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ફિન્કેશ »મ્યુચ્યુઅલ ફંડ »એક વર્ષ માટે શ્રેષ્ઠ SIP યોજનાઓ

1 વર્ષના રોકાણ 2022 માટે 9 શ્રેષ્ઠ SIP પ્લાન

Updated on December 18, 2024 , 120259 views

શ્રેષ્ઠ SIP યોજનાઓ? તેમને કેવી રીતે પસંદ કરવા? આ કેટલાક સામાન્ય પ્રશ્નો છે જે રોકાણકારોના મનમાં જ્યારે વિચારે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ એ દ્વારાSIP અથવા વ્યવસ્થિતરોકાણ યોજના.

SIP રોકાણ સૌથી શિસ્તબદ્ધ છેરોકાણ રોકાણ કરતી વખતે વિકલ્પોમ્યુચ્યુઅલ ફંડ. વધુમાં, SIP મ્યુચ્યુઅલ ફંડમાં રોકાણની લઘુત્તમ રકમ INR 500 જેટલી ઓછી છે. આનાથી રોકાણ કરવામાં આવે છે.ટોચની SIP ખૂબ અનુકૂળ યોજનાઓ.

SIP

SIP માં શા માટે રોકાણ કરો?

મ્યુચ્યુઅલ ફંડમાં SIP રોકાણ એ બચત કરવાની આદત કેળવવાની સૌથી અનુકૂળ રીત છે. ઘણી વાર કમાણી કરનારા લોકોની યુવા પેઢી વધુ બચત કરતી નથી. વ્યવસ્થિત રોકાણ યોજના ધરાવવા માટે કોઈને મોટા પ્રમાણમાં રોકાણની જરૂર નથી કારણ કે પ્રારંભિક રકમ રૂ. 500 જેટલી ઓછી છે, અને કેટલાક ફંડ્સ માસિક રૂ. 100 માટે SIP પણ ઓફર કરે છે. નાનપણથી જ, વ્યક્તિ પોતાની બચતને રોકાણના સ્વરૂપમાં બનાવવાની આદતમાં પડી શકે છે. SIP, આમ દરેક મહિના દરમિયાન બચત કરવા માટે એક નિશ્ચિત રકમ અલગ રાખે છે. વ્યવસ્થિત રોકાણ યોજનાઓ તેથી સ્માર્ટ રોકાણના સૌથી મહત્વપૂર્ણ સાધનો પૈકી એક છે.

SIP તમને તમારા માટે તૈયાર કરવામાં મદદ કરે છેનાણાકીય લક્ષ્યો મુશ્કેલી મુક્ત રીતે. એસઆઈપી રાખવી ખૂબ જ અનુકૂળ છે કારણ કે મ્યુચ્યુઅલ ફંડ્સને કાગળની કાર્યવાહી માત્ર એક જ વખત કરવાની જરૂર છે જે પછી માસિક રકમોમાંથી ડેબિટ કરવામાં આવે છે.બેંક હસ્તક્ષેપ વિના સીધા એકાઉન્ટ. પરિણામે, SIP ને અન્ય રોકાણો અને બચત વિકલ્પો દ્વારા જરૂરી પ્રયત્નોની જરૂર પડતી નથી.

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નાણાકીય વર્ષ 22 - 23 માં 1 વર્ષના રોકાણ માટે શ્રેષ્ઠ SIP યોજનાઓ

