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ELSS ಮಾತ್ರ ಆಗಿದೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ 80C ಕಡಿತಗಳಿಗೆ ಅರ್ಹವಾಗಿದೆ. ಇದು ವೈವಿಧ್ಯಮಯ ಇಕ್ವಿಟಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆಗಿದ್ದು ಅದು ರೂ.ವರೆಗೆ ತೆರಿಗೆ ವಿನಾಯಿತಿಗಳನ್ನು ನೀಡುತ್ತದೆ. ಅಡಿಯಲ್ಲಿ ವಾರ್ಷಿಕ 1.5 ಲಕ್ಷ ರೂವಿಭಾಗ 80 ಸಿ ನಆದಾಯ ತೆರಿಗೆ ಕಾಯಿದೆ (ಐಟಿ ಕಾಯಿದೆ 1961).
ಫೆಬ್ರವರಿ 2018 ರ ಬಜೆಟ್ ಅನ್ನು ಪರಿಚಯಿಸುವ ಮೊದಲು, ಅದರ ಆದಾಯವು ಸಂಪೂರ್ಣವಾಗಿ ತೆರಿಗೆ-ಮುಕ್ತವಾಗಿತ್ತು. ಆದಾಗ್ಯೂ, ಈಗ ಇದು 10% ದೀರ್ಘಾವಧಿಗೆ ಒಳಪಟ್ಟಿರುತ್ತದೆಬಂಡವಾಳ ನಿಮ್ಮ ವೇಳೆ ಲಾಭ ತೆರಿಗೆಬಂಡವಾಳದಲ್ಲಿ ಲಾಭ ರೂ ಮೀರಿದೆ ಒಂದು ವರ್ಷದ ನಂತರ 1 ಲಕ್ಷ ರೂ. 10% ತೆರಿಗೆ ಕಡಿತದ ನಂತರವೂ, ಇತರ ತೆರಿಗೆ-ಉಳಿತಾಯ ಸಾಧನಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ELSS ಉತ್ತಮ ಆದಾಯವನ್ನು ನೀಡುವ ಸಾಮರ್ಥ್ಯವನ್ನು ಹೊಂದಿದೆ. ELSS ಹೂಡಿಕೆಗಳ ಪರ್ಕ್ಗಳು ಇದಕ್ಕೆ ಸೀಮಿತವಾಗಿಲ್ಲತೆರಿಗೆಗಳು ಉಳಿಸಲಾಗಿದೆ. ದಿಸಂಯೋಜನೆಯ ಶಕ್ತಿ ನೀವು 5 ವರ್ಷಗಳವರೆಗೆ (ತೆರಿಗೆ ಉಳಿತಾಯದ ಅವಧಿ) ಹೂಡಿಕೆ ಮಾಡಿದರೆ ನಿಮ್ಮ ಹೂಡಿಕೆಯು ದ್ವಿಗುಣಗೊಳ್ಳುತ್ತದೆ ಎಂದು ಖಚಿತಪಡಿಸುತ್ತದೆFD) ಅದಕ್ಕೆ ಸೇರಿಸಲು, ಕನಿಷ್ಠ ಲಾಕ್-ಇನ್ ಅವಧಿಯು ಕೇವಲ 3 ವರ್ಷಗಳು.
ಹೂಡಿಕೆ ಬ್ಯಾಂಕ್ಗಳೊಂದಿಗಿನ ಸ್ಥಿರ ಠೇವಣಿಗಳಲ್ಲಿನ ಹಣವು ವ್ಯಕ್ತಿಗಳು ಮತ್ತು HUF ಗಳು ತೆರಿಗೆಯನ್ನು ಪಡೆಯಲು ಅನುಮತಿಸುತ್ತದೆಕಡಿತಗೊಳಿಸುವಿಕೆ ವರೆಗೆ ರೂ. 1,50,000 ಒಂದು ಆರ್ಥಿಕ ವರ್ಷದಲ್ಲಿ. ಈ ಠೇವಣಿಗಳು 5 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ ಅವಧಿಯನ್ನು ಹೊಂದಿವೆ. ಆದಾಗ್ಯೂ, ನೀವು ಈ ಠೇವಣಿಯನ್ನು ಅಕಾಲಿಕವಾಗಿ ಹಿಂಪಡೆಯಲು ಸಾಧ್ಯವಿಲ್ಲ. ಆದರೆ ನೀವು ಸ್ಪರ್ಧಾತ್ಮಕ ದರಗಳಲ್ಲಿ ನಿಮ್ಮ FD ಗಳ ವಿರುದ್ಧ ಲೋನ್ಗಳನ್ನು ಪಡೆಯಬಹುದು. ಆದಾಗ್ಯೂ, ಈ ಠೇವಣಿಗಳ ಮೇಲೆ ಗಳಿಸಿದ ಬಡ್ಡಿಯು ವ್ಯಕ್ತಿಯ ತೆರಿಗೆಯ ಕನಿಷ್ಠ ದರವಾಗಿದೆ (ತೆರಿಗೆ ಆವರಣದ ಪ್ರಕಾರ).
