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10 Best Debt Funds by SBI Mutual Fund 2025
Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
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Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹62.0631
↑ 0.05 ₹1,845 2.5 3.6 9 6.9 9.1 6.93% 6Y 9M 25D 9Y 10M 6D SBI Magnum Gilt Fund Growth ₹64.8113
↑ 0.01 ₹11,257 2.4 3 8.4 7.5 8.9 7.11% 9Y 11M 1D 23Y 10M 28D SBI Credit Risk Fund Growth ₹44.4074
↑ 0.02 ₹2,255 2 3.8 8.1 7.1 8.1 8.73% 2Y 1M 20D 2Y 11M 23D SBI Magnum Medium Duration Fund Growth ₹49.8519
↑ 0.04 ₹6,469 2 3.6 8 6.6 8.1 7.9% 3Y 4M 13D 4Y 9M 25D SBI Magnum Income Fund Growth ₹68.9953
↑ 0.04 ₹1,905 2 3.2 7.8 6.6 8.1 7.58% 5Y 8M 8D 9Y 8M 19D SBI Dynamic Bond Fund Growth ₹34.8791
↑ 0.01 ₹3,324 2 2.7 7.8 7.1 8.6 7.29% 8Y 4M 24D 18Y 6M 18D SBI Short Term Debt Fund Growth ₹31.2423
↑ 0.02 ₹13,614 2 3.6 7.8 6.3 7.7 7.53% 2Y 9M 7D 3Y 6M 14D SBI Banking and PSU Fund Growth ₹3,028.91
↑ 2.66 ₹3,862 1.9 3.4 7.5 6 7.7 7.47% 3Y 7M 13D 4Y 10M 6D SBI Magnum Ultra Short Duration Fund Growth ₹5,845.07
↑ 2.35 ₹11,987 1.7 3.5 7.3 6.5 7.4 7.53% 5M 5D 8M 8D SBI Savings Fund Growth ₹40.5297
↑ 0.03 ₹25,461 1.8 3.5 7.2 6.4 7.3 7.49% 6M 29D 7M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Mar 25
(Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Savings Fund Returns up to 1 year are on 1. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (21 Mar 25) ₹62.0631 ↑ 0.05 (0.08 %) Net Assets (Cr) ₹1,845 on 15 Mar 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 9 Years 10 Months 6 Days Modified Duration 6 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,571 28 Feb 22 ₹11,068 28 Feb 23 ₹11,306 29 Feb 24 ₹12,332 28 Feb 25 ₹13,351 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 1.2% 3 Month 2.5% 6 Month 3.6% 1 Year 9% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 9.1% 2022 7.5% 2021 1.3% 2020 2.4% 2019 11.6% 2018 11.9% 2017 9.9% 2016 6.2% 2015 12.8% 2014 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.33 Yr. Tejas Soman 1 Dec 23 1.25 Yr. Data below for SBI Magnum Constant Maturity Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 2.24% Debt 97.76% Debt Sector Allocation
Sector Value Government 97.76% Cash Equivalent 2.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -72% ₹1,320 Cr 129,000,000
↑ 5,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -26% ₹467 Cr 45,500,000 Treps
CBLO/Reverse Repo | -2% ₹34 Cr Net Receivable / Payable
CBLO | -0% ₹7 Cr 2. SBI Magnum Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 3 in Government Bond category. Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (21 Mar 25) ₹64.8113 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹11,257 on 15 Mar 25 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 0.1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.11% Effective Maturity 23 Years 10 Months 28 Days Modified Duration 9 Years 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,749 28 Feb 22 ₹11,202 28 Feb 23 ₹11,688 29 Feb 24 ₹12,807 28 Feb 25 ₹13,728 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 1.5% 3 Month 2.4% 6 Month 3% 1 Year 8.4% 3 Year 7.5% 5 Year 6.9% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.9% 2022 7.6% 2021 4.2% 2020 3% 2019 11.7% 2018 13.1% 2017 5.1% 2016 3.9% 2015 16.3% 2014 7.3% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.33 Yr. Tejas Soman 1 Dec 23 1.25 Yr. Data below for SBI Magnum Gilt Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 2.69% Debt 97.31% Debt Sector Allocation
Sector Value Government 97.31% Cash Equivalent 2.69% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -39% ₹4,382 Cr 423,500,000
↑ 500,000 6.79% Govt Stock 2034
Sovereign Bonds | -38% ₹4,268 Cr 424,326,400
↑ 67,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -11% ₹1,201 Cr 116,500,000
↑ 8,500,000 8.83% Govt Stock 2041
Sovereign Bonds | -8% ₹949 Cr 80,000,000 7.13% State Government Of Karnataka 2041
Sovereign Bonds | -2% ₹205 Cr 20,548,600
↑ 20,548,600 7.93% Govt Stock 2033
Sovereign Bonds | -1% ₹62 Cr 6,000,000 Treps
CBLO/Reverse Repo | -2% ₹171 Cr Net Receivable / Payable
CBLO | -1% ₹134 Cr 07.13 KA Sdl 2038
Sovereign Bonds | -₹0 Cr 00
↓ -52,500,000 06.48 RJ Sdl 2027
Sovereign Bonds | -₹0 Cr 00