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹526.161
↑ 0.14
₹15,890 1,000 23.87.86.67.27.61%5M 8D7M 17D
ICICI Prudential Ultra Short Term Fund Growth ₹26.6237
↑ 0.00
₹13,935 1,000 1.83.57.56.36.97.6%4M 28D5M 16D
BOI AXA Liquid Fund Growth ₹2,899.44
↑ 0.56
₹1,657 1,000 1.73.67.46.477.05%1M 24D1M 24D
Invesco India Ultra Short Term Fund Growth ₹2,593.41
↑ 0.43
₹1,764 1,000 1.73.47.466.67.37%5M 1D5M 13D
LIC MF Liquid Fund Growth ₹4,553.53
↑ 0.84
₹10,650 1,000 1.73.57.46.377.02%1M 6D1M 6D
ICICI Prudential Liquid Fund Growth ₹372.724
↑ 0.07
₹56,002 99 1.73.57.46.377.08%1M 6D1M 9D
Indiabulls Liquid Fund Growth ₹2,433.91
↑ 0.39
₹147 500 1.73.57.46.26.87.1%23D23D
Mirae Asset Cash Management Fund Growth ₹2,640.15
↑ 0.47
₹15,673 1,000 1.73.57.46.477%1M 10D1M 11D
Nippon India Liquid Fund  Growth ₹6,144.23
↑ 1.09
₹32,108 100 1.73.57.36.377.19%1M 20D1M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

1. Aditya Birla Sun Life Savings Fund

The primary objective of the schemes is to generate regular income through investments in debt and money market instruments. Income maybe generated through the receipt of coupon payments or the purchase and sale of securities in the underlying portfolio. The schemes will under normal market conditions, invest its net assets in fixed income securities, money market instruments, cash and cash equivalents.

Aditya Birla Sun Life Savings Fund is a Debt - Ultrashort Bond fund was launched on 16 Apr 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 6 in Ultrashort Bond category.  Return for 2023 was 7.2% , 2022 was 4.8% and 2021 was 3.9% .

Below is the key information for Aditya Birla Sun Life Savings Fund

Aditya Birla Sun Life Savings Fund
Growth
Launch Date 16 Apr 03
NAV (20 Dec 24) ₹526.161 ↑ 0.14   (0.03 %)
Net Assets (Cr) ₹15,890 on 15 Dec 24
Category Debt - Ultrashort Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.54
Sharpe Ratio 3.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.61%
Effective Maturity 7 Months 17 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,719
30 Nov 21₹11,139
30 Nov 22₹11,639
30 Nov 23₹12,472
30 Nov 24₹13,436

Aditya Birla Sun Life Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month 3.8%
1 Year 7.8%
3 Year 6.6%
5 Year 6.1%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.2%
2022 4.8%
2021 3.9%
2020 7%
2019 8.5%
2018 7.6%
2017 7.2%
2016 9.2%
2015 8.9%
2014 9.7%
Fund Manager information for Aditya Birla Sun Life Savings Fund
NameSinceTenure
Sunaina Cunha20 Jun 1410.46 Yr.
Kaustubh Gupta15 Jul 1113.39 Yr.
Monika Gandhi22 Mar 213.7 Yr.

Data below for Aditya Birla Sun Life Savings Fund as on 15 Dec 24

Asset Allocation
Asset ClassValue
Cash44.4%
Debt55.34%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate53.84%
Cash Equivalent39.09%
Government6.82%
Credit Quality
RatingValue
AA35.54%
AAA64.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank 7.83%
Debentures | -
5%₹821 Cr82,000
Aditya BSL Liquid Dir Gr
Investment Fund | -
5%₹751 Cr18,413,893
↑ 18,413,893
Shriram Finance Company Limited
Debentures | -
4%₹602 Cr60,000
Nirma Limited
Debentures | -
3%₹487 Cr48,500
↓ -1,500
National Housing Bank
Debentures | -
3%₹400 Cr40,000
Tata Realty And Infrastructure Limited
Debentures | -
2%₹360 Cr36,000
Rural Electrification Corporation Limited
Debentures | -
2%₹326 Cr32,500
Bharti Telecom Limited
Debentures | -
2%₹325 Cr3,250
7.3% Govt Stock 2028
Sovereign Bonds | -
2%₹317 Cr31,500,000
Bajaj Housing Finance Ltd. 8%
Debentures | -
2%₹301 Cr30,000

2. ICICI Prudential Ultra Short Term Fund

(Erstwhile ICICI Prudential Regular Income Fund)

The fund’s objective is to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme.

