Table of Contents

ഇടത്തരം കാലയളവിലെ ഡെറ്റ് ഫണ്ടുകൾ- അവലോകനം
ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ സവിശേഷതകൾ
മികച്ച 7 മികച്ച പ്രകടനം നടത്തുന്ന മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകൾ 2022 - 2023
മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകളിൽ ഓൺലൈനിൽ നിക്ഷേപിക്കുന്നത് എങ്ങനെ?
Top 7 Debt - Medium term Bond Funds

7 മികച്ച ഇടത്തരം ദൈർഘ്യമുള്ള ഫണ്ടുകൾ 2022

Updated on January 6, 2025 , 7705 views

നിങ്ങൾ ഒരു ഇടക്കാല നിക്ഷേപ ഓപ്ഷനായി തിരയുകയാണോ? അടുത്ത 3-4 വർഷത്തേക്ക് നിങ്ങൾ നിക്ഷേപിക്കാൻ ആഗ്രഹിക്കുന്ന നിഷ്ക്രിയ പണമുണ്ടോ? അതെ എങ്കിൽ, ഇതാ നിങ്ങൾക്കായി ഒരു ഫണ്ട്- മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകൾ! മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകൾ ഒരു തരം കടമാണ്മ്യൂച്വൽ ഫണ്ട് കടത്തിൽ നിക്ഷേപിക്കുകയുംപണ വിപണി മൂന്ന് മുതൽ നാല് വർഷം വരെ മക്കാലെ ദൈർഘ്യമുള്ള ഉപകരണങ്ങൾ. നിക്ഷേപിക്കാനുള്ള മികച്ച ചില ഇടത്തരം ഫണ്ടുകൾ നോക്കുന്നതിനൊപ്പം ഈ ഫണ്ടിനെക്കുറിച്ച് കൂടുതൽ മനസ്സിലാക്കാം.

ഇടത്തരം കാലയളവിലെ ഡെറ്റ് ഫണ്ടുകൾ- അവലോകനം

മെച്യൂരിറ്റിയുടെ അടിസ്ഥാനത്തിൽ കടത്തെ സാധാരണയായി തരം തിരിച്ചിരിക്കുന്നു. എന്ന നിബന്ധനകൾഡെറ്റ് ഫണ്ട് ഇവയാണ് - കുറഞ്ഞ ദൈർഘ്യമുള്ള ഫണ്ടുകൾ, ഹ്രസ്വകാല ദൈർഘ്യം, ഇടത്തരം ദൈർഘ്യം, ഇടത്തരം മുതൽ ദൈർഘ്യമേറിയ കാലയളവ്, ദീർഘകാല ഫണ്ടുകൾ. മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകൾ 3-4 വർഷത്തെ കാലാവധിയുള്ള ഡെറ്റ് സെക്യൂരിറ്റികളിൽ നിക്ഷേപിക്കുന്നു. ഈ ഫണ്ടിന്റെ കാലാവധി ഹ്രസ്വകാല ഫണ്ടുകളേക്കാൾ കുറവും ദീർഘകാല ഫണ്ടുകളേക്കാൾ കൂടുതലുമാണ്.

സാധാരണഗതിയിൽ, മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകളുടെ പലിശ നിരക്ക് ഹ്രസ്വകാല ഫണ്ടിനേക്കാൾ കൂടുതലാണ്. ഹ്രസ്വകാല പലിശനിരക്ക് ഉയർന്നതായിരിക്കുമ്പോൾ ഈ ഫണ്ടുകൾ മികച്ച പ്രകടനം കാഴ്ചവെക്കുന്നു. ഡെറ്റ് ഫണ്ടുകൾ അപകടസാധ്യതയില്ലാത്തതാണെന്ന് ഒരു ജനകീയ വിശ്വാസമുണ്ട്, പക്ഷേ അവ പൂർണ്ണമായും അപകടസാധ്യതയില്ലാത്തവയല്ല. ചില സ്റ്റാൻഡേർഡ് അപകടസാധ്യതകൾ ഡെറ്റ് ആസ്തികളുമായി ബന്ധിപ്പിച്ചിരിക്കുന്നു- പലിശ നിരക്ക് റിസ്ക്, ക്രെഡിറ്റ് റിസ്ക്, കൂടാതെദ്രവ്യത അപകടം.

മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകളുടെ പലിശ നിരക്ക്-റിസ്ക് നോക്കുകയാണെങ്കിൽ അത് ഹ്രസ്വകാല ഫണ്ടിനേക്കാൾ കൂടുതലാണ്. അതിനാൽ, ഇത്തരത്തിലുള്ള ഫണ്ടുകളിൽ നിക്ഷേപിക്കാൻ പദ്ധതിയിടുന്ന നിക്ഷേപകർക്ക് നിക്ഷേപങ്ങളിലെ ചെറിയ അപകടസാധ്യതകൾ സഹിക്കാൻ കഴിയണം.

ഡെറ്റ് മ്യൂച്വൽ ഫണ്ടുകളിൽ നിക്ഷേപിക്കുന്നതിന്റെ സവിശേഷതകൾ

ഡെറ്റ് ഫണ്ടുകളിൽ, ഒരാൾക്ക് എപ്പോൾ വേണമെങ്കിലും നിക്ഷേപത്തിൽ നിന്ന് ആവശ്യമായ ഫണ്ടുകൾ പിൻവലിക്കാം, കൂടാതെ ബാക്കിയുള്ള ഫണ്ട് നിക്ഷേപം തുടരാൻ അനുവദിക്കുകയും ചെയ്യാം.
നിശ്ചിത കാലയളവിൽ ഒപ്റ്റിമൽ റിട്ടേൺ നേടുന്നതിന് ഡെറ്റ് ഫണ്ടുകൾ അനുയോജ്യമാണ്. ഉദാഹരണത്തിന്, ഡിവിഡന്റ് പേഔട്ട് തിരഞ്ഞെടുക്കുന്നത് ഒരു പതിവ് ഓപ്ഷനാണ്വരുമാനം ഒഴുക്ക്.
വ്യത്യസ്തമായിഇക്വിറ്റി ഫണ്ടുകൾ, കടങ്ങൾ ബാധിക്കില്ലവിപണി അസ്ഥിരത, വാസ്തവത്തിൽ അവ പലിശ നിരക്ക് അപകടസാധ്യത, ക്രെഡിറ്റ് റിസ്ക് എന്നിവ പോലെയുള്ള സ്റ്റാൻഡേർഡ് റിസ്ക് വഹിക്കുന്നു.
ഡെറ്റ് ഫണ്ടുകളിൽ, നിങ്ങൾക്ക് സൃഷ്ടിക്കാൻ കഴിയുംസ്ഥിര വരുമാനം ഓരോ മാസവും ഒരു സിസ്റ്റമാറ്റിക് പിൻവലിക്കൽ പ്ലാൻ ആരംഭിച്ച് (SWP എന്നത് ഒരു കരുതൽ ധനമാണ്എസ്.ഐ.പി/ദയവായി) പ്രതിമാസം ഒരു നിശ്ചിത തുക പിൻവലിക്കാൻഅടിസ്ഥാനം. കൂടാതെ, ആവശ്യമുള്ളപ്പോൾ നിങ്ങൾക്ക് SWP യുടെ തുക മാറ്റാം.

