8 શ્રેષ્ઠ પ્રદર્શન કરનાર હાઇબ્રિડ બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડ્સ 2022 | Fincash.com

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હાઇબ્રિડ અથવા બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરો?
નાણાકીય વર્ષ 22 - 23 માં રોકાણ માટે ટોચના 8 હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ્સ
હાઇબ્રિડ / બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડ બેઝિક્સ
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બેલેન્સ્ડ ફંડમાં ઓનલાઈન કેવી રીતે રોકાણ કરવું?
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8 શ્રેષ્ઠ હાઇબ્રિડ બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડ્સ 2022

Updated on November 9, 2024 , 43456 views

હાઇબ્રિડ ફંડ તરીકે પણ ઓળખાય છેસંતુલિત ભંડોળ. હાઇબ્રિડ ફંડ્સ એક પ્રકાર છેમ્યુચ્યુઅલ ફંડ જે ઇક્વિટી અને બંનેમાં રોકાણ કરે છેડેટ મ્યુચ્યુઅલ ફંડ. બીજા શબ્દોમાં કહીએ તો, આ ફંડ ડેટ અને ઇક્વિટી બંનેના સંયોજન તરીકે કામ કરે છે, જ્યાં લગભગ 65% પોર્ટફોલિયો ઇક્વિટીને સમર્પિત છે અને બાકીનો ફિક્સ્ડ.આવક સાધનો

જે રોકાણકારોથી ડરતા હોય તેમના માટે હાઇબ્રિડ ફંડ્સ એક શ્રેષ્ઠ વિકલ્પ છેરોકાણ માંઇક્વિટી ફંડ્સ. આ ફંડ જોખમનો ભાગ ઘટાડશે અને સમય જતાં શ્રેષ્ઠ વળતર મેળવવામાં પણ મદદ કરશે. શ્રેષ્ઠ સંભવિત નફો મેળવવા માટે, રોકાણકારોને શ્રેષ્ઠ હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ અથવા શ્રેષ્ઠ સંતુલિત ફંડમાં રોકાણ કરવાની સલાહ આપવામાં આવે છે. આમ, તમારા માટે રોકાણ કરવાની પ્રક્રિયાને સરળ બનાવવા માટે, અમે નીચેના લેખમાં 2022 - 2023માં રોકાણ કરવા માટે કેટલાક ટોચના પરફોર્મિંગ હાઇબ્રિડ ફંડ્સને શોર્ટલિસ્ટ કર્યા છે.

હાઇબ્રિડ અથવા બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડમાં શા માટે રોકાણ કરો?

હાઇબ્રિડ ફંડ્સ પોર્ટફોલિયોને સંતુલિત કરવામાં મદદ કરે છે. જેમ કે ફંડ બંને શેરોમાં રોકાણ કરે છે અનેબોન્ડ, રોકાણકારો સંતુલિત મ્યુચ્યુઅલ ફંડમાં રોકાણ કરીને સરળતાથી સંતુલિત પોર્ટફોલિયો બનાવી શકે છે. આ યોજના વિવિધતાના લાભો પણ પ્રદાન કરે છે. વૈવિધ્યકરણ સ્થિર વળતર પેદા કરવામાં મદદ કરે છે; જેથી જો એક ફંડ ઓછું પ્રદર્શન કરે તો અન્ય પોર્ટફોલિયોને સ્થિર કરી શકે. આનાથી પોર્ટફોલિયોનું એકંદર જોખમ ઘટશે.
હાઇબ્રિડ અથવા સંતુલિત ફંડો તેમના ઇક્વિટી રોકાણો શરૂ કરવા માંગતા લોકો માટે પણ એક પ્રવેશદ્વાર છે. આ ટૂંકાથી મધ્ય કાર્યકાળમાં શ્રેષ્ઠ વળતર મેળવવામાં મદદ કરશે. આ સતત બદલાતા ઇક્વિટીના મોટા પતનને પણ અટકાવશેબજાર શરતો વધુમાં, હાઇબ્રિડ ફંડ્સમાં મધ્યમ સ્તરનું જોખમ હોય છે, જ્યારે ઇક્વિટી ફંડ્સમાં ઉચ્ચ સ્તરનું રોકાણ જોખમ હોય છે.
આદર્શરીતે, જે રોકાણકારો ઇચ્છે છે તેમના માટે હાઇબ્રિડ ફંડ્સ રોકાણનો સારો વિકલ્પ બની શકે છેમ્યુચ્યુઅલ ફંડમાં રોકાણ કરો. આ ભંડોળમાં બંને વિશ્વમાં શ્રેષ્ઠ છે: ઇક્વિટીના ફાયદા જ્યારે એનિશ્ચિત આવક રોકાણ આમ, રોકાણકારો ઉપરોક્ત સૂચિબદ્ધ શ્રેષ્ઠ હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ પસંદ કરી શકે છે અને સ્કીમમાં રોકાણ કરીને સારો નફો કમાઈ શકે છે.

