8 ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು SIP ಹೂಡಿಕೆಗಳು 2022 | Fincash.com

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FY 22 - 23 SIP ಹೂಡಿಕೆಗಳಿಗಾಗಿ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮವಾದ ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು
Top 8 Debt - Short term Bond Funds

SIP 2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು 8 ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Updated on September 15, 2024 , 42493 views

ಅಲ್ಪಾವಧಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಒಂದು ವಿಧವಾಗಿದೆಸಾಲ ನಿಧಿ ಇದು ಹೂಡಿಕೆದಾರರಿಗೆ ಅಲ್ಪಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಕಾಶ ನೀಡುತ್ತದೆ, ಅಂದರೆ 1-3 ವರ್ಷಗಳವರೆಗೆ. ಈ ನಿಧಿಗಳು ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸ್ಥಿರ ಠೇವಣಿಗಳ ಪರ್ಯಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಸಾಲ ಸಾಧನಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಠೇವಣಿ ಪ್ರಮಾಣಪತ್ರ, ಸರ್ಕಾರಿ ಪತ್ರಿಕೆ ಮತ್ತು ಕಾರ್ಪೊರೇಟ್ ಪೇಪರ್.ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ನಮ್ಯತೆಯನ್ನು ಅನುಮತಿಸಿ. ಹೂಡಿಕೆದಾರರು ತಮಗೆ ಬೇಕಾದಾಗ ಮತ್ತು ಯಾವಾಗ ನಿಧಿಯಿಂದ ನಿರ್ಗಮಿಸಬಹುದು. ಅಲ್ಲದೆ, ಇತರರಿಗಿಂತ ಭಿನ್ನವಾಗಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ವಿಧಗಳು, ಈ ನಿಧಿಯಲ್ಲಿ ಯಾವುದೇ ವಾಪಸಾತಿ ಶುಲ್ಕಗಳಿಲ್ಲ.ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಹೂಡಿಕೆದಾರರು ಕಡಿಮೆ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಅವಕಾಶ ಮಾಡಿಕೊಡಿಮಾರುಕಟ್ಟೆ ಅಪಾಯ. ಆದ್ದರಿಂದ, ಅಲ್ಪಾವಧಿ ಅಥವಾ ಮಧ್ಯಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಈ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಮೌಲ್ಯಯುತ ಆದಾಯ ಮತ್ತು ಬೆಳವಣಿಗೆಯನ್ನು ಪಡೆಯಬಹುದು.

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FY 22 - 23 SIP ಹೂಡಿಕೆಗಳಿಗಾಗಿ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮವಾದ ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Short Term Income Fund Growth	₹29.791 ↑ 0.00	₹2,745	500	2.2	3.8	7.8	7.3	6.9	7.74%	2Y 6M 25D	3Y 3M 7D
BNP Paribas Short Term Fund Growth	₹25.4771 ↓ -0.01	₹258	300	0.6	1.3	4.6	6.5		5.16%	1Y 11M 26D	2Y 3M
ICICI Prudential Short Term Fund Growth	₹56.4157 ↓ 0.00	₹18,403	1,000	2.2	4	7.7	6.2	7.4	7.88%	2Y 1M 10D	4Y 1M 17D
Aditya Birla Sun Life Short Term Opportunities Fund Growth	₹44.62 ↓ -0.01	₹8,109	1,000	2.3	4.1	7.7	5.8	6.9	7.75%	2Y 10M 17D	3Y 11M 23D
HDFC Short Term Debt Fund Growth	₹30.012	₹13,654	300	2.4	4.2	8.1	5.8	7.1	7.67%	2Y 9M 22D	4Y 1M 6D
Principal Short Term Debt Fund Growth	₹41.6757 ↓ 0.00	₹193	2,000	2.6	4.3	7.9	5.7	6.9	7.31%	2Y 9M 18D	3Y 10M 10D
Axis Short Term Fund Growth	₹28.9102 ↓ 0.00	₹8,414	1,000	2.2	4	7.7	5.6	6.8	7.69%	2Y 9M 14D	4Y
Nippon India Short Term Fund Growth	₹49.4111 ↓ -0.01	₹6,213	100	2.3	4	7.8	5.5	6.8	7.6%	2Y 8M 8D	3Y 4M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Sep 24

*ಮೇಲೆ ಅತ್ಯುತ್ತಮ ಪಟ್ಟಿ ಇದೆಅಲ್ಪಾವಧಿ ಸಾಲ ಮೇಲಿನ AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ನಿಧಿಗಳು100 ಕೋಟಿ. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 3 ವರ್ಷದ ರಿಟರ್ನ್.

1. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (17 Sep 24)	₹29.791 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹2,745 on 31 Jul 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	0.4
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.74%
Effective Maturity	3 Years 3 Months 7 Days
Modified Duration	2 Years 6 Months 25 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,040
31 Aug 21	₹11,644
31 Aug 22	₹12,541
31 Aug 23	₹13,343
31 Aug 24	₹14,348

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.8%
3 Month	2.2%
6 Month	3.8%
1 Year	7.8%
3 Year	7.3%
5 Year	7.5%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%
2014	10.9%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	11.86 Yr.

Data below for UTI Short Term Income Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	5.08%
Debt	94.69%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	70.17%
Government	24.52%
Cash Equivalent	5.08%

Credit Quality

Rating	Value
AA	5.88%
AAA	94.12%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.04% Govt Stock 2029 Sovereign Bonds \| -	8%	₹237 Cr	2,350,000,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹226 Cr	22,500
National Housing Bank Debentures \| -	7%	₹211 Cr	21,000
Small Industries Development Bank of India Debentures \| -	7%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	6%	₹176 Cr	1,750
Power Finance Corp Ltd. Debentures \| -	6%	₹175 Cr	17,500
7.37% Govt Stock 2028 Sovereign Bonds \| -	6%	₹168 Cr	1,650,000,000 ↓ -500,000,000
Union Bank of India Domestic Bonds \| -	5%	₹144 Cr	1,500,000,000 ↓ -500,000,000
Bajaj Finance Limited Debentures \| -	3%	₹100 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	3%	₹100 Cr	1,000

2. BNP Paribas Short Term Fund

(Erstwhile BNP Paribas Short Term Income Fund)

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.

BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. .

Below is the key information for BNP Paribas Short Term Fund

BNP Paribas Short Term Fund Growth
Launch Date	13 Sep 04
NAV (11 Mar 22)	₹25.4771 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹258 on 15 Feb 22
Category	Debt - Short term Bond
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.98
Sharpe Ratio	0.07
Information Ratio	-0.85
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	5.16%
Effective Maturity	2 Years 3 Months
Modified Duration	1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,946
31 Aug 21	₹11,578

BNP Paribas Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BNP Paribas Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.2%
3 Month	0.6%
6 Month	1.3%
1 Year	4.6%
3 Year	6.5%
5 Year	6.6%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Short Term Fund

Name	Since	Tenure

Data below for BNP Paribas Short Term Fund as on 15 Feb 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (17 Sep 24)	₹56.4157 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹18,403 on 31 Jul 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	0.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.88%
Effective Maturity	4 Years 1 Month 17 Days
Modified Duration	2 Years 1 Month 10 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,024
31 Aug 21	₹11,683
31 Aug 22	₹12,111
31 Aug 23	₹12,983
31 Aug 24	₹13,973

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.7%
3 Month	2.2%
6 Month	4%
1 Year	7.7%
3 Year	6.2%
5 Year	6.9%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%
2014	11.6%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	14.79 Yr.
Nikhil Kabra	29 Dec 20	3.67 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	17.33%
Debt	82.42%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	55.08%
Government	34.62%
Cash Equivalent	10.03%
Securitized	0.02%

Credit Quality

Rating	Value
AA	19.96%
AAA	80.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
8.34% Govt Stock 2033 Sovereign Bonds \| -	8%	₹1,554 Cr	150,908,750 ↓ -10,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹1,117 Cr	109,662,610 ↑ 1,861,550
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹1,102 Cr	108,456,630
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹921 Cr	91,074,740
7.06% Govt Stock 2028 Sovereign Bonds \| -	3%	₹659 Cr	65,354,250
Small Industries Development Bank Of India Debentures \| -	2%	₹369 Cr	37,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹349 Cr	35,000
HDFC Bank Ltd. Debentures \| -	2%	₹318 Cr	6,500
Muthoot Finance Limited Debentures \| -	2%	₹300 Cr	30,000
Small Industries Development Bank Of India Debentures \| -	2%	₹300 Cr	3,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 18 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 4.2% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund Growth
Launch Date	9 May 03
NAV (17 Sep 24)	₹44.62 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹8,109 on 31 Jul 24
Category	Debt - Short term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	0.27
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.75%
Effective Maturity	3 Years 11 Months 23 Days
Modified Duration	2 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,910
31 Aug 21	₹11,662
31 Aug 22	₹12,062
31 Aug 23	₹12,834
31 Aug 24	₹13,790