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മികച്ച 7 മികച്ച പ്രകടനം നടത്തുന്ന മീഡിയം ഡ്യൂറേഷൻ ഫണ്ടുകൾ 2022 - 2023

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Aditya Birla Sun Life Medium Term Plan Growth	₹37.2648 ↓ -0.02	₹1,999	3.4	6	10.7	13.9	10.5	7.65%	3Y 7M 28D	4Y 10M 24D
Axis Strategic Bond Fund Growth	₹26.7647 ↓ -0.01	₹1,979	1.8	4.2	8.7	6.6	8.7	7.82%	3Y 9M 22D	5Y 3M 4D
ICICI Prudential Medium Term Bond Fund Growth	₹42.8288 ↓ -0.01	₹5,723	1.8	4.1	8.1	6.5	8	8.16%	3Y 3M 11D	4Y 4M 17D
SBI Magnum Medium Duration Fund Growth	₹49.0496 ↓ -0.01	₹6,642	1.7	4.1	8.1	6.3	8.1	7.86%	3Y 7M 20D	5Y 5M 19D
Kotak Medium Term Fund Growth	₹21.7564 ↓ -0.01	₹1,828	1.4	4.5	9.1	6.2	9	8.21%	3Y 3M 14D	5Y 25D
Kotak Dynamic Bond Fund Growth	₹36.0613 ↓ -0.03	₹3,014	0.8	4.2	9.4	6.2	9.3	7.21%	8Y 10M 24D	19Y 4M 28D
L&T Resurgent India Bond Fund Growth	₹19.5277 ↓ 0.00	₹841	1.6	3.9	8.3	6	8.2	7.75%	3Y 9M 22D	5Y 8M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jan 25

*മുകളിൽ മികച്ചവയുടെ ലിസ്റ്റ്ഇടത്തരം ദൈർഘ്യം മുകളിൽ AUM/നെറ്റ് അസറ്റുകൾ ഉള്ള ഫണ്ടുകൾ100 കോടി. ക്രമീകരിച്ചുകഴിഞ്ഞ 3 വർഷത്തെ റിട്ടേൺ.

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch. Ranked 6 in Medium term Bond category. Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan Growth
Launch Date	25 Mar 09
NAV (08 Jan 25)	₹37.2648 ↓ -0.02 (-0.06 %)
Net Assets (Cr)	₹1,999 on 15 Dec 24
Category	Debt - Medium term Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.55
Sharpe Ratio	2.32
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity	7.65%
Effective Maturity	4 Years 10 Months 24 Days
Modified Duration	3 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,811
31 Dec 21	₹11,579
31 Dec 22	₹14,451
31 Dec 23	₹15,451
31 Dec 24	₹17,067

Aditya Birla Sun Life Medium Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹215,396.
Net Profit of ₹35,396 Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.6%
3 Month	3.4%
6 Month	6%
1 Year	10.7%
3 Year	13.9%
5 Year	11.3%
10 Year
15 Year
Since launch	8.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	10.5%
2022	6.9%
2021	24.8%
2020	7.1%
2019	8.1%
2018	-4.4%
2017	5.6%
2016	7%
2015	10.9%
2014	9.5%

Fund Manager information for Aditya Birla Sun Life Medium Term Plan

Name	Since	Tenure
Sunaina Cunha	1 Sep 14	10.34 Yr.
Mohit Sharma	6 Aug 20	4.41 Yr.
Dhaval Joshi	21 Nov 22	2.11 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	10.18%
Equity	3.69%
Debt	84.79%
Other	1.34%

Debt Sector Allocation

Sector	Value
Government	47.99%
Corporate	35.89%
Cash Equivalent	10.18%
Securitized	0.91%

Credit Quality

Rating	Value
A	5.56%
AA	29.31%
AAA	62.31%
BBB	2.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	27%	₹533 Cr	52,000,000 ↓ -1,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	10%	₹206 Cr	20,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹52 Cr	5,000,000 ↑ 5,000,000
Adani Airport Holdings Ltd Debentures \| -	3%	₹50 Cr	5,300
Creditaccess Grameen Limited Debentures \| -	3%	₹50 Cr	500,000
JSW Steel Limited Debentures \| -	3%	₹50 Cr	500
Small Industries Development Bank Of India Debentures \| -	3%	₹50 Cr	500 ↑ 500
Belstar Microfinance Limited Debentures \| -	2%	₹50 Cr	5,000
4.986339% GMR Infrastructure Limited (22/11/2026) Debentures \| -	2%	₹49 Cr	4,467
Piramal Capital & Housing Finance Ltd Debentures \| -	2%	₹48 Cr	4,800

2. Axis Strategic Bond Fund

(Erstwhile Axis Income Fund)

To generate optimal returns in the medium term while maintaining liquidity of the portfolio by investing in debt and money market instruments.