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નાણાકીય વર્ષ 22 - 23 માં રોકાણ માટે ટોચના 8 હાઇબ્રિડ મ્યુચ્યુઅલ ફંડ્સ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
JM Equity Hybrid Fund Growth	₹124.224 ↓ -0.39	₹643	-0.5	11.2	38.7	20.8	25.2	33.8
HDFC Balanced Advantage Fund Growth	₹501.07 ↓ -0.12	₹96,536	-0.7	8.6	29.3	20.5	20.2	31.3
ICICI Prudential Equity and Debt Fund Growth	₹369.52 ↓ -0.52	₹41,396	-0.3	8.6	30.2	18.4	22	28.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth	₹37.84 ↓ -0.23	₹1,000	-0.9	12.1	32	17.4	26.1	33.7
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
UTI Hybrid Equity Fund Growth	₹393.965 ↓ -0.23	₹6,330	1.2	13.3	30.1	15.3	19	25.5
Nippon India Equity Hybrid Fund Growth	₹101.538 ↓ -0.15	₹3,976	1.7	10.4	27	14.9	13.3	24.1
Kotak Equity Hybrid Fund Growth	₹60.771 ↑ 0.10	₹6,715	1.4	14.3	30.7	14.6	18.4	20.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Nov 24

*ભંડોળની યાદી આના આધારે છેસંપત્તિ > 500 કરોડ & પર છટણી કરેલ3 વર્ષCAGR પરત કરે છે.

હાઇબ્રિડ / બેલેન્સ્ડ મ્યુચ્યુઅલ ફંડ બેઝિક્સ

1. સંતુલિત ભંડોળને સમજવું

ભારતમાં, બેલેન્સ ફંડ સામાન્ય રીતે તેમના પોર્ટફોલિયોના 65% સ્ટોક્સ/ઇક્વિટી/શેર્સમાં અને તેમના બાકીના સંસાધનો બોન્ડ અને અન્ય ડેટ ઇન્સ્ટ્રુમેન્ટ જેમ કે કોર્પોરેટ બોન્ડ/સરકારી બોન્ડ/ઇન્ફ્રાસ્ટ્રક્ચર બોન્ડ્સમાં રોકાણ કરે છે. તેથી સંતુલિત ફંડ સામાન્ય રીતે ઇક્વિટી-ઓરિએન્ટેડ હાઇબ્રિડ ફંડ હોય છે. તેઓ પ્રથમ વખતના રોકાણકારો માટે યોગ્ય વિકલ્પ તરીકે સેવા આપે છે જેમની પાસે ઓછા-જોખમની ભૂખ. તે એવા રોકાણકારો માટે છે જેઓ જોખમી વિકલ્પો લેવા માંગતા નથી પરંતુ તેમ છતાં ઈચ્છે છેપાટનગર પ્રશંસા ઉપરાંત ડેટ ઓરિએન્ટેડ હાઇબ્રિડ/બેલેન્સ્ડ ફંડ્સ છે જેમાં 65% અને 35% ઇક્વિટી છે.

2. હાઇબ્રિડ મ્યુચ્યુઅલ ફંડના પ્રકાર

દ્વારા મ્યુચ્યુઅલ ફંડના તાજેતરના (માર્ચ - એપ્રિલ 2018) વર્ગીકરણના આધારેસેબી. હાઇબ્રિડ ફંડના પ્રકારો નીચે મુજબ છે.

