبردست منافع کمانے دیتے ہیں۔ چونکہ مائع فنڈز کی اوسط میچورٹی 91 دن سے کم ہوتی ہے، یہ ان سرمایہ کاروں کے لیے بہترین ہے جو مختصر مدت کے لیے تلاش کر رہے ہیں۔سرمایہ کاری کا منصوبہ. مزید برآں، چونکہ مائع میوچل فنڈز سے زیادہ متاثر نہیں ہوتے ہیں۔مارکیٹ اتار چڑھاؤ، سرمایہ کار خطرے کے عوامل کی فکر کیے بغیر آسانی سے سرمایہ کاری کر سکتے ہیں۔

مائع فنڈز میں سرمایہ کاری کے اہم فوائد

کچھ بڑےسرمایہ کاری کے فوائد مائع میوچل فنڈز میں ہیں:

لیکوڈ فنڈ میں، آپ 24 گھنٹے کے اندر اپنے فنڈز نکال سکتے ہیں۔
چونکہ مائع فنڈز بنیادی طور پر فکسڈ میں سرمایہ کاری کرتے ہیں۔آمدنی وہ سیکیورٹیز جن کی میچورٹی مدت مختصر ہوتی ہے، ان میں دیگر کے مقابلے میں سب سے کم شرح سود کا خطرہ ہوتا ہے۔قرض باہمی فنڈ
مائع میوچل فنڈز تقریباً 7.5-8% سالانہ کی اوسط واپسی پیش کرتے ہیں۔
ان فنڈز میں کوئی لاک ان پیریڈ نہیں ہے، جس کا مطلب ہے کہ جہاں بھی ضرورت ہو آپ اپنی نقدی کو چھڑا سکتے ہیں۔
مائع فنڈز قیمتی ٹیکس فوائد پیش کرتے ہیں۔

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سرفہرست 10 مائع میوچل فنڈز مالی سال 22 - 23

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,390.36 ↑ 0.46	₹194	0.6	1.8	3.7	7.3	6.8	6.98%	1M 11D	1M 11D
Principal Cash Management Fund Growth	₹2,182.14 ↑ 0.41	₹5,595	0.6	1.7	3.6	7.3	7	7.12%	1M 13D	1M 13D
PGIM India Insta Cash Fund Growth	₹321.825 ↑ 0.06	₹432	0.6	1.7	3.6	7.3	7	7.01%	1M 4D	1M 6D
JM Liquid Fund Growth	₹67.5207 ↑ 0.01	₹2,384	0.6	1.7	3.6	7.3	7	7.03%	1M 8D	1M 10D
Axis Liquid Fund Growth	₹2,752.01 ↑ 0.52	₹27,339	0.6	1.7	3.6	7.4	7.1	7.07%	1M 8D	1M 8D
Invesco India Liquid Fund Growth	₹3,398.2 ↑ 0.63	₹10,987	0.6	1.8	3.6	7.3	7	7.05%	1M 21D	1M 21D
ICICI Prudential Liquid Fund Growth	₹366.122 ↑ 0.07	₹50,078	0.6	1.8	3.7	7.3	7	7.13%	1M 10D	1M 13D
Aditya Birla Sun Life Liquid Fund Growth	₹398.434 ↑ 0.07	₹51,274	0.6	1.8	3.7	7.3	7.1	7.17%	1M 10D	1M 10D
Nippon India Liquid Fund Growth	₹6,035.56 ↑ 1.12	₹32,734	0.6	1.7	3.6	7.3	7	7.14%	1M 11D	1M 15D
Tata Liquid Fund Growth	₹3,893.96 ↑ 0.76	₹22,262	0.6	1.7	3.6	7.3	7	7.08%	1M 6D	1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Sep 24

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (16 Sep 24)	₹2,390.36 ↑ 0.46 (0.02 %)
Net Assets (Cr)	₹194 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	1.88
Information Ratio	-4.52
Alpha Ratio	-0.2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.98%
Effective Maturity	1 Month 11 Days
Modified Duration	1 Month 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,471
31 Aug 21	₹10,797
31 Aug 22	₹11,185
31 Aug 23	₹11,903
31 Aug 24	₹12,773

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.3%
3 Year	5.8%
5 Year	5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%
2014	9.1%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	1.31 Yr.

