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ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಎಂದರೇನು?
ನಿಯಮಿತ ಯೋಜನೆ ಎಂದರೇನು?
ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆ: ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಉತ್ತಮವೇ ಅಥವಾ ಇಲ್ಲವೇ?
ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ಗಿಂತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆಯನ್ನು ಏಕೆ ಆರಿಸಬೇಕು?
- ಒಂದು ಛತ್ರಿ ಅಡಿಯಲ್ಲಿ ಯೋಜನೆಗಳ ಸಂಖ್ಯೆ
- ಆನ್‌ಲೈನ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆ ಹೂಡಿಕೆ
ಟಾಪ್ ಪರ್ಫಾರ್ಮಿಂಗ್ ಡೈರೆಕ್ಟ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು
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ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಯಾವಾಗಲೂ ಪ್ರಯೋಜನಕಾರಿಯೇ?

Updated on December 18, 2024 , 4771 views

ಪ್ರತಿ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆ ಇದು ಆಸ್ತಿ ನಿರ್ವಹಣೆ ಕಂಪನಿ (AMC) ಆಫರ್‌ಗಳು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಮತ್ತು ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ರೆಗ್ಯುಲರ್ ಪ್ಲಾನ್ ಎಂಬ ಎರಡು ರೂಪಾಂತರಗಳನ್ನು ಹೊಂದಿದೆ. ಅಸೆಟ್ ಅಂಡರ್ ಮ್ಯಾನೇಜ್‌ಮೆಂಟ್ (AUM), ಪೋರ್ಟ್‌ಫೋಲಿಯೊ ಸಂಯೋಜನೆ ಮತ್ತು ಫಂಡ್ ಮ್ಯಾನೇಜರ್‌ಗಳ ವಿಷಯದಲ್ಲಿ ಈ ಎರಡೂ ಯೋಜನೆಗಳು ಒಂದೇ ಆಗಿರುತ್ತವೆ. ಆದಾಗ್ಯೂ, ಕೀಅಂಶ ಈ ಎರಡೂ ಯೋಜನೆಗಳನ್ನು ಪ್ರತ್ಯೇಕಿಸುವ ವೆಚ್ಚ ಅನುಪಾತ; ಸಾಮಾನ್ಯ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ನ ವೆಚ್ಚದ ಅನುಪಾತವು ಕಡಿಮೆಯಾಗಿದೆ. ಪರಿಣಾಮವಾಗಿ, ನೇರ ಯೋಜನೆಯ ಲಾಭದ ಶೇಕಡಾವಾರು ಹೆಚ್ಚಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಹೇಳಿದಂತೆ,ನೋಟವು ಅದೇ ರೀತಿಯಲ್ಲಿ ಮೋಸಗೊಳಿಸುವಂತಿದೆ; ಎಂದು ನೀವು ಯೋಚಿಸುತ್ತೀರಾ; ಯಾವಾಗಲೂ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಪ್ರಯೋಜನಕಾರಿಯೇ? ಆದ್ದರಿಂದ, ಯಾವ ಯೋಜನೆಯು ನಿಜವಾಗಿಯೂ ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂಬುದನ್ನು ಈ ಲೇಖನದ ಮೂಲಕ ನೋಡೋಣ. ಕೆಳಗಿನ ನಮ್ಮ ಉದಾಹರಣೆಯು ನಿಜ ಜೀವನದ ಡೇಟಾ, ವಾಸ್ತವಿಕ ವೆಚ್ಚಗಳು, ವೆಚ್ಚದ ಅನುಪಾತಗಳು ಮತ್ತು ನಿಜವಾದ ಹೂಡಿಕೆಯನ್ನು ಬಳಸುತ್ತಿದೆ. ನಿಯಮಿತ ಯೋಜನೆಗಳು ನೇರಕ್ಕಿಂತ ಉತ್ತಮವೆಂದು ವಿಶ್ಲೇಷಣೆ ತೋರಿಸುತ್ತದೆ, ಆದಾಗ್ಯೂ, ನಾವು ಹೇಳಲು ಬಯಸುವುದು ವೆಚ್ಚದ ಅನುಪಾತದ ವಿಷಯದಲ್ಲಿ ವೆಚ್ಚದಲ್ಲಿನ ವ್ಯತ್ಯಾಸವು ಕಡಿಮೆಯಾದರೂ, ಒಳ್ಳೆಯದುಹಣಕಾಸು ಯೋಜಕ ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಉತ್ತಮ ಸೇವೆಯನ್ನು ನೀಡುವುದು ಈ ವ್ಯತ್ಯಾಸವನ್ನು ಅರ್ಥಹೀನವಾಗಿ ಕಾಣುವಂತೆ ಮಾಡುತ್ತದೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ವರ್ಷಗಳಲ್ಲಿ ಉತ್ತಮ ನಿಧಿಯ ಆಯ್ಕೆಯು ನಿಮಗೆ ಹೆಚ್ಚುವರಿ 0.5 % ಅಥವಾ 1 % p.a ಅನ್ನು ನೀಡುತ್ತದೆ. ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಪಾವತಿಸುವ ಹೆಚ್ಚುವರಿ ವೆಚ್ಚವನ್ನು ಮರೆಮಾಡುತ್ತದೆ.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಎಂದರೇನು?

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್ ಅನ್ನು ಮಾರಾಟ ಮಾಡಲಾಗುತ್ತದೆನೋಂದಾಯಿತ ಹೂಡಿಕೆ ಸಲಹೆಗಾರರು (RIAs) ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಕಂಪನಿಯ ಹೊರತಾಗಿ. ಮೊದಲೇ ಹೇಳಿದಂತೆ, ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ನ ವೆಚ್ಚದ ಅನುಪಾತವು ಕಡಿಮೆಯಾಗಿದೆ

ಇದರಿಂದಾಗಿ ಈ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ಲಾಭವನ್ನು ಗಳಿಸಲು ಸಾಧ್ಯವಾಗುತ್ತದೆ, ಅದು ಸ್ವಲ್ಪ ಹೆಚ್ಚಿನದರಿಂದ ಪ್ರತಿಫಲಿಸುತ್ತದೆಅವು ಅಲ್ಲ ನಿಯಮಿತ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ. ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ಗಳಲ್ಲಿ, ಹೂಡಿಕೆದಾರರಿಗೆ AMC ಯಾವುದೇ ಕಮಿಷನ್ ನೀಡುವುದಿಲ್ಲ.

ನಿಯಮಿತ ಯೋಜನೆ ಎಂದರೇನು?

