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ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ
- ಬಾಂಡ್ಗಳು
- ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?
<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳ ತೆರಿಗೆ
- ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
- ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
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ಅತ್ಯುತ್ತಮ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on November 20, 2024 , 27761 views

ಕರಾರುಪತ್ರಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಗಿಂತ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು ಮತ್ತು ಪ್ರಕೃತಿಯಲ್ಲಿ ಹೆಚ್ಚು ದ್ರವವಾಗಿರುತ್ತವೆ, ಅಂದರೆ ಹೂಡಿಕೆದಾರರು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ತಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಪಡೆದುಕೊಳ್ಳಬಹುದು. ಕೆಲವು ಅತ್ಯುತ್ತಮ ಮೇಜರ್ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಕಡಿಮೆ-ವೆಚ್ಚದ ರಚನೆ, ತುಲನಾತ್ಮಕವಾಗಿ ಹೆಚ್ಚಿನ ಆದಾಯ, ಹೆಚ್ಚುದ್ರವ್ಯತೆ ಮತ್ತು ಸಮಂಜಸವಾದ ಸುರಕ್ಷತೆ.

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಾಲ ನಿಧಿ. ಇದು ಒಂದು ರೀತಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯಾಗಿದ್ದು ಅದು ಸ್ಥಿರವಾಗಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆಆದಾಯ ಸರ್ಕಾರ ಮತ್ತು ಕಾರ್ಪೊರೇಟ್‌ನಂತಹ ಉಪಕರಣಗಳುಬಾಂಡ್ಗಳು,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು, ಕಾರ್ಪೊರೇಟ್ ಸಾಲ ಭದ್ರತೆಗಳು ಇತ್ಯಾದಿಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ. ಸ್ಥಿರ ಮತ್ತು ನಿಯಮಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವ ಸರಾಸರಿ ಅಪಾಯ-ವಿರೋಧಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಸೂಕ್ತ ಹೂಡಿಕೆಯಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ ಮತ್ತು ಆದ್ದರಿಂದ ಕಡಿಮೆ ಅಪಾಯಕಾರಿಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಇದಲ್ಲದೆ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಬ್ಯಾಂಕ್‌ಗೆ ಉತ್ತಮ ಪರ್ಯಾಯವಾಗಬಹುದುಸ್ಥಿರ ಠೇವಣಿ.

ನಿಮ್ಮದನ್ನು ಸಾಧಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡುವ ವರ್ಗ ಶ್ರೇಯಾಂಕದ ಪ್ರಕಾರ ಉತ್ತಮ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಈ ಕೆಳಗಿನಂತಿವೆಹಣಕಾಸಿನ ಗುರಿಗಳು ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡಬಹುದು.

ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ

ಬಾಂಡ್ಗಳು

ಅವು ನಿಗಮಗಳು ಅಥವಾ ಸರ್ಕಾರಗಳಂತಹ ಘಟಕಗಳಿಂದ ನೀಡಲಾದ ಸಾಲ ಬಾಧ್ಯತೆಗಳಾಗಿವೆ. ಆದ್ದರಿಂದ, ಯಾವಾಗ ಒಂದುಹೂಡಿಕೆದಾರ ಅವರು ಬಾಂಡ್ ಖರೀದಿಸುತ್ತಿದ್ದಾರೆ, ಅವರು ನಿರ್ದಿಷ್ಟ ಅವಧಿಗೆ ಘಟಕಕ್ಕೆ ಹಣವನ್ನು ಸಾಲವಾಗಿ ನೀಡುತ್ತಿದ್ದಾರೆ. ಪ್ರತಿಯಾಗಿ, ನೀವು ಅಧಿಕಾರಾವಧಿಯ ಅಂತ್ಯದವರೆಗೆ ಬಡ್ಡಿಯನ್ನು ಪಡೆಯುತ್ತೀರಿ.

