ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ 8 ಅತ್ಯುತ್ತಮ ಕಾರ್ಯಕ್ಷಮತೆಯ ಸಾಲ ನಿಧಿಗಳು | Fincash.com

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ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಸ್ಕೀಮ್ ಅನ್ನು ಏಕೆ ಆರಿಸಬೇಕು?
ಉತ್ತಮ HDFC ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು FY 22 - 23
ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವುದು ಹೇಗೆ?
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HDFC ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 2022 ರಿಂದ 8 ಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು

Updated on November 20, 2024 , 35049 views

ನೀಡುವ ಸಾಲ ನಿಧಿಗಳುhdfc mf ರಚಿಸಲು ಉದ್ದೇಶಗಳುಆದಾಯ ಹೂಡಿಕೆದಾರರಿಗೆ, ಮತ್ತು ಇದು HDFC ಡೆಟ್ ಫಂಡ್‌ಗಳ ಉನ್ನತ ಕಾರ್ಯಕ್ಷಮತೆಯ ಯೋಜನೆಗಳಿಂದ ಐತಿಹಾಸಿಕವಾಗಿ ಕಂಡುಬರುತ್ತದೆ.

HDFCಸಾಲ ನಿಧಿ ದೀರ್ಘಾವಧಿಯ ಅಥವಾ ಅಲ್ಪಾವಧಿಯ ಸಾಲಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ನವೀನ ಯೋಜನೆಯಾಗಿದೆಬಾಂಡ್ಗಳು, ಹಣದ ಮಾರುಕಟ್ಟೆಗಳು, ಇತ್ಯಾದಿ. ಸಾಲ ನಿಧಿಗಳು ಕಡಿಮೆ ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾಗಿದೆಅಪಾಯದ ಹಸಿವು ತಮ್ಮ ಹೆಚ್ಚುವರಿ ಹಣವನ್ನು ಅಲ್ಪಾವಧಿಗೆ ಇಡಲು ಬಯಸುವವರು. ಅವು ಕಡಿಮೆ ಅಪಾಯದ ಹೂಡಿಕೆಯಾಗಿದ್ದರೂ ಅವು ಕ್ರೆಡಿಟ್ ಅಪಾಯಕ್ಕೆ ಒಳಪಟ್ಟಿರುತ್ತವೆ.

ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಸ್ಕೀಮ್ ಅನ್ನು ಏಕೆ ಆರಿಸಬೇಕು?

ಎ. ಕನಿಷ್ಠ ಹೂಡಿಕೆಯ ಮೊತ್ತ

ಎಹೂಡಿಕೆದಾರ ಒಂದು ಮೂಲಕ INR 500 ಕ್ಕಿಂತ ಕಡಿಮೆ ಮೊತ್ತದ ಸಾಲ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದುSIP ಮತ್ತು INR 5,000 ಒಂದು ದೊಡ್ಡ ಮೊತ್ತದ ಹೂಡಿಕೆಯ ಮೂಲಕ

ಬಿ. ಅತ್ಯುತ್ತಮ ರೇಟಿಂಗ್‌ಗಳು

ಅನೇಕAMC ಯೋಜನೆಗಳು ಮೂರು ಮತ್ತು ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನ CRISIL ರೇಟಿಂಗ್ ಅನ್ನು ಹೊಂದಿವೆ

ಸಿ. ವಿವಿಧ ಆಯ್ಕೆಗಳು

ಹೂಡಿಕೆ ಎಚ್‌ಡಿಎಫ್‌ಸಿ ಸಾಲ ನಿಧಿಗಳು ವಿಶಾಲವಾಗಿ ಬರುತ್ತದೆಶ್ರೇಣಿ ವರ್ಗದಲ್ಲಿ, ಆದ್ದರಿಂದ ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಅಲ್ಪಾವಧಿ, ಮಧ್ಯಾವಧಿ ಮತ್ತು ದೀರ್ಘಾವಧಿಯನ್ನು ಯೋಜಿಸಬಹುದುಹೂಡಿಕೆ ಯೋಜನೆ ಈ ಸಾಲ ನಿಧಿಗಳನ್ನು ಆಯ್ಕೆ ಮಾಡುವ ಮೂಲಕ

ಹೂಡಿಕೆದಾರರು HDFC ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಯೋಜಿಸುತ್ತಿದ್ದಾರೆಅತ್ಯುತ್ತಮ ಸಾಲ ನಿಧಿಗಳು, HDFC ಫಂಡ್ ಹೌಸ್‌ನ ಕೆಳಗೆ ಪಟ್ಟಿ ಮಾಡಲಾದ ಉನ್ನತ ಪ್ರದರ್ಶಕರಿಂದ ಆಯ್ಕೆ ಮಾಡಬಹುದು.