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4.1%
1 Year	7.7%
3 Year	5.8%
5 Year	6.7%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	4.2%
2021	3.8%
2020	11.1%
2019	8.5%
2018	6.5%
2017	5.6%
2016	11.3%
2015	8.4%
2014	11.3%

Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund

Name	Since	Tenure
Kaustubh Gupta	11 Sep 14	9.98 Yr.
Mohit Sharma	6 Aug 20	4.07 Yr.
Dhaval Joshi	21 Nov 22	1.78 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	8.36%
Debt	91.39%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	52.7%
Government	39.77%
Cash Equivalent	5.51%
Securitized	1.77%

Credit Quality

Rating	Value
AA	15.74%
AAA	84.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	14%	₹1,126 Cr	110,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹348 Cr	34,000,000 ↓ -2,500,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹301 Cr	30,000
Small Industries Development Bank of India 7.68% Debentures \| -	3%	₹235 Cr	23,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹225 Cr	22,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹201 Cr	20,000
Bharti Telecom Limited Debentures \| -	2%	₹190 Cr	1,900
Small Industries Development Bank Of India Debentures \| -	2%	₹185 Cr	1,850
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹174 Cr	17,000,000
Bharti Telecom Limited Debentures \| -	2%	₹151 Cr	15,000

5. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (17 Sep 24)	₹30.012
Net Assets (Cr)	₹13,654 on 31 Jul 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	0.94
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.67%
Effective Maturity	4 Years 1 Month 6 Days
Modified Duration	2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,070
31 Aug 21	₹11,734
31 Aug 22	₹12,066
31 Aug 23	₹12,874
31 Aug 24	₹13,893

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.8%
3 Month	2.4%
6 Month	4.2%
1 Year	8.1%
3 Year	5.8%
5 Year	6.8%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%
2014	10.4%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.19 Yr.
Dhruv Muchhal	22 Jun 23	1.19 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	8.35%
Debt	91.39%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	52.62%
Government	39.13%
Cash Equivalent	7.82%
Securitized	0.17%

Credit Quality

Rating	Value
AA	12.87%
AAA	87.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹1,095 Cr	107,500,000 ↑ 2,000,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	4%	₹518 Cr	51,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	3%	₹353 Cr	34,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹280 Cr	27,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Ltd. Debentures \| -	2%	₹223 Cr	22,000
TVS Credit Services Limited Debentures \| -	1%	₹205 Cr	200
Small Industries Development Bank Of India Debentures \| -	1%	₹202 Cr	20,000
Kotak Mahindra Investments Limited Debentures \| -	1%	₹201 Cr	20,000

6. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.5% and 2021 was 3.2% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund Growth
Launch Date	9 May 03
NAV (17 Sep 24)	₹41.6757 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹193 on 31 Jul 24
Category	Debt - Short term Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.84
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.31%
Effective Maturity	3 Years 10 Months 10 Days
Modified Duration	2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,965
31 Aug 21	₹11,484
31 Aug 22	₹11,793
31 Aug 23	₹12,564
31 Aug 24	₹13,478

Principal Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	1.1%
3 Month	2.6%
6 Month	4.3%
1 Year	7.9%
3 Year	5.7%
5 Year	6.3%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.5%
2021	3.2%
2020	10.3%
2019	-1.7%
2018	6%
2017	5.7%
2016	9.6%
2015	8.1%
2014	9.9%

Fund Manager information for Principal Short Term Debt Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.67 Yr.
Sandeep Agarwal	1 Jan 22	2.67 Yr.

