Table of Contents
- Multi Asset Allocation Funds: An Overview
- Top 5 Best Multi Asset Allocation Funds FY 25 - 26
- How to Invest in Multi Asset Allocation Online?
- FAQs
- 1. How does a multi-asset allocation fund diversify your portfolio?
- 2. What is the greatest advantage of a multi-asset investment portfolio?
- 3. Who offers multi-asset portfolio investments?
- 4. What is the greatest benefit of the multi-asset fund?
- 5. Are multi-asset funds good investments?
- 6. Is there anything that I should be aware of while investing in multi-asset fund?
- 7. What factors should I keep in mind while investing in multi-asset funds?
Top 5 Hybrid - Multi Asset Funds
5 Best Performing Multi Asset Allocation Funds 2025
One of the key benefits of investing in the multi Asset Allocation fund is that it gives a good diversification to your Portfolio, thus lowers the investment risk. Additionally, the risk is distributed with both risky and non-risky securities.
Multi asset allocation funds are a part of the hybrid category. The special part about this scheme is that the fund can invest in three asset classes. This means that multi asset allocation can invest in debt, equity and in one more Asset Class. As per the norms, the fund should invest a minimum of 10 percent in each of the asset classes. Let’s learn about fund followed by some of the best performing multi asset allocation funds to invest in 2025 - 2026.
Multi Asset Allocation Funds: An Overview
In India Market, some fund houses invest multi-assets in debt, equity as well as gold. Whereas, in western markets, multi-asset funds invest in assets ranging from debt, Real Estate, gold, commodities, equity, hedge fund, and private equity. It is believed that some asset classes go up and down during that point of time different asset classes can do well. There could be a period where debts will do well, and there could be a time where equities will outperform. Same goes for gold funds. So, the chances of loss are very rare in this type of fund. The best way to invest in multi asset allocation funds is to invest for a long-term.
Thus, these funds can be a good option for conservative investors who don’t wish to take a high risk in investments, yet want an equity exposure in their portfolio.
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Top 5 Best Multi Asset Allocation Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) ICICI Prudential Multi-Asset Fund Growth ₹689.853
↓ -6.85 ₹50,988 -3.5 -0.6 14.7 17 19.7 16.1 UTI Multi Asset Fund Growth ₹70.1731
↑ 0.10 ₹4,682 -4.7 -0.5 16.7 16.1 14.8 20.7 Edelweiss Multi Asset Allocation Fund Growth ₹59.56
↑ 0.49 ₹2,267 -5.5 -1.4 15 14.3 16.8 20.2 SBI Multi Asset Allocation Fund Growth ₹54.6169
↑ 0.14 ₹6,986 -3.5 -1.5 10.5 13.2 13.5 12.8 HDFC Multi-Asset Fund Growth ₹66.152
↑ 0.18 ₹3,818 -3.3 -0.5 11.5 10.7 14.1 13.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Jan 25 Multi Asset Allocation funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
(Erstwhile ICICI Prudential Dynamic Plan) To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks. ICICI Prudential Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 31 Oct 02. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Multi-Asset Fund Returns up to 1 year are on (Erstwhile UTI Wealth Builder Fund) The objective of the Scheme is to achieve long term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related instruments along with investments in Gold ETFs and Debt and Money Market Instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. UTI Multi Asset Fund is a Hybrid - Multi Asset fund was launched on 21 Oct 08. It is a fund with Moderately High risk and has given a Below is the key information for UTI Multi Asset Fund Returns up to 1 year are on (Erstwhile Edelweiss Prudent Advantage Fund) The objective of the Scheme is to generate returns through capital appreciation by investing in diversified portfolio of equity and equity-related securities, fixed income instruments and Gold Exchange Traded Funds.