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ನ ನಿಯಮಿತ ಯೋಜನೆ ಎಂದರೆ ನೀವು ಬ್ರೋಕರ್‌ನಂತಹ ಮಧ್ಯವರ್ತಿಯಿಂದ ಖರೀದಿಸುವ ಸಾಮಾನ್ಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆ,ಹಣಕಾಸು ಸಲಹೆಗಾರ,ವಿತರಕ ಇತ್ಯಾದಿ. ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ, ಆಸ್ತಿ ನಿರ್ವಹಣಾ ಕಂಪನಿಯು ಈ ಮಧ್ಯವರ್ತಿಗಳಿಗೆ ತಮ್ಮ ಸ್ಕೀಮ್‌ಗಳನ್ನು ಮಾರಾಟ ಮಾಡಲು ಕಮಿಷನ್ ಅನ್ನು ಪಾವತಿಸುತ್ತದೆ, ಅದನ್ನು ಮತ್ತೆ ಸ್ಕೀಮ್ ನಿರ್ವಹಣೆಗೆ ವೆಚ್ಚವಾಗಿ ಸೇರಿಸಲಾಗುತ್ತದೆ. ಪರಿಣಾಮವಾಗಿ, ಸಾಮಾನ್ಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು ನೇರವಾದವುಗಳಿಗಿಂತ ಸ್ವಲ್ಪ ಹೆಚ್ಚಿನ ವೆಚ್ಚದ ಅನುಪಾತಗಳನ್ನು ಹೊಂದಿವೆ.

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ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆ: ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ ಉತ್ತಮವೇ ಅಥವಾ ಇಲ್ಲವೇ?

ನಾವು ಹೂಡಿಕೆಯ ಬಗ್ಗೆ ಮಾತನಾಡುವಾಗ, ಒಬ್ಬರು ಅದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕುರಿಟರ್ನ್ಸ್ ಎಂದರೆ ವೆಚ್ಚದ ಫಲಿತಾಂಶ; ಹೆಚ್ಚಿನ ವೆಚ್ಚವು ಆದಾಯವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆ ಮತ್ತು ಪ್ರತಿಯಾಗಿ. ಅಲ್ಲದೆ, ಜನರು ಇದನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳಬೇಕುಯಾವುದೂ ಉಚಿತವಾಗಿ ಲಭ್ಯವಿಲ್ಲ. ಆದ್ದರಿಂದ, ಈ ಕೆಳಗಿನ ಅಂಶಗಳ ಸಹಾಯದಿಂದ, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆಗಳಿಗಿಂತ ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳು ಹೇಗೆ ಪ್ರಯೋಜನಕಾರಿಯಾಗುತ್ತವೆ ಎಂಬುದನ್ನು ನಾವು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ.

ಯಾವಾಗಲೂ ಹಲವಾರು ಜನರುಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಕೆಲವು ಅಥವಾ ಇತರ ಮಧ್ಯವರ್ತಿಗಳ ಮೂಲಕ. ಜನರುಹೂಡಿಕೆ ಆರ್ಐಎಗಳ ಮೂಲಕಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಅವರಿಗೆ ಶುಲ್ಕವನ್ನು ಪಾವತಿಸಬೇಕಾಗುತ್ತದೆ. ಜನರು ತಮ್ಮ ಮೂಲಕ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ವಹಿವಾಟು ನಡೆಸದಿದ್ದರೂ ಸಹ ಈ ಶುಲ್ಕವನ್ನು ಪಾವತಿಸಬೇಕು, ಇದು ವಾರ್ಷಿಕ ಶುಲ್ಕದಂತಿದೆ. ಈ ಶುಲ್ಕವನ್ನು ಮಾಸಿಕ, ವಾರ್ಷಿಕ, ವಹಿವಾಟು-ಆಧಾರಿತ ಶುಲ್ಕಗಳು ಮತ್ತು ಹೀಗೆ ಪಾವತಿಸಬಹುದು. ಆದ್ದರಿಂದ, ವಿಧಿಸಲಾದ ಈ ಶುಲ್ಕಗಳಿಂದಾಗಿ ಹೂಡಿಕೆದಾರರು ಕಡಿಮೆ ಪ್ರಮಾಣದ ಲಾಭದೊಂದಿಗೆ ಕೊನೆಗೊಳ್ಳಬಹುದು ಏಕೆಂದರೆ ಈ ವೆಚ್ಚಗಳು ಪೈನ ಪಾಲನ್ನು ತಿನ್ನುತ್ತವೆ.ಗಳಿಕೆ.

ಆದ್ದರಿಂದ, ಒಂದು ಉದಾಹರಣೆಯ ಸಹಾಯದಿಂದ ನಾವು ಈ ಪರಿಕಲ್ಪನೆಯನ್ನು ಅರ್ಥಮಾಡಿಕೊಳ್ಳೋಣ:

ವಿವರಣೆ:

ಒಬ್ಬ ವ್ಯಕ್ತಿಯು INR 1,00 ಬಯಸುತ್ತಾನೆ ಎಂದು ಊಹಿಸಿ,000 ರೂಪಾಯಿಗಳಲ್ಲಿಡಿಎಸ್ಪಿ ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಅವಕಾಶಗಳ ನಿಧಿ. RIA ಮೂಲಕ ನೇರ ಯೋಜನೆಯಲ್ಲಿ ಅಥವಾ ವಿತರಕರ ಮೂಲಕ ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಳು ಆಯ್ಕೆಯಾಗಿದ್ದಾಳೆ. ಈ ಯೋಜನೆಯ ಸರಾಸರಿ ಹಿಂದಿನ ಮೂರು ವರ್ಷಗಳ ಆದಾಯವು 17.90% p.a. ನೇರ ಯೋಜನೆಗಾಗಿ ಮತ್ತು 16.93% p.a. ಸೆಪ್ಟೆಂಬರ್ 13, 2017 ರಂತೆ ನಿಯಮಿತ ಯೋಜನೆಗಾಗಿ. ಇಲ್ಲಿ, ವ್ಯಕ್ತಿ ಎರಡು RIA ಗಳು A ಮತ್ತು B ಮತ್ತು ಹೂಡಿಕೆಗಾಗಿ ಒಂದು ಆನ್‌ಲೈನ್ ಪೋರ್ಟಲ್ ಅನ್ನು ಶಾರ್ಟ್‌ಲಿಸ್ಟ್ ಮಾಡಿದ್ದಾರೆ. RIA A ವಾರ್ಷಿಕ ಶುಲ್ಕ INR 2,000 ಆದರೆ RIA B INR 1,200 ವಾರ್ಷಿಕ ಶುಲ್ಕವನ್ನು ವಿಧಿಸುತ್ತದೆ ಎಂದು ಊಹಿಸಿಕೊಳ್ಳಿ. ವ್ಯಕ್ತಿಗಳು ಈ ಶುಲ್ಕದ ಮೊತ್ತವನ್ನು RIA ಗೆ ಮುಂಗಡವಾಗಿ ಪಾವತಿಸಬೇಕಾಗುತ್ತದೆಆಧಾರ. ಮತ್ತೊಂದೆಡೆ, ಆನ್‌ಲೈನ್ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ವಿತರಕರು ಯಾವುದೇ ಶುಲ್ಕವನ್ನು ವಿಧಿಸುವುದಿಲ್ಲ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರಿಗೆ ಯಾವ ಹೂಡಿಕೆಯ ಚಾನಲ್ ಉತ್ತಮವಾಗಿದೆ ಎಂಬುದನ್ನು ನಾವು ಲೆಕ್ಕಾಚಾರ ಮಾಡೋಣ ಮತ್ತು ಪರಿಶೀಲಿಸೋಣ.

