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ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ
- ಬಾಂಡ್ಗಳು
- ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?
<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು
ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು
ಬಾಂಡ್ ಫಂಡ್‌ಗಳ ತೆರಿಗೆ
- ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
- ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು
ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
Top 6 Funds

ಅತ್ಯುತ್ತಮ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು 2022

Updated on November 4, 2024 , 27732 views

ಕರಾರುಪತ್ರಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಗಿಂತ ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ನೀಡುತ್ತದೆಬ್ಯಾಂಕ್ ಖಾತೆಗಳು ಮತ್ತು ಪ್ರಕೃತಿಯಲ್ಲಿ ಹೆಚ್ಚು ದ್ರವವಾಗಿರುತ್ತವೆ, ಅಂದರೆ ಹೂಡಿಕೆದಾರರು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ ತಮ್ಮ ಹೂಡಿಕೆಯನ್ನು ಪಡೆದುಕೊಳ್ಳಬಹುದು. ಕೆಲವು ಅತ್ಯುತ್ತಮ ಮೇಜರ್ಹೂಡಿಕೆಯ ಪ್ರಯೋಜನಗಳು ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಕಡಿಮೆ-ವೆಚ್ಚದ ರಚನೆ, ತುಲನಾತ್ಮಕವಾಗಿ ಹೆಚ್ಚಿನ ಆದಾಯ, ಹೆಚ್ಚುದ್ರವ್ಯತೆ ಮತ್ತು ಸಮಂಜಸವಾದ ಸುರಕ್ಷತೆ.

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಎಂದೂ ಕರೆಯುತ್ತಾರೆಸಾಲ ನಿಧಿ. ಇದು ಒಂದು ರೀತಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಯಾಗಿದ್ದು ಅದು ಸ್ಥಿರವಾಗಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತದೆಆದಾಯ ಸರ್ಕಾರ ಮತ್ತು ಕಾರ್ಪೊರೇಟ್‌ನಂತಹ ಉಪಕರಣಗಳುಬಾಂಡ್ಗಳು,ಹಣದ ಮಾರುಕಟ್ಟೆ ಉಪಕರಣಗಳು, ಕಾರ್ಪೊರೇಟ್ ಸಾಲ ಭದ್ರತೆಗಳು ಇತ್ಯಾದಿಬಂಡವಾಳ ಮೆಚ್ಚುಗೆ. ಸ್ಥಿರ ಮತ್ತು ನಿಯಮಿತ ಆದಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವ ಸರಾಸರಿ ಅಪಾಯ-ವಿರೋಧಿ ಹೂಡಿಕೆದಾರರಿಗೆ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಸೂಕ್ತ ಹೂಡಿಕೆಯಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಕಡಿಮೆ ಬಾಷ್ಪಶೀಲವಾಗಿರುತ್ತವೆ ಮತ್ತು ಆದ್ದರಿಂದ ಕಡಿಮೆ ಅಪಾಯಕಾರಿಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು. ಇದಲ್ಲದೆ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಬ್ಯಾಂಕ್‌ಗೆ ಉತ್ತಮ ಪರ್ಯಾಯವಾಗಬಹುದುಸ್ಥಿರ ಠೇವಣಿ.

ನಿಮ್ಮದನ್ನು ಸಾಧಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡುವ ವರ್ಗ ಶ್ರೇಯಾಂಕದ ಪ್ರಕಾರ ಉತ್ತಮ ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಈ ಕೆಳಗಿನಂತಿವೆಹಣಕಾಸಿನ ಗುರಿಗಳು ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ನಿಮಗೆ ಸಹಾಯ ಮಾಡಬಹುದು.

ಬಾಂಡ್ ಮತ್ತು ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಡುವಿನ ವ್ಯತ್ಯಾಸ

ಬಾಂಡ್ಗಳು

ಅವು ನಿಗಮಗಳು ಅಥವಾ ಸರ್ಕಾರಗಳಂತಹ ಘಟಕಗಳಿಂದ ನೀಡಲಾದ ಸಾಲ ಬಾಧ್ಯತೆಗಳಾಗಿವೆ. ಆದ್ದರಿಂದ, ಯಾವಾಗ ಒಂದುಹೂಡಿಕೆದಾರ ಅವರು ಬಾಂಡ್ ಖರೀದಿಸುತ್ತಿದ್ದಾರೆ, ಅವರು ನಿರ್ದಿಷ್ಟ ಅವಧಿಗೆ ಘಟಕಕ್ಕೆ ಹಣವನ್ನು ಸಾಲವಾಗಿ ನೀಡುತ್ತಿದ್ದಾರೆ. ಪ್ರತಿಯಾಗಿ, ನೀವು ಅಧಿಕಾರಾವಧಿಯ ಅಂತ್ಯದವರೆಗೆ ಬಡ್ಡಿಯನ್ನು ಪಡೆಯುತ್ತೀರಿ.