However, there is no assurance that the investment objective of the Scheme will be realized. Edelweiss Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 12 Aug 09. It is a fund with Moderately High risk and has given a Below is the key information for Edelweiss Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile SBI Magnum Monthly Income Plan Floater) To provide regular income, liquidity and attractive returns to investors in addition
to mitigating the impact of interest rate risk through an actively managed
portfolio of floating rate and fixed rate debt instruments, equity, money market
instruments and derivatives. SBI Multi Asset Allocation Fund is a Hybrid - Multi Asset fund was launched on 21 Dec 05. It is a fund with Moderate risk and has given a Below is the key information for SBI Multi Asset Allocation Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved HDFC Multi-Asset Fund is a Hybrid - Multi Asset fund was launched on 17 Aug 05. It is a fund with Moderate risk and has given a Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on 1. ICICI Prudential Multi-Asset Fund
CAGR/Annualized return of 21% since its launch. Ranked 53 in Multi Asset category. Return for 2024 was 16.1% , 2023 was 24.1% and 2022 was 16.8% . ICICI Prudential Multi-Asset Fund
Growth Launch Date 31 Oct 02 NAV (13 Jan 25) ₹689.853 ↓ -6.85 (-0.98 %) Net Assets (Cr) ₹50,988 on 30 Nov 24 Category Hybrid - Multi Asset AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio 2.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹10,994 31 Dec 21 ₹14,812 31 Dec 22 ₹17,307 31 Dec 23 ₹21,486 31 Dec 24 ₹24,955 Returns for ICICI Prudential Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jan 25 Duration Returns 1 Month -2.6% 3 Month -3.5% 6 Month -0.6% 1 Year 14.7% 3 Year 17% 5 Year 19.7% 10 Year 15 Year Since launch 21% Historical performance (Yearly) on absolute basis
Year Returns 2023 16.1% 2022 24.1% 2021 16.8% 2020 34.7% 2019 9.9% 2018 7.7% 2017 -2.2% 2016 28.2% 2015 12.5% 2014 -1.4% Fund Manager information for ICICI Prudential Multi-Asset Fund
Name Since Tenure Sankaran Naren 1 Feb 12 12.93 Yr. Manish Banthia 22 Jan 24 0.95 Yr. Ihab Dalwai 3 Jun 17 7.59 Yr. Akhil Kakkar 22 Jan 24 0.95 Yr. Sri Sharma 30 Apr 21 3.68 Yr. Gaurav Chikane 2 Aug 21 3.42 Yr. Sharmila D’mello 31 Jul 22 2.42 Yr. Masoomi Jhurmarvala 4 Nov 24 0.16 Yr. Data below for ICICI Prudential Multi-Asset Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 34.82% Equity 51.08% Debt 9.12% Other 4.67% Equity Sector Allocation
Sector Value Financial Services 22.1% Consumer Cyclical 8.78% Basic Materials 6.46% Energy 5.76% Industrials 5.53% Health Care 4.65% Technology 4.35% Consumer Defensive 4.17% Utility 3.28% Communication Services 1.64% Real Estate 0.72% Debt Sector Allocation
Sector Value Cash Equivalent 33.89% Corporate 7.71% Government 2.65% Credit Quality
Rating Value A 1.9% AA 20.85% AAA 77.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 06 | ICICIBANK5% ₹2,426 Cr 18,656,800 Nifty 50 Index
- | -4% -₹2,038 Cr 838,400
↓ -82,050 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | MARUTI4% ₹2,000 Cr 1,806,149
↑ 75,949 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK4% ₹1,797 Cr 10,005,499
↓ -2,970,000 ICICI Prudential Silver ETF
- | -3% ₹1,623 Cr 179,691,983 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 20 | RELIANCE3% ₹1,470 Cr 11,377,024
↑ 200,000 NTPC Ltd (Utilities)
Equity, Since 31 Mar 17 | NTPC3% ₹1,402 Cr 38,544,163 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Jan 24 | BAJAJFINSV2% ₹1,159 Cr 7,334,716
↑ 400,000 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 22 | SBICARD2% ₹1,107 Cr 15,794,626 InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO2% ₹999 Cr 2,281,845
↑ 200,000 2. UTI Multi Asset Fund
CAGR/Annualized return of 12.8% since its launch. Ranked 34 in Multi Asset category. Return for 2024 was 20.7% , 2023 was 29.1% and 2022 was 4.4% . UTI Multi Asset Fund
