ഫിൻകാഷ് »ജെഎം ഫിനാൻഷ്യൽ മ്യൂച്വൽ ഫണ്ട് »മികച്ച ജെഎം ഫിനാൻഷ്യൽ എസ്ഐപി ഫണ്ടുകൾ
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ജെഎം ഫിനാൻഷ്യൽSIP ഒരു കാര്യക്ഷമമായ മാർഗമാണ്മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുക. ഒരു SIP ഒരു രീതിയാണ്നിക്ഷേപം ഒരു നിശ്ചിത തുക, പതിവായി, aമ്യൂച്വൽ ഫണ്ട് സ്കീം. ഇത് പതിവ് സംരക്ഷണ പദ്ധതികൾക്ക് സമാനമാണ്ആവർത്തിച്ചുള്ള നിക്ഷേപം. ഇവിടെ, ഒരു നിശ്ചിത ഇടവേളയിൽ നിങ്ങൾക്ക് ഒരു ചെറിയ തുക നിക്ഷേപിക്കാം. ദീർഘകാല നേട്ടം കൈവരിക്കാൻ SIP നിങ്ങളെ സഹായിക്കുന്നുസാമ്പത്തിക ലക്ഷ്യങ്ങൾ ഒരു ചെറിയ തുക പ്രതിമാസം നിക്ഷേപിച്ചാലും. ഒരുനിക്ഷേപകൻ പ്രതിമാസ / ത്രൈമാസ പോലുള്ള നിക്ഷേപങ്ങളുടെ ആനുകാലിക ഇടവേളകളിൽ 500 രൂപ വരെ നിക്ഷേപിക്കാൻ കഴിയും. ഇത് ലളിതവും താങ്ങാനാകുന്നതുമാണ്. ഇക്വിറ്റികളിൽ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിക്ഷേപകർ, സിസ്റ്റമാറ്റിക്നിക്ഷേപ പദ്ധതി അതിലൂടെ നിക്ഷേപം നടത്താനുള്ള ഏറ്റവും നല്ല മാർഗമാണ്. ഇക്വിറ്റി നിക്ഷേപങ്ങളുടെ അപാകതകൾ സന്തുലിതമാക്കാൻ SIP പ്രവണത കാണിക്കുന്നു.
ചിലഎസ്ഐപിയുടെ പ്രയോജനങ്ങൾ ആകുന്നു:
താൽപ്പര്യമുള്ള നിക്ഷേപകർഒരു എസ്ഐപിയിൽ നിക്ഷേപിക്കുക, നിക്ഷേപിക്കാനുള്ള മികച്ച ജെഎം ഫിനാൻഷ്യൽ എസ്ഐപി ഫണ്ടുകൾ ഇതാഇക്വിറ്റി ഫണ്ടുകൾ. എയുഎം, മുൻകാല പ്രകടനങ്ങൾ, പിയർ ശരാശരി വരുമാനം, മറ്റ് വിവര അനുപാതങ്ങൾ എന്നിവ പോലുള്ള വിവിധ പാരാമീറ്ററുകൾ ഏറ്റെടുക്കുന്നതിലൂടെ ഈ ഫണ്ടുകൾ ഷോർട്ട്ലിസ്റ്റ് ചെയ്തു.