ಈ ಯೋಜನೆಗಳ ವಿಶ್ಲೇಷಣೆಯನ್ನು ಕೆಳಗಿನ ಕೋಷ್ಟಕದಲ್ಲಿ ತೋರಿಸಲಾಗಿದೆ.

ಡಿಎಸ್ಪಿ ಬ್ಲ್ಯಾಕ್‌ರಾಕ್ ಆಪರ್ಚುನಿಟೀಸ್ ಫಂಡ್	ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ RIA A	ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನೇರ ಯೋಜನೆ RIA B	ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆ ವಿತರಕರು
ಆರಂಭಿಕ ಹೂಡಿಕೆಯ ಮೊತ್ತ (ಎ)	1,00,000	1,00,000	1,00,000
ಕಡಿಮೆ: ವರ್ಷ 1 (B) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 1 (C) (A-B) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	98,000	98,800	1,00,000
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	17,542	17,685	16,930
ವರ್ಷ 1 ರ ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ (C+D) (E)	1,15,542	1,16,485	1,16,930
ಕಡಿಮೆ: ವರ್ಷ 2 (ಎಫ್) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 2 (ಜಿ) (ಇ-ಎಫ್) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	1,13,542	1,15,285	1,16,930
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	20,324	20,636	19,797
ವರ್ಷ 2 (I) (G+H) ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ	1,33,866	1,35,921	1,36,727
ಕಡಿಮೆ: ವರ್ಷ 3 (ಜೆ) ಗಾಗಿ ವಾರ್ಷಿಕ ಶುಲ್ಕಗಳು	2,000	1,200	0
ವರ್ಷ 2 (ಕೆ) (I-J) ನಲ್ಲಿ ಶುಲ್ಕದ ನಂತರದ ನಿವ್ವಳ ಮೊತ್ತ	1,31,866	1,34,721	1,36,727
ನೇರ ಯೋಜನೆಗೆ ನಿವ್ವಳ ಮೊತ್ತ (ಡಿ) (17.90%)# ಮತ್ತು ನಿಯಮಿತ ಯೋಜನೆಗೆ (16.93%)# ಆದಾಯ	23,604	24,116	23,148
ವರ್ಷದ ಕೊನೆಯಲ್ಲಿ ಒಟ್ಟು ಮೊತ್ತ 3 (M) (K+L)	1,55,470	1,58,837	1,59,875

#13ನೇ ಸೆಪ್ಟೆಂಬರ್'17 ರಂತೆ.ಹೀಗಾಗಿ, ಮೇಲಿನ ಕೋಷ್ಟಕದಿಂದ ನಾವು ತೀರ್ಮಾನಿಸಬಹುದು; ನೇರ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ನಿಯಮಿತ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುವ ಮೂಲಕ ಜನರು ಹೆಚ್ಚು ಗಳಿಸಬಹುದು.

ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಡೈರೆಕ್ಟ್ ಪ್ಲಾನ್‌ಗಿಂತ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆಯನ್ನು ಏಕೆ ಆರಿಸಬೇಕು?

ನೇರವಾದವುಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಜನರು ಸಾಮಾನ್ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅನ್ನು ಏಕೆ ಆಯ್ಕೆ ಮಾಡಬಹುದು ಎಂಬುದಕ್ಕೆ ಹಲವು ಇತರ ಕಾರಣಗಳಿವೆ. ಅವುಗಳಲ್ಲಿ ಕೆಲವು ಪ್ರತಿ ಫಂಡ್ ಹೌಸ್‌ಗೆ ಪ್ರತ್ಯೇಕ ನೋಂದಣಿ ಪ್ರಕ್ರಿಯೆ, ಪೋರ್ಟ್‌ಫೋಲಿಯೊದ ಸ್ವಯಂ-ಮರುಸಮತೋಲನ, ಯೋಜನೆಗಳ ಸ್ವಯಂ-ವಿಶ್ಲೇಷಣೆ ಇತ್ಯಾದಿಗಳನ್ನು ಒಳಗೊಂಡಿವೆ. ಆದ್ದರಿಂದ, ನೇರ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ವಿತರಕರ ಮೂಲಕ ಸಾಮಾನ್ಯ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಅನ್ನು ಆಯ್ಕೆ ಮಾಡುವುದು ಏಕೆ ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂದು ನೋಡೋಣ.

ಒಂದು ಛತ್ರಿ ಅಡಿಯಲ್ಲಿ ಯೋಜನೆಗಳ ಸಂಖ್ಯೆ

ನೀವು ಸ್ಕೌಟ್ ಮಾಡಿದ ಮತ್ತು ನಿಮ್ಮ ಹೂಡಿಕೆಯ ಪ್ರೊಫೈಲ್‌ಗೆ ಸೂಕ್ತವಾದ ಐದು ವಿಭಿನ್ನ ನೇರ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ನೀವು ನಿರ್ಧರಿಸುತ್ತೀರಿ. ಆದ್ದರಿಂದ, ನೀವು ಆ ಐದು ವಿಭಿನ್ನ ಫಂಡ್ ಹೌಸ್ ವೆಬ್‌ಸೈಟ್‌ಗಳಿಗೆ ಭೇಟಿ ನೀಡಬೇಕು ಮತ್ತು ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬೇಕಾಗುತ್ತದೆ. ನಂತರ ನೀವು ಪ್ರತಿ ಹೂಡಿಕೆಯನ್ನು ಪ್ರತ್ಯೇಕವಾಗಿ ಟ್ರ್ಯಾಕ್ ಮಾಡಬೇಕು ಮತ್ತು ಅವುಗಳ ವಿವರಗಳನ್ನು ಪ್ರತ್ಯೇಕವಾಗಿ ಸಂಗ್ರಹಿಸಬೇಕು. ಕಾಲಾನಂತರದಲ್ಲಿ, ಹೂಡಿಕೆಗಳ ಸಂಖ್ಯೆಯು ಬೆಳೆದಂತೆ, ದಾಖಲೆಗಳು ಮತ್ತು ಜಗಳವನ್ನು ಮಾತ್ರ ಸೇರಿಸುತ್ತವೆ. ಆದ್ದರಿಂದ, ಅಂತಹ ತೊಂದರೆಗಳನ್ನು ತಪ್ಪಿಸಲು, ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ವಿತರಕರ ಮೂಲಕ ಹೂಡಿಕೆ ಮಾಡುವುದು ಸುಲಭವಾಗಿದೆ; ಒಂದು ವೇದಿಕೆಯಲ್ಲಿ ನಿಮ್ಮ ಅವಶ್ಯಕತೆಗಳಿಗೆ ಅನುಗುಣವಾಗಿ ನೀವು ಆಯ್ಕೆಮಾಡಬಹುದಾದ ಹಲವಾರು ಯೋಜನೆಗಳನ್ನು ನೀವು ಕಾಣಬಹುದು.

