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8 Best ELSS Tax Saving Mutual Funds 2025 | fincash.com

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8 Best ELSS Tax Saving Mutual Funds 2025

Updated on April 20, 2025 , 64793 views

With the financial year coming to an end, it is the time to begin your Tax Planning. With so many tax savings options in India, ELSS stands out the best because they offer benefits beyond tax savings.

ELSS or Equity Linked Saving Schemes comes with a lock-in period of 3 years, which is the shortest holding compared to all other tax savings. By Investing in ELSS, one can attain deductions upto INR 1,50,000 from their taxable Income as per the Section 80C of income tax Act. As, ELSS funds are equity diversified with a major portion of the fund being invested in equity & related products, they provide equity returns too. This means that investors can also earn equity returns on their investments.

ELSS

Before we look at some of the other important features of this scheme, let’s check the best ELSS tax saving Mutual Funds for 2025 – 2026.

Why Choose ELSS for Tax Savings?

The other major benefits of ELSS are:

Tax Free Returns

As per the Budget 2018, ELSS would attract Long Term Capital Gains (LTCG). Investors would be taxed at 10% (with no indexation) under long term Capital Gain tax. Gains up to INR 1 lakh are free of tax. Tax at 10% applies to gains above INR 1 lakh.

Minimum Investment Amount

By taking a SIP route, investors can invest an amount as low as INR 500. This allows an individual to save money every month instead of a lump sum.

Equity Returns

Since these mutual funds invest in equity-related instruments, the money you invest grows as the stock Market grows. So, the gains are high in ELSS Funds.

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Best Performing ELSS Tax Saving Mutual Funds FY 25 - 26

FundNAVNet Assets (Cr)Rating3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
IDFC Tax Advantage (ELSS) Fund Growth ₹145.664
↑ 0.30
₹6,5972.9-3.95.113.928.613.1
Franklin India Taxshield Growth ₹1,423.27
↑ 3.29
₹6,3593.1-3.211.118.827.622.4
Motilal Oswal Long Term Equity Fund Growth ₹47.2753
↑ 0.25
₹3,817Not Rated-0.9-10.31023.12747.7
JM Tax Gain Fund Growth ₹45.7824
↑ 0.10
₹1840.4-7.19.418.726.829
Nippon India Tax Saver Fund (ELSS) Growth ₹123.295
↑ 0.44
₹14,3925.8-2.89.917.426.117.6
BOI AXA Tax Advantage Fund Growth ₹152.72
↑ 0.39
₹1,320-1-7.4-1.216.525.621.6
ICICI Prudential Long Term Equity Fund (Tax Saving) Growth ₹897.52
↑ 2.09
₹13,6336.1-1.311.315.624.616.4
Principal Tax Savings Fund Growth ₹487.485
↑ 0.71
₹1,2883.9-1.48.114.624.415.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Apr 25

*Above is list of ELSS - Equity Mutual Funds having net assets between 100 - 15000 Crore & managing assets since last 3 years. Sorted on returns of last 5 years annualized/CAGR Basis.

Who Can Invest in ELSS Fund?

Generally, ELSS Mutual Funds are suitable for all kinds of investors who are willing to take market-linked risks for tax planning and saving money. Anyone can invest in ELSS funds at any point of time in their life. However, it is suggested to invest in tax saving ELSS funds during the early stage of your career so that your money grows over time and you earn better returns.

Hence, save tax and earn good returns both at the same time by investing in Best elss Funds. Investors should be aware that amount invested in ELSS funds is locked for 3 Years.

Investors can invest in ELSS mutual funds as lumpsum (One Time) of SIP (Systematic Investment plan). It is advised for beginners to generally invest using SIP as it better suited for them.

1. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.8% since its launch.  Ranked 3 in ELSS category.  Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund
Growth
Launch Date 26 Dec 08
NAV (22 Apr 25) ₹145.664 ↑ 0.30   (0.21 %)
Net Assets (Cr) ₹6,597 on 31 Mar 25
Category Equity - ELSS
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio -0.2
Information Ratio -0.23
Alpha Ratio -3.29
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹19,952
31 Mar 22₹26,175
31 Mar 23₹26,363
31 Mar 24₹36,708
31 Mar 25₹37,731

