DSP ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರ ಟಾಪ್ 3 ಅತ್ಯುತ್ತಮ ಸಮತೋಲಿತ ನಿಧಿಗಳು

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DSPRB ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಿ?
- ಎರಡರಲ್ಲೂ ಬೆಸ್ಟ್
- ಕಡಿಮೆ/ಮಧ್ಯ ಅಪಾಯ, ಹೆಚ್ಚಿನ ಆದಾಯ
ಅತ್ಯುತ್ತಮ DSPBR ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು
DSPBR ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
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DSP ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ 3 ಅತ್ಯುತ್ತಮ ಸಮತೋಲಿತ ನಿಧಿಗಳು

Updated on December 17, 2024 , 3123 views

ಹೊಸ ಹೂಡಿಕೆದಾರರುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಯಾವಾಗಲೂ ಆದ್ಯತೆಹೂಡಿಕೆ ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ. DSPBR ನಸಮತೋಲಿತ ನಿಧಿ ಎರಡನ್ನೂ ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಉತ್ಪಾದಿಸಲು ಪ್ರಯತ್ನಿಸುತ್ತದೆಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ ಮತ್ತು ಪ್ರಸ್ತುತಆದಾಯ ಈಕ್ವಿಟಿ ಸೆಕ್ಯುರಿಟಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕಸ್ಥಿರ ಆದಾಯ ಭದ್ರತೆಗಳು.

ಅದರ ಪ್ರಾರಂಭದಿಂದಲೂ, ದಿAMCಸಮತೋಲಿತ ನಿಧಿಯು ಸಂಪೂರ್ಣ ನಿಯಮಗಳಲ್ಲಿ ಮತ್ತು ಅದರ ಮಾನದಂಡಕ್ಕೆ ಸಂಬಂಧಿಸಿದಂತೆ ಬಲವಾದ ದೀರ್ಘಕಾಲೀನ ದಾಖಲೆಯನ್ನು ಸ್ಥಿರವಾಗಿ ನಿರ್ವಹಿಸುತ್ತಿದೆ. ಹೀಗಾಗಿ, ಈ ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಉತ್ತಮ ಲಾಭವನ್ನು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಬಹುದು.

ಹೂಡಿಕೆದಾರರು ಕೆಳಗೆ ಪಟ್ಟಿ ಮಾಡಲಾದ ಟಾಪ್ 3 ಅತ್ಯುತ್ತಮ ಸಮತೋಲಿತ ನಿಧಿಗಳಿಂದ ಯೋಜನೆಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡಬಹುದುಡಿಎಸ್ಪಿ ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್. ಕೆಲವು ಪ್ರಮುಖ ನಿಯತಾಂಕಗಳನ್ನು ಕೈಗೊಳ್ಳುವ ಮೂಲಕ ಈ ಹಣವನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಲಾಗಿದೆಅವು ಅಲ್ಲ, AUM, ಹಿಂದಿನ ಪ್ರದರ್ಶನಗಳು, ಸರಾಸರಿ ಪೀರ್ ರಿಟರ್ನ್, ಇತ್ಯಾದಿ.

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DSPRB ಸಮತೋಲಿತ ನಿಧಿಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಿ?

ಎರಡರಲ್ಲೂ ಬೆಸ್ಟ್

ಸಮತೋಲಿತ ನಿಧಿಗಳು ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ. ಅವರು ಈಕ್ವಿಟಿ ಮತ್ತು ಎರಡರಲ್ಲೂ ಉತ್ತಮವಾದದ್ದನ್ನು ನೀಡುತ್ತಾರೆಸಾಲ ನಿಧಿ ಈಕ್ವಿಟಿ ಘಟಕದ ಮೂಲಕ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಮತ್ತು ಸಾಲದ ಅಂಶದ ಮೂಲಕ ಸ್ಥಿರತೆಯನ್ನು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳುವುದು.

ಕಡಿಮೆ/ಮಧ್ಯ ಅಪಾಯ, ಹೆಚ್ಚಿನ ಆದಾಯ

ಮೇಲೆಆಧಾರ ಸ್ವತ್ತುಗಳ ಹಂಚಿಕೆ, ಸಮತೋಲಿತ ನಿಧಿಗಳ ಮೇಲಿನ ಆದಾಯವನ್ನು ಅಪಾಯಕ್ಕೆ ಸರಿಹೊಂದಿಸಲಾಗುತ್ತದೆ. ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕಸಣ್ಣ ಕ್ಯಾಪ್ ಮತ್ತುಮಿಡ್ ಕ್ಯಾಪ್ ಷೇರುಗಳು, ಈಕ್ವಿಟಿ ಲಾಭಗಳು ಹೆಚ್ಚು ಮತ್ತು ಸಂಬಂಧಿತ ಅಪಾಯಅಂಶ ಸಾಲದ ಹೂಡಿಕೆಯಿಂದ ನಿಯಂತ್ರಿಸಲ್ಪಡುತ್ತದೆ.