ಬಾಂಡ್ ನಿಧಿಗಳು

ಅವು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಅಥವಾ ವಿನಿಮಯ-ವ್ಯಾಪಾರ ನಿಧಿಗಳು (ಇಟಿಎಫ್‌ಗಳು) ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಬಾಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು. ತಾತ್ತ್ವಿಕವಾಗಿ, ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಕಾರ್ಪೊರೇಟ್ ಅಥವಾ ಸರ್ಕಾರದಂತಹ ನಿರ್ದಿಷ್ಟ ರೀತಿಯ ಬಾಂಡ್‌ಗಳನ್ನು ಒಳಗೊಂಡಿರುತ್ತವೆ. ಕೆಳಗೆ ನೀಡಲಾದಂತಹ ಪರಿಪಕ್ವತೆಯ ಮೂಲಕ ಅವುಗಳನ್ನು ಮತ್ತಷ್ಟು ವ್ಯಾಖ್ಯಾನಿಸಲಾಗಿದೆ.

ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಏಕೆ ಹೂಡಿಕೆ ಮಾಡಬೇಕು?

ಈ ನಿಧಿಗಳ ಕೆಲವು ಪ್ರಮುಖ ಪ್ರಯೋಜನಗಳೆಂದರೆ:

ನಿಯಮಿತ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಉದಾಹರಣೆಗೆ, ಡಿವಿಡೆಂಡ್ ಪಾವತಿಯನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ನಿಯಮಿತ ಆದಾಯಕ್ಕೆ ಒಂದು ಆಯ್ಕೆಯಾಗಿದೆ.
ಸಣ್ಣ ಹಣಕಾಸಿನ ಗುರಿಗಳನ್ನು ಯೋಜಿಸಲು ಇದು ಉತ್ತಮ ಆಯ್ಕೆಯಾಗಿದೆ. ಕಡಿಮೆ ಅವಧಿಯಲ್ಲಿ, ಈ ನಿಧಿಗಳು ಸುರಕ್ಷತೆಯ ಆದಾಯವನ್ನು ಮತ್ತು ಹೆಚ್ಚು ದ್ರವವನ್ನು ಖಾತ್ರಿಪಡಿಸುತ್ತವೆ.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳಲ್ಲಿ, ನೀವು ಯಾವುದೇ ಹಂತದಲ್ಲಿ ನಿಮ್ಮ ಹೂಡಿಕೆಯಿಂದ ಭಾಗಶಃ ಹಣವನ್ನು ಹಿಂಪಡೆಯಬಹುದು/ಹಿಂಪಡೆಯಬಹುದು ಮತ್ತು ಉಳಿದ ಹಣವನ್ನು ಹೂಡಿಕೆ ಮಾಡಲು ಬಿಡಬಹುದು.
ಬಾಂಡ್ ಫಂಡ್‌ಗಳು ಪ್ರಮುಖವಾಗಿ ಸರ್ಕಾರಿ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದರಿಂದ ಅವು ಈಕ್ವಿಟಿಯ ಚಂಚಲತೆಯಿಂದ ಪ್ರಭಾವಿತವಾಗುವುದಿಲ್ಲಮಾರುಕಟ್ಟೆ. ಆದ್ದರಿಂದ, ಅಪಾಯ-ವಿರೋಧಿಗಳಿಗೆ ಇದು ಅತ್ಯುತ್ತಮ ಹೂಡಿಕೆ ಮಾರ್ಗವಾಗಿದೆ.