Axis Strategic Bond Fund is a Debt - Medium term Bond fund was launched on 28 Mar 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 7 in Medium term Bond category. Return for 2024 was 8.7% , 2023 was 7.3% and 2022 was 3.8% .

Below is the key information for Axis Strategic Bond Fund

Axis Strategic Bond Fund Growth
Launch Date	28 Mar 12
NAV (08 Jan 25)	₹26.7647 ↓ -0.01 (-0.04 %)
Net Assets (Cr)	₹1,979 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.06
Sharpe Ratio	2.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.82%
Effective Maturity	5 Years 3 Months 4 Days
Modified Duration	3 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,051
31 Dec 21	₹11,626
31 Dec 22	₹12,068
31 Dec 23	₹12,946
31 Dec 24	₹14,072

Axis Strategic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for Axis Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.2%
1 Year	8.7%
3 Year	6.6%
5 Year	7%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	7.3%
2021	3.8%
2020	5.2%
2019	10.5%
2018	7.1%
2017	6.7%
2016	7.5%
2015	11.6%
2014	6.8%

Fund Manager information for Axis Strategic Bond Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.16 Yr.
Sachin Jain	1 Feb 23	1.92 Yr.
Akhil Thakker	1 Feb 23	1.92 Yr.

Data below for Axis Strategic Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	6.71%
Debt	93.03%
Other	0.26%

Debt Sector Allocation

Sector	Value
Corporate	47.86%
Government	44.67%
Cash Equivalent	6.71%
Securitized	0.51%

Credit Quality

Rating	Value
A	10.34%
AA	35.93%
AAA	53.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	15%	₹304 Cr	29,700,000 ↑ 20,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	11%	₹226 Cr	22,100,000 ↑ 7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹103 Cr	10,231,900 ↓ -9,000,000
Nirma Limited Debentures \| -	3%	₹61 Cr	6,000
Aadhar Housing Finance Ltd. 8.65% Debentures \| -	3%	₹56 Cr	5,500
DLF Cyber City Developers Ltd. 8.4% Debentures \| -	3%	₹55 Cr	5,500
Mahanagar Telephone Nigam Limited Debentures \| -	2%	₹49 Cr	5,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	2%	₹46 Cr	4,500,000 ↓ -5,500,000
Tata Projects Limited Debentures \| -	2%	₹46 Cr	4,600
Century Textiles And Industried Limited Debentures \| -	2%	₹45 Cr	4,500

3. ICICI Prudential Medium Term Bond Fund

(Erstwhile ICICI Prudential Corporate Bond Fund)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Medium Term Bond Fund is a Debt - Medium term Bond fund was launched on 15 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 23 in Medium term Bond category. Return for 2024 was 8% , 2023 was 7% and 2022 was 4.2% .

Below is the key information for ICICI Prudential Medium Term Bond Fund

ICICI Prudential Medium Term Bond Fund Growth
Launch Date	15 Sep 04
NAV (08 Jan 25)	₹42.8288 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹5,723 on 15 Dec 24
Category	Debt - Medium term Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.4
Sharpe Ratio	1.74
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	8.16%
Effective Maturity	4 Years 4 Months 17 Days
Modified Duration	3 Years 3 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,039
31 Dec 21	₹11,648
31 Dec 22	₹12,134
31 Dec 23	₹12,987
31 Dec 24	₹14,029

ICICI Prudential Medium Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Medium Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	4.1%
1 Year	8.1%
3 Year	6.5%
5 Year	7%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8%
2022	7%
2021	4.2%
2020	5.5%
2019	10.4%
2018	9.2%
2017	5.1%
2016	6.5%
2015	10.2%
2014	8.4%

Fund Manager information for ICICI Prudential Medium Term Bond Fund

Name	Since	Tenure
Manish Banthia	7 Nov 16	8.15 Yr.
Akhil Kakkar	22 Jan 24	0.94 Yr.