Data below for Principal Short Term Debt Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	13.69%
Debt	86.02%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	46.26%
Government	45.12%
Cash Equivalent	8.33%

Credit Quality

Rating	Value
AA	6.02%
AAA	93.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	16%	₹30 Cr	2,900,000 ↓ -100,000
7.37% Govt Stock 2028 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹10 Cr	1,000
National Bank for Agriculture and Rural Development 7.62% Domestic Bonds \| -	6%	₹10 Cr	1,000
Small Industries Development Bank Of India Debentures \| -	5%	₹10 Cr	100
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹7 Cr	700,000 ↑ 700,000
Bharti Telecom Limited Debentures \| -	4%	₹7 Cr	700
Tamil Nadu (Government of) 7.44% - \| -	3%	₹5 Cr	500,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	3%	₹5 Cr	500,000

7. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 26 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.7% and 2021 was 3.5% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund Growth
Launch Date	22 Jan 10
NAV (17 Sep 24)	₹28.9102 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹8,414 on 31 Jul 24
Category	Debt - Short term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.92
Sharpe Ratio	0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.69%
Effective Maturity	4 Years
Modified Duration	2 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹11,006
31 Aug 21	₹11,589
31 Aug 22	₹11,937
31 Aug 23	₹12,686
31 Aug 24	₹13,641

Axis Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.7%
3 Month	2.2%
6 Month	4%
1 Year	7.7%
3 Year	5.6%
5 Year	6.5%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.7%
2021	3.5%
2020	10.1%
2019	9.8%
2018	6.3%
2017	5.9%
2016	9.6%
2015	8.1%
2014	10%

Fund Manager information for Axis Short Term Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.83 Yr.
Aditya Pagaria	3 Jul 23	1.16 Yr.

Data below for Axis Short Term Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	7.02%
Debt	92.76%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	56.55%
Government	39.91%
Cash Equivalent	3.05%
Securitized	0.27%

Credit Quality

Rating	Value
AA	12.95%
AAA	87.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	13%	₹1,181 Cr	115,900,000 ↑ 63,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	11%	₹984 Cr	96,000,000 ↑ 31,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹277 Cr	27,275,200 ↓ -50,224,800
Power Finance Corporation Ltd. Debentures \| -	2%	₹201 Cr	20,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹200 Cr	20,000
India Grid Trust Debentures \| -	2%	₹190 Cr	19,000 ↑ 9,000
8.34% Govt Stock 2033 Sovereign Bonds \| -	2%	₹182 Cr	17,662,000 ↓ -3,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹150 Cr	15,000 ↑ 10,000
Bank of Baroda Debentures \| -	2%	₹145 Cr	3,000 ↑ 3,000
National Bank For Agriculture And Rural Development Debentures \| -	1%	₹135 Cr	13,500 ↑ 12,500

8. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 17 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.2% and 2021 was 4.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (17 Sep 24)	₹49.4111 ↓ -0.01 (-0.01 %)
Net Assets (Cr)	₹6,213 on 31 Jul 24
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	0.37
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.6%
Effective Maturity	3 Years 4 Months 13 Days
Modified Duration	2 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
31 Aug 19	₹10,000
31 Aug 20	₹10,908
31 Aug 21	₹11,606
31 Aug 22	₹11,915
31 Aug 23	₹12,653
31 Aug 24	₹13,607

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Sep 24

Duration	Returns
1 Month	0.8%
3 Month	2.3%
6 Month	4%
1 Year	7.8%
3 Year	5.5%
5 Year	6.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.2%
2021	4.4%
2020	9.5%
2019	9.4%
2018	5.5%
2017	5.7%
2016	9.8%
2015	8.1%
2014	11.3%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	4.58 Yr.
Kinjal Desai	25 May 18	6.27 Yr.
Sushil Budhia	31 Mar 21	3.42 Yr.

Data below for Nippon India Short Term Fund as on 31 Jul 24

Asset Allocation

Asset Class	Value
Cash	11.4%
Debt	88.38%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	50.76%
Government	39.74%
Cash Equivalent	9.16%
Securitized	0.12%

Credit Quality

Rating	Value
AA	14.12%
AAA	85.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.17% Govt Stock 2030 Sovereign Bonds \| -	10%	₹680 Cr	67,000,000
7.1% Govt Stock 2029 Sovereign Bonds \| -	8%	₹541 Cr	53,500,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	6%	₹420 Cr	41,000,000 ↑ 8,500,000
Tamil Nadu (Government of) 7.24% - \| -	3%	₹176 Cr	17,500,000 ↑ 17,500,000
Small Industries Development Bank Of India Debentures \| -	2%	₹167 Cr	16,500
07.27 MH Sdl 2030 Sovereign Bonds \| -	2%	₹154 Cr	15,312,900 ↑ 15,312,900
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹150 Cr	15,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹150 Cr	15,000
Canara Bank Domestic Bonds \| -	2%	₹144 Cr	3,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.