6 બેસ્ટ પરફોર્મિંગ ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડ્સ 2022 | Fincash.com

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6 શ્રેષ્ઠ પરફોર્મિંગ ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on November 8, 2024 , 3123 views

કરવેરાની મોસમ ખૂણે ખૂણે હોવાથી, રોકાણકારો જેઓ રોકાણ કરે છેELSS હંમેશા તે ફંડ્સ પર નજર નાખો જે શ્રેષ્ઠ પ્રદર્શન કરી રહ્યા છેબજાર. ઘણા રોકાણકારોને ઘણા બધામાંથી એક ફંડ પસંદ કરવાનું મુશ્કેલ લાગતું હોવાથી, અમે અહીં ELSS કેટેગરીમાં કેટલાક શ્રેષ્ઠ પ્રદર્શન કરનારાઓનું સૂચન કરવા આવ્યા છીએ.

રોકાણકારો આ ફંડ્સમાં રોકાણ કરી શકે છે અને હેઠળ દર વર્ષે INR 1.5 લાખ સુધીની બચત કરી શકે છેકલમ 80C નાઆવક વેરો એક્ટ 1961. ELSS સ્કીમનો લૉક-ઇન પિરિયડ ઓછામાં ઓછો 3 વર્ષનો હોય છે. અમારી ભલામણ કરેલ શ્રેષ્ઠ પ્રદર્શન કર બચતમ્યુચ્યુઅલ ફંડ એયુએમ જેવા કેટલાક મહત્વપૂર્ણ પરિમાણો હાથ ધરીને કાળજીપૂર્વક શોર્ટલિસ્ટ કરવામાં આવ્યું છે,નથી, ભૂતકાળનું પ્રદર્શન, વગેરે.

આમ, રોકાણકારો સરળતાથી તેમની કર બચતનું આયોજન કરી શકે છેરોકાણ આ ભંડોળમાં.

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શ્રેષ્ઠ પ્રદર્શન કર બચત મ્યુચ્યુઅલ ફંડ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Tata India Tax Savings Fund Growth	₹44.0313 ↓ -0.18	₹4,926	3	15.4	33.8	15	18.6	24
IDFC Tax Advantage (ELSS) Fund Growth	₹149.693 ↓ -0.17	₹7,354	-1.1	7.6	26.7	14.3	22.6	28.3
L&T Tax Advantage Fund Growth	₹132.264 ↑ 0.02	₹4,485	2.8	15.6	43.7	17.4	19.5	28.4
Principal Tax Savings Fund Growth	₹489.734 ↓ -0.11	₹1,411	-0.5	9	27.1	12.8	19.1	24.5
BOI AXA Tax Advantage Fund Growth	₹167.27 ↓ -0.89	₹1,486	-1.7	8.8	38.9	17.5	25.2	34.8
Invesco India Tax Plan Growth	₹125.76 ↓ -0.11	₹3,058	2.4	15.5	36.4	13.2	19.1	30.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 24

*1000 કરોડ થી 10 ની વચ્ચે નેટ એસેટ્સ ધરાવતા ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડની યાદી,000 કરોડ.

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 1 in ELSS category. Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (11 Nov 24)	₹44.0313 ↓ -0.18 (-0.40 %)
Net Assets (Cr)	₹4,926 on 30 Sep 24
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	2.36
Information Ratio	0.15
Alpha Ratio	-1.92
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,592
31 Oct 21	₹14,951
31 Oct 22	₹15,678
31 Oct 23	₹17,115
31 Oct 24	₹23,489

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.3%
3 Month	3%
6 Month	15.4%
1 Year	33.8%
3 Year	15%
5 Year	18.6%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%
2014

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	2.79 Yr.
Tejas Gutka	9 Mar 21	3.57 Yr.