Data below for ICICI Prudential Medium Term Bond Fund as on 15 Dec 24

Asset Allocation

Asset Class	Value
Cash	4.17%
Equity	0.89%
Debt	94.65%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	64.09%
Government	29.07%
Cash Equivalent	4.17%
Securitized	1.49%

Credit Quality

Rating	Value
AA	55.55%
AAA	44.45%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	27%	₹1,549 Cr	151,573,350 ↑ 2,500,000
Godrej Properties Limited Debentures \| -	3%	₹151 Cr	15,000
Oberoi Realty Ltd. Debentures \| -	3%	₹150 Cr	15,000
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹127 Cr	12,400
TVS Credit Services Limited Debentures \| -	2%	₹112 Cr	110
Ess Kay Limited Debentures \| -	2%	₹109 Cr	11,000
Torrent Power Limited Debentures \| -	2%	₹106 Cr	10,500
Nirma Limited Debentures \| -	2%	₹101 Cr	10,000
G R Infraprojects Ltd. Debentures \| -	2%	₹100 Cr	10,000
Tata Projects Limited Debentures \| -	2%	₹100 Cr	1,000

4. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund Growth
Launch Date	12 Nov 03
NAV (08 Jan 25)	₹49.0496 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹6,642 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	SBI Funds Management Private Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.22
Sharpe Ratio	1.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity	7.86%
Effective Maturity	5 Years 5 Months 19 Days
Modified Duration	3 Years 7 Months 20 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,227
31 Dec 21	₹11,659
31 Dec 22	₹12,057
31 Dec 23	₹12,930
31 Dec 24	₹13,979

SBI Magnum Medium Duration Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.7%
6 Month	4.1%
1 Year	8.1%
3 Year	6.3%
5 Year	6.9%
10 Year
15 Year
Since launch	7.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.1%
2022	7.2%
2021	3.4%
2020	3.8%
2019	12.3%
2018	11.1%
2017	6.2%
2016	7.6%
2015	14%
2014	6.6%

Fund Manager information for SBI Magnum Medium Duration Fund

Name	Since	Tenure
Lokesh Mallya	1 Dec 23	1.09 Yr.
Mohit Jain	30 Nov 17	7.09 Yr.
Pradeep Kesavan	1 Dec 23	1.09 Yr.

Data below for SBI Magnum Medium Duration Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	11.85%
Debt	87.87%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	52.18%
Government	35.69%
Cash Equivalent	11.85%

Credit Quality

Rating	Value
A	7.69%
AA	45.05%
AAA	47.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	12%	₹784 Cr	76,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹550 Cr	53,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹327 Cr	32,000,000 ↓ -32,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹321 Cr	32,000,000 ↑ 32,000,000
Godrej Properties Limited Debentures \| -	5%	₹301 Cr	30,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹285 Cr	27,500,000
Avanse Financial Services Ltd. Debentures \| -	4%	₹250 Cr	25,000
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	4%	₹237 Cr	24,000
Century Textiles And Industried Limited Debentures \| -	3%	₹220 Cr	22,000
Yes Bank Limited Debentures \| -	3%	₹220 Cr	2,250

5. Kotak Medium Term Fund

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved

Kotak Medium Term Fund is a Debt - Medium term Bond fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 10 in Medium term Bond category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 3.2% .