પ્રકાર	વિગતો
હાઇબ્રિડ ઇક્વિટી	65% ઇક્વિટી 35% દેવું
વર્ણસંકર દેવું	65% દેવું 35% ઇક્વિટી
આર્બિટ્રેશન	100% ઇક્વિટી આર્બિટ્રેજ
ગતિશીલ ફાળવણી	મૂલ્યાંકન પર આધારિત ગતિશીલ ફાળવણી
ઇક્વિટી બચત	આર્બિટ્રેજ તકો, ઇક્વિટી/ઇક્વિટી સંબંધિત સાધનોમાં રોકાણ અને દેવું/મની માર્કેટ સાધનો
મલ્ટી એસેટ	મલ્ટીપલ એસેટ જેવીફ્લોટિંગ રેટ અને ફિક્સ રેટ ડેટ ઇન્સ્ટ્રુમેન્ટ્સ, ઇક્વિટી, મની માર્કેટ ઇન્સ્ટ્રુમેન્ટ્સ અને ડેરિવેટિવ્ઝ
સંતુલિત હાઇબ્રિડ	50% ઇક્વિટી 50% દેવું

3. સંતુલિત ભંડોળના ફાયદા

બેલેન્સ ફંડ્સ મ્યુચ્યુઅલ ફંડના સિંગલ ડોકેટના સ્વરૂપમાં વૈવિધ્યકરણની સુવિધા પૂરી પાડે છે. એનરોકાણકાર આમ ભંડોળના કલગીનું વિશ્લેષણ અને પસંદગીની ઝંઝટમાંથી પસાર થવાની જરૂર છે. વ્યવસાયિક રીતે પ્રશિક્ષિત અને અનુભવી ફંડ મેનેજર રોકાણકાર માટે આ કામ કરે છે. ડેટ અને ઇક્વિટી ઘટકોનું ગણતરીપૂર્વકનું મિશ્રણ ફંડને બજારની અસ્થિરતા માટે ઓછું સંવેદનશીલ બનાવે છે. ફંડના ઇક્વિટી ઘટકોનો ઉદ્દેશ્ય મૂડીની પ્રશંસા પેદા કરવાનો છે અને તેમના દેવું ઘટકો અણધાર્યા બજાર સુધારાઓથી રોકાણને બચાવવા માટે સિક્યોરિટીઝ તરીકે સેવા આપે છે.

4. સંતુલિત ભંડોળના ગેરફાયદા

જ્યારે એવું લાગે છે કે સંતુલિત ભંડોળ વર્ચ્યુઅલ રીતે જોખમ-મુક્ત છે, તે સંપૂર્ણપણે એવું નથી. સંતુલિત ભંડોળમાં જોખમનો પોતાનો હિસ્સો હોય છે. જ્યારે સંખ્યાબંધ સ્ટોક્સ અને ડેટ ઇન્સ્ટ્રુમેન્ટ્સમાં સીધા રોકાણના કિસ્સામાં, વ્યક્તિ વિવિધ ભંડોળમાં વિવિધતા તરીકે સંસાધનોને સ્થાનાંતરિત કરી શકે છે.ટેક્સ પ્લાનિંગ અથવા સંપત્તિ સર્જન. જો કે, બેલેન્સ ફંડ્સમાં, રિસોર્સ એલોકેશનનો નિર્ણય ફંડ મેનેજર પાસે હોવાથી, કસ્ટમાઇઝ્ડ ડાઇવર્સિફિકેશન શક્ય નથી.

5. વધુ સારું જોખમ આધારિત વળતર

સંતુલિત ફંડોએ લાંબા ગાળે ઇક્વિટી વળતરની તુલનામાં વધુ સારું જોખમ-સમાયોજિત વળતર આપ્યું છે. નીચે આપેલ સરખામણી ચોક્કસ ધારણા પર આધારિત છે જે ભવિષ્યમાં સમયાંતરે બદલાઈ શકે છે.

ફંડ કેટેગરી	5-વર્ષનું રોલિંગ વળતર	જોખમ આધારિત ધો. વિચલન
સંતુલિત ભંડોળ	13.20%	2.9
લાર્જ કેપ ફંડ્સ	12.90%	3.47
મિડ-કેપ અને લાર્જ કેપ ફંડ્સ	13.96%	3.82
વૈવિધ્યસભર ભંડોળ	14.91%	3.96

1. JM Equity Hybrid Fund

(Erstwhile JM Balanced Fund)

To provide steady current income as well as long term growth of capital.