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Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) JM Value Fund Growth ₹110.027
↓ -0.54 ₹986 500 9.9 32.1 55.1 29.5 30.1 47.7 JM Multicap Fund Growth ₹107.929
↓ -0.15 ₹3,855 500 7.3 30.5 56.5 28.1 28.4 40 JM Tax Gain Fund Growth ₹52.2026
↑ 0.03 ₹173 500 10.5 33.6 50.2 22.5 26 30.9 JM Core 11 Fund Growth ₹21.0822
↓ -0.03 ₹147 500 7.7 23.5 40.5 22.2 19.9 32.9 JM Large Cap Fund Growth ₹165.841
↓ -0.18 ₹331 500 5.7 18.6 40.3 19.5 20.6 29.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Sep 24
(Erstwhile JM Basic Fund) The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus. JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a Below is the key information for JM Value Fund Returns up to 1 year are on (Erstwhile JM Multi Strategy Fund) The investment objective of the Scheme is to provide capital appreciation by investing in equity and equity related securities using a combination of strategies. JM Multicap Fund is a Equity - Multi Cap fund was launched on 23 Sep 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Multicap Fund Returns up to 1 year are on The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns. JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for JM Tax Gain Fund Returns up to 1 year are on The investment objective of the Scheme is to provide long-term growth by investing predominantly in a concentrated portfolio of equity / equity related instruments of companies. JM Core 11 Fund is a Equity - Large Cap fund was launched on 5 Mar 08. It is a fund with High risk and has given a Below is the key information for JM Core 11 Fund Returns up to 1 year are on (Erstwhile JM Equity Fund) The scheme seeks to provide optimum capital growth and appreciation. JM Large Cap Fund is a Equity - Large Cap fund was launched on 1 Apr 95. It is a fund with Moderately High risk and has given a Below is the key information for JM Large Cap Fund Returns up to 1 year are on 1. JM Value Fund
CAGR/Annualized
return of 17.6% since its launch. Ranked 15 in Value
category. Return for 2023 was 47.7% , 2022 was 5.3% and 2021 was 36.3% . JM Value Fund
Growth Launch Date 2 Jun 97 NAV (17 Sep 24) ₹110.027 ↓ -0.54 (-0.49 %) Net Assets (Cr) ₹986 on 31 Jul 24 Category Equity - Value AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.47 Sharpe Ratio 3.12 Information Ratio 1.45 Alpha Ratio 18.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,299 31 Aug 21 ₹16,540 31 Aug 22 ₹17,136 31 Aug 23 ₹23,248 31 Aug 24 ₹37,088 Returns for JM Value Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Sep 24 Duration Returns 1 Month 3.3% 3 Month 9.9% 6 Month 32.1% 1 Year 55.1% 3 Year 29.5% 5 Year 30.1% 10 Year 15 Year Since launch 17.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 47.7% 2022 5.3% 2021 36.3% 2020 13.4% 2019 11.9% 2018 -11.2% 2017 44.6% 2016 12.1% 2015 3.5% 2014 52.4% Fund Manager information for JM Value Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.04 Yr. Asit Bhandarkar 11 Dec 06 17.74 Yr. Gurvinder Wasan 1 Dec 22 1.75 Yr. Data below for JM Value Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Consumer Cyclical 21.54% Industrials 17.08% Financial Services 16.93% Health Care 10.67% Basic Materials 10.48% Utility 6.22% Technology 4.3% Energy 4.07% Consumer Defensive 3.46% Real Estate 2.97% Communication Services 0.63% Asset Allocation
Asset Class Value Cash 1.64% Equity 98.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | 5001803% ₹32 Cr 195,605 Infosys Ltd (Technology)
Equity, Since 31 May 18 | 5002093% ₹29 Cr 149,105 NTPC Ltd (Utilities)
Equity, Since 30 Jun 22 | 5325552% ₹25 Cr 600,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5321742% ₹25 Cr 200,000 Restaurant Brands Asia Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 29 Feb 24 | RBA2% ₹25 Cr 2,231,360
