HDFC മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 8 മികച്ച പ്രകടനം നടത്തുന്ന ഡെറ്റ് ഫണ്ടുകൾ | Fincash.com

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എന്തുകൊണ്ട് HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീം തിരഞ്ഞെടുക്കണം?
മികച്ച HDFC ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23
എച്ച്‌ഡിഎഫ്‌സി മ്യൂച്വൽ ഫണ്ടിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?
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HDFC മ്യൂച്വൽ ഫണ്ട് 2022-ന്റെ 8 മികച്ച ഡെറ്റ് ഫണ്ടുകൾ

Updated on January 5, 2025 , 35140 views

ഡെറ്റ് ഫണ്ടുകൾ വാഗ്ദാനം ചെയ്യുന്നുhdfc mf ഒരു സൃഷ്ടിക്കാൻ ഉദ്ദേശിക്കുന്നുവരുമാനം നിക്ഷേപകർക്ക്, എച്ച്‌ഡിഎഫ്‌സി ഡെറ്റ് ഫണ്ടുകളുടെ മികച്ച പ്രകടനം നടത്തുന്ന സ്കീമുകൾ ഇത് ചരിത്രപരമായി കാണുന്നു.

എച്ച്.ഡി.എഫ്.സിഡെറ്റ് ഫണ്ട് ദീർഘകാല അല്ലെങ്കിൽ ഹ്രസ്വകാല കടങ്ങളിൽ നിക്ഷേപിക്കുന്ന ഒരു നൂതന പദ്ധതിയാണ്ബോണ്ടുകൾ, മണി മാർക്കറ്റുകൾ മുതലായവ. ഡെറ്റ് ഫണ്ടുകൾ താഴ്ന്ന നിക്ഷേപകർക്ക് അനുയോജ്യമാണ്റിസ്ക് വിശപ്പ് മിച്ചമുള്ള പണം ചുരുങ്ങിയ സമയത്തേക്ക് പാർക്ക് ചെയ്യാൻ ആഗ്രഹിക്കുന്നവർ. റിസ്ക് കുറഞ്ഞ നിക്ഷേപമാണെങ്കിലും അവ ക്രെഡിറ്റ് റിസ്കിന് വിധേയമാണ്.

എന്തുകൊണ്ട് HDFC മ്യൂച്വൽ ഫണ്ട് സ്കീം തിരഞ്ഞെടുക്കണം?

എ. ഏറ്റവും കുറഞ്ഞ നിക്ഷേപ തുക

എനിക്ഷേപകൻ എ വഴി 500 രൂപയിൽ താഴെയുള്ള ഡെറ്റ് സ്കീമുകളിൽ നിക്ഷേപിക്കാംഎസ്.ഐ.പി കൂടാതെ INR 5,000 ഒരു ഒറ്റത്തവണ നിക്ഷേപം വഴി

ബി. മികച്ച റേറ്റിംഗുകൾ

പലതുംഎഎംസി സ്കീമുകൾക്ക് CRISIL റേറ്റിംഗ് മൂന്നോ അതിലധികമോ ആണ്

സി. വൈവിധ്യമാർന്ന ഓപ്ഷനുകൾ

നിക്ഷേപിക്കുന്നു എച്ച്‌ഡിഎഫ്‌സി ഡെറ്റ് ഫണ്ടുകളിൽ വിശാലമായി വരുന്നുപരിധി വിഭാഗത്തിന്റെ, അതിനാൽ നിക്ഷേപകർക്ക് അവരുടെ ഹ്രസ്വകാല, മധ്യകാല, ദീർഘകാലം പോലും ആസൂത്രണം ചെയ്യാൻ കഴിയുംനിക്ഷേപ പദ്ധതി ഈ ഡെറ്റ് ഫണ്ടുകൾ തിരഞ്ഞെടുക്കുന്നതിലൂടെ

എച്ച്‌ഡിഎഫ്‌സിയിൽ നിക്ഷേപിക്കാൻ നിക്ഷേപകർ പദ്ധതിയിടുന്നുമികച്ച ഡെറ്റ് ഫണ്ടുകൾ, എച്ച്‌ഡിഎഫ്‌സി ഫണ്ട് ഹൗസിന്റെ താഴെ ലിസ്‌റ്റ് ചെയ്‌തിട്ടുള്ള മികച്ച പ്രകടനക്കാരിൽ നിന്ന് തിരഞ്ഞെടുക്കാം.