IDFC Tax Advantage (ELSS) Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 3.1%
3 Month 2.9%
6 Month -3.9%
1 Year 5.1%
3 Year 13.9%
5 Year 28.6%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 13.1%
2022 28.3%
2021 4.2%
2020 49.2%
2019 18.7%
2018 1.9%
2017 -9.4%
2016 53.4%
2015 0.4%
2014 6.9%
Fund Manager information for IDFC Tax Advantage (ELSS) Fund
NameSinceTenure
Daylynn Pinto20 Oct 168.37 Yr.
Ritika Behera7 Oct 231.4 Yr.
Gaurav Satra10 Jun 240.72 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services31.46%
Technology8.99%
Basic Materials8.87%
Consumer Defensive8.17%
Consumer Cyclical8.12%
Health Care7.38%
Energy6.87%
Industrials6.12%
Communication Services3.08%
Utility2.17%
Real Estate1.34%
Asset Allocation
Asset ClassValue
Cash7.41%
Equity92.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK
8%₹494 Cr2,850,000
↑ 150,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE
6%₹372 Cr3,100,000
↑ 200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK
5%₹325 Cr2,700,000
↓ -300,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 532215
5%₹284 Cr2,800,000
↑ 100,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Oct 21 | TCS
4%₹235 Cr675,000
↑ 75,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
4%₹228 Cr1,350,000
↓ -50,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL
3%₹157 Cr1,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | KOTAKBANK
2%₹143 Cr750,000
↑ 200,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
2%₹128 Cr1,500,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Jan 25 | 500034
2%₹128 Cr150,000

2. Franklin India Taxshield

The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate

Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21% since its launch.  Ranked 28 in ELSS category.  Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% .

Below is the key information for Franklin India Taxshield

Franklin India Taxshield
Growth
Launch Date 10 Apr 99
NAV (22 Apr 25) ₹1,423.27 ↑ 3.29   (0.23 %)
Net Assets (Cr) ₹6,359 on 31 Mar 25
Category Equity - ELSS
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.83
Sharpe Ratio 0.19
Information Ratio 1.32
Alpha Ratio 2.32
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,793
31 Mar 22₹21,613
31 Mar 23₹22,171
31 Mar 24₹32,145
31 Mar 25₹35,012

Franklin India Taxshield SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Franklin India Taxshield

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 3.7%
3 Month 3.1%
6 Month -3.2%
1 Year 11.1%
3 Year 18.8%
5 Year 27.6%
10 Year
15 Year
Since launch 21%
Historical performance (Yearly) on absolute basis
YearReturns
2023 22.4%
2022 31.2%
2021 5.4%
2020 36.7%
2019 9.8%
2018 5.1%
2017 -3%
2016 29.1%
2015 4.7%
2014 4%
Fund Manager information for Franklin India Taxshield
NameSinceTenure
R. Janakiraman2 May 168.84 Yr.
Rajasa Kakulavarapu1 Dec 231.25 Yr.

Data below for Franklin India Taxshield as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services30.86%
Consumer Cyclical13.13%
Technology10.95%
Industrials9.83%
Health Care6.41%
Communication Services5.59%
Consumer Defensive5.31%
Basic Materials4.65%
Utility4.03%
Energy3.03%
Real Estate1.63%
Asset Allocation
Asset ClassValue
Cash3.86%
Equity96.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK
9%₹565 Cr3,260,417
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
9%₹547 Cr4,546,914
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
5%₹325 Cr1,922,741
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL
5%₹308 Cr1,963,637
↓ -250,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT
5%₹280 Cr883,853
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH
4%₹230 Cr1,462,587
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 532215
4%₹229 Cr2,252,948
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 543320
3%₹167 Cr7,500,000
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR
3%₹164 Cr1,276,457
↓ -298,543
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK
3%₹161 Cr843,530

3. Motilal Oswal Long Term Equity Fund

(Erstwhile Motilal Oswal MOSt Focused Long Term Fund)

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.4% since its launch.  Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% .