↑ 250,000 State Bank of India (Financial Services)
Equity, Since 31 Dec 20 | 5001122% ₹24 Cr 300,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TATAMOTORS2% ₹24 Cr 213,500
↑ 213,500 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 24 | HINDPETRO2% ₹24 Cr 565,000 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Mar 24 | 5326672% ₹23 Cr 3,000,000
↓ -700,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | VEDL2% ₹22 Cr 479,100
↑ 70,000 2. JM Multicap Fund
CAGR/Annualized
return of 16% since its launch. Ranked 16 in Multi Cap
category. Return for 2023 was 40% , 2022 was 7.8% and 2021 was 32.9% . JM Multicap Fund
Growth Launch Date 23 Sep 08 NAV (17 Sep 24) ₹107.929 ↓ -0.15 (-0.13 %) Net Assets (Cr) ₹3,855 on 31 Jul 24 Category Equity - Multi Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 3.66 Information Ratio 2.2 Alpha Ratio 19.72 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹9,986 31 Aug 21 ₹15,945 31 Aug 22 ₹17,123 31 Aug 23 ₹21,382 31 Aug 24 ₹34,657 Returns for JM Multicap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Sep 24 Duration Returns 1 Month 2.4% 3 Month 7.3% 6 Month 30.5% 1 Year 56.5% 3 Year 28.1% 5 Year 28.4% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2023 40% 2022 7.8% 2021 32.9% 2020 11.4% 2019 16.6% 2018 -5.4% 2017 39.5% 2016 10.5% 2015 -2.8% 2014 56% Fund Manager information for JM Multicap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.04 Yr. Gurvinder Wasan 1 Dec 22 1.75 Yr. Chaitanya Choksi 31 Dec 21 2.67 Yr. Data below for JM Multicap Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Industrials 18.2% Financial Services 17.04% Basic Materials 16.49% Consumer Cyclical 13.34% Technology 9.18% Health Care 9.04% Consumer Defensive 4.42% Energy 4.41% Utility 3.86% Communication Services 1.5% Real Estate 1.04% Asset Allocation
Asset Class Value Cash 1.47% Equity 98.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity REC Ltd (Financial Services)
Equity, Since 30 Nov 22 | RECLTD3% ₹140 Cr 2,258,063
↑ 100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | 5005103% ₹139 Cr 375,231
↑ 50,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 24 | DRREDDY3% ₹137 Cr 195,522
↑ 86,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 20 | 5002093% ₹131 Cr 672,750 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 5001803% ₹128 Cr 780,500
↓ -60,000 CESC Ltd (Utilities)
Equity, Since 30 Nov 23 | CESC3% ₹115 Cr 5,911,774
↑ 3,971,774 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5321743% ₹108 Cr 880,800 Tech Mahindra Ltd (Technology)
Equity, Since 31 Jul 24 | TECHM2% ₹90 Cr 550,000
↑ 50,000 KEC International Ltd (Industrials)
Equity, Since 31 Mar 24 | 5327142% ₹88 Cr 933,206
↑ 518,551 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | MOTHERSON2% ₹88 Cr 4,500,000
↑ 4,500,000 3. JM Tax Gain Fund
CAGR/Annualized
return of 10.6% since its launch. Ranked 18 in ELSS
category. Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% . JM Tax Gain Fund
Growth Launch Date 31 Mar 08 NAV (17 Sep 24) ₹52.2026 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹173 on 31 Jul 24 Category Equity - ELSS AMC JM Financial Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 2.79 Information Ratio 0.71 Alpha Ratio 10.16 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,374 31 Aug 21 ₹16,596 31 Aug 22 ₹17,115 31 Aug 23 ₹20,445 31 Aug 24 ₹31,271 Returns for JM Tax Gain Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Sep 24 Duration Returns 1 Month 4.3% 3 Month 10.5% 6 Month 33.6% 1 Year 50.2% 3 Year 22.5% 5 Year 26% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 30.9% 2022 0.5% 2021 32.2% 2020 18.3% 2019 14.9% 2018 -4.6% 2017 42.6% 2016 5.2% 2015 -0.6% 2014 54.9% Fund Manager information for JM Tax Gain Fund