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മികച്ച HDFC ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകൾ FY 22 - 23

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹31.1904 ↑ 0.02	₹32,841	1.7	4.2	8.7	6.4	8.6	7.39%	3Y 10M 21D	6Y 17D
HDFC Banking and PSU Debt Fund Growth	₹22.049 ↑ 0.01	₹5,881	1.7	4	8	6.1	7.9	7.38%	3Y 8M	5Y 2M 28D
HDFC Gilt Fund Growth	₹53.2845 ↑ 0.08	₹2,857	1.6	4.4	9.1	6	8.7	7.04%	7Y 8M 27D	14Y 10M 7D
HDFC Credit Risk Debt Fund Growth	₹23.0813 ↑ 0.01	₹7,404	1.6	4.2	8.2	6.2	8.2	8.44%	2Y 2M 16D	3Y 2M 2D
HDFC Dynamic Debt Fund Growth	₹86.4698 ↑ 0.14	₹791	1.4	4.1	9	5.8	8.5	7.13%	7Y 7M 15D	15Y 10M 24D
HDFC Medium Term Debt Fund Growth	₹53.955 ↑ 0.04	₹3,988	1.6	4.1	8.2	6	8.1	7.74%	3Y 9M 27D	5Y 9M 22D
HDFC Income Fund Growth	₹55.8835 ↑ 0.06	₹861	1.5	4	9.4	5.4	9	7.12%	6Y 8M 15D	11Y 4M 26D
HDFC Short Term Debt Fund Growth	₹30.6716 ↑ 0.01	₹14,976	1.8	4.2	8.4	6.4	8.3	7.54%	2Y 9M 22D	4Y 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jan 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (07 Jan 25)	₹31.1904 ↑ 0.02 (0.06 %)
Net Assets (Cr)	₹32,841 on 30 Nov 24
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	2.56
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.39%
Effective Maturity	6 Years 17 Days
Modified Duration	3 Years 10 Months 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,181
31 Dec 21	₹11,618
31 Dec 22	₹11,997
31 Dec 23	₹12,862
31 Dec 24	₹13,962

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.7%
6 Month	4.2%
1 Year	8.7%
3 Year	6.4%
5 Year	6.9%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%
2014	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.19 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.58%
Debt	97.18%
Other	0.23%

Debt Sector Allocation

Sector	Value
Corporate	58.71%
Government	38.47%
Cash Equivalent	2.58%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Govt Stock 2039 Sovereign Bonds \| -	10%	₹3,312 Cr	320,000,000 ↓ -8,500,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,284 Cr	125,000,000
State Bank Of India Debentures \| -	2%	₹804 Cr	800
7.53% Govt Stock 2034 Sovereign Bonds \| -	2%	₹780 Cr	77,500,000 ↑ 2,500,000
Mangalore Refinery And Petrochemicals Limited Debentures \| -	2%	₹559 Cr	5,670
Reliance Industries Limited Debentures \| -	2%	₹527 Cr	5,000
HDFC Bank Limited Debentures \| -	2%	₹511 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹504 Cr	50,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹502 Cr	50,000,000 ↓ -7,500,000
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹501 Cr	50,000 ↑ 10,000

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (07 Jan 25)	₹22.049 ↑ 0.01 (0.05 %)
Net Assets (Cr)	₹5,881 on 30 Nov 24
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.38%
Effective Maturity	5 Years 2 Months 28 Days
Modified Duration	3 Years 8 Months

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,057
31 Dec 21	₹11,461
31 Dec 22	₹11,837
31 Dec 23	₹12,645
31 Dec 24	₹13,638

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	4%
1 Year	8%
3 Year	6.1%
5 Year	6.4%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.8%
2021	3.3%
2020	3.7%
2019	10.6%
2018	10.2%
2017	5.9%
2016	6.3%
2015	10.8%
2014	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	10.78 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	3.28%
Debt	96.45%
Other	0.27%

Debt Sector Allocation

Sector	Value
Corporate	52.19%
Government	44.26%
Cash Equivalent	3.28%

Credit Quality

Rating	Value
AA	1.92%
AAA	98.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹302 Cr	29,500,000
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹277 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹225 Cr	22,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	4%	₹221 Cr	21,500,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹202 Cr	20,000
State Bank Of India Debentures \| -	3%	₹176 Cr	175
Bajaj Housing Finance Limited Debentures \| -	3%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹151 Cr	1,500
Small Industries Development Bank Of India Debentures \| -	2%	₹140 Cr	14,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹130 Cr	1,250