JM Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch. Ranked 35 in Hybrid Equity category. Return for 2023 was 33.8% , 2022 was 8.1% and 2021 was 22.9% .

Below is the key information for JM Equity Hybrid Fund

JM Equity Hybrid Fund Growth
Launch Date	1 Apr 95
NAV (11 Nov 24)	₹124.224 ↓ -0.39 (-0.31 %)
Net Assets (Cr)	₹643 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	JM Financial Asset Management Limited
Rating	☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	2.9
Information Ratio	1.3
Alpha Ratio	14.61
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,515
31 Oct 21	₹17,261
31 Oct 22	₹17,599
31 Oct 23	₹21,474
31 Oct 24	₹30,859

JM Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for JM Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.4%
3 Month	-0.5%
6 Month	11.2%
1 Year	38.7%
3 Year	20.8%
5 Year	25.2%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.8%
2022	8.1%
2021	22.9%
2020	30.5%
2019	-8.1%
2018	1.7%
2017	18.5%
2016	3%
2015	-0.2%
2014	33.4%

Fund Manager information for JM Equity Hybrid Fund

Name	Since	Tenure
Satish Ramanathan	1 Oct 24	0.08 Yr.
Asit Bhandarkar	31 Dec 21	2.84 Yr.
Chaitanya Choksi	20 Aug 21	3.2 Yr.
Ruchi Fozdar	4 Oct 24	0.08 Yr.

Data below for JM Equity Hybrid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	8.08%
Equity	72.58%
Debt	19.33%

Equity Sector Allocation

Sector	Value
Financial Services	17.03%
Technology	11.57%
Health Care	11.19%
Industrials	9.41%
Consumer Cyclical	7.9%
Consumer Defensive	7.38%
Basic Materials	4.55%
Communication Services	1.43%
Energy	1.3%
Real Estate	0.83%

Debt Sector Allocation

Sector	Value
Government	11.2%
Corporate	8.13%
Cash Equivalent	8.08%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| HDFCBANK	5%	₹33 Cr	190,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹31 Cr	3,050,000 ↑ 500,000
Infosys Ltd (Technology) Equity, Since 30 Nov 20 \| INFY	4%	₹30 Cr	170,000 ↑ 90,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| 532215	3%	₹23 Cr	200,000 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	3%	₹21 Cr	163,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 24 \| ITC	3%	₹20 Cr	410,000 ↑ 100,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹17 Cr	1,700,000
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 532977	2%	₹15 Cr	14,780 ↑ 2,500
Akums Drugs and Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Jul 24 \| AKUMS	2%	₹14 Cr	162,542
Varun Beverages Ltd (Consumer Defensive) Equity, Since 30 Apr 24 \| VBL	2%	₹13 Cr	220,000

2. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2023 was 31.3% , 2022 was 18.8% and 2021 was 26.4% .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (11 Nov 24)	₹501.07 ↓ -0.12 (-0.02 %)
Net Assets (Cr)	₹96,536 on 30 Sep 24
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.43
Sharpe Ratio	2.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,901
31 Oct 21	₹14,022
31 Oct 22	₹15,913
31 Oct 23	₹18,913
31 Oct 24	₹25,111

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-1.4%
3 Month	-0.7%
6 Month	8.6%
1 Year	29.3%
3 Year	20.5%
5 Year	20.2%
10 Year
15 Year
Since launch	18.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%
2014	51.8%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	2.26 Yr.
Gopal Agrawal	29 Jul 22	2.26 Yr.
Arun Agarwal	6 Oct 22	2.07 Yr.
Srinivasan Ramamurthy	29 Jul 22	2.26 Yr.
Nirman Morakhia	15 Feb 23	1.71 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Balanced Advantage Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	19.39%
Equity	50.78%
Debt	29.83%

Equity Sector Allocation

Sector	Value
Financial Services	22.26%
Industrials	9.44%
Energy	7.88%
Utility	5.23%
Technology	4.45%
Health Care	4.12%
Consumer Cyclical	3.85%
Consumer Defensive	2.96%
Communication Services	2.57%
Basic Materials	1.97%
Real Estate	1.33%