ಆನ್‌ಲೈನ್ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ನಿಯಮಿತ ಯೋಜನೆ ಹೂಡಿಕೆ

ತಂತ್ರಜ್ಞಾನದ ಪ್ರಗತಿಯೊಂದಿಗೆ, ಜನರು ಹೂಡಿಕೆ ಮಾಡಬಹುದುಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಆನ್‌ಲೈನ್ ಎಲ್ಲಿಂದಲಾದರೂ ಮತ್ತು ಯಾವುದೇ ಸಮಯದಲ್ಲಿ. ಇದಲ್ಲದೆ, ಅವರು ತಮ್ಮ ಅನುಕೂಲಕ್ಕೆ ಅನುಗುಣವಾಗಿ ವಿವಿಧ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು. ಆನ್‌ಲೈನ್ ಮೋಡ್ ಮೂಲಕ, ಜನರು ತಮ್ಮ ಹಣವನ್ನು ಸರಳ ಹಂತಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ರಿಡೀಮ್ ಮಾಡಬಹುದು, ವಿವಿಧ ಫಂಡ್ ಹೌಸ್‌ಗಳು ನೀಡುವ ಪ್ರತಿಯೊಂದು ಯೋಜನೆಯ ವಿವರವಾದ ವಿಶ್ಲೇಷಣೆಯನ್ನು ಪರಿಶೀಲಿಸಬಹುದು, ಅವರ ಪೋರ್ಟ್‌ಫೋಲಿಯೊವನ್ನು ಟ್ರ್ಯಾಕ್ ಮಾಡಬಹುದು ಮತ್ತು ಹೀಗೆ.

ಈಗ, ನಾವು ಅಂತ್ಯದ ಕಡೆಗೆ ಸಾಗುತ್ತಿರುವಾಗ, ಒಂದು ಪ್ರಮುಖ ಪ್ರಶ್ನೆಗೆ ಉತ್ತರಿಸೋಣ, ಅಂದರೆ, ಯಾವ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಯೋಜನೆ ಉತ್ತಮವಾಗಿದೆ? ಇದಕ್ಕೆ ಉತ್ತರಿಸಲು, ಸರಿಯಾದ ಸಲಹೆಗಾರರನ್ನು ಆಯ್ಕೆ ಮಾಡುವ ಬದಲು ಇದು ಸರಿಯಾದ ಯೋಜನೆ ಅಲ್ಲ ಎಂದು ಹೇಳಬಹುದು. ಮೇಲಿನ ಉದಾಹರಣೆಯು ನೇರ ಯೋಜನೆಗಳಿಗಿಂತ ನಿಯಮಿತ ಯೋಜನೆಗಳು ಹೆಚ್ಚು ಪ್ರಯೋಜನಕಾರಿಯಾಗಿದೆ ಎಂದು ತೋರಿಸುತ್ತದೆ, ಸರಿಯಾದ ಹಣಕಾಸು ಯೋಜಕರೊಂದಿಗೆ ಪಾಲುದಾರರ ಅಗತ್ಯವಿದೆ ಎಂಬುದು ನಮ್ಮ ಅಭಿಪ್ರಾಯವಾಗಿದೆ. ದೀರ್ಘಾವಧಿಯಲ್ಲಿ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲುಹೂಡಿಕೆದಾರ ಪ್ರಯೋಜನಗಳು. ವಿವೇಕಯುತ ಸಲಹೆಗಾರರು ಹೂಡಿಕೆದಾರರಿಗೆ ಪರಿಣಾಮಕಾರಿ ರೀತಿಯಲ್ಲಿ ಮಾರ್ಗದರ್ಶನ ನೀಡುತ್ತಾರೆ ಇದರಿಂದ ಹೂಡಿಕೆದಾರರು ತಮ್ಮ ಹೂಡಿಕೆಯ ಮೇಲೆ ಗರಿಷ್ಠ ಮೊತ್ತವನ್ನು ಗಳಿಸುತ್ತಾರೆ. ಹೆಚ್ಚುವರಿಯಾಗಿ, ಹೂಡಿಕೆಯು ಸಂಪತ್ತು ಸೃಷ್ಟಿಗೆ ದಾರಿ ಮಾಡಿಕೊಡುತ್ತದೆ ಎಂದು ಅವನು / ಅವಳು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳುತ್ತಾರೆ.

ಟಾಪ್ ಪರ್ಫಾರ್ಮಿಂಗ್ ಡೈರೆಕ್ಟ್ ಇಕ್ವಿಟಿ ಫಂಡ್‌ಗಳು

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
Franklin Build India Fund - Direct Growth	₹157.874 ↓ -3.35	₹2,848	-5.7	-1.4	33.3	32.1	28.6	52.7
Franklin India Opportunities Fund - Direct Growth	₹273.449 ↓ -5.03	₹5,905	-3.3	4.3	43.6	30.6	28.9	54.9
L&T Infrastructure Fund - Direct Growth	₹54.012 ↓ -1.15	₹2,611	-5.1	-2.7	35.1	29.5	27.5	52.2
Franklin India Smaller Companies Fund - Direct Growth	₹201.92 ↓ -4.03	₹14,045	-3.7	1	28.3	28.7	30.7	53.5
L&T Business Cycles Fund - Direct Growth	₹47.3139 ↓ -1.07	₹1,016	-2.4	6.4	41.3	27.2	24.2	32.7
Franklin India Prima Fund - Direct Growth	₹3,074.77 ↓ -68.06	₹12,441	-2.6	5.4	37.7	25	24.6	38
DSP BlackRock Micro Cap Fund - Direct Growth	₹218.592 ↓ -4.46	₹16,307	-1.2	10	30.4	24.4	32.2	42.5
Templeton India Growth Fund - Direct Growth	₹765.677 ↓ -10.94	₹2,199	-8.7	-3.4	20.8	23.9	24.8	35.4
Sundaram SMILE Fund - Direct Growth	₹284.798 ↓ -6.80	₹3,424	-4.5	5.9	24.3	23.2	29.9	46.9
SBI Small Cap Fund - Direct Growth	₹203.864 ↓ -4.32	₹33,285	-3.9	2.6	29.7	22.3	28.7	26.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 Dec 24

1. Franklin Build India Fund - Direct

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 22.7% since its launch. Return for 2023 was 52.7% , 2022 was 12.4% and 2021 was 47.4% .