ಅತ್ಯುತ್ತಮ DSPBR ಸಮತೋಲಿತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
DSP BlackRock Equity and Bond Fund Growth	₹340.437 ↓ -4.17	₹10,379	-2	6.8	19.7	13.8	16.1	25.3
DSP BlackRock Regular Savings Fund Growth	₹55.8718 ↓ -0.20	₹180	0.2	5	11.4	9	8.8	12
DSP BlackRock Dynamic Asset Allocation Fund Growth	₹26.233 ↓ -0.15	₹3,201	-0.8	3.9	13.8	10.1	10.3	17.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch. Ranked 9 in Hybrid Equity category. Return for 2023 was 25.3% , 2022 was -2.7% and 2021 was 24.2% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund Growth
Launch Date	27 May 99
NAV (20 Dec 24)	₹340.437 ↓ -4.17 (-1.21 %)
Net Assets (Cr)	₹10,379 on 30 Nov 24
Category	Hybrid - Hybrid Equity
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	1.73
Information Ratio	0.23
Alpha Ratio	4.1
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,230
30 Nov 21	₹14,455
30 Nov 22	₹14,555
30 Nov 23	₹16,940
30 Nov 24	₹21,257

DSP BlackRock Equity and Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.5%
3 Month	-2%
6 Month	6.8%
1 Year	19.7%
3 Year	13.8%
5 Year	16.1%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	25.3%
2022	-2.7%
2021	24.2%
2020	17%
2019	14.2%
2018	-5.1%
2017	27.6%
2016	8.3%
2015	4.8%
2014	45%

Fund Manager information for DSP BlackRock Equity and Bond Fund

Name	Since	Tenure
Abhishek Singh	1 Mar 24	0.75 Yr.
Shantanu Godambe	1 Aug 24	0.33 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	4.33%
Equity	68.53%
Debt	27.14%

Equity Sector Allocation

Sector	Value
Financial Services	30.4%
Consumer Cyclical	8.83%
Consumer Defensive	7.62%
Health Care	6.45%
Basic Materials	5.83%
Technology	4.88%
Industrials	3.19%
Communication Services	1.33%

Debt Sector Allocation

Sector	Value
Government	18.07%
Corporate	9.06%
Cash Equivalent	4.33%

Credit Quality

Rating	Value
AA	7.12%
AAA	92.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 14 \| HDFCBANK	7%	₹741 Cr	4,270,582
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 15 \| ICICIBANK	5%	₹492 Cr	3,809,099
7.09% Govt Stock 2054 Sovereign Bonds \| -	5%	₹468 Cr	45,500,000 ↑ 5,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	4%	₹446 Cr	647,305 ↓ -41,809
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| M&M	3%	₹309 Cr	1,130,757 ↑ 217,131
7.14% Madhya Pradesh SDL 2043 Sovereign Bonds \| -	3%	₹272 Cr	27,000,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹262 Cr	2,256,564
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 24 \| ITC	2%	₹223 Cr	4,554,884
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Apr 24 \| SBILIFE	2%	₹221 Cr	1,362,420 ↑ 124,892
Suven Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Aug 23 \| SUVENPHAR	2%	₹202 Cr	1,539,786 ↓ -255,437

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 22 in Hybrid Debt category. Return for 2023 was 12% , 2022 was 3.5% and 2021 was 7.8% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund Growth
Launch Date	11 Jun 04
NAV (20 Dec 24)	₹55.8718 ↓ -0.20 (-0.35 %)
Net Assets (Cr)	₹180 on 30 Nov 24
Category	Hybrid - Hybrid Debt
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.14
Sharpe Ratio	1.77
Information Ratio	0.76
Alpha Ratio	0.87
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,818
30 Nov 21	₹11,693
30 Nov 22	₹12,212
30 Nov 23	₹13,385
30 Nov 24	₹15,140

DSP BlackRock Regular Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	0.2%
6 Month	5%
1 Year	11.4%
3 Year	9%
5 Year	8.8%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	12%
2022	3.5%
2021	7.8%
2020	9.3%
2019	6.9%
2018	-5.3%
2017	11%
2016	10.7%
2015	4.8%
2014	18.5%

