Table of Contents

ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ
- ಬಾಂಡ್ಗಳು
- ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?
<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳ ತೆರಿಗೆ
- ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
- ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
Top 6 Debt - Medium term Bond Funds

ಅತ್ಯುತ್ತಮ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on December 22, 2024 , 27819 views

ಕರಾರುಪತ್ರಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಗಿಂತ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು ಮತ್ತು ಪ್ರಕೃತಿಯಲ್ಲಿ ಹೆಚ್ಚು ದ್ರವವಾಗಿರುತ್ತವೆ, ಅಂದರೆ ಹೂಡಿಕೆದಾರರು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ತಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಪಡೆದುಕೊಳ್ಳಬಹುದು. ಕೆಲವು ಅತ್ಯುತ್ತಮ ಮೇಜರ್ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಕಡಿಮೆ-ವೆಚ್ಚದ ರಚನೆ, ತುಲನಾತ್ಮಕವಾಗಿ ಹೆಚ್ಚಿನ ಆದಾಯ, ಹೆಚ್ಚುದ್ರವ್ಯತೆ ಮತ್ತು ಸಮಂಜಸವಾದ ಸುರಕ್ಷತೆ.

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಾಲ ನಿಧಿ. ಇದು ಒಂದು ರೀತಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯಾಗಿದ್ದು ಅದು ಸ್ಥಿರವಾಗಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆಆದಾಯ ಸರ್ಕಾರ ಮತ್ತು ಕಾರ್ಪೊರೇಟ್‌ನಂತಹ ಉಪಕರಣಗಳುಬಾಂಡ್ಗಳು,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು, ಕಾರ್ಪೊರೇಟ್ ಸಾಲ ಭದ್ರತೆಗಳು ಇತ್ಯಾದಿಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ. ಸ್ಥಿರ ಮತ್ತು ನಿಯಮಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವ ಸರಾಸರಿ ಅಪಾಯ-ವಿರೋಧಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಸೂಕ್ತ ಹೂಡಿಕೆಯಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ ಮತ್ತು ಆದ್ದರಿಂದ ಕಡಿಮೆ ಅಪಾಯಕಾರಿಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಇದಲ್ಲದೆ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಬ್ಯಾಂಕ್‌ಗೆ ಉತ್ತಮ ಪರ್ಯಾಯವಾಗಬಹುದುಸ್ಥಿರ ಠೇವಣಿ.

ನಿಮ್ಮದನ್ನು ಸಾಧಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡುವ ವರ್ಗ ಶ್ರೇಯಾಂಕದ ಪ್ರಕಾರ ಉತ್ತಮ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಈ ಕೆಳಗಿನಂತಿವೆಹಣಕಾಸಿನ ಗುರಿಗಳು ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡಬಹುದು.

ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ

ಬಾಂಡ್ಗಳು

ಅವು ನಿಗಮಗಳು ಅಥವಾ ಸರ್ಕಾರಗಳಂತಹ ಘಟಕಗಳಿಂದ ನೀಡಲಾದ ಸಾಲ ಬಾಧ್ಯತೆಗಳಾಗಿವೆ. ಆದ್ದರಿಂದ, ಯಾವಾಗ ಒಂದುಹೂಡಿಕೆದಾರ ಅವರು ಬಾಂಡ್ ಖರೀದಿಸುತ್ತಿದ್ದಾರೆ, ಅವರು ನಿರ್ದಿಷ್ಟ ಅವಧಿಗೆ ಘಟಕಕ್ಕೆ ಹಣವನ್ನು ಸಾಲವಾಗಿ ನೀಡುತ್ತಿದ್ದಾರೆ. ಪ್ರತಿಯಾಗಿ, ನೀವು ಅಧಿಕಾರಾವಧಿಯ ಅಂತ್ಯದವರೆಗೆ ಬಡ್ಡಿಯನ್ನು ಪಡೆಯುತ್ತೀರಿ.