Below is the key information for Franklin Build India Fund - Direct

Franklin Build India Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹157.874 ↓ -3.35 (-2.08 %)
Net Assets (Cr)	₹2,848 on 30 Nov 24
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.06
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,572
30 Nov 21	₹15,429
30 Nov 22	₹17,874
30 Nov 23	₹24,612
30 Nov 24	₹35,430

Franklin Build India Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Franklin Build India Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	1.2%
3 Month	-5.7%
6 Month	-1.4%
1 Year	33.3%
3 Year	32.1%
5 Year	28.6%
10 Year
15 Year
Since launch	22.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	52.7%
2022	12.4%
2021	47.4%
2020	6.5%
2019	7.2%
2018	-9.5%
2017	45.1%
2016	9.9%
2015	3.7%
2014	95.5%

Fund Manager information for Franklin Build India Fund - Direct

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.12 Yr.
Kiran Sebastian	7 Feb 22	2.82 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.

Data below for Franklin Build India Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	37.2%
Financial Services	14.7%
Energy	9.85%
Utility	9.5%
Communication Services	7.1%
Basic Materials	6.81%
Consumer Cyclical	3.68%
Real Estate	3.3%
Technology	2.71%

Asset Allocation

Asset Class	Value
Cash	5.15%
Equity	94.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹261 Cr	720,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	6%	₹160 Cr	3,930,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| ICICIBANK	5%	₹155 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	4%	₹120 Cr	4,500,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 22 \| MCX	4%	₹117 Cr	180,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	4%	₹117 Cr	880,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹114 Cr	710,000
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 31 Aug 22 \| 505283	4%	₹110 Cr	663,983 ↓ -143,864
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹108 Cr	3,365,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹96 Cr	825,000 ↑ 100,000

2. Franklin India Opportunities Fund - Direct

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.2% since its launch. Return for 2023 was 54.9% , 2022 was -1.2% and 2021 was 30.6% .

Below is the key information for Franklin India Opportunities Fund - Direct

Franklin India Opportunities Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹273.449 ↓ -5.03 (-1.81 %)
Net Assets (Cr)	₹5,905 on 30 Nov 24
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1
Sharpe Ratio	2.56
Information Ratio	1.48
Alpha Ratio	18.89
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,853
30 Nov 21	₹16,655
30 Nov 22	₹17,297
30 Nov 23	₹23,991
30 Nov 24	₹35,812

Franklin India Opportunities Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Returns for Franklin India Opportunities Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4%
3 Month	-3.3%
6 Month	4.3%
1 Year	43.6%
3 Year	30.6%
5 Year	28.9%
10 Year
15 Year
Since launch	19.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	54.9%
2022	-1.2%
2021	30.6%
2020	28.7%
2019	6.1%
2018	-9.4%
2017	36.8%
2016	5%
2015	3%
2014	59.1%

Fund Manager information for Franklin India Opportunities Fund - Direct

Name	Since	Tenure
Kiran Sebastian	7 Feb 22	2.82 Yr.
R. Janakiraman	1 Apr 13	11.68 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.

Data below for Franklin India Opportunities Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	18.12%
Health Care	16.14%
Financial Services	15.55%
Industrials	11.5%
Communication Services	10.34%
Technology	5.5%
Consumer Defensive	4.04%
Basic Materials	4.03%
Energy	2.65%
Utility	2.46%
Real Estate	0.91%

Asset Allocation

Asset Class	Value
Cash	7.59%
Equity	92.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 24 \| HDFCBANK	5%	₹271 Cr	1,559,094 ↑ 475,562
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	4%	₹219 Cr	1,694,988
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	4%	₹216 Cr	1,342,233
Zomato Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹184 Cr	7,590,491 ↑ 2,020,505
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jul 24 \| NAUKRI	3%	₹161 Cr	216,138
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	3%	₹149 Cr	1,117,952
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Jun 24 \| HINDUNILVR	3%	₹142 Cr	561,754
PB Fintech Ltd (Financial Services) Equity, Since 30 Nov 21 \| 543390	3%	₹142 Cr	833,638
Sudarshan Chemical Industries Ltd (Basic Materials) Equity, Since 30 Apr 24 \| SUDARSCHEM	2%	₹136 Cr	1,303,298 ↓ -108,474
Piramal Pharma Ltd (Healthcare) Equity, Since 31 Jul 23 \| PPLPHARMA	2%	₹136 Cr	5,078,262 ↓ -2,064,061

3. L&T Infrastructure Fund - Direct

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund - Direct is a Equity - Sectoral fund was launched on 1 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 19.1% since its launch. Return for 2023 was 52.2% , 2022 was 4.2% and 2021 was 57.9% .

Below is the key information for L&T Infrastructure Fund - Direct

L&T Infrastructure Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹54.012 ↓ -1.15 (-2.08 %)
Net Assets (Cr)	₹2,611 on 31 Oct 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	High
Expense Ratio	1.07
Sharpe Ratio	2.07
Information Ratio	0.85
Alpha Ratio	15.97
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹9,467
30 Nov 21	₹15,494
30 Nov 22	₹17,066
30 Nov 23	₹23,504
30 Nov 24	₹33,974

L&T Infrastructure Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for L&T Infrastructure Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	2.9%
3 Month	-5.1%
6 Month	-2.7%
1 Year	35.1%
3 Year	29.5%
5 Year	27.5%
10 Year
15 Year
Since launch	19.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	52.2%
2022	4.2%
2021	57.9%
2020	2.9%
2019	-2.1%
2018	-16.4%
2017	62.8%
2016	9.4%
2015	7.5%
2014	66.6%

Fund Manager information for L&T Infrastructure Fund - Direct

Name	Since	Tenure
Venugopal Manghat	17 Dec 19	4.96 Yr.
Gautam Bhupal	26 Nov 22	2.02 Yr.
Sonal Gupta	26 Nov 22	2.02 Yr.

Data below for L&T Infrastructure Fund - Direct as on 31 Oct 24

Equity Sector Allocation

Sector	Value
Industrials	50.59%
Basic Materials	13.28%
Utility	8.42%
Energy	8.27%
Communication Services	7.18%
Technology	4.06%
Real Estate	3.35%
Financial Services	2.59%
Consumer Cyclical	1.43%

Asset Allocation

Asset Class	Value
Cash	0.82%
Equity	99.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 31 Jan 22 \| 532555	8%	₹220 Cr	5,385,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Sep 15 \| BEL	8%	₹203 Cr	7,130,400
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jan 12 \| LT	8%	₹196 Cr	541,000 ↓ -19,008
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	6%	₹168 Cr	1,041,600 ↑ 105,100
Aditya Birla Real Estate Ltd (Basic Materials) Equity, Since 31 Jan 18 \| 500040	4%	₹109 Cr	397,700
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	4%	₹98 Cr	88,900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	4%	₹98 Cr	736,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Oct 20 \| DIXON	3%	₹70 Cr	49,700
Power Finance Corp Ltd (Financial Services) Equity, Since 29 Feb 24 \| 532810	3%	₹68 Cr	1,488,800 ↑ 299,400
ABB India Ltd (Industrials) Equity, Since 30 Jun 19 \| ABB	3%	₹67 Cr	90,050

4. Franklin India Smaller Companies Fund - Direct

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Franklin India Smaller Companies Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.9% since its launch. Return for 2023 was 53.5% , 2022 was 4.4% and 2021 was 57.7% .