Debt Sector Allocation

Sector	Value
Cash Equivalent	19.39%
Government	17.27%
Corporate	12.56%

Credit Quality

Rating	Value
AA	2.33%
AAA	97.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	6%	₹6,160 Cr	35,564,751
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹3,537 Cr	27,787,724
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| 532555	3%	₹3,140 Cr	70,855,915 ↓ -1,000,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹3,109 Cr	39,455,000 ↑ 722,250
Coal India Ltd (Energy) Equity, Since 31 Jan 18 \| COALINDIA	3%	₹2,922 Cr	57,282,114
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹2,773 Cr	272,581,800
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹2,497 Cr	13,314,298
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,379 Cr	6,473,583
07.18 Goi 2033 Sovereign Bonds \| -	2%	₹2,348 Cr	228,533,300
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	2%	₹2,278 Cr	43,955,326 ↑ 1,171,200

3. ICICI Prudential Equity and Debt Fund

(Erstwhile ICICI Prudential Balanced Fund)

To generate long term capital appreciation and current income from a portfolio that is invested in equity and equity related securities as well as in fixed income securities.

ICICI Prudential Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 7 in Hybrid Equity category. Return for 2023 was 28.2% , 2022 was 11.7% and 2021 was 41.7% .

Below is the key information for ICICI Prudential Equity and Debt Fund

ICICI Prudential Equity and Debt Fund Growth
Launch Date	3 Nov 99
NAV (11 Nov 24)	₹369.52 ↓ -0.52 (-0.14 %)
Net Assets (Cr)	₹41,396 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	3.41
Information Ratio	2.09
Alpha Ratio	7.75
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,198
31 Oct 21	₹15,945
31 Oct 22	₹17,634
31 Oct 23	₹20,357
31 Oct 24	₹27,284

ICICI Prudential Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-3.1%
3 Month	-0.3%
6 Month	8.6%
1 Year	30.2%
3 Year	18.4%
5 Year	22%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	28.2%
2022	11.7%
2021	41.7%
2020	9%
2019	9.3%
2018	-1.9%
2017	24.8%
2016	13.7%
2015	2.1%
2014	45.6%

Fund Manager information for ICICI Prudential Equity and Debt Fund

Name	Since	Tenure
Sankaran Naren	7 Dec 15	8.91 Yr.
Manish Banthia	19 Sep 13	11.13 Yr.
Mittul Kalawadia	29 Dec 20	3.84 Yr.
Akhil Kakkar	22 Jan 24	0.78 Yr.
Sri Sharma	30 Apr 21	3.51 Yr.
Sharmila D’mello	31 Jul 22	2.26 Yr.
Nitya Mishra	4 Nov 24	0 Yr.

Data below for ICICI Prudential Equity and Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	16.21%
Equity	68.06%
Debt	14.99%

Equity Sector Allocation

Sector	Value
Financial Services	18.98%
Consumer Cyclical	11.57%
Utility	6.93%
Energy	6.16%
Health Care	6.01%
Communication Services	4.82%
Industrials	4.72%
Technology	2.86%
Consumer Defensive	2.61%
Basic Materials	1.94%
Real Estate	1.51%

Debt Sector Allocation

Sector	Value
Corporate	12.9%
Cash Equivalent	12.03%
Government	7%

Credit Quality

Rating	Value
A	3.31%
AA	27.98%
AAA	68.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 28 Feb 17 \| 532555	7%	₹2,784 Cr	62,807,600 ↓ -6,361,500
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jul 12 \| ICICIBANK	6%	₹2,492 Cr	19,579,632
HDFC Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| HDFCBANK	5%	₹2,213 Cr	12,775,772 ↓ -394,900
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| MARUTI	5%	₹2,089 Cr	1,578,091
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 16 \| BHARTIARTL	4%	₹1,679 Cr	9,820,680 ↓ -303,525
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 May 16 \| SUNPHARMA	4%	₹1,650 Cr	8,561,834 ↓ -482,300
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 22 \| RELIANCE	3%	₹1,185 Cr	4,014,343
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Apr 17 \| 500312	3%	₹1,133 Cr	38,077,802 ↑ 3,600,301
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 18 \| 532343	3%	₹1,091 Cr	3,840,285
Govt Stock 22092033 Sovereign Bonds \| -	2%	₹829 Cr	80,746,220

4. BOI AXA Mid and Small Cap Equity and Debt Fund

(Erstwhile BOI AXA Mid Cap Equity And Debt Fund)

The scheme's objective is to provide capital appreciation and income distribution to investors from a portfolio constituting of mid cap equity and equity related securities as well as fixed income securities.However there can be no assurance that the investment objectives of the Scheme will be realized

BOI AXA Mid and Small Cap Equity and Debt Fund is a Hybrid - Hybrid Equity fund was launched on 20 Jul 16. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.4% since its launch. Return for 2023 was 33.7% , 2022 was -4.8% and 2021 was 54.5% .

