8 ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು SIP ಹೂಡಿಕೆಗಳು 2022 | Fincash.com

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FY 22 - 23 SIP ಹೂಡಿಕೆಗಳಿಗಾಗಿ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮವಾದ ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು
Top 8 Debt - Short term Bond Funds

SIP 2022 ರಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು 8 ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Updated on November 4, 2024 , 42632 views

ಅಲ್ಪಾವಧಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಒಂದು ವಿಧವಾಗಿದೆಸಾಲ ನಿಧಿ ಇದು ಹೂಡಿಕೆದಾರರಿಗೆ ಅಲ್ಪಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಅವಕಾಶ ನೀಡುತ್ತದೆ, ಅಂದರೆ 1-3 ವರ್ಷಗಳವರೆಗೆ. ಈ ನಿಧಿಗಳು ಸಾಲ ಭದ್ರತೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆ ಮತ್ತು ಉತ್ತಮ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಸ್ಥಿರ ಠೇವಣಿಗಳ ಪರ್ಯಾಯವನ್ನು ಹುಡುಕುತ್ತಿರುವ ಹೂಡಿಕೆದಾರರಿಗೆ ಸೂಕ್ತವಾಗಿದೆ. ಈ ನಿಧಿಗಳು ಸಾಮಾನ್ಯವಾಗಿ ಸಾಲ ಸಾಧನಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡುತ್ತವೆಠೇವಣಿ ಪ್ರಮಾಣಪತ್ರ, ಸರ್ಕಾರಿ ಪತ್ರಿಕೆ ಮತ್ತು ಕಾರ್ಪೊರೇಟ್ ಪೇಪರ್.ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು ಹೆಚ್ಚಿನ ನಮ್ಯತೆಯನ್ನು ಅನುಮತಿಸಿ. ಹೂಡಿಕೆದಾರರು ತಮಗೆ ಬೇಕಾದಾಗ ಮತ್ತು ಯಾವಾಗ ನಿಧಿಯಿಂದ ನಿರ್ಗಮಿಸಬಹುದು. ಅಲ್ಲದೆ, ಇತರರಿಗಿಂತ ಭಿನ್ನವಾಗಿಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ವಿಧಗಳು, ಈ ನಿಧಿಯಲ್ಲಿ ಯಾವುದೇ ವಾಪಸಾತಿ ಶುಲ್ಕಗಳಿಲ್ಲ.ಅತ್ಯುತ್ತಮ ಅಲ್ಪಾವಧಿಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು ಹೂಡಿಕೆದಾರರು ಕಡಿಮೆ ಆದಾಯವನ್ನು ಗಳಿಸಲು ಅವಕಾಶ ಮಾಡಿಕೊಡಿಮಾರುಕಟ್ಟೆ ಅಪಾಯ. ಆದ್ದರಿಂದ, ಅಲ್ಪಾವಧಿ ಅಥವಾ ಮಧ್ಯಾವಧಿಗೆ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ಈ ಯೋಜನೆಯಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು ಮತ್ತು ಮೌಲ್ಯಯುತ ಆದಾಯ ಮತ್ತು ಬೆಳವಣಿಗೆಯನ್ನು ಪಡೆಯಬಹುದು.

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FY 22 - 23 SIP ಹೂಡಿಕೆಗಳಿಗಾಗಿ ಟಾಪ್ 8 ಅತ್ಯುತ್ತಮವಾದ ಅಲ್ಪಾವಧಿಯ ಸಾಲ ನಿಧಿಗಳು

