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Top 5 Debt - Banking & PSU Debt Funds
બેંકિંગ અને પીએસયુ ડેટ ફંડ્સ એ સિક્યોરિટીઝ એન્ડ એક્સચેન્જ બોર્ડ ઓફ ઈન્ડિયા (સેબી) દેવા માંમ્યુચ્યુઅલ ફંડ શ્રેણી આ ફંડ્સ મુખ્યત્વે ડેટમાં રોકાણ કરે છે અનેમની માર્કેટ બેંકો, જાહેર નાણાકીય સંસ્થાઓ, જાહેર ક્ષેત્રના ઉપક્રમો વગેરે જેવી સંસ્થાઓ દ્વારા જારી કરાયેલી સિક્યોરિટીઝ ધરાવતાં સાધનો. આ વિકલ્પને મહત્તમ સંતુલન જાળવવા માટે ગણવામાં આવે છે.પ્રવાહિતા, સલામતી, અને ઉપજ.
બેંકિંગ અને PSUડેટ ફંડ ડેટ ફંડ્સની ટૂંકા ગાળાની કેટેગરીની છે જેનો હેતુ સુરક્ષિત વળતર આપવા અને જોખમ ઘટાડવાનો છેરોકાણ બેંકો અને જાહેર ક્ષેત્રના ઉપક્રમો દ્વારા મુખ્યત્વે જારી કરાયેલ સારા-ગુણવત્તાવાળા ઋણ સાધનોમાં. ટૂંકા ગાળા માટે, આદર્શ રીતે 2-3 વર્ષ માટે રોકાણ કરવા આતુર રોકાણકારો આ યોજનામાં રોકાણ કરી શકે છે.
2022 - 2023 માં શ્રેષ્ઠ પ્રદર્શન કરતા બેંકિંગ અને PSU ડેટ ફંડ્સ અહીં છે.
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Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2023 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹21.2058
↑ 0.00 ₹814 1.6 3.5 7.4 8.4 7.6 7.32% 2Y 2M 8D 2Y 6M 25D HDFC Banking and PSU Debt Fund Growth ₹22.2132
↓ -0.01 ₹5,865 1.5 3.3 7.3 6.1 7.9 7.48% 3Y 7M 9D 5Y 2M 1D ICICI Prudential Banking and PSU Debt Fund Growth ₹31.6728
↑ 0.00 ₹9,980 1.6 3.5 7.6 6.7 7.9 7.55% 2Y 8M 23D 4Y 2M 8D Kotak Banking and PSU Debt fund Growth ₹63.1468
↓ -0.02 ₹5,655 1.4 3.4 7.5 6.3 8 7.39% 3Y 7M 10D 5Y 6M 11D Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹354.203
↓ -0.07 ₹9,566 1.5 3.4 7.4 6.2 7.9 7.43% 3Y 4M 6D 4Y 8M 1D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Feb 25
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on The investment objective of the Scheme is to generate regular income through investments in a basket of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSU) with a view to providing reasonable returns,while maintaining an optimum balance of safety, liquidity and yield. ICICI Prudential Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 1 Jan 10. It is a fund with Moderate risk and has given a Below is the key information for ICICI Prudential Banking and PSU Debt Fund Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Treasury Optimizer Fund) An Open-ended short term income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities with relatively low levels of interest rate risk. Aditya Birla Sun Life Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 9 May 08. It is a fund with Moderate risk and has given a Below is the key information for Aditya Birla Sun Life Banking & PSU Debt Fund Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (28 Feb 25) ₹21.2058 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹814 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 0.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.32% Effective Maturity 2 Years 6 Months 25 Days Modified Duration 2 Years 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,652 28 Feb 22 ₹11,066 28 Feb 23 ₹12,186 29 Feb 24 ₹13,110 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Feb 25 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.5% 1 Year 7.4% 3 Year 8.4% 5 Year 7.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% 2014 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.17 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 6.06% Debt 93.63% Other 0.31% Debt Sector Allocation
Sector Value Government 47.73% Corporate 45.89% Cash Equivalent 6.06% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹86 Cr 850,000,000 Axis Bank Limited
Debentures | -7% ₹55 Cr 550 Small Industries Development Bank Of India
Debentures | -6% ₹50 Cr 5,000 Export-Import Bank Of India
Debentures | -6% ₹50 Cr 5,000 ICICI Bank Limited
Debentures | -6% ₹48 Cr 500 7.37% Govt Stock 2028
Sovereign Bonds | -6% ₹46 Cr 450,000,000 Power Finance Corporation Limited
Debentures | -5% ₹40 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹35 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹30 Cr 300 2. HDFC Banking and PSU Debt Fund