Data below for Tata India Tax Savings Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	29.58%
Consumer Cyclical	16.44%
Industrials	14.78%
Basic Materials	7.53%
Technology	7.11%
Energy	5.55%
Communication Services	5.01%
Utility	3.9%
Real Estate	3.3%
Health Care	3.2%
Consumer Defensive	1.62%

Asset Allocation

Asset Class	Value
Cash	1.99%
Equity	98.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	6%	₹299 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	5%	₹271 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹218 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹199 Cr	675,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	3%	₹171 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	3%	₹161 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹160 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹153 Cr	3,451,000
Samvardhana Motherson International Ltd (Consumer Cyclical) Equity, Since 30 Nov 22 \| MOTHERSON	3%	₹144 Cr	6,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹129 Cr	352,147

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch. Ranked 3 in ELSS category. Return for 2023 was 28.3% , 2022 was 4.2% and 2021 was 49.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (11 Nov 24)	₹149.693 ↓ -0.17 (-0.11 %)
Net Assets (Cr)	₹7,354 on 30 Sep 24
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	2.32
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,943
31 Oct 21	₹17,916
31 Oct 22	₹18,751
31 Oct 23	₹21,358
31 Oct 24	₹27,692

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-3.7%
3 Month	-1.1%
6 Month	7.6%
1 Year	26.7%
3 Year	14.3%
5 Year	22.6%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%
2014	42.2%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	7.95 Yr.
Ritika Behera	7 Oct 23	0.99 Yr.
Gaurav Satra	10 Jun 24	0.31 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	25.54%
Consumer Cyclical	11.4%
Technology	10.94%
Industrials	9.51%
Health Care	9.48%
Basic Materials	8.77%
Consumer Defensive	8.68%
Energy	5.71%
Communication Services	3.38%
Utility	2.86%
Real Estate	1.53%

Asset Allocation

Asset Class	Value
Cash	2.19%
Equity	97.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| 500180	6%	₹401 Cr	2,450,000 ↑ 50,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| 532174	5%	₹369 Cr	3,000,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| 500325	5%	₹355 Cr	1,175,000 ↑ 25,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| 500209	4%	₹272 Cr	1,400,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	4%	₹270 Cr	2,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| 532454	3%	₹191 Cr	1,200,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	2%	₹166 Cr	4,000,000
Cipla Ltd (Healthcare) Equity, Since 30 Sep 20 \| 500087	2%	₹149 Cr	900,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Aug 17 \| 500093	2%	₹146 Cr	2,100,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	2%	₹146 Cr	1,500,000

3. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch. Ranked 7 in ELSS category. Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (11 Nov 24)	₹132.264 ↑ 0.02 (0.01 %)
Net Assets (Cr)	₹4,485 on 30 Sep 24
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	3.09
Information Ratio	0.42
Alpha Ratio	7.78
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,844
31 Oct 21	₹14,423
31 Oct 22	₹14,802
31 Oct 23	₹16,277
31 Oct 24	₹24,134

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.6%
3 Month	2.8%
6 Month	15.6%
1 Year	43.7%
3 Year	17.4%
5 Year	19.5%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%
2014	44.8%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Gautam Bhupal	26 Nov 22	1.85 Yr.
Sonal Gupta	21 Jul 21	3.2 Yr.
Abhishek Gupta	1 Mar 24	0.59 Yr.

Data below for L&T Tax Advantage Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	23.1%
Industrials	20.71%
Consumer Cyclical	17.12%
Technology	10.45%
Basic Materials	6.44%
Health Care	5.38%
Energy	4.3%
Utility	3.83%
Consumer Defensive	3.66%
Real Estate	2.84%
Communication Services	1.78%

Asset Allocation

Asset Class	Value
Cash	0.39%
Equity	99.61%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	4%	₹201 Cr	1,162,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	3%	₹147 Cr	1,155,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹141 Cr	475,906 ↓ -61,694
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹132 Cr	703,100
Trent Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| 500251	3%	₹120 Cr	158,100
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	2%	₹111 Cr	301,450
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹101 Cr	184,700
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹95 Cr	3,493,588
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	2%	₹92 Cr	258,300
KPIT Technologies Ltd (Technology) Equity, Since 30 Sep 21 \| KPITTECH	2%	₹84 Cr	518,700

4. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (11 Nov 24)	₹489.734 ↓ -0.11 (-0.02 %)
Net Assets (Cr)	₹1,411 on 30 Sep 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.26
Sharpe Ratio	2.33
Information Ratio	-0.38
Alpha Ratio	-1.23
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,092
31 Oct 21	₹16,270
31 Oct 22	₹16,978
31 Oct 23	₹18,415
31 Oct 24	₹24,132

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-3.5%
3 Month	-0.5%
6 Month	9%
1 Year	27.1%
3 Year	12.8%
5 Year	19.1%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.93 Yr.
Rohit Seksaria	1 Jan 22	2.75 Yr.