Growth Launch Date 21 Oct 08 NAV (14 Jan 25) ₹70.1731 ↑ 0.10 (0.14 %) Net Assets (Cr) ₹4,682 on 30 Nov 24 Category Hybrid - Multi Asset AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.62 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,313 31 Dec 21 ₹12,647 31 Dec 22 ₹13,206 31 Dec 23 ₹17,055 31 Dec 24 ₹20,587 Returns for UTI Multi Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jan 25 Duration Returns 1 Month -3.6% 3 Month -4.7% 6 Month -0.5% 1 Year 16.7% 3 Year 16.1% 5 Year 14.8% 10 Year 15 Year Since launch 12.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.7% 2022 29.1% 2021 4.4% 2020 11.8% 2019 13.1% 2018 3.9% 2017 -0.5% 2016 17.1% 2015 7.3% 2014 -3.7% Fund Manager information for UTI Multi Asset Fund
Name Since Tenure Sharwan Kumar Goyal 12 Nov 21 3.14 Yr. Jaydeep Bhowal 1 Oct 24 0.25 Yr. Data below for UTI Multi Asset Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 14.56% Equity 54.89% Debt 19.47% Other 11.09% Equity Sector Allocation
Sector Value Consumer Cyclical 13.44% Technology 10.81% Financial Services 9.2% Consumer Defensive 7.33% Industrials 7% Health Care 5.62% Energy 4.78% Basic Materials 3.91% Communication Services 3.34% Real Estate 1.25% Utility 1.18% Debt Sector Allocation
Sector Value Government 15.7% Cash Equivalent 14.56% Corporate 3.77% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity UTI Gold ETF
- | -11% ₹524 Cr 80,729,086 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹281 Cr 2,750,000,000
↑ 1,000,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -4% ₹205 Cr 2,000,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 24 | ICICIBANK4% ₹174 Cr 1,335,953
↑ 629,273 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 24 | RELIANCE4% ₹168 Cr 1,300,766
↑ 101,500 Infosys Ltd (Technology)
Equity, Since 31 Mar 24 | INFY3% ₹140 Cr 752,475
↑ 123,781 Tata Consultancy Services Ltd (Technology)
Equity, Since 29 Feb 24 | TCS3% ₹118 Cr 276,793
↑ 47,793 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | TRENT2% ₹116 Cr 170,588
↑ 47,138 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL2% ₹115 Cr 706,666 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 22 | M&M2% ₹106 Cr 358,985
↑ 43,982 3. Edelweiss Multi Asset Allocation Fund
CAGR/Annualized return of since its launch. Ranked 71 in Multi Asset category. Return for 2024 was 20.2% , 2023 was 25.4% and 2022 was 5.3% . Edelweiss Multi Asset Allocation Fund
Growth Launch Date 12 Aug 09 NAV (14 Jan 25) ₹59.56 ↑ 0.49 (0.83 %) Net Assets (Cr) ₹2,267 on 30 Nov 24 Category Hybrid - Multi Asset AMC Edelweiss Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio 1.69 Information Ratio 1.84 Alpha Ratio 2.69 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,271 31 Dec 21 ₹14,324 31 Dec 22 ₹15,087 31 Dec 23 ₹18,922 31 Dec 24 ₹22,738 Returns for Edelweiss Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jan 25 Duration Returns 1 Month -4.3% 3 Month -5.5% 6 Month -1.4% 1 Year 15% 3 Year 14.3% 5 Year 16.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 20.2% 2022 25.4% 2021 5.3% 2020 27.1% 2019 12.7% 2018 10.4% 2017 -0.1% 2016 26.1% 2015 0.2% 2014 2.2% Fund Manager information for Edelweiss Multi Asset Allocation Fund
Name Since Tenure Bhavesh Jain 14 Oct 15 9.22 Yr. Bharat Lahoti 1 Oct 21 3.25 Yr. Rahul Dedhia 1 Jul 24 0.5 Yr. Pranavi Kulkarni 1 Aug 24 0.42 Yr. Data below for Edelweiss Multi Asset Allocation Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 9.4% Equity 73.07% Debt 16.87% Other 0.66% Equity Sector Allocation
Sector Value Financial Services 21.37% Consumer Cyclical 11.22% Health Care 7.77% Technology 7.72% Industrials 6.13% Energy 4.52% Utility 4.06% Consumer Defensive 4.04% Communication Services 2.96% Basic Materials 2.47% Real Estate 0.5% Debt Sector Allocation
Sector Value Government 10.48% Cash Equivalent 9.4% Corporate 6.37% Securitized 0.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | ICICIBANK6% ₹137 Cr 1,053,865
↑ 130,950 7.26% Govt Stock 2033
Sovereign Bonds | -6% ₹128 Cr 12,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFCBANK5% ₹105 Cr 585,382
↑ 144,210 Hdb Financial Services Ltd.
