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সেরা দীর্ঘমেয়াদী বন্ড তহবিল খুঁজছেন? এই বিনিয়োগকারীদের জন্য তহবিল যারা মধ্য থেকে দীর্ঘমেয়াদী খুঁজছেনবিনিয়োগ পরিকল্পনা, সাধারণত 3-5 বছরের জন্য। দীর্ঘমেয়াদী বন্ড তহবিল প্রধানত G-sec এবং কর্পোরেট বিনিয়োগ করেবন্ড যেগুলো মাঝারি থেকে দীর্ঘ পরিপক্কতার সময়কাল আছে।
এই তহবিলগুলি সুদের হার পরিবর্তনের জন্য সংবেদনশীল এবং অন্যান্য ঋণ বিভাগের তুলনায় আরও অস্থির হতে পারে।
ঋণের সিকিউরিটিজের সুদের হার এবং দামের মধ্যে একটি বিপরীত সম্পর্ক রয়েছে, যার মানে তারা বিপরীত দিকে চলে। উদাহরণস্বরূপ, একটি পতনশীল সুদের হার বন্ড তহবিলের জন্য ভাল। সুদের হার কমার সময়, বন্ডের দাম বেড়ে যায় এবং এই বৃদ্ধি পায়এনএভি এরঋণ তহবিল স্কিম
যেহেতু সুদের হার হ্রাস দীর্ঘমেয়াদী সিকিউরিটিজের দাম বৃদ্ধির কারণ হয়, তাই বিনিয়োগ করার পরামর্শ দেওয়া হয়দীর্ঘমেয়াদী ঋণ তহবিল যখন সুদের হার কমবে বলে আশা করা হচ্ছে। যে বিনিয়োগকারীরা দীর্ঘ সময়ের জন্য বিনিয়োগ করতে চান (যেমন, 3 বছর এবং তার বেশি), এবং কিছু স্তরের ঝুঁকি নিতে পারেন, তাদের আদর্শভাবে এই স্কিমে বিনিয়োগ করা উচিত।
তদুপরি, বিনিয়োগকারীরা যারা সুদের হার ওঠানামায় স্বাচ্ছন্দ্য বোধ করেনবাজার এই বিনিয়োগের সাথে এগিয়ে যেতে পারেন. 2022 সালের জন্য এখানে শীর্ষ 10টি সেরা দীর্ঘমেয়াদী বন্ড তহবিল রয়েছে।
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Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Long Term Bond Fund Growth ₹90.7205
↑ 0.07 ₹1,078 5,000 1,000 4.9 6.7 12.6 8.6 10.1 7.09% 9Y 6M 7D 23Y 1M 6D HDFC Income Fund Growth ₹58.4041
↑ 0.04 ₹885 5,000 300 4.2 5.6 11.1 7.4 9 6.95% 6Y 8M 23D 12Y 3M 18D IDFC Bond Fund Long Term Plan Growth ₹65.0316
↑ 0.06 ₹491 5,000 1,000 3.3 4.3 9.5 6.4 7.9 7.44% 6Y 8M 8D 15Y 2M 16D ICICI Prudential Bond Fund Growth ₹40.1761
↑ 0.01 ₹2,816 5,000 1,000 4.1 5.9 11.2 8.2 8.6 7.13% 6Y 7M 24D 13Y 9M 18D Aditya Birla Sun Life Income Fund Growth ₹125.834
↑ 0.10 ₹2,242 1,000 1,000 3.8 5.3 10.9 7.2 8.4 7.1% 6Y 7M 10D 16Y 25D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 25
(Erstwhile ICICI Prudential Income Plan) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Long Term Bond Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile IDFC Super Saver Income Fund - Investment Plan) The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized. IDFC Bond Fund Long Term Plan is a Debt - Longterm Bond fund was launched on 14 Jul 00. It is a fund with Moderate risk and has given a Below is the key information for IDFC Bond Fund Long Term Plan Returns up to 1 year are on (Erstwhile ICICI Prudential Income Opportunities Fund) ICICI Prudential Income Opportunities Fund is an open-ended income fund that intends to generate income through investments in a range of debt and money market instruments of various credit ratings and maturities ICICI Prudential Bond Fund is a Debt - Medium to Long term fund was launched on 18 Aug 08. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Bond Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Income Plus) An Open-ended Income Scheme to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio. Aditya Birla Sun Life Income Fund is a Debt - Medium to Long term fund was launched on 21 Oct 95. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Income Fund Returns up to 1 year are on 1. ICICI Prudential Long Term Bond Fund
CAGR/Annualized
return of 8.6% since its launch. Ranked 12 in Longterm Bond
category. Return for 2024 was 10.1% , 2023 was 6.8% and 2022 was 1.3% . ICICI Prudential Long Term Bond Fund
Growth Launch Date 9 Jul 98 NAV (23 Apr 25) ₹90.7205 ↑ 0.07 (0.08 %) Net Assets (Cr) ₹1,078 on 31 Mar 25 Category Debt - Longterm Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.97 Sharpe Ratio 1.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 23 Years 1 Month 6 Days Modified Duration 9 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,493 31 Mar 22 ₹10,688 31 Mar 23 ₹11,063 31 Mar 24 ₹12,017 31 Mar 25 ₹13,198 Returns for ICICI Prudential Long Term Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 3% 3 Month 4.9% 6 Month 6.7% 1 Year 12.6% 3 Year 8.6% 5 Year 5.7% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 10.1% 2022 6.8% 2021 1.3% 2020 0.4% 2019 11% 2018 12.1% 2017 6.8% 2016 4.1% 2015 15.7% 2014 5.1% Fund Manager information for ICICI Prudential Long Term Bond Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.11 Yr. Raunak Surana 22 Jan 24 1.11 Yr. Data below for ICICI Prudential Long Term Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 5.41% Debt 94.36% Other 0.23% Debt Sector Allocation