Below is the key information for Franklin India Smaller Companies Fund - Direct

Franklin India Smaller Companies Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹201.92 ↓ -4.03 (-1.96 %)
Net Assets (Cr)	₹14,045 on 30 Nov 24
Category	Equity - Small Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.91
Sharpe Ratio	1.48
Information Ratio	0.31
Alpha Ratio	2.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,130
30 Nov 21	₹18,500
30 Nov 22	₹20,122
30 Nov 23	₹28,913
30 Nov 24	₹37,843

Franklin India Smaller Companies Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Franklin India Smaller Companies Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.4%
3 Month	-3.7%
6 Month	1%
1 Year	28.3%
3 Year	28.7%
5 Year	30.7%
10 Year
15 Year
Since launch	22.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	53.5%
2022	4.4%
2021	57.7%
2020	19.7%
2019	-4%
2018	-16.4%
2017	45.3%
2016	11.5%
2015	11.3%
2014	91.8%

Fund Manager information for Franklin India Smaller Companies Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.84 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.
Akhil Kalluri	8 Sep 22	2.23 Yr.

Data below for Franklin India Smaller Companies Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	25.32%
Financial Services	18.01%
Consumer Cyclical	13.73%
Health Care	9.23%
Basic Materials	8.71%
Technology	5.59%
Real Estate	4.72%
Consumer Defensive	4.37%
Utility	2.71%
Energy	0.86%
Communication Services	0.16%

Asset Allocation

Asset Class	Value
Cash	5.42%
Equity	94.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Jun 14 \| 532929	3%	₹456 Cr	3,868,691
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 23 \| ASTERDM	3%	₹377 Cr	8,473,781
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 16 \| DEEPAKNTR	3%	₹366 Cr	1,387,967
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 590003	2%	₹348 Cr	15,398,917
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 20 \| EQUITASBNK	2%	₹336 Cr	48,064,081
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 May 22 \| KALYANKJIL	2%	₹326 Cr	4,963,469 ↓ -2,000,000
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare) Equity, Since 30 Jun 14 \| JBCHEPHARM	2%	₹284 Cr	1,448,723
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| CROMPTON	2%	₹270 Cr	6,900,000
360 One Wam Ltd Ordinary Shares (Financial Services) Equity, Since 30 Jun 23 \| 360ONE	2%	₹267 Cr	2,452,684
Amara Raja Energy & Mobility Ltd (Industrials) Equity, Since 31 Dec 23 \| 500008	2%	₹253 Cr	1,819,819

5. L&T Business Cycles Fund - Direct

To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian market with focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy

L&T Business Cycles Fund - Direct is a Equity - Sectoral fund was launched on 20 Aug 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Return for 2023 was 32.7% , 2022 was 6.5% and 2021 was 36% .

Below is the key information for L&T Business Cycles Fund - Direct

L&T Business Cycles Fund - Direct Growth
Launch Date	20 Aug 14
NAV (20 Dec 24)	₹47.3139 ↓ -1.07 (-2.22 %)
Net Assets (Cr)	₹1,016 on 30 Nov 24
Category	Equity - Sectoral
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	2.78
Information Ratio	1.55
Alpha Ratio	19.29
Min Investment
Min SIP Investment
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,664
30 Nov 21	₹14,896
30 Nov 22	₹16,620
30 Nov 23	₹20,476
30 Nov 24	₹29,838

L&T Business Cycles Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Purchase not allowed

Returns for L&T Business Cycles Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.7%
3 Month	-2.4%
6 Month	6.4%
1 Year	41.3%
3 Year	27.2%
5 Year	24.2%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	32.7%
2022	6.5%
2021	36%
2020	10.4%
2019	6.2%
2018	-16.9%
2017	46.5%
2016	3.8%
2015	4.2%
2014

Fund Manager information for L&T Business Cycles Fund - Direct

Name	Since	Tenure
Venugopal Manghat	20 Aug 14	10.29 Yr.
Gautam Bhupal	1 Jun 23	1.5 Yr.
Sonal Gupta	1 Jun 23	1.5 Yr.

Data below for L&T Business Cycles Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	28.54%
Financial Services	27.13%
Consumer Cyclical	17.15%
Basic Materials	13.2%
Energy	5.95%
Real Estate	1.62%
Technology	1.5%

Asset Allocation

Asset Class	Value
Cash	3.43%
Equity	96.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 31 Dec 16 \| 500251	7%	₹72 Cr	100,680 ↓ -6,320
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Dec 22 \| MCX	6%	₹61 Cr	94,300
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| ICICIBANK	6%	₹55 Cr	425,000
Reliance Industries Ltd (Energy) Equity, Since 31 Aug 18 \| RELIANCE	4%	₹36 Cr	271,200
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 14 \| HDFCBANK	3%	₹34 Cr	193,300
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Aug 14 \| LT	3%	₹30 Cr	81,830
Ahluwalia Contracts (India) Ltd (Industrials) Equity, Since 31 Jan 15 \| AHLUCONT	3%	₹29 Cr	274,908
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 22 \| BEL	3%	₹28 Cr	1,000,000
Power Mech Projects Ltd (Industrials) Equity, Since 31 Oct 22 \| POWERMECH	3%	₹27 Cr	90,800
Kirloskar Pneumatic Co Ltd (Industrials) Equity, Since 30 Jun 23 \| 505283	3%	₹27 Cr	160,733 ↓ -15,467

6. Franklin India Prima Fund - Direct

The investment objective of Prima Fund is to provide medium to longterm capital appreciation as a primary objective and income as a secondary objective.

Franklin India Prima Fund - Direct is a Equity - Mid Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.4% since its launch. Return for 2023 was 38% , 2022 was 3% and 2021 was 33.7% .

Below is the key information for Franklin India Prima Fund - Direct

Franklin India Prima Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹3,074.77 ↓ -68.06 (-2.17 %)
Net Assets (Cr)	₹12,441 on 30 Nov 24
Category	Equity - Mid Cap
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.92
Sharpe Ratio	2.19
Information Ratio	-0.1
Alpha Ratio	9.04
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,289
30 Nov 21	₹15,664
30 Nov 22	₹16,626
30 Nov 23	₹20,976
30 Nov 24	₹29,469

Franklin India Prima Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Franklin India Prima Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	4.1%
3 Month	-2.6%
6 Month	5.4%
1 Year	37.7%
3 Year	25%
5 Year	24.6%
10 Year
15 Year
Since launch	20.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38%
2022	3%
2021	33.7%
2020	18.8%
2019	4.5%
2018	-8.5%
2017	41.1%
2016	9.5%
2015	8.2%
2014	80.2%

Fund Manager information for Franklin India Prima Fund - Direct

Name	Since	Tenure
R. Janakiraman	1 Feb 11	13.84 Yr.
Sandeep Manam	18 Oct 21	3.12 Yr.
Akhil Kalluri	7 Feb 22	2.82 Yr.

