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4 बेस्ट परफॉर्मिंग इक्विटी सेविंग्स फंड्स 2022
इक्विटी सेविंग फंड की हाइब्रिड श्रेणी के अंतर्गत आते हैंम्यूचुअल फंड्स. यह नवीनतम प्रकार हैपरिसंपत्ति आवंटन 2014 के अंत में पेश किए गए म्यूचुअल फंड। इक्विटी सेविंग फंड आर्बिट्रेज, इक्विटी और डेट में निवेश करते हैं। यह फंड अपनी कुल संपत्ति का कम से कम 65 प्रतिशत इक्विटी में (ज्यादातर आर्बिट्रेज में) और बाकी डेट इंस्ट्रूमेंट्स में निवेश करेगा, लेकिन डेट में न्यूनतम निवेश 10 प्रतिशत होना चाहिए। इक्विटी सेविंग फंड उन निवेशकों के बीच लोकप्रिय हो रहे हैं जो इक्विटी में निवेश करना चाहते हैं लेकिन साथ ही सुरक्षित रहना चाहते हैं। तो, आइए निवेश करने के लिए सबसे अच्छा प्रदर्शन करने वाले कुछ इक्विटी सेविंग फंडों के साथ इस फंड के बारे में जानें।
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इक्विटी सेविंग फंड्स के बारे में एक सिंहावलोकन
इक्विटी सेविंग फंड स्थिर उत्पन्न करना चाहते हैंआय द्वारानिवेश ऋण उपकरणों में और इक्विटी निवेश के माध्यम से संभावित रूप से उच्च रिटर्न का लक्ष्य है। इस प्रकार, ये फंड जोखिम और रिटर्न दोनों के बीच संतुलन समीकरण के रूप में कार्य करते हैं।
आदर्श रूप से, आर्बिट्राज नकद और डेरिवेटिव में शेयरों की कीमतों में अंतर का लाभ उठाता हैमंडी. डेरिवेटिव का उपयोग शुद्ध इक्विटी एक्सपोजर को कम करता है (यानी, आदर्श रूप से 20-40 प्रतिशत, हालांकि यह फंड से फंड में भिन्न हो सकता है) और आमतौर पर सुरक्षा करता हैइन्वेस्टर अस्थिर रिटर्न से।
चूंकि, इक्विटी सेविंग फंड्स में इक्विटी एक्सपोजर का 65 प्रतिशत (डेरिवेटिव पर विचार किए बिना) होता है, उन्हें इसके तहत माना जाता हैइक्विटी म्यूचुअल फंड कर लगाना। इक्विटी सेविंग फंड को रूढ़िवादी निवेशकों के लिए एक आदर्श निवेश विकल्प माना जाता है जो छोटी अवधि के लिए यानी 1-3 साल के लिए निवेश करना चाहते हैं।
इन फंडों में निवेश करने की योजना बना रहे निवेशकों को एकसिप मार्ग के रूप में यह बाजार के समय की चिंता को समाप्त करता है। पद-निवृत्ति आप आवधिक अंतराल पर पूर्व-निर्धारित निकासी को सक्षम करने के लिए SWP (सिस्टमैटिक विदड्रॉल प्लान) विकल्प का उपयोग कर सकते हैं।
शीर्ष 4 सर्वश्रेष्ठ इक्विटी बचत निधि वित्तीय वर्ष 22 - 23
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) L&T Equity Savings Fund Growth ₹31.8117
↑ 0.03 ₹624 -1.6 -2.4 7.2 11.2 14.6 24 Kotak Equity Savings Fund Growth ₹25.5294
↑ 0.07 ₹8,043 2.2 1.7 8.3 11 12.8 11.7 Principal Equity Savings Fund Growth ₹68.7574
↑ 0.13 ₹976 2.6 1.5 9.1 10.9 14.8 12.6 DSP BlackRock Equity Savings Fund Growth ₹21.624
↑ 0.01 ₹2,517 3.4 3 12 10.4 13 12.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Apr 25 इक्विटी बचत ऊपर एयूएम/शुद्ध संपत्ति वाले फंड100 करोड़. पर छाँटा गयापिछले 3 साल का रिटर्न.