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<1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಾಂಡ್ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Savings Fund Growth	₹521.407 ↑ 0.10	₹12,417	1.9	3.8	7.7	6.4	7.2	7.78%	5M 19D	7M 24D
Indiabulls Liquid Fund Growth	₹2,414.26 ↑ 0.42	₹190	1.8	3.6	7.4	6	6.8	7.12%	1M 29D
Principal Cash Management Fund Growth	₹2,203.68 ↑ 0.42	₹5,396	1.8	3.5	7.3	6.2	7	7.18%	1M 28D	1M 28D
PGIM India Insta Cash Fund Growth	₹325.037 ↑ 0.06	₹516	1.8	3.6	7.3	6.2	7	7.21%	1M 24D	1M 28D
JM Liquid Fund Growth	₹68.1831 ↑ 0.01	₹3,157	1.7	3.5	7.3	6.2	7	7.14%	1M 18D	1M 22D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 24

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 1 ವರ್ಷಕ್ಕೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
PGIM India Short Maturity Fund Growth	₹39.3202 ↓ 0.00	₹28	1.2	3.1	6.1	4.2		7.18%	1Y 7M 28D	1Y 11M 1D
Aditya Birla Sun Life Medium Term Plan Growth	₹36.816 ↑ 0.01	₹1,921	3.7	6.7	10.8	13.7	6.9	7.73%	3Y 10M 6D	5Y 1M 10D
Axis Strategic Bond Fund Growth	₹26.4302 ↑ 0.00	₹1,945	2	4.5	9	6.4	7.3	8.03%	3Y 8M 23D	5Y 6M 11D
Nippon India Strategic Debt Fund Growth	₹14.6419 ↑ 0.00	₹117	2	4.4	8.4	5.5	7	8.05%	3Y 6M 18D	4Y 11M 8D
Nippon India Short Term Fund Growth	₹49.9069 ↑ 0.00	₹7,122	2	4.2	8.1	5.8	6.8	7.59%	2Y 10M 2D	3Y 8M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Sep 23

ಬಾಂಡ್ ಫಂಡ್‌ಗಳು > 3 ವರ್ಷಗಳವರೆಗೆ ಹೂಡಿಕೆ ಮಾಡಲು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Government Securities Fund Growth	₹77.8798 ↓ -0.02	₹2,259	1.9	5.1	10.4	5.9	7.1	6.92%	9Y 11D	18Y 10M 2D
Nippon India Gilt Securities Fund Growth	₹36.452 ↓ -0.01	₹1,986	1.9	5	10	5.7	6.7	6.95%	9Y 29D	19Y 7M 6D
Canara Robeco Gilt Fund Growth	₹72.4106 ↓ -0.03	₹121	1.9	4.9	10	5.7	6.5	6.91%	8Y 9M 5D	21Y 7M 9D
SBI Magnum Gilt Fund Growth	₹63.0635 ↓ -0.02	₹10,626	1.8	5	9.8	6.9	7.6	6.96%	9Y 6M 22D	23Y 5M 12D
UTI Gilt Fund Growth	₹59.8962 ↓ -0.02	₹663	1.8	4.7	9.7	5.9	6.7	6.87%	7Y 6M 22D	14Y 11M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 24

ಅತ್ಯುತ್ತಮ 10-ವರ್ಷದ ಸರ್ಕಾರ ಬಾಂಡ್ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
SBI Magnum Constant Maturity Fund Growth	₹60.0821 ↓ 0.00	₹1,761	1.9	5	10	5.7	7.5	6.88%	6Y 10M 20D	9Y 10M 24D
IDFC Government Securities Fund - Constant Maturity Plan Growth	₹43.0024 ↓ 0.00	₹343	1.9	5.3	10.6	5.6	7.4	6.87%	6Y 7M 17D	9Y 4M 13D
ICICI Prudential Constant Maturity Gilt Fund Growth	₹23.17 ↑ 0.00	₹2,452	1.9	5	10	5.7	7.7	6.87%	6Y 8M 5D	9Y 7M 2D
DSP BlackRock 10Y G-Sec Fund Growth	₹20.5507 ↑ 0.00	₹55	1.7	4.8	9.7	5.2	7.7	6.75%	6Y 6M 25D	9Y 4M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Nov 24

*ನಿವ್ವಳ ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ಬಾಂಡ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಪಟ್ಟಿಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ50 ಕೋಟಿ ಮತ್ತು 3 ವರ್ಷಗಳಿಂದ ಸ್ವತ್ತುಗಳನ್ನು ನಿರ್ವಹಿಸಿದ್ದಾರೆ. ಮೆಚ್ಯೂರಿಟಿಗೆ ಹೆಚ್ಚಿನ ಇಳುವರಿಯನ್ನು ಆಧರಿಸಿ (ytm)

1. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 10 in Medium term Bond category. Return for 2023 was 6.1% , 2022 was 3.2% and 2021 was 4.7% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (06 Nov 24)	₹21.5617 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹1,659 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.29%
Effective Maturity	5 Years 5 Months 1 Day
Modified Duration	3 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,822
31 Oct 21	₹11,429
31 Oct 22	₹11,734
31 Oct 23	₹12,384
31 Oct 24	₹13,626

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2.5%
6 Month	5.2%
1 Year	9.7%
3 Year	6%
5 Year	6.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	3.2%
2021	4.7%
2020	8.5%
2019	7%
2018	5.4%
2017	6.6%
2016	10.9%
2015	9.3%
2014

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.53 Yr.
Sunit garg	1 Nov 22	1.92 Yr.