Data below for Indiabulls Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	63.96%
Corporate	34.36%
Government	1.42%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Commercial Paper \| -	10%	₹20 Cr	2,000,000
NTPC Ltd. Commercial Paper \| -	10%	₹20 Cr	2,000,000
HDFC Bank Limited Certificate of Deposit \| -	8%	₹15 Cr	1,500,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited) Certificate of Deposit \| -	8%	₹15 Cr	1,500,000
Canara Bank Certificate of Deposit \| -	8%	₹15 Cr	1,500,000 ↓ -500,000
91 DTB 10102024 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹15 Cr	1,500,000 ↑ 1,500,000
Aditya Birla Finance Limited Commercial Paper \| -	7%	₹13 Cr	1,360,000
91 DTB 18102024 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
ICICI Securities Limited Commercial Paper \| -	5%	₹10 Cr	1,000,000 ↑ 1,000,000

2. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (16 Sep 24)	₹2,182.14 ↑ 0.41 (0.02 %)
Net Assets (Cr)	₹5,595 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.12%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 13 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,457
31 Aug 21	₹10,783
31 Aug 22	₹11,196
31 Aug 23	₹11,945
31 Aug 24	₹12,817

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.1%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.67 Yr.
Sandeep Agarwal	16 May 22	2.3 Yr.

Data below for Principal Cash Management Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.74%
Other	0.26%

Debt Sector Allocation

Sector	Value
Cash Equivalent	59.34%
Corporate	35.33%
Government	5.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	5%	₹274 Cr	27,500,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹150 Cr	3,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹150 Cr	3,000
Canara Bank Certificate of Deposit \| -	3%	₹150 Cr	3,000
Union Bank Of India Certificate of Deposit \| -	3%	₹150 Cr	3,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹149 Cr	3,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹148 Cr	3,000
Indian Bank Certificate of Deposit \| -	2%	₹123 Cr	2,500
91 DTB 05092024 Sovereign Bonds \| -	2%	₹113 Cr	11,300,000 ↑ 11,300,000
Canara Bank Certificate of Deposit \| -	2%	₹100 Cr	2,000

3. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (16 Sep 24)	₹321.825 ↑ 0.06 (0.02 %)
Net Assets (Cr)	₹432 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.26
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.01%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,503
31 Aug 21	₹10,839
31 Aug 22	₹11,257
31 Aug 23	₹12,012
31 Aug 24	₹12,885

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	1.97 Yr.
Puneet Pal	16 Jul 22	2.13 Yr.

Data below for PGIM India Insta Cash Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.54%
Other	0.46%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.46%
Corporate	27.63%
Government	11.45%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Export-Import Bank Of India Commercial Paper \| -	7%	₹30 Cr	3,000,000
HDFC Bank Limited Certificate of Deposit \| -	7%	₹30 Cr	3,000,000 ↑ 3,000,000
LIC Housing Finance Ltd Debentures \| -	6%	₹25 Cr	2,500,000
Small Industries Development Bank Of India Commercial Paper \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000
India (Republic of) - \| -	6%	₹25 Cr	2,500,000
India (Republic of) - \| -	6%	₹25 Cr	2,500,000
Hsbc Investdirect Financial Services (I)Ltd Commercial Paper \| -	6%	₹25 Cr	2,500,000
Indian Oil Corporation Limited Commercial Paper \| -	6%	₹25 Cr	2,500,000
Redington (India) Limited Commercial Paper \| -	6%	₹25 Cr	2,500,000
Axis Bank Limited Certificate of Deposit \| -	6%	₹25 Cr	2,500,000