↓ -2,500,000 3. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (21 Mar 25) ₹44.4074 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹2,255 on 15 Mar 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 1.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.73% Effective Maturity 2 Years 11 Months 23 Days Modified Duration 2 Years 1 Month 20 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,740 28 Feb 22 ₹11,368 28 Feb 23 ₹11,853 29 Feb 24 ₹12,905 28 Feb 25 ₹13,917 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.8% 1 Year 8.1% 3 Year 7.1% 5 Year 7.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% 2014 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.08 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Adesh Sharma 1 Dec 23 1.25 Yr. Data below for SBI Credit Risk Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 11.66% Equity 2.74% Debt 85.27% Other 0.34% Debt Sector Allocation
Sector Value Corporate 70.15% Government 14.91% Cash Equivalent 11.66% Securitized 0.21% Credit Quality
Rating Value A 17.99% AA 65.59% AAA 16.42% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹196 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹112 Cr 11,200 Nirma Limited
Debentures | -5% ₹111 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Ltd.
Debentures | -5% ₹105 Cr 10,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹85 Cr 8,500,000 Century Textiles And Industried Limited
Debentures | -4% ₹85 Cr 8,500 Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹83 Cr 8,500 Renserv Global Pvt Ltd.
Debentures | -4% ₹80 Cr 8,000 Avanse Financial Services Ltd.
Debentures | -4% ₹80 Cr 8,000 4. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (21 Mar 25) ₹49.8519 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹6,469 on 15 Mar 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 0.88 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.9% Effective Maturity 4 Years 9 Months 25 Days Modified Duration 3 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,869 28 Feb 22 ₹11,434 28 Feb 23 ₹11,847 29 Feb 24 ₹12,794 28 Feb 25 ₹13,782 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.8% 3 Month 2% 6 Month 3.6% 1 Year 8% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.1% 2022 7.2% 2021 3.4% 2020 3.8% 2019 12.3% 2018 11.1% 2017 6.2% 2016 7.6% 2015 14% 2014 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.25 Yr. Mohit Jain 30 Nov 17 7.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Magnum Medium Duration Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 17.45% Debt 82.25% Other 0.3% Debt Sector Allocation
Sector Value Corporate 53.33% Government 33.39% Cash Equivalent 12.98% Credit Quality
Rating Value A 7.66% AA 44.81% AAA 47.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹785 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹549 Cr 53,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹342 Cr 34,000,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹284 Cr 27,500,000 Avanse Financial Services Ltd.
Debentures | -4% ₹250 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹234 Cr 24,000 Yes Bank Limited
Debentures | -3% ₹220 Cr 2,250 Century Textiles And Industried Limited
Debentures | -3% ₹220 Cr 22,000 Renserv Global Pvt Ltd.
Debentures | -3% ₹210 Cr 21,000 5. SBI Magnum Income Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (21 Mar 25) ₹68.9953 ↑ 0.04 (0.06 %) Net Assets (Cr) ₹1,905 on 15 Mar 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.58% Effective Maturity 9 Years 8 Months 19 Days Modified Duration 5 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,769 28 Feb 22 ₹11,267 28 Feb 23 ₹11,640 29 Feb 24 ₹12,617 28 Feb 25 ₹13,544 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.9% 3 Month 2% 6 Month 3.2% 1 Year 7.8% 3 Year 6.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.1% 2022 7.2% 2021 3% 2020 3.6% 2019 11.6% 2018 11.7% 2017 4.7% 2016 5.7% 2015 13.4% 2014 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Adesh Sharma 1 Dec 23 1.25 Yr. Data below for SBI Magnum Income Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 9.17% Debt 90.56% Other 0.27% Debt Sector Allocation
Sector Value Government 52.21% Corporate 39.6% Cash Equivalent 7.92% Credit Quality
Rating Value AA 35.6% AAA 64.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -27% ₹508 Cr 50,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -15% ₹284 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -8% ₹144 Cr 14,000,000 Torrent Power Limited
Debentures | -4% ₹77 Cr 7,500 Godrej Properties Limited
Debentures | -4% ₹75 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹73 Cr 7,500 National Highways Infra Trust
Debentures | -3% ₹60 Cr 12,500
↑ 12,500 Indostar Capital Finance Ltd.