Below is the key information for Kotak Medium Term Fund

Kotak Medium Term Fund Growth
Launch Date	25 Mar 14
NAV (08 Jan 25)	₹21.7564 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹1,828 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-18 Months (2%),18 Months and above(NIL)
Yield to Maturity	8.21%
Effective Maturity	5 Years 25 Days
Modified Duration	3 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,854
31 Dec 21	₹11,359
31 Dec 22	₹11,719
31 Dec 23	₹12,436
31 Dec 24	₹13,558

Kotak Medium Term Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Medium Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	4.5%
1 Year	9.1%
3 Year	6.2%
5 Year	6.3%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	6.1%
2021	3.2%
2020	4.7%
2019	8.5%
2018	7%
2017	5.4%
2016	6.6%
2015	10.9%
2014	9.3%

Fund Manager information for Kotak Medium Term Fund

Name	Since	Tenure
Deepak Agrawal	25 Mar 14	10.78 Yr.
Sunit garg	1 Nov 22	2.17 Yr.

Data below for Kotak Medium Term Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	5.34%
Equity	5.72%
Debt	87.24%
Other	1.7%

Debt Sector Allocation

Sector	Value
Corporate	61.14%
Government	25.72%
Cash Equivalent	5.72%

Credit Quality

Rating	Value
A	7.28%
AA	37.21%
AAA	55.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	12%	₹217 Cr	21,250,021 ↑ 01
7.18% Govt Stock 2033 Sovereign Bonds \| -	10%	₹178 Cr	17,343,470
TATA Steel Limited Debentures \| -	4%	₹76 Cr	750
Pipeline Infrastructure Private Limited Debentures \| -	4%	₹64 Cr	6,280
Aditya Birla Renewables Limited Debentures \| -	3%	₹60 Cr	6,000
Prestige Projects Private Limited 0.1175% Debentures \| -	3%	₹60 Cr	6,000
SANSAR AUG 2024 V TRUST Unlisted bonds \| -	3%	₹60 Cr	600,000,000
Indostar Capital Finance Limited Debentures \| -	3%	₹60 Cr	6,000
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	3%	₹56 Cr	1,509,149
Century Textiles And Industries Limited Debentures \| -	3%	₹55 Cr	5,500

6. Kotak Dynamic Bond Fund

(Erstwhile Kotak Flexi Debt Scheme)

To maximize returns through active management of a portfolio of debt and money market securities.

Kotak Dynamic Bond Fund is a Debt - Medium term Bond fund was launched on 26 May 08. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8% since its launch. Ranked 23 in Medium term Bond category. Return for 2024 was 9.3% , 2023 was 6.5% and 2022 was 2.5% .

Below is the key information for Kotak Dynamic Bond Fund

Kotak Dynamic Bond Fund Growth
Launch Date	26 May 08
NAV (08 Jan 25)	₹36.0613 ↓ -0.03 (-0.09 %)
Net Assets (Cr)	₹3,014 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	1.3
Sharpe Ratio	1.12
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	7.21%
Effective Maturity	19 Years 4 Months 28 Days
Modified Duration	8 Years 10 Months 24 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹11,171
31 Dec 21	₹11,527
31 Dec 22	₹11,815
31 Dec 23	₹12,585
31 Dec 24	₹13,751

Kotak Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Kotak Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.3%
3 Month	0.8%
6 Month	4.2%
1 Year	9.4%
3 Year	6.2%
5 Year	6.6%
10 Year
15 Year
Since launch	8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9.3%
2022	6.5%
2021	2.5%
2020	3.2%
2019	11.7%
2018	11.1%
2017	7.3%
2016	5.6%
2015	13.4%
2014	7.5%

Fund Manager information for Kotak Dynamic Bond Fund

Name	Since	Tenure
Deepak Agrawal	25 Nov 12	12.11 Yr.
Abhishek Bisen	1 Nov 22	2.17 Yr.