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (16 Sep 24)	₹67.5207 ↑ 0.01 (0.02 %)
Net Assets (Cr)	₹2,384 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	1.84
Information Ratio	-5.06
Alpha Ratio	-0.12
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.03%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,475
31 Aug 21	₹10,812
31 Aug 22	₹11,232
31 Aug 23	₹11,979
31 Aug 24	₹12,848

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Gurvinder Wasan	3 Apr 24	0.41 Yr.
Naghma Khoja	21 Oct 21	2.86 Yr.
Ruchi Fozdar	3 Apr 24	0.41 Yr.

Data below for JM Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	64.05%
Corporate	28.45%
Government	7.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps-Triparty Repo CBLO/Reverse Repo \| -	12%	₹252 Cr	00
Reliance Retail Ventures Limited Commercial Paper \| -	5%	₹100 Cr	2,000 ↑ 2,000
Indian Bank Certificate of Deposit \| -	4%	₹75 Cr	1,500 ↑ 1,500
Bank Of Baroda Certificate of Deposit \| -	4%	₹75 Cr	1,500
Tata Capital Limited Commercial Paper \| -	4%	₹74 Cr	1,500
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹50 Cr	1,000
Birla Group Holdings Private Limited Commercial Paper \| -	2%	₹50 Cr	1,000
Punjab National Bank Certificate of Deposit \| -	2%	₹50 Cr	1,000
ICICI Securities Primary Dealership Ltd Commercial Paper \| -	2%	₹50 Cr	1,000
Axis Bank Limited Certificate of Deposit \| -	2%	₹50 Cr	1,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (16 Sep 24)	₹2,752.01 ↑ 0.52 (0.02 %)
Net Assets (Cr)	₹27,339 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	2.14
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.07%
Effective Maturity	1 Month 8 Days
Modified Duration	1 Month 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,508
31 Aug 21	₹10,847
31 Aug 22	₹11,270
31 Aug 23	₹12,032
31 Aug 24	₹12,918

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.4%
3 Year	6.1%
5 Year	5.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.83 Yr.
Aditya Pagaria	13 Aug 16	8.05 Yr.
Sachin Jain	3 Jul 23	1.16 Yr.

Data below for Axis Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.08%
Corporate	20.82%
Government	5.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
182 DTB 01112024 Sovereign Bonds \| -	5%	₹1,355 Cr	137,000,000
91 DTB 21112024 Sovereign Bonds \| -	4%	₹1,153 Cr	117,000,000 ↑ 117,000,000
Indian Bank Certificate of Deposit \| -	4%	₹1,044 Cr	21,000
India (Republic of) - \| -	4%	₹1,030 Cr	103,500,000
Export-Import Bank Of India Commercial Paper \| -	3%	₹913 Cr	18,300
National Bank For Agriculture And Rural Development Commercial Paper \| -	3%	₹897 Cr	18,000
91 DTB 07112024 Sovereign Bonds \| -	3%	₹855 Cr	86,500,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹838 Cr	17,000
Indian Oil Corporation Limited Commercial Paper \| -	3%	₹748 Cr	15,000 ↑ 15,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹746 Cr	15,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (16 Sep 24)	₹3,398.2 ↑ 0.63 (0.02 %)
Net Assets (Cr)	₹10,987 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	2.07
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.05%
Effective Maturity	1 Month 21 Days
Modified Duration	1 Month 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,483
31 Aug 21	₹10,818
31 Aug 22	₹11,236
31 Aug 23	₹11,987
31 Aug 24	₹12,867

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%
2014	9.1%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	13.36 Yr.
Prateek Jain	14 Feb 22	2.55 Yr.

