മികച്ച സാമ്പത്തിക മ്യൂച്വൽ ഫണ്ടുകൾ 2022

Updated on July 8, 2026 , 16782 views

ഒരു സാമ്പത്തികമ്യൂച്വൽ ഫണ്ടുകൾ മേഖലയുടെ ഭാഗമാണ്ഇക്വിറ്റി ഫണ്ടുകൾ. ഈ ഫണ്ടുകൾ 'ബാങ്കിംഗ് & ഫിനാൻഷ്യൽ സർവീസസ് ഫണ്ട്' എന്നും അറിയപ്പെടുന്നു. ഈ ഫണ്ടുകളുടെ ലക്ഷ്യം സൃഷ്ടിക്കുക എന്നതാണ്വരുമാനം വഴിനിക്ഷേപിക്കുന്നു ബാങ്കിംഗ് മേഖലയെയും സാമ്പത്തിക വ്യവസായത്തെയും പരിപാലിക്കുന്ന കമ്പനികളുടെ ഓഹരികൾ/ഷെയറുകളിൽ. അതിനാൽ, നിക്ഷേപിക്കാനുള്ള മികച്ച സാമ്പത്തിക മ്യൂച്വൽ ഫണ്ടുകൾക്കൊപ്പം സാമ്പത്തിക ഫണ്ടുകളുടെ ഭാവി സാധ്യതകൾ മനസ്സിലാക്കാം.

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ഇന്ത്യയിലെ സാമ്പത്തിക മ്യൂച്വൽ ഫണ്ടുകൾ

2017 ജൂലൈയിൽ പുറത്തുവിട്ട കണക്കുകൾ പരിശോധിച്ചാൽസെബി, ബാങ്കിംഗ് ഒപ്പംസെക്ടർ ഫണ്ടുകൾ ആയിരുന്നു ഏറ്റവും പ്രിയങ്കരം. ഡാറ്റ അത് കാണിക്കുന്നുബാങ്ക് ധനകാര്യവും- രണ്ട് മുൻനിര മേഖലകളും ഷെയർ എയുഎമ്മിൽ കുത്തനെ ഉയർന്നു.

ജൂലൈ 17 ലെ സ്ഥിതിവിവരക്കണക്കുകൾ പ്രകാരം, മുൻനിര മേഖലയായ ബാങ്കിംഗ് മേഖലയുടെ AUM വെറും ആറ് മാസത്തിനുള്ളിൽ 20.9 ശതമാനത്തിൽ നിന്ന് 22.6 ശതമാനമായി മാറി.

ഫിനാൻഷ്യൽ മ്യൂച്വൽ ഫണ്ടുകളിൽ ഓൺലൈനിൽ എങ്ങനെ നിക്ഷേപിക്കാം?

Fincash.com-ൽ ആജീവനാന്ത സൗജന്യ നിക്ഷേപ അക്കൗണ്ട് തുറക്കുക.

നിങ്ങളുടെ രജിസ്ട്രേഷനും KYC പ്രക്രിയയും പൂർത്തിയാക്കുക

രേഖകൾ അപ്‌ലോഡ് ചെയ്യുക (പാൻ, ആധാർ മുതലായവ).കൂടാതെ, നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!

തുടങ്ങി

FY 22 - 23 വരെ മികച്ച പ്രകടനം നടത്തുന്ന മികച്ച സാമ്പത്തിക മ്യൂച്വൽ ഫണ്ടുകൾ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹64.48 ↑ 0.98	₹3,466	5.4	0.7	3.8	12.2	12.2	17.5
ICICI Prudential Banking and Financial Services Fund Growth	₹134.19 ↑ 2.04	₹10,643	4.5	-2.8	-1	11	10.5	15.9
Invesco India Financial Services Fund Growth	₹150.65 ↑ 2.52	₹1,701	6	4.5	8.1	18.6	15.4	15.1
Sundaram Financial Services Opportunities Fund Growth	₹111.058 ↑ 1.85	₹1,590	5.5	0.4	4.9	14.5	14.5	16.9
UTI Banking and Financial Services Fund Growth	₹199.438 ↑ 2.67	₹1,340	4.5	0.9	3.2	13.4	12.4	16.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Jul 26