ಬಾಂಡ್ ನಿಧಿಗಳು

ಅವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ವಿನಿಮಯ-ವ್ಯಾಪಾರ ನಿಧಿಗಳು (ಇಟಿಎಫ್‌ಗಳು) ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಬಾಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು. ತಾತ್ತ್ವಿಕವಾಗಿ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಕಾರ್ಪೊರೇಟ್ ಅಥವಾ ಸರ್ಕಾರದಂತಹ ನಿರ್ದಿಷ್ಟ ರೀತಿಯ ಬಾಂಡ್‌ಗಳನ್ನು ಒಳಗೊಂಡಿರುತ್ತವೆ. ಕೆಳಗೆ ನೀಡಲಾದಂತಹ ಪರಿಪಕ್ವತೆಯ ಮೂಲಕ ಅವುಗಳನ್ನು ಮತ್ತಷ್ಟು ವ್ಯಾಖ್ಯಾನಿಸಲಾಗಿದೆ.

ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಈ ನಿಧಿಗಳ ಕೆಲವು ಪ್ರಮುಖ ಪ್ರಯೋಜನಗಳೆಂದರೆ:

ನಿಯಮಿತ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಉದಾಹರಣೆಗೆ, ಡಿವಿಡೆಂಡ್ ಪಾವತಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ನಿಯಮಿತ ಆದಾಯಕ್ಕೆ ಒಂದು ಆಯ್ಕೆಯಾಗಿದೆ.
ಸಣ್ಣ ಹಣಕಾಸಿನ ಗುರಿಗಳನ್ನು ಯೋಜಿಸಲು ಇದು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ, ಈ ನಿಧಿಗಳು ಸುರಕ್ಷತೆಯ ಆದಾಯವನ್ನು ಮತ್ತು ಹೆಚ್ಚು ದ್ರವವನ್ನು ಖಾತ್ರಿಪಡಿಸುತ್ತವೆ.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ, ನೀವು ಯಾವುದೇ ಹಂತದಲ್ಲಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯಿಂದ ಭಾಗಶಃ ಹಣವನ್ನು ಹಿಂಪಡೆಯಬಹುದು/ಹಿಂಪಡೆಯಬಹುದು ಮತ್ತು ಉಳಿದ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ಬಿಡಬಹುದು.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಪ್ರಮುಖವಾಗಿ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಅವು ಈಕ್ವಿಟಿಯ ಚಂಚಲತೆಯಿಂದ ಪ್ರಭಾವಿತವಾಗುವುದಿಲ್ಲಮಾರುಕಟ್ಟೆ. ಆದ್ದರಿಂದ, ಅಪಾಯ-ವಿರೋಧಿಗಳಿಗೆ ಇದು ಅತ್ಯುತ್ತಮ ಹೂಡಿಕೆ ಮಾರ್ಗವಾಗಿದೆ.