Data below for Invesco India Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.02%
Corporate	18.01%
Government	5.78%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
91 DTB 07112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000
91 DTB 15112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000
91 DTB 21112024 Sovereign Bonds \| -	3%	₹296 Cr	30,000,000 ↑ 30,000,000
91 DTB 28112024 Sovereign Bonds \| -	3%	₹295 Cr	30,000,000 ↑ 30,000,000
India (Republic of) - \| -	2%	₹274 Cr	27,500,000
91 DTB 31102024 Sovereign Bonds \| -	2%	₹272 Cr	27,500,000
Tata Consumer Products Limited Commercial Paper \| -	2%	₹225 Cr	22,500,000 ↑ 22,500,000
Indian Oil Corporation Limited Commercial Paper \| -	2%	₹200 Cr	20,000,000
Godrej Consumer Products Limited Commercial Paper \| -	2%	₹199 Cr	20,000,000
Tata Capital Limited Commercial Paper \| -	2%	₹199 Cr	20,000,000

7. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (16 Sep 24)	₹366.122 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹50,078 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	1.81
Information Ratio	-3.24
Alpha Ratio	-0.21
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	7.13%
Effective Maturity	1 Month 13 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,507
31 Aug 21	₹10,841
31 Aug 22	₹11,254
31 Aug 23	₹12,004
31 Aug 24	₹12,885

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	0.75 Yr.
Darshil Dedhia	12 Jun 23	1.22 Yr.

Data below for ICICI Prudential Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	70.44%
Corporate	20.82%
Government	8.53%

Credit Quality

Rating	Value
AA	1.12%
AAA	98.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	3%	₹1,593 Cr	160,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹1,479 Cr	30,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹1,394 Cr	28,000
91 DTB 10102024 Sovereign Bonds \| -	2%	₹1,257 Cr	126,580,000
6.18% Govt Stock 2024 Sovereign Bonds \| -	2%	₹1,249 Cr	125,000,000 ↑ 25,000,000
Bank Of India Certificate of Deposit \| -	2%	₹1,230 Cr	25,000 ↑ 25,000
91 DTB 24102024 Sovereign Bonds \| -	2%	₹1,094 Cr	110,483,500
Treps CBLO/Reverse Repo \| -	2%	₹1,042 Cr
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹998 Cr	20,000
IDBI Bank Limited Certificate of Deposit \| -	2%	₹996 Cr	20,000

8. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2023 was 7.1% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (16 Sep 24)	₹398.434 ↑ 0.07 (0.02 %)
Net Assets (Cr)	₹51,274 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	1.9
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.17%
Effective Maturity	1 Month 10 Days
Modified Duration	1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,510
31 Aug 21	₹10,846
31 Aug 22	₹11,265
31 Aug 23	₹12,026
31 Aug 24	₹12,908

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.7%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	4.8%
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.2%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.14 Yr.
Kaustubh Gupta	15 Jul 11	13.14 Yr.
Sanjay Pawar	1 Jul 22	2.17 Yr.
Dhaval Joshi	21 Nov 22	1.78 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	73.78%
Corporate	23.8%
Government	2.22%

Credit Quality

Rating	Value
AA	0.41%
AAA	99.59%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	10%	₹5,100 Cr
91 DTB 24102024 Sovereign Bonds \| -	2%	₹1,238 Cr	125,000,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹994 Cr	20,000
Punjab National Bank Certificate of Deposit \| -	2%	₹987 Cr	20,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹984 Cr	20,000 ↑ 20,000
HDFC Bank Limited Certificate of Deposit \| -	2%	₹984 Cr	20,000 ↑ 20,000
LIC Housing Finance Ltd. Commercial Paper \| -	2%	₹983 Cr	20,000 ↑ 20,000
Clearing Corporation Of India Limited CBLO/Reverse Repo \| -	2%	₹809 Cr
Punjab National Bank Certificate of Deposit \| -	2%	₹796 Cr	16,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹789 Cr	16,000 ↑ 16,000

9. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (16 Sep 24)	₹6,035.56 ↑ 1.12 (0.02 %)
Net Assets (Cr)	₹32,734 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	1.6
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.14%
Effective Maturity	1 Month 15 Days
Modified Duration	1 Month 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,508
31 Aug 21	₹10,841
31 Aug 22	₹11,254
31 Aug 23	₹12,004
31 Aug 24	₹12,881

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Anju Chhajer	1 Oct 13	10.93 Yr.
Siddharth Deb	1 Mar 22	2.51 Yr.
Kinjal Desai	25 May 18	6.28 Yr.