Research Highlights & Commentary of 5 Funds showcased

Commentary	Aditya Birla Sun Life Banking And Financial Services Fund	ICICI Prudential Banking and Financial Services Fund	Invesco India Financial Services Fund	Sundaram Financial Services Opportunities Fund	UTI Banking and Financial Services Fund
Point 1	Upper mid AUM (₹3,466 Cr).	Highest AUM (₹10,643 Cr).	Lower mid AUM (₹1,701 Cr).	Bottom quartile AUM (₹1,590 Cr).	Bottom quartile AUM (₹1,340 Cr).
Point 2	Established history (12+ yrs).	Established history (17+ yrs).	Established history (18+ yrs).	Established history (18+ yrs).	Oldest track record among peers (22 yrs).
Point 3	Top rated.	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 12.16% (bottom quartile).	5Y return: 10.49% (bottom quartile).	5Y return: 15.36% (top quartile).	5Y return: 14.47% (upper mid).	5Y return: 12.41% (lower mid).
Point 6	3Y return: 12.24% (bottom quartile).	3Y return: 11.00% (bottom quartile).	3Y return: 18.60% (top quartile).	3Y return: 14.51% (upper mid).	3Y return: 13.40% (lower mid).
Point 7	1Y return: 3.85% (lower mid).	1Y return: -1.05% (bottom quartile).	1Y return: 8.12% (top quartile).	1Y return: 4.91% (upper mid).	1Y return: 3.22% (bottom quartile).
Point 8	Alpha: 3.78 (upper mid).	Alpha: -2.48 (bottom quartile).	Alpha: 7.88 (top quartile).	Alpha: 3.75 (lower mid).	Alpha: 2.19 (bottom quartile).
Point 9	Sharpe: -0.15 (upper mid).	Sharpe: -0.46 (bottom quartile).	Sharpe: 0.07 (top quartile).	Sharpe: -0.16 (lower mid).	Sharpe: -0.22 (bottom quartile).
Point 10	Information ratio: 0.28 (bottom quartile).	Information ratio: 0.01 (bottom quartile).	Information ratio: 1.03 (top quartile).	Information ratio: 0.59 (upper mid).	Information ratio: 0.37 (lower mid).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,466 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 12.16% (bottom quartile).
3Y return: 12.24% (bottom quartile).
1Y return: 3.85% (lower mid).
Alpha: 3.78 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: 0.28 (bottom quartile).

ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,643 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.49% (bottom quartile).
3Y return: 11.00% (bottom quartile).
1Y return: -1.05% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: -0.46 (bottom quartile).
Information ratio: 0.01 (bottom quartile).

Invesco India Financial Services Fund

Lower mid AUM (₹1,701 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.36% (top quartile).
3Y return: 18.60% (top quartile).
1Y return: 8.12% (top quartile).
Alpha: 7.88 (top quartile).
Sharpe: 0.07 (top quartile).
Information ratio: 1.03 (top quartile).

Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,590 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.47% (upper mid).
3Y return: 14.51% (upper mid).
1Y return: 4.91% (upper mid).
Alpha: 3.75 (lower mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.59 (upper mid).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,340 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 12.41% (lower mid).
3Y return: 13.40% (lower mid).
1Y return: 3.22% (bottom quartile).
Alpha: 2.19 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.37 (lower mid).

