ഫിൻകാഷ് »ജെഎം ഫിനാൻഷ്യൽ മ്യൂച്വൽ ഫണ്ട് »മികച്ച ജെഎം ഫിനാൻഷ്യൽ എസ്ഐപി ഫണ്ടുകൾ
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ജെഎം ഫിനാൻഷ്യൽSIP ഒരു കാര്യക്ഷമമായ മാർഗമാണ്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക. ഒരു SIP ഒരു രീതിയാണ്നിക്ഷേപം ഒരു നിശ്ചിത തുക, പതിവായി, aമ്യൂച്വൽ ഫണ്ട് സ്കീം. ഇത് പതിവ് സംരക്ഷണ പദ്ധതികൾക്ക് സമാനമാണ്ആവർത്തിച്ചുള്ള നിക്ഷേപം. ഇവിടെ, ഒരു നിശ്ചിത ഇടവേളയിൽ നിങ്ങൾക്ക് ഒരു ചെറിയ തുക നിക്ഷേപിക്കാം. ദീർഘകാല നേട്ടം കൈവരിക്കാൻ SIP നിങ്ങളെ സഹായിക്കുന്നുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ ഒരു ചെറിയ തുക പ്രതിമാസം നിക്ഷേപിച്ചാലും. ഒരുനിക്ഷേപകൻ പ്രതിമാസ / ത്രൈമാസ പോലുള്ള നിക്ഷേപങ്ങളുടെ ആനുകാലിക ഇടവേളകളിൽ 500 രൂപ വരെ നിക്ഷേപിക്കാൻ കഴിയും. ഇത് ലളിതവും താങ്ങാനാകുന്നതുമാണ്. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർ, സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി അതിലൂടെ നിക്ഷേപം നടത്താനുള്ള ഏറ്റവും നല്ല മാർഗമാണ്. ഇക്വിറ്റി നിക്ഷേപങ്ങളുടെ അപാകതകൾ സന്തുലിതമാക്കാൻ SIP പ്രവണത കാണിക്കുന്നു.
ചിലഎസ്ഐപിയുടെ പ്രയോജനങ്ങൾ ആകുന്നു:
താൽപ്പര്യമുള്ള നിക്ഷേപകർഒരു എസ്ഐപിയിൽ നിക്ഷേപിക്കുക, നിക്ഷേപിക്കാനുള്ള മികച്ച ജെഎം ഫിനാൻഷ്യൽ എസ്ഐപി ഫണ്ടുകൾ ഇതാഇക്വിറ്റി ഫണ്ടുകൾ. എയുഎം, മുൻകാല പ്രകടനങ്ങൾ, പിയർ ശരാശരി വരുമാനം, മറ്റ് വിവര അനുപാതങ്ങൾ എന്നിവ പോലുള്ള വിവിധ പാരാമീറ്ററുകൾ ഏറ്റെടുക്കുന്നതിലൂടെ ഈ ഫണ്ടുകൾ ഷോർട്ട്ലിസ്റ്റ് ചെയ്തു.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Multicap Fund Growth ₹103.465
↑ 0.93 ₹4,722 500 -3.9 8.7 43 27.3 24.5 40 JM Value Fund Growth ₹101.359
↑ 0.57 ₹1,067 500 -7.4 6.4 36 26.7 24.7 47.7 JM Core 11 Fund Growth ₹20.438
↑ 0.10 ₹196 500 -3.5 7.3 32 21.8 16.9 32.9 JM Tax Gain Fund Growth ₹49.1503
↑ 0.30 ₹181 500 -4.6 10.1 38.4 20.4 22 30.9 JM Large Cap Fund Growth ₹157.473
↑ 1.40 ₹457 500 -5.5 3.5 30.7 17.7 18.3 29.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 24
(Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on (Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Large Cap Fund Returns up to 1 year are on 1. JM Multicap Fund
CAGR/Annualized
return of 15.5% since its launch. Ranked 16 in Multi Cap
category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (29 Nov 24) ₹103.465 ↑ 0.93 (0.91 %) Net Assets (Cr) ₹4,722 on 31 Oct 24 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 2.71 Information Ratio 2 Alpha Ratio 15.55 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,949 31 Oct 21 ₹14,858 31 Oct 22 ₹15,724 31 Oct 23 ₹19,376 31 Oct 24 ₹30,001 Returns for JM Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Nov 24 Duration Returns 1 Month -0.5% 3 Month -3.9% 6 Month 8.7% 1 Year 43% 3 Year 27.3% 5 Year 24.5% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.2 Yr. Asit Bhandarkar 1 Oct 24 0.08 Yr. Chaitanya Choksi 31 Dec 21 2.84 Yr. Ruchi Fozdar 4 Oct 24 0.08 Yr. Data below for JM Multicap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 23.4% Consumer Cyclical 12.39% Basic Materials 12.15% Industrials 11.85% Health Care 11.65% Technology 9.79% Consumer Defensive 5.5% Utility 4.54% Communication Services 2.83% Energy 1.57% Real Estate 0.66% Asset Allocation
Asset Class Value Cash 2.63% Equity 97.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | HDFCBANK6% ₹293 Cr 1,690,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | ICICIBANK5% ₹248 Cr 1,920,800
↑ 350,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN4% ₹191 Cr 2,325,000
↑ 600,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | INFY4% ₹184 Cr 1,047,750