To generate regular income by predominantly investing in arbitrage opportunities in the cash and derivatives segments of the equity markets and debt and money market instruments and to generate long-term capital appreciation through unhedged exposure to equity and equity related instruments. L&T Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 18 Oct 11. It is a fund with Moderately High risk and has given a Below is the key information for L&T Equity Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and enhance returns with a moderate exposure in equity & equity related instruments.There is no assurance or guarantee that the investment objective of the scheme will be achieved. Kotak Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to provide capital
appreciation and income distribution to the investors by using
equity and equity related instruments, arbitrage opportunities, and
investments in debt and money market instruments Principal Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 23 May 02. It is a fund with Moderately High risk and has given a Below is the key information for Principal Equity Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to generate income through investments in fixed income securities and using arbitrage and other derivative Strategies. The Scheme also intends to generate long-term capital appreciation by investing a portion of the Scheme’s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the scheme will be realized. DSP BlackRock Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 28 Mar 16. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Savings Fund Returns up to 1 year are on 1. L&T Equity Savings Fund
CAGR/Annualized return of 8.9% since its launch. Ranked 46 in Equity Savings category. Return for 2024 was 24% , 2023 was 17% and 2022 was 2% . L&T Equity Savings Fund
Growth Launch Date 18 Oct 11 NAV (23 Apr 25) ₹31.8117 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹624 on 31 Mar 25 Category Hybrid - Equity Savings AMC L&T Investment Management Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.49 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,362 31 Mar 22 ₹15,089 31 Mar 23 ₹15,359 31 Mar 24 ₹18,555 31 Mar 25 ₹20,227 Returns for L&T Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2% 3 Month -1.6% 6 Month -2.4% 1 Year 7.2% 3 Year 11.2% 5 Year 14.6% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 24% 2022 17% 2021 2% 2020 16.1% 2019 10.8% 2018 3.7% 2017 -0.6% 2016 13.8% 2015 4.6% 2014 5.1% Fund Manager information for L&T Equity Savings Fund
Name Since Tenure Mahesh Chhabria 15 Jul 23 1.71 Yr. Praveen Ayathan 1 Oct 23 1.5 Yr. Cheenu Gupta 2 Jul 21 3.75 Yr. Sonal Gupta 1 Oct 23 1.5 Yr. Abhishek Gupta 1 Apr 24 1 Yr. Hitesh Gondhia 1 Oct 23 1.5 Yr. Mohd Asif Rizwi 1 Feb 25 0.16 Yr. Data below for L&T Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 52.12% Equity 27.57% Debt 20.31% Equity Sector Allocation
Sector Value Financial Services 30.3% Consumer Cyclical 12.9% Industrials 8.06% Technology 3.6% Health Care 3.58% Energy 2.81% Consumer Defensive 2.04% Utility 1.84% Communication Services 1.65% Basic Materials 1.3% Real Estate 0.04% Debt Sector Allocation
Sector Value Cash Equivalent 52.12% Government 16.87% Corporate 3.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Aug 24 | KOTAKBANK4% ₹23 Cr 118,800
↑ 56,000 Future on Kotak Mahindra Bank Ltd
Derivatives | -4% -₹23 Cr State Bank of India (Financial Services)
Equity, Since 31 Aug 24 | SBIN4% ₹22 Cr 324,750
↑ 46,500 Future on State Bank of India
Derivatives | -4% -₹22 Cr Zomato Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5433203% ₹21 Cr 950,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 24 | 5322153% ₹21 Cr 201,875