ഇന്ത്യയുടെ ബാങ്കിംഗ്, ഫിനാൻസ് മേഖലയെ കുറിച്ച് പറയുമ്പോൾ, നമുക്ക് ഇതുപോലെയുള്ള നിരവധി പ്രമുഖ താരങ്ങളുണ്ട്ഐസിഐസിഐ ബാങ്ക് ലിമിറ്റഡ്, എച്ച്‌ഡിഎഫ്‌സി ബാങ്ക് ലിമിറ്റഡ്, സ്റ്റേറ്റ് ബാങ്ക് ഓഫ് ഇന്ത്യ, യെസ് ബാങ്ക് ലിമിറ്റഡ്, ആക്‌സിസ് ബാങ്ക് ലിമിറ്റഡ് മുതലായവ. 26 സ്വകാര്യ മേഖലാ ബാങ്കുകളും 27 പൊതുമേഖലാ ബാങ്കുകളും 1,574 അർബൻ കോ-ഓപ്പറേറ്റീവ് ബാങ്കുകളും 56 പ്രാദേശിക ഗ്രാമീണ ബാങ്കുകളും 46 വിദേശ ബാങ്കുകളും ഉൾക്കൊള്ളുന്നതാണ് ഇന്ത്യൻ ബാങ്കിംഗ് സംവിധാനം. സഹകരണ വായ്പാ സ്ഥാപനങ്ങൾക്ക് പുറമെ 93,913 ഗ്രാമീണ സഹകരണ ബാങ്കുകളും.

ബാങ്കിംഗ്, ഫിനാൻഷ്യൽ വ്യവസായങ്ങൾക്കുള്ളിൽ പ്രവർത്തിക്കുന്ന കമ്പനികൾ ഉയർന്ന നിയന്ത്രണത്തിലാണ്. പല നല്ല കമ്പനികളും വർഷങ്ങളായി സ്ഥിരമായ പ്രകടനവും വരുമാനവും നൽകാൻ ലക്ഷ്യമിടുന്നു, തൽഫലമായി, സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് ഇത് ആത്മവിശ്വാസം നൽകുന്നു. എന്നിരുന്നാലും, അത്തരം ഫണ്ടുകളുടെ അപകടസാധ്യത ഘടകങ്ങൾ എപ്പോഴും മനസ്സിൽ സൂക്ഷിക്കണം. ഈ ഫണ്ടുകൾ, ചിലപ്പോൾ, രണ്ട് തീവ്രതകളിൽ ആയിരിക്കാം, അവയ്ക്ക് നല്ല വരുമാനം നൽകാനും ചിലപ്പോൾ മോശമായി പ്രവർത്തിക്കാനും കഴിയും. അതിനാൽ, അത്തരം സെക്ടർ ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് ഉയർന്ന തുക ഉണ്ടായിരിക്കുന്നതാണ് ഉചിതം.റിസ്ക് വിശപ്പ് കൂടാതെ ദീർഘകാലത്തേക്ക് നിക്ഷേപം തുടരുകയും വേണം. വൈവിധ്യവൽക്കരണ ആവശ്യങ്ങൾക്കായി ഒരാൾ അത്തരം ഫണ്ടുകളിൽ നിക്ഷേപിക്കണം.

1. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,466 Cr).
Established history (12+ yrs).
Top rated.
Risk profile: High.
5Y return: 12.16% (bottom quartile).
3Y return: 12.24% (bottom quartile).
1Y return: 3.85% (lower mid).
Alpha: 3.78 (upper mid).
Sharpe: -0.15 (upper mid).
Information ratio: 0.28 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~13.5%).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (10 Jul 26)	₹64.48 ↑ 0.98 (1.54 %)
Net Assets (Cr)	₹3,466 on 31 May 26
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	-0.15
Information Ratio	0.28
Alpha Ratio	3.78
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,160
30 Jun 23	₹12,518
30 Jun 24	₹15,626
30 Jun 25	₹17,373
30 Jun 26	₹17,691

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	8.8%
3 Month	5.4%
6 Month	0.7%
1 Year	3.8%
3 Year	12.2%
5 Year	12.2%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	17.5%
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	10.85 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	95.86%
Technology	1.2%