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (07 Jan 25)	₹53.2845 ↑ 0.08 (0.15 %)
Net Assets (Cr)	₹2,857 on 30 Nov 24
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	1.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.04%
Effective Maturity	14 Years 10 Months 7 Days
Modified Duration	7 Years 8 Months 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,075
31 Dec 21	₹11,318
31 Dec 22	₹11,513
31 Dec 23	₹12,332
31 Dec 24	₹13,411

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	4.4%
1 Year	9.1%
3 Year	6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	7.1%
2021	1.7%
2020	2.2%
2019	10.7%
2018	8.6%
2017	5.4%
2016	1.8%
2015	16.6%
2014	5.9%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.35 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Gilt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	3.68%
Debt	96.32%

Debt Sector Allocation

Sector	Value
Government	96.32%
Cash Equivalent	3.68%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	24%	₹723 Cr	70,500,000 ↓ -2,500,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	16%	₹485 Cr	46,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	8%	₹247 Cr	24,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	7%	₹213 Cr	20,370,000 ↑ 4,370,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹202 Cr	20,083,400
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹194 Cr	19,000,000 ↑ 2,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹175 Cr	17,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	5%	₹138 Cr	13,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹123 Cr	12,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	3%	₹88 Cr	8,500,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (07 Jan 25)	₹23.0813 ↑ 0.01 (0.06 %)
Net Assets (Cr)	₹7,404 on 30 Nov 24
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	1.86
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	8.44%
Effective Maturity	3 Years 2 Months 2 Days
Modified Duration	2 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,091
31 Dec 21	₹11,865
31 Dec 22	₹12,305
31 Dec 23	₹13,120
31 Dec 24	₹14,195

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	4.2%
1 Year	8.2%
3 Year	6.2%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.2%
2022	6.6%
2021	3.7%
2020	7%
2019	10.9%
2018	8.6%
2017	5.4%
2016	6.6%
2015	11%
2014	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	10.78 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	13.62%
Equity	2.21%
Debt	83.87%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	69.99%
Cash Equivalent	12.95%
Government	11.26%
Securitized	2.41%

Credit Quality

Rating	Value
A	6.61%
AA	67.71%
AAA	25.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sandur Manganese And Iron Ores Limited (The) Debentures \| -	4%	₹297 Cr	30,000
Tata Projects Limited Debentures \| -	3%	₹252 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹231 Cr	2,190
TATA Motors Limited Debentures \| -	3%	₹201 Cr	2,000
Kalpataru Power Transmission Limited Debentures \| -	3%	₹199 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹191 Cr	1,900
TVS Credit Services Limited Debentures \| -	2%	₹181 Cr	180
Kalpataru Power Transmission Limited Debentures \| -	2%	₹179 Cr	18,000
Embassy Office Parks Reit Unlisted bonds \| -	2%	₹178 Cr	4,751,122 ↓ -256,420
Power Finance Corporation Limited Debentures \| -	2%	₹168 Cr	1,590

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (07 Jan 25)	₹86.4698 ↑ 0.14 (0.16 %)
Net Assets (Cr)	₹791 on 30 Nov 24
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	1.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	7.13%
Effective Maturity	15 Years 10 Months 24 Days
Modified Duration	7 Years 7 Months 15 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,895
31 Dec 21	₹11,705
31 Dec 22	₹11,889
31 Dec 23	₹12,688
31 Dec 24	₹13,773

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	4.1%
1 Year	9%
3 Year	5.8%
5 Year	6.6%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	6.7%
2021	1.6%
2020	7.4%
2019	8.9%
2018	3.2%
2017	4.1%
2016	2.7%
2015	14.7%
2014	5.5%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	20.89 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Dynamic Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	2.99%
Equity	1.51%
Debt	95.28%
Other	0.23%

Debt Sector Allocation

Sector	Value
Government	83.5%
Corporate	11.66%
Cash Equivalent	2.99%
Securitized	0.12%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	15%	₹120 Cr	11,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	13%	₹103 Cr	10,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹72 Cr	7,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	9%	₹69 Cr	6,750,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹57 Cr	5,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	6%	₹51 Cr	5,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	6%	₹45 Cr	4,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	5%	₹37 Cr	3,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹30 Cr	3,000,000
Rec Limited Debentures \| -	3%	₹26 Cr	250