ಬಾಂಡ್ ನಿಧಿಗಳು

ಅವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ವಿನಿಮಯ-ವ್ಯಾಪಾರ ನಿಧಿಗಳು (ಇಟಿಎಫ್‌ಗಳು) ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಬಾಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು. ತಾತ್ತ್ವಿಕವಾಗಿ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಕಾರ್ಪೊರೇಟ್ ಅಥವಾ ಸರ್ಕಾರದಂತಹ ನಿರ್ದಿಷ್ಟ ರೀತಿಯ ಬಾಂಡ್‌ಗಳನ್ನು ಒಳಗೊಂಡಿರುತ್ತವೆ. ಕೆಳಗೆ ನೀಡಲಾದಂತಹ ಪರಿಪಕ್ವತೆಯ ಮೂಲಕ ಅವುಗಳನ್ನು ಮತ್ತಷ್ಟು ವ್ಯಾಖ್ಯಾನಿಸಲಾಗಿದೆ.

ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಈ ನಿಧಿಗಳ ಕೆಲವು ಪ್ರಮುಖ ಪ್ರಯೋಜನಗಳೆಂದರೆ:

ನಿಯಮಿತ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಉದಾಹರಣೆಗೆ, ಡಿವಿಡೆಂಡ್ ಪಾವತಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ನಿಯಮಿತ ಆದಾಯಕ್ಕೆ ಒಂದು ಆಯ್ಕೆಯಾಗಿದೆ.
ಸಣ್ಣ ಹಣಕಾಸಿನ ಗುರಿಗಳನ್ನು ಯೋಜಿಸಲು ಇದು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ, ಈ ನಿಧಿಗಳು ಸುರಕ್ಷತೆಯ ಆದಾಯವನ್ನು ಮತ್ತು ಹೆಚ್ಚು ದ್ರವವನ್ನು ಖಾತ್ರಿಪಡಿಸುತ್ತವೆ.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ, ನೀವು ಯಾವುದೇ ಹಂತದಲ್ಲಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯಿಂದ ಭಾಗಶಃ ಹಣವನ್ನು ಹಿಂಪಡೆಯಬಹುದು/ಹಿಂಪಡೆಯಬಹುದು ಮತ್ತು ಉಳಿದ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ಬಿಡಬಹುದು.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಪ್ರಮುಖವಾಗಿ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಅವು ಈಕ್ವಿಟಿಯ ಚಂಚಲತೆಯಿಂದ ಪ್ರಭಾವಿತವಾಗುವುದಿಲ್ಲಮಾರುಕಟ್ಟೆ. ಆದ್ದರಿಂದ, ಅಪಾಯ-ವಿರೋಧಿಗಳಿಗೆ ಇದು ಅತ್ಯುತ್ತಮ ಹೂಡಿಕೆ ಮಾರ್ಗವಾಗಿದೆ.

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<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹523.083 ↑ 0.10	₹15,098	1.9	3.8	7.7	6.4	7.2	7.78%	5M 19D	7M 24D
Indiabulls Liquid Fund Growth	₹2,421.38 ↑ 0.46	₹516	1.8	3.6	7.4	6.1	6.8	7.12%	1M 29D	1M 16D
Principal Cash Management Fund Growth	₹2,210.13 ↑ 0.39	₹6,783	1.7	3.5	7.3	6.2	7	7.06%	1M 10D	1M 10D
PGIM India Insta Cash Fund Growth	₹325.995 ↑ 0.06	₹555	1.8	3.5	7.3	6.2	7	7.06%	1M 3D	1M 6D
JM Liquid Fund Growth	₹68.383 ↑ 0.01	₹3,240	1.7	3.5	7.3	6.2	7	7.05%	1M 13D	1M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Short Maturity Fund Growth	₹39.3202 ↓ 0.00	₹28	1.2	3.1	6.1	4.2		7.18%	1Y 7M 28D	1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹36.8361 ↑ 0.01	₹1,968	3.4	6.3	10.4	13.6	6.9	7.73%	3Y 10M 6D	5Y 1M 10D
Axis Strategic Bond Fund Growth	₹26.4871 ↓ -0.01	₹1,923	1.8	4.1	8.7	6.4	7.3	8.03%	3Y 8M 23D	5Y 6M 11D
Nippon India Strategic Debt Fund Growth	₹14.6756 ↓ 0.00	₹117	1.9	4.1	8.2	5.6	7	8%	3Y 8M 8D	5Y 1M 6D
UTI Short Term Income Fund Growth	₹30.1657 ↑ 0.00	₹2,676	1.9	3.9	8.1	6	6.9	7.56%	2Y 9M	3Y 5M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Government Securities Fund Growth	₹77.6114 ↓ -0.02	₹2,304	0.9	3.7	9.4	5.7	7.1	6.92%	9Y 11D	18Y 10M 2D
Nippon India Gilt Securities Fund Growth	₹36.3431 ↓ -0.02	₹2,094	1	3.8	9.1	5.4	6.7	7.04%	9Y 3M 14D	20Y 3M 11D
Canara Robeco Gilt Fund Growth	₹72.1365 ↓ -0.02	₹121	0.8	3.7	8.9	5.5	6.5	7.02%	10Y 3M 16D	25Y 5M 17D
UTI Gilt Fund Growth	₹59.7295 ↓ -0.03	₹663	0.9	3.6	8.9	5.7	6.7	6.87%	7Y 6M 22D	14Y 11M 12D
SBI Magnum Gilt Fund Growth	₹62.8618 ↓ -0.02	₹10,937	0.9	3.8	8.8	6.6	7.6	6.99%	9Y 3M 22D	22Y 6M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24

ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Magnum Constant Maturity Fund Growth	₹60.0443 ↓ -0.04	₹1,818	1.4	4.1	9.3	5.4	7.5	6.97%	6Y 10M 28D	9Y 11M 8D
IDFC Government Securities Fund - Constant Maturity Plan Growth	₹42.9673 ↓ -0.03	₹344	1.4	4.4	9.8	5.4	7.4	6.96%	6Y 8M 1D	9Y 5M 16D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹23.1709 ↓ -0.02	₹2,442	1.5	4.2	9.2	5.5	7.7	6.95%	6Y 9M 25D	9Y 6M 4D
DSP BlackRock 10Y G-Sec Fund Growth	₹20.5327 ↓ -0.02	₹56	1.2	3.9	8.9	5	7.7	6.8%	6Y 11M 12D	9Y 8M 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24

*ನಿವ್ವಳ ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪಟ್ಟಿಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ50 ಕೋಟಿ ಮತ್ತು 3 ವರ್ಷಗಳಿಂದ ಸ್ವತ್ತುಗಳನ್ನು ನಿರ್ವಹಿಸಿದ್ದಾರೆ. ಮೆಚ್ಯೂರಿಟಿಗೆ ಹೆಚ್ಚಿನ ಇಳುವರಿಯನ್ನು ಆಧರಿಸಿ (ytm)

1. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (22 Nov 24)	₹21.5493 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹1,845 on 31 Oct 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.18%
Effective Maturity	5 Years 1 Month 6 Days
Modified Duration	3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,822
31 Oct 21	₹11,429
31 Oct 22	₹11,734
31 Oct 23	₹12,384
31 Oct 24	₹13,626

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.2%
3 Month	2%
6 Month	4.6%
1 Year	9.3%
3 Year	5.9%
5 Year	6.2%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%
2015	9.3%
2014

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.61 Yr.
Sunit garg	1 Nov 22	2 Yr.

Data below for Kotak Medium Term Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	1.83%
Equity	6.04%
Debt	90.39%
Other	1.75%

Debt Sector Allocation

Sector	Value
Corporate	63.53%
Government	26.47%
Cash Equivalent	2.23%

Credit Quality

Rating	Value
A	8.16%
AA	43.26%
AAA	48.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 14082033 Sovereign Bonds \| -	10%	₹178 Cr	17,343,470 ↓ -4,999,980
7.10%Goi 08/04/2034 Sovereign Bonds \| -	9%	₹166 Cr	16,250,020 ↑ 7,250,000
TATA Steel Limited Debentures \| -	4%	₹76 Cr	750
Pipeline Infrastructure Private Limited Debentures \| -	4%	₹64 Cr	6,280
Aditya Birla Renewables Limited Debentures \| -	3%	₹60 Cr	6,000
SANSAR AUG 2024 V TRUST Unlisted bonds \| -	3%	₹60 Cr	600,000,000 ↑ 600,000,000
Prestige Projects Private Limited 0.1175% Debentures \| -	3%	₹60 Cr	6,000
Indostar Capital Finance Limited Debentures \| -	3%	₹60 Cr	6,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	3%	₹57 Cr	1,455,613
Century Textiles And Industries Limited Debentures \| -	3%	₹55 Cr	5,500