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
BNP Paribas Short Term Fund Growth	₹25.4771 ↓ -0.01	₹258	300	0.6	1.3	4.6	6.5		5.16%	1Y 11M 26D	2Y 3M
ICICI Prudential Short Term Fund Growth	₹56.989 ↑ 0.01	₹19,949	1,000	1.9	4	8	6.4	7.4	7.81%	2Y 7D	3Y 9M 4D
HDFC Short Term Debt Fund Growth	₹30.3172 ↑ 0.00	₹14,622	300	2	4.3	8.5	6.1	7.1	7.65%	2Y 10M 2D	4Y 2M 16D
Aditya Birla Sun Life Short Term Opportunities Fund Growth	₹45.0551 ↑ 0.00	₹9,048	1,000	1.9	4.2	8.1	6.1	6.9	7.67%	2Y 9M 7D	3Y 9M 4D
Principal Short Term Debt Fund Growth	₹42.0182 ↑ 0.00	₹182	2,000	2.1	4.3	8.2	6	6.9	7.32%	2Y 9M 29D	3Y 7M 28D
UTI Short Term Income Fund Growth	₹30.08 ↓ 0.00	₹2,830	500	2	4	8.1	6	6.9	7.56%	2Y 9M	3Y 5M 23D
Axis Short Term Fund Growth	₹29.1928 ↑ 0.00	₹9,342	1,000	1.9	4.1	8.1	5.9	6.8	7.52%	2Y 9M 4D	3Y 10M 2D
Nippon India Short Term Fund Growth	₹49.9069 ↑ 0.00	₹7,122	100	2	4.2	8.1	5.8	6.8	7.59%	2Y 10M 2D	3Y 8M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Mar 22

*ಮೇಲೆ ಅತ್ಯುತ್ತಮ ಪಟ್ಟಿ ಇದೆಅಲ್ಪಾವಧಿ ಸಾಲ ಮೇಲಿನ AUM/Net ಸ್ವತ್ತುಗಳನ್ನು ಹೊಂದಿರುವ ನಿಧಿಗಳು100 ಕೋಟಿ. ವಿಂಗಡಿಸಲಾಗಿದೆಕಳೆದ 3 ವರ್ಷದ ರಿಟರ್ನ್.

1. BNP Paribas Short Term Fund

(Erstwhile BNP Paribas Short Term Income Fund)

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.

BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.5% since its launch. Ranked 41 in Short term Bond category. .

Below is the key information for BNP Paribas Short Term Fund

BNP Paribas Short Term Fund Growth
Launch Date	13 Sep 04
NAV (11 Mar 22)	₹25.4771 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹258 on 15 Feb 22
Category	Debt - Short term Bond
AMC	BNP Paribas Asset Mgmt India Pvt. Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.98
Sharpe Ratio	0.07
Information Ratio	-0.85
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	5.16%
Effective Maturity	2 Years 3 Months
Modified Duration	1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,011
31 Oct 21	₹11,438

BNP Paribas Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for BNP Paribas Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.2%
3 Month	0.6%
6 Month	1.3%
1 Year	4.6%
3 Year	6.5%
5 Year	6.6%
10 Year
15 Year
Since launch	5.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for BNP Paribas Short Term Fund

Name	Since	Tenure

Data below for BNP Paribas Short Term Fund as on 15 Feb 22

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 11 in Short term Bond category. Return for 2023 was 7.4% , 2022 was 4.7% and 2021 was 3.9% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund Growth
Launch Date	25 Oct 01
NAV (06 Nov 24)	₹56.989 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹19,949 on 15 Oct 24
Category	Debt - Short term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.11
Sharpe Ratio	1.54
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity	7.81%
Effective Maturity	3 Years 9 Months 4 Days
Modified Duration	2 Years 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,054
31 Oct 21	₹11,573
31 Oct 22	₹12,033
31 Oct 23	₹12,890
31 Oct 24	₹13,931

ICICI Prudential Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	4%
1 Year	8%
3 Year	6.4%
5 Year	6.9%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	4.7%
2021	3.9%
2020	10.6%
2019	9.7%
2018	5.8%
2017	5.9%
2016	11.1%
2015	8%
2014	11.6%

Fund Manager information for ICICI Prudential Short Term Fund

Name	Since	Tenure
Manish Banthia	19 Nov 09	14.88 Yr.
Nikhil Kabra	29 Dec 20	3.76 Yr.