Below is the key information for Motilal Oswal Long Term Equity Fund

Motilal Oswal Long Term Equity Fund
Growth
Launch Date 21 Jan 15
NAV (22 Apr 25) ₹47.2753 ↑ 0.25   (0.53 %)
Net Assets (Cr) ₹3,817 on 31 Mar 25
Category Equity - ELSS
AMC Motilal Oswal Asset Management Co. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 0.74
Sharpe Ratio 0.26
Information Ratio 0.83
Alpha Ratio 5.9
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹16,396
31 Mar 22₹18,690
31 Mar 23₹19,798
31 Mar 24₹30,510
31 Mar 25₹33,744

Motilal Oswal Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for Motilal Oswal Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 3.5%
3 Month -0.9%
6 Month -10.3%
1 Year 10%
3 Year 23.1%
5 Year 27%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 47.7%
2022 37%
2021 1.8%
2020 32.1%
2019 8.8%
2018 13.2%
2017 -8.7%
2016 44%
2015 12.5%
2014
Fund Manager information for Motilal Oswal Long Term Equity Fund
NameSinceTenure
Ajay Khandelwal11 Dec 231.22 Yr.
Rakesh Shetty22 Nov 222.27 Yr.
Atul Mehra1 Oct 240.41 Yr.

Data below for Motilal Oswal Long Term Equity Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Industrials30.18%
Consumer Cyclical22.76%
Financial Services17.97%
Technology12.09%
Real Estate6.8%
Basic Materials6.36%
Health Care2.01%
Asset Allocation
Asset ClassValue
Cash1.83%
Equity98.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
6%₹220 Cr9,923,692
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 500251
6%₹206 Cr425,260
Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM
4%₹147 Cr408,886
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL
4%₹145 Cr3,134,622
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER
4%₹132 Cr235,044
Coforge Ltd (Technology)
Equity, Since 31 Jul 24 | COFORGE
4%₹124 Cr168,355
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES
4%₹123 Cr297,751
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK
4%₹120 Cr995,689
Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON
4%₹120 Cr24,068,813
Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND
4%₹119 Cr7,946,960

4. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 18 in ELSS category.  Return for 2024 was 29% , 2023 was 30.9% and 2022 was 0.5% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (22 Apr 25) ₹45.7824 ↑ 0.10   (0.21 %)
Net Assets (Cr) ₹184 on 31 Mar 25
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio 0.26
Information Ratio 0.48
Alpha Ratio 4.69
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,396
31 Mar 22₹21,099
31 Mar 23₹20,935
31 Mar 24₹30,269
31 Mar 25₹33,442

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 2.2%
3 Month 0.4%
6 Month -7.1%
1 Year 9.4%
3 Year 18.7%
5 Year 26.8%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 29%
2022 30.9%
2021 0.5%
2020 32.2%
2019 18.3%
2018 14.9%
2017 -4.6%
2016 42.6%
2015 5.2%
2014 -0.6%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Satish Ramanathan1 Oct 240.41 Yr.
Asit Bhandarkar31 Dec 213.17 Yr.
Chaitanya Choksi18 Jul 1410.63 Yr.
Ruchi Fozdar4 Oct 240.41 Yr.

Data below for JM Tax Gain Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services24.93%
Consumer Cyclical16.94%
Basic Materials12.3%
Technology11.78%
Industrials9.75%
Health Care9.45%
Consumer Defensive4.67%
Communication Services2.88%
Utility1.21%
Asset Allocation
Asset ClassValue
Cash4.75%
Equity95.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
6%₹9 Cr77,975
↑ 20,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
6%₹9 Cr54,131
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
5%₹8 Cr45,965
↓ -2,500
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 25 | 532978
4%₹7 Cr35,500
↑ 3,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | MARUTI
3%₹6 Cr4,706
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 532977
3%₹5 Cr6,550
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹5 Cr72,900
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL
3%₹5 Cr30,700
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
3%₹5 Cr14,447
CreditAccess Grameen Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 24 | CREDITACC
2%₹4 Cr43,600

5. Nippon India Tax Saver Fund (ELSS)

The primary objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. However, there can be no assurance that the scheme’s investment objective shall be achieved.

Nippon India Tax Saver Fund (ELSS) is a Equity - ELSS fund was launched on 21 Sep 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.7% since its launch.  Ranked 16 in ELSS category.  Return for 2024 was 17.6% , 2023 was 28.6% and 2022 was 6.9% .