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ಉತ್ತಮ HDFC ಸಾಲ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹30.9175 ↓ -0.01	₹32,072	2	4.3	8.6	6.1	7.2	7.4%	4Y 7D	6Y 2M 5D
HDFC Banking and PSU Debt Fund Growth	₹21.8496 ↓ -0.01	₹5,809	1.8	3.9	7.9	5.8	6.8	7.37%	3Y 7M 24D	5Y 1M 17D
HDFC Gilt Fund Growth	₹52.5918 ↓ -0.02	₹2,720	1.2	4	8.8	5.4	7.1	7.02%	7Y 11M 8D	15Y 1M 24D
HDFC Credit Risk Debt Fund Growth	₹22.8884 ↑ 0.00	₹7,461	1.9	4.3	8.3	6.1	6.6	8.51%	2Y 3M	3Y 3M 4D
HDFC Dynamic Debt Fund Growth	₹85.5476 ↓ -0.04	₹787	1.2	4	8.8	5.2	6.7	7.1%	7Y 8M 5D	15Y 11M 12D
HDFC Medium Term Debt Fund Growth	₹53.4596 ↓ -0.01	₹4,016	1.7	4	8.1	5.7	6.7	7.74%	3Y 8M 23D	5Y 7M 20D
HDFC Income Fund Growth	₹55.2642 ↓ -0.04	₹864	1.2	3.9	9.2	4.9	6.1	7.09%	6Y 8M 16D	11Y 4M 17D
HDFC Short Term Debt Fund Growth	₹30.3925 ↓ -0.01	₹14,972	1.9	4.1	8.4	6.1	7.1	7.57%	2Y 11M 12D	4Y 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Nov 24

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2023 was 7.2% , 2022 was 3.3% and 2021 was 3.9% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (22 Nov 24)	₹30.9175 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹32,072 on 31 Oct 24
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	2.65
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.4%
Effective Maturity	6 Years 2 Months 5 Days
Modified Duration	4 Years 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,135
31 Oct 21	₹11,660
31 Oct 22	₹11,967
31 Oct 23	₹12,824
31 Oct 24	₹13,950

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4.3%
1 Year	8.6%
3 Year	6.1%
5 Year	6.8%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%
2014	10.9%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.02 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Corporate Bond Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.09%
Debt	96.68%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	55.4%
Government	41.28%
Cash Equivalent	3.09%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	10%	₹3,356 Cr	325,000,000 ↑ 110,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹1,498 Cr	150,000,000 ↑ 150,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,287 Cr	125,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	2%	₹758 Cr	75,000,000
State Bank Of India Debentures \| -	2%	₹702 Cr	700 ↑ 700
Mangalore Refinery And Petrochemicals Limited Debentures \| -	2%	₹558 Cr	5,670
Reliance Industries Limited Debentures \| -	2%	₹528 Cr	5,000
HDFC Bank Limited Debentures \| -	2%	₹510 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹505 Cr	50,000
LIC Housing Finance Limited Debentures \| -	2%	₹501 Cr	5,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2023 was 6.8% , 2022 was 3.3% and 2021 was 3.7% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (22 Nov 24)	₹21.8496 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹5,809 on 31 Oct 24
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	1.7
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.37%
Effective Maturity	5 Years 1 Month 17 Days
Modified Duration	3 Years 7 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,038
31 Oct 21	₹11,523
31 Oct 22	₹11,844
31 Oct 23	₹12,628
31 Oct 24	₹13,659

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	3.9%
1 Year	7.9%
3 Year	5.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%
2014

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	10.61 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	4.26%
Debt	95.46%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	51.34%
Government	44.12%
Cash Equivalent	4.26%