Ready to Invest?
Talk to our investment specialist

<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹526.333 ↑ 0.00	₹15,890	1.9	3.8	7.8	6.6	7.2	7.61%	5M 8D	7M 17D
Indiabulls Liquid Fund Growth	₹2,435.24 ↑ 0.14	₹147	1.7	3.5	7.4	6.2	6.8	7.1%	23D	23D
Principal Cash Management Fund Growth	₹2,222.55 ↑ 0.16	₹7,187	1.7	3.5	7.3	6.3	7	7.11%	1M 10D	1M 10D
PGIM India Insta Cash Fund Growth	₹327.87 ↑ 0.02	₹451	1.7	3.5	7.3	6.3	7	7.03%	1M 10D	1M 10D
JM Liquid Fund Growth	₹68.7668 ↑ 0.00	₹1,897	1.7	3.5	7.2	6.3	7	7.09%	1M 14D	1M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Short Maturity Fund Growth	₹39.3202 ↓ 0.00	₹28	1.2	3.1	6.1	4.2		7.18%	1Y 7M 28D	1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹37.1067 ↓ -0.02	₹1,999	3.1	5.8	10.4	13.7	6.9	7.65%	3Y 7M 28D	4Y 10M 24D
Axis Strategic Bond Fund Growth	₹26.695 ↑ 0.00	₹1,979	1.7	4.2	8.7	6.6	7.3	7.82%	3Y 9M 22D	5Y 3M 4D
Nippon India Strategic Debt Fund Growth	₹14.7869 ↑ 0.00	₹116	1.8	4.2	8.3	5.8	7	8.12%	3Y 4M 28D	4Y 8M 16D
Nippon India Short Term Fund Growth	₹50.3727 ↑ 0.01	₹7,534	1.7	4.1	8	6	6.8	7.62%	2Y 10M 2D	3Y 7M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Government Securities Fund Growth	₹78.1467 ↓ -0.03	₹2,177	0.4	3.4	9	5.9	7.1	6.94%	8Y 5M 5D	17Y 9M 11D
Nippon India Gilt Securities Fund Growth	₹36.6263 ↓ -0.01	₹2,132	0.5	3.6	8.9	5.8	6.7	7.05%	9Y 5M 16D	21Y 4M 20D
SBI Magnum Gilt Fund Growth	₹63.3414 ↓ -0.02	₹10,979	0.5	3.5	8.9	6.8	7.6	7.06%	10Y 2M 19D	25Y 7M 6D
UTI Gilt Fund Growth	₹60.2431 ↓ -0.03	₹645	0.6	3.7	8.8	6.1	6.7	7.01%	10Y 1M 17D	23Y 1M 10D
Canara Robeco Gilt Fund Growth	₹72.6338 ↓ -0.03	₹126	0.4	3.2	8.7	5.7	6.5	7.04%	9Y 10M 13D	24Y 7M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Magnum Constant Maturity Fund Growth	₹60.6377 ↓ 0.00	₹1,934	1.1	4.3	9.2	5.9	7.5	6.93%	6Y 10M 2D	9Y 10M 6D
IDFC Government Securities Fund - Constant Maturity Plan Growth	₹43.3936 ↓ -0.01	₹346	1.1	4.4	9.7	5.8	7.4	6.95%	7Y 1M 2D	10Y 6M 18D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹23.4041 ↑ 0.00	₹2,646	1.3	4.5	9.3	5.9	7.7	6.9%	6Y 9M 18D	9Y 6M 18D
DSP BlackRock 10Y G-Sec Fund Growth	₹20.7505 ↑ 0.00	₹56	1.1	4.2	9	5.5	7.7	6.75%	6Y 10M 20D	9Y 7M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 24

*ನಿವ್ವಳ ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪಟ್ಟಿಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ50 ಕೋಟಿ ಮತ್ತು 3 ವರ್ಷಗಳಿಂದ ಸ್ವತ್ತುಗಳನ್ನು ನಿರ್ವಹಿಸಿದ್ದಾರೆ. ಮೆಚ್ಯೂರಿಟಿಗೆ ಹೆಚ್ಚಿನ ಇಳುವರಿಯನ್ನು ಆಧರಿಸಿ (ytm)

1. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (24 Dec 24)	₹21.6953 ↑ 0.03 (0.12 %)
Net Assets (Cr)	₹1,828 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.21%
Effective Maturity	5 Years 25 Days
Modified Duration	3 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,796
30 Nov 21	₹11,342
30 Nov 22	₹11,665
30 Nov 23	₹12,324
30 Nov 24	₹13,507

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.4%
6 Month	4.4%
1 Year	9.2%
3 Year	6.1%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%
2015	9.3%
2014

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.7 Yr.
Sunit garg	1 Nov 22	2.08 Yr.