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 7% , 2022 was 4.2% and 2021 was 5.5% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (22 Nov 24)	₹42.3963 ↓ -0.02 (-0.05 %)
Net Assets (Cr)	₹5,917 on 31 Oct 24
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	1.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.13%
Effective Maturity	4 Years 4 Months 24 Days
Modified Duration	3 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,088
31 Oct 21	₹11,789
31 Oct 22	₹12,198
31 Oct 23	₹13,027
31 Oct 24	₹14,119

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	4%
1 Year	8%
3 Year	6.2%
5 Year	7.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%
2014	12.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	7.99 Yr.
Akhil Kakkar	22 Jan 24	0.78 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	8.07%
Equity	0.85%
Debt	90.8%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	64.57%
Government	27.83%
Cash Equivalent	6.39%
Securitized	0.08%

Credit Quality

Rating	Value
AA	55.61%
AAA	44.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	23%	₹1,378 Cr	134,735,250 ↑ 28,993,500
Godrej Properties Limited Debentures \| -	3%	₹151 Cr	15,000
The Great Eastern Shipping Company Limited Debentures \| -	3%	₹150 Cr	1,500
India (Republic of) Sovereign Bonds \| -	2%	₹128 Cr	12,708,800 ↑ 12,708,800
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹127 Cr	12,400
TVS Credit Services Limited Debentures \| -	2%	₹111 Cr	110
Ess Kay Limited Debentures \| -	2%	₹109 Cr	11,000
Torrent Power Limited Debentures \| -	2%	₹107 Cr	10,500
Nirma Limited Debentures \| -	2%	₹101 Cr	10,000
Tata Projects Limited Debentures \| -	2%	₹100 Cr	1,000

3. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (22 Nov 24)	₹26.4871 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹1,923 on 15 Nov 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	2.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.03%
Effective Maturity	5 Years 6 Months 11 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,032
31 Oct 21	₹11,683
31 Oct 22	₹12,068
31 Oct 23	₹12,896
31 Oct 24	₹14,071

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.1%
1 Year	8.7%
3 Year	6.4%
5 Year	7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%
2015	6.8%
2014	15%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12 Yr.
Sachin Jain	1 Feb 23	1.75 Yr.
Akhil Thakker	1 Feb 23	1.75 Yr.

Data below for Axis Strategic Bond Fund as on 15 Nov 24

Asset Allocation

Asset Class	Value
Cash	9.87%
Debt	89.87%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	53.91%
Government	35.96%
Cash Equivalent	9.87%

Credit Quality

Rating	Value
A	11.06%
AA	39.28%
AAA	49.66%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	7%	₹139 Cr	13,600,000 ↑ 12,500,000
7.23% Goi 15/04/2039 Sovereign Bonds \| -	7%	₹130 Cr	12,500,000 ↓ -17,000,000
07.18 Goi 14082033 Sovereign Bonds \| -	6%	₹122 Cr	11,900,000 ↓ -3,500,000
6.79 Goi 2034 Sovereign Bonds \| -	3%	₹63 Cr	6,231,900 ↑ 6,231,900
Nirma Limited Debentures \| -	3%	₹61 Cr	6,000
07.18 Goi 24072037 Sovereign Bonds \| -	3%	₹58 Cr	5,600,000
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	3%	₹55 Cr	5,500
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹55 Cr	5,500
Rajasthan (Government of ) 7.52% - \| -	3%	₹52 Cr	5,000,000
Mahanagar Telephone Nigam Limited Debentures \| -	2%	₹49 Cr	5,000

4. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (22 Nov 24)	₹14.6756 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹117 on 31 Oct 24
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.92
Sharpe Ratio	2.2
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8%
Effective Maturity	5 Years 1 Month 6 Days
Modified Duration	3 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,447
31 Oct 21	₹8,839
31 Oct 22	₹8,955
31 Oct 23	₹9,564
31 Oct 24	₹10,383

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4.1%
1 Year	8.2%
3 Year	5.6%
5 Year	0.8%
10 Year
15 Year
Since launch	3.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%
2014

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.44 Yr.
Sushil Budhia	1 Feb 20	4.75 Yr.
Akshay Sharma	1 Dec 22	1.92 Yr.