Data below for ICICI Prudential Short Term Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	12.91%
Debt	86.84%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	56.38%
Government	35.32%
Cash Equivalent	8.03%
Securitized	0.02%

Credit Quality

Rating	Value
AA	17.93%
AAA	82.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Govt Stock 22092033 Sovereign Bonds \| -	8%	₹1,549 Cr	150,908,750
7.10%Goi 08/04/2034 Sovereign Bonds \| -	8%	₹1,513 Cr	147,723,580 ↑ 22,333,300
8% Govt Stock 2034 Sovereign Bonds \| -	5%	₹918 Cr	91,074,740
07.06 Goi 2028 Sovereign Bonds \| -	3%	₹646 Cr	63,854,250
07.18 Goi 14082033 Sovereign Bonds \| -	2%	₹388 Cr	37,739,410 ↓ -49,989,550
Small Industries Development Bank Of India Debentures \| -	2%	₹369 Cr	37,000
SANSAR AUG 2024 VII TRUST Unlisted bonds \| -	2%	₹353 Cr	3,500,000,000 ↑ 3,500,000,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹349 Cr	35,000
HDFC Bank Ltd. Debentures \| -	2%	₹320 Cr	6,500
Muthoot Finance Limited Debentures \| -	2%	₹301 Cr	30,000

3. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2023 was 7.1% , 2022 was 3.5% and 2021 was 3.9% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (06 Nov 24)	₹30.3172 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹14,622 on 30 Sep 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	1.75
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.65%
Effective Maturity	4 Years 2 Months 16 Days
Modified Duration	2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	4.3%
1 Year	8.5%
3 Year	6.1%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%
2014	10.4%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.28 Yr.
Dhruv Muchhal	22 Jun 23	1.28 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	9.32%
Debt	90.43%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	53.5%
Government	37.28%
Cash Equivalent	8.8%
Securitized	0.17%

Credit Quality

Rating	Value
AA	13.9%
AAA	86.1%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	8%	₹1,105 Cr	107,500,000
7.72% Govt Stock 2028 Sovereign Bonds \| -	4%	₹518 Cr	51,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹384 Cr	37,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹376 Cr	37,500 ↑ 37,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹356 Cr	34,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Ltd. Debentures \| -	2%	₹225 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	2%	₹224 Cr	22,500 ↑ 2,500
Small Industries Development Bank Of India Debentures \| -	1%	₹203 Cr	20,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 18 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 4.2% and 2021 was 3.8% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund Growth
Launch Date	9 May 03
NAV (06 Nov 24)	₹45.0551 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹9,048 on 15 Oct 24
Category	Debt - Short term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	1.22
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity	7.67%
Effective Maturity	3 Years 9 Months 4 Days
Modified Duration	2 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,032
31 Oct 21	₹11,527
31 Oct 22	₹11,942
31 Oct 23	₹12,720
31 Oct 24	₹13,771

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	4.2%
1 Year	8.1%
3 Year	6.1%
5 Year	6.6%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	4.2%
2021	3.8%
2020	11.1%
2019	8.5%
2018	6.5%
2017	5.6%
2016	11.3%
2015	8.4%
2014	11.3%

Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund

Name	Since	Tenure
Kaustubh Gupta	11 Sep 14	10.06 Yr.
Mohit Sharma	6 Aug 20	4.16 Yr.
Dhaval Joshi	21 Nov 22	1.86 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	8.11%
Debt	91.66%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	56.41%
Government	37.09%
Cash Equivalent	4.58%
Securitized	1.68%

Credit Quality

Rating	Value
AA	14.92%
AAA	85.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 2033 Sovereign Bonds \| -	12%	₹1,056 Cr	102,800,000 ↓ -7,700,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹351 Cr	34,000,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹302 Cr	30,000
Small Industries Development Bank of India 7.68% Debentures \| -	3%	₹236 Cr	23,500
Embassy Office Parks Reit Debentures \| -	3%	₹230 Cr	23,000 ↑ 23,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹225 Cr	22,500
Bajaj Housing Finance Limited Debentures \| -	2%	₹201 Cr	20,000
Bharti Telecom Limited Debentures \| -	2%	₹190 Cr	1,900
Small Industries Development Bank Of India Debentures \| -	2%	₹185 Cr	1,850
07.18 Goi 2028 Sovereign Bonds \| -	2%	₹175 Cr	17,000,000

5. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 34 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.5% and 2021 was 3.2% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund Growth
Launch Date	9 May 03
NAV (06 Nov 24)	₹42.0182 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹182 on 30 Sep 24
Category	Debt - Short term Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.84
Sharpe Ratio	1.21
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.32%
Effective Maturity	3 Years 7 Months 28 Days
Modified Duration	2 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,977
31 Oct 21	₹11,354
31 Oct 22	₹11,717
31 Oct 23	₹12,489
31 Oct 24	₹13,525

Principal Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	2.1%
6 Month	4.3%
1 Year	8.2%
3 Year	6%
5 Year	6.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.5%
2021	3.2%
2020	10.3%
2019	-1.7%
2018	6%
2017	5.7%
2016	9.6%
2015	8.1%
2014	9.9%

Fund Manager information for Principal Short Term Debt Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.75 Yr.
Sandeep Agarwal	1 Jan 22	2.75 Yr.