Data below for Kotak Medium Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.4%
Equity	5.68%
Debt	90.25%
Other	1.68%

Debt Sector Allocation

Sector	Value
Corporate	60.44%
Government	29.43%
Cash Equivalent	2.77%

Credit Quality

Rating	Value
A	7.25%
AA	35.78%
AAA	56.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	12%	₹216 Cr	21,250,020 ↓ -500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	10%	₹177 Cr	17,343,470
TATA Steel Limited Debentures \| -	4%	₹75 Cr	750
Pipeline Infrastructure Private Limited Debentures \| -	3%	₹64 Cr	6,280
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST)** SO Unlisted bonds \| -	3%	₹60 Cr	600,000,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹60 Cr	6,000
Prestige Projects Private Limited 0.1175% Debentures \| -	3%	₹60 Cr	6,000
Indostar Capital Finance Limited Debentures \| -	3%	₹60 Cr	6,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	3%	₹57 Cr	1,509,149 ↑ 103,913
Century Textiles And Industries Limited Debentures \| -	3%	₹55 Cr	5,500

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 7% , 2022 was 4.2% and 2021 was 5.5% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (24 Dec 24)	₹42.6961 ↑ 0.02 (0.05 %)
Net Assets (Cr)	₹5,723 on 15 Dec 24
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.16%
Effective Maturity	4 Years 4 Months 17 Days
Modified Duration	3 Years 3 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,057
30 Nov 21	₹11,694
30 Nov 22	₹12,142
30 Nov 23	₹12,949
30 Nov 24	₹14,024

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.7%
6 Month	4.1%
1 Year	8.1%
3 Year	6.4%
5 Year	7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%
2014	12.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.07 Yr.
Akhil Kakkar	22 Jan 24	0.86 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	5.66%
Equity	0.89%
Debt	93.16%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	64.29%
Government	28.8%
Cash Equivalent	5.66%
Securitized	0.08%

Credit Quality

Rating	Value
AA	55.37%
AAA	44.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	26%	₹1,515 Cr	149,073,350 ↑ 2,500,000
Godrej Properties Limited Debentures \| -	3%	₹151 Cr	15,000
Oberoi Realty Ltd. Debentures \| -	3%	₹150 Cr	15,000
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹126 Cr	12,400
TVS Credit Services Limited Debentures \| -	2%	₹111 Cr	110
Ess Kay Limited Debentures \| -	2%	₹109 Cr	11,000
Torrent Power Limited Debentures \| -	2%	₹106 Cr	10,500
Nirma Limited Debentures \| -	2%	₹101 Cr	10,000
G R Infraprojects Ltd. Debentures \| -	2%	₹100 Cr	10,000
Tata Projects Limited Debentures \| -	2%	₹100 Cr	1,000

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (24 Dec 24)	₹14.7869 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹116 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.92
Sharpe Ratio	2.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.12%
Effective Maturity	4 Years 8 Months 16 Days
Modified Duration	3 Years 4 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹7,607
30 Nov 21	₹8,984
30 Nov 22	₹9,162
30 Nov 23	₹9,767
30 Nov 24	₹10,593

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹185,607.
Net Profit of ₹5,607 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	1.8%
6 Month	4.2%
1 Year	8.3%
3 Year	5.8%
5 Year	1.2%
10 Year
15 Year
Since launch	3.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%
2014

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.53 Yr.
Sushil Budhia	1 Feb 20	4.84 Yr.
Akshay Sharma	1 Dec 22	2 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	4.77%
Debt	94.86%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	61.53%
Government	33.33%
Cash Equivalent	4.77%

Credit Quality

Rating	Value
AA	51.8%
AAA	48.2%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	17%	₹21 Cr	2,000,000
07.18 MH Sdl 2030 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
Summit Digitel Infrastructure Limited Debentures \| -	7%	₹8 Cr	80
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹5 Cr	500,000
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹5 Cr	500
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	4%	₹5 Cr	500
Century Textiles And Industries Limited Debentures \| -	4%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	4%	₹5 Cr	500
Godrej Properties Limited Debentures \| -	4%	₹5 Cr	500
Aadhar Housing Finance Limited Debentures \| -	4%	₹5 Cr	500