ನ ಪ್ರಮುಖ ಮುಖ್ಯಾಂಶಗಳನ್ನು ನೋಡೋಣತೆರಿಗೆ ಉಳಿತಾಯ FD -
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ವಿವಿಧ ನಿಯತಾಂಕಗಳಲ್ಲಿ ELSS ಮತ್ತು ತೆರಿಗೆ ಉಳಿತಾಯ FD ಗಳ ನಡುವಿನ ವ್ಯತ್ಯಾಸಗಳ ತ್ವರಿತ ಅವಲೋಕನ ಇಲ್ಲಿದೆ:
ಪ್ಯಾರಾಮೀಟರ್ | FD | ELSS |
---|---|---|
ಅಧಿಕಾರಾವಧಿ | 5 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ | 3 ವರ್ಷಗಳ ಲಾಕ್-ಇನ್ |
ಹಿಂತಿರುಗಿಸುತ್ತದೆ | 7.00 - 8.00 % (ವಾರ್ಷಿಕವಾಗಿ ಸಂಯೋಜಿತ) | ಯಾವುದೇ ಖಚಿತವಾದ ಡಿವಿವಿಡೆಂಡ್ / ರಿಟರ್ನ್ ಇಲ್ಲಮಾರುಕಟ್ಟೆ ವಾರ್ಷಿಕವಾಗಿ 16 - 17% ರಷ್ಟು ಸಾಮಾನ್ಯವಾಗಿ ಲಿಂಕ್ ಮಾಡಲಾಗಿದೆ |
ಕನಿಷ್ಠ ಬಂಡವಾಳ | ರೂ. 1000 | ರೂ. 500 |
ಗರಿಷ್ಠ ಬಂಡವಾಳ | ಯಾವುದೇ ಮೇಲಿನ ಮಿತಿಯಿಲ್ಲ | ಯಾವುದೇ ಮೇಲಿನ ಮಿತಿಯಿಲ್ಲ |
80c ಅಡಿಯಲ್ಲಿ ಕಡಿತಕ್ಕೆ ಅರ್ಹವಾದ ಮೊತ್ತ | ರೂ. 1.5 ಲಕ್ಷ | ರೂ. 1.5 ಲಕ್ಷ |
ಬಡ್ಡಿ/ರಿಟರ್ನ್ಗಾಗಿ ತೆರಿಗೆ | ಬಡ್ಡಿ ತೆರಿಗೆ ವಿಧಿಸಬಹುದಾಗಿದೆ | ರೂ.ವರೆಗೆ ಲಾಭ ಪಡೆಯುತ್ತದೆ. 1 ಲಕ್ಷ ತೆರಿಗೆ ಮುಕ್ತವಾಗಿದೆ. 10% ತೆರಿಗೆಯು ರೂ.ಗಿಂತ ಹೆಚ್ಚಿನ ಲಾಭಗಳಿಗೆ ಅನ್ವಯಿಸುತ್ತದೆ. 1 ಲಕ್ಷ |
ಸುರಕ್ಷತೆ/ರೇಟಿಂಗ್ಗಳು | ಸುರಕ್ಷಿತ | ಬಿಟ್ ರಿಸ್ಕಿ |
ದ್ರವ್ಯತೆ | ನೀವು 5 ವರ್ಷಗಳ ಮೊದಲು ತೆರಿಗೆ ಉಳಿಸುವ FD ಅನ್ನು ಹಿಂಪಡೆಯಲು ಸಾಧ್ಯವಿಲ್ಲ | ನೀವು 3 ವರ್ಷಗಳ ನಂತರ ELSS ನಿಂದ ನಿರ್ಗಮಿಸಬಹುದು ಅಥವಾ ಹಿಂಪಡೆಯಬಹುದು. |
ಆನ್ಲೈನ್ ಆಯ್ಕೆ | ಎಲ್ಲಾ ಬ್ಯಾಂಕುಗಳು ಆನ್ಲೈನ್ ಅನ್ನು ನೀಡುವುದಿಲ್ಲಸೌಲಭ್ಯ FD ತೆರೆಯಲು | ಒಬ್ಬರು ELSS ಅನ್ನು ಆನ್ಲೈನ್ನಲ್ಲಿ ಪ್ರಾರಂಭಿಸಬಹುದು - ಒಟ್ಟು ಮೊತ್ತವಾಗಿ ಅಥವಾSIP |
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 ₹485 9.7 15.1 16.9 20.8 10 Motilal Oswal Long Term Equity Fund Growth ₹44.8967
↓ -0.78 ₹3,405 -19.8 -18 7.4 20.8 28 47.7 DSP BlackRock Tax Saver Fund Growth ₹129.54
↓ -1.69 ₹14,981 -4.4 -10.5 13.8 16.9 29.3 23.9 Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 ₹210 -6.1 -3.5 17.6 16.7 11.6 Franklin India Taxshield Growth ₹1,355.35
↓ -20.09 ₹5,986 -7.9 -11.7 6.2 16.3 29 22.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23
* 100 - 15000 ಕೋಟಿ ನಡುವೆ AUM ಹೊಂದಿರುವ ಮತ್ತು ಮೇಲಿನ 3 ವರ್ಷಗಳ ನಿಧಿಯ ವಯಸ್ಸನ್ನು ಹೊಂದಿರುವ ಫಂಡ್ಗಳ ಪಟ್ಟಿಯನ್ನು ಕೆಳಗೆ ನೀಡಲಾಗಿದೆ. 3 ವರ್ಷಗಳ ಕಾರ್ಯಕ್ಷಮತೆಯನ್ನು ಆಧರಿಸಿದೆ. The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Tax Saver Fund Returns up to 1 year are on The main objective of the scheme is to provide the investor long term capital growth as also tax benefit under section 80C of the Income Tax Act, 1961. Baroda Pioneer ELSS 96 is a Equity - ELSS fund was launched on 2 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for Baroda Pioneer ELSS 96 Returns up to 1 year are on The primary objective for Franklin IndiaTaxshield is to provide medium to long term growth of capital along with income tax rebate Franklin India Taxshield is a Equity - ELSS fund was launched on 10 Apr 99. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Taxshield Returns up to 1 year are on 1. IDBI Equity Advantage Fund
CAGR/Annualized
return of 16% since its launch. Ranked 21 in ELSS
category. . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,407 31 Mar 22 ₹17,362 31 Mar 23 ₹17,326 Returns for IDBI Equity Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Motilal Oswal Long Term Equity Fund
CAGR/Annualized
return of 15.9% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (01 Apr 25) ₹44.8967 ↓ -0.78 (-1.72 %) Net Assets (Cr) ₹3,405 on 28 Feb 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio -0.05 Information Ratio 0.52 Alpha Ratio 6.88 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,396 31 Mar 22 ₹18,690 31 Mar 23 ₹19,798 31 Mar 24 ₹30,510 31 Mar 25 ₹33,744 Returns for Motilal Oswal Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 8.7% 3 Month -19.8% 6 Month -18% 1 Year 7.4% 3 Year 20.8% 5 Year 28% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.22 Yr. Rakesh Shetty 22 Nov 22 2.27 Yr. Atul Mehra 1 Oct 24 0.41 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Industrials 30.18% Consumer Cyclical 22.76% Financial Services 17.97% Technology 12.09% Real Estate 6.8% Basic Materials 6.36% Health Care 2.01% Asset Allocation
Asset Class Value Cash 1.83% Equity 98.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433206% ₹220 Cr 9,923,692 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002516% ₹206 Cr 425,260 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹147 Cr 408,886 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | KALYANKJIL4% ₹145 Cr 3,134,622 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹132 Cr 235,044 Coforge Ltd (Technology)
Equity, Since 31 Jul 24 | COFORGE4% ₹124 Cr 168,355 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹123 Cr 297,751 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | ICICIBANK4% ₹120 Cr 995,689 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹120 Cr 24,068,813 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | INOXWIND4% ₹119 Cr 7,946,960 3. DSP BlackRock Tax Saver Fund
CAGR/Annualized
return of 15.1% since its launch. Ranked 12 in ELSS
category. Return for 2024 was 23.9% , 2023 was 30% and 2022 was 4.5% . DSP BlackRock Tax Saver Fund
Growth Launch Date 18 Jan 07 NAV (01 Apr 25) ₹129.54 ↓ -1.69 (-1.29 %) Net Assets (Cr) ₹14,981 on 28 Feb 25 Category Equity - ELSS AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio 0.07 Information Ratio 1.01 Alpha Ratio 6.92 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,754 31 Mar 22 ₹21,728 31 Mar 23 ₹21,760 31 Mar 24 ₹30,533 31 Mar 25 ₹35,611 Returns for DSP BlackRock Tax Saver Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 6.6% 3 Month -4.4% 6 Month -10.5% 1 Year 13.8% 3 Year 16.9% 5 Year 29.3% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.9% 2023 30% 2022 4.5% 2021 35.1% 2020 15% 2019 14.8% 2018 -7.6% 2017 36.3% 2016 11.3% 2015 4.4% Fund Manager information for DSP BlackRock Tax Saver Fund