Data below for Principal Short Term Debt Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	13.69%
Debt	86.02%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	46.26%
Government	45.12%
Cash Equivalent	8.33%

Credit Quality

Rating	Value
AA	6.02%
AAA	93.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
07.18 Goi 14082033 Sovereign Bonds \| -	16%	₹30 Cr	2,900,000 ↑ 1,000,000
07.37 Goi 2028 Sovereign Bonds \| -	8%	₹15 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Power Finance Corporation Ltd. Debentures \| -	6%	₹10 Cr	1,000
National Bank For Agriculture And Rural Development Debentures \| -	6%	₹10 Cr	1,000 ↑ 1,000
Small Industries Development Bank Of India Debentures \| -	5%	₹10 Cr	100
7.10%Goi 08/04/2034 Sovereign Bonds \| -	4%	₹7 Cr	700,000 ↓ -1,000,000
Bharti Telecom Limited Debentures \| -	4%	₹7 Cr	700
Tamil Nadu (Government of) 7.44% - \| -	3%	₹5 Cr	500,000
Govt Stock 04102028 Sovereign Bonds \| -	3%	₹5 Cr	500,000

6. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch. Ranked 10 in Short term Bond category. Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund Growth
Launch Date	19 Sep 07
NAV (06 Nov 24)	₹30.08 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹2,830 on 15 Oct 24
Category	Debt - Short term Bond
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	0.94
Sharpe Ratio	1.32
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.56%
Effective Maturity	3 Years 5 Months 23 Days
Modified Duration	2 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,028
31 Oct 21	₹12,029
31 Oct 22	₹12,395
31 Oct 23	₹13,221
31 Oct 24	₹14,309

UTI Short Term Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.5%
3 Month	2%
6 Month	4%
1 Year	8.1%
3 Year	6%
5 Year	7.4%
10 Year
15 Year
Since launch	6.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.9%
2022	3.8%
2021	8.4%
2020	10.5%
2019	-3.9%
2018	6%
2017	6.1%
2016	10.1%
2015	8.3%
2014	10.9%

Fund Manager information for UTI Short Term Income Fund

Name	Since	Tenure
Sudhir Agarwal	25 Oct 12	11.94 Yr.

Data below for UTI Short Term Income Fund as on 15 Oct 24

Asset Allocation

Asset Class	Value
Cash	3.73%
Debt	96.01%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	74.33%
Government	21.68%
Cash Equivalent	3.73%

Credit Quality

Rating	Value
AA	5.65%
AAA	94.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	8%	₹211 Cr	21,000
National Bank For Agriculture And Rural Development Debentures \| -	8%	₹201 Cr	20,000 ↓ -2,500
Small Industries Development Bank of India Debentures \| -	8%	₹201 Cr	20,000
LIC Housing Finance Limited Debentures \| -	7%	₹177 Cr	1,750
Power Finance Corp Ltd. Debentures \| -	7%	₹175 Cr	17,500
07.04 Goi 2064 Sovereign Bonds \| -	5%	₹137 Cr	1,350,000,000 ↓ -1,000,000,000
07.37 Goi 2028 Sovereign Bonds \| -	5%	₹118 Cr	1,150,000,000 ↓ -500,000,000
Bajaj Finance Limited Debentures \| -	4%	₹100 Cr	10,000
Kotak Mahindra Prime Limited Debentures \| -	4%	₹100 Cr	1,000
Kotak Mahindra Bank Ltd. Debentures \| -	4%	₹97 Cr	1,000,000,000

7. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 26 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.7% and 2021 was 3.5% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund Growth
Launch Date	22 Jan 10
NAV (06 Nov 24)	₹29.1928 ↑ 0.00 (0.01 %)
Net Assets (Cr)	₹9,342 on 30 Sep 24
Category	Debt - Short term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.92
Sharpe Ratio	1.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.52%
Effective Maturity	3 Years 10 Months 2 Days
Modified Duration	2 Years 9 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹11,014
31 Oct 21	₹11,451
31 Oct 22	₹11,801
31 Oct 23	₹12,568
31 Oct 24	₹13,606

Axis Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.6%
3 Month	1.9%
6 Month	4.1%
1 Year	8.1%
3 Year	5.9%
5 Year	6.4%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.7%
2021	3.5%
2020	10.1%
2019	9.8%
2018	6.3%
2017	5.9%
2016	9.6%
2015	8.1%
2014	10%

Fund Manager information for Axis Short Term Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	11.91 Yr.
Aditya Pagaria	3 Jul 23	1.25 Yr.