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2023 was 7.2% , 2022 was 3.4% and 2021 was 3.8% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (24 Dec 24)	₹48.9194 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹6,642 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	7.86%
Effective Maturity	5 Years 5 Months 19 Days
Modified Duration	3 Years 7 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,237
30 Nov 21	₹11,723
30 Nov 22	₹12,077
30 Nov 23	₹12,915
30 Nov 24	₹13,990

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	1.6%
6 Month	4%
1 Year	8.1%
3 Year	6.2%
5 Year	7%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.4%
2021	3.8%
2020	12.3%
2019	11.1%
2018	6.2%
2017	7.6%
2016	14%
2015	6.6%
2014	16.5%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure
Lokesh Mallya	1 Dec 23	1 Yr.
Mohit Jain	30 Nov 17	7.01 Yr.
Pradeep Kesavan	1 Dec 23	1 Yr.

Data below for SBI Magnum Medium Duration Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	13.62%
Debt	86.1%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	50.47%
Government	35.63%
Cash Equivalent	13.62%

Credit Quality

Rating	Value
A	8.35%
AA	46.68%
AAA	44.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	12%	₹783 Cr	76,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	10%	₹654 Cr	64,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹549 Cr	53,500,000
Godrej Properties Limited Debentures \| -	5%	₹301 Cr	30,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹284 Cr	27,500,000
Avanse Financial Services Ltd. Debentures \| -	4%	₹250 Cr	25,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	4%	₹237 Cr	24,000
Century Textiles And Industried Limited Debentures \| -	3%	₹220 Cr	22,000
Yes Bank Limited Debentures \| -	3%	₹220 Cr	2,250
Renserv Global Pvt Ltd. Debentures \| -	3%	₹210 Cr	21,000

5. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (24 Dec 24)	₹26.695 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹1,979 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	2.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	5 Years 3 Months 4 Days
Modified Duration	3 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,019
30 Nov 21	₹11,642
30 Nov 22	₹12,057
30 Nov 23	₹12,870
30 Nov 24	₹14,033

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.8%
3 Month	1.7%
6 Month	4.2%
1 Year	8.7%
3 Year	6.6%
5 Year	7.1%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%
2015	6.8%
2014	15%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.08 Yr.
Sachin Jain	1 Feb 23	1.83 Yr.
Akhil Thakker	1 Feb 23	1.83 Yr.

Data below for Axis Strategic Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	10.56%
Debt	89.18%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	51.43%
Government	37.75%
Cash Equivalent	10.56%

Credit Quality

Rating	Value
A	11.16%
AA	39.45%
AAA	49.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹113 Cr	11,100,000 ↓ -1,000,000
India (Republic of) 6.92% Sovereign Bonds \| -	5%	₹100 Cr	10,000,000 ↑ 10,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹99 Cr	9,700,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹88 Cr	8,598,700 ↓ -2,401,300
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹87 Cr	8,731,900 ↓ -5,000,000
Nirma Limited Debentures \| -	3%	₹61 Cr	6,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	3%	₹57 Cr	5,600,000
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹55 Cr	5,500
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	3%	₹55 Cr	5,500
Rajasthan (Government of ) 7.52% - \| -	3%	₹52 Cr	5,000,000

6. L&T Resurgent India Bond Fund

(Erstwhile L&T Resurgent India Corporate Bond Fund)

"To seek to generate income by investing primarily in debt and money market securities of fundamentally strong corporates/companies in growth sectors which are closely associated with the resurgence of domestic economy, with a fl exibility to follow more conservative investment approach during economic downturns. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns."

L&T Resurgent India Bond Fund is a Debt - Medium term Bond fund was launched on 2 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch. Return for 2023 was 7% , 2022 was 2.6% and 2021 was 4.5% .