Asset Allocation

Asset Class	Value
Cash	2.2%
Equity	97.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| ICICIBANK	13%	₹467 Cr	3,717,929
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	11%	₹377 Cr	5,058,496 ↓ -350,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| AXISBANK	9%	₹296 Cr	2,302,100
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| BAJFINANCE	6%	₹194 Cr	2,137,250
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹185 Cr	1,918,689
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	5%	₹179 Cr	1,886,669
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	4%	₹129 Cr	3,346,665 ↓ -200,000
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| AUBANK	3%	₹103 Cr	1,046,861 ↓ -300,000
Bank of Maharashtra (Financial Services) Equity, Since 31 Dec 25 \| MAHABANK	3%	₹99 Cr	12,546,499
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 21 \| SBILIFE	3%	₹98 Cr	533,402

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

Highest AUM (₹10,643 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 10.49% (bottom quartile).
3Y return: 11.00% (bottom quartile).
1Y return: -1.05% (bottom quartile).
Alpha: -2.48 (bottom quartile).
Sharpe: -0.46 (bottom quartile).
Information ratio: 0.01 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~13.3%).
Top-3 holdings concentration ~35.0%.

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (10 Jul 26)	₹134.19 ↑ 2.04 (1.54 %)
Net Assets (Cr)	₹10,643 on 31 May 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.83
Sharpe Ratio	-0.46
Information Ratio	0.01
Alpha Ratio	-2.48
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,325
30 Jun 23	₹12,216
30 Jun 24	₹14,832
30 Jun 25	₹17,040
30 Jun 26	₹16,453

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	7.2%
3 Month	4.5%
6 Month	-2.8%
1 Year	-1%
3 Year	11%
5 Year	10.5%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.9%
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Sharmila D'Silva	30 Jun 22	4 Yr.
Antariksha Banerjee	2 Mar 26	0.33 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	93.69%
Health Care	1%
Industrials	0.29%

Asset Allocation

Asset Class	Value
Cash	5.03%
Equity	94.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	13%	₹1,418 Cr	19,039,031
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	13%	₹1,379 Cr	10,972,843 ↓ -121,800
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	9%	₹932 Cr	7,244,304 ↓ -724,375
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	7%	₹768 Cr	20,001,898 ↑ 3,244,512
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	6%	₹626 Cr	6,489,068 ↑ 2,023,723
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	4%	₹402 Cr	2,198,381 ↓ -86,625
LIC Housing Finance Ltd (Financial Services) Equity, Since 30 Nov 24 \| LICHSGFIN	3%	₹363 Cr	6,799,870
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Nov 25 \| SBICARD	3%	₹359 Cr	5,751,671 ↑ 526,400
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹319 Cr	1,782,062
HDB Financial Services Ltd (Financial Services) Equity, Since 30 Nov 25 \| HDBFS	2%	₹250 Cr	3,761,615 ↓ -75,438

3. Invesco India Financial Services Fund

(Erstwhile Invesco India Banking Fund)

The investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities of companies engaged in the business of banking and financial services.

Research Highlights for Invesco India Financial Services Fund

Lower mid AUM (₹1,701 Cr).
Established history (18+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 15.36% (top quartile).
3Y return: 18.60% (top quartile).
1Y return: 8.12% (top quartile).
Alpha: 7.88 (top quartile).
Sharpe: 0.07 (top quartile).
Information ratio: 1.03 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~12.8%).