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Ltd.
Debentures | -3% ₹55 Cr 5,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹52 Cr 5,000,000 6. SBI Dynamic Bond Fund
CAGR/Annualized return of since its launch. Ranked 5 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% . SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (21 Mar 25) ₹34.8791 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹3,324 on 28 Feb 25 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio 0.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.29% Effective Maturity 18 Years 6 Months 18 Days Modified Duration 8 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,632 28 Feb 22 ₹10,970 28 Feb 23 ₹11,441 29 Feb 24 ₹12,482 28 Feb 25 ₹13,359 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 1.1% 3 Month 2% 6 Month 2.7% 1 Year 7.8% 3 Year 7.1% 5 Year 6.3% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 7.1% 2021 4.2% 2020 2% 2019 10.4% 2018 12.7% 2017 5.1% 2016 3.9% 2015 15.3% 2014 5.8% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.33 Yr. Tejas Soman 31 Dec 23 1.17 Yr. Pradeep Kesavan 31 Dec 23 1.17 Yr. Data below for SBI Dynamic Bond Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 2.06% Debt 97.67% Other 0.27% Debt Sector Allocation
Sector Value Government 73.06% Corporate 24.6% Cash Equivalent 2.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -27% ₹911 Cr 88,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -22% ₹744 Cr 74,000,000
↓ -10,000,000 7.72% State Government Of Rajasthan 2035
Sovereign Bonds | -9% ₹288 Cr 27,568,800 8.83% Govt Stock 2041
Sovereign Bonds | -7% ₹237 Cr 20,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹217 Cr 21,000,000
↑ 21,000,000 Highways Infrastructure Trust
Debentures | -5% ₹164 Cr 16,250 Reliance Jio Infratel Private Limited
Debentures | -5% ₹157 Cr 1,500 LIC Housing Finance Limited
Debentures | -4% ₹150 Cr 15,000 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -4% ₹141 Cr 147 National Highways Infra Trust
Debentures | -3% ₹108 Cr 22,500
↑ 22,500 7. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (21 Mar 25) ₹31.2423 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹13,614 on 15 Mar 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.53% Effective Maturity 3 Years 6 Months 14 Days Modified Duration 2 Years 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,703 28 Feb 22 ₹11,156 28 Feb 23 ₹11,553 29 Feb 24 ₹12,398 28 Feb 25 ₹13,344 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.6% 1 Year 7.8% 3 Year 6.3% 5 Year 6.4% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% 2014 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Rajeev Radhakrishnan 2 Jun 08 16.76 Yr. Mansi Sajeja 1 Dec 23 1.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Short Term Debt Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 7.52% Debt 92.21% Other 0.27% Debt Sector Allocation
Sector Value Corporate 53.17% Government 39.05% Cash Equivalent 7.52% Credit Quality
Rating Value AA 12.41% AAA 87.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,057 Cr 103,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹1,006 Cr 100,000,000
↑ 30,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹888 Cr 87,000,000 06.32 KA Sdl 2028
Sovereign Bonds | -5% ₹688 Cr 70,000,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -4% ₹546 Cr 5,480 7.32% Govt Stock 2030
Sovereign Bonds | -4% ₹515 Cr 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹502 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹501 Cr 50,000 Power Finance Corporation Ltd.
Debentures | -3% ₹451 Cr 45,000 Tata Communications Limited
Debentures | -3% ₹401 Cr 40,000 8. SBI Banking and PSU Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (21 Mar 25) ₹3,028.91 ↑ 2.66 (0.09 %) Net Assets (Cr) ₹3,862 on 15 Mar 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 0.37 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 4 Years 10 Months 6 Days Modified Duration 3 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,717 28 Feb 22 ₹11,151 28 Feb 23 ₹11,477 29 Feb 24 ₹12,317 28 Feb 25 ₹13,210 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 3.4% 1 Year 7.5% 3 Year 6% 5 Year 6.3% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.7% 2022 6.6% 2021 2.9% 2020 2.6% 2019 10.5% 2018 9.7% 2017 7.4% 2016 6.4% 2015 8.3% 2014 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Rajeev Radhakrishnan 16 Nov 13 11.3 Yr. Ardhendu Bhattacharya 1 Dec 23 1.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Banking and PSU Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 8.26% Debt 91.38% Other 0.36% Debt Sector Allocation
Sector Value Corporate 50.2% Government 44.2% Cash Equivalent 5.24% Credit Quality
Rating Value AA 10.38% AAA 89.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -13% ₹503 Cr 50,000,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹210 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹206 Cr 20,400 Rural Electrification Corporation Limited
Debentures | -5% ₹200 Cr 20,000 National Bank For Financing Infrastructure And Development
Debentures | -5% ₹182 Cr 18,000 Ongc Petro Additions Ltd.