↑ 150,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹136 Cr 375,231 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹134 Cr 828,335
↑ 428,335 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY3% ₹129 Cr 1,012,038
↑ 34,428 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC3% ₹120 Cr 2,456,000
↑ 456,000 CESC Ltd (Utilities)
Equity, Since 30 Nov 23 | CESC2% ₹108 Cr 5,711,774 Biocon Ltd (Healthcare)
Equity, Since 29 Feb 24 | BIOCON2% ₹104 Cr 3,295,318
↑ 1,065,318 2. JM Value Fund
CAGR/Annualized
return of 17.1% since its launch. Ranked 15 in Value
category. Return for 2023 was 47.7% , 2022 was 5.3% and 2021 was 36.3% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (29 Nov 24) ₹101.359 ↑ 0.57 (0.56 %) Net Assets (Cr) ₹1,067 on 31 Oct 24 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.47 Sharpe Ratio 2.04 Information Ratio 1.36 Alpha Ratio 8.8 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,288 31 Oct 21 ₹15,503 31 Oct 22 ₹15,675 31 Oct 23 ₹20,708 31 Oct 24 ₹30,759 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Nov 24 Duration Returns 1 Month -1.6% 3 Month -7.4% 6 Month 6.4% 1 Year 36% 3 Year 26.7% 5 Year 24.7% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 47.7% 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.2 Yr. Asit Bhandarkar 11 Dec 06 17.9 Yr. Chaitanya Choksi 1 Oct 24 0.08 Yr. Ruchi Fozdar 4 Oct 24 0.08 Yr. Data below for JM Value Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 24.68% Consumer Cyclical 17.9% Industrials 12.08% Health Care 11.92% Basic Materials 8.4% Technology 8.17% Utility 6.17% Consumer Defensive 4.19% Real Estate 2.48% Energy 1.98% Communication Services 0.54% Asset Allocation
Asset Class Value Cash 1.49% Equity 98.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK7% ₹70 Cr 405,605
↑ 15,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY4% ₹46 Cr 264,105
↑ 115,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹43 Cr 330,000
↑ 80,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Aug 24 | DRREDDY3% ₹37 Cr 292,500
↑ 52,500 NTPC Ltd (Utilities)
Equity, Since 30 Jun 22 | 5325553% ₹32 Cr 780,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT3% ₹28 Cr 77,000
↑ 17,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 20 | SBIN2% ₹26 Cr 320,000
↑ 20,000 Suven Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Dec 23 | SUVENPHAR2% ₹24 Cr 180,307
↓ -7,000 REC Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5329552% ₹24 Cr 450,800
↑ 90,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Apr 23 | AMBER2% ₹23 Cr 38,121 3. JM Core 11 Fund
CAGR/Annualized
return of 4.4% since its launch. Ranked 18 in Large Cap
category. Return for 2023 was 32.9% , 2022 was 7.1% and 2021 was 16.3% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (29 Nov 24) ₹20.438 ↑ 0.10 (0.47 %) Net Assets (Cr) ₹196 on 31 Oct 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.45 Sharpe Ratio 2.27 Information Ratio 0.58 Alpha Ratio 8.62 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹8,395 31 Oct 21 ₹12,562 31 Oct 22 ₹12,762 31 Oct 23 ₹14,949 31 Oct 24 ₹21,223 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Nov 24 Duration Returns 1 Month -0.8% 3 Month -3.5% 6 Month 7.3% 1 Year 32% 3 Year 21.8% 5 Year 16.9% 10 Year 15 Year Since launch 4.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% 2014 51.3% Fund Manager information for JM Core 11 Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.08 Yr. Asit Bhandarkar 25 Feb 09 15.69 Yr. Chaitanya Choksi 18 Jul 14 10.3 Yr. Ruchi Fozdar 4 Oct 24 0.07 Yr. Data below for JM Core 11 Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 29.75% Consumer Cyclical 15.96% Industrials 14.96% Technology 8.83% Health Care 8.76% Basic Materials 8.45% Consumer Defensive 3.04% Energy 2.36% Asset Allocation