Debentures | -3% ₹74 Cr 7,500,000 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹74 Cr 7,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL3% ₹67 Cr 411,537
↑ 27,162 NTPC Ltd (Utilities)
Equity, Since 30 Nov 21 | NTPC3% ₹62 Cr 1,714,490
↑ 112,153 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 19 | SUNPHARMA3% ₹57 Cr 322,658
↓ -4,133 Infosys Ltd (Technology)
Equity, Since 31 May 15 | INFY2% ₹50 Cr 269,725 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 20 | RELIANCE2% ₹48 Cr 374,886
↑ 41,914 4. SBI Multi Asset Allocation Fund
CAGR/Annualized return of 9.3% since its launch. Ranked 11 in Multi Asset category. Return for 2024 was 12.8% , 2023 was 24.4% and 2022 was 6% . SBI Multi Asset Allocation Fund
Growth Launch Date 21 Dec 05 NAV (14 Jan 25) ₹54.6169 ↑ 0.14 (0.25 %) Net Assets (Cr) ₹6,986 on 15 Dec 24 Category Hybrid - Multi Asset AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.64 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹11,422 31 Dec 21 ₹12,909 31 Dec 22 ₹13,680 31 Dec 23 ₹17,016 31 Dec 24 ₹19,192 Returns for SBI Multi Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jan 25 Duration Returns 1 Month -2.7% 3 Month -3.5% 6 Month -1.5% 1 Year 10.5% 3 Year 13.2% 5 Year 13.5% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.8% 2022 24.4% 2021 6% 2020 13% 2019 14.2% 2018 10.6% 2017 0.4% 2016 10.9% 2015 8.7% 2014 9.9% Fund Manager information for SBI Multi Asset Allocation Fund
Name Since Tenure Dinesh Balachandran 31 Oct 21 3.17 Yr. Mansi Sajeja 1 Dec 23 1.09 Yr. Pradeep Kesavan 1 Dec 23 1.09 Yr. Vandna Soni 1 Jan 24 1 Yr. Data below for SBI Multi Asset Allocation Fund as on 15 Dec 24
Asset Allocation
Asset Class Value Cash 4.58% Equity 36.28% Debt 43.6% Other 15.53% Equity Sector Allocation
Sector Value Financial Services 9.79% Consumer Cyclical 6.33% Technology 5.41% Industrials 3.84% Energy 2.4% Basic Materials 2.38% Utility 2.08% Consumer Defensive 1.72% Real Estate 0.9% Health Care 0.89% Communication Services 0.54% Debt Sector Allocation
Sector Value Corporate 31.95% Government 6.06% Cash Equivalent 5.5% Securitized 4.67% Credit Quality
Rating Value A 3.48% AA 64.22% AAA 29.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -10% ₹701 Cr 105,241,000 Nippon India Silver ETF
- | -3% ₹233 Cr 26,730,000 Brookfield India Real Estate Trust
Unlisted bonds | -3% ₹218 Cr 7,664,234
↑ 7,664,234 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹208 Cr 20,000,000 Bharti Telecom Limited
Debentures | -3% ₹203 Cr 20,000 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹201 Cr 20,000 Aditya Birla Renewables Limited
Debentures | -3% ₹201 Cr 20,000 SBI Silver ETF
- | -2% ₹174 Cr 19,500,000 Infopark Properties Ltd.