ICICI Prudential Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 3 May 11. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.9% , 2022 was 4.5% and 2021 was 4% .

Below is the key information for ICICI Prudential Ultra Short Term Fund

ICICI Prudential Ultra Short Term Fund
Growth
Launch Date 3 May 11
NAV (20 Dec 24) ₹26.6237 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹13,935 on 15 Dec 24
Category Debt - Ultrashort Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 1.92
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Months (0.5%),1 Months and above(NIL)
Yield to Maturity 7.6%
Effective Maturity 5 Months 16 Days
Modified Duration 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,677
30 Nov 21₹11,105
30 Nov 22₹11,583
30 Nov 23₹12,385
30 Nov 24₹13,303

ICICI Prudential Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.5%
1 Year 7.5%
3 Year 6.3%
5 Year 5.9%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 4.5%
2021 4%
2020 6.5%
2019 8.4%
2018 7.5%
2017 6.9%
2016 9.8%
2015 9.1%
2014 14.8%
Fund Manager information for ICICI Prudential Ultra Short Term Fund
NameSinceTenure
Manish Banthia15 Nov 168.05 Yr.
Ritesh Lunawat15 Jun 177.47 Yr.

Data below for ICICI Prudential Ultra Short Term Fund as on 15 Dec 24

Asset Allocation
Asset ClassValue
Cash59.36%
Debt40.4%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate49.72%
Cash Equivalent40.03%
Government9.31%
Securitized0.71%
Credit Quality
RatingValue
AA16.21%
AAA83.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
3%₹394 Cr40,000,000
364 DTB 13032025
Sovereign Bonds | -
3%₹392 Cr40,000,000
LIC Housing Finance Limited
Debentures | -
3%₹385 Cr3,850
Small Industries Development Bank Of India
Debentures | -
3%₹373 Cr3,750
Bharti Telecom Limited
Debentures | -
2%₹326 Cr32,500
India (Republic of)
- | -
2%₹298 Cr30,000,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹298 Cr3,000
Rural Electrification Corporation Limited
Debentures | -
2%₹235 Cr2,350
LIC Housing Finance Limited
Debentures | -
2%₹225 Cr2,250
↑ 2,250
Oberoi Realty Ltd.
Debentures | -
1%₹200 Cr20,000

3. BOI AXA Liquid Fund

Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments. However there can be no assurance that the investment objectives of the Scheme will be realized.

BOI AXA Liquid Fund is a Debt - Liquid Fund fund was launched on 16 Jul 08. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 34 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.9% and 2021 was 3.3% .

Below is the key information for BOI AXA Liquid Fund

BOI AXA Liquid Fund
Growth
Launch Date 16 Jul 08
NAV (22 Dec 24) ₹2,899.44 ↑ 0.56   (0.02 %)
Net Assets (Cr) ₹1,657 on 30 Nov 24
Category Debt - Liquid Fund
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Low
Expense Ratio 0.1
Sharpe Ratio 7.01
Information Ratio -1.21
Alpha Ratio 0.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.05%
Effective Maturity 1 Month 24 Days
Modified Duration 1 Month 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,429
30 Nov 21₹10,763
30 Nov 22₹11,262
30 Nov 23₹12,051
30 Nov 24₹12,951

BOI AXA Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for BOI AXA Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.6%
1 Year 7.4%
3 Year 6.4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.9%
2021 3.3%
2020 4.1%
2019 6.4%
2018 7.4%
2017 6.7%
2016 7.6%
2015 8.3%
2014 9%
Fund Manager information for BOI AXA Liquid Fund
NameSinceTenure
Mithraem Bharucha17 Aug 213.29 Yr.