Below is the key information for BOI AXA Mid and Small Cap Equity and Debt Fund

BOI AXA Mid and Small Cap Equity and Debt Fund Growth
Launch Date	20 Jul 16
NAV (11 Nov 24)	₹37.84 ↓ -0.23 (-0.60 %)
Net Assets (Cr)	₹1,000 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.68
Sharpe Ratio	2.27
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,496
31 Oct 21	₹18,828
31 Oct 22	₹18,853
31 Oct 23	₹22,801
31 Oct 24	₹31,596

BOI AXA Mid and Small Cap Equity and Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for BOI AXA Mid and Small Cap Equity and Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.7%
3 Month	-0.9%
6 Month	12.1%
1 Year	32%
3 Year	17.4%
5 Year	26.1%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	33.7%
2022	-4.8%
2021	54.5%
2020	31.1%
2019	-4.7%
2018	-14.2%
2017	47.1%
2016
2015
2014

Fund Manager information for BOI AXA Mid and Small Cap Equity and Debt Fund

Name	Since	Tenure
Alok Singh	16 Feb 17	7.71 Yr.

Data below for BOI AXA Mid and Small Cap Equity and Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	11.25%
Equity	73.64%
Debt	15.11%

Equity Sector Allocation

Sector	Value
Basic Materials	13.53%
Financial Services	11.73%
Industrials	11.43%
Consumer Cyclical	10.53%
Technology	9.51%
Health Care	6.16%
Energy	3.91%
Communication Services	2.91%
Consumer Defensive	2.77%
Utility	1.15%

Debt Sector Allocation

Sector	Value
Cash Equivalent	11.25%
Government	9.39%
Corporate	5.72%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jindal Stainless Ltd (Basic Materials) Equity, Since 30 Sep 21 \| JSL	3%	₹28 Cr	410,000 ↑ 25,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 24 \| NAM-INDIA	2%	₹22 Cr	315,000 ↑ 35,000
Castrol India Ltd (Energy) Equity, Since 31 Jan 24 \| 500870	2%	₹21 Cr	1,001,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹20 Cr	2,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹20 Cr	2,000,000
UNO Minda Ltd (Consumer Cyclical) Equity, Since 31 Jul 19 \| UNOMINDA	2%	₹20 Cr	200,000
Coforge Ltd (Technology) Equity, Since 31 May 20 \| COFORGE	2%	₹20 Cr	25,600 ↑ 7,600
Oil India Ltd (Energy) Equity, Since 31 Mar 23 \| 533106	2%	₹18 Cr	390,169 ↓ -84,831
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	2%	₹18 Cr	138,000
Small Industries Development Bank Of India Debentures \| -	2%	₹18 Cr	1,800,000

5. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Sundaram Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 23 Jun 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.8% since its launch. Ranked 25 in Hybrid Equity category. .

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,832
31 Oct 21	₹14,249

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

6. UTI Hybrid Equity Fund

(Erstwhile UTI Balanced Fund)

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

UTI Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 2 Jan 95. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 12 in Hybrid Equity category. Return for 2023 was 25.5% , 2022 was 5.6% and 2021 was 30.5% .

Below is the key information for UTI Hybrid Equity Fund

UTI Hybrid Equity Fund Growth
Launch Date	2 Jan 95
NAV (11 Nov 24)	₹393.965 ↓ -0.23 (-0.06 %)
Net Assets (Cr)	₹6,330 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.91
Sharpe Ratio	3.09
Information Ratio	1.6
Alpha Ratio	4.63
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹9,981
31 Oct 21	₹15,350
31 Oct 22	₹15,900
31 Oct 23	₹18,031
31 Oct 24	₹24,066

UTI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.3%
3 Month	1.2%
6 Month	13.3%
1 Year	30.1%
3 Year	15.3%
5 Year	19%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.5%
2022	5.6%
2021	30.5%
2020	13.2%
2019	2.5%
2018	-5.6%
2017	25.7%
2016	8.8%
2015	2.4%
2014	32.8%

Fund Manager information for UTI Hybrid Equity Fund

Name	Since	Tenure
V Srivatsa	24 Sep 09	15.11 Yr.
Sunil Patil	5 Feb 18	6.74 Yr.