CAGR/Annualized
return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (28 Feb 25) ₹22.2132 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹5,865 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.24 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 5 Years 2 Months 1 Day Modified Duration 3 Years 7 Months 9 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,762 28 Feb 22 ₹11,283 28 Feb 23 ₹11,685 29 Feb 24 ₹12,564 Returns for HDFC Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Feb 25 Duration Returns 1 Month 0.3% 3 Month 1.5% 6 Month 3.3% 1 Year 7.3% 3 Year 6.1% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.8% 2021 3.3% 2020 3.7% 2019 10.6% 2018 10.2% 2017 5.9% 2016 6.3% 2015 10.8% 2014 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 10.86 Yr. Dhruv Muchhal 22 Jun 23 1.62 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 4.17% Debt 95.55% Other 0.28% Debt Sector Allocation
Sector Value Corporate 51.9% Government 43.64% Cash Equivalent 4.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹301 Cr 29,500,000 Indian Railway Finance Corporation Limited
Debentures | -5% ₹276 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹225 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -4% ₹220 Cr 21,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹201 Cr 20,000 State Bank Of India
Debentures | -3% ₹174 Cr 175 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹150 Cr 1,500 Small Industries Development Bank Of India
Debentures | -2% ₹139 Cr 14,000 Housing And Urban Development Corporation Limited
Debentures | -2% ₹130 Cr 1,250 3. ICICI Prudential Banking and PSU Debt Fund
CAGR/Annualized
return of 7.9% since its launch. Ranked 13 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 7.3% and 2022 was 4.3% . ICICI Prudential Banking and PSU Debt Fund
Growth Launch Date 1 Jan 10 NAV (28 Feb 25) ₹31.6728 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹9,980 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.55% Effective Maturity 4 Years 2 Months 8 Days Modified Duration 2 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,723 28 Feb 22 ₹11,221 28 Feb 23 ₹11,766 29 Feb 24 ₹12,686 Returns for ICICI Prudential Banking and PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Feb 25 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.5% 1 Year 7.6% 3 Year 6.7% 5 Year 6.4% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 7.3% 2021 4.3% 2020 4.2% 2019 9.3% 2018 10.1% 2017 5.7% 2016 5.6% 2015 12.6% 2014 8.6% Fund Manager information for ICICI Prudential Banking and PSU Debt Fund
Name Since Tenure Manish Banthia 13 Sep 24 0.39 Yr. Rohit Lakhotia 12 Jun 23 1.64 Yr. Data below for ICICI Prudential Banking and PSU Debt Fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 7.44% Debt 92.29% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.22% Government 31.77% Cash Equivalent 6.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹802 Cr 78,909,360 7.93% Govt Stock 2033
Sovereign Bonds | -5% ₹503 Cr 48,934,850
↓ -357,100 Small Industries Development Bank Of India
Debentures | -5% ₹473 Cr 4,750 HDFC Bank Limited
Debentures | -4% ₹383 Cr 37,800 National Bank For Agriculture And Rural Development
Debentures | -4% ₹354 Cr 35,500 State Bank Of India
Debentures | -3% ₹335 Cr 3,400 National Bank For Agriculture And Rural Development
Debentures | -3% ₹259 Cr 26,000 Mahanagar Telephone Nigam Limited
Debentures | -2% ₹222 Cr 22,500 Bharat Petroleum Corporation Limited
Debentures | -2% ₹200 Cr 20,000 Rural Electrification Corporation Limited
Debentures | -2% ₹199 Cr 20,000 4. Kotak Banking and PSU Debt fund
CAGR/Annualized
return of since its launch. Ranked 19 in Banking & PSU Debt