Data below for BOI AXA Liquid Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash99.8%
Other0.2%
Debt Sector Allocation
SectorValue
Cash Equivalent94.44%
Government5.37%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days T - Bill- 06/02/2025
Sovereign Bonds | -
6%₹99 Cr10,000,000
↑ 10,000,000
ICICI Bank Ltd.
Debentures | -
6%₹99 Cr10,000,000
91 DTB 03012025
Sovereign Bonds | -
4%₹74 Cr7,500,000
Small Industries Dev Bank Of India (10/01/2025) ** #
Net Current Assets | -
4%₹74 Cr7,500,000
Hdfc Bank Limited (03/02/2025) ** #
Net Current Assets | -
4%₹72 Cr7,300,000
↑ 7,300,000
08.07 GJ Sdl 2025
Sovereign Bonds | -
3%₹50 Cr5,000,000
↑ 5,000,000
State Bank Of India (12/12/2024) ** #
Net Current Assets | -
3%₹50 Cr5,000,000
Reliance Jio Infocomm Limited (16/12/2024) **
Net Current Assets | -
3%₹50 Cr5,000,000
Kotak Securities Limited (20/12/2024) **
Net Current Assets | -
3%₹50 Cr5,000,000
Axis Bank Limited (26/12/2024) ** #
Certificate of Deposit | -
3%₹50 Cr5,000,000
↑ 5,000,000

4. Invesco India Ultra Short Term Fund

(Erstwhile Invesco India Medium Term Bond Fund)

The objective is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments.

Invesco India Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 30 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 40 in Ultrashort Bond category.  Return for 2023 was 6.6% , 2022 was 4.1% and 2021 was 3% .

Below is the key information for Invesco India Ultra Short Term Fund

Invesco India Ultra Short Term Fund
Growth
Launch Date 30 Dec 10
NAV (20 Dec 24) ₹2,593.41 ↑ 0.43   (0.02 %)
Net Assets (Cr) ₹1,764 on 30 Nov 24
Category Debt - Ultrashort Bond
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderate
Expense Ratio 0.74
Sharpe Ratio 1.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 5 Months 13 Days
Modified Duration 5 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,524
30 Nov 21₹10,841
30 Nov 22₹11,255
30 Nov 23₹12,001
30 Nov 24₹12,891

Invesco India Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Invesco India Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.4%
1 Year 7.4%
3 Year 6%
5 Year 5.2%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.6%
2022 4.1%
2021 3%
2020 5.1%
2019 7.6%
2018 7.3%
2017 7.1%
2016 9.1%
2015 8.3%
2014 10.1%
Fund Manager information for Invesco India Ultra Short Term Fund
NameSinceTenure
Krishna Cheemalapati4 Jan 204.91 Yr.
Vikas Garg27 Jul 213.35 Yr.

Data below for Invesco India Ultra Short Term Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash56.12%
Debt43.73%
Other0.14%
Debt Sector Allocation
SectorValue
Corporate46.51%
Cash Equivalent43.55%
Government9.79%
Credit Quality
RatingValue
AA19.68%
AAA80.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 18102024
Sovereign Bonds | -
5%₹84 Cr8,500,000
↑ 7,500,000
Power Finance Corporation Ltd.
Debentures | -
3%₹50 Cr5,000,000
↑ 2,500,000
91 DTB 03012025
Sovereign Bonds | -
3%₹50 Cr5,000,000
TATA Steel Limited
Debentures | -
3%₹45 Cr4,500,000
Larsen & Toubro Ltd. 7.58%
Debentures | -
2%₹35 Cr3,500,000
Ongc Petro Additions Limited
Debentures | -
2%₹30 Cr3,000,000
Export Import Bank Of India
Debentures | -
2%₹30 Cr3,000,000
364 DTB
Sovereign Bonds | -
2%₹30 Cr3,000,000
Bharti Telecom Limited
Debentures | -
1%₹25 Cr2,500,000
Bharti Telecom Limited
Debentures | -
1%₹25 Cr2,500,000
↑ 1,500,000

5. LIC MF Liquid Fund

An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised.

LIC MF Liquid Fund is a Debt - Liquid Fund fund was launched on 11 Mar 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 25 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.7% and 2021 was 3.3% .