Data below for Kotak Dynamic Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	3.03%
Equity	4.79%
Debt	90.74%
Other	1.43%

Debt Sector Allocation

Sector	Value
Government	74.16%
Corporate	16.58%
Cash Equivalent	3.03%

Credit Quality

Rating	Value
AA	9.11%
AAA	90.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	41%	₹1,245 Cr	119,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	16%	₹492 Cr	48,109,620 ↓ -10,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	8%	₹232 Cr	22,500,000
Muthoot Finance Limited Debentures \| -	5%	₹153 Cr	15,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹126 Cr	12,500,000
7.02% Govt Stock 2031 Sovereign Bonds \| -	3%	₹91 Cr	9,000,000 ↑ 9,000,000
HDFC Bank Limited Debentures \| -	3%	₹87 Cr	850
Embassy Office Parks REIT (Real Estate) -, Since 31 May 21 \| 542602	3%	₹83 Cr	2,228,875
TATA Steel Limited Debentures \| -	2%	₹76 Cr	750
HDFC Bank Limited Debentures \| -	2%	₹71 Cr	7,000 ↓ -500

7. L&T Resurgent India Bond Fund

(Erstwhile L&T Resurgent India Corporate Bond Fund)

"To seek to generate income by investing primarily in debt and money market securities of fundamentally strong corporates/companies in growth sectors which are closely associated with the resurgence of domestic economy, with a fl exibility to follow more conservative investment approach during economic downturns. There is no assurance that the objective of the Scheme will be realised and the Scheme does not assure or guarantee any returns."

L&T Resurgent India Bond Fund is a Debt - Medium term Bond fund was launched on 2 Feb 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch. Return for 2024 was 8.2% , 2023 was 7% and 2022 was 2.6% .

Below is the key information for L&T Resurgent India Bond Fund

L&T Resurgent India Bond Fund Growth
Launch Date	2 Feb 15
NAV (08 Jan 25)	₹19.5277 ↓ 0.00 (-0.01 %)
Net Assets (Cr)	₹841 on 30 Nov 24
Category	Debt - Medium term Bond
AMC	L&T Investment Management Ltd
Rating	Not Rated
Risk	Moderate
Expense Ratio	1.1
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (2%),1-2 Years (1%),2 Years and above(NIL)
Yield to Maturity	7.75%
Effective Maturity	5 Years 8 Months 26 Days
Modified Duration	3 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

Date	Value
31 Dec 19	₹10,000
31 Dec 20	₹10,967
31 Dec 21	₹11,465
31 Dec 22	₹11,761
31 Dec 23	₹12,581
31 Dec 24	₹13,616

L&T Resurgent India Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for L&T Resurgent India Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jan 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.9%
1 Year	8.3%
3 Year	6%
5 Year	6.3%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.2%
2022	7%
2021	2.6%
2020	4.5%
2019	9.7%
2018	7.3%
2017	4.4%
2016	6.3%
2015	10.8%
2014

Fund Manager information for L&T Resurgent India Bond Fund

Name	Since	Tenure
Kapil Punjabi	26 Nov 22	2.1 Yr.
Shriram Ramanathan	2 Feb 15	9.92 Yr.

Data below for L&T Resurgent India Bond Fund as on 30 Nov 24

Asset Allocation

Asset Class	Value
Cash	8.53%
Debt	91.2%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	46.4%
Corporate	44.8%
Cash Equivalent	8.53%

Credit Quality

Rating	Value
AA	18.73%
AAA	81.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	17%	₹129 Cr	12,500,000 ↑ 2,500,000
Rural Electrification Corporation Limited Debentures \| -	7%	₹53 Cr	5,000
7.04% Govt Stock 2029 Sovereign Bonds \| -	7%	₹51 Cr	5,000,000 ↑ 2,500,000
Small Industries Development Bank Of India Debentures \| -	7%	₹51 Cr	5,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	5%	₹41 Cr	4,000,000 ↓ -5,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹32 Cr	3,000,000
Delhi International Airport Limited Debentures \| -	4%	₹31 Cr	3,000
Power Finance Corp Ltd. Debentures \| -	3%	₹27 Cr	2,500
DHRUVA XXIV Unlisted bonds \| -	3%	₹27 Cr	27
Shriram Finance Limited Debentures \| -	3%	₹26 Cr	2,500

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