category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% . Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (28 Feb 25) ₹63.1468 ↓ -0.02 (-0.04 %) Net Assets (Cr) ₹5,655 on 31 Jan 25 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.81 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 5 Years 6 Months 11 Days Modified Duration 3 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,742 28 Feb 22 ₹11,296 28 Feb 23 ₹11,719 29 Feb 24 ₹12,613 Returns for Kotak Banking and PSU Debt fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Feb 25 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 3.4% 1 Year 7.5% 3 Year 6.3% 5 Year 6.3% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2023 8% 2022 6.8% 2021 3.6% 2020 3.9% 2019 10.5% 2018 10.8% 2017 6.7% 2016 6.2% 2015 10% 2014 8.6% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 16.51 Yr. Abhishek Bisen 1 Nov 22 2.25 Yr. Data below for Kotak Banking and PSU Debt fund as on 31 Jan 25
Asset Allocation
Asset Class Value Cash 3.93% Debt 95.78% Other 0.29% Debt Sector Allocation
Sector Value Corporate 56.11% Government 39.67% Cash Equivalent 3.93% Credit Quality
Rating Value AA 2.61% AAA 97.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹512 Cr 50,143,730 Power Finance Corp Ltd. 0.076%
Debentures | -6% ₹332 Cr 33,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹263 Cr 26,200 7.93% Govt Stock 2033
Sovereign Bonds | -4% ₹226 Cr 21,932,280
↓ -1,000,000 HDFC Bank Limited
Debentures | -4% ₹212 Cr 21,000 National Housing Bank
Debentures | -4% ₹201 Cr 20,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹183 Cr 20,002 Rural Electrification Corporation Limited
Debentures | -3% ₹156 Cr 15,500 Rural Electrification Corporation Limited
Debentures | -3% ₹153 Cr 15,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹148 Cr 14,536,520
↓ -10,500,000 5. Aditya Birla Sun Life Banking & PSU Debt Fund
CAGR/Annualized
return of 7.8% since its launch. Ranked 9 in Banking & PSU Debt
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.7% . Aditya Birla Sun Life Banking & PSU Debt Fund
Growth Launch Date 9 May 08 NAV (28 Feb 25) ₹354.203 ↓ -0.07 (-0.02 %) Net Assets (Cr) ₹9,566 on 15 Feb 25 Category Debt - Banking & PSU Debt AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.7 Sharpe Ratio 1.36 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.43% Effective Maturity 4 Years 8 Months 1 Day Modified Duration 3 Years 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 29 Feb 20 ₹10,000 28 Feb 21 ₹10,771 28 Feb 22 ₹11,325 28 Feb 23 ₹11,761 29 Feb 24 ₹12,639 28 Feb 25 ₹13,580 Returns for Aditya Birla Sun Life Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Feb 25 Duration Returns 1 Month 0.3% 3 Month 1.5% 6 Month 3.4% 1 Year 7.4% 3 Year 6.2% 5 Year 6.3% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 7.9% 2022 6.9% 2021 3.7% 2020 3.6% 2019 10.9% 2018 9.9% 2017 6.6% 2016 5.6% 2015 12.3% 2014 8.5% Fund Manager information for Aditya Birla Sun Life Banking & PSU Debt Fund
Name Since Tenure Kaustubh Gupta 29 Sep 09 15.35 Yr. Harshil Suvarnkar 22 Mar 21 3.87 Yr. Data below for Aditya Birla Sun Life Banking & PSU Debt Fund as on 15 Feb 25
Asset Allocation
Asset Class Value Cash 13.61% Debt 86.12% Other 0.27% Debt Sector Allocation
Sector Value Corporate 63% Government 30.91% Cash Equivalent 5.82% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Ltd.
Debentures | -3% ₹301 Cr 30,000 Power Finance Corp Ltd. 7.6%
Debentures | -3% ₹252 Cr 25,000 Small Industries Development Bank Of India
Debentures | -3% ₹245 Cr 24,500 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹225 Cr 21,946,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹224 Cr 21,904,000
↑ 4,500,000 State Bank Of India
Debentures | -2% ₹212 Cr 210 REC Ltd. 7.71%
Debentures | -2% ₹196 Cr 19,500 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹196 Cr 19,074,100
↑ 84,300 National Bank For Agriculture And Rural Development
Debentures | -2% ₹184 Cr 18,500 Rural Electrification Corporation Limited
Debentures | -2% ₹175 Cr 17,500
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