Data below for Franklin India Prima Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	20.71%
Consumer Cyclical	16.88%
Basic Materials	13.66%
Industrials	13.02%
Health Care	10.39%
Technology	8.73%
Real Estate	5.44%
Consumer Defensive	4.17%
Communication Services	2.51%
Utility	1.6%
Energy	0.69%

Asset Allocation

Asset Class	Value
Cash	2.17%
Equity	97.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| FEDERALBNK	4%	₹478 Cr	23,439,752
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Jan 21 \| DEEPAKNTR	2%	₹290 Cr	1,100,123
Mphasis Ltd (Technology) Equity, Since 30 Sep 20 \| 526299	2%	₹281 Cr	976,105
Max Financial Services Ltd (Financial Services) Equity, Since 31 Dec 21 \| 500271	2%	₹268 Cr	2,092,030
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Jan 22 \| PRESTIGE	2%	₹267 Cr	1,631,918
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 20 \| 524494	2%	₹261 Cr	1,641,580
Coromandel International Ltd (Basic Materials) Equity, Since 31 May 11 \| 506395	2%	₹261 Cr	1,561,228
Trent Ltd (Consumer Cyclical) Equity, Since 31 Oct 17 \| 500251	2%	₹252 Cr	353,937
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical) Equity, Since 31 May 16 \| CROMPTON	2%	₹250 Cr	6,391,052
Persistent Systems Ltd (Technology) Equity, Since 30 Apr 21 \| PERSISTENT	2%	₹250 Cr	464,990 ↓ -25,000

7. DSP BlackRock Micro Cap Fund - Direct

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Micro Cap Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.4% since its launch. Return for 2023 was 42.5% , 2022 was 1.4% and 2021 was 60.3% .

Below is the key information for DSP BlackRock Micro Cap Fund - Direct

DSP BlackRock Micro Cap Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹218.592 ↓ -4.46 (-2.00 %)
Net Assets (Cr)	₹16,307 on 30 Nov 24
Category	Equity - Small Cap
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.95
Sharpe Ratio	1.25
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹13,058
30 Nov 21	₹21,031
30 Nov 22	₹22,630
30 Nov 23	₹30,938
30 Nov 24	₹39,844

DSP BlackRock Micro Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Purchase not allowed

Returns for DSP BlackRock Micro Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	5.3%
3 Month	-1.2%
6 Month	10%
1 Year	30.4%
3 Year	24.4%
5 Year	32.2%
10 Year
15 Year
Since launch	23.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	42.5%
2022	1.4%
2021	60.3%
2020	34.3%
2019	1.6%
2018	-25.1%
2017	43.4%
2016	13.6%
2015	21.2%
2014	103.1%

Fund Manager information for DSP BlackRock Micro Cap Fund - Direct

Name	Since	Tenure
Vinit Sambre	21 Jun 10	14.46 Yr.
Resham Jain	16 Mar 18	6.72 Yr.

Data below for DSP BlackRock Micro Cap Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Consumer Cyclical	31.74%
Basic Materials	20.49%
Industrials	16.97%
Health Care	8.7%
Consumer Defensive	7.34%
Financial Services	4.08%
Technology	3.74%
Communication Services	1.09%
Utility	0.2%

Asset Allocation

Asset Class	Value
Cash	5.67%
Equity	94.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Jubilant Ingrevia Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Dec 22 \| JUBLINGREA	4%	₹569 Cr	7,937,996
eClerx Services Ltd (Technology) Equity, Since 28 Feb 18 \| ECLERX	3%	₹508 Cr	1,746,352
Suprajit Engineering Ltd (Consumer Cyclical) Equity, Since 30 Jun 14 \| SUPRAJIT	3%	₹476 Cr	9,260,495
Welspun Corp Ltd (Basic Materials) Equity, Since 31 Mar 21 \| 532144	3%	₹473 Cr	6,500,000 ↑ 203,304
Dodla Dairy Ltd (Consumer Defensive) Equity, Since 30 Jun 21 \| 543306	3%	₹431 Cr	3,620,969 ↑ 82,779
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Jan 19 \| TECHNOE	2%	₹391 Cr	2,500,000
Triveni Engineering & Industries Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| 532356	2%	₹379 Cr	9,143,737
LT Foods Ltd (Consumer Defensive) Equity, Since 31 Dec 17 \| 532783	2%	₹375 Cr	9,623,118 ↓ -376,882
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 31 Dec 21 \| 523025	2%	₹360 Cr	1,629,601
Ipca Laboratories Ltd (Healthcare) Equity, Since 30 Nov 14 \| 524494	2%	₹358 Cr	2,254,904 ↓ -86,395

8. Templeton India Growth Fund - Direct

The Investment Objective of the Scheme is to provide long-term capital growth to its Unitholders.

Templeton India Growth Fund - Direct is a Equity - Value fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch. Return for 2023 was 35.4% , 2022 was 16.6% and 2021 was 45.8% .

Below is the key information for Templeton India Growth Fund - Direct

Templeton India Growth Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹765.677 ↓ -10.94 (-1.41 %)
Net Assets (Cr)	₹2,199 on 30 Nov 24
Category	Equity - Value
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	1.53
Information Ratio	1.38
Alpha Ratio	1.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹10,515
30 Nov 21	₹16,366
30 Nov 22	₹19,660
30 Nov 23	₹23,797
30 Nov 24	₹30,920

Templeton India Growth Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Templeton India Growth Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	-0.3%
3 Month	-8.7%
6 Month	-3.4%
1 Year	20.8%
3 Year	23.9%
5 Year	24.8%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	35.4%
2022	16.6%
2021	45.8%
2020	12.6%
2019	0.5%
2018	-12.1%
2017	38.7%
2016	10.2%
2015	0.8%
2014	50%

Fund Manager information for Templeton India Growth Fund - Direct

Name	Since	Tenure
Ajay Argal	1 Dec 23	1 Yr.
Rajasa Kakulavarapu	6 Sep 21	3.24 Yr.