Data below for UTI Hybrid Equity Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	1.83%
Equity	70.16%
Debt	28.01%

Equity Sector Allocation

Sector	Value
Financial Services	24.04%
Consumer Cyclical	8.21%
Technology	7.85%
Basic Materials	5.5%
Health Care	5.28%
Industrials	4.82%
Consumer Defensive	4.53%
Communication Services	4.26%
Energy	2.59%
Utility	2.12%
Real Estate	0.96%

Debt Sector Allocation

Sector	Value
Government	23.05%
Corporate	4.95%
Cash Equivalent	1.83%

Credit Quality

Rating	Value
AA	2.21%
AAA	97.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	7%	₹406 Cr	2,341,646
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹333 Cr	3,250,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	5%	₹314 Cr	2,433,077
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹268 Cr	2,600,000,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	4%	₹223 Cr	1,271,115 ↑ 48,433
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹209 Cr	2,050,000,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	3%	₹207 Cr	4,242,150
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	3%	₹158 Cr	1,187,182 ↓ -106,330
7.41% Govt Stock 2036 Sovereign Bonds \| -	2%	₹130 Cr	1,250,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹123 Cr	1,200,000,000

7. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.7% since its launch. Ranked 8 in Hybrid Equity category. Return for 2023 was 24.1% , 2022 was 6.6% and 2021 was 27.8% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (11 Nov 24)	₹101.538 ↓ -0.15 (-0.15 %)
Net Assets (Cr)	₹3,976 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	2.93
Information Ratio	1.74
Alpha Ratio	2.86
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹8,186
31 Oct 21	₹12,195
31 Oct 22	₹12,934
31 Oct 23	₹14,518
31 Oct 24	₹18,816

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.3%
3 Month	1.7%
6 Month	10.4%
1 Year	27%
3 Year	14.9%
5 Year	13.3%
10 Year
15 Year
Since launch	12.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.1%
2022	6.6%
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	3.14 Yr.
Kinjal Desai	25 May 18	6.44 Yr.
Sushil Budhia	1 Feb 20	4.75 Yr.
Akshay Sharma	1 Dec 22	1.92 Yr.

Data below for Nippon India Equity Hybrid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.01%
Equity	75.42%
Debt	22.58%

Equity Sector Allocation

Sector	Value
Financial Services	23.29%
Industrials	8.96%
Consumer Cyclical	8.76%
Technology	7.92%
Health Care	6.09%
Consumer Defensive	4.4%
Utility	4.02%
Energy	3.84%
Communication Services	3.23%
Basic Materials	2.69%
Real Estate	2.21%

Debt Sector Allocation

Sector	Value
Corporate	15.62%
Government	6.4%
Cash Equivalent	2.01%
Securitized	0.56%

Credit Quality

Rating	Value
A	2.8%
AA	45.68%
AAA	51.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	5%	₹205 Cr	1,182,356
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹203 Cr	1,570,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹129 Cr	354,838
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	3%	₹128 Cr	730,000
NTPC Ltd (Utilities) Equity, Since 31 Aug 20 \| 532555	3%	₹114 Cr	2,800,620
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹108 Cr	933,200
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	3%	₹107 Cr	806,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹107 Cr	665,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹102 Cr	10,000,000 ↑ 7,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	2%	₹83 Cr	1,010,000

8. Kotak Equity Hybrid Fund

(Erstwhile Kotak Balance Fund)

The objective of the Scheme is to achieve growth by investing in equity and equity related instruments, balanced with income generation by investing in debt and money market instruments.

Kotak Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 3 Nov 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.1% since its launch. Ranked 17 in Hybrid Equity category. Return for 2023 was 20.1% , 2022 was 5% and 2021 was 28.9% .