Debentures | -5% ₹176 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹150 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹140 Cr 1,400 National Highways Infra Trust
Debentures | -3% ₹120 Cr 25,000
↑ 25,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹100 Cr 10,000 9. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (21 Mar 25) ₹5,845.07 ↑ 2.35 (0.04 %) Net Assets (Cr) ₹11,987 on 28 Feb 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.53% Effective Maturity 8 Months 8 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,531 28 Feb 22 ₹10,906 28 Feb 23 ₹11,432 29 Feb 24 ₹12,255 28 Feb 25 ₹13,152 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.5% 1 Year 7.3% 3 Year 6.5% 5 Year 5.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.4% 2022 7% 2021 4.5% 2020 3.4% 2019 5.9% 2018 8% 2017 7.9% 2016 6.6% 2015 7.7% 2014 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Rajeev Radhakrishnan 27 Dec 24 0.18 Yr. Ardhendu Bhattacharya 1 Dec 23 1.25 Yr. Pradeep Kesavan 1 Dec 23 1.25 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 28 Feb 25
Asset Allocation
Asset Class Value Cash 51.33% Debt 48.39% Other 0.27% Debt Sector Allocation
Sector Value Corporate 40.95% Cash Equivalent 38.3% Government 20.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2028
Sovereign Bonds | -5% ₹593 Cr 59,000,000 182 DTB 31072025
Sovereign Bonds | -4% ₹486 Cr 50,000,000
↑ 50,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹421 Cr 4,250 Power Finance Corporation Limited
Debentures | -3% ₹384 Cr 3,850 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -3% ₹361 Cr 400 Hdb Financial Services Limited
Debentures | -3% ₹345 Cr 34,500 Citicorp Finance (India) Ltd.
Debentures | -2% ₹250 Cr 25,000
↑ 25,000 Rec Limited
Debentures | -2% ₹241 Cr 2,450 Tata Capital Housing Finance Limited
Debentures | -2% ₹220 Cr 2,200 08.18 HR UDAY 2025
Domestic Bonds | -2% ₹211 Cr 21,000,000 10. SBI Savings Fund
CAGR/Annualized return of 7% since its launch. Ranked 56 in Money Market category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% . SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (21 Mar 25) ₹40.5297 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹25,461 on 15 Mar 25 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 7.49% Effective Maturity 7 Months 13 Days Modified Duration 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,520 28 Feb 22 ₹10,882 28 Feb 23 ₹11,395 29 Feb 24 ₹12,206 28 Feb 25 ₹13,080 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Mar 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3.5% 1 Year 7.2% 3 Year 6.4% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.3% 2022 6.9% 2021 4.3% 2020 3.3% 2019 5.7% 2018 7.7% 2017 7.1% 2016 6.3% 2015 8.4% 2014 8.3% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 1.17 Yr. Pradeep Kesavan 1 Dec 23 1.17 Yr. Data below for SBI Savings Fund as on 15 Mar 25
Asset Allocation
Asset Class Value Cash 86.62% Debt 13.1% Other 0.28% Debt Sector Allocation
Sector Value Cash Equivalent 61.38% Corporate 24.56% Government 13.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.00 RJ Sdl 2025
Sovereign Bonds | -3% ₹801 Cr 80,000,000
↑ 80,000,000 07.38% MP Sdl 2025
Sovereign Bonds | -3% ₹786 Cr 78,500,000 IDBI Bank Ltd
Domestic Bonds | -2% ₹496 Cr 10,000 06.89 RJ Sdl 2025
Sovereign Bonds | -1% ₹305 Cr 30,500,000 08.00 Tn SDL 2025
Sovereign Bonds | -1% ₹267 Cr 26,500,000 08.14 RJ Sdl 2025
Sovereign Bonds | -1% ₹232 Cr 22,991,500 08.24 Tn SDL 2025
Sovereign Bonds | -1% ₹201 Cr 20,000,000 364 Days T - Bill- 06/02/2025
Sovereign Bonds | -1% ₹160 Cr 16,000,000 05.75 KA Sdl 2025
Sovereign Bonds | -0% ₹125 Cr 12,500,000 07.47 GJ Sgs 2025
Sovereign Bonds | -0% ₹121 Cr 12,000,000
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.