↑ 103,750 Future on Axis Bank Ltd
Derivatives | -3% -₹20 Cr 7.06% Govt Stock 2028
Sovereign Bonds | -3% ₹20 Cr 1,900,000 Trent Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | 5002513% ₹18 Cr 38,000
↑ 10,000 Blue Star Ltd (Industrials)
Equity, Since 31 Mar 23 | BLUESTARCO3% ₹18 Cr 96,000
↑ 60,000 2. Kotak Equity Savings Fund
CAGR/Annualized return of 9.3% since its launch. Return for 2024 was 11.7% , 2023 was 15.7% and 2022 was 6.8% . Kotak Equity Savings Fund
Growth Launch Date 13 Oct 14 NAV (23 Apr 25) ₹25.5294 ↑ 0.07 (0.27 %) Net Assets (Cr) ₹8,043 on 31 Mar 25 Category Hybrid - Equity Savings AMC Kotak Mahindra Asset Management Co Ltd Rating Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹12,557 31 Mar 22 ₹13,922 31 Mar 23 ₹14,665 31 Mar 24 ₹17,567 31 Mar 25 ₹18,645 Returns for Kotak Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.6% 3 Month 2.2% 6 Month 1.7% 1 Year 8.3% 3 Year 11% 5 Year 12.8% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.7% 2022 15.7% 2021 6.8% 2020 11.1% 2019 10.4% 2018 7.8% 2017 4.2% 2016 14% 2015 6.5% 2014 6.4% Fund Manager information for Kotak Equity Savings Fund
Name Since Tenure Abhishek Bisen 13 Oct 14 10.47 Yr. Devender Singhal 1 Apr 21 4 Yr. Hiten Shah 3 Oct 19 5.5 Yr. Data below for Kotak Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 45.85% Equity 35.87% Debt 17.32% Other 0.96% Equity Sector Allocation
Sector Value Financial Services 14.36% Consumer Cyclical 10.78% Communication Services 9.47% Basic Materials 5.86% Utility 5.72% Consumer Defensive 5.11% Industrials 4.82% Energy 4.19% Technology 3.74% Health Care 0.91% Real Estate 0.27% Debt Sector Allocation
Sector Value Cash Equivalent 43.84% Corporate 9.71% Government 9.36% Securitized 0.27% Credit Quality
Rating Value AA 10.18% AAA 89.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Liquid Dir Gr
Investment Fund | -5% ₹427 Cr 820,551
↑ 96,112 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 30 Jun 24 | 5348165% ₹364 Cr 11,267,098
↑ 1,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹306 Cr 1,951,880 Bharti Airtel Ltd-MAR2025
Derivatives | -3% -₹253 Cr 1,600,750
↑ 1,600,750 HDFC Bank Ltd.-MAR2025
Derivatives | -3% -₹251 Cr 1,447,050
↑ 1,447,050 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK3% ₹251 Cr 1,447,050 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | MARUTI3% ₹246 Cr 205,988 Indus Towers Ltd.-MAR2025
Derivatives | -3% -₹229 Cr 7,031,200
↑ 7,031,200 National Bank For Agriculture And Rural Development
Debentures | -3% ₹225 Cr 22,500
↑ 2,500 Vedanta Ltd.-MAR2025
Derivatives | -2% -₹183 Cr 4,604,600
↑ 4,604,600 3. Principal Equity Savings Fund
CAGR/Annualized return of 8.8% since its launch. Ranked 38 in Equity Savings category. Return for 2024 was 12.6% , 2023 was 15.3% and 2022 was 4.1% . Principal Equity Savings Fund
Growth Launch Date 23 May 02 NAV (23 Apr 25) ₹68.7574 ↑ 0.13 (0.18 %) Net Assets (Cr) ₹976 on 31 Mar 25 Category Hybrid - Equity Savings AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆ Risk Moderately High Expense Ratio 2.23 Sharpe Ratio 0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,145 31 Mar 22 ₹15,044 31 Mar 23 ₹15,341 31 Mar 24 ₹18,561 31 Mar 25 ₹20,195 Returns for Principal Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2.1% 3 Month 2.6% 6 Month 1.5% 1 Year 9.1% 3 Year 10.9% 5 Year 14.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.6% 2022 15.3% 2021 4.1% 2020 18.2% 2019 14.6% 2018 5.1% 2017 1.6% 2016 15% 2015 5.5% 2014 3.6% Fund Manager information for Principal Equity Savings Fund