Below is the key information for Kotak Equity Hybrid Fund

Kotak Equity Hybrid Fund Growth
Launch Date	3 Nov 14
NAV (11 Nov 24)	₹60.771 ↑ 0.10 (0.16 %)
Net Assets (Cr)	₹6,715 on 30 Sep 24
Category	Hybrid - Hybrid Equity
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	2.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,328
31 Oct 21	₹15,196
31 Oct 22	₹15,948
31 Oct 23	₹17,501
31 Oct 24	₹23,224

Kotak Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Kotak Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Nov 24

Duration	Returns
1 Month	-2.1%
3 Month	1.4%
6 Month	14.3%
1 Year	30.7%
3 Year	14.6%
5 Year	18.4%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	20.1%
2022	5%
2021	28.9%
2020	15.4%
2019	14.1%
2018	-6.2%
2017	23.2%
2016	11%
2015	1.9%
2014

Fund Manager information for Kotak Equity Hybrid Fund

Name	Since	Tenure
Abhishek Bisen	4 Jun 09	15.42 Yr.
Atul Bhole	22 Jan 24	0.78 Yr.

Data below for Kotak Equity Hybrid Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	2.32%
Equity	73.13%
Debt	24.56%

Equity Sector Allocation

Sector	Value
Financial Services	14.61%
Technology	12.63%
Industrials	9.7%
Basic Materials	8.76%
Health Care	6.41%
Consumer Cyclical	5.12%
Consumer Defensive	4.11%
Utility	3.81%
Communication Services	3.26%
Energy	3.13%
Real Estate	1.58%

Debt Sector Allocation

Sector	Value
Government	20.86%
Corporate	3.69%
Cash Equivalent	2.32%

Credit Quality

Rating	Value
A	0.9%
AA	3.76%
AAA	95.34%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2028 Sovereign Bonds \| -	7%	₹478 Cr	46,313,830 ↑ 13,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 11 \| HDFCBANK	4%	₹289 Cr	1,670,812
Infosys Ltd (Technology) Equity, Since 30 Apr 10 \| INFY	3%	₹223 Cr	1,189,800
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 24 \| BHARTIARTL	3%	₹219 Cr	1,279,465
Oracle Financial Services Software Ltd (Technology) Equity, Since 31 Jan 22 \| OFSS	3%	₹196 Cr	170,981 ↑ 527
NTPC Ltd (Utilities) Equity, Since 31 Jul 19 \| 532555	3%	₹184 Cr	4,153,000 ↑ 200,000
Power Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532810	3%	₹168 Cr	3,452,007 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| ICICIBANK	2%	₹164 Cr	1,290,708
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	2%	₹128 Cr	2,086,260
7.3% Govt Stock 2053 Sovereign Bonds \| -	2%	₹128 Cr	12,166,150 ↓ -1,000,000

કરની અસરો

સરેરાશ 65% કે તેથી વધુના ઇક્વિટી એક્સ્પોઝરવાળા તમામ મ્યુચ્યુઅલ ફંડને કરવેરા હેતુ માટે ઇક્વિટી એસેટ ક્લાસ તરીકે ગણવામાં આવે છે. તેથી ટૂંકા ગાળાનામૂડી વધારો અર્થાત ઇક્વિટી-ઓરિએન્ટેડ બેલેન્સના એક વર્ષ સાથે બુક કરાયેલા લાભો પર 15% ટેક્સ લાગે છે. જો આ ફંડ્સ 12 મહિના કરતાં વધુ સમયગાળા માટે રાખવામાં આવે છે, તો તેમના લાંબા ગાળાના મૂડી લાભો પર 10% કર લાદવામાં આવે છે જો નફો રૂ. કરતાં વધી જાય. 1 લાખ (2018 ના નવીનતમ બજેટ મુજબ).

ડેટ ઓરિએન્ટેડ હાઇબ્રિડ ફંડ્સ માટે જો હોલ્ડિંગ 3 વર્ષ કે તેથી વધુ સમય માટે હોય તો અન્ય ડેટ ઇન્સ્ટ્રુમેન્ટ તરીકે ઇન્ડેક્સેશન લાભ સાથે 20% કર છે. ટૂંકા ગાળાના કરવેરાના સીમાંત દરે (ટેક્સ સ્લેબ મુજબ) કર લાદવામાં આવે છે.

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