Name Since Tenure Rohit Singhania 16 Jul 15 9.63 Yr. Data below for DSP BlackRock Tax Saver Fund as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 35.97% Health Care 10.11% Consumer Cyclical 9.45% Basic Materials 9.1% Technology 6.84% Industrials 6.8% Consumer Defensive 5.04% Communication Services 4.6% Utility 3.77% Energy 3.63% Asset Allocation
Asset Class Value Cash 4.68% Equity 95.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 08 | HDFCBANK9% ₹1,277 Cr 7,369,356 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK6% ₹917 Cr 7,618,202
↓ -318,386 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹746 Cr 7,344,442
↑ 544,928 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN4% ₹579 Cr 8,404,741 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | KOTAKBANK3% ₹520 Cr 2,734,913 Infosys Ltd (Technology)
Equity, Since 31 Mar 12 | INFY3% ₹450 Cr 2,666,937
↓ -693,080 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL3% ₹395 Cr 2,517,085 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 24 | LT3% ₹377 Cr 1,192,711 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 21 | HCLTECH2% ₹358 Cr 2,270,114 Cipla Ltd (Healthcare)
Equity, Since 30 Apr 23 | 5000872% ₹339 Cr 2,410,446 4. Baroda Pioneer ELSS 96
CAGR/Annualized
return of 8.4% since its launch. . Baroda Pioneer ELSS 96
Growth Launch Date 2 Mar 15 NAV (11 Mar 22) ₹68.6676 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹210 on 31 Jan 22 Category Equity - ELSS AMC Baroda Pioneer Asset Management Co. Ltd. Rating Risk Moderately High Expense Ratio 2.55 Sharpe Ratio 2.51 Information Ratio -0.09 Alpha Ratio 5.69 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,937 Returns for Baroda Pioneer ELSS 96
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month -3.9% 3 Month -6.1% 6 Month -3.5% 1 Year 17.6% 3 Year 16.7% 5 Year 11.6% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Baroda Pioneer ELSS 96
Name Since Tenure Data below for Baroda Pioneer ELSS 96 as on 31 Jan 22
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Franklin India Taxshield
CAGR/Annualized
return of 20.8% since its launch. Ranked 28 in ELSS
category. Return for 2024 was 22.4% , 2023 was 31.2% and 2022 was 5.4% . Franklin India Taxshield