Name Since Tenure Asit Bhandarkar 31 Dec 21 2.67 Yr. Gurvinder Wasan 1 Dec 22 1.75 Yr. Chaitanya Choksi 18 Jul 14 10.13 Yr. Data below for JM Tax Gain Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Industrials 22.25% Financial Services 16.43% Consumer Cyclical 14.66% Basic Materials 14.46% Technology 11.07% Consumer Defensive 7.42% Health Care 5.99% Communication Services 3.47% Utility 1.84% Real Estate 1.47% Asset Allocation
Asset Class Value Cash 0.95% Equity 99.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | 5002094% ₹7 Cr 35,465 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | 5321743% ₹6 Cr 50,975 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | 5005103% ₹6 Cr 16,750 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | 5001803% ₹6 Cr 37,631 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TATAMOTORS2% ₹4 Cr 40,250
↑ 40,250 Voltas Ltd (Industrials)
Equity, Since 31 Jan 24 | 5005752% ₹4 Cr 24,500 Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | PFC2% ₹4 Cr 77,625 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433202% ₹4 Cr 150,500 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Mar 24 | 5326672% ₹4 Cr 495,000
↓ -60,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 24 | 5324542% ₹4 Cr 23,200 4. JM Core 11 Fund
CAGR/Annualized
return of 4.6% since its launch. Ranked 18 in Large Cap
category. Return for 2023 was 32.9% , 2022 was 7.1% and 2021 was 16.3% . JM Core 11 Fund
Growth Launch Date 5 Mar 08 NAV (17 Sep 24) ₹21.0822 ↓ -0.03 (-0.15 %) Net Assets (Cr) ₹147 on 31 Jul 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.45 Sharpe Ratio 2.81 Information Ratio 0.82 Alpha Ratio 10.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹9,366 31 Aug 21 ₹13,227 31 Aug 22 ₹13,827 31 Aug 23 ₹16,972 31 Aug 24 ₹24,872 Returns for JM Core 11 Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Sep 24 Duration Returns 1 Month 1.6% 3 Month 7.7% 6 Month 23.5% 1 Year 40.5% 3 Year 22.2% 5 Year 19.9% 10 Year 15 Year Since launch 4.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 32.9% 2022 7.1% 2021 16.3% 2020 6.3% 2019 10.6% 2018 -5% 2017 43.1% 2016 11.1% 2015 -2.4% 2014 51.3% Fund Manager information for JM Core 11 Fund
Name Since Tenure Asit Bhandarkar 25 Feb 09 15.52 Yr. Gurvinder Wasan 1 Dec 22 1.75 Yr. Chaitanya Choksi 18 Jul 14 10.13 Yr. Data below for JM Core 11 Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Consumer Cyclical 25.03% Industrials 19.9% Basic Materials 14.12% Financial Services 13.68% Technology 9.19% Health Care 6.59% Energy 3.97% Consumer Defensive 3.03% Asset Allocation
Asset Class Value Cash 4.49% Equity 95.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 5433205% ₹8 Cr 320,000 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | VEDL5% ₹8 Cr 163,000
↑ 70,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 22 | TRENT4% ₹7 Cr 10,109
↑ 1,500 Petronet LNG Ltd (Energy)
Equity, Since 31 Mar 24 | PETRONET4% ₹7 Cr 178,000 Go Digit General Insurance Ltd (Financial Services)
Equity, Since 31 Aug 24 | 5441794% ₹7 Cr 170,168
↑ 170,168 Havells India Ltd (Industrials)
Equity, Since 30 Jun 24 | HAVELLS4% ₹6 Cr 33,197 Birlasoft Ltd (Technology)
Equity, Since 31 Jul 24 | BSOFT4% ₹6 Cr 91,000
↑ 37,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | TATAMOTORS4% ₹6 Cr 53,900
↑ 53,900 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 23 | 5321744% ₹6 Cr 48,000 Jupiter Wagons Ltd (Industrials)
Equity, Since 31 Jul 24 | JWL3% ₹6 Cr 99,468
↑ 13,187 5. JM Large Cap Fund
CAGR/Annualized
return of 10% since its launch. Ranked 73 in Large Cap
category. Return for 2023 was 29.6% , 2022 was 3.4% and 2021 was 23.2% . JM Large Cap Fund