Below is the key information for LIC MF Liquid Fund

LIC MF Liquid Fund
Growth
Launch Date 11 Mar 02
NAV (20 Dec 24) ₹4,553.53 ↑ 0.84   (0.02 %)
Net Assets (Cr) ₹10,650 on 30 Nov 24
Category Debt - Liquid Fund
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating
Risk Low
Expense Ratio 0.24
Sharpe Ratio 5.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.02%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,447
30 Nov 21₹10,782
30 Nov 22₹11,262
30 Nov 23₹12,039
30 Nov 24₹12,931

LIC MF Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for LIC MF Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.7%
2021 3.3%
2020 4.3%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.4%
2014 9%
Fund Manager information for LIC MF Liquid Fund
NameSinceTenure
Rahul Singh5 Oct 159.16 Yr.

Data below for LIC MF Liquid Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash99.75%
Other0.25%
Debt Sector Allocation
SectorValue
Cash Equivalent65.86%
Corporate32.02%
Government1.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹660 Cr
State Bank Of India
Certificate of Deposit | -
4%₹399 Cr8,000
↑ 8,000
91 Days Tbill Red 27-02-2025
Sovereign Bonds | -
4%₹394 Cr40,000,000
↑ 40,000,000
Punjab National Bank
Certificate of Deposit | -
3%₹350 Cr7,000
↑ 7,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹300 Cr6,000
↑ 6,000
364 DTB 02052024
Sovereign Bonds | -
3%₹297 Cr30,000,000
Birla Group Holdings Pvt Ltd.
Commercial Paper | -
3%₹295 Cr6,000
↑ 6,000
Motilal Oswal Financial Services Ltd.
Commercial Paper | -
3%₹285 Cr5,800
↑ 5,800
Export-Import Bank Of India
Commercial Paper | -
2%₹250 Cr5,000
↑ 5,000
Bank Of Baroda
Certificate of Deposit | -
2%₹250 Cr5,000
↑ 5,000

6. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 20 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund
Growth
Launch Date 17 Nov 05
NAV (20 Dec 24) ₹372.724 ↑ 0.07   (0.02 %)
Net Assets (Cr) ₹56,002 on 15 Dec 24
Category Debt - Liquid Fund
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Low
Expense Ratio 0.29
Sharpe Ratio 4.94
Information Ratio -2.69
Alpha Ratio -0.07
Min Investment 500
Min SIP Investment 99
Exit Load NIL
Yield to Maturity 7.08%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,447
30 Nov 21₹10,779
30 Nov 22₹11,261
30 Nov 23₹12,042
30 Nov 24₹12,931

ICICI Prudential Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.6%
2018 7.4%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for ICICI Prudential Liquid Fund
NameSinceTenure
Nikhil Kabra1 Dec 231 Yr.
Darshil Dedhia12 Jun 231.47 Yr.

Data below for ICICI Prudential Liquid Fund as on 15 Dec 24

Asset Allocation
Asset ClassValue
Cash99.81%
Other0.19%
Debt Sector Allocation
SectorValue
Cash Equivalent73.97%
Corporate24.64%
Government1.21%
Credit Quality
RatingValue
AA1.41%
AAA98.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
6%₹3,184 Cr
Treps
CBLO/Reverse Repo | -
4%₹2,409 Cr
Punjab National Bank
Certificate of Deposit | -
3%₹2,012 Cr40,500
↑ 40,500
91 DTB 09012025
Sovereign Bonds | -
3%₹1,476 Cr149,013,200
Bank Of India
Certificate of Deposit | -
2%₹1,249 Cr25,000
↑ 25,000
HDFC Bank Limited
Certificate of Deposit | -
2%₹1,219 Cr24,500
↑ 24,500
Cp Mankind Pharma Ltd
Commercial Paper | -
2%₹1,013 Cr20,500
↑ 20,500
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹999 Cr20,000
↑ 20,000
191 DTB 12/12/2024
Sovereign Bonds | -
2%₹996 Cr100,000,000
State Bank Of India
Certificate of Deposit | -
2%₹992 Cr20,000
↑ 20,000

7. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 2 in Liquid Fund category.  Return for 2023 was 6.8% , 2022 was 4.6% and 2021 was 3.1% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund
Growth
Launch Date 27 Oct 11
NAV (20 Dec 24) ₹2,433.91 ↑ 0.39   (0.02 %)
Net Assets (Cr) ₹147 on 30 Nov 24
Category Debt - Liquid Fund
AMC Indiabulls Asset Management Company Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 3.79
Information Ratio -3.66
Alpha Ratio -0.13
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.1%
Effective Maturity 23 Days
Modified Duration 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,407
30 Nov 21₹10,730
30 Nov 22₹11,193
30 Nov 23₹11,941
30 Nov 24₹12,820

Indiabulls Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.2%
5 Year 5.1%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.8%
2022 4.6%
2021 3.1%
2020 3.9%
2019 6.6%
2018 7.3%
2017 6.7%
2016 7.8%
2015 8.5%
2014 9.1%
Fund Manager information for Indiabulls Liquid Fund
NameSinceTenure
Kaustubh Sule11 May 231.56 Yr.

Data below for Indiabulls Liquid Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash99.9%
Other0.1%
Debt Sector Allocation
SectorValue
Cash Equivalent70.37%
Corporate29.07%
Government0.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Limited
Commercial Paper | -
9%₹50 Cr5,000,000
↑ 5,000,000
Export-Import Bank Of India
Commercial Paper | -
9%₹50 Cr5,000,000
↑ 5,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
9%₹50 Cr5,000,000
↑ 5,000,000
Canara Bank
Certificate of Deposit | -
8%₹43 Cr4,400,000
↑ 4,400,000
91 Days Tbill
Sovereign Bonds | -
7%₹40 Cr4,000,000
ICICI Bank Limited
Certificate of Deposit | -
6%₹34 Cr3,450,000
↑ 3,450,000
Reverse Repo 18-Nov-24
CBLO/Reverse Repo | -
6%₹33 Cr
Hero Fincorp Limited
Commercial Paper | -
5%₹25 Cr2,500,000
↑ 2,500,000
Axis Bank Limited
Certificate of Deposit | -
5%₹25 Cr2,500,000
↑ 2,500,000
HDFC Bank Limited
Certificate of Deposit | -
5%₹25 Cr2,500,000
↑ 2,500,000

8. Mirae Asset Cash Management Fund

The investment objective of the scheme is to generate consistent returns with a high level of liquidity in a judicious portfolio mix comprising of money market and debt instruments. The Scheme does not guarantee any returns.

Mirae Asset Cash Management Fund is a Debt - Liquid Fund fund was launched on 12 Jan 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 48 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for Mirae Asset Cash Management Fund

Mirae Asset Cash Management Fund
Growth
Launch Date 12 Jan 09
NAV (20 Dec 24) ₹2,640.15 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹15,673 on 30 Nov 24
Category Debt - Liquid Fund
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Low
Expense Ratio 0.15
Sharpe Ratio 4.84
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 1 Month 11 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,438
30 Nov 21₹10,780
30 Nov 22₹11,270
30 Nov 23₹12,054
30 Nov 24₹12,943

Mirae Asset Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Mirae Asset Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 6.4%
5 Year 5.3%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.6%
2018 7.3%
2017 6.6%
2016 7.2%
2015 7.8%
2014 8.7%
Fund Manager information for Mirae Asset Cash Management Fund
NameSinceTenure
Amit Modani1 Nov 240.08 Yr.
Abhishek Iyer28 Dec 203.93 Yr.