Fund Manager information for DSP BlackRock Regular Savings Fund

Name	Since	Tenure
Abhishek Singh	31 May 21	3.51 Yr.
Shantanu Godambe	1 Aug 24	0.33 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	12.23%
Equity	20.74%
Debt	66.75%
Other	0.28%

Equity Sector Allocation

Sector	Value
Financial Services	10.16%
Consumer Cyclical	2.63%
Health Care	2.27%
Basic Materials	1.24%
Technology	1.15%
Consumer Defensive	1.15%
Industrials	0.66%
Utility	0.63%
Energy	0.46%
Communication Services	0.39%

Debt Sector Allocation

Sector	Value
Government	50.83%
Corporate	15.92%
Cash Equivalent	12.23%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	12%	₹23 Cr	2,200,000
7.02% Govt Stock 2031 Sovereign Bonds \| -	8%	₹16 Cr	1,500,000
Power Grid Corporation Of India Limited Debentures \| -	6%	₹11 Cr	100
Rec Limited Debentures \| -	6%	₹10 Cr	100
Indian Oil Corporation Limited Debentures \| -	6%	₹10 Cr	100
7.1% Govt Stock 2029 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
7.06% Govt Stock 2028 Sovereign Bonds \| -	5%	₹10 Cr	1,000,000
Power Finance Corporation Limited Debentures \| -	4%	₹8 Cr	250
Export Import Bank Of India Debentures \| -	3%	₹5 Cr	50
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹5 Cr	50

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.3% since its launch. Return for 2023 was 17.1% , 2022 was 0.1% and 2021 was 9.3% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund Growth
Launch Date	6 Feb 14
NAV (20 Dec 24)	₹26.233 ↓ -0.15 (-0.55 %)
Net Assets (Cr)	₹3,201 on 30 Nov 24
Category	Hybrid - Dynamic Allocation
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆
Risk	Moderate
Expense Ratio	1.89
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,079
30 Nov 21	₹12,304
30 Nov 22	₹12,525
30 Nov 23	₹13,880
30 Nov 24	₹16,399

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	0.9%
3 Month	-0.8%
6 Month	3.9%
1 Year	13.8%
3 Year	10.1%
5 Year	10.3%
10 Year
15 Year
Since launch	9.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	17.1%
2022	0.1%
2021	9.3%
2020	12.9%
2019	8.8%
2018	3.6%
2017	12.5%
2016	7.7%
2015	4.5%
2014

Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund

Name	Since	Tenure
Laukik Bagwe	17 Jul 21	3.38 Yr.
Rohit Singhania	1 Nov 23	1.08 Yr.
Dhaval Gada	1 Sep 22	2.25 Yr.
Kaivalya Nadkarni	1 Oct 24	0.17 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	35.47%
Equity	33.6%
Debt	30.93%

Equity Sector Allocation

Sector	Value
Financial Services	24.08%
Energy	7.88%
Industrials	7.49%
Basic Materials	6.26%
Consumer Cyclical	4.6%
Consumer Defensive	4.29%
Utility	3.98%
Technology	3.44%
Health Care	2.2%
Communication Services	1.66%
Real Estate	0.73%

Debt Sector Allocation

Sector	Value
Cash Equivalent	35.47%
Corporate	17.54%
Government	13.39%

Credit Quality

Rating	Value
AA	12.88%
AAA	87.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 18 \| HDFCBANK	7%	₹224 Cr	1,288,165 ↓ -269,500
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹148 Cr	848,100 ↓ -269,500
Future on Adani Enterprises Ltd Derivatives \| -	4%	-₹129 Cr	436,500 ↓ -18,000
Adani Enterprises Ltd (Energy) Equity, Since 30 Apr 23 \| 512599	4%	₹129 Cr	436,500 ↓ -18,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	4%	₹122 Cr	1,491,052 ↑ 34,500
7.32% Govt Stock 2030 Sovereign Bonds \| -	3%	₹111 Cr	10,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	3%	₹104 Cr	10,000,000
Future on Tata Power Co Ltd Derivatives \| -	3%	-₹81 Cr	1,823,850
Tata Power Co Ltd (Utilities) Equity, Since 31 Oct 20 \| 500400	2%	₹80 Cr	1,823,850
Future on Bandhan Bank Ltd Derivatives \| -	2%	-₹71 Cr	3,892,000 ↓ -201,600

DSPBR ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

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Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.