Credit Quality

Rating	Value
AA	2.03%
AAA	97.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹301 Cr	29,500,000
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹278 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹225 Cr	22,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹220 Cr	21,500,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹203 Cr	20,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹151 Cr	1,500
Small Industries Development Bank Of India Debentures \| -	2%	₹140 Cr	14,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹131 Cr	1,250
HDFC Bank Limited Debentures \| -	2%	₹130 Cr	13,000

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Government Bond category. Return for 2023 was 7.1% , 2022 was 1.7% and 2021 was 2.2% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (22 Nov 24)	₹52.5918 ↓ -0.02 (-0.05 %)
Net Assets (Cr)	₹2,720 on 31 Oct 24
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	1.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.02%
Effective Maturity	15 Years 1 Month 24 Days
Modified Duration	7 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,999
31 Oct 21	₹11,310
31 Oct 22	₹11,393
31 Oct 23	₹12,146
31 Oct 24	₹13,334

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	-0.1%
3 Month	1.2%
6 Month	4%
1 Year	8.8%
3 Year	5.4%
5 Year	5.8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	1.7%
2021	2.2%
2020	10.7%
2019	8.6%
2018	5.4%
2017	1.8%
2016	16.6%
2015	5.9%
2014	19%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.18 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Gilt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	1.83%
Debt	98.17%

Debt Sector Allocation

Sector	Value
Government	98.17%
Cash Equivalent	1.83%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	27%	₹745 Cr	73,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	18%	₹484 Cr	46,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	9%	₹246 Cr	24,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹174 Cr	17,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹168 Cr	16,500,000 ↓ -10,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹150 Cr	15,000,000 ↑ 15,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	5%	₹137 Cr	13,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹131 Cr	12,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	5%	₹123 Cr	12,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	3%	₹88 Cr	8,500,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.7% and 2021 was 7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (22 Nov 24)	₹22.8884 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹7,461 on 31 Oct 24
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	2.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.51%
Effective Maturity	3 Years 3 Months 4 Days
Modified Duration	2 Years 3 Months

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,023
31 Oct 21	₹11,906
31 Oct 22	₹12,303
31 Oct 23	₹13,112
31 Oct 24	₹14,248

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4.3%
1 Year	8.3%
3 Year	6.1%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%
2014

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	10.61 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Credit Risk Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	9.54%
Equity	2.16%
Debt	88%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	73.04%
Government	11.38%
Cash Equivalent	9.54%
Securitized	2.71%

Credit Quality

Rating	Value
A	1.83%
AA	71.15%
AAA	27.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	4%	₹297 Cr	2,790
Tata Projects Limited Debentures \| -	3%	₹251 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹232 Cr	2,190
Embassy Office Parks Reit Unlisted bonds \| -	3%	₹203 Cr	5,208,223
TATA Motors Limited Debentures \| -	3%	₹201 Cr	2,000
Kalpataru Power Transmission Limited Debentures \| -	3%	₹200 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹191 Cr	1,900
TVS Credit Services Limited Debentures \| -	2%	₹180 Cr	180
Kalpataru Power Transmission Limited Debentures \| -	2%	₹179 Cr	18,000
Resco Global Wind Services Private Limited Debentures \| -	2%	₹151 Cr	20,000

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2023 was 6.7% , 2022 was 1.6% and 2021 was 7.4% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (22 Nov 24)	₹85.5476 ↓ -0.04 (-0.05 %)
Net Assets (Cr)	₹787 on 31 Oct 24
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	1.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	7.1%
Effective Maturity	15 Years 11 Months 12 Days
Modified Duration	7 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,863
31 Oct 21	₹11,782
31 Oct 22	₹11,886
31 Oct 23	₹12,598
31 Oct 24	₹13,816

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0%
3 Month	1.2%
6 Month	4%
1 Year	8.8%
3 Year	5.2%
5 Year	6.5%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	1.6%
2021	7.4%
2020	8.9%
2019	3.2%
2018	4.1%
2017	2.7%
2016	14.7%
2015	5.5%
2014	16.1%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	20.72 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Dynamic Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	2.58%
Equity	1.52%
Debt	95.68%
Other	0.23%

