UTI Dividend Yield Fund Vs Templeton India Equity Income Fund

UTI Dividend Yield Fund Vs Templeton India Equity Income Fund is a comparison between both the schemes in order to help the investors in making a better investment decision. Both the funds belong to the same category i.e., dividend yield Equity Fund. dividend yield funds invest their major portion of the corpus in dividend yielding stocks. These funds invest its corpus in stocks that have a dividend yield higher than the average dividend yield of the Market, it can be higher than the Nifty 50 or the Sensex. So, let's see the difference between UTI Dividend Yield Fund Vs Templeton India Equity Income Fund by looking at some important parameters like past performance, AUM, NAV, SIP/lump sum investment, etc.

UTI Divedend Yield Fund

UTI Dividend Yield Fund was launched in the year 2005 with an aim to provide medium to long term Capital gains and/or dividend distribution by Investing in equity and related instruments which offer high dividend yield.

Some of the top holdings of the fund as on 30th June 2018 are Infosys Ltd, Mphasis Ltd, Tech Mahindra Ltd, Tata Consultancy Services Ltd, ITC Ltd, etc.

Templeton India Equity Income Fund

Templeton India Equity Income Fund was launched in the year 2006. This fund is an open-ended diversified equity fund aiming to generate regular income and long term capital appreciation by investing in stocks that have the potentiality to attractive dividend yield.

Some of the top holdings of Templeton India Equity Income Fund (as on 30th June'18) are HDFC Bank Ltd, Bajaj Holdings and Investment Ltd, Tata Chemicals Ltd, Reliance Industries Ltd, Medy-Tox Inc, etc.

UTI Dividend Yield Fund Vs Templeton India Equity Income Fund

Bart UTI Dividend Yield Fund Vs Templeton India Equity Income Fund differ on account of various parameters such as performance, NAV, AUM, and so on. These differences exist, though both the schemes are a part of the same category. So, let’s understand the differences between these schemes with the help of four sections, namely, basics section, the performance section, yearly performance section, and other details section.

Basics Section

Fincash Rating, AUM, scheme category, and current NAV are some of the parameters that form part of this basics section. To begin with the scheme category, it can be said that both the schemes belong to the same category of dividend-equity fund.

With respect to Fincash Rating, it can be said that UTI Dividend Yield Fund is rated as a 1-star fund and Templeton India Equity Income Fund is rated as a 3-star fund.

The summary comparison of the basics section is tabulated as follows.

Performance Section

It is the second section in the comparison that analyses the difference in the Compounded Annual Growth Rate or CAGR returns between the scheme. These CAGR returns are compared at different time intervals such as 3 Month Return, 3 Year Return, 5 Year Return, and Return since Inception. The comparison of performance section shows that UTI Dividend Yield Fund has performed better in some instance and in some case, Templeton India Equity Income Fund has performed better. The table given below shows the summary comparison of the performance section.

### Yearly Performance Section

The comparison of absolute returns generated by both the schemes for a particular year is done in the yearly performance section. With respect to absolute returns section, it can be said that for certain years Axis Focused 25 Fund leads the race while in others, Templeton India Equity Income Fund leads the race. The performance of the yearly performance section is as follows.

Other Details Section

The comparison in this section includes comparable elements such as minimum SIP investment and minimum lump sum investment. With respect to the minimum SIP investment, both scheme's amount is the same, i.e., INR 500, and even in case of a minimum lump sum, it is the same for both the scheme, i.e., INR 5,000.

UTI Dividend Yield Fund is being managed by Swati Kulkarni since 2005.

Templeton India Equity Income Fund is jointly managed by Vikas Chiranewal and Srikesh Nair.

The table given below summarizes the comparison of the other details section.

Growth of 10k Investments over the years