Data below for Nippon India Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.78%
Other	0.22%

Debt Sector Allocation

Sector	Value
Cash Equivalent	60.69%
Corporate	24.77%
Government	14.33%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
India (Republic of) - \| -	6%	₹1,971 Cr	200,000,000 ↑ 200,000,000
India (Republic of) - \| -	4%	₹1,464 Cr	146,500,000 ↓ -97,000,000
Punjab National Bank Certificate of Deposit \| -	3%	₹986 Cr	20,000 ↑ 20,000
Net Current Assets Net Current Assets \| -	3%	-₹934 Cr
6.18% Govt Stock 2024 Sovereign Bonds \| -	3%	₹849 Cr	85,000,000
Indian Bank Certificate of Deposit \| -	2%	₹739 Cr	15,000 ↑ 15,000
Sikka Ports & Terminals Ltd Commercial Paper \| -	2%	₹738 Cr	15,000 ↑ 15,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹738 Cr	15,000 ↑ 15,000
NTPC Ltd. Commercial Paper \| -	2%	₹722 Cr	14,500
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹672 Cr	13,500 ↓ -500

10. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (16 Sep 24)	₹3,893.96 ↑ 0.76 (0.02 %)
Net Assets (Cr)	₹22,262 on 31 Jul 24
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	1.89
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.08%
Effective Maturity	1 Month 6 Days
Modified Duration	1 Month 6 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,508
31 Aug 21	₹10,842
31 Aug 22	₹11,255
31 Aug 23	₹12,003
31 Aug 24	₹12,879

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Sep 24

Duration	Returns
1 Month	0.6%
3 Month	1.7%
6 Month	3.6%
1 Year	7.3%
3 Year	6%
5 Year	5.2%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	10.88 Yr.
Abhishek Sonthalia	6 Feb 20	4.57 Yr.
Harsh Dave	1 Aug 24	0.08 Yr.

Data below for Tata Liquid Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	99.7%
Other	0.3%

Debt Sector Allocation

Sector	Value
Cash Equivalent	75.33%
Corporate	20.63%
Government	3.74%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 12092024 Sovereign Bonds \| -	6%	₹1,193 Cr	119,500,000 ↓ -55,500,000
Punjab National Bank Certificate of Deposit \| -	5%	₹984 Cr	20,000 ↑ 20,000
Canara Bank Certificate of Deposit \| -	5%	₹972 Cr	19,500
Indian Oil Corporation Limited Commercial Paper \| -	4%	₹722 Cr	14,500
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹649 Cr	13,000
Godrej Consumer Products Limited Commercial Paper \| -	3%	₹549 Cr	11,000
PNb Housing Finance Limited Commercial Paper \| -	3%	₹499 Cr	10,000
Canara Bank Certificate of Deposit \| -	3%	₹498 Cr	10,000
Canfin Homes Limited Commercial Paper \| -	3%	₹498 Cr	10,000
Indusind Bank Limited Certificate of Deposit \| -	3%	₹498 Cr	10,000

Disclaimer:
یہاں فراہم کردہ معلومات کے درست ہونے کو یقینی بنانے کے لیے تمام کوششیں کی گئی ہیں۔ تاہم، ڈیٹا کی درستگی کے حوالے سے کوئی ضمانت نہیں دی جاتی ہے۔ براہ کرم کوئی بھی سرمایہ کاری کرنے سے پہلے اسکیم کی معلومات کے دستاویز کے ساتھ تصدیق کریں۔