Data below for Principal Tax Savings Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	30.41%
Industrials	12.54%
Consumer Cyclical	10.94%
Technology	9.81%
Health Care	8.13%
Energy	7.28%
Consumer Defensive	6.7%
Communication Services	5.87%
Basic Materials	4.04%
Utility	0.7%
Real Estate	0.48%

Asset Allocation

Asset Class	Value
Cash	3.08%
Equity	96.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	7%	₹99 Cr	606,077
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| 532174	6%	₹81 Cr	661,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	6%	₹79 Cr	260,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹61 Cr	313,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹37 Cr	311,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹36 Cr	200,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹36 Cr	444,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹36 Cr	96,021
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	2%	₹34 Cr	283,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	2%	₹32 Cr	39,000

5. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.6% since its launch. Ranked 13 in ELSS category. Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund Growth
Launch Date	25 Feb 09
NAV (11 Nov 24)	₹167.27 ↓ -0.89 (-0.53 %)
Net Assets (Cr)	₹1,486 on 30 Sep 24
Category	Equity - ELSS
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.37
Sharpe Ratio	2.33
Information Ratio	0.35
Alpha Ratio	-0.03
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,437
31 Oct 21	₹18,517
31 Oct 22	₹18,708
31 Oct 23	₹21,227
31 Oct 24	₹30,948

BOI AXA Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.7%
3 Month	-1.7%
6 Month	8.8%
1 Year	38.9%
3 Year	17.5%
5 Year	25.2%
10 Year
15 Year
Since launch	19.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34.8%
2022	-1.3%
2021	41.5%
2020	31.2%
2019	14.6%
2018	-16.3%
2017	57.7%
2016	-1.2%
2015	2.1%
2014	44%

Fund Manager information for BOI AXA Tax Advantage Fund

Name	Since	Tenure
Alok Singh	27 Apr 22	2.43 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	25.45%
Industrials	16.75%
Basic Materials	15.78%
Technology	9.84%
Consumer Cyclical	5.75%
Energy	5.35%
Utility	4.89%
Consumer Defensive	3.9%
Health Care	3.43%
Real Estate	1.6%
Communication Services	1.01%

Asset Allocation

Asset Class	Value
Cash	6.21%
Equity	93.75%
Debt	0.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	5%	₹73 Cr	420,000 ↑ 130,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	4%	₹62 Cr	1,211,000
State Bank of India (Financial Services) Equity, Since 31 Oct 21 \| SBIN	4%	₹59 Cr	752,000
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| OIL	3%	₹46 Cr	790,000 ↓ -163,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹42 Cr	955,000
Prudent Corporate Advisory Services Ltd (Financial Services) Equity, Since 31 Oct 23 \| 543527	2%	₹34 Cr	130,000
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	2%	₹34 Cr	114,000
General Insurance Corp of India (Financial Services) Equity, Since 29 Feb 24 \| GICRE	2%	₹34 Cr	850,696 ↑ 490,696
Tata Power Co Ltd (Utilities) Equity, Since 31 Aug 23 \| 500400	2%	₹30 Cr	627,000 ↑ 68,000
Ami Organics Ltd (Basic Materials) Equity, Since 31 May 24 \| 543349	2%	₹30 Cr	172,000 ↑ 16,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 17 in ELSS category. Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan Growth
Launch Date	29 Dec 06
NAV (11 Nov 24)	₹125.76 ↓ -0.11 (-0.09 %)
Net Assets (Cr)	₹3,058 on 30 Sep 24
Category	Equity - ELSS
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	2.82
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,132
31 Oct 21	₹15,935
31 Oct 22	₹14,952
31 Oct 23	₹16,815
31 Oct 24	₹23,813

Invesco India Tax Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.1%
3 Month	2.4%
6 Month	15.5%
1 Year	36.4%
3 Year	13.2%
5 Year	19.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	30.9%
2022	-7.7%
2021	32.6%
2020	19.2%
2019	9.4%
2018	-1.3%
2017	35.7%
2016	3.4%
2015	5.8%
2014	54.3%

Fund Manager information for Invesco India Tax Plan

Name	Since	Tenure
Amit Nigam	3 Sep 20	4.08 Yr.
Dhimant Kothari	29 Mar 18	6.51 Yr.