Below is the key information for Nippon India Tax Saver Fund (ELSS)

Nippon India Tax Saver Fund (ELSS)
Growth
Launch Date 21 Sep 05
NAV (22 Apr 25) ₹123.295 ↑ 0.44   (0.36 %)
Net Assets (Cr) ₹14,392 on 31 Mar 25
Category Equity - ELSS
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.72
Sharpe Ratio 0.12
Information Ratio 0.52
Alpha Ratio 1.34
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,166
31 Mar 22₹21,256
31 Mar 23₹21,212
31 Mar 24₹30,167
31 Mar 25₹32,481

Nippon India Tax Saver Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for Nippon India Tax Saver Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 5%
3 Month 5.8%
6 Month -2.8%
1 Year 9.9%
3 Year 17.4%
5 Year 26.1%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 17.6%
2022 28.6%
2021 6.9%
2020 37.6%
2019 -0.4%
2018 1.5%
2017 -20.7%
2016 46%
2015 4.2%
2014 -2.9%
Fund Manager information for Nippon India Tax Saver Fund (ELSS)
NameSinceTenure
Rupesh Patel1 Jul 213.75 Yr.
Ritesh Rathod19 Aug 240.61 Yr.
Kinjal Desai25 May 186.86 Yr.

Data below for Nippon India Tax Saver Fund (ELSS) as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services38.25%
Consumer Cyclical12.32%
Industrials11.23%
Consumer Defensive8.11%
Technology6.66%
Utility6.18%
Energy4.67%
Basic Materials4.18%
Communication Services4.12%
Health Care4.05%
Asset Allocation
Asset ClassValue
Cash0.23%
Equity99.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | ICICIBANK
9%₹1,156 Cr9,600,000
HDFC Bank Ltd (Financial Services)
Equity, Since 29 Feb 20 | HDFCBANK
8%₹1,022 Cr5,900,000
Infosys Ltd (Technology)
Equity, Since 31 Mar 20 | INFY
5%₹658 Cr3,900,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 20 | 532215
4%₹518 Cr5,100,000
↑ 800,000
NTPC Ltd (Utilities)
Equity, Since 28 Feb 19 | 532555
3%₹452 Cr14,500,000
State Bank of India (Financial Services)
Equity, Since 31 Dec 13 | SBIN
3%₹413 Cr6,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
3%₹411 Cr1,300,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 20 | RELIANCE
3%₹372 Cr3,100,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 31 Oct 21 | 890157
3%₹368 Cr3,300,000
Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 532810
2%₹332 Cr9,111,111

6. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 13 in ELSS category.  Return for 2024 was 21.6% , 2023 was 34.8% and 2022 was -1.3% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (22 Apr 25) ₹152.72 ↑ 0.39   (0.26 %)
Net Assets (Cr) ₹1,320 on 31 Mar 25
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio -0.21
Information Ratio 0.26
Alpha Ratio -5.05
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,451
31 Mar 22₹21,638
31 Mar 23₹21,564
31 Mar 24₹33,320
31 Mar 25₹33,284

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 2%
3 Month -1%
6 Month -7.4%
1 Year -1.2%
3 Year 16.5%
5 Year 25.6%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 21.6%
2022 34.8%
2021 -1.3%
2020 41.5%
2019 31.2%
2018 14.6%
2017 -16.3%
2016 57.7%
2015 -1.2%
2014 2.1%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 222.85 Yr.

Data below for BOI AXA Tax Advantage Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services25.03%
Technology15.87%
Basic Materials14.62%
Industrials14.46%
Utility6.52%
Consumer Cyclical5.47%
Health Care3.84%
Consumer Defensive3.77%
Real Estate2.69%
Communication Services2.01%
Energy1.38%
Asset Allocation
Asset ClassValue
Cash4.34%
Equity95.65%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
5%₹62 Cr355,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
5%₹58 Cr839,000
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
5%₹56 Cr1,412,000
↑ 59,000
Coforge Ltd (Technology)
Equity, Since 30 Jun 23 | COFORGE
4%₹48 Cr65,600
↑ 1,800
Ami Organics Ltd (Basic Materials)
Equity, Since 31 May 24 | 543349
3%₹35 Cr161,471
↓ -4,149
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
3%₹34 Cr285,000
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Dec 23 | DIXON
3%₹33 Cr24,000
NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 532555
3%₹30 Cr955,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | HAL
2%₹27 Cr86,000
↑ 6,000
Swan Energy Ltd (Industrials)
Equity, Since 29 Feb 24 | SWANENERGY
2%₹27 Cr650,000

7. ICICI Prudential Long Term Equity Fund (Tax Saving)

To generate long-term capital appreciation through investments made primarily in equity and equity related securities of companies.

ICICI Prudential Long Term Equity Fund (Tax Saving) is a Equity - ELSS fund was launched on 19 Aug 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Ranked 30 in ELSS category.  Return for 2024 was 16.4% , 2023 was 23.2% and 2022 was 2.3% .