Asset Class Value Cash 7.89% Equity 92.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | ICICIBANK7% ₹15 Cr 113,000
↑ 30,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 24 | HDFCBANK6% ₹11 Cr 66,000 Infosys Ltd (Technology)
Equity, Since 28 Feb 21 | INFY6% ₹11 Cr 63,110
↑ 14,000 REC Ltd (Financial Services)
Equity, Since 31 Jan 23 | 5329555% ₹9 Cr 178,000
↑ 86,000 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 23 | AMBER4% ₹8 Cr 14,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | 5002514% ₹7 Cr 10,109 PB Fintech Ltd (Financial Services)
Equity, Since 31 Oct 24 | 5433904% ₹7 Cr 42,218
↑ 42,218 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 11 | LT4% ₹7 Cr 19,500
↑ 6,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Oct 24 | MAXHEALTH3% ₹7 Cr 64,000
↑ 64,000 ABB India Ltd (Industrials)
Equity, Since 31 Oct 24 | ABB3% ₹6 Cr 8,700
↑ 8,700 4. JM Tax Gain Fund
CAGR/Annualized
return of 10% since its launch. Ranked 18 in ELSS
category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (29 Nov 24) ₹49.1503 ↑ 0.30 (0.61 %) Net Assets (Cr) ₹181 on 31 Oct 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 2.41 Information Ratio 0.63 Alpha Ratio 10.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹9,702 31 Oct 21 ₹15,817 31 Oct 22 ₹15,662 31 Oct 23 ₹17,953 31 Oct 24 ₹26,849 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Nov 24 Duration Returns 1 Month -0.7% 3 Month -4.6% 6 Month 10.1% 1 Year 38.4% 3 Year 20.4% 5 Year 22% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Satish Ramanathan 1 Oct 24 0.08 Yr. Asit Bhandarkar 31 Dec 21 2.84 Yr. Chaitanya Choksi 18 Jul 14 10.3 Yr. Ruchi Fozdar 4 Oct 24 0.08 Yr. Data below for JM Tax Gain Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 19.39% Industrials 18.36% Consumer Cyclical 13.99% Technology 13% Basic Materials 12.7% Consumer Defensive 7.86% Health Care 7.16% Communication Services 3.14% Utility 1.8% Real Estate 1.11% Asset Allocation
Asset Class Value Cash 0.24% Equity 99.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK5% ₹10 Cr 55,131
↓ -3,000 Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY5% ₹9 Cr 49,465 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK4% ₹7 Cr 55,975
↑ 5,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT3% ₹6 Cr 16,750 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN3% ₹5 Cr 62,900 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹5 Cr 30,700
↑ 7,500 Newgen Software Technologies Ltd (Technology)
Equity, Since 30 Nov 23 | NEWGEN2% ₹4 Cr 31,750 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329772% ₹4 Cr 4,050
↑ 1,850 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | SBILIFE2% ₹4 Cr 23,000
↑ 3,500 Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 24 | HINDALCO2% ₹4 Cr 54,000 5. JM Large Cap Fund
CAGR/Annualized
return of 9.7% since its launch. Ranked 73 in Large Cap