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (07 Jan 25)	₹53.955 ↑ 0.04 (0.07 %)
Net Assets (Cr)	₹3,988 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.74%
Effective Maturity	5 Years 9 Months 22 Days
Modified Duration	3 Years 9 Months 27 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,001
31 Dec 21	₹11,555
31 Dec 22	₹11,888
31 Dec 23	₹12,690
31 Dec 24	₹13,712

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.6%
6 Month	4.1%
1 Year	8.2%
3 Year	6%
5 Year	6.5%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.1%
2022	6.7%
2021	2.9%
2020	5%
2019	10%
2018	9.1%
2017	5.6%
2016	5.5%
2015	11.5%
2014	7.4%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.35 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Medium Term Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	4.04%
Equity	0.67%
Debt	95.01%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	55.32%
Government	38.74%
Cash Equivalent	4.04%
Securitized	0.95%

Credit Quality

Rating	Value
AA	38.27%
AAA	61.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹309 Cr	30,047,700
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹191 Cr	18,500,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	4%	₹148 Cr	15,000,000
Tata Steel Limited Debentures \| -	4%	₹146 Cr	14,500
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹129 Cr	12,500,000
Small Business Fincredit India Private Limited Debentures \| -	3%	₹100 Cr	10,000
Kalpataru Power Transmission Limited Debentures \| -	2%	₹99 Cr	10,000
6.1% Govt Stock 2031 Sovereign Bonds \| -	2%	₹97 Cr	10,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹77 Cr	7,500,000
The Tata Power Company Limited Debentures \| -	2%	₹77 Cr	725

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (07 Jan 25)	₹55.8835 ↑ 0.06 (0.11 %)
Net Assets (Cr)	₹861 on 30 Nov 24
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	1.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.12%
Effective Maturity	11 Years 4 Months 26 Days
Modified Duration	6 Years 8 Months 15 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,927
31 Dec 21	₹11,161
31 Dec 22	₹11,262
31 Dec 23	₹11,945
31 Dec 24	₹13,018

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.5%
6 Month	4%
1 Year	9.4%
3 Year	5.4%
5 Year	5.4%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	6.1%
2021	0.9%
2020	2.1%
2019	9.3%
2018	8.7%
2017	3.6%
2016	1.3%
2015	14.5%
2014	5.3%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.32 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Income Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	3.57%
Debt	96.19%
Other	0.24%

Debt Sector Allocation

Sector	Value
Government	84.06%
Corporate	11.68%
Cash Equivalent	3.57%
Securitized	0.46%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	20%	₹175 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	12%	₹105 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	12%	₹100 Cr	9,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	9%	₹78 Cr	7,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹62 Cr	6,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹29 Cr	2,879,300
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
7.98% Govt Stock 2031 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	3%	₹25 Cr	2,500
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (07 Jan 25)	₹30.6716 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹14,976 on 30 Nov 24
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.69
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	7.54%
Effective Maturity	4 Years 26 Days
Modified Duration	2 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,096
31 Dec 21	₹11,525
31 Dec 22	₹11,932
31 Dec 23	₹12,784
31 Dec 24	₹13,843

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.2%
1 Year	8.4%
3 Year	6.4%
5 Year	6.7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.1%
2021	3.5%
2020	3.9%
2019	11%
2018	9.7%
2017	7%
2016	6.5%
2015	9.3%
2014	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.53 Yr.
Dhruv Muchhal	22 Jun 23	1.53 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	7.37%
Debt	92.38%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	56.85%
Government	37.33%
Cash Equivalent	5.57%

Credit Quality

Rating	Value
AA	12.61%
AAA	87.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹1,102 Cr	107,500,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	3%	₹517 Cr	51,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹437 Cr	43,500 ↑ 6,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹355 Cr	34,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹281 Cr	27,500,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹252 Cr	25,000
Pipeline Infrastructure Private Limited Debentures \| -	1%	₹225 Cr	22,000
Small Industries Development Bank Of India Debentures \| -	1%	₹224 Cr	22,500
TVS Credit Services Limited Debentures \| -	1%	₹203 Cr	200

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