Below is the key information for L&T Resurgent India Bond Fund

L&T Resurgent India Bond Fund Growth
Launch Date	2 Feb 15
NAV (24 Dec 24)	₹19.4615 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹841 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.1
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL)
Yield to Maturity	7.75%
Effective Maturity	5 Years 8 Months 26 Days
Modified Duration	3 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,886
30 Nov 21	₹11,491
30 Nov 22	₹11,749
30 Nov 23	₹12,516
30 Nov 24	₹13,578

L&T Resurgent India Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for L&T Resurgent India Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 24

Duration	Returns
1 Month	0.7%
3 Month	1.5%
6 Month	3.8%
1 Year	8.2%
3 Year	5.9%
5 Year	6.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2.6%
2021	4.5%
2020	9.7%
2019	7.3%
2018	4.4%
2017	6.3%
2016	10.8%
2015
2014

Fund Manager information for L&T Resurgent India Bond Fund

Name	Since	Tenure
Kapil Punjabi	26 Nov 22	2.02 Yr.
Shriram Ramanathan	2 Feb 15	9.84 Yr.

Data below for L&T Resurgent India Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	6.95%
Debt	92.8%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	49.58%
Corporate	43.22%
Cash Equivalent	6.95%

Credit Quality

Rating	Value
AA	19.07%
AAA	80.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	12%	₹102 Cr	10,000,000 ↑ 5,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹65 Cr	6,500,000 ↑ 1,500,000
Small Industries Development Bank Of India Debentures \| -	6%	₹54 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	6%	₹53 Cr	5,000
Indian Railway Finance Corporation Limited Debentures \| -	6%	₹52 Cr	5,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹37 Cr	3,500,000
Power Finance Corp Ltd. Debentures \| -	3%	₹27 Cr	2,500
DHRUVA XXIV Unlisted bonds \| -	3%	₹26 Cr	27
VAJRA 011 TRUST Unlisted bonds \| -	3%	₹26 Cr	28
Shriram Finance Limited Debentures \| -	3%	₹26 Cr	2,500

ಬಾಂಡ್ ಫಂಡ್‌ಗಳ ತೆರಿಗೆ

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ಸಾಲ ನಿಧಿಗಳ ಮೇಲಿನ ತೆರಿಗೆ ಪರಿಣಾಮಗಳನ್ನು ಈ ಕೆಳಗಿನ ರೀತಿಯಲ್ಲಿ ಗಣಿಸಲಾಗಿದೆ-

ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು

ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಕಡಿಮೆಯಿದ್ದರೆ, ಅದನ್ನು ಅಲ್ಪಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಇವುಗಳನ್ನು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್‌ನ ಪ್ರಕಾರ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು

ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಹೆಚ್ಚಿದ್ದರೆ, ಅದನ್ನು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನದೊಂದಿಗೆ 20% ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ	ಹೂಡಿಕೆ ಹಿಡುವಳಿ ಲಾಭಗಳು	ತೆರಿಗೆ
ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಕಡಿಮೆ	ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ
ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಹೆಚ್ಚು	20% ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನಗಳೊಂದಿಗೆ

ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?

Fincash.com ನಲ್ಲಿ ಜೀವಮಾನಕ್ಕಾಗಿ ಉಚಿತ ಹೂಡಿಕೆ ಖಾತೆಯನ್ನು ತೆರೆಯಿರಿ.

ನಿಮ್ಮ ನೋಂದಣಿ ಮತ್ತು KYC ಪ್ರಕ್ರಿಯೆಯನ್ನು ಪೂರ್ಣಗೊಳಿಸಿ

ದಾಖಲೆಗಳನ್ನು ಅಪ್‌ಲೋಡ್ ಮಾಡಿ (PAN, ಆಧಾರ್, ಇತ್ಯಾದಿ).ಮತ್ತು, ನೀವು ಹೂಡಿಕೆ ಮಾಡಲು ಸಿದ್ಧರಿದ್ದೀರಿ!

ಪ್ರಾರಂಭಿಸಿ

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.