Data below for Kotak Medium Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	3.06%
Equity	6.33%
Debt	88.73%
Other	1.88%

Debt Sector Allocation

Sector	Value
Corporate	63.21%
Government	25.52%
Cash Equivalent	3.06%

Credit Quality

Rating	Value
A	8.16%
AA	38.22%
AAA	53.62%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	14%	₹230 Cr	22,343,450
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹92 Cr	9,000,020
TATA Steel Limited Debentures \| -	5%	₹76 Cr	750
Pipeline Infrastructure Ltd. 0.0796% Debentures \| -	4%	₹64 Cr	6,280
Aditya Birla Renewables Limited Debentures \| -	4%	₹60 Cr	6,000 ↑ 6,000
Prestige Projects Private Limited 0.1175% Debentures \| -	4%	₹60 Cr	6,000
Indostar Capital Finance Limited Debentures \| -	4%	₹60 Cr	6,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| EMBASSY	3%	₹57 Cr	1,455,613
Century Textiles And Industries Limited Debentures \| -	3%	₹55 Cr	5,500
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹53 Cr	5,000,000

2. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 23 in Medium term Bond category. Return for 2023 was 7% , 2022 was 4.2% and 2021 was 5.5% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (06 Nov 24)	₹42.2985 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹5,947 on 15 Oct 24
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.22%
Effective Maturity	4 Years 4 Months 28 Days
Modified Duration	3 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,088
31 Oct 21	₹11,789
31 Oct 22	₹12,198
31 Oct 23	₹13,027
31 Oct 24	₹14,119

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	4.2%
1 Year	8.2%
3 Year	6.2%
5 Year	7.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.2%
2021	5.5%
2020	10.4%
2019	9.2%
2018	5.1%
2017	6.5%
2016	10.2%
2015	8.4%
2014	12.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	7.9 Yr.
Akhil Kakkar	22 Jan 24	0.69 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	6.46%
Equity	0.85%
Debt	92.4%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	64.56%
Government	29.44%
Cash Equivalent	4.79%
Securitized	0.07%

Credit Quality

Rating	Value
AA	51.46%
AAA	48.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	18%	₹1,083 Cr	105,741,750 ↑ 20,000,000
07.18 Goi 14082033 Sovereign Bonds \| -	7%	₹428 Cr	41,700,650 ↓ -27,500,000
Godrej Properties Limited Debentures \| -	3%	₹150 Cr	15,000
The Great Eastern Shipping Company Limited Debentures \| -	3%	₹150 Cr	1,500
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹127 Cr	12,400
TVS Credit Services Limited Debentures \| -	2%	₹111 Cr	110
Ess Kay Limited Debentures \| -	2%	₹109 Cr	11,000
Torrent Power Limited Debentures \| -	2%	₹106 Cr	10,500
Govt Stock 22092033 Sovereign Bonds \| -	2%	₹103 Cr	10,000,000
Nirma Limited Debentures \| -	2%	₹101 Cr	10,000

3. Nippon India Strategic Debt Fund

(Erstwhile Reliance Classic Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. The scheme would focus its investments predominantly in corporate bonds of various maturities and across ratings for the purpose of achieving regular income and capital appreciation.

Nippon India Strategic Debt Fund is a Debt - Medium term Bond fund was launched on 26 Jun 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.7% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7% , 2022 was 2% and 2021 was 17.4% .

Below is the key information for Nippon India Strategic Debt Fund

Nippon India Strategic Debt Fund Growth
Launch Date	26 Jun 14
NAV (06 Nov 24)	₹14.6419 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹117 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.92
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.05%
Effective Maturity	4 Years 11 Months 8 Days
Modified Duration	3 Years 6 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹7,447
31 Oct 21	₹8,839
31 Oct 22	₹8,955
31 Oct 23	₹9,564
31 Oct 24	₹10,383

Nippon India Strategic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for Nippon India Strategic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	4.4%
1 Year	8.4%
3 Year	5.5%
5 Year	0.8%
10 Year
15 Year
Since launch	3.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	2%
2021	17.4%
2020	-23.5%
2019	-3.4%
2018	4.7%
2017	6.9%
2016	11.1%
2015	9%
2014

Fund Manager information for Nippon India Strategic Debt Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	6.36 Yr.
Sushil Budhia	1 Feb 20	4.67 Yr.
Akshay Sharma	1 Dec 22	1.84 Yr.