Data below for Axis Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	12.94%
Debt	86.85%
Other	0.21%

Debt Sector Allocation

Sector	Value
Corporate	56.78%
Government	35.52%
Cash Equivalent	7.22%
Securitized	0.26%

Credit Quality

Rating	Value
AA	12.95%
AAA	87.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	10%	₹938 Cr	91,000,000 ↑ 5,000,000
07.18 Goi 2033 Sovereign Bonds \| -	7%	₹621 Cr	60,400,000 ↓ -57,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹386 Cr	37,725,200 ↑ 31,450,000
07.23 Goi 2064 Sovereign Bonds \| -	3%	₹239 Cr	23,000,000 ↑ 3,000,000
Rural Electrification Corporation Limited Debentures \| -	2%	₹200 Cr	20,000
India Grid Trust Debentures \| -	2%	₹191 Cr	19,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹184 Cr	18,500
Power Finance Corporation Ltd. Debentures \| -	2%	₹150 Cr	15,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	2%	₹140 Cr	13,662,000 ↓ -4,000,000
India Universal Trust AL1 Unlisted bonds \| -	1%	₹128 Cr	128 ↑ 128

8. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 17 in Short term Bond category. Return for 2023 was 6.8% , 2022 was 3.2% and 2021 was 4.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund Growth
Launch Date	18 Dec 02
NAV (06 Nov 24)	₹49.9069 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹7,122 on 30 Sep 24
Category	Debt - Short term Bond
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.96
Sharpe Ratio	1.39
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	7.59%
Effective Maturity	3 Years 8 Months 16 Days
Modified Duration	2 Years 10 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Oct 19	₹10,000
31 Oct 20	₹10,917
31 Oct 21	₹11,459
31 Oct 22	₹11,756
31 Oct 23	₹12,532
31 Oct 24	₹13,569

Nippon India Short Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Mar 22

Duration	Returns
1 Month	0.6%
3 Month	2%
6 Month	4.2%
1 Year	8.1%
3 Year	5.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.8%
2022	3.2%
2021	4.4%
2020	9.5%
2019	9.4%
2018	5.5%
2017	5.7%
2016	9.8%
2015	8.1%
2014	11.3%

Fund Manager information for Nippon India Short Term Fund

Name	Since	Tenure
Vivek Sharma	1 Feb 20	4.67 Yr.
Kinjal Desai	25 May 18	6.36 Yr.
Sushil Budhia	31 Mar 21	3.51 Yr.

Data below for Nippon India Short Term Fund as on 30 Sep 24

Asset Allocation

Asset Class	Value
Cash	9.89%
Debt	89.89%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	50.28%
Government	39.49%
Cash Equivalent	9.89%
Securitized	0.11%

Credit Quality

Rating	Value
AA	13.08%
AAA	86.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.17% Govt Stock 2030 Sovereign Bonds \| -	10%	₹685 Cr	67,000,000
7.10% Govt Stock 18042028 Sovereign Bonds \| -	8%	₹544 Cr	53,500,000
07.32 Goi 2030 Sovereign Bonds \| -	6%	₹459 Cr	44,500,000 ↓ -1,500,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	3%	₹198 Cr	20,000
07.24 Tn SDL 2030 Sovereign Bonds \| -	2%	₹176 Cr	17,500,000
Small Industries Development Bank Of India Debentures \| -	2%	₹168 Cr	16,500
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹167 Cr	16,500
07.27 MH Sdl 2030 Sovereign Bonds \| -	2%	₹155 Cr	15,312,900
Rural Electrification Corporation Limited Debentures \| -	2%	₹151 Cr	15,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹151 Cr	15,000

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಖಾತರಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.