Debentures | -2% ₹161 Cr 16,000 Avanse Financial Services Limited
Debentures | -2% ₹150 Cr 15,000 5. HDFC Multi-Asset Fund
CAGR/Annualized return of 10.2% since its launch. Ranked 33 in Multi Asset category. Return for 2024 was 13.5% , 2023 was 18% and 2022 was 4.3% . HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (14 Jan 25) ₹66.152 ↑ 0.18 (0.28 %) Net Assets (Cr) ₹3,818 on 30 Nov 24 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 19 ₹10,000 31 Dec 20 ₹12,088 31 Dec 21 ₹14,253 31 Dec 22 ₹14,871 31 Dec 23 ₹17,544 31 Dec 24 ₹19,911 Returns for HDFC Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jan 25 Duration Returns 1 Month -2.8% 3 Month -3.3% 6 Month -0.5% 1 Year 11.5% 3 Year 10.7% 5 Year 14.1% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.5% 2022 18% 2021 4.3% 2020 17.9% 2019 20.9% 2018 9.3% 2017 -1.9% 2016 11.8% 2015 8.9% 2014 4.7% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 19.39 Yr. Arun Agarwal 24 Aug 20 4.36 Yr. Srinivasan Ramamurthy 13 Jan 22 2.97 Yr. Bhagyesh Kagalkar 2 Feb 22 2.92 Yr. Nirman Morakhia 15 Feb 23 1.88 Yr. Dhruv Muchhal 22 Jun 23 1.53 Yr. Data below for HDFC Multi-Asset Fund as on 30 Nov 24
Asset Allocation
Asset Class Value Cash 26.44% Equity 47.66% Debt 14.92% Other 10.98% Equity Sector Allocation
Sector Value Financial Services 21.93% Consumer Cyclical 11.13% Technology 6.8% Consumer Defensive 6.12% Industrials 4.83% Energy 4.67% Health Care 4.51% Communication Services 2.89% Basic Materials 2.49% Utility 1.79% Real Estate 1.01% Debt Sector Allocation
Sector Value Cash Equivalent 26.44% Government 7.65% Corporate 6.06% Securitized 1.21% Credit Quality
Rating Value AA 6.75% AAA 93.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -11% ₹426 Cr 64,290,017 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK6% ₹232 Cr 1,291,600 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK5% ₹189 Cr 1,455,700
↑ 8,400 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | AXISBANK5% ₹175 Cr 1,541,250 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE4% ₹144 Cr 1,116,500
↑ 180,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY3% ₹133 Cr 713,200
↑ 334,800 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 23 | M&M3% ₹126 Cr 425,100
↑ 1,050 Future on Mahindra & Mahindra Ltd
Derivatives | -3% -₹116 Cr Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL3% ₹110 Cr 677,050
↑ 9,500 United Spirits Ltd (Consumer Defensive)
Equity, Since 28 Feb 21 | UNITDSPR3% ₹106 Cr 693,400
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FAQs
1. How does a multi-asset allocation fund diversify your portfolio?
A: With multi-asset allocation, your investment is made in different assets, which ensures you receive steady Earnings from different sectors and market cycles.
2. What is the greatest advantage of a multi-asset investment portfolio?
A: A multi-asset portfolio is tailor-made and customized to suit your requirements. You will not have to separately invest in different portfolios. This can prove to be quite difficult and will require extensive market research on your behalf. Thus, the best way to ensure steady earnings and to ensure that you diversify your portfolio of earnings is to invest in a multi-asset portfolio.
3. Who offers multi-asset portfolio investments?
A: Multi-asset portfolio investments are offered by premier banks and financial institutions like Axis Triple Advantage Fund, HDFC Multi-Asset Fund, SBI Multi-Asset Allocation Fund, ICICI Prudential Multi-Asset Fund, and UTI Multi-Asset Fund.
4. What is the greatest benefit of the multi-asset fund?
A: The greatest advantage is that there is no exit load. Also, there is no difficulty in entering the market or leaving the market. The only exit load that is levied if the investment is not redeemed in a year and that too is 1% of your investment. Beyond one year there is no exit load if you leave the market.
5. Are multi-asset funds good investments?
A: Multi-asset funds are considered good investments primarily because these are low-risk investments and are known to produce good returns. So if you are looking to diversify your portfolio with high and low-risk investments, then you could consider Investing in this fund.
6. Is there anything that I should be aware of while investing in multi-asset fund?
A: If you are looking for quick returns, then you should not be investing in this fund. Multi-asset takes about 5 years to produce good returns. For example, if you invest Rs. 10,000, then you will have to wait for 5 years for your investment to become Rs. 14,972. Hence, even if the ROI is excellent, you will have to wait for at least 5 years to realize your investment.
7. What factors should I keep in mind while investing in multi-asset funds?
A: The risk-taking capability and the target date by which you want to realize your investment - are one of the important factors. Depending these parameters, you'll have to select suitable multi-asset investment funds.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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