Growth Launch Date 10 Apr 99 NAV (01 Apr 25) ₹1,355.35 ↓ -20.09 (-1.46 %) Net Assets (Cr) ₹5,986 on 28 Feb 25 Category Equity - ELSS AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.19 Information Ratio 1.13 Alpha Ratio 2.84 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,793 31 Mar 22 ₹21,613 31 Mar 23 ₹22,171 31 Mar 24 ₹32,145 31 Mar 25 ₹35,012 Returns for Franklin India Taxshield
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 28 Jul 23 Duration Returns 1 Month 4.8% 3 Month -7.9% 6 Month -11.7% 1 Year 6.2% 3 Year 16.3% 5 Year 29% 10 Year 15 Year Since launch 20.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 22.4% 2023 31.2% 2022 5.4% 2021 36.7% 2020 9.8% 2019 5.1% 2018 -3% 2017 29.1% 2016 4.7% 2015 4% Fund Manager information for Franklin India Taxshield
Name Since Tenure R. Janakiraman 2 May 16 8.84 Yr. Rajasa Kakulavarapu 1 Dec 23 1.25 Yr. Data below for Franklin India Taxshield as on 28 Feb 25
Equity Sector Allocation
Sector Value Financial Services 30.86% Consumer Cyclical 13.13% Technology 10.95% Industrials 9.83% Health Care 6.41% Communication Services 5.59% Consumer Defensive 5.31% Basic Materials 4.65% Utility 4.03% Energy 3.03% Real Estate 1.63% Asset Allocation
Asset Class Value Cash 3.86% Equity 96.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 07 | HDFCBANK9% ₹565 Cr 3,260,417 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK9% ₹547 Cr 4,546,914 Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY5% ₹325 Cr 1,922,741 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 07 | BHARTIARTL5% ₹308 Cr 1,963,637
↓ -250,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 19 | LT5% ₹280 Cr 883,853 HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 21 | HCLTECH4% ₹230 Cr 1,462,587 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 14 | 5322154% ₹229 Cr 2,252,948 Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 5433203% ₹167 Cr 7,500,000 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Oct 18 | UNITDSPR3% ₹164 Cr 1,276,457
↓ -298,543 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Nov 17 | KOTAKBANK3% ₹161 Cr 843,530
ಹೊಸ ಹೂಡಿಕೆ ಉದ್ಯಮಗಳಲ್ಲಿ ತೊಡಗುವ ಮೊದಲು, ಜನರು ಬಹಳಷ್ಟು ವಿಷಯಗಳನ್ನು ಪರಿಗಣಿಸುತ್ತಾರೆ. ವಯಸ್ಸು, ಹೂಡಿಕೆ ಹಾರಿಜಾನ್ ಮತ್ತುಅಪಾಯದ ಹಸಿವು ಕೆಲವು ಪ್ರಮುಖ ಅಂಶಗಳಾಗಿವೆ. ಸಂಪತ್ತಿನ ಬೆಳವಣಿಗೆ ಮತ್ತು ತೆರಿಗೆ ಪ್ರಯೋಜನಗಳ ಎರಡು ಪ್ರಯೋಜನಗಳನ್ನು ಬಯಸುವ ಜನರು ELSS ಗೆ ಆದ್ಯತೆ ನೀಡುತ್ತಾರೆ. ಉದಾಹರಣೆಗೆ, ದೀರ್ಘ ಹೂಡಿಕೆಯ ಹಾರಿಜಾನ್ ಮತ್ತು ಹೆಚ್ಚಿನ ಅಪಾಯದ ಹಸಿವನ್ನು ಹೊಂದಿರುವ ಹೊಸ ಹೂಡಿಕೆದಾರರು ELSS ಅನ್ನು ಸಂವೇದನಾಶೀಲ ಆಯ್ಕೆಯನ್ನು ಕಂಡುಕೊಳ್ಳುತ್ತಾರೆ. ಸಮೀಪಿಸುತ್ತಿರುವ ಜನರುನಿವೃತ್ತಿ ತೆರಿಗೆ ಉಳಿಸುವ ಎಫ್ಡಿಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಏಕೆಂದರೆ ಅವುಗಳು ಕಡಿಮೆ ಅಪಾಯಗಳು ಮತ್ತು ದೀರ್ಘಾವಧಿಯಲ್ಲಿ (ಕನಿಷ್ಠ 5 ವರ್ಷ ಅಥವಾ ಅದಕ್ಕಿಂತ ಹೆಚ್ಚಿನ) ಆದಾಯವನ್ನು ಖಾತರಿಪಡಿಸುತ್ತವೆ.
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