Data below for Templeton India Growth Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	32.57%
Consumer Cyclical	10.82%
Basic Materials	10.13%
Energy	9.42%
Technology	7.31%
Health Care	6.98%
Utility	5.6%
Consumer Defensive	5.32%
Industrials	4.13%

Asset Allocation

Asset Class	Value
Cash	5.39%
Equity	92.28%
Debt	2.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 14 \| HDFCBANK	7%	₹165 Cr	950,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| 532215	5%	₹107 Cr	925,000 ↑ 375,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 23 \| RELIANCE	5%	₹107 Cr	800,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 10 \| ICICIBANK	5%	₹103 Cr	800,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Jan 19 \| ITC	4%	₹78 Cr	1,600,000
HCL Technologies Ltd (Technology) Equity, Since 28 Feb 21 \| HCLTECH	3%	₹66 Cr	375,000 ↓ -150,000
ICICI Prudential Life Insurance Co Ltd (Financial Services) Equity, Since 31 Dec 22 \| 540133	3%	₹63 Cr	850,000
Cipla Ltd (Healthcare) Equity, Since 29 Feb 24 \| 500087	3%	₹62 Cr	400,000 ↑ 50,000
State Bank of India (Financial Services) Equity, Since 28 Feb 19 \| SBIN	3%	₹59 Cr	725,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Jun 24 \| MARUTI	3%	₹55 Cr	50,000

9. Sundaram SMILE Fund - Direct

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Sundaram SMILE Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.3% since its launch. Return for 2023 was 46.9% , 2022 was -0.9% and 2021 was 62% .

Below is the key information for Sundaram SMILE Fund - Direct

Sundaram SMILE Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹284.798 ↓ -6.80 (-2.33 %)
Net Assets (Cr)	₹3,424 on 30 Nov 24
Category	Equity - Small Cap
AMC	Sundaram Asset Management Company Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.88
Sharpe Ratio	1.5
Information Ratio	-0.36
Alpha Ratio	1.96
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹11,747
30 Nov 21	₹19,620
30 Nov 22	₹20,715
30 Nov 23	₹28,494
30 Nov 24	₹36,169

Sundaram SMILE Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226 Invest Now

Returns for Sundaram SMILE Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.8%
3 Month	-4.5%
6 Month	5.9%
1 Year	24.3%
3 Year	23.2%
5 Year	29.9%
10 Year
15 Year
Since launch	19.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	46.9%
2022	-0.9%
2021	62%
2020	27.4%
2019	-5.2%
2018	-28.6%
2017	56.7%
2016	0.1%
2015	8.2%
2014	110.6%

Fund Manager information for Sundaram SMILE Fund - Direct

Name	Since	Tenure
Rohit Seksaria	1 Nov 22	2.08 Yr.

Data below for Sundaram SMILE Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Financial Services	20.64%
Industrials	19.07%
Consumer Cyclical	15%
Health Care	8.9%
Basic Materials	8.81%
Technology	7.23%
Consumer Defensive	6.08%
Communication Services	3.59%
Real Estate	3.42%
Utility	1.7%
Energy	0.95%

Asset Allocation

Asset Class	Value
Cash	4.05%
Equity	95.39%
Debt	0.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Jun 20 \| MCX	3%	₹119 Cr	182,432 ↓ -4,971
Safari Industries (India) Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| 523025	2%	₹86 Cr	387,840
Greenpanel Industries Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Jul 21 \| GREENPANEL	2%	₹83 Cr	2,132,517
Affle India Ltd (Communication Services) Equity, Since 31 May 21 \| AFFLE	2%	₹75 Cr	490,718 ↑ 23,573
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 23 \| ASTERDM	2%	₹75 Cr	1,690,672
KSB Ltd (Industrials) Equity, Since 31 May 14 \| KSB	2%	₹75 Cr	936,780
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	2%	₹74 Cr	434,018 ↓ -61,910
Rategain Travel Technologies Ltd (Technology) Equity, Since 30 Jun 23 \| 543417	2%	₹74 Cr	989,246
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 May 24 \| UJJIVANSFB	2%	₹72 Cr	18,825,767
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Dec 12 \| 532929	2%	₹64 Cr	545,048 ↓ -25,554

10. SBI Small Cap Fund - Direct

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund - Direct is a Equity - Small Cap fund was launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 26% since its launch. Return for 2023 was 26.6% , 2022 was 9.3% and 2021 was 49.1% .

Below is the key information for SBI Small Cap Fund - Direct

SBI Small Cap Fund - Direct Growth
Launch Date	1 Jan 13
NAV (20 Dec 24)	₹203.864 ↓ -4.32 (-2.07 %)
Net Assets (Cr)	₹33,285 on 30 Nov 24
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	0.7
Sharpe Ratio	1.56
Information Ratio	0
Alpha Ratio	0
Min Investment
Min SIP Investment
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Nov 19	₹10,000
30 Nov 20	₹12,609
30 Nov 21	₹19,765
30 Nov 22	₹22,335
30 Nov 23	₹27,151
30 Nov 24	₹35,049

SBI Small Cap Fund - Direct SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552 Invest Now

Purchase not allowed

Returns for SBI Small Cap Fund - Direct

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 20 Dec 24

Duration	Returns
1 Month	3.5%
3 Month	-3.9%
6 Month	2.6%
1 Year	29.7%
3 Year	22.3%
5 Year	28.7%
10 Year
15 Year
Since launch	26%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.6%
2022	9.3%
2021	49.1%
2020	35.2%
2019	7.4%
2018	-18.6%
2017	80.4%
2016	2.6%
2015	22.3%
2014	112.8%

Fund Manager information for SBI Small Cap Fund - Direct

Name	Since	Tenure
R. Srinivasan	16 Nov 13	11.05 Yr.
Pradeep Kesavan	31 Dec 23	0.92 Yr.
Mohan Lal	1 May 24	0.59 Yr.

Data below for SBI Small Cap Fund - Direct as on 30 Nov 24

Equity Sector Allocation

Sector	Value
Industrials	30.8%
Consumer Cyclical	20.99%
Financial Services	14.42%
Basic Materials	9.14%
Consumer Defensive	5.32%
Health Care	2.18%
Communication Services	1.85%
Real Estate	1.65%

Asset Allocation

Asset Class	Value
Cash	13.63%
Equity	86.37%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Blue Star Ltd (Industrials) Equity, Since 30 Jun 18 \| BLUESTARCO	3%	₹1,025 Cr	5,531,552
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	3%	₹989 Cr	3,300,000
Finolex Industries Ltd (Industrials) Equity, Since 31 Aug 20 \| FINPIPE	3%	₹929 Cr	34,595,699
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 May 20 \| KPIL	3%	₹901 Cr	7,900,000
Chalet Hotels Ltd (Consumer Cyclical) Equity, Since 31 Jan 19 \| CHALET	3%	₹865 Cr	9,716,991
E I D Parry India Ltd (Basic Materials) Equity, Since 31 Jan 24 \| EIDPARRY	2%	₹800 Cr	9,324,049
SBFC Finance Ltd (Financial Services) Equity, Since 31 Aug 23 \| SBFC	2%	₹776 Cr	89,318,180
City Union Bank Ltd (Financial Services) Equity, Since 30 Jun 20 \| CUB	2%	₹772 Cr	43,000,000
Triveni Turbine Ltd (Industrials) Equity, Since 31 Jan 19 \| TRITURBINE	2%	₹757 Cr	9,855,433
K.P.R. Mill Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| KPRMILL	2%	₹754 Cr	7,700,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.