Data below for Mirae Asset Cash Management Fund as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash99.79%
Other0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent99.79%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹860 Cr
Canara Bank
Certificate of Deposit | -
3%₹447 Cr45,000,000
↑ 45,000,000
Punjab National Bank
Certificate of Deposit | -
2%₹348 Cr35,000,000
↑ 35,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
2%₹298 Cr30,000,000
↑ 30,000,000
Axis Bank Ltd.
Certificate of Deposit | -
2%₹296 Cr30,000,000
↑ 30,000,000
91 DTB 13022025
Sovereign Bonds | -
2%₹295 Cr30,000,000
↑ 30,000,000
Small Industries Development Bank Of India
Certificate of Deposit | -
2%₹271 Cr27,500,000
↑ 27,500,000
91 DTB 05122024
Sovereign Bonds | -
2%₹234 Cr23,500,000
364 DTB 21112024
Sovereign Bonds | -
1%₹225 Cr22,500,000
182 DTB 18112024
Sovereign Bonds | -
1%₹225 Cr22,500,000

9. Nippon India Liquid Fund 

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund  is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 11 in Liquid Fund category.  Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Nippon India Liquid Fund 

Nippon India Liquid Fund 
Growth
Launch Date 9 Dec 03
NAV (20 Dec 24) ₹6,144.23 ↑ 1.09   (0.02 %)
Net Assets (Cr) ₹32,108 on 30 Nov 24
Category Debt - Liquid Fund
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.33
Sharpe Ratio 4.23
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.19%
Effective Maturity 1 Month 25 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 19₹10,000
30 Nov 20₹10,445
30 Nov 21₹10,776
30 Nov 22₹11,260
30 Nov 23₹12,038
30 Nov 24₹12,924

Nippon India Liquid Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Liquid Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.3%
3 Year 6.3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7%
2022 4.8%
2021 3.2%
2020 4.3%
2019 6.7%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
Fund Manager information for Nippon India Liquid Fund 
NameSinceTenure
Siddharth Deb1 Mar 222.76 Yr.
Kinjal Desai25 May 186.53 Yr.
Vikash Agarwal14 Sep 240.21 Yr.

Data below for Nippon India Liquid Fund  as on 30 Nov 24

Asset Allocation
Asset ClassValue
Cash99.77%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent65.89%
Corporate30.04%
Government3.85%
Credit Quality
RatingValue
AA1.01%
AAA98.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Punjab National Bank**
Net Current Assets | -
7%₹2,321 Cr47,000
↑ 5,000
Reverse Repo
CBLO/Reverse Repo | -
6%₹2,020 Cr
Idbi Bank Limited**
Net Current Assets | -
3%₹1,232 Cr25,000
↑ 20,000
Sikka Ports And Terminals Limited**
Net Current Assets | -
3%₹1,192 Cr24,000
↑ 9,000
Icici Securities Limited**
Net Current Assets | -
3%₹1,133 Cr22,800
↓ -1,000
Axis Bank Limited**
Net Current Assets | -
3%₹1,116 Cr22,500
Union Bank Of India**
Net Current Assets | -
3%₹1,092 Cr22,000
Export Import Bank Of India**
Net Current Assets | -
3%₹1,068 Cr21,500
Tata Steel Limited**
Net Current Assets | -
3%₹1,038 Cr21,000
↑ 10,000
Canara Bank**
Net Current Assets | -
3%₹1,019 Cr20,500
↓ -4,500

મ્યુચ્યુઅલ ફંડ SIP માં ઓનલાઈન કેવી રીતે રોકાણ કરવું?

  1. Fincash.com પર આજીવન માટે મફત રોકાણ ખાતું ખોલો.

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    શરૂ કરો

FAQs

1. SIP માં કાર્યકાળનું મહત્વ શું છે?

અ: જ્યારે તમે SIP પસંદ કરો છો, ત્યારે તમારે પ્રથમ વસ્તુ ધ્યાનમાં લેવી જોઈએ તે છે કાર્યકાળ. કાર્યકાળની તપાસ કરવી અને પછી રોકાણ કરવું એ સારો વિચાર છે કારણ કે તમારે કાર્યકાળ પૂર્ણ કરતા પહેલા તમારું રોકાણ બંધ ન કરવું જોઈએ. જો તમે આમ કરો છો, તો તમારે એક્ઝિટ લોડના રૂપમાં પેનલ્ટી ચૂકવવી પડી શકે છે.