Below is the key information for Invesco India Financial Services Fund

Invesco India Financial Services Fund Growth
Launch Date	14 Jul 08
NAV (10 Jul 26)	₹150.65 ↑ 2.52 (1.70 %)
Net Assets (Cr)	₹1,701 on 31 May 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.23
Sharpe Ratio	0.07
Information Ratio	1.03
Alpha Ratio	7.88
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,102
30 Jun 23	₹12,326
30 Jun 24	₹16,683
30 Jun 25	₹19,433
30 Jun 26	₹20,269

Invesco India Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Invesco India Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	8.6%
3 Month	6%
6 Month	4.5%
1 Year	8.1%
3 Year	18.6%
5 Year	15.4%
10 Year
15 Year
Since launch	16.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	15.1%
2024	19.8%
2023	26%
2022	12.8%
2021	14%
2020	2.4%
2019	21.2%
2018	-0.3%
2017	45.2%
2016	10.4%

Fund Manager information for Invesco India Financial Services Fund

Name	Since	Tenure
Hiten Jain	19 May 20	6.12 Yr.
Haresh Kapoor	1 Jan 26	0.49 Yr.

Data below for Invesco India Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	95.68%
Technology	3.18%

Asset Allocation

Asset Class	Value
Cash	1.14%
Equity	98.86%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	13%	₹218 Cr	1,738,628 ↑ 60,107
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	13%	₹216 Cr	2,900,056
Axis Bank Ltd (Financial Services) Equity, Since 31 May 18 \| AXISBANK	8%	₹129 Cr	1,005,744
ICICI Prudential Asset Management Co Ltd (Financial Services) Equity, Since 31 Dec 25 \| ICICIAMC	5%	₹85 Cr	240,125
BSE Ltd (Financial Services) Equity, Since 30 Sep 23 \| BSE	5%	₹82 Cr	197,854
Karur Vysya Bank Ltd (Financial Services) Equity, Since 30 Sep 22 \| KARURVYSYA	5%	₹77 Cr	2,663,923
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 28 Feb 22 \| MCX	4%	₹74 Cr	251,091
Shriram Finance Ltd (Financial Services) Equity, Since 28 Feb 25 \| SHRIRAMFIN	4%	₹69 Cr	731,682
Nuvama Wealth Management Ltd (Financial Services) Equity, Since 30 Sep 25 \| 543988	3%	₹58 Cr	373,787
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Jul 17 \| CHOLAFIN	3%	₹53 Cr	347,691

4. Sundaram Financial Services Opportunities Fund

Seek capital appreciation by investing predominantly in equity and equity related securities of indian companies engaged in banking and financial Services.

Research Highlights for Sundaram Financial Services Opportunities Fund

Bottom quartile AUM (₹1,590 Cr).
Established history (18+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 14.47% (upper mid).
3Y return: 14.51% (upper mid).
1Y return: 4.91% (upper mid).
Alpha: 3.75 (lower mid).
Sharpe: -0.16 (lower mid).
Information ratio: 0.59 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~14.6%).
Top-3 holdings concentration ~35.6%.

Below is the key information for Sundaram Financial Services Opportunities Fund

Sundaram Financial Services Opportunities Fund Growth
Launch Date	10 Jun 08
NAV (10 Jul 26)	₹111.058 ↑ 1.85 (1.70 %)
Net Assets (Cr)	₹1,590 on 31 May 26
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.12
Sharpe Ratio	-0.16
Information Ratio	0.59
Alpha Ratio	3.75
Min Investment	100,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,429
30 Jun 23	₹13,139
30 Jun 24	₹17,744
30 Jun 25	₹19,203
30 Jun 26	₹19,462

Sundaram Financial Services Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Financial Services Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	8.5%
3 Month	5.5%
6 Month	0.4%
1 Year	4.9%
3 Year	14.5%
5 Year	14.5%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.9%
2024	7.1%
2023	31.1%
2022	16.8%
2021	15.3%
2020	2.7%
2019	26.4%
2018	-3.7%
2017	33.3%
2016	12.8%

Fund Manager information for Sundaram Financial Services Opportunities Fund

Name	Since	Tenure
Rohit Seksaria	30 Dec 17	8.5 Yr.
Shalav Saket	28 Feb 26	0.33 Yr.