Debt Sector Allocation

Sector	Value
Government	83.82%
Corporate	11.74%
Cash Equivalent	2.58%
Securitized	0.13%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	15%	₹120 Cr	11,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	13%	₹102 Cr	10,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹71 Cr	7,000,000 ↓ -1,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	9%	₹69 Cr	6,750,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹57 Cr	5,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹51 Cr	5,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	6%	₹45 Cr	4,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹37 Cr	3,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹30 Cr	3,000,000 ↑ 3,000,000
Rec Limited Debentures \| -	3%	₹26 Cr	250

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 5% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (22 Nov 24)	₹53.4596 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹4,016 on 31 Oct 24
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.74%
Effective Maturity	5 Years 7 Months 20 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,975
31 Oct 21	₹11,617
31 Oct 22	₹11,877
31 Oct 23	₹12,670
31 Oct 24	₹13,755

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.3%
3 Month	1.7%
6 Month	4%
1 Year	8.1%
3 Year	5.7%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%
2015	7.4%
2014	11.2%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.18 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Medium Term Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	6.29%
Equity	0.66%
Debt	92.78%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	55.42%
Government	36.98%
Cash Equivalent	5.67%
Securitized	0.99%

Credit Quality

Rating	Value
AA	37.98%
AAA	60.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹308 Cr	30,047,700
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹165 Cr	16,000,000 ↑ 2,500,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	4%	₹148 Cr	15,000,000
Tata Steel Limited Debentures \| -	4%	₹146 Cr	14,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹128 Cr	12,500,000
Kalpataru Power Transmission Limited Debentures \| -	2%	₹100 Cr	10,000
Small Business Fincredit India Private Limited Debentures \| -	2%	₹100 Cr	10,000
6.1% Govt Stock 2031 Sovereign Bonds \| -	2%	₹96 Cr	10,000,000
The Tata Power Company Limited Debentures \| -	2%	₹77 Cr	725
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2023 was 6.1% , 2022 was 0.9% and 2021 was 2.1% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (22 Nov 24)	₹55.2642 ↓ -0.04 (-0.08 %)
Net Assets (Cr)	₹864 on 31 Oct 24
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	1.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.09%
Effective Maturity	11 Years 4 Months 17 Days
Modified Duration	6 Years 8 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,910
31 Oct 21	₹11,213
31 Oct 22	₹11,225
31 Oct 23	₹11,821
31 Oct 24	₹13,020

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0%
3 Month	1.2%
6 Month	3.9%
1 Year	9.2%
3 Year	4.9%
5 Year	5.3%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.1%
2022	0.9%
2021	2.1%
2020	9.3%
2019	8.7%
2018	3.6%
2017	1.3%
2016	14.5%
2015	5.3%
2014	15.7%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.15 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Income Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.9%
Debt	95.86%
Other	0.24%

Debt Sector Allocation

Sector	Value
Government	83.7%
Corporate	11.68%
Cash Equivalent	3.9%
Securitized	0.48%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	20%	₹174 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	12%	₹104 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	12%	₹100 Cr	9,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	9%	₹77 Cr	7,500,000 ↑ 1,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹61 Cr	6,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹29 Cr	2,879,300
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
7.98% Govt Stock 2031 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹25 Cr	2,500

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (22 Nov 24)	₹30.3925 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹14,972 on 31 Oct 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.88
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.57%
Effective Maturity	4 Years 18 Days
Modified Duration	2 Years 11 Months 12 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,081
31 Oct 21	₹11,588
31 Oct 22	₹11,920
31 Oct 23	₹12,753
31 Oct 24	₹13,852

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Nov 24

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	4.1%
1 Year	8.4%
3 Year	6.1%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%
2014	10.4%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.36 Yr.
Dhruv Muchhal	22 Jun 23	1.36 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Oct 24

Asset Allocation

Asset Class	Value
Cash	10.84%
Debt	88.92%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	53.12%
Government	36.3%
Cash Equivalent	10.34%

Credit Quality

Rating	Value
AA	18.23%
AAA	81.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,098 Cr	107,500,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	3%	₹518 Cr	51,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹376 Cr	37,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹354 Cr	34,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹280 Cr	27,500,000 ↓ -10,000,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Private Limited Debentures \| -	1%	₹224 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	1%	₹224 Cr	22,500
Small Industries Development Bank Of India Debentures \| -	1%	₹203 Cr	20,000

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