Data below for Nippon India Strategic Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	7.57%
Debt	92.06%
Other	0.37%

Debt Sector Allocation

Sector	Value
Corporate	62.66%
Government	29.4%
Cash Equivalent	7.57%

Credit Quality

Rating	Value
AA	50.23%
AAA	49.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 24072037 Sovereign Bonds \| -	18%	₹21 Cr	2,000,000
7.10%Goi 08/04/2034 Sovereign Bonds \| -	9%	₹10 Cr	1,000,000
Summit Digitel Infrastructure Limited Debentures \| -	7%	₹8 Cr	80
Pipeline Infrastructure Private Limited Debentures \| -	4%	₹5 Cr	500
Shriram Housing Finance Limited 9.25% Debentures \| -	4%	₹5 Cr	500
DLF Cyber City Developers Limited 8.4% Debentures \| -	4%	₹5 Cr	500
Godrej Properties Limited Debentures \| -	4%	₹5 Cr	500
Godrej Industries Limited Debentures \| -	4%	₹5 Cr	500
Century Textiles And Industries Limited Debentures \| -	4%	₹5 Cr	500 ↑ 500
Aadhar Housing Finance Limited Debentures \| -	4%	₹5 Cr	500

4. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2023 was 7.3% , 2022 was 3.8% and 2021 was 5.2% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (06 Nov 24)	₹26.4302 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹1,945 on 30 Sep 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	1.76
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.03%
Effective Maturity	5 Years 6 Months 11 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,032
31 Oct 21	₹11,683
31 Oct 22	₹12,068
31 Oct 23	₹12,896
31 Oct 24	₹14,071

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	2%
6 Month	4.5%
1 Year	9%
3 Year	6.4%
5 Year	7.1%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	3.8%
2021	5.2%
2020	10.5%
2019	7.1%
2018	6.7%
2017	7.5%
2016	11.6%
2015	6.8%
2014	15%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.91 Yr.
Sachin Jain	1 Feb 23	1.66 Yr.
Akhil Thakker	1 Feb 23	1.66 Yr.

Data below for Axis Strategic Bond Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	8.69%
Debt	91.05%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	53.94%
Government	37.11%
Cash Equivalent	8.69%

Credit Quality

Rating	Value
A	11.26%
AA	34.59%
AAA	54.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.23 Goi 2064 Sovereign Bonds \| -	16%	₹307 Cr	29,500,000 ↑ 10,500,000
07.18 Goi 2033 Sovereign Bonds \| -	8%	₹158 Cr	15,400,000 ↓ -16,000,000
Nirma Limited Debentures \| -	3%	₹60 Cr	6,000
07.18 Goi 2028 Sovereign Bonds \| -	3%	₹58 Cr	5,600,000
DLF Cyber City Developers Limited 8.4% Debentures \| -	3%	₹55 Cr	5,500
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹55 Cr	5,500
Rajasthan (Government of ) 7.52% - \| -	3%	₹52 Cr	5,000,000
Tata Projects Limited Debentures \| -	3%	₹49 Cr	4,900
Mahanagar Telephone Nigam Limited Debentures \| -	2%	₹48 Cr	5,000
Century Textiles And Industried Limited Debentures \| -	2%	₹45 Cr	4,500

5. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (06 Nov 24)	₹56.989 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹19,949 on 15 Oct 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	1.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.81%
Effective Maturity	3 Years 9 Months 4 Days
Modified Duration	2 Years 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,054
31 Oct 21	₹11,573
31 Oct 22	₹12,033
31 Oct 23	₹12,890
31 Oct 24	₹13,931

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	4%
1 Year	8%
3 Year	6.4%
5 Year	6.9%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%
2014	11.6%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	14.88 Yr.
Nikhil Kabra	29 Dec 20	3.76 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	12.91%
Debt	86.84%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	56.38%
Government	35.32%
Cash Equivalent	8.03%
Securitized	0.02%