Data below for Sundaram Financial Services Opportunities Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	95.47%
Technology	1.8%

Asset Allocation

Asset Class	Value
Cash	1.6%
Equity	97.27%
Debt	1.13%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 08 \| HDFCBANK	15%	₹232 Cr	3,114,256
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| ICICIBANK	11%	₹178 Cr	1,416,021
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| AXISBANK	10%	₹157 Cr	1,217,541
State Bank of India (Financial Services) Equity, Since 31 Dec 08 \| SBIN	6%	₹97 Cr	1,003,469
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| BAJAJFINSV	5%	₹76 Cr	424,621
DCB Bank Ltd (Financial Services) Equity, Since 30 Sep 24 \| DCBBANK	4%	₹66 Cr	3,778,314
PNB Housing Finance Ltd (Financial Services) Equity, Since 31 Jul 24 \| PNBHOUSING	4%	₹65 Cr	631,329
Shriram Finance Ltd (Financial Services) Equity, Since 30 Sep 23 \| SHRIRAMFIN	4%	₹64 Cr	672,583
Bank of Baroda (Financial Services) Equity, Since 29 Feb 24 \| BANKBARODA	4%	₹59 Cr	2,208,626
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Aug 22 \| CHOLAHLDNG	3%	₹53 Cr	334,660

5. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,340 Cr).
Oldest track record among peers (22 yrs).
Rating: 3★ (bottom quartile).
Risk profile: High.
5Y return: 12.41% (lower mid).
3Y return: 13.40% (lower mid).
1Y return: 3.22% (bottom quartile).
Alpha: 2.19 (bottom quartile).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.37 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~17.1%).
Top-3 holdings concentration ~39.1%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (10 Jul 26)	₹199.438 ↑ 2.67 (1.35 %)
Net Assets (Cr)	₹1,340 on 31 May 26
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	-0.22
Information Ratio	0.37
Alpha Ratio	2.19
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹9,250
30 Jun 23	₹12,451
30 Jun 24	₹15,480
30 Jun 25	₹17,779
30 Jun 26	₹17,849

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jul 26

Duration	Returns
1 Month	8.3%
3 Month	4.5%
6 Month	0.9%
1 Year	3.2%
3 Year	13.4%
5 Year	12.4%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	16.3%
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	1.04 Yr.
Bhavesh Kanani	12 Jan 26	0.47 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 May 26

Equity Sector Allocation

Sector	Value
Financial Services	96.26%
Technology	1.58%

Asset Allocation

Asset Class	Value
Cash	2.16%
Equity	97.84%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	17%	₹229 Cr	3,075,000 ↑ 200,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	13%	₹175 Cr	1,395,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	9%	₹120 Cr	1,248,490 ↑ 648,490
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	8%	₹106 Cr	820,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	8%	₹103 Cr	1,135,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	7%	₹98 Cr	2,550,000 ↓ -700,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	5%	₹73 Cr	767,975 ↑ 55,000
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 28 Feb 25 \| SBILIFE	4%	₹51 Cr	277,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Aug 24 \| BAJAJFINSV	3%	₹44 Cr	246,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| 542904	3%	₹37 Cr	6,884,317 ↑ 350,000

Disclaimer:
ഇവിടെ നൽകിയിരിക്കുന്ന വിവരങ്ങൾ കൃത്യമാണെന്ന് ഉറപ്പാക്കാൻ എല്ലാ ശ്രമങ്ങളും നടത്തിയിട്ടുണ്ട്. എന്നിരുന്നാലും, ഡാറ്റയുടെ കൃത്യത സംബന്ധിച്ച് യാതൊരു ഉറപ്പും നൽകുന്നില്ല. എന്തെങ്കിലും നിക്ഷേപം നടത്തുന്നതിന് മുമ്പ് സ്കീം വിവര രേഖ ഉപയോഗിച്ച് പരിശോധിക്കുക.