Below is the key information for ICICI Prudential Long Term Equity Fund (Tax Saving)

ICICI Prudential Long Term Equity Fund (Tax Saving)
Growth
Launch Date 19 Aug 99
NAV (22 Apr 25) ₹897.52 ↑ 2.09   (0.23 %)
Net Assets (Cr) ₹13,633 on 31 Mar 25
Category Equity - ELSS
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.87
Sharpe Ratio 0.16
Information Ratio -0.14
Alpha Ratio 1.94
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,530
31 Mar 22₹21,619
31 Mar 23₹21,032
31 Mar 24₹28,975
31 Mar 25₹31,434

ICICI Prudential Long Term Equity Fund (Tax Saving) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Long Term Equity Fund (Tax Saving)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 4.3%
3 Month 6.1%
6 Month -1.3%
1 Year 11.3%
3 Year 15.6%
5 Year 24.6%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 16.4%
2022 23.2%
2021 2.3%
2020 33.7%
2019 13.6%
2018 8.8%
2017 0.5%
2016 26%
2015 3.9%
2014 4.3%
Fund Manager information for ICICI Prudential Long Term Equity Fund (Tax Saving)
NameSinceTenure
Mittul Kalawadia18 Sep 231.53 Yr.
Sharmila D’mello31 Jul 222.67 Yr.

Data below for ICICI Prudential Long Term Equity Fund (Tax Saving) as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services32%
Consumer Cyclical14.91%
Health Care11.44%
Industrials7.69%
Communication Services6.25%
Consumer Defensive6%
Energy5.42%
Technology3.59%
Utility3.57%
Basic Materials3.16%
Real Estate0.83%
Asset Allocation
Asset ClassValue
Cash5.13%
Equity94.87%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK
9%₹1,194 Cr9,918,908
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | HDFCBANK
8%₹1,065 Cr6,147,320
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
5%₹636 Cr4,050,711
↓ -233,943
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI
5%₹627 Cr524,569
↓ -88,134
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 17 | SUNPHARMA
5%₹612 Cr3,843,010
↑ 170,593
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 540376
5%₹610 Cr1,792,278
↓ -165,722
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
4%₹564 Cr5,558,385
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 18 | LT
4%₹518 Cr1,638,689
↑ 103,623
Reliance Industries Ltd (Energy)
Equity, Since 31 May 20 | RELIANCE
4%₹450 Cr3,750,000
↑ 100,000
NTPC Ltd (Utilities)
Equity, Since 31 Oct 23 | 532555
3%₹430 Cr13,814,273
↑ 700,000

8. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch.  Ranked 8 in ELSS category.  Return for 2024 was 15.8% , 2023 was 24.5% and 2022 was 4.3% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (22 Apr 25) ₹487.485 ↑ 0.71   (0.14 %)
Net Assets (Cr) ₹1,288 on 31 Mar 25
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio 0.02
Information Ratio -0.26
Alpha Ratio -0.34
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Mar 20₹10,000
31 Mar 21₹17,162
31 Mar 22₹21,396
31 Mar 23₹21,311
31 Mar 24₹29,041
31 Mar 25₹30,850

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Apr 25

DurationReturns
1 Month 4%
3 Month 3.9%
6 Month -1.4%
1 Year 8.1%
3 Year 14.6%
5 Year 24.4%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 15.8%
2022 24.5%
2021 4.3%
2020 32.1%
2019 18.9%
2018 2.5%
2017 -9.2%
2016 48.8%
2015 6.2%
2014 2.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 195.42 Yr.
Rohit Seksaria1 Jan 223.25 Yr.

Data below for Principal Tax Savings Fund as on 31 Mar 25

Equity Sector Allocation
SectorValue
Financial Services32.55%
Industrials11.74%
Consumer Cyclical10.61%
Technology8.27%
Health Care6.81%
Consumer Defensive5.77%
Energy5.37%
Basic Materials5.31%
Communication Services4.95%
Utility1.37%
Asset Allocation
Asset ClassValue
Cash6.71%
Equity93.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
9%₹112 Cr644,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹89 Cr737,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹52 Cr434,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹52 Cr306,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹42 Cr134,000
↑ 19,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹37 Cr532,000
↑ 88,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹32 Cr311,000
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Oct 22 | INDIGO
2%₹28 Cr63,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jan 14 | 532538
2%₹27 Cr27,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
2%₹25 Cr221,000
↓ -62,000

ELSS SIP Calculator

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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