category. Return for 2023 was 29.6% , 2022 was 3.4% and 2021 was 23.2% . JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (29 Nov 24) ₹157.473 ↑ 1.40 (0.90 %) Net Assets (Cr) ₹457 on 31 Oct 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 1.96 Information Ratio 0.56 Alpha Ratio 6.2 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Oct 19 ₹10,000 31 Oct 20 ₹10,562 31 Oct 21 ₹14,723 31 Oct 22 ₹15,175 31 Oct 23 ₹16,851 31 Oct 24 ₹23,378 Returns for JM Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Nov 24 Duration Returns 1 Month -1.1% 3 Month -5.5% 6 Month 3.5% 1 Year 30.7% 3 Year 17.7% 5 Year 18.3% 10 Year 15 Year Since launch 9.7% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.6% 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% 2014 45.5% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.2 Yr. Asit Bhandarkar 5 Oct 17 7.08 Yr. Chaitanya Choksi 1 Oct 24 0.08 Yr. Ruchi Fozdar 4 Oct 24 0.08 Yr. Data below for JM Large Cap Fund as on 31 Oct 24
Equity Sector Allocation
Sector Value Financial Services 28.23% Consumer Cyclical 12.8% Technology 10.41% Basic Materials 9.94% Industrials 9.22% Consumer Defensive 6.4% Health Care 5.66% Energy 5.56% Utility 4.87% Communication Services 4.73% Asset Allocation
Asset Class Value Cash 0.84% Equity 99.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | HDFCBANK9% ₹42 Cr 239,472
↑ 28,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK8% ₹35 Cr 271,087
↑ 55,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | INFY4% ₹20 Cr 115,398
↑ 10,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN4% ₹20 Cr 239,397
↑ 60,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 24 | RELIANCE4% ₹20 Cr 147,000
↑ 54,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Aug 24 | ITC4% ₹19 Cr 392,000
↑ 122,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | BHARTIARTL3% ₹16 Cr 97,000
↑ 62,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Sep 24 | 5329773% ₹13 Cr 13,300
↑ 6,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | LT3% ₹13 Cr 35,807 Siemens Ltd (Industrials)
Equity, Since 31 Oct 24 | 5005503% ₹12 Cr 17,900
↑ 17,900
എങ്ങനെയെന്ന് അറിയാൻ ആഗ്രഹിക്കുന്നുSIP നിക്ഷേപം ഒരു നിശ്ചിത സമയത്തേക്ക് നിങ്ങൾ ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ വളരുമോ? ഒരു ഉദാഹരണം ഉപയോഗിച്ച് ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.
എസ്ഐപി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്ഐപി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ വർഷങ്ങളുടെ എണ്ണം, പ്രതീക്ഷിക്കുന്നത്പണപ്പെരുപ്പം നിരക്കുകളും (ഇതിന് ഒരാൾ കണക്കാക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP വരുമാനം കണക്കാക്കാൻ ഒരാൾക്ക് കഴിയും!
10 വർഷത്തേക്ക് 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ, നിങ്ങളുടെ എസ്ഐപി നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് നോക്കാം.
പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ
നിക്ഷേപ കാലയളവ്: 10 വർഷം
നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ
ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%
അനുസരിച്ച് പ്രതീക്ഷിത വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: INR 27,86,573
മൊത്ത ലാഭം: 15,86,573 രൂപ (സമ്പൂർണ്ണ വരുമാനം= 132.2%)
മുകളിലുള്ള കണക്കുകൂട്ടലുകൾ കാണിക്കുന്നത് നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (ആകെ INR12,00,000
) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ
, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ
. ഇത് മികച്ചതല്ലേ!
ഫിൻകാഷ് ഡോട്ട് കോമിൽ ആജീവനാന്ത സ Invest ജന്യ നിക്ഷേപ അക്ക Open ണ്ട് തുറക്കുക.
നിങ്ങളുടെ രജിസ്ട്രേഷനും കെവൈസി പ്രക്രിയയും പൂർത്തിയാക്കുക
പ്രമാണങ്ങൾ അപ്ലോഡുചെയ്യുക (പാൻ, ആധാർ മുതലായവ).നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
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