Growth Launch Date 1 Apr 95 NAV (17 Sep 24) ₹165.841 ↓ -0.18 (-0.11 %) Net Assets (Cr) ₹331 on 31 Jul 24 Category Equity - Large Cap AMC JM Financial Asset Management Limited Rating ☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 2.86 Information Ratio 0.7 Alpha Ratio 12.45 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Days (1%),60 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 19 ₹10,000 31 Aug 20 ₹10,736 31 Aug 21 ₹14,531 31 Aug 22 ₹15,202 31 Aug 23 ₹17,283 31 Aug 24 ₹25,596 Returns for JM Large Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 17 Sep 24 Duration Returns 1 Month 0.9% 3 Month 5.7% 6 Month 18.6% 1 Year 40.3% 3 Year 19.5% 5 Year 20.6% 10 Year 15 Year Since launch 10% Historical performance (Yearly) on absolute basis
Year Returns 2023 29.6% 2022 3.4% 2021 23.2% 2020 18.1% 2019 4.9% 2018 0.8% 2017 20.9% 2016 1.8% 2015 -1.3% 2014 45.5% Fund Manager information for JM Large Cap Fund
Name Since Tenure Satish Ramanathan 20 Aug 21 3.04 Yr. Asit Bhandarkar 5 Oct 17 6.91 Yr. Gurvinder Wasan 1 Dec 22 1.75 Yr. Data below for JM Large Cap Fund as on 31 Jul 24
Equity Sector Allocation
Sector Value Financial Services 24.01% Basic Materials 17.87% Consumer Cyclical 11.46% Industrials 9.85% Utility 7.88% Energy 7.51% Technology 6.62% Health Care 5.4% Consumer Defensive 3.68% Communication Services 1.42% Asset Allocation
Asset Class Value Cash 4.3% Equity 95.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 12 | 5001806% ₹23 Cr 140,172
↑ 18,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 08 | 5005104% ₹17 Cr 45,807
↑ 5,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | 5321744% ₹17 Cr 137,087
↑ 32,000 Power Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 23 | PFC4% ₹16 Cr 298,000 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 24 | ASIANPAINT4% ₹16 Cr 52,165
↑ 13,700 NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 5325554% ₹16 Cr 380,200
↑ 210,000 ICICI Prudential Life Insurance Company Limited (Financial Services)
Equity, Since 31 Jul 24 | 5401334% ₹15 Cr 193,000
↑ 103,000 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Jan 24 | 5003123% ₹14 Cr 410,000
↑ 166,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 24 | TCS3% ₹13 Cr 29,150 Infosys Ltd (Technology)
Equity, Since 30 Apr 15 | 5002093% ₹13 Cr 65,398
എങ്ങനെയെന്ന് അറിയാൻ ആഗ്രഹിക്കുന്നുSIP നിക്ഷേപം ഒരു നിശ്ചിത സമയത്തേക്ക് നിങ്ങൾ ഒരു നിശ്ചിത തുക പ്രതിമാസം നിക്ഷേപിച്ചാൽ വളരുമോ? ഒരു ഉദാഹരണം ഉപയോഗിച്ച് ഞങ്ങൾ നിങ്ങളെ വിശദീകരിക്കും.
എസ്ഐപി കാൽക്കുലേറ്ററുകൾ സാധാരണയായി നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന എസ്ഐപി നിക്ഷേപ തുക (ലക്ഷ്യം), ആവശ്യമുള്ള നിക്ഷേപത്തിന്റെ വർഷങ്ങളുടെ എണ്ണം, പ്രതീക്ഷിക്കുന്നത്പണപ്പെരുപ്പം നിരക്കുകളും (ഇതിന് ഒരാൾ കണക്കാക്കേണ്ടതുണ്ട്!) പ്രതീക്ഷിക്കുന്ന വരുമാനവും. അതിനാൽ, ഒരു ലക്ഷ്യം നേടുന്നതിന് ആവശ്യമായ SIP വരുമാനം കണക്കാക്കാൻ ഒരാൾക്ക് കഴിയും!
10 വർഷത്തേക്ക് 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ, നിങ്ങളുടെ എസ്ഐപി നിക്ഷേപം എങ്ങനെ വളരുന്നുവെന്ന് നോക്കാം.
പ്രതിമാസ നിക്ഷേപം: 10,000 രൂപ
നിക്ഷേപ കാലയളവ്: 10 വർഷം
നിക്ഷേപിച്ച ആകെ തുക: 12,00,000 രൂപ
ദീർഘകാല വളർച്ചാ നിരക്ക് (ഏകദേശം): 15%
അനുസരിച്ച് പ്രതീക്ഷിത വരുമാനംസിപ്പ് കാൽക്കുലേറ്റർ: INR 27,86,573
മൊത്ത ലാഭം: 15,86,573 രൂപ (സമ്പൂർണ്ണ വരുമാനം= 132.2%)
മുകളിലുള്ള കണക്കുകൂട്ടലുകൾ കാണിക്കുന്നത് നിങ്ങൾ 10 വർഷത്തേക്ക് പ്രതിമാസം 10,000 രൂപ നിക്ഷേപിക്കുകയാണെങ്കിൽ (ആകെ INR12,00,000
) നിങ്ങൾ സമ്പാദിക്കും27,86,573 രൂപ
, അതായത് നിങ്ങൾ ഉണ്ടാക്കുന്ന അറ്റാദായം15,86,573 രൂപ
. ഇത് മികച്ചതല്ലേ!
ഫിൻകാഷ് ഡോട്ട് കോമിൽ ആജീവനാന്ത സ Invest ജന്യ നിക്ഷേപ അക്ക Open ണ്ട് തുറക്കുക.
നിങ്ങളുടെ രജിസ്ട്രേഷനും കെവൈസി പ്രക്രിയയും പൂർത്തിയാക്കുക
പ്രമാണങ്ങൾ അപ്ലോഡുചെയ്യുക (പാൻ, ആധാർ മുതലായവ).നിങ്ങൾ നിക്ഷേപിക്കാൻ തയ്യാറാണ്!
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