Credit Quality

Rating	Value
AA	17.93%
AAA	82.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Govt Stock 22092033 Sovereign Bonds \| -	8%	₹1,549 Cr	150,908,750
7.10%Goi 08/04/2034 Sovereign Bonds \| -	8%	₹1,513 Cr	147,723,580 ↑ 22,333,300
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹918 Cr	91,074,740
07.06 Goi 2028 Sovereign Bonds \| -	3%	₹646 Cr	63,854,250
07.18 Goi 14082033 Sovereign Bonds \| -	2%	₹388 Cr	37,739,410 ↓ -49,989,550
Small Industries Development Bank Of India Debentures \| -	2%	₹369 Cr	37,000
SANSAR AUG 2024 VII TRUST Unlisted bonds \| -	2%	₹353 Cr	3,500,000,000 ↑ 3,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹349 Cr	35,000
HDFC Bank Ltd. Debentures \| -	2%	₹320 Cr	6,500
Muthoot Finance Limited Debentures \| -	2%	₹301 Cr	30,000

6. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2023 was 7.2% , 2022 was 3.4% and 2021 was 3.8% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (06 Nov 24)	₹48.4337 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹6,761 on 15 Oct 24
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	7.8%
Effective Maturity	5 Years 6 Months 4 Days
Modified Duration	3 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,264
31 Oct 21	₹11,779
31 Oct 22	₹12,074
31 Oct 23	₹12,968
31 Oct 24	₹14,033

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Nov 24

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	4.2%
1 Year	8.1%
3 Year	6%
5 Year	7%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.4%
2021	3.8%
2020	12.3%
2019	11.1%
2018	6.2%
2017	7.6%
2016	14%
2015	6.6%
2014	16.5%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure
Lokesh Mallya	1 Dec 23	0.84 Yr.
Mohit Jain	30 Nov 17	6.84 Yr.
Pradeep Kesavan	1 Dec 23	0.84 Yr.

Data below for SBI Magnum Medium Duration Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	10.45%
Debt	89.28%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	47.34%
Government	41.94%
Cash Equivalent	10.45%

Credit Quality

Rating	Value
A	7.85%
AA	38.47%
AAA	53.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.10%Goi 08/04/2034 Sovereign Bonds \| -	16%	₹1,076 Cr	105,000,000 ↑ 20,000,000
07.18 Goi 14082033 Sovereign Bonds \| -	12%	₹786 Cr	76,500,000
07.18 Goi 24072037 Sovereign Bonds \| -	8%	₹552 Cr	53,500,000
Godrej Properties Limited Debentures \| -	4%	₹301 Cr	30,000
Tata Housing Development Company Limited Debentures \| -	4%	₹300 Cr	30,000
7.23% Goi 15/04/2039 Sovereign Bonds \| -	4%	₹286 Cr	27,500,000 ↑ 15,000,000
Avanse Financial Services Ltd. Debentures \| -	4%	₹250 Cr	25,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	3%	₹237 Cr	24,000
Jindal Stainless Limited Debentures \| -	3%	₹233 Cr	2,400
Yes Bank Limited Debentures \| -	3%	₹219 Cr	2,250

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ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಕಡಿಮೆಯಿದ್ದರೆ, ಅದನ್ನು ಅಲ್ಪಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಇವುಗಳನ್ನು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್‌ನ ಪ್ರಕಾರ ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

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ಸಾಲ ಹೂಡಿಕೆಯ ಹಿಡುವಳಿ ಅವಧಿಯು 36 ತಿಂಗಳುಗಳಿಗಿಂತ ಹೆಚ್ಚಿದ್ದರೆ, ಅದನ್ನು ದೀರ್ಘಾವಧಿಯ ಹೂಡಿಕೆ ಎಂದು ವರ್ಗೀಕರಿಸಲಾಗುತ್ತದೆ ಮತ್ತು ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನದೊಂದಿಗೆ 20% ತೆರಿಗೆ ವಿಧಿಸಲಾಗುತ್ತದೆ.

ಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ	ಹೂಡಿಕೆ ಹಿಡುವಳಿ ಲಾಭಗಳು	ತೆರಿಗೆ
ಅಲ್ಪಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಕಡಿಮೆ	ವ್ಯಕ್ತಿಯ ತೆರಿಗೆ ಸ್ಲ್ಯಾಬ್ ಪ್ರಕಾರ
ದೀರ್ಘಾವಧಿಯ ಬಂಡವಾಳ ಲಾಭಗಳು	36 ತಿಂಗಳಿಗಿಂತ ಹೆಚ್ಚು	20% ಸೂಚ್ಯಂಕ ಪ್ರಯೋಜನಗಳೊಂದಿಗೆ

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ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.