Name Since Tenure Dwijendra Srivastava 1 Jan 22 3.25 Yr. Sudhir Kedia 29 Oct 19 5.43 Yr. Rohit Seksaria 1 Jan 22 3.25 Yr. Data below for Principal Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 51.12% Equity 28.99% Debt 19.89% Equity Sector Allocation
Sector Value Financial Services 19% Technology 10.11% Consumer Cyclical 10.01% Energy 8.17% Industrials 6.05% Communication Services 5.33% Health Care 3.49% Consumer Defensive 3.47% Basic Materials 3.07% Utility 0.54% Real Estate 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 46.55% Government 16.41% Corporate 8.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE8% ₹82 Cr 681,500 Future on Reliance Industries Ltd
Derivatives | -7% -₹74 Cr 609,500 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹66 Cr 6,500,000 Infosys Ltd (Technology)
Equity, Since 30 Jun 21 | INFY6% ₹59 Cr 350,700
↑ 90,000 Infosys Limited March 2025
Derivatives | -5% -₹53 Cr 312,400
↑ 312,400 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 24 | BHARTIARTL5% ₹49 Cr 314,625
↓ -15,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322154% ₹39 Cr 380,500 Future on Bharti Airtel Ltd
Derivatives | -4% -₹39 Cr 244,625 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK3% ₹36 Cr 298,800 Future on Axis Bank Ltd
Derivatives | -3% -₹31 Cr 302,500 4. DSP BlackRock Equity Savings Fund
CAGR/Annualized return of 8.9% since its launch. Return for 2024 was 12.1% , 2023 was 12.2% and 2022 was 4.6% . DSP BlackRock Equity Savings Fund
Growth Launch Date 28 Mar 16 NAV (23 Apr 25) ₹21.624 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,517 on 31 Mar 25 Category Hybrid - Equity Savings AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating Risk Moderately High Expense Ratio 1.43 Sharpe Ratio 0.85 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹13,337 31 Mar 22 ₹14,480 31 Mar 23 ₹14,963 31 Mar 24 ₹17,215 31 Mar 25 ₹19,078 Returns for DSP BlackRock Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 23 Apr 25 Duration Returns 1 Month 2% 3 Month 3.4% 6 Month 3% 1 Year 12% 3 Year 10.4% 5 Year 13% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2023 12.1% 2022 12.2% 2021 4.6% 2020 12.8% 2019 7.8% 2018 7.2% 2017 -1.4% 2016 15.5% 2015 2014 Fund Manager information for DSP BlackRock Equity Savings Fund
Name Since Tenure Abhishek Singh 1 May 21 3.92 Yr. Shantanu Godambe 1 Aug 24 0.67 Yr. Kaivalya Nadkarni 1 Oct 24 0.5 Yr. Data below for DSP BlackRock Equity Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 42.73% Equity 32.61% Debt 24.66% Equity Sector Allocation
Sector Value Financial Services 26.85% Consumer Cyclical 8.21% Energy 7.98% Communication Services 4.57% Basic Materials 4.45% Health Care 3.92% Industrials 3.72% Utility 3.31% Technology 2.8% Consumer Defensive 1.93% Real Estate 0.17% Debt Sector Allocation
Sector Value Cash Equivalent 40.78% Government 18.91% Corporate 6.16% Securitized 1.54% Credit Quality
Rating Value AA 4.12% AAA 95.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | HDFCBANK7% ₹165 Cr 951,781 7.93% Govt Stock 2033
Sovereign Bonds | -6% ₹144 Cr 13,500,000
↑ 2,500,000 Future on Reliance Industries Ltd
Derivatives | -3% -₹85 Cr 708,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 21 | RELIANCE3% ₹85 Cr 708,500 Future on HDFC Bank Ltd
Derivatives | -3% -₹79 Cr 453,200 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 18 | ICICIBANK3% ₹72 Cr 596,880 Future on Adani Enterprises Ltd
Derivatives | -3% -₹70 Cr 334,500 Adani Enterprises Ltd (Energy)
Equity, Since 30 Jun 23 | 5125993% ₹70 Cr 334,500 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹67 Cr 6,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 19 | 5322153% ₹66 Cr 649,097
यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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