Sector Value Government 77.89% Corporate 16.47% Cash Equivalent 5.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -32% ₹391 Cr 37,701,500
↑ 2,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -18% ₹222 Cr 21,603,830 6.92% Govt Stock 2039
Sovereign Bonds | -8% ₹101 Cr 10,063,500
↓ -8,000,000 7.23% Government Of India (15/04/2039)
Sovereign Bonds | -6% ₹72 Cr 7,000,000 The Great Eastern Shipping Company Limited
Debentures | -4% ₹53 Cr 536 HDFC Bank Limited
Debentures | -4% ₹51 Cr 5,000
↓ -2,500 LIC Housing Finance Limited
Debentures | -4% ₹50 Cr 500 7.12% Maharashtra SDL 2038
Sovereign Bonds | -4% ₹49 Cr 4,960,700
↑ 4,960,700 7.14% Maharashtra SDL 2039
Sovereign Bonds | -3% ₹40 Cr 4,000,000
↑ 4,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹35 Cr 3,500,000 2. HDFC Income Fund
CAGR/Annualized
return of 7.4% since its launch. Ranked 29 in Medium to Long term
category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (23 Apr 25) ₹58.4041 ↑ 0.04 (0.06 %) Net Assets (Cr) ₹885 on 31 Mar 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.95% Effective Maturity 12 Years 3 Months 18 Days Modified Duration 6 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,557 31 Mar 22 ₹10,852 31 Mar 23 ₹11,123 31 Mar 24 ₹11,985 31 Mar 25 ₹13,007 Returns for HDFC Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 2.7% 3 Month 4.2% 6 Month 5.6% 1 Year 11.1% 3 Year 7.4% 5 Year 5.6% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 9% 2022 6.1% 2021 0.9% 2020 2.1% 2019 9.3% 2018 8.7% 2017 3.6% 2016 1.3% 2015 14.5% 2014 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 17.48 Yr. Dhruv Muchhal 22 Jun 23 1.69 Yr. Data below for HDFC Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 6.19% Debt 93.54% Other 0.27% Debt Sector Allocation
Sector Value Government 81.19% Corporate 11.91% Cash Equivalent 6.19% Securitized 0.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -20% ₹175 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -12% ₹105 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -11% ₹100 Cr 9,500,000 7.23% Government Of India (15/04/2039)
Sovereign Bonds | -9% ₹78 Cr 7,500,000 6.79% Government Of India (07/10/2034)
Sovereign Bonds | -5% ₹40 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 7.59% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 6.68% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 3. IDFC Bond Fund Long Term Plan
CAGR/Annualized
return of 7.9% since its launch. Return for 2024 was 7.9% , 2023 was 6% and 2022 was 0.6% . IDFC Bond Fund Long Term Plan
Growth Launch Date 14 Jul 00 NAV (23 Apr 25) ₹65.0316 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹491 on 31 Mar 25 Category Debt - Longterm Bond AMC IDFC Asset Management Company Limited Rating Risk Moderate Expense Ratio 1.98 Sharpe Ratio 0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.44% Effective Maturity 15 Years 2 Months 16 Days Modified Duration 6 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,610 31 Mar 22 ₹11,008 31 Mar 23 ₹11,197 31 Mar 24 ₹11,981 31 Mar 25 ₹12,863 Returns for IDFC Bond Fund Long Term Plan
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 2.1% 3 Month 3.3% 6 Month 4.3% 1 Year 9.5% 3 Year 6.4% 5 Year 4.9% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6% 2021 0.6% 2020 1.2% 2019 11.8% 2018 10.4% 2017 6.6% 2016 3.1% 2015 12.9% 2014 5.9% Fund Manager information for IDFC Bond Fund Long Term Plan
Name Since Tenure Suyash Choudhary 15 Oct 10 14.39 Yr. Brijesh Shah 10 Jun 24 0.72 Yr. Data below for IDFC Bond Fund Long Term Plan as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 22.43% Debt 77.29% Other 0.28% Debt Sector Allocation
Sector Value Government 63.01% Corporate 25.78% Cash Equivalent 10.93% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -52% ₹252 Cr 24,400,000
↑ 500,000 National Bank For Agriculture And Rural Development
Debentures | -10% ₹50 Cr 5,000,000 Tata Capital Financial Services Limited
Debentures | -9% ₹42 Cr 4,200,000 Bajaj Housing Finance Ltd. 8.04%
Debentures | -5% ₹25 Cr 2,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -0% ₹2 Cr 200,000
↓ -500,000 Rec Limited
Debentures | -0% ₹2 Cr 200,000 Corporate Debt Market Development Fund