Data below for Nippon India Strategic Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	4.23%
Debt	95.39%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	57.73%
Government	37.66%
Cash Equivalent	4.23%

Credit Quality

Rating	Value
AA	53.97%
AAA	46.03%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	17%	₹20 Cr	2,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
07.18 MH Sdl 2030 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
Summit Digitel Infrastructure Limited Debentures \| -	7%	₹8 Cr	80
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹5 Cr	500
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	4%	₹5 Cr	500
Godrej Properties Limited Debentures \| -	4%	₹5 Cr	500
Century Textiles And Industries Limited Debentures \| -	4%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	4%	₹5 Cr	500
Aadhar Housing Finance Limited Debentures \| -	4%	₹5 Cr	500

5. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (22 Nov 24)	₹57.1421 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹19,922 on 31 Oct 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	2.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.76%
Effective Maturity	3 Years 11 Months 26 Days
Modified Duration	2 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,054
31 Oct 21	₹11,573
31 Oct 22	₹12,033
31 Oct 23	₹12,890
31 Oct 24	₹13,931

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.9%
1 Year	7.9%
3 Year	6.4%
5 Year	6.8%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%
2014	11.6%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	14.96 Yr.
Nikhil Kabra	29 Dec 20	3.84 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	11.16%
Debt	88.6%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	57.97%
Government	36.7%
Cash Equivalent	5.09%

Credit Quality

Rating	Value
AA	17.47%
AAA	82.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	10%	₹2,022 Cr	197,717,080 ↑ 49,993,500
Govt Stock 22092033 Sovereign Bonds \| -	8%	₹1,553 Cr	150,908,750
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹921 Cr	91,074,740
07.06 Goi 2028 Sovereign Bonds \| -	3%	₹646 Cr	63,854,250
Small Industries Development Bank Of India Debentures \| -	2%	₹370 Cr	37,000
SANSAR AUG 2024 VII TRUST Unlisted bonds \| -	2%	₹355 Cr	3,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹350 Cr	35,000
Muthoot Finance Limited Debentures \| -	2%	₹301 Cr	30,000
Small Industries Development Bank Of India Debentures \| -	2%	₹301 Cr	3,000
LIC Housing Finance Limited Debentures \| -	2%	₹300 Cr	3,000

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 5% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (22 Nov 24)	₹53.4596 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹4,016 on 31 Oct 24
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.74%
Effective Maturity	5 Years 7 Months 20 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,975
31 Oct 21	₹11,617
31 Oct 22	₹11,877
31 Oct 23	₹12,670
31 Oct 24	₹13,755

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.3%
3 Month	1.7%
6 Month	4%
1 Year	8.1%
3 Year	5.7%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%
2015	7.4%
2014	11.2%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.18 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	6.29%
Equity	0.66%
Debt	92.78%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	55.42%
Government	36.98%
Cash Equivalent	5.67%
Securitized	0.99%

Credit Quality

Rating	Value
AA	37.98%
AAA	60.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹308 Cr	30,047,700
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹165 Cr	16,000,000 ↑ 2,500,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	4%	₹148 Cr	15,000,000
Tata Steel Limited Debentures \| -	4%	₹146 Cr	14,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹128 Cr	12,500,000
Kalpataru Power Transmission Limited Debentures \| -	2%	₹100 Cr	10,000
Small Business Fincredit India Private Limited Debentures \| -	2%	₹100 Cr	10,000
6.1% Govt Stock 2031 Sovereign Bonds \| -	2%	₹96 Cr	10,000,000
The Tata Power Company Limited Debentures \| -	2%	₹77 Cr	725
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000

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ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಕಡಿಮೆಯಿದ್ದರೆ, ಅದನ್ನು ಅಲ್ಪಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಇವುಗಳನ್ನು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್‌ನ ಪ್ರಕಾರ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

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ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಹೆಚ್ಚಿದ್ದರೆ, ಅದನ್ನು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನದೊಂದಿಗೆ 20% ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ	ಹೂಡಿಕೆ ಹಿಡುವಳಿ ಲಾಭಗಳು	ತೆರಿಗೆ
ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಕಡಿಮೆ	ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ
ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಹೆಚ್ಚು	20% ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನಗಳೊಂದಿಗೆ

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ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.