2. શું એક વર્ષની SIP સારી છે?

અ: હા, એક વર્ષની SIP સારી છે, ખાસ કરીને જો તમે ઝડપી વળતર શોધી રહ્યા હોવ. સામાન્ય રીતે, એક વર્ષની SIP ની મદદથી, તમે તમારા ફંડ પોર્ટફોલિયોના આધારે તમારા રોકાણ પર 4.2% થી 6.2% સુધીના ROI ની અપેક્ષા રાખી શકો છો.

3. મારે એક વર્ષની SIP માં શા માટે રોકાણ કરવું જોઈએ?

અ: જો તમે મ્યુચ્યુઅલ ફંડ રોકાણ માટે નવા હો અને રોકાણના પોર્ટફોલિયોમાં વૈવિધ્ય લાવવાનું આયોજન કરી રહ્યાં હોવ તો એક વર્ષની SIP ઉપયોગી છે.

4. શું એક વર્ષની SIP સારું વળતર આપે છે?

અ: એક વર્ષની SIP યુવા રોકાણકારોમાં લોકપ્રિયતા મેળવી રહી છે કારણ કે આ સારા અને ઝડપી વળતર આપે છે. જો તમારે મ્યુચ્યુઅલ ફંડને સમજવું હોય તોબજાર, તો એક વર્ષ SIP એ સારો વિચાર છે.

5. શું તમામ SIP સારું વળતર આપે છે?

અ: SIP એ તમારા રોકાણ પોર્ટફોલિયોમાં વૈવિધ્ય લાવવાની શ્રેષ્ઠ રીતો પૈકીની એક છે અને તે સારું વળતર આપવા માટે જાણીતી છે. તે તમને તમે રોકાણ કરવા માંગો છો તે ભંડોળ અને રકમ પણ પસંદ કરવા દે છે. તમને નિયમિત અંતરાલ પર નાની રકમનું રોકાણ કરવાની તક મળે છે.

6. શું તમામ SIPમાં લાર્જ-કેપ શેરોનો સમાવેશ થાય છે?

અ: મુજબસેબી આદેશ, SIP રોકાણકારોએ રોકાણકારો અને કંપનીઓના રક્ષણ માટે 70:20:10 પ્રોટોકોલનું પાલન કરવું પડશે. આ નિયમ મુજબ, 70% ઇક્વિટી રોકાણ લાર્જ-કેપ શેરોમાં થશે, 20%મિડ-કેપ સ્ટોક, અને 10% માંનાની ટોપી સ્ટોક્સ તેથી SIP રોકાણમાં વિવિધતા લાવે છે, અને બધા માત્ર લાર્જ-કેપ શેરોમાં કેન્દ્રિત નથી.

7. શું SIPમાં રોકાણ કરી શકાય તેવી મહત્તમ અને લઘુત્તમ રકમ છે?

અ: તમે SIPમાં રોકાણ કરી શકો તે ન્યૂનતમ રકમ રૂ. 500 છે. જો કે, SIP માં રોકાણ કરવા માટે કોઈ ઉચ્ચ મર્યાદા નથી. તમે તમારા ફંડ મેનેજર સાથે આ પ્લાન કરી શકો છો.

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અહીં આપેલી માહિતી સચોટ છે તેની ખાતરી કરવા માટેના તમામ પ્રયાસો કરવામાં આવ્યા છે. જો કે, ડેટાની શુદ્ધતા અંગે કોઈ ગેરંટી આપવામાં આવતી નથી. કોઈપણ રોકાણ કરતા પહેલા કૃપા કરીને સ્કીમ માહિતી દસ્તાવેજ સાથે ચકાસો.
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