Data below for Invesco India Tax Plan as on 30 Sep 24

Equity Sector Allocation

Sector	Value
Financial Services	22.72%
Industrials	16.44%
Consumer Cyclical	14.03%
Health Care	13.37%
Technology	10.39%
Basic Materials	7.93%
Consumer Defensive	6.94%
Energy	3.86%
Communication Services	2.04%
Utility	1.34%
Real Estate	0.26%

Asset Allocation

Asset Class	Value
Cash	0.67%
Equity	99.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 22 \| HDFCBANK	5%	₹158 Cr	909,937
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 15 \| ICICIBANK	5%	₹154 Cr	1,212,581 ↑ 59,076
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jul 23 \| TCS	3%	₹106 Cr	248,540 ↓ -66,890
Blue Star Ltd (Industrials) Equity, Since 31 Jan 24 \| BLUESTARCO	3%	₹86 Cr	414,534
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 Jan 24 \| DIVISLAB	3%	₹81 Cr	147,999
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 17 \| RELIANCE	3%	₹77 Cr	261,820 ↓ -272,179
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	2%	₹76 Cr	617,463 ↑ 120,129
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Dec 22 \| UNITDSPR	2%	₹76 Cr	476,854 ↓ -65,407
Suzlon Energy Ltd (Industrials) Equity, Since 31 Aug 23 \| SUZLON	2%	₹74 Cr	9,289,862
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Nov 22 \| APOLLOHOSP	2%	₹73 Cr	100,754

ઇક્વિટી લિંક્ડ સેવિંગ સ્કીમમાં કર બચત

ચાલો ELSS સાથે અને વગર કર બચતની સરખામણી કરીને કર લાભો તપાસીએ:

ખાસ	ટેક્સ પ્લાનિંગ (ELSS)	કોઈ ટેક્સ પ્લાનિંગ નથી
કુલ કુલઆવક	8,00,000	8,00,000
કરવેરામાંથી મુક્તિ	1,50,000	શૂન્ય
કુલકરપાત્ર આવક	6,50,000	8,00,000
ટેક્સ ચૂકવવાનો છે	32,500 છે	62,500 છે
બચત રકમ	30,000	શૂન્ય

તેથી, ELSS માં રોકાણ કરીને બચત કુલ રકમ INR 30,000 છે.

ટેક્સ સેવિંગ મ્યુચ્યુઅલ ફંડમાં રોકાણ કરવાના ફાયદા

કર લાભો સાથે, ELSS તમને નીચેના લાભો પણ આપે છે:

ઇક્વિટી રિટર્ન્સ

ELSS એ ઇક્વિટી અને ટેક્સ સેવિંગનું સંયોજન હોવાથી, તમે રોકાણ કરો છો તે નાણાં જેમ જેમ શેરબજાર વધે છે તેમ તેમ વધે છે. તેથી, રોકાણકારો ઇક્વિટી માર્કેટમાંથી પણ વળતર મેળવી શકે છે. આથી, ELSS એ લાંબા ગાળાની સંપત્તિ સર્જનનો માર્ગ પણ છે.

SIP લાભો

એકસાથે રકમનું રોકાણ કરવાને બદલે, રોકાણકારો દ્વારા માસિક રોકાણ કરીને સરળ રસ્તો પસંદ કરી શકે છે.SIP. SIP સાથે, વ્યક્તિ INR 500 જેટલું ઓછું રોકાણ કરી શકે છે, જે તેને રોકાણકારો માટે સૌથી સસ્તું કર-આયોજન અને રોકાણનો માર્ગ બનાવે છે.

સૌથી ટૂંકો લોક-ઇન સમયગાળો

ELSS પાસે 3 વર્ષનો લોક-ઇન સમયગાળો છે, જે અન્ય તમામ ટેક્સ-બચત સાધનોમાં સૌથી ટૂંકો લોક-ઇન સમયગાળો છે.

ELSS ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?

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દસ્તાવેજો અપલોડ કરો (PAN, આધાર, વગેરે).અને, તમે રોકાણ કરવા માટે તૈયાર છો!

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Disclaimer:
અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.