Investment Fund | -0% ₹1 Cr 1,254
↑ 1,254 6.79% Govt Stock 2027
Sovereign Bonds | -0% ₹1 Cr 100,000 7.73% Govt Stock 2034
Sovereign Bonds | -0% ₹0 Cr 37,500 HDFC Bank Limited
Certificate of Deposit | -7% ₹33 Cr 3,400,000
↓ -100,000 4. ICICI Prudential Bond Fund
CAGR/Annualized
return of 8.7% since its launch. Ranked 19 in Medium to Long term
category. Return for 2024 was 8.6% , 2023 was 7.7% and 2022 was 3.1% . ICICI Prudential Bond Fund
Growth Launch Date 18 Aug 08 NAV (23 Apr 25) ₹40.1761 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,816 on 31 Mar 25 Category Debt - Medium to Long term AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-6 Months (1%),6 Months and above(NIL) Yield to Maturity 7.13% Effective Maturity 13 Years 9 Months 18 Days Modified Duration 6 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,786 31 Mar 22 ₹11,143 31 Mar 23 ₹11,673 31 Mar 24 ₹12,662 31 Mar 25 ₹13,796 Returns for ICICI Prudential Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 2.4% 3 Month 4.1% 6 Month 5.9% 1 Year 11.2% 3 Year 8.2% 5 Year 6.8% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.6% 2022 7.7% 2021 3.1% 2020 2.9% 2019 11.5% 2018 10.9% 2017 4.6% 2016 5.3% 2015 11.3% 2014 8.5% Fund Manager information for ICICI Prudential Bond Fund
Name Since Tenure Darshil Dedhia 22 Jan 24 1.11 Yr. Rohit Lakhotia 12 Jun 23 1.72 Yr. Data below for ICICI Prudential Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 7.18% Debt 92.54% Other 0.29% Debt Sector Allocation
Sector Value Government 60.68% Corporate 31.85% Cash Equivalent 7.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -23% ₹682 Cr 66,681,600
↓ -22,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹407 Cr 39,206,000
↑ 10,000,000 7.93% Govt Stock 2033
Sovereign Bonds | -7% ₹208 Cr 20,245,450
↓ -454,550 LIC Housing Finance Limited
Debentures | -6% ₹162 Cr 1,600 HDFC Bank Limited
Debentures | -5% ₹134 Cr 13,200 Summit Digitel Infrastructure Ltd
Debentures | -4% ₹118 Cr 11,650 HDFC Bank Limited
Debentures | -4% ₹106 Cr 1,100 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹81 Cr 8,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹76 Cr 7,500,000 Pipeline Infrastructure Private Limited
Debentures | -3% ₹75 Cr 7,400 5. Aditya Birla Sun Life Income Fund
CAGR/Annualized
return of 9% since its launch. Ranked 26 in Medium to Long term
category. Return for 2024 was 8.4% , 2023 was 6.6% and 2022 was 2.4% . Aditya Birla Sun Life Income Fund
Growth Launch Date 21 Oct 95 NAV (23 Apr 25) ₹125.834 ↑ 0.10 (0.08 %) Net Assets (Cr) ₹2,242 on 31 Mar 25 Category Debt - Medium to Long term AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.03 Sharpe Ratio 0.68 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.1% Effective Maturity 16 Years 25 Days Modified Duration 6 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹10,832 31 Mar 22 ₹11,427 31 Mar 23 ₹11,777 31 Mar 24 ₹12,646 31 Mar 25 ₹13,733 Returns for Aditya Birla Sun Life Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 23 Apr 25 Duration Returns 1 Month 2.4% 3 Month 3.8% 6 Month 5.3% 1 Year 10.9% 3 Year 7.2% 5 Year 6.7% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2023 8.4% 2022 6.6% 2021 2.4% 2020 4% 2019 12.8% 2018 9.5% 2017 5.1% 2016 2.8% 2015 14.4% 2014 4.6% Fund Manager information for Aditya Birla Sun Life Income Fund
Name Since Tenure Bhupesh Bameta 6 Aug 20 4.57 Yr. Data below for Aditya Birla Sun Life Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 5.7% Debt 94.03% Other 0.27% Debt Sector Allocation
Sector Value Government 61.66% Corporate 33.85% Cash Equivalent 4.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -24% ₹525 Cr 50,609,900
↑ 700,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹203 Cr 19,731,100 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹187 Cr 18,244,600
↓ -3,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹91 Cr 9,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -4% ₹78 Cr 7,606,100 Small Industries Development Bank Of India
Debentures | -3% ₹75 Cr 750 LIC Housing Finance Ltd
Debentures | -3% ₹60 Cr 600 Small Industries Development Bank Of India
Debentures | -3% ₹60 Cr 600 Small Industries Development Bank Of India
Debentures | -2% ₹53 Cr 530 Bajaj Finance Ltd. 7.93%